PRO HEALTH PLUS PLAN

Sum Insured - Rs 4.5 Lakhs to Rs 10 Lakhs

Maternity, New-Born Expenses & Vaccination Cover

Worldwide Emergency Cover

Health Maintenance Benefit

Restoration of Sum Insured

Cumulative Bonus for No Claims

KEY FEATURES

For Plus plan with Sum Insured as 4.5 Lakhs, 5.5 Lakhs and 7.5Lakhs medicals will
be compulsory insured aged 46 years and above. For Sum Insured 10 Lakhs
medicals will be triggered for insured aged 41 years and above.

DESCRIPTION

A SHORT NOTE ON THIS PLAN

Our Plus Plan provides an insurance coverage ranging from Rs. 4.5 lakhs to Rs. 10
lakhs. All hospitalization expenses such as treatment costs, diagnostics, drugs and
accommodation charges are covered. Pre & Post Hospitalization expenses are also
covered for a specified number of days.
This plan has been designed to provide comprehensive coverage for all unforeseen
health complications as well as give maternity benefits and cover expenses
pertaining to the medical treatment of the newborn. Other important features include
Health Maintenance Benefits covering consultation and pharmacy charges,
Cumulative Bonus for a claim free year, Expert Opinion on Critical Illnesses and a
Worldwide Emergency Cover. A Health Check up is also available on every renewal.

Sum insured options: Rs. 4.5 lakhs, Rs. 5.5 lakhs, Rs. 7.5 lakhs and Rs. 10 lakhs

Entry age & renewal: The minimum entry age is 91 days for children and 18 years for adult. There is no
maximum age limit for entry under this policy. The plan provides lifetime renewal opportunity.

Is a medical test required before enrolment? It depends on the age and the sum insured that you have opted

for.

What determines premium? Apart from age, lifestyle, sum insured, gender and results of the medical test (if
undertaken), the geographical location also determines premium. Cities have been divided into 3 separate zones.

Policy period: One can choose between 1 year and 2 years term

Family discount: 10% discount on the premium amount on enrolling more than 2 family members under
individual policy.

KEY FEATURESCOMPLETE LIST OF FEATURES, EXPANDED.

In-patient Hospitalization

Doctors Fees, Nursing, Anesthesia, blood, oxygen, operation theatre charges,

surgical appliances, Medicines, drugs and consumables

Pre - Hospitalization -60 days Rembiursement

Post - Hospitalization-180 days Rembursment

Day Care Treatment-170 +

Domiciliary Treatment at home

Ambulance Cover 3000 per event in rembuirsement

Donor Expenses

Pre-existing Diseases Waiting Period- 36 months

Restoration of Sum Insured 100 %

Maternity Expenses- 48 months

New Born Baby Expenses

First Year Vaccinations

Health Maintenance Benefit-Rs 2000 in per year

Cumulative Bonus for No Claims 10 to 50 %

Healthy Rewards premium of 1%

Worldwide Emergency Cover reimbursement only

Health Check-Up once in year

Reduction in Maternity Waiting 24 months with extra premium