SCHEME CODES

SCHEME

DESCRIPTION

No.
1
2
3
4
5
6
7
8
9
10

CODE
SAVINGS BANK
RSEFC
RSGEN
RSMCP
RSNRE
RSNRO
RSNRS
RSQ22
RSRFC
RSSTF
CSGEN

1
2
3
4
5
6
7
8
9
10
11
12
13

CURRENT
ACCOUNTS
RCEFC
RCGEN
RCNRE
RCNRO
RCNRS
RCSMC
RCSPL
RCSTF
CCEFC
CCESC
CCNPL
CCQ22
CCSPL

GL
CODES

SAVINGS RETAIL EEFC

SAVINGS RETAIL GENERAL
SAVINGS RATAIL MONEYCORP
SAVINGS RETAIL NRE
SAVINGS RETAIL NRO
SAVINGS RETAIL NRSR
SAVINGS RETAIL QA 22
SAVINGS RETAIL RFC
SAVINGS RETAIL STAFF
CORPORATE SAVINGS GENERAL

10400
10400
10400
10400
10400
10400
10400
10400
10400
10450

CURRENT
CURRENT
CURRENT
CURRENT
CURRENT
CURRENT
CURRENT
CURRENT
CURRENT
CURRENT
CURRENT
CURRENT
CURRENT

10200
10200
10200
10200
10200
10200
10200
10200
10300
10300
10300
10300
10300

RETAIL EEFC
RETAIL GENERAL
RETAIL NRE
RETAIL NRO
RETAIL NRSR
RETAIL SMART CARD
RETAIL SPECIAL
RETAIL STAFF
CORPORATE EEFC
CORPORATE ESCROW
CORPORATE NON PERSONAL
CORPORATE QA 22
CORPORATE SPECIAL

JOB CARD - SAVINGS ACCOUNT

1.1

Open a Saving Account

1.2 Go to Menu option and enter option OAAC

1.3 Input details as mentioned below 1.

2.
3.
4.
5.
6.
7.

Function
Customer ID
Currency code
GL subhead code
Scheme code
Permanent a/c no
Copy account no

1.4 Press F4

O - Comes by default
Enter customer ID
INR comes by default
Skip
Select from F2 .
Skip
Skip

1.5 Input details as mentioned below 1.

2.
3.
4.
5.
6.
7.
8.
9.
10.
11.
12.
13.
14.

Acct name
Acct short Name
Account Open date
Special charge code
Mode of Operation
Location code
Account manager
Cash/clg/trn Exception limit
Account report code
Ledger No
Collect Charges
Turnover details
Relative to staf
Relative staf ID

15.

Remarks
1.6 Press F6

Comes by default
Comes by default
Comes by default
Skip
E or S etc select from F2
Skip
Skip
Comes by default
Comes by default
Skip
Comes by default
Comes by default
If a relative of staf put Y
If above flag Y enter employee ID
of the related staf
Additional information, if any

1.7 Input details as mentioned below 1. Passbook/Statement

2. Frequency for Statement

3.
4.
5.
6.
7.
8.
9.

Local calendar
Dispatch Mode
Next print date
Freeze code & Freeze reason
Pay interest
Collect interest
Customer Preferential Interest
(Cr.)
10. Account Preferential Interest
(Cr.)
11. Interest Cr A/c flag
12. Interest credit account No
13. Interest rate code
14. Account Pegged
15. Customer Preferential Interest
(Dr.)
16. Account Preferential Interest
(Dr.)
17. Interest debit flag

Enter P for Passbook & S for Statement

Enter Q=Quarterly,
1=1st date of the month,
N=if 1st is a holiday, it goes to the next
day.
Enter N
Skip
Comes by default
Skip
Comes by default
Comes by default
Skip
Skip
Enter S
Skip
Comes by default
Comes by default
Skip
Skip
Enter S

1.8 Press F6

1.9 Input details as mentioned below 1.

2.
3.
4.
5.
6.
7.
8.
9.
1.10

Contact Phone No
DDA maintenance
Interest Calc Freq Cr.
Next interest calc date Cr.
Interest Calc Freq Dr.
Next interest calc date Dr.
TDS Operative a/c
Language Code
Name in lang code

Enter Tel no
Skip
Skip
Skip
Skip
Skip
Skip
Skip
Skip

Press F4 and enter S in the Enter Option field to go the scheme details -

1.11

Input details as mentioned below -

1. Cheque Allowed
2. Availing Nomination Facility
3. With holding tax borne by

Comes by default
Enter Y or N as required
Enter P for NRO a/cs else skip

(Rest of the other fields is not to be entered)

1.12

Press F4

1.13 If you have entered Y in the field Availing Nomination facility then go to
option N. The following screen will appear

1.14
1.
2.
3.
4.
5.
6.
7.
8.
9.

Input details as mentioned below Nominees Name

Relationship
Address
Reg No.
City Code
State code
Country Code
Nominee Minor?
Guardians Name

10. Address
11. City Code
12. State code
13. Country code
1.15

Press F4

Enter nominees name

Select from F2
Enter nominees address
Will be generated by the system
Select from F2
Select from F2
Select from F2
Y or N
If nominee is minor, enter guardians
name
Enter Guardians Address
Select from F2
Select from F2
Select from F2

1.16 If the saving a/c is linked to FFD scheme the go to J option, the following
screen will appear

1.17
1.
2.
3.
4.
5.
6.

Input details as mentioned below FFD Scheme Code

Auto Renwl GL Subhead Code
Automatic Sweep?
Repayment instruction
Location code
Sweep-in deposit period

Select from F2 and press F4

Enter Same as GL subhead
Enter Y
Select from F2
Select from F2
Comes by default but can be changed

(Rest of the other fields will come by default.)

1.18

Press F4

1.19

If there are Joint Account Holders - Go to option A.

1.19 In the option A the details of the main a/c holder will appear, for adding
joint a/c holders - Press CTRL+DOWN ARROW KEY.

1.20 Input details as mentioned below 1.

2.
3.
4.
5.

Relation Type
Relation Code
Dispatch Mode
Designation Code
Customer ID

6. Name/Address/Tel No/Fax
No/Telex No/ Email ID
7. Start Date
8. End Date
9. Amount
10. Remarks
1.21

1.22

Select from F1
Select from F2
Select from F2
Select from F2
Enter Customer ID of the joint a/c
holder
Comes by default
Enter the date from when the joint a/c
holder can operate the a/c
Enter the date till when the joint a/c
holder can operate the a/c
Enter the signing limit of the joint a/c
holder
Enter remarks if any

Press CTRL+DOWN ARROW keys to add more joint a/c holders

and continue as explained above.
Press F4

1.23 If the customer is a NRI, Go to option R.

The
values
"CUMM" level.

in

this

screen

will

get

defaulted

from

the

1.24 Press F4 and then F10 to commit.

The account number will be displayed.
1.25 Note down the a/c no on the Account Opening Form and send the forms for
verification.

2.1

Verification of Accounts

2.2Go to the Menu option and enter OAACAU

2.3 Input details as mentioned below 1. Function

2. Temporary a/c no

Enter V
Enter the a/c number

2.3 Press F4 twice.

2.4 Enter option S and press F4.
2.5 Verify details from AOF and Press F4.
2.6 If the nomination has been given then - enter option N and press F4.
2.7 Verify the details from the AOF and Press F4.
2.8 If the customer is a NRI

- Enter option R and Press F4.

2.9 Verify the details from the AOF and press F4.
2.10 Press F10 to commit. The a/c no will be displayed.
2.11 The account stands verified.