Module 7-RC

Apellidos y nombre: ................................................................................................................................................

D.N.I.: .........................Grupo:.............. Docente del programa:.........................................................................

INSTRUCCIONES
1. El alumnado deber tener disponible en todo momento a requerimiento del personal docente del
programa documento acreditativo de su identidad como D.N.I., pasaporte, permiso de conducir o,
en el caso del alumnado extranjero, tarjeta de residencia en vigor o en trmite o tarjeta de
estudiante emitida por la Subdelegacin de Gobierno.
2. Para la realizacin de la prueba slo est permitido el uso de papel sellado proporcionado por el
personal docente.
3. Al finalizar la prueba, el alumnado deber entregar al personal docente tanto el cuadernillo de
examen completo como los folios en blanco sellados que pudieran haberle sido entregados.
4. Este cuadernillo de examen contiene las siguientes secciones:

Comprensin escrita o Reading Passage.

Comprensin oral o Listening Comprehension
Uso de la lengua o General Language:
Parts A, B, C, and Pronunciation
Expresin escrita o Writing Composition
Hoja de respuestas o Answer Sheet

5. En las dos ltimas hojas, Writing Composition y Answer Sheet, el alumnado deber
consignar su nombre y apellidos, as como el nmero de su D.N.I. Slo se considerarn
para su evaluacin las respuestas anotadas por el alumnado en la hoja de respuestas o Answer
Sheet, por lo que slo ser en esta hoja donde el alumnado deber escribir las respuestas de las
preguntas de cada seccin a excepcin del ejercicio de expresin escrita que se redactar en su
hoja especfica.

6. Solo se admitirn para su correccin los exmenes escritos con tinta azul o negra.

pg. 1

Reading Passage

Module 7-RC

Will people born in the Sixties get a pension when they retire?
According to a recent survey on the future of State pensions, Britains pensions time bomb will finally explode in
2027. This means that a generation of Britons born in the Sixties face a race against time to save for their golden
years. Some have just 15 years to accumulate sufficient savings. Others will be forced to work into their 70s.
Financial advisers have scrutinised population and saving habits and found that a lethal combination of factors
will crash in 2027. The gigantic shock will arrive once the baby-boomers born in the Fifties and Sixties stop working.
It will seriously affect those now in their late 40s and early 50s as well as their grown-up children, wholl be left
with a colossal bill.
Disaster might happen in 2027 when the number of people alive over the age of 80 will have increased from
three million to 4.7million. The working-age population will have increased, but a significant proportion will be
between 30 and 44 and struggling with student debts, and housing and family costs. Will they be able to face a hard
tax rise in order to pay for State pensions?
Those with nothing set aside face a monumental task. For example, a 50-year-old needs to save 13,500 a year
for the next 15 years to create a pension worth an annual 15,000, according to Standard Life. The trouble is that
many couples are finding it really arduous to save for their retirement. In fact, just one in five men aged between 45
and 54 are on the way of a comfortable retirement.
As life expectancy rises, many of us can expect 45 years in employment followed by 30 years of retirement,
possibly living on until we're in our nineties. So, how can you make sure you won't be rather short of money for three
whole decades? Simple answer: plan effectively. What follows is an example for a person who is now in their 40s.
Key points:

If you haven't started saving, do something about it!

Keep building your individual savings account (ISA).

Your earnings should be peaking - dedicate some to a pension.

But if you haven't already started an ISA or a personal private pension plan, it's not too late. It will just require a
much bigger effort. This is a very crucial time for your retirement planning, and it's imperative that you act now. Your
earnings are likely to be approaching their highest during this decade, and you should now be on top of your debts.
All in all, you should be in a good position to start dedicating some real money towards planning for the future.
It is quite advisable to make the most of pay rises and bonuses to increase your retirement savings, rather than
simply increasing your expenditure each time. This is the time to take your retirement planning seriously, and that
means having a target retirement age and understanding what your lifestyle will look like in retirement. You might not
be able to paint an accurate picture of your retirement just yet, but you should be thinking about it in broad terms
and making sure your financial plans will reach your expected goal.

pg. 2

Reading Passage

Module 7-RC

Complete the sentence with the best option according to the information given in the text
1 Some people who were born in the Sixties and haven't saved money for their retirement...
a. will have a longer working life.
b. won't have a State pension.
c. will benefit from a private pension plan.
2 In 15 years' time, the future working generation...
a. will be in a moment in their lives with fewer expenses.
b. will have to help their own parents because of their low pensions.
c. will find very difficult to provide the amounts of money required to pay State pensions.
3 Just a 20% of today's working middle-aged men...
a. will have serious problems when retiring.
b. will receive a satisfactory pension.
c. will need some extra incomes to compensate a low State pension.
4 If you start an ISA late
a. your pension will be very low
.
b. you will need to dedicate a bigger amount of money to your pension plan in order to have an acceptable
pension.
c. You will probably be on top of your debts and a pension plan will not be among your priorities .
5 When you get extra money, it is a good idea
a. to buy the things that needs a bigger amount of money in order not to use any of the money saved for
your pension.
b. to dedicate as much as possible of that money to your pension plan.
c. to freely use that extra money but, at the same time, gradually increase the money dedicated to your ISA
.
6 When you think of your retirement
a. you should make a description of how you would like to live when retired and adapt your savings plan to
that.
b. it is very advisable to save all the money you can because no one knows what your life will look like
when retirement age comes.
c. it is possible to get a good and detailed idea of your retirement years.

pg. 3

Listening comprehension

Module 7-RC

Mix It Up at Lunch
Listen to this recording about and interesting school programme designed to finish with social limitations and
improve cross-racial and cross-cultural understanding. (You will listen to this recording three times)
Complete the sentence with the best option according to the information given in the recording.
7 Mix It Up at Lunch is a programme put into practice...
a in different countries.
b in the USA.
c in some American states.

This year...
a 15,000 new students took part in the programme.
b more people have participated in the programme.
c there has been a 25%growth in the budget assigned to the programme.

In an Oregon school, they have seen that, when students make groups,
a their social relations get better.
b some students are not accepted into any groups.
c social divisions start.

10 Some years ago, in that same Oregon school

a people were killed and wounded.
b a student shot himself to death.
c an extremist racial group provoked a fatal incident.

11 Pablo Martinez thinks that

a he is a sociable boy that will make even more friends thanks to this programme.
b there are students who ridicule the students who decide to meet new people.
c this programme will not really solve the socializing problems in his school.

12 For Niki Schamp, being in a group...

a can make a good start for meeting people .
b makes the person feel accepted.
c can be a good solution for not very social people.
pg. 4

General language

Module 7-RC

Part A
Fill in the gaps with the correct form of the verbs in brackets.
Dear, do you know there are 225 in our account?
I wish you 13).. (not spend) so much in the last few weeks. If you 14).. (not control) your expenditure, there
15).. (not be) any money left for the last week of the month.
Yes, Im afraid that by the end of this week we 16).. (finish) all the money.
You are right. This time next week you 17).. (try) to convince your mother in order 18).. (borrow) some
money from her as usual!

Part B
Write a different sentence with the same meaning. Begin the new sentence with the given words.
19) I have my own pension plan because its possible that my future State pension is very low.
I have my own pension plan in
20) Few people dedicate money from pay rises to pension plans.
Money from pay rises...
21) I'll retire in 2027.
By 2030...
22) The State wont have enough money for the pensions because the elderly population will be very big
The elderly population will be so...
23) Peter hasnt saved any money for a pension plan. Now, his pension is very low.
If Peter...
24) This afternoon I am visiting a neighbour. Her husband has just retired.
(write one single sentence) This afternoon I...

Part C
Write the word or expression for the following definitions.
The Crime Quiz
You do that when you illegally take from a place or person. 25)________
You do that when you illegally take from a house only. 26)________
That type of criminal illegally takes your personal information, for example, your credit card number: 27)________
__________
That malicious type of email pretends to be your own bank and asks you to confirm your password: 28)________
That document is written by a police officer and includes all the information related to the crime: 29)________
__________
These people illegally bring products into the country: 30)________

Pronunciation
31) Draw (


), (
) or write (BOTH) to show the intonation of the sequence.
a. Inspector McNeil, who was in charge of the investigation ( ), finally arrested the murdered.
b. Therefore ( ), the murdered will immediately sent to jail.
c. So ( ), the community could feel safe at last.
32) Write one homophone for the following words:
a. write
b. bye
c. break

pg. 5

Writing composition

Module 7-RC

Full name: ..............................................................................................................................................................

I.D.: ...............................................................

Writing Composition.- Expression.

Write about the most important social problems in your country and how ordinary people can help
solve those problems.
(El/la alumno/a deber escribir unas 150 palabras en total)

pg. 6

Answer sheet

Module 7-RC

Full name: ..............................................................................................................................................................

I.D.: ...............................................................

Tache la casilla correcta.

Comprensin de Lectura
1.
2.
3.
4.
5.
6.

A
A
A
A
A
A

B
B
B
B
B
B

Comprensin Oral
7.
8.
9.
10.
11.
12.

C
C
C
C
C
C

A
A
A
A
A
A

B
B
B
B
B
B

C
C
C
C
C
C

General Language

13.

23.

14.
15.

24.

16.
17.

25.

18.

26.

19.

27.
28.

20.

29.
30.

21.
Pronunciation
22.

31. a. (

) - b. (

) - c. (

32. a. ________ - b. ________ - c. ________

pg. 7