Merchant: SPBU 24.306.

139

Period 1 moths
# of Terminal 1 unit
Estimated Monthly Sales Volume Rp82,083,333
On Card Trx Rp40,416,667
Average Ticket Size Rp100,000
Kurs 1 USD Rp12,000

Asumsi % Biaya
I. COST
A. Interchange Fees 100.0%
1. Sales Volume - Off Us 85%
1.1. Sales Volume - Off Us - Domestic 80.0%
Visa 67.0%
1.1.1. Domestic VISA Classic & Gold 100.0% 1.60%
1.1.2. Domestic VISA Platinum/Signature 0.0% 1.80%
1.1.3. Domestic VISA Infinite 0.0% 1.80%
Master 33.0%
1.1.4. Domestic MasterCard 100.0% 1.60%
1.1.5. Domestic MasterCard Platinum 0.0% 1.80%
1.1.6. Domestic MasterCard Infinite 0.0% 1.80%
1.2. Sales Volume - Off Us - Intra Regional 10.0%
Visa 50.0%
1.1.1. Aspac VISA Classic 50.0% 1.22%
1.1.2. Aspac VISA Gold 50.0% 1.42%
1.1.3. Aspac VISA Platinum 0.0% 1.85%
1.1.4. Aspac VISA Signature/Infinite 0.0% 2.02%
Master 50.0%
1.1.5. Aspac MasterCard 100.0% 1.60%
1.1.6. Aspac MasterCard Platinum 0.0% 1.85%
1.1.7 Aspac MasterCard Infinite 0.0% 2.02%
1.3. Sales Volume - Off Us - Inter Regional 10.0%
Visa 50.0%
1.2.1. International Visa Classic & Gold 90.0% 1.10%
1.2.2. International Visa Platinum/Signature 10.0% 1.80%
1.2.3. International Visa Infinite 0.0% 1.97%
Master 50.0%
1.2.4. International Mastercard 100.0% 1.10%
1.2.5. International Mastercard Platinum 0.0% 1.85%
1.2.6. International Mastercard Infinite 0.0% 2.05%
2. Sales Volume - On Us 15.0%
2.1. Sales Volume - On Us - Kartu Kredit Mandiri 70.0%
2.1.1. On Us VISA 67.0% 1.60%
2.1.2. On Us MasterCard 33.0% 0.00%
2.1.3 On Us Platinum 0.0%
2.2. Sales Volume - On Us - Kartu Debit Mandiri 30.0% 0.00%
3. Power Buy 0.0% 0.00%
3.1. Powerbuy Inst 3X 0.0%
3.1.1 Powerbuy Visa 0.0% 0.00%
3.1.1 Powerbuy MasterCard 0.0% 0.00%
 3.2. Powerbuy Inst 6X 0.0%
3.2.1 Powerbuy Visa 0.0% 0.00%
3.2.1 Powerbuy MasterCard 0.0% 0.00%
3.3. Powerbuy Inst 12X 0.0%
3.3.1 Powerbuy Visa 0.0% 0.00%
3.3.1 Powerbuy MasterCard 0.0% 0.00%
3.4. Powerbuy Inst 24X 0.0%
3.4.1 Powerbuy Visa 0.0% 0.00%
3.4.1 Powerbuy MasterCard 0.0% 0.00%
4. Mandiri Private Label 0.0% 0.00%
5. Prepaid Card 0.0% 0.00%

B. Service Fees (On & Off Us)

1 VISA
1.1. Acquiring Licence Fees 0.050%
1.2. Merchant Service Fees
1.2.1 On-us 0.005%
1.2.2. Domestic & International 0.065%
1.3. Base II Settlement Fees
1.3.1 Domestic $0.0075
1.3.2. International $0.0850
1.4. Acquirer ISA 0.004%
1.5. International Acquiring Fee 0.002%

2 MasterCard Int'l
2.1. Acquirer Assessment 0.080%
2.2. Acquirer Authorization 0.007%
2.3. Acquirer Call Referral 0.000%
2.4. Acquirer Cross Border 0.002%
2.5. IPM Acquirer 0.070%

C. EDC & Vendor Fees

1 EDC Maintenance Rp.
1.1. Jabodetabek 33,000
1.2. Jawa 37,000
1.3. Luar Jawa 45,400
2 Depresiasi EDC 70,000
3 Slip Management 30,334
4 All Transaction Visa & Master 0

D. Chargeback & Fraud Fees

1 Chargeback Fee $0.00
2 Fraud Fee 0.01%
3 Training Fraud Fee Rp5,000

II. REVENUE
A. Merchant Discount Rate
1. MDR Off Us 2.00%
2. MDR On Us
2.1. On Us Kartu Kredit Mandiri 2.00%
2.2. On Us Kartu Debit Mandiri 0.25%
 3. Power Buy 3X 0.00%
4 Power Buy 6X 0.00%
5 Power Buy 12X 0.00%
6 Power Buy 24X 0.00%
Total Powerbuy
B. Sewa Mesin 1
C. Pengendapan Dana
1. Giro asumsi FTP 6,9% (O/N rate) 3.10%
2. Tab Bisnis asumsi FTP 6,9% (O/N rate) 2.85%
3. Deposito special rate FTP 0.1% 0.00%

III. PROFIT = REVENUE - COST

IV. PROMO PROGRAM (Marketing Cost)
1. Cash Back 0.100%
2. Sponsorship 0%

V. NET PROFIT (setelah marketing cost)

= Diisi

PILIH SALAH SATU

1.1. Jabodetabek 33,000
1.2. Jawa 37,000
1.3. Luar Jawa 45,400
Sales per days 2,736,111

Biaya Volume Jumlah Trx Cost

Rp868,978
Rp40,416,667 Rp574,375
Rp34,354,167 344
Rp27,483,334 275
Rp18,413,833
interchange Rp18,413,833 Rp294,621
interchange Rp0 Rp0
interchange Rp0 Rp0
Rp9,069,500
interchange Rp9,069,500 Rp145,112
interchange Rp0 Rp0
interchange Rp0 Rp0
Rp3,435,417 34
Rp1,717,708
interchange Rp858,854 Rp10,478
interchange Rp858,854 Rp12,196
interchange Rp0 Rp0
interchange Rp0 Rp0
Rp1,717,708
interchange Rp1,717,708 Rp27,483
interchange Rp0 Rp0
interchange Rp0 Rp0
Rp3,435,417 34
Rp1,717,708
interchange Rp1,545,938 Rp17,005
interchange Rp171,771 Rp3,092
interchange Rp0 Rp0
Rp1,717,708
interchange Rp1,717,708 Rp18,895
interchange Rp0 Rp0
interchange Rp0 Rp0
Rp6,062,500 61
Rp4,243,750 Rp0
profit sharing Rp2,843,313 Rp45,493
profit sharing Rp1,400,438 Rp0

profit sharing Rp1,818,750 Rp0

Rp0 0
Rp0
profit sharing Rp0 Rp0
profit sharing Rp0 Rp0
 Rp0
profit sharing Rp0.0 Rp0
profit sharing Rp0.0 Rp0
Rp0
profit sharing Rp0 Rp0
profit sharing Rp0 Rp0
Rp0
profit sharing Rp0 Rp0
profit sharing Rp0 Rp0
Rp0 Rp0
Rp0 Rp0
Total Trx 404
Rp144,827
Rp122,714
Charged per quarter ba 26,511,313 Rp13,256
Rp0
Charged per quarter ba 4,662,063 Rp233
Charged per quarter ba 21,849,250 Rp14,202

Charged per settled tra 275 Rp24,735

Charged per settled tra 69 Rp70,083
Charged on the value of 3,435,417 Rp137
Charged on the value of 3,435,417 Rp69

Rp22,112
of MC SV 13,905,354 Rp11,124
of MC SV 13,905,354 Rp973
of MC SV 13,905,354 Rp3
of MC SV 13,905,354 Rp278
of MC SV 13,905,354 Rp9,734

Rp145,734

/EDC/bulan 0 0 Rp0
/EDC/bulan 0 0 Rp0
/EDC/bulan 1 0 Rp45,400
/merchant/bulan 1 merchant 0 Rp70,000
/outlet/bulan 1 outlet 0 Rp30,334
/swipe 404 Rp0

Rp4,042

Rp4,042
/merchant/bulan 0 Rp0

Rp978,380

Rp34,354,167 Rp687,083

Rp4,243,750 Rp84,875
Rp1,818,750 Rp4,547
 Rp0
Rp0
Rp0
Rp0
Rp0
(# EDC) Rp0 / TID Rp0

FTP pa Rp0 / bulan Rp0

FTP pa Rp85,000,000 / bulan Rp201,875
FTP pa Rp0 / bulan Rp0

Rp109,402
Rp0
Rp0 Rp0
Rp0 0 Rp0

Rp109,402

/EDC/bulan
/EDC/bulan
/EDC/bulan