FINANCE

Banking

Joint investment

Cash Management

Financial Management

Secure cash investment

Investment Consultation

Financial Advisors that

help you pursue your
ultimate goals

In an increasingly complex, uncertain global economy, the right advice has never been more
important in helping you have the confidence that you are on track to meet your investment goals
no matter what the environment.
At UBS, we are strongly focused on our clients. And with access to some of the best resources and
intellectual capital in the industry, our Financial Advisors are well-positioned to help clients
pursue their goals. In addition to having experience and perspective, our Advisors know it's essential
to listen to you and truly understand your goals in order to help you pursue the financial future you
envision.
Beyond this, there are other reasons we believe our Financial Advisors are the best in the
industry. With an average of $150 million* in invested assets per Advisor, our Advisors are intimately
familiar with the specific needs that come with significant wealth and with helping affluent individuals
achieve their ultimate goals. And with access to research performed solely for private investors,
strong third-party partnerships and extensive global solutions, UBS Financial Advisors are able
to deliver the full resources of UBS to help you pursue your financial goals.
These resources, combined with the trusted advice of our Financial Advisors, can make all the
difference in helping you move forward with confidence in todays economy.

Advice you can trust starts with a conversation, so find a UBS Financial Advisortoday.

Bespoke financing
Long term or short, straightforward or complex, we have the understanding and ability to shape the
right financing solution for our clients.

Combining our clients' insight with our transactional expertise, we work alongside our clients on
specialized, structured, and leveraged finance projects.
We call upon our breadth and depth of expertise to provide innovative ideas that are tailor-made.
Behind the scenes, we continue to refine our service offerings by learning from each and every client
situation.

Debt and equity capital markets

Not only do we help our clients to spot market trends, we also help our clients to act on them.

We guide our clients through the intricacies of equity and debt capital markets, tapping into our best
minds and deep experience, and providing access to capital in multiple products and currencies.
We offer bespoke solutions for public and private clients. Whether for stake-building, hedging, yield
enhancement, or disposal, we help our clients to manage their equity stakes worldwide.

Investment research
Our experts use quantitative market research, digital footprint analysis, data science, and statistical
modelling to bring a new level of understanding to investment decisions, while keeping what's
important to our clients in view at all times.

Powered by UBS Evidence Lab, we aim to give our clients new ideas based on new evidence and
a structured framework to connect the dots across sectors, regions, and asset classes.

Combined with insight-sharing events around the world, our team of economists, analysts,
strategists, and product managers offers our clients the breadth, depth, and originality of investment
thinking.

Global financing services

When asset management firms need front-to-back prime brokerage and financing services, they can
turn to us.

Our connected global network means that we can provide core services such as clearing and
settlement capabilities alongside a range of complementary services, including capital introduction
and business consulting.
In addition to offering a bespoke approach to accessing the investor community, we provide our
clients with consultancy services over the life-cycle of a business enabling clients to navigate the
ever changing landscape within which they operate.

Planningthe
confidence to pursue
all your lifes goals
starts with a plan

At UBS, we can help you pursue all of your financial goalsincluding those that go beyond investing
to help you live the life youve always imagined. What drives this approach is the financial
plan we create togethera road map that informs which solutions are right for you based on what
you want to achieve. From helping you save for retirement to helping you borrow for a purchase that
enriches your life, you have access to a wide range of options that address both sides of your
balance sheet. Whether youd like to grow your assets more strategically or protect them more
intelligently, our Advisors can connect you to the right solutions, starting with a
comprehensive financial plan.
In addition to financial planning services, a UBS Financial Advisor can provide access to
specialists in various areas, including investment and cash management, retirement, education
funding, and estate and charitable planning. This collaborative approach not only allows our Advisors
to help you address your most specific and complex needs, but also helps you strategically position
to pursue the financial future you envision.
Advice. Beyond investing.

Aligning your entire

financial picture to help
you achieve your
goals.

In today's market, having your assets, liabilities and cash management plans work together is critical
to helping you meet your financial objectives. As a UBS client, your UBS Financial Advisor will help
you to achieve consistency on both sides of your balance sheet while supporting your larger goals,
so you can achieve the financial future you envision.

We offer a wide range of financial services to complement your overall wealth management strategy
and help you put your money to work where you need it.
Use the value of your eligible assets to secure important personal or business financing
through securities backed lending
Borrow to purchase your dream home through UBS Mortgage
Combine your investments, cash management and financing activities in one place so you
can manage all of your assets with greater efficiency and control
Access the superior benefits and rewards of the UBS Card Program
Together with your UBS Financial Advisor, you can develop a plan to better integrate your lending
options and cash management solutions into your overall wealth management strategy. Connect
with your UBS Financial Advisor or find a UBS Financial Advisor to learn more.
Banking services are provided by UBS Bank USA (member FDIC) and other third-party banks. UBS Financial
Services Inc. is a registered broker-dealer and is not a bank.
Credit Lines are provided by UBS Bank USA, an affiliate of UBS Financial Services Inc., and are subject to credit
approval.
Borrowing using securities as collateral entails risk and may not be appropriate for your needs. All loans are subject
to credit approval. For a full discussion of the risks associated with borrowing using securities as collateral, you
should review the Loan Disclosure Statement that will be included in your application package. Neither UBS Financial
Services Inc. nor UBS Bank USA provides legal or tax advice. You should consult your legal and tax advisors
regarding the legal and tax implications of borrowing using securities as collateral for a loan.
All mortgage products are offered only by UBS Mortgage. UBS Mortgage is a trade name for UBS AG, Tampa Branch
or, in certain states for certain products, UBS Bank USA. All loans are subject to underwriting, credit and property
approval. Not all products are available in all states, or for all loan amounts. Other restrictions and limitations may
apply. UBS Mortgage currently offers residential mortgage loans within the 50 states of the United States of America
and the District of Columbia.

Import Services and Import Shipping

All merchandise coming into the United States must clear U.S. Customs and Border
Protection and is subject to Customs duty, unless specifically exempted by law. Clearance
involves a number of steps, which include inspection and appraisement.
Import shipping and customs law requires that duty be paid on goods entering the county,
according to its official classification from a tariff schedule. Sometimes a surety bond is
required, and some types of goods must meet admissibility standards, with proper permits
secured in advance by the importer.
At Export-Import Services Inc., our licensed, professional import services team has years
of experience and ensures your goods sail smoothly through the U.S. Customs process,
which can be fraught with delays and frustrations for the uninitiated.
Our representative will determine whether your import shipping needs require door-to-door
forwarding service, U.S. Customs clearance, or both. Well contact our worldwide network of
agents to work with your foreign contact to ship the merchandise properly. Well prepare the
bills of lading, organize forwarding, handle the U.S. Customs clearance, tariffs and duty, and
any related fees. If there is a problem, well know what to do to fix it. Get started today.
Import services specialist Marcella Justin works directly with several U.S. companies who
import furniture, plumbing supplies, auto parts, glassware, steel and jewelry from foreign
countries. From her computer, directly connected to the U.S. Customs and Border
Protection Automated Commercial Environment (ACE) service, Marcella efficiently handles
clients needs to bring the goods into market.

New customers will come with nightmare stories of trying to import their
goods stories of one problem after another. says Marcella, an 20-year
import services veteran.
I enjoy explaining to them what needs to be done. I like solving their
problems. It makes their lives so much easier, and makes me feel like Ive
made a big difference. We have become friends,.
Our list of import services:

Application for Importer ID: We will obtain this for you from Customs.

Continuous Bonds: Each import shipment must be bonded, so that the U.S.
government is assured it will receive its correct duty and fees. Frequent shippers often
prefer to have a continuous bond to cover all shipments, which we can arrange.

Customs Examinations: Sometimes U.S. Customs and Border Protection randomly

selects merchandise for examination. We arrange to get it to the exam site and handle

the examination charges, which the importer reimburses.

FDA, USDA Processing and Other Required Government Agency
Processing: We handle required prior notice, documentation and samples they may

request.
Domestic and International Freight: We have established relationships with the

most reliable trucking and document delivery services.

Personal Effects Entry: We typically provide this service for people who have been

living overseas and who want to bring their goods back to the U.S.
Specialized Classification: Our experts will know which category your goods fall

under.
U.S. Customs and Border Protection Processing: Expert guidance on
regulations, tariffs, duty rates and problem-solving. We use the electronic ACE system

for efficient, accurate processing.

Steel Licensing: We can arrange for licenses.
Importer Security Filing (ISF) & bond: A new requirement for the importer; we can
assist with both

You can be confident that our convenient import services will help you complete your import
shipping with ease. Let our NJ import agent help you today.

Export Services and Freight

Forwarding
Export Services
Buyers and sellers wishing to export goods will benefit from the deep knowledge and
experience of our Export-Import Inc. professional freight forwarding staff.

Our export services team navigates the latest regulations, minimizes paperwork, expedites
transit, and lowers shipping costs with truly personalized service. Export-Import
representatives attend the latest seminars and keep abreast of industry changes.
Rosa Camasta, an export services professional in our Chicago office, has been guiding
shippers on export shipping logistics and the best way to move their goods via sea, truck
and air since 1980. As a freight forwarding expert, she knows to ask if certain merchandise
is temperature or moisture sensitive, and should be booked below a steamships deck, or if
certain airlines should be avoided for excess delays.
Personal effects, food items, autos Rosas shipped them all. One time I did matching
Porsches, she says. His was black; hers was white.
But Rosa also handles less glamorous items too, such as huge boring and drilling
machines, auto parts and once, even a 20-foot container of condoms headed for the Far
East.

Experience is important; you have to know what you are doing, how to pick
up freight and book it, how to prepare an inland bill of lading, said Rosa.
You need to know if a shipment contains licensed goods, or dangerous
goods, or if the shipper is unaware if they are sending merchandise to a
boycotted country. If that is the case, and the U.S. government finds out, there
will be penalties and there will be delays.
Rosa roots for the shippers. She wants them to meet their deadlines, realize cost savings
and increase their sales. She is generous with her hard-earned knowledge and will prepare
export services and freight estimates to potential clients or counsel her customers on
related shipping questions without reservation.
Her clients reward her with their business year after year and clearly consider her a part of
their team. Contact Rosa today.

Freight Forwarding Services

Breakbulk and Transloading from one country to another

C.O.D. Shipments

Consular Legalization, required by different nations.

Hazardous Materials Certification

LCL, or Less than Containerload shipments to enhance cost savings for smaller
shippers.

Letters of Credit and related documentation

NVOCC, or Non-Vessel Operating Common Carrier. We have the ability to reserve

large quantities of space on steamships at reduced rates. We offer that space to

smaller shippers.
Warehousing Storage and Distribution with bonded and non-bonded facilities

You can be confident that our convenient and reliable export service will help you complete
your export shipping with ease. Contact us today.

Final:

Import Services and Import Shipping

All merchandise coming into Indonesia must clear Indonesian Customs and Border
Protection and is subject to Customs duty, unless specifically exempted by law.
Clearance involves a number of steps, which include inspection and appraisement

Import shipping and customs law requires that duty be paid on goods entering the
county, according to its official classification from a tariff schedule. Sometimes a
surety bond is required, and some types of goods must meet admissibility
standards, with proper permits secured in advance by the importer.

At Jakarta Cash Investor., our licensed, professional import services team has years
of experience and ensures your goods sail smoothly through the Indonesian
Customs process, which can be fraught with delays and frustrations for the
uninitiated.

Our representative will determine whether your import shipping needs require doorto-door forwarding service, Indonesian Customs clearance, or both.

Well contact our worldwide network of agents to work with your foreign contact to
ship the merchandise properly. Well prepare the bills of lading, organize forwarding,
handle the Indonesian Customs clearance, tariffs and duty, and any related fees. If
there is a problem, well know what to do to fix it. Get started today.

We works directly with several Indonesia companies who import furniture, plumbing
supplies, auto parts, glassware, steel and jewelry from foreign countries. From our
computer, directly connected to the Indonesian Customs and Border Protection
Automated Commercial Environment (ACE) service.

We enjoy explaining to them what needs to be done. We like solving their

problems. It makes their lives so much easier, and makes me feel like Weve made a
big difference. We have become friends,.

You can be confident that our convenient import services will help you complete
your import shipping with ease. Let our import agent help you today.

Export Services and Freight Forwarding

Export Services

Buyers and sellers wishing to export goods will benefit from the deep knowledge
and experience of our Export-Import professional freight forwarding staff.

Our export services team navigates the latest regulations, minimizes paperwork,
expedites transit, and lowers shipping costs with truly personalized service. ExportImport representatives attend the latest seminars and keep abreast of industry
changes.

JCI, an export services professional in our Jakarta office, has been guiding shippers
on export shipping logistics and the best way to move their goods via sea, truck and
air since 2002. As a freight forwarding expert, JCI knows to ask if certain
merchandise is temperature or moisture sensitive, and should be booked below a
steamships deck, or if certain airlines should be avoided for excess delays.

Experience is important; you have to know what you are doing, how to pick up
freight and book it, how to prepare an inland bill of lading,

You need to know if a shipment contains licensed goods, or dangerous goods, or if

the shipper is unaware if they are sending merchandise to a boycotted country. If
that is the case, and the Indonesia government finds out, there will be penalties and
there will be delays.

We wants them to meet their deadlines, realize cost savings and increase their
sales. we are generous with our hard-earned knowledge and will prepare export
services and freight estimates to potential clients or counsel our customers on
related shipping questions without reservation.

Our clients reward us with their business year after year and clearly consider her a
part of their team.