Professional Documents
Culture Documents
Step 1 - Enter info about your company in yellow shaded boxes below.
Preparer Name
Company Name
Starting Month
Starting Year
Color-Coding:
Enter Data Here
Adjust as Needed
Month 5
Month 6
Month 7
Company Name:
Owner
Company 1
Fixed Assets
Amount
Depreciation (years)
Real Estate-Land
Real Estate-Buildings
Notes
Not Depreciated
20
Leasehold Improvements
Equipment
7
7
5
5
5
Operating Capital
Amount
Notes
Sources of Funding
Percentage
Totals
Loan Rate
Term in Months
Monthly Payments
Notes
Owner's Equity
Outside Investors
0.00%
0.00%
0.00%
9.00%
84
Commercial Mortgage
Credit Card Debt
0.00%
0.00%
9.00%
7.00%
240
60
Vehicle Loans
Other Bank Debt
0.00%
0.00%
6.00%
5.00%
48
36
0.00% $
$
+ Prepaid Expenses
- Accounts Payable
- Accrued Expenses
Total Cash on Hand
328661397.xlsx
1-StartingPoint
09/05/2016 06:10:18
Payroll Year 1
Employee Types
Prepared By:
Company Name:
Owner
Company 1
Number of Owners
/Employees
Average Hourly
Estimated
Pay (to 2 decimal Hrs./Week (per
places, ex. $15.23) person)
Estimated Pay/Month
(Total)
Month 1
Month 2
Month 3
Month 4
Month 5
Month 6
Month 7
Month 8
Month 9
Month 10
Month 11
Month 12
Annual Totals
Owner(s)
Full-Time Employees
Part-Time Employees
Independent Contractors
0 $
0 $
Percentage of
Salary/Wage
Medicare
117,000
--
Month 1
Month 2
Month 3
Month 4
Month 5
Month 6
Month 7
Month 8
Month 9
Month 10
Month 11
Month 12
Annual Totals
6.20%
1.45%
7,000
0.60%
7,000
3.45%
--
0.00%
Worker's Compensation
--
0.00%
--
0.00%
--
0.00%
328661397.xlsx
11.70%
2a-PayrollYear1
09/05/2016 06:10:18
Company Name:
Owner
Company 1
Employee Types
Year 1 Totals
Growth Rate 1 to 2
Second Year
Growth Rate 2 to 3
Third Year
Owner(s)
20.0%
30.0%
Full-Time Employees
20.0%
30.0%
Part-Time Employees
10.0%
30.0%
Independent Contractors
3.0%
3.0%
20.0%
30.0%
Medicare
20.0%
30.0%
20.0%
30.0%
20.0%
30.0%
0.0%
0.0%
Worker's Compensation
3.0%
3.0%
3.0%
3.0%
10.0%
10.0%
328661397.xlsx
2b-PayrollYrs1-3
09/05/2016 06:10:18
Company Name:
Owner
Company 1
Units
Product Lines
Month 1
Month 2
Month 3
Month 4
Month 5
Month 6
Month 7
Month 8
Month 9
Month 10
Month 11
Month 12
Category
Breakdown
Annual Totals
Category / Total
Product 1
Units Sold
0.0%
Total Sales
0.0%
0.0%
Total COGS
0.0%
0.0%
Total Margin
0.0%
0.0%
Total Sales
0.0%
0.0%
Total COGS
0.0%
0.0%
Margin
0.0%
0.0%
Total Sales
0.0%
0.0%
Total COGS
0.0%
0.0%
Margin
0.0%
0.0%
Total Sales
0.0%
0.0%
Total COGS
0.0%
0.0%
Margin
0.0%
0.0%
Product 2
Units Sold
0.0%
Product 3
Units Sold
0.0%
Product 4
Units Sold
0.0%
Product 5
Units Sold
0.0%
Total Sales
0.0%
0.0%
Total COGS
0.0%
0.0%
Margin
0.0%
0.0%
Total Sales
0.0%
0.0%
Total COGS
0.0%
0.0%
Margin
0.0%
0.0%
Product 6
Units Sold
Total Sales $
Total Margin $
328661397.xlsx
3a-SalesForecastYear1
0.0%
09/05/2016 06:10:18
Company Name:
The included growth rate is just a starting point, if you can provide a
more accurate prediction for each month, unlock the sheet (see
Directions) and change the value for that month. Please note that you
will no longer have a formula in that cell once you change the value, so
you may want to save a copy of this spreadsheet under a different name
before doing so.
Company 1
Owner
Product Lines
Year 1 Totals
Month 1
Month 2
Month 3
Month 4
Month 5
Month 6
Month 7
Month 8
Month 9
Month 10
Month 11
Month 12
Category
Breakdown
Year 2 Totals
Product 1
0
Total Sales $
- $
0.0%
Total COGS $
Sold
- $
0.0%
Total Margin $
- $
0.0%
Product 2
0
Total Sales $
Sold
- $
0.0%
Total COGS $
- $
0.0%
Margin $
- $
0.0%
Product 3
0
Total Sales $
Sold
- $
0.0%
Total COGS $
- $
0.0%
Margin $
- $
0.0%
Product 4
0
Total Sales
- $
0.0%
Total COGS $
Sold
- $
0.0%
Margin $
- $
0.0%
Product 5
0
Total Sales $
Sold
- $
0.0%
Total COGS $
- $
0.0%
Margin $
- $
0.0%
Product 6
0
Total Sales $
Sold
- $
0.0%
Total COGS $
- $
0.0%
Margin $
- $
0.0%
Total Sales $
- $
- $
Total Margin $
- $
328661397.xlsx
3b-SalesForecastYrs1-3
09/05/2016 06:10:18
Category /
Total
Product Lines
Month 1
Month 2
Month 3
Month 4
Month 5
Month 6
Month 7
Month 8
Month 9
Month 10
Month 11
Month 12
Category
Breakdown
Year 3 Totals
Category / Total
Product 1
Sold
0.0%
Total Sales
0.0%
0.0%
0.0%
Total COGS
0.0%
0
-
0.0%
0.0%
0.0%
Total Margin
0.0%
0.0%
0.0%
Product 2
Sold
0.0%
Total Sales
0.0%
0
-
0.0%
0.0%
0.0%
Total COGS
0.0%
0.0%
0.0%
Margin
0.0%
0.0%
0.0%
Product 3
Sold
0.0%
Total Sales
0.0%
0
-
0.0%
0.0%
0.0%
Total COGS
0.0%
0.0%
0.0%
Margin
0.0%
0.0%
0.0%
Product 4
Sold
0.0%
Total Sales
0.0%
0.0%
0.0%
Total COGS
0.0%
0
-
0.0%
0.0%
0.0%
Margin
0.0%
0.0%
0.0%
Product 5
Sold
0.0%
Total Sales
0.0%
0
-
0.0%
0.0%
0.0%
Total COGS
0.0%
0.0%
0.0%
Margin
0.0%
0.0%
0.0%
Product 6
Sold
0.0%
Total Sales
0.0%
0.0%
0.0%
Total COGS
0.0%
0.0%
0.0%
Margin
0.0%
0.0%
0.0%
328661397.xlsx
Total Sales
- $
- $
- $
- $
- $
- $
- $
- $
- $
- $
- $
- $
- $
- $
- $
- $
- $
- $
Total Margin
- $
- $
- $
- $
- $
- $
- $
- $
- $
3b-SalesForecastYrs1-3
0.0%
09/05/2016 06:10:19
Additional Inputs
Prepared By:
Company Name:
Owner
Company 1
Year 1
Year 2
Year 3
30%
30%
30%
30%
30%
30%
40%
40%
0%
0%
0%
100%
100%
100%
40%
Year 1
Year 2
0%
0%
100%
100%
100%
Year 3
0%
0%
0%
0%
100%
100%
100%
8.00%
Month 1
Depreciation (years)
Month 2
Month 3
Month 4
Month 5
Month 6
Month 7
Month 8
Month 9
Month 10
Month 11
Month 12
Year 1 Totals
20
Leasehold Improvements
Equipment
Vehicles
- $
- $
- $
- $
20.0%
20.0%
20.0%
328661397.xlsx
4-AdditionalInputs
09/05/2016 06:10:19
Company Name:
Owner
Company 1
Month 1
Month 2
Month 3
Month 4
Month 5
Month 6
Month 7
Month 8
Month 9
Month 10
Month 11
Month 12
Annual Totals
Expenses
Advertising
Licenses
Office Expense
Supplies
Utilities
Miscellaneous
- $
Total Expenses
Other Expenses
Depreciation
- $
Commercial Loan
- $
Commercial Mortgage
- $
- $
Vehicle Loans
- $
- $
Line of Credit
- $
- $
Interest
- $
- $
328661397.xlsx
5a-OpExYear1
09/05/2016 06:10:19
Company Name:
Owner
Company 1
Line Item
First Year
Growth Rate 1 to 2
Second Year
Advertising
3.0%
3.0%
5.0%
3.0%
3.0%
3.0%
Licenses
5.0%
Office Expense
3.0%
3.0%
3.0%
5.0%
Supplies
3.0%
3.0%
Utilities
3.0%
Miscellaneous
3.0%
Total Expenses
Other Expenses
Depreciation
Commercial Loan
Commercial Mortgage
Vehicle Loans
Line of Credit
Interest
328661397.xlsx
5b-OpExYrs1-3
09/05/2016 06:10:19
328661397.xlsx
5b-OpExYrs1-3
09/05/2016 06:10:19
Growth Rate 2 to 3
Third Year
3.0%
3.0%
5.0%
3.0%
3.0%
3.0%
5.0%
3.0%
3.0%
3.0%
5.0%
3.0%
3.0%
3.0%
3.0%
328661397.xlsx
5b-OpExYrs1-3
09/05/2016 06:10:19
328661397.xlsx
5b-OpExYrs1-3
09/05/2016 06:10:19
Company Name:
Owner
Company 1
Month 1
Beginning Balance
Month 2
-
Month 3
Month 4
Month 5
Month 6
Month 7
Month 8
Month 9
Month 10
Month 11
Month 12
Totals
Cash Inflows
Cash Sales
Accounts Receivable
- $
- $
- $
- $
- $
- $
- $
- $
- $
- $
- $
Cash Outflows
Investing Activities
New Fixed Asset Purcha
Additional Inventory
Cost of Goods Sold
Operating Expenses
Payroll
Taxes
Dividends Paid
Operating Activities
Financing Activities
Loan Payments
Owners Distribution
Line of Credit Interest
- $
- $
- $
- $
- $
- $
- $
- $
- $
- $
- $
- $
- $
- $
- $
- $
- $
- $
- $
- $
- $
- $
- $
- $
- $
- $
- $
- $
- $
- $
- $
- $
- $
- $
- $
- $
- $
- $
- $
- $
- $
- $
- $
- $
- $
- $
- $
- $
- $
- $
- $
- $
- $
- $
- $
- $
- $
- $
- $
- $
- $
- $
- $
- $
- $
328661397.xlsx
6a-CashFlowYear1
09/05/2016 06:10:19
Company Name:
Owner
Company 1
Year 1 Totals
Month 1
Beginning Balance
NOTE: To only view the annual total side-by-side, highlight columns C thr
and right-click. Then select "Hide". Use the same procedure to Hide colu
"Unhide".
Month 2
-
Month 3
Month 4
Month 5
Cash Inflows
Cash Sales
Accounts Receivable
Additional Inventory
Operating Expenses
Cash Outflows
Investing Activities
-
Payroll
Taxes
Loan Payments
Owners Distribution
Dividends Paid
- $
- $
Operating Activities
Financing Activities
328661397.xlsx
6b-CashFlowYrs1-3
- $
- $
09/05/2016 06:10:19
Month 6
Beginning Balance
Month 7
Month 8
Month 9
Month 10
- $
Month 11
Month 12
Cash Inflows
Cash Sales
Accounts Receivable
Cash Outflows
Investing Activities
New Fixed Asset Pur
Operating Expenses
Payroll
Taxes
Additional Inventory
Cost of Goods Sold
Operating Activities
Financing Activities
Loan Payments
Owners Distribution
Line of Credit Interest
Line of Credit Repayment
Dividends Paid
Total Cash Outflows
- $
- $
- $
- $
328661397.xlsx
6b-CashFlowYrs1-3
- $
09/05/2016 06:10:19
Year 2 Totals
Beginning Balance
Cash Inflows
Cash Sales
Accounts Receivable
Additional Inventory $
Operating Expenses $
Payroll
Loan Payments
Owners Distribution
Dividends Paid
Operating Activities
Taxes
Financing Activities
328661397.xlsx
6b-CashFlowYrs1-3
09/05/2016 06:10:19
Month 1
Beginning Balance
Month 2
-
Month 3
Month 4
Month 5
Month 6
Month 7
Cash Inflows
Cash Sales
Accounts Receivable
Operating Expenses
Payroll
Taxes
Financing Activities
Loan Payments
Owners Distribution
Line of Credit Interest
Line of Credit Repayment
Dividends Paid
Total Cash Outflows
- $
- $
328661397.xlsx
- $
6b-CashFlowYrs1-3
- $
- $
- $
09/05/2016 06:10:19
Month 8
Beginning Balance
Month 9
Month 10
Month 11
Month 12
Year 3 Totals
Cash Inflows
Cash Sales
- $
Accounts Receivable
- $
- $
- $
- $
Operating Expenses
- $
Payroll
- $
Taxes
- $
- $
- $
Dividends Paid
Operating Activities
Financing Activities
Loan Payments
Owners Distribution
Line of Credit Interest
- $
- $
- $
- $
- $
328661397.xlsx
- $
6b-CashFlowYrs1-3
- $
09/05/2016 06:10:19
Company Name:
Owner
Company 1
Month 1
Month 2
Month 3
Month 4
Month 5
Revenue
Product 1
Product 2
Product 3
Product 4
Product 5
Product 6
Total Revenue
Product 2
Product 3
Product 4
Product 5
Product 6
Gross Margin
Payroll
Operating Expenses
328661397.xlsx
Advertising
Licenses
Office Expense
7a-IncomeStatementYear1
09/05/2016 06:10:19
Supplies
Utilities
Miscellaneous
Other Expense 1
Other Expense 2
Total Operating Expenses
Other Expenses
Amortized Start-up Expenses
Depreciation
Commercial Loan
Commercial Mortgage
Vehicle Loans
Line of Credit
Interest
Income Tax
- $
- $
Net Profit/Loss
328661397.xlsx
$
$
7a-IncomeStatementYear1
$
$
- $
- $
09/05/2016 06:10:19
Month 6
Month 7
Month 8
Month 9
Month 10
Month 11
Month 12
Annual Totals
328661397.xlsx
7a-IncomeStatementYear1
09/05/2016 06:10:19
$
$
328661397.xlsx
- $
- $
- $
- $
- $
$
$
$
$
7a-IncomeStatementYear1
09/05/2016 06:10:19
Company Name:
Owner
Company 1
Revenue
First Year
Second Year
Third Year
Product 1
Product 2
Product 3
Product 4
Product 5
Product 6
Total Revenue
100%
100% $
100%
Product 2
Product 3
Product 4
Product 5
Product 6
0%
0%
0%
Gross Margin
0%
0%
0%
Payroll
Advertising
Licenses
Office Expense
Supplies
Utilities
Miscellaneous
Operating Expenses
Other Expense 1
Other Expense 2
Total Operating Expenses
0%
0%
0%
0%
0%
0%
Other Expenses
Amortized Start-up Expenses
Depreciation
Commercial Loan
Commercial Mortgage
Vehicle Loans
Line of Credit
Interest
328661397.xlsx
Income Tax
Net Income/Loss
0%
0%
7b-IncomeStatementYrs1-3
0%
0%
0%
0%
09/05/2016 06:10:19
Company Name:
Owner
Company 1
ASSETS
First Year
Second Year
Third Year
Current Assets
Cash
Accounts Receivable
Inventory
Prepaid Expenses
Fixed Assets
Real Estate -- Land
Leasehold Improvements
Equipment
Vehicles
Other
- $
- $
Total Assets
- $
- $
Accounts Payable
Equity
Common Stock
Retained Earnings
Total Equity $
Total Liabilities and Equity
328661397.xlsx
- $
8-BalanceSheet
- $
- $
Balanced!
- $
Balanced!
Balanced!
09/05/2016 06:10:19
Breakeven Analysis
Prepared By:
Company Name:
Owner
Company 1
Total Sales
0.0%
Operating + Payroll
328661397.xlsx
BreakevenAnalysis
09/05/2016 06:10:19
Prepared By:
Company Name:
Owner
Company 1
Ratios
Year One
Year Two
Year Three
Industry Norms
Notes
Liquidity
Current Ratio
0.0
0.0
0.0
Quick Ratio
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
Sales Growth
0.0%
0.0%
0.0%
COGS to Sales
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
SG&A to Sales
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Return on Assets
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Days in Receivables
0.0
0.0
0.0
0.0
0.0
0.0
Days in Inventory
0.0
0.0
0.0
Inventory Turnover
0.0
0.0
0.0
0.0
0.0
0.0
Safety
Profitability
Efficiency
328661397.xlsx
FinancialRatios
09/05/2016 06:10:19
Company Name:
Owner
Company 1
Value
Findings
0.0% Owner's injection might be too low in relation to the amount of money needed
Loan Assumptions
Value
240 Loan term seems within range for this type of loan
Debt-Service Coverage
Income Statement
Findings
0.0% Gross margin percentage seems very low
Findings
Value
Findings
328661397.xlsx
Findings
- The balance sheet does balance
0.0% Very comfortable
Value
$
Findings
- The sales projection is less than the break-even amount
DiagnosticTools
09/05/2016 06:10:19
COGS Calculator
Prepared By:
Company Name:
Owner
Company 1
328661397.xlsx
COGS Calculator
09/05/2016 06:10:19
Company Name:
Owner
Company 1
Commercial Loan
Principal Amount
Interest Rate
9.00%
84.00
$0.00
Month 1
Month 2
Month 3
Month 4
Month 5
Month 6
Month 7
Year One
Interest
Principal
Loan Balance
Interest
Principal
Loan Balance
Interest
Principal
Loan Balance
Year Two
Year Three
Commercial Mortgage
Principal Amount
Interest Rate
9.00%
240.00
$0.00
Month 1
Year One
Month 2
Month 3
Month 4
Month 5
Month 6
Month 7
Principal
Loan Balance
Interest
Principal
Loan Balance
Interest
Principal
Loan Balance
Year Two
Year Three
Interest Rate
7.00%
60.00
$0.00
Month 1
Month 2
Month 3
Month 4
Month 5
Month 6
Month 7
Year One
Interest
Principal
Loan Balance
Interest
Principal
Loan Balance
Interest
Principal
Loan Balance
Year Two
Year Three
Vehicle Loans
Principal Amount
Interest Rate
6.00%
48.00
$0.00
Month 1
Month 2
Month 3
Month 4
Month 5
Month 6
Month 7
Year One
Interest
Principal
Loan Balance
Principal
Loan Balance
Interest
Principal
Loan Balance
Year Three
$0.00
Interest Rate
5.00%
36.00
$0.00
Month 1
Month 2
Month 3
Month 4
Month 5
Month 6
Month 7
Year One
Interest
Principal
Loan Balance
Interest
Principal
Loan Balance
Interest
Principal
Loan Balance
Year Two
Year Three
Depreciation
Real Estate-Buildings
20
Leasehold Improvements
Equipment
Vehicles
Other
5
Month 1
Month 2
Month 3
Month 4
Month 5
Month 6
Month 7
Year One
Starting Depreciation
Ending Depreciation
Starting Depreciation
Additional Depreciation
Ending Depreciation
Starting Depreciation
Additional Depreciation
Ending Deprecation
Year Two
Year Three
Monthly
Prepaid Expenses
Prepaid Expenses
Month 1
0
0
Month 2
Month 3
Month 4
Month 5
Month 6
Month 7
Year One
Amount Amortized
Total Amortized
Amount Amortized
Total Amortized
Amount Amortized
Total Amortized
Year Two
Year Three
Month 1
Month 2
Month 3
Month 4
Month 5
Month 6
Month 7
Year One
Amount Amortized
Total Amortized
Starting Depreciation
Ending Depreciation
Starting Depreciation
Ending Deprecation
Year Two
Year Three
Month 8
Month 8
Month 9
Month 10
Month 11
Month 12
Totals
Month 9
Month 10
Month 11
Month 12
Totals
Month 8
Month 9
Month 10
Month 11
Month 12
Totals
Month 8
Month 9
Month 10
Month 11
Month 12
Totals
Month 8
Month 9
Month 10
Month 11
Month 12
Totals
Month 8
Month 9
-
Month 10
-
Month 11
-
Month 12
-
Totals
-
Month 8
Month 9
Month 10
Month 11
Month 12
Totals
Month 8
Month 9
Month 10
Month 11
Month 12
Totals
Notes
Tab 3a, cell O55: added margin from 6th product. Tab
3b, cells O49 and AD49: added margins from 6th
product. Tab 7b: added % sales for lines 23 and 59 for
all three years.
Updated Tabs 5a, 5b, 7a, and 7b to automatically carry
over debt categories from Tab 1 in case they are
edited. Updated Tabs 5b, 7a and 7b to carry over
expense categories from tab 5a in case they are
edited.
Tab 8 Balance Sheet Cell F41 comes from E41 + tab
6b cell AB24 + tab 6b cell AB27.
However tab 6b cell AB27 did not have a sum total in
the cell.
So when paying Dividends in Year 3 the total for the
year is not calculated and carried over to the Balance
Sheet. This has now been updated.
Comments were added to the calculation for Social
Security taxes to clarify that salaries above the wage
base limited ($117,000 currently) will cause the
estimate to be overstated and will require manual
calculation.
Corrected an error (typo) in Amortization Table.