$ 1,000,000.

00
2.28%
11
$ 103,812.25
No Amortizacion Interes Cuota mes saldo
0 $ 1,000,000.00
1 $ 81,012.25 $ 22,800.00 $ 103,812.25 $ 918,987.75
2 $ 82,859.33 $ 20,952.92 $ 103,812.25 $ 836,128.43
3 $ 84,748.52 $ 19,063.73 $ 103,812.25 $ 751,379.91
4 $ 86,680.79 $ 17,131.46 $ 103,812.25 $ 664,699.12
5 $ 88,657.11 $ 15,155.14 $ 103,812.25 $ 576,042.01
6 $ 90,678.49 $ 13,133.76 $ 103,812.25 $ 485,363.53
7 $ 92,745.96 $ 11,066.29 $ 103,812.25 $ 392,617.57
8 $ 94,860.57 $ 8,951.68 $ 103,812.25 $ 297,757.00
9 $ 97,023.39 $ 6,788.86 $ 103,812.25 $ 200,733.61
10 $ 99,235.52 $ 4,576.73 $ 103,812.25 $ 101,498.09
11 $ 101,498.09 $ 2,314.16 $ 103,812.25 $ 0.00
12 $ 103,812.25 $ 0.00 $ 103,812.25 -$ 103,812.25
 $ 1,000,000.00
2%
12
$ 94,559.60

No Amortizacion interes cuota mes saldo

0 $ 1,000,000.00
1 $ 74,559.60 $ 20,000.00 $ 94,559.60 $ 925,440.40
2 $ 76,050.79 $ 18,508.81 $ 94,559.60 $ 849,389.61
3 $ 77,571.80 $ 16,987.79 $ 94,559.60 $ 771,817.81
4 $ 79,123.24 $ 15,436.36 $ 94,559.60 $ 692,694.57
5 $ 80,705.71 $ 13,853.89 $ 94,559.60 $ 611,988.86
6 $ 82,319.82 $ 12,239.78 $ 94,559.60 $ 529,669.05
7 $ 83,966.22 $ 10,593.38 $ 94,559.60 $ 445,702.83
8 $ 85,645.54 $ 8,914.06 $ 94,559.60 $ 360,057.29
9 $ 87,358.45 $ 7,201.15 $ 94,559.60 $ 272,698.84
10 $ 89,105.62 $ 5,453.98 $ 94,559.60 $ 183,593.22
11 $ 90,887.73 $ 3,671.86 $ 94,559.60 $ 92,705.49
12 $ 92,705.49 $ 1,854.11 $ 94,559.60 $ -
13 $ 94,559.60 $ - $ 94,559.60 $ (94,559.60)
14 $ 96,450.79 $ (1,891.19) $ 94,559.60 $ (191,010.39)
15 $ 98,379.80 $ (3,820.21) $ 94,559.60 $ (289,390.19)
16 $ 100,347.40 $ (5,787.80) $ 94,559.60 $ (389,737.59)
17 $ 102,354.35 $ (7,794.75) $ 94,559.60 $ (492,091.94)
18 $ 104,401.44 $ (9,841.84) $ 94,559.60 $ (596,493.37)
19 $ 106,489.46 $ (11,929.87) $ 94,559.60 $ (702,982.84)
20 $ 108,619.25 $ (14,059.66) $ 94,559.60 $ (811,602.09)
21 $ 110,791.64 $ (16,232.04) $ 94,559.60 $ (922,393.73)
22 $ 113,007.47 $ (18,447.87) $ 94,559.60 $ (1,035,401.20)
23 $ 115,267.62 $ (20,708.02) $ 94,559.60 $ (1,150,668.82)
24 $ 117,572.97 $ (23,013.38) $ 94,559.60 $ (1,268,241.79)
25 $ 119,924.43 $ (25,364.84) $ 94,559.60 $ (1,388,166.23)
26 $ 122,322.92 $ (27,763.32) $ 94,559.60 $ (1,510,489.15)
27 $ 124,769.38 $ (30,209.78) $ 94,559.60 $ (1,635,258.53)
28 $ 127,264.77 $ (32,705.17) $ 94,559.60 $ (1,762,523.30)
29 $ 129,810.06 $ (35,250.47) $ 94,559.60 $ (1,892,333.36)
30 $ 132,406.26 $ (37,846.67) $ 94,559.60 $ (2,024,739.62)
31 $ 135,054.39 $ (40,494.79) $ 94,559.60 $ (2,159,794.01)
32 $ 137,755.48 $ (43,195.88) $ 94,559.60 $ (2,297,549.49)
33 $ 140,510.59 $ (45,950.99) $ 94,559.60 $ (2,438,060.07)
34 $ 143,320.80 $ (48,761.20) $ 94,559.60 $ (2,581,380.87)
35 $ 146,187.21 $ (51,627.62) $ 94,559.60 $ (2,727,568.09)
36 $ 149,110.96 $ (54,551.36) $ 94,559.60 $ (2,876,679.04)
 Me dan capital hallando monto Me dan monto hallando capital
capital 5000000 monto
tasa nominal 12% tasa nominal
liquidaciones Trimestral 4 liquidaciones
17 meses
tiempo Tiempo
1.4166666667 ao
monto 5911725.73778571 capital

Por interes efectivo ie Por interes efectivo ie

capital 5000000 monto
17 meses tasa nominal
tiempo
1.4166666667 ao liquidaciones
tasa niminal 12%
tiempo
liquidaciones trimestral 4
ie 12.5509% ie
Monto 5911725.73778571 capital

Formula hallar TEA con liq. Anticipada

Innteres liquidados por anticipado Innteres liquidados vencidos

liquidaciones trimestrales 4 liquidaciones

tasa nominal 32% tasa nominal
iea 39.588% iev

Liqui. Vencidas Liqui. Anticipada

Capital 5000000 Capital
tasa nominal 32% tasa nominal
liquidaciones trimestrales 4 liquidaciones
tiempo 3 aos tiempo
monto 12590850.5840949 monto
Me dan monto hallando capital
20000000
10%
semestral 2
15 meses tasa nominal
1.25 ao
17703402.7

Por interes efectivo ie

20000000
10%
semestral 2
15 meses tasa efectiva
1.25 ao
10.25%
17703402.7

Innteres liquidados vencidos

trimestrales 4
32%
36.0489%

Liqui. Anticipada
5000000
32%
trimestrales 4
3 aos
13599285
 Rentabilidad
INVER. 1000000 TASA 24%
solo cambio
500000 valores no
500000 modifico
500000 nada
$ 990,651.54

VPN $ 1,990,651.54

TASA
-1000000 -1000000 -2000000
500000 500000 1000000
500000 500000 600000
500000 500000 1000000
500000 500000 200000

TIR 34.9034% 34.9034% 17.7071%

 TASA

6000000 3000000
4000000 4000000
3000000 6000000

VPN $ 11,014,274.98 $ 10,540,946.66

Rentabilidad
INVER. -1000000
500000
500000
500000
500000
$ 1,000,000.00

VPN $ 0.00
 10%

Demostrar cual de los dos

proyectos es mas rentable

d
TASA 34.9034%
solo cabio
valores no
modifico
nada