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iBridge LLC
Strategic Sourcing, Business Solutions and Technology Services

VisionPLUS and Card Services

2007 iBridge LLC

Topics discussed

 VisionPLUS and Card Services

 Expertise
 Value Proposition
 Why iBridge?
 Case Studies

Card Services

Implementation Skills
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IT Services
o

Business
Consulting
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Payment Systems
o Credit Cards
o Debit Cards
o Retail Cards
o Smart Cards
o Dual Cards
o Sales Finance
o Fraud Detection
System
o Risk Products

o Application

Development &
Maintenance
o Application Support
o Re-Engineering
o System Architecture Design
o Testing & Automation
o System Performance Tuning
o Application Training
o System Conversion
o Data Analysis & Business
Suggestions
o Scheme Compliance &
Certification

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o
o
o
o
o
o
o
o
o
o

System Enhancements (all sub

systems)
Control Parameter Suggestions /
Setup
New Interface Development
TCP/IP Socket Programming
Base 24 message formatting
File Segmentation
File Set Implementation
Capacity Planning
Batch Support
Inter CICS Communication
programming
Independent Tool Development
Independent Testing
Build/Refresh Test Regions

Service Offering from iBridge *

* iBridge and its affiliate is referred to as iBridge throughout this collateral for the sole purpose of cohesive communication
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Expertise

VisionPLUS
Integration

All Modules of VisionPLUS, v2.x - v8.x File sets and Segmentation

Risk products such as Probe and Falcon External Interfaces: Statements,
Letters Loyalty Programs & Origination systems Postilion & Solve switch
and stand-in solutions

Analysis, Testing &

Development

Subject Matter Expertise Business requirements definition, process

mapping & gap analysis End to end system development Technical &
Business Acceptance testing Regression test packs and test automation

Conversions &
Migrations

Legacy system migrations & conversions, e.g., Cardpac/FBS/ICBS to

VisionPLUS Account flips & mass account migrations System
decommissioning Project and program management

New Product
Launches

MasterCard & Visa products PLCC cards with promotional plans & cash
access Closed-end loan products, including personal loans & mortgages
Loyalty products

Business-as-Usual
Support

Production support & system tuning Version upgrades Schema

compliance & certification Build/Refresh/Maintain Test Regions

VisionPLUS, CardPac, Base

2000 and Peripheral Systems
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Value Proposition

Subject Matter
Expertise

Customer

Joint Customer
Engagement

Scalable
Offshore
Capability

Case Study - Business Analysis

Client - A leading global financial services organization with strong presence in credit card and loans.
Objective - Conversion of a legacy Branch Channel Personal Loan System to a more robust platform for
over a 100 plus locations.

Challenges
Gaps in existing high
level functional analysis
Limited knowledge
transfer on existing platform
Reassessment &
identification of functional
gaps for conversion of
existing application to
achieve a quick and
seamless implementation at
all sites

iBridges Role:
Business analysis to develop the Functional Specifications required for
conversion of the application covering the core business functions such
as: Loan Origination | Account Maintenance | Application
Processing | Collections | Payment Method | Settlement &
Reconciliation | Insurance | Customer Correspondence
Identification of all functional gaps and recommendation of appropriate
solutions
Definition of a comprehensive test strategy for project covering touch
points like compliance, customer, revenue and operations
Execution, recording, reporting on all Failed Test Incidences and retesting

The iBridge Advantage:

Informed decisions in relation to functionality and system development on account
of past experience
Stable system implementation across locations
Excellent documentation
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Case Study Migration 1 of 2

Client - A Fortune 10 company with strong presence in the financial services space through their
Consumer Lending business.

Objective - To migrate a MasterCard portfolio from a newly acquired bank.

Challenges
Short and rigid time lines for completion of conversion & migration backed by stiff penalties
The new issuing institution being required to completely re-card the portfolio
Moving data from one host to another at two different locations with no common direct communication

The iBridge Advantage:

A one-stop-shop single vendor solution to the client integrating domain knowledge, technical expertise
and third party coordination
Strong Quality processes ensured all deadlines were met consistently
Leveraging the Global delivery model to deliver the project on target

Case Study Migration 2 of 2

iBridges Role:
l Deliver an end-to-end solution including coordination with third party vendors

for successful migration

l Ensure data and functional mapping is done right the first time
l Setting up the Conditions of Use
l New products set up in VisionPLUS to receive the portfolio
l Set up of new MasterCard end-point along with the certification
l Establish an accurate mechanism of settlement between the two financial
institutions at the time of migration
l Devise a seamless data transfer mechanism
l Derive a data validation system of the acquiring portfolio such that the
conversion would proceed smoothly on the day of conversion going live

Case Study Dual Card

Client - A leading global Sales Finance & Credit Card issuer with large retail chains as their customers.
Objective - Build & implement an end-to-end solution to launch a Private Labeled Credit Card that
provides users sales finance as well as MasterCard capability.

iBridges Role:
Key role in the entire life cycle of the project from Business Analysis to post production support
including Development, Testing and MasterCard Certification
Delivery of a robust solution merging the functionality of both sales finance and MasterCard
Development and deployment of a solution where PLCC transactions can be switched via a private
network and other retail / cash transactions via the MasterCard network
Leveraging the existing functionality to the maximum - customization to be done in a way that required
minimum code change thereby reducing the overall time and effort

The iBridge Advantage:

End-users benefited from having a unique credit card that had retail / cash and sales
finance capabilities, in one card, with varying payment options
The client was able to launch the product in a record time and became one of the
pioneers in offering DualCard products
A strong Quality processes ensured technically challenging and time critical task were
completed with ease
Leveraging the Global delivery model to deliver the project with a high accuracy, high
quality and at lower costs
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Case Study Test Environment 1 of 2

Client - A large financial services company that is a pioneer in the credit card market.
Objective - To build and manage an accurate iterative process for testing & training environments that
reflect real and current data to facilitate the testing tasks for concurrent and multiple projects.

Challenges
Creation of flexible & accurate data extraction mechanism as the test data required for different
projects varies
Data extraction from a large production account base that has multiple products with in the account
base
Limited time available for a request of data extraction and region build that has to be repeated
consistently
Protection of the privacy of information of the production data is a key & critical element

The iBridge Advantage:

A robust test environment that reflects current and accurate data eliminating test incidents reported due
to invalid data rather than actual functional errors
Quick environment builds due to standardization of process
Ability to maintain large amount of test environments facilitating multiple project testing & developments
in parallel

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Case Study Test Environment 2 of 2

iBridges Role:
l Create a highly efficient & repeatable test environment to run multiple

batches
l Devise a solution by mapping and dicing all related account base files within
VisionPLUS system and balancing them
l A solution where the key would be the account selection criterion as an input
to the process to give desired data for testing tasks. For example
 Percentages from each Org/Logo
 Accounts that have high delinquency
 Range of account numbers from production environment
l Derive an encryption routine to encrypt demographic information such as
name, address, telephone numbers etc covering privacy legislation.

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Why iBridge?

Global
Delivery
Model
Strong Financials

Good Corporate
Governance

iBridge LLC

Multinational Culture

Extensive Cards
Domain Expertise

Marquee of Clients
Consultation
Driven
Approach

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Proven Track Record

& VisionPLUS
Expertise

Next Steps

To initiate a discussion of your companys requirements, contact us today at:

Greg Aube
Director
LPO and Card Services
Email: greg.aube@ibridgellc.com

Desh Urs
Managing Partner
Enterprise Services & Business Solutions
Email: desh.urs@ibridgellc.com

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