Title Page of Proposal: Half of the Students Tuition Reimbursed to Decrease Student Debt.

Statement of Purpose: The purpose of my proposal is to create a reimbursement method to

decrease student loan debt.
Introduction and Background: The number of students slipping into debt due to student loans
increases abundantly every year. According to the Huffington Post chart in 1990 the typical
college student graduated with debt equivalent to 28.6 percent of their annual earrings. Since
2015 that number is to 74.3 percent. (The Huffington Post 2016). Increased tuition and family
contribution has made it difficult for students to avoid taking out loans. 7 out of 10 college
graduates have borrowed to pay for higher education which has doubled since the 1990s. (The
Huffington Post 2016). Student debt has regressed students from home purchases, medical care
and even their ability to save for retirement. Americans owe more than 1.3 trillion in student
loans. One of the main purposes people attended college is to gain a higher education and to
avoid falling economically behind. Most undergraduates that major in lower paying jobs make an
average of $9-20$ hourly. (The Student Loan Mess 11). This creates a budget problem with
student debtors monthly student loan payment plan. The average student payment plan is 396
dollars a month. (The Huffington Post 2016). These freighting statics and scary student debt
stories take away the urge for people to attend college. It brings the question if college is even
worth the finical stress. An electronic survey was taken by medical undergraduates at the
University of Aberdeen during June 2004. (Medical Education 2006). There were questions
about debt, income and stress. 37.7 percent of students who said worrying about money has
caused a significant amount of stress, suffered from higher debts and low class ranking. (Medical
Education 2006). When students graduate it is meant to be the height of the career and financial
status but, with competing for jobs and student loans interest increasing, monthly payments
increasing students finical status falls lower after college.
Significance of Topic: Student debt continues to be a rising problem for graduate students. A
broad of people in my family continue to pay off undergraduate student loans from 2011. Student
loans have been a finical burden for years.
Approach to research/Descriptions Methods of Research: For information on my research I
used two online creditable articles and the book The Student Loan Mess I studied current
surveys and data charts accumulated from graduate students in North Carolina.
Problems concerning research of topic: I didnt encounter any problems with my research
considering student debt being a popular study. I enjoyed this topic considering I am a student as
well.
Work Cited
Best, Eric. The Student Loan Mess. University of California Press. 2014.
Forster, Nicky. Nasiripour, Shahien. 3 Charts That Show Just How Dire The Student Debt Crisis
Has Become. The Huffington Post. 3 Mar. 2016. Web. 31 Nov. 2016.

Ross, Sarah, Jennifer Cleland, and Mary Joan Macleod. "Stress, debt and undergraduate medical
student performance." Medical Education 40.6 :584-589. 2006.

Abstract
Problem
Student debt continues to be a rising problem for college graduates. The rise of tuition and other
college expensive makes it difficult for students to avoid student loans. Dropout rates have
increased due to students not being able to cover tuition fees. Some college graduates start out
with a lower pay that makes it almost impossible to maintain a budget between student loans and
living expenses.
Solution
Provide half of tuition reimbursement for students that complete and earn a bachelors degree.
This solution could provide graduates a fighting chance against student loan payments.
Benefits
Lower dropout rates
Lower student debt
Provide graduates a fighting chance against student debt
Lower students monthly payment