KES SHROFF COLLEGE OF ARTS AND COMMERCE

NAAC Accredited A Grade (CGPA 3.16) and ISO 9001:2008 Certified

PROJECT REPORT ON
A study on Incentives of Bank for Women Empowerment

SUBMITTED BY
Ayushi Yogesh Patel
B/14
TYBMS
(SEMESTER V)

SUBMITTED TO
UNIVERSITY OF MUMBAI

PROJECT GUIDE
Mrs. Ganga Susheel

ACADEMIC YEAR
2016 2017
KANDIVLI EDUCATION SOCIETYS
B.K. Shroff College of Arts & M.H. Shroff College of Commerce
Bhulabhai Desai Road, Kandivli (West), Mumbai 400067
NAAC Accredited A Grade(CGPA 3.16) and ISO 9001:2008 Certified

PROJECT REPORT ON
A study on Incentives of Bank for Women Empowerment

SUBMITTED BY

Ayushi Yogesh Patel

TDMS014B

TYBMS
(SEMESTER V)

SUBMITTED TO
UNIVERSITY OF MUMBAI

PROJECT GUIDE
Mrs. Ganga Susheel

ACADEMIC YEAR
2016 2017

DECLARATION

I, Ayushi Yogesh Patel the student of T.Y. BMS Semester V (20162017) hereby declare that I have completed the project on A Study On
Incentives of Bank for Women Empowerment.
The information submitted is true and original to the best of my
knowledge.

_____________________
(Signature of Student)
Ayushi Yogesh Patel
TDMS014B

KANDIVLI EDUCATION SOCIETYS

B.K. Shroff College of Arts & M.H. Shroff College of Commerce
Bhulabhai Desai Road, Kandivli (West), Mumbai 400067
NAAC Accredited A Grade(CGPA 3.16) and ISO 9001:2008 Certified

CERTIFICATE

This is to certify that Ms. Ayushi Yogesh Patel, Roll no.

TDMS014B of Third Year BMS, Semester V (2016-2017) has
successfully completed the project on A Study On Incentives of
Bank for Women Empowerment under the guidance of Mrs.
Ganga Susheel.

Course Coordinator

Project Guide/ Internal Examiner

External Examiner

Principal

ACKNOWLEDGEMENT

To list who all have helped me is difficult because they are so

numerous and the depth is so enormous.
I would like to acknowledge the following as being idealistic channels
and fresh dimensions in the completion of this project.
I take this opportunity to thank the University of Mumbai for giving
me chance to do this project.
I would like to thank my Principal, Dr. Lily Bhushan for providing
the necessary facilities required for completion of this project.
I take this opportunity to thank our Coordinator Mrs. Sweta Mishra,
for her moral support and guidance.
I would also like to express my sincere gratitude towards my project
guide, Mrs. Ganga Susheel whose guidance and care made the
project successful.
I would like to thank my College Librarian, Mrs. Alka Wadhwana,
for having provided various reference books and magazines related to
my project.
Lastly, I would like to thank each and every person who directly or
indirectly helped me in the completion of the project especially my
parents and peers who supported me throughout my project.

LIST OF CONTENTS

SR.NO TOPIC
1

1.1INTRODUCTION
1.2 OBJECTIVES
1.3 METHODOLOGY USED TO COLLECT THE DATA
1.4 SCOPE OF STUDY
1.5 LIMITATIONS OF STUDY
LITERATURE OVERVIEW

CONCEPTUAL FRAMEWORK
3.1 BANK SCHEME FOR FEMALE ENTERPERNURS

3.2 WOMEN EMPLOYEE IN BANKING

3.3 WOMEN EMPLOYEE ORGANZING
3.4 CONCULSION
RESEARCH METHODOLOGY

4.1 DEFINING THE UNIVERSE

4.2 DEFINING SAMPLE
4.3 METHODS USED TO SELECT SAMPLE
4.4 STATISTICAL TOOLS AND TECHNIQUES
DATA INTERPRETATION

5.1 METHODS OF DATA COLLECTION

5.2 QUESTIONNAIRE AND INTERPRETATION
RECOMMENDATION AND SUGGESTIONS

6.1 FINDING
6.2SUGGESTION
6.3 CONCULSION
7.1Bibliography
7.2 Annexure

PAGE
NO.

LIST OF TABLE
BASED ON CUSTOMER

Table No

Title

1.

Age

2.

Are you aware of the scheme meant for

women?
Are you aware of different offering of
bank for women in private sector?
Are you aware of special loans offered to
women in your bank?

3.
4.

5.

Giver your rates for your bank offers for

women?

BASED ON WOMEN EMPLOYEE

1.

Age?

2.

Do your banks provide special facilities to

women employee?
What is the degree of Job?

3.
4.

Are you happy with pay scale provided to

you?

5.

Do you get any other incentives?

PAGE
NO.

LIST OF GRAPH

BASED ON CUSTOMER

Graph no Title
1.

Age

2.

Are you aware of the scheme meant for

women?
Are you aware of different offering of
bank for women in private sector?
Are you aware of special loans offered to
women in your bank?

3.
4.

5.

Giver your rates for your bank offers for

women?

BASED ON WOMEN EMPLOYEE

1.

Age?

2.

Do your banks provide special facilities to

women employee?
What is the degree of Job?

3.
4.

Are you happy with pay scale provided to

you?

5.

Do you get any other incentives?

PAGE
NO.

Bibliography

http://timesofindia.indiatimes.com/business/india-business/What-makes-women-successfulin-Indian-banking-industry/articleshow/6584040.cms?
gclid=CMft8qzmyM8CFdaFaAods94LOw
https://en.wikipedia.org/wiki/Banking_in_India
http://www.thehindu.com/opinion/editorial/banking-on-women/artic

https://docs.google.com/forms/d/e/1FAIpQLSeTYxF1ovOzR709FPzXnz0
28_1rFrckcWI6ESRyV-RTCRhHsw/viewform
http://timesofindia.indiatimes.com/business/india-business/What-makes-women-successfulin-Indian-banking-industry/articleshow/6584040.cms?
gclid=COPg4tfuyM8CFUcXaAodUNUCwA
http://archive.unu.edu/unupress/unupbooks/uu37we/uu37we0j.htm
http://www.ndtv.com/photos/news/meet-indias-top-women-bankers-16628
http://indianfusion.aglasem.com/42173/role-of-women-in-the-banking-industry/
http://www.webindia123.com/finance/loan.htm

Annexure
Questions
Based on Customers
1. Under which age group do you belong?

20 -30
30-40
40-50
Above 50
2. Are you aware of the scheme meant for women?
Star Mahila Gold Loan
Annapurna Scheme
Scheme for Women Entrepreneur

All of The Above

3. Are you aware of different offerings for women in private sector?

Silk Savings A/c
Super Shakti A/c
Smart Privilege A/c
None of the Above
4. Are you aware of special loans offered to women in your Bank?
Yes
No
If Yes ____________

5. Give your rates for your bank offers for women?

Excellent
Good
Average
Below Average

Based on Women Employees

1. Age:

20-30
30-40
40-50
Above 50

2. Do your bank provide special facilities to women employee?

Work from Home
Flexible Working Hours
Nearby Home
Others
3. What is the Degree of Job?

Excellent
Good
Average
Poor
Very poor

4. Are you happy with pay scale?

Yes
No
5. Do you get any other incentives?
Yes
No
If Yes________________