Professional Documents
Culture Documents
8291
1. Who are subject to the compulsory coverage?
Compulsory for all employees receiving compensation who
have not reached compulsory retirement age, irrespective of
employment status.
2. Enumerate the powers and functions of the GSIS?
(a) to formulate, adopt, amend and/or rescind such rules and
regulations as may be necessary to carry out the provisions
and purposes of this Act, as well as the effective exercise of
the powers and functions, and the discharge of duties and
responsibilities of the GSIS, its officers and employees;
(b) to adopt or approve the annual and supplemental budget
of receipts and expenditures including salaries and
allowances of the GSIS personnel; to authorize such capital
and operating expenditures and disbursements of the GSIS
as may be necessary and proper for the effective
management and operation of the GSIS;
(c) to invest the funds of the GSIS, directly or indirectly, in
accordance with the provisions of this Act;
(d) to acquire, utilize or dispose of, in any manner recognized
by law, real or personal property in the Philippines or
elsewhere necessary to carry out the purposes of this Act;
(e) to conduct continuing actuarial and statistical studies and
valuations to determine the financial condition of the GSIS
and taking into consideration such studies and valuations
and the limitations herein provided, re-adjust the benefits,
contributions, premium rates, interest rates or the allocation
or re-allocation of the funds to the contingencies covered;
(f) to have the power of succession;
c. Disability
Disability refers to any loss or impairment of the normal
functions of the physical and/or mental faculties of a
member, which permanently or temporarily prevents him to
continue with his work or engage in any other gainful
occupation resulting in the loss of income. The corresponding
disability benefits for each kind of disability shall be granted
to a member based on the duration of incapacity to work and
actual loss of income.
There are three (3) kinds of disability which shall be
determined by the GSIS based on established medical
standards:
Permanent Total Disability
Permanent Partial Disability
Temporary Total Disability
d. Survivorship
Implemented in December 2010, the new basic survivorship
pension (BSP) payable to the surviving spouse is equivalent
to 50% of the basic monthly pension received by the
deceased member or pensioner. However, the maximum
limit for survivorship pension should not exceed Step 8 of the
current salary of an undersecretary under the Salary
Standardization Law.
The dependent's pension for the children of the deceased
member is equivalent to 10% of the basic minimum pension
payable until the age of majority. Payment of BSP to the
dependent spouse shall be discontinued in case the latter
remarries, cohabits or engages in a common-law
relationship.
When members or pensioners die, their beneficiaries are
entitled to cash and/or pension benefits, subject to the
existing rules and regulations on survivorship and policies on
the maximum amount of survivorship pension.
Retroactive Application
For survivorship pensioners whose survivorship pensions
were suspended as a result of the previous policy, the
amounts accruing for the period they were suspended shall
be restored by GSIS, subject to the maximum amount of
survivorship pension provided under this policy.
On the other hand, for surviving spouse whose applications
for survivorship benefits were denied as a result of the
previous policy, their applications may be submitted to GSIS,
and if found to be qualified, their benefits shall be granted
and computed retroactively, subject to the maximum
amount of survivorship pension provided under this policy.
The maximum amount of basic survivorship pension
prevailing at the time of death of the member or pensioner
shall apply. Any subsequent increase/s in the Step 8 salary of
an Undersecretary will not result in any adjustment to the
survivorship pension already being received by the surviving
spouse.
Disqualification / Discontinuance to Entitlement to
Survivorship Pension of Dependent Spouse and/or Children
The payment of survivorship pension to the surviving
spouse shall be discontinued when s/he re-marries,
cohabits/engages in common-law relationship.
In the case of the dependent children, survivorship
pension shall be discontinued upon reaching the age of
majority.
When the dependent spouse and dependent children are
already receiving the basic survivorship pension and
dependent children's pension, respectively, any subsequent
death, emancipation or disqualification of any one of them
shall not result in the accrual of that portion of benefits to
the other beneficiaries.
e. Separation
Unemployment
his office are found. Access to the records will hasten action
by the GSIS on the claim filed.
It is important when filing the claim to clearly tell the GSIS
personnel at the receiving window that the claim is for
Employees' Compensation benefits.
5. How can the members avail of these services to pay
the required number of contributions?
Consistent with provisions of R.A. No. 8291, The Government
Service Insurance System Act of 1997, the government
employees who are considered members of the GSIS are
required to pay premium contributions equivalent to nine
percent (9%) of their salaries corresponding to their personal
share. The National Government (NG) share is computed at
twelve percent (12%) of their monthly salaries.
6. Who has jurisdiction over adjudication and
settlement of claims or disputes arising from violation
of the Revised Government Service Insurance System
Act?
The Committee on Claims (CoC) shall evaluate and resolve
issues / complaints arising from any dispute in the
settlement of claims, such as, but not limited to the
following:
a. interpretation of an existing policy or procedure;
b. no existing program or system to process a claim;
c. no existing policy as basis to process a claim;
d. appeal from an aggrieved party to a settled claim;
e. findings from either the Internal Audit Services Office or
the Commission on
Audit that are disputable; and
f. implementation of and Order from any Court, quasi-judicial
body or duly authorized entity due to its being in conflict or
inconsistent with existing GSIS laws, policies, rules and
regulations; and