CHAPTER TITLE PAGE NO.

1 INTRODUCTION
Financial Statement
i. Introduction
ii. Meaning
iii. Types

Financial statement Analysis

i. Meaning
ii. Importance
iii. Tools and Techniques
iv. Ratio Analysis
v. Defination
vi. Classification of ratios

2 RESEARCH DESIGN
Title of the research
Introduction
Statement of the problem
Need for the study
Objectives of the research
Literature Survey and Literature Gap
Methodology-
i. Type of Research
ii. Sampling
iii. Data needs
iv. Data Tools
v. Plan of analysis
Limitations
Chapter Scheme

3 PROFILE OF COMPANIES
WIPRO
i. Logo
ii. History
iii. Milestones
iv. Different divisions of company
v. Industry
 vi. Services
vii. Wipro Foundation
viii. Future Plans

INFOSYS
i. Logo
ii. History
iii. Milestones
iv. Products and Services offered by the
company
4 RATIO ANALYSIS AND INTERPRETATION
i. Introduction
ii. Importance of ratio analysis
iii. Limitations of ratio analysis
PROFITABILITY RATIOS
i. Net Profit Ratio
ii. Gross Profit ratio
iii. Return on Investments
iv. Capital Turn Over Ratio
v. Operating Profit Ratio
vi. Return On Total Asset Ratio
vii. Dividend Pay Out Ratio

LONG TERM SOLVENCY RATIO

i. Return on Assets
ii. Business per employee
iii. Profit per employee
iv. Return on equity
v. Gross profit ratio
vi. Net profit ratio
vii. Earnings per share
Management Efficiency Ratios
i. Interest income to total funds
ii. Net interest income to total funds
iii. Non-interest income to total funds
iv. Operating expenses to working funds
v. Loans turnover
vi. Total assets turnover ratio
vii. Total income to capital employed
viii. Interest expenditure to capital employed
SUMMARY OF FINDINGS, RECOMMENDATIONS
& SUGGESTIONS AND CONCLUSION
 Major findings
4 Recommendations & suggestions
Conclusion
BIBLIOGRAPHY
ANNEXURES
5

LIST OF GRAPHS

GRAPH NO. TITLE OF THE GRAPH PAGE NO.

4.1 Net NPAs as a percentage to Net advances
4.2 Lending to Deposits ratio
4.3 Advances to total assets ratio
4.4 Total debt to equity ratio
4.5 Capital adequacy ratio
4.6 Capital to long term advances ratio
4.7 Long term assets to total assets
4.8 Return on assets
4.9 Business per employee
4.10 Profit per employee
4.11 Return on equity
4.12 Gross Profit Ratio
4.13 Net Profit Ratio
4.14 Earnings per Share
4.15 Interest income to total funds
4.16 Net interest income to total funds
4.17 Non-interest income to total funds
4.18 Operating expenses to working funds
4.19 Loans Turnover ratio
4.20 Total assets turnover ratio
4.21 Total income to capital employed
4.22 Interest expenditure to capital employed