CTOS Credit Sample Report PDF

Credit Reports
- Samples
Credit Reports (Samples)

Description of Reports
CTOS Report (Company)
Page
1
2- 12
CTOS Score Report (Individual)
13- 22
CTOS LitE Report (Company)
23 - 27
CTOS LitE Report (Individual)
28 - 32
Trade Reference Report
33 - 34
Description of Reports
CTOS Score Report
Our flagship report that contains the most comprehensive information on the subject. The CTOS Score Report
covers both companies & businesses. The report is structured in five (5) distinct sections;
Section A: Snapshot
Section B:
Company / Business Profile
Section C:
Banking Payment History
Section D:
Litigation Information
Section E:
Trade Referee
The CTOS Score Report further builds on the CTOS Report by offering additional analytics such as the CTOS
Score to provide further insights that could aid your credit evaluation.
CTOS LitE Report

A concise version of the CTOS Report containing all the important business and identity information but excludes
litigation records. Subscribers who wish to conduct an initial review of the subject may use the LitE Report without
worrying about the Credit Reporting Agencies Act compliance.
CTOS Report
Company

1
Strictly Confidential
Report no.: 1234567890
Attention: XML UAT (XMLUAT)
Account: XMLUAT (XML UAT SDN BHD)
Date: 2015 - 02- 28
Knowledge Creates Confidence
CTOS Report
A : SNAPSHOT
1
ID Verification
Company Name / Reg. No.
COMPANY SDN BHD / 123456 (your input)
Company Name
COMPANY SDN BHD (Name Match)
Company Registration No.
1234560M (ID Match)
Registration Date
04/04/2002
Registered Address
NO. 32A, JALAN OPERA U2/L,

TAMAN TTDI JAYA, SECTION U2,
SHAH ALAM, SELANGOR
Business Sector
GENERAL MERCHANDISE
Company Status
Existing
CTOS Litigation Index
Financials and shareholders
WORST
BEST
9999
0000
Index Description
Last Updated
04/11/2011
Previous Name Change
ABC SDN BHD (12/02/2015)
87
Civil Suit / Summon
Revenue
30,100,390.00
> 96 months
Profit After Tax (RM)
542,935.00
Number of records
Net Assets (RM)
1,245,015.00
Paid-Up Capital (RM)
550,000.00
Total Company Charges (RM)
4,200,000.00
Directorship
Director 1 (IC)
Director 2 (IC)
Director 3 (IC)
Director 4 (IC)
Shareholder 1 (value)
Top 5 shareholders
This index here is a weightage based

indexing system derived from
information in Section D of this report.
CTOS
4
OTHERS
ID
SSM
BPH
LGL
TR
IL
IL
SELECTED
DATA
AVAILABLE
Financials & Shareholders*
This section displays the financial

highlights, directorship & Top 5
shareholders based on the latest
CCM information.
SECTION SUMMARY
SECTIONS
This section displays the companys

basic details i.e. Name, Registration
Number, Registered Address,
Business Address, Business Sector
& Company Type.
2
8712
ID Verification
Section Summary
This section displays the selected

& available information in the report.
Credit Info at a Glance

Source
Entity
Related Parties
Winding Up Status
NEWSPAPERS/GAZZETES
Clean
Clean
Active legal records in past 24 months (personal capacity)

Number
Value
SUBSCRIBER
NEWSPAPERS
MDI
2
RM 200,000.00
2
RM 200,000.00
Active legal records in past 24 months (non-personal capacity)

Number
Value
SUBSCRIBER
NEWSPAPERS
MDI
2
RM 200,000.00
2
RM 200,000.00
Availabilty of Legal Records
B.P.H.
Special Attention Accounts
B.P.H.
Availability of Dishonoured Cheques
DCHEQS
YES
YES
Outstanding credit facilities

Number
Value
Installment in arrears in past 24 months
B.P.H.
3
RM 274,599.00
YES
3
RM 274,599.00
YES
Credit applications in past 12 months

Total
Approved
Pending
B.P.H.
4
0
1
4
0
1
Availability of Trade Referee Listing
CTOS
YES
YES
Credit Info At A Glance
This section displays the highlights

on the following information for the
company + its related parties;
o Litigation
o Trade Reference
o Banking Payment History
o Dishonoured Cheques
DISCLAIMER: This report may not be reproduced in whole or in part in any form or manner whatsoever. This report is provided to the client in strict confidence for use by the client as one factor in connection
with credit and other business decisions. The report contains information compiled from data sources which CTOS does not control and which may not have been verified unless otherwise stated in this report.
CTOS therefore cannot accept responsibility for the accuracy, completeness or timeliness of the contents of the report. CTOS disclaims all liability for any loss or damage arising out of or in manner related
to the contents of this report. Consent from the individual is required before retrieval of the report.
*Not applicable for sole-proprietor/partnership reports

Report no.: 1234567890
Date: 2015 - 02- 28
CTOS Report
B : COMPANY PROFILE
Company Name
COMPANY SDN BHD (XXXXXXM)
Registration Date
04/04/2002
Registered Address

SHAH ALAM, SELANGOR
Business Sector
GENERAL MERCHANDISE
Auditor
CHEN & CO
Financial Year End (DD/MM)
31/12
This section displays the name the

company was previously known as.
Date Changed
XYZ Sdn Bhd
15/01/2015
Test-Scan Sdn Bhd
07/10/2014
Address Record
Date
Source
219 JLN GIGIH 9, BANDAR T6, 47100 SHAH ALAM
15/01/2015
SSM
89 TAMAN FAJAR BAKRI BATU 4, 47200 SHAH ALAM, SELANGOR
07/10/2014
CCRIS
Paid-up Capital
1,000,000.00
Type
Number of shares
Ordinary
1,000,000.00
Nominal value (sen)
Other than Cash
Paid-up Capital
1 .00
Preference
1,000,000.00
Others
Name
Residential Address
IC no.
Designation
Date of Appointment
DIRECTOR 1
219 JLN GIGIH 9,

BANDAR T6,
47100 SHAH ALAM
SELANGOR
790312012234
Director
04/04/2002
DIRECTOR 2
89 TAMAN FAJAR,
BAKRI BARU 4,
47200 SHAH ALAM,
SELANGOR
770310015514
Director
16/06/2006
22/09/2015
DIRECTOR 3
NO. 198, JALAN SATU,

TAMAN KERAMAT,
SELANGOR
640301012231
Secretary
26/12/2003
This section displays the complete

listing of the company directors
& secretary.
11 Shareholders*
listing of the company shareholders.
11
Name
IC no. / BR No.
Shareholding (shares)
Shareholding (%)
SHAREHOLDER 1
790312012234
50,000
10%
SHAREHOLDER 2
770509355519
450,000
90%

share capital.
Date of Resignation
SHAREHOLDERS
This section displays all known

addresses registered to this company
and its source of information.
10 Directors*
10
DIRECTORS
8 Address Records
9 Share Capital*
9
Share Capital
2,000,000.00

& Auditor & Financial Year End.
7 Previous Name Change*
Authorised Capital
6 Company Profile

Report no.: 1234567890
Date: 2015 - 02- 28
CTOS Report
12 Company Charges*
listing of the companys charges.
12
COMPANY CHARGES
Charge No.
Amount
Created
Chargee
Status
100,000.00
27/01/2003
BANK A
Fully Satisfied
400,000.00
02/06/2003
BANK B
Unsatisfied
13 Financial Highlights
13
FINANCIAL HIGHLIGHTS
Financial Year End
31/12/2009
31/12/2008
31/12/2007
Date of tabling
30/06/2010
30/06/2009
30/06/2008
Auditor
Chen & Co
Chen & Co
Deloitte
Auditor Address
NO. 32A,
JALAN OPERA, U2/L,
TAMAN TTDI JAYA,
SECTION U2,
SHAH ALAM,
SELANGOR.
NO. 32A,
JALAN OPERA, U2/L,
TAMAN TTDI JAYA,
SECTION U2,
SHAH ALAM,
SELANGOR.
NO. 32A,
JALAN OPERA, U2/L,
TAMAN TTDI JAYA,
SECTION U2,
SHAH ALAM,
SELANGOR.
Exempt Private Company
Unqualified Reports (Y/N)
Consolidated Accounts

listing of the companys financial
details.
The information populated is directly
from CCM, covering 5 years.
31/12/2006
31/12/2005
Balance Sheet
10,000,000.00
9,000,000.00
8,000,000.00
- Fixed Assets
5,000,000.00
5,000,000.00
5,000,000.00
- Other Assets
5,000,000.00
4,000,000.00
3,000,000.00
Current Assets
10,000,000.00
10,000,000.00
10,000,000.00
Total Assets
20,000,000.00
19,000,000.00
18,000,000.00
5.3%
5.6%
Non-Current assets
YoY Growth
Non-current liabilities
2,000,000.00
1,000,000.00
1,000,000.00
Current liabilities
5,000,000.00
4,000,000.00
3,000,000.00
Long Term Liabilities

Total Liabilities
YoY Growth
Share capital
Share premium
Reserves
Minority interests
Net worth
YoY Growth
0.00
0.00
0.00
7,000,000.00
5,000,000.00
4,000,000.00
40%
25%
10,000,000.00
10,000,000.00
0.00
0.00
0.00
3,000,000.00
4,000,000.00
4,000,000.00
10,000,000.00
0.00
0.00
0.00
13,000,000.00
14,000,000.00
14,000,000.00
-7.1%
0%
30,000,000.00
25,000,000.00
20%
25%
20,000,000.00
18,000,000.00
11%
13%
15,000,000.00
13,000,000.00
15%
18%
3,000,000.00
2,500,000.00
2,000,000.00
0.00
0.00
0.00
Income Statement
Revenue
YoY Growth
Profit/(loss) before tax
YoY Growth
Profit/(loss) after tax
YoY Growth
Net dividend
Minority interests
20,000,000.00
16,000,000.00
11,000,000.00

Report no.: 1234567890
Date: 2015 - 02- 28
CTOS Report
31/12/2009
31/12/2008
31/12/2007
Liquidity Ratios
Current Ratio
2.00
2.50
3.33
61
88
128
ROA
75%
68%
61%
ROE
115%
93%
79%
Working Capital Days

Profitability Ratios
PBT Margin
67%
72%
80%
PAT Margin
50%
52%
55%
Asset Turnover Ratio
1 .50
1 .32
1 .11
Gearing Ratio
0.54
0.36
0.29
Dividend Pay-out Ratio
20%
19%
18%
Earnings per Share
15.0
13.0
11 .0
Dividend per Share
3.0
2.5
2.0
Other Ratios
14
RELATED COMPANIES/SUBSIDIARIES
Name
BR NO.
Paid Up Capital (RM)
Shareholding (%)
SUBSIDIARY 1
551299M
55,000
10%
SUBSIDIARY 2
719223P
495,000
90%
Subsidiaries
This section displays a listing of the
companys subsidiaries.
Financial Year End
14 Related Companies &
15 Banking Payment History
Report no.: 1234567890
Date: 2015 - 02- 28
CTOS Report
This section displays the following:
C1 : BANKING PAYMENT HISTORY

Subject Status
Pending Verification
15
CCRIS SUMMARY
No of Applications
Amount Applied
Approved in past 12 months
48,000.00
Pending
25,000.00
Outstanding
Total Limit
FEC Limit
39,488.00
48,000.00
0.00
0.00
0.00
39,488.00
48,000.00
0.00
Credit Applications
Summary of Potential & Current Liabilities

As Borrower
As Guarantor
Total
Legal Action Taken
Special Attention Account
16
Facility
Total
Date
Outstanding
Balance
Balance (RM) Update
Limit (RM)
Print.
Col
Reprint. Type
Term
Conduct of Account for Last 12 Months
2015
02/11/2011
Own
CB
O
2
Own
10/11/2011
LGL
STS
Date
Status
Updated
12
10/05/2014
2014
M F J D N O S A J J M A
Outstanding Credit
38,000.00
PCPASCAR
34,488
28/02/20
CRDTCARD
5,000.0
28/02/20
CB
70
MTH
10,000.00
TOTAL
OUTSTANDING 39,488.00
BALANCE:
TOTAL
LIMIT:
00
MTH
Number of approved facilities.

Number of pending facilities.
Total amount outstanding
Total limit
Foreign Exchange Contract
amount.
Based on the summary reflected

above this section displays the
breakdown of each facility. With the
following details;
Loan Information
Sts Capacity Lender
Type
o
o
o
o
o

(CCRIS Details)
CCRIS DETAILS
No. Date
(CCRIS Summary)
o Status of facility
o Capacity
o Lender Type
o Facility Type
o Total Outstanding Balance
o Limit
o Repayment term
o Collateral Type
o Conduct of account
o Legal Status
43,000.00
Credit Application Details

1
10/11/2014
10
CRDTCARD
09/01/2015
Credit Application
1
02/01/2015 P
Own
Own
25,000.00
11/03/2015 A
Own
CB
15,000.00
02/02/2015 A
Joint
OTH
33,000.00
REMARK LEGEND
FACILITY:
PCPASCAR Purchase of Passenger Car
CRDTCARD Credit Card
STATUSES:
CREDIT APPLICATION
P Pending
A Approved
LOAN INFORMATION
C Reschedule credit facility
O Outstanding
17
Report no.: 1234567890
Date: 2015 - 02- 28
CTOS Report
17
CCRIS DERIVATIVES
Earliest known
facility
Date of application
09/06/2011
Facility type
HRPCSGD Hire purchase for scheduled goods
Secured facilities
# of facilities
Total outstanding balance (RM)
272, 059.00 (12.4%)
Unsecured facilities
Average number of installments in arrears
4.4
# of facilities
2,500.00 (3.1%)
Dishonoured Cheques
This section displays the cheques

that have been reported to BNM.
C2 : DISHONOURED CHEQUES (please note that DCHEQS system is only available from Mon Fri , 9am 10pm)
18
Dishonoured Cheque Information (Own Bank)

Account No
Issuance Date
Cheque No
Amount
Remarks
70122182
10/05/2015
223455
5000.00
Account Closed
Dishonoured Cheque Information (Commercial Bank)

Bank
Account No
Issuance Date
Remark
1411238939242
05/05/2015
Account Closed
C3 : CCRIS SUBJECT COMMENTS

- None -
This section is divided into 3;

Earliest known facility, secured
facilities & unsecured facilities as a
quick guide.
18
FEC Limit

(CCRIS Derivatives)
Report no.: 1234567890
Date: 2015 - 02- 28
CTOS Report
(subject as defendant)
This section displays a summary of
all cases tagged to the individual as
the defendant.
D1 : LEGAL CASES (SUBJECT AS DEFENDANT)

19
SUMMARY
No.
19 Legal Cases
Case Type
FORECLOSURE PROCEEDINGS
- STATUTORY NOTICE ISSUED
SUMMONS
DIRECTOR OF A COMPANY WITH

PETITION OR WINDING-UP ORDER ISSUED
PROCLAIMATION OF SALE
Amount
Plaintiff
Status of Last Update
Subject Comment
Alliance Bank
(PJ BRANCH)
Settled
8,744,596
Asian Finance Bank
Pending
BONG FAILED
READY-MIXED
Pending
30,000
MULTI SUDA FAIL

SDN BHD
Pending
20 Case Details
This section displays the details of
each case shown in the summary
above.
21 Subject Comment
Pursuant to our obligation under the CRA Act, we are in the process of ascertaining and verifying the remaining record(s) in this category of credit information with the
data subject prior to disclosure.
CASE STUDIES
20
1. FORECLOSURE PROCEEDINGS - STATUTORY NOTICE ISSUED
This section displays any comments

or explanation provide by the
individual to CTOS (if any)
Note: The record below is NOT intended to reflect the 'current status' of the case. Any judgment, order or action where indicated, could have subsequently been settled,
quashed, rescinded, revoked, set aside, annulled, struck off or dismissed. Please check with the relevant parties.
SPECIAL REMARKS
Property Sold Liability
NAME
COMPANY SDN BHD
ID
1234560M (LC MATCH)
REMARK
ADDRESS
POS 19, BT 11/2, J MINYAK BEKU, KG PETANI, BATU PAHAT
CHARGEE
ALLIANCE BANK
NOTICE DATE
OUTSTANDING AMOUNT
PROPERTY LOCATION
LOT 6243, BLK 1, LAMBIR LAND DISCTRICT
PROPERTY DESCRIPTION
FACTORY BUILDING
REGISTERED OWNER
CARLOS WEIWEI WONG 1/3 SHARE
SOLICITOR
S RAVI CHANDARAN & ASSOCIATES
TEL
05-2437896
1058, JLN SYED ABU BAKAR,

36000 TELUK INTAN,
PERAK.
SETTLEMENT
PROPERTY SOLD LIABILITY DISCHARGED
SETTLEMENT DATE
04-05-2014
SUBJECT COMMENT
CRA COMMENT
21

Report no.: 1234567890
Date: 2015 - 02- 28
CTOS Report
2. SUMMONS DIRECTED TO
Note : The record below is NOT intended to reflect the 'current status' of the case. Any judgment, order or action where indicated, could have subsequently been settled,
REMARKS
NAME
COMPANY SDN BHD
ID
1234560M
REMARK
PARTNER
ADDRESS
POS 19, BT 11/2, J MINYAK BEKU, KG PETANI, BATU PAHAT
FIRM
PLAINTIFF
ASIAN FINANCE BANK - JLN SULTAN ISMAIL,KL
CASE NO
22K-91-88-2013
ACTION DATE
01-10-2013
AMOUNT
8744596
SOLICITOR
BP AUCTION STRAT EGY SDN BHD

51,JLN GUNUNG LAMBAK 1,
TMN GUNUNG LAMBAK,
86000 KLUANG, JOHOR.
SUBJECT COMMENT
HIGH COURT KUALA LUMPUR
STAR 25-10-2013
05-2437896
JC/RHB/1203-2013
TEL
REF
3. DIRECTOR OF A COMPANY WITH PETITION OR WINDING-UP ORDER ISSUED

REMARKS
NAME
COMPANY SDN BHD
ID
1234560M
STATUS
DIRECTOR
APPOINTED
09-09-2000
ADDRESS
POS 19, BT 11/2, JMINYAK BEKU, KG PETANI, BATU PAHAT
RESPONDANT
TEST-SCAN ASSOCIATES SDN BDH
LOCAL NO:
9999876
CAPITAL
500000
OBJECT
INCORPORATION DATE
08-08-2014
SHAREHOLDING
5000
PETITIONER
BONG FAILED READY-MIXED
RETURN DATE
09-09-2014
PAID-UP
250000
GAZETTE
9999876
CASE NO
PETITION DATE
16-12-2013
STAR21-01-2014
INDEBTEDNESS
HEARING DATE
SEARCH DATE
SOLICITOR
TEL
03-324124
TEL

36000 TELUK INTAN, PERAK.
REF
EXPARTE
REF
SUBJECT COMMENT
10

Report no.: 1234567890
Date: 2015 - 02- 28
CTOS Report
4. PROCLAIMATION OF SALE
SPECIAL REMARKS
NAME
COMPANY SDN BHD
ID
1234560M (LC MATCH)
REMARKS
56-4-01-2017/WRIT OF DISTRESS
ADDRESS
PLAINTIFF
MULTI SUDA FAIL SDN BHD
CASE NO
A54-2-42-2014 SESSION COURT GEORGETOWN
OUTSTANDING AMOUNT
AUCTION DATE
27-02-2014 STAR 18-02-2014
ELECTRONIC GOODS AND FURNITURE
PROPERTY LOCATION
B-1-12, APT KASUARINA, BDR BOTANIK, KLANG
THREE BEDROOM APARTMENT
REGISTERED OWNER
SOLICITOR
ZAID IBTISAM & CO

781-D, T KT SAT U,
JLN GAJAH MATI,
15000 KOTA BHARU,
KELANTAN.
RESERVE PRICE
30000
TEL
62018886
Pursuant to our obligation under the CRA Act, we are in the process of ascertaining and verifying the remaining record(s) in this
category of credit information with the data subject prior to disclosure.
D2 : LEGAL CASES (SUBJECT AS PLAINTIFF)

1. SUMMON
REMARKS
DEFENDANT
ABSOLUTE DISASTER SDN BHD
ADDRESS
EMR 5217, LOT 3530, 11 .MILES, JLN KAPAR, BEG BERKUNCI, 213 KAPAR, SEL
OBJECT
0273303 (LC MATCH)
INCORPORATION DATE
12-12-2011
LAST ANNUAL RETURN DATE
20-12-2012
AUTHORISED CAPITAL
CASE NO
WU2-02-2014
PETITION DATE
10-05-2014
HEARING DATE
10-07-2014
GAZETTE CCM SEARCH DATE
AMOUNT
SOLICITOR
KENGTEEN & CO
SUITES 3 & 4, 15TH FLOOR,
KOMPLEKS PERDANA
PAID-UP CAPITAL
TEL
07-24325266
REF
123456
11

22 Anti-Money Laundering
Report no.: 1234567890
Date: 2015 - 02- 28
CTOS Report
D3 : AMLA (Anti Money Laundering Act)
22
Your enquiry has been screened against the database complied from the following sources which are used frequently for AMLA (Anti Money Laundering Act) screening
(a) UN Security Council resolution 1267 list (b) United States Dept. of the Treasure Specially Designated Nationals.
Please take note that a Name Match does not mean the subject enquired on is in fact the subject referred to in the AMLA list. Please conduct further investigation with the
relevant authorities for confirmation.
AMLA
NAME
COMPANY SDN BHD
REGISTRATION NUMBER
123456P
Act (AMLA)
A set of procedures, laws or
regulations designed to stop the
practice of generating income
through illegal actions.
In the event there is a match to
the money laundering database
a display of name & registration
number will appear.
23 Trade Referee Listing
E : TRADE REFEREE LISTING
23
The following are prepared to provide reference(s) on the subject or business / companies to which your subject is/was connected to. References are given independently and
voluntarily by the referees and are strictly between you and the referees. CTOS does not endorse, verify, validate, agree or disagree with any views or information provided by
the referee(s) or the subject of enquiry. Users must exercise their discretion and evaluate any information obtained accordingly.
Trade Referees & Subject Comment

REFEREE
INTER-MILANO SDN BHD
INCORPORATION DATE
12/12/2012
NATURE OF BUSINESS
TELECOMMUNICATIONS SERVICE PROVIDER
ADDRESS
BLOCK B, LEVEL 45, UNIT B-8-6-7, GED TOWER, KL
24 Historical Enquiry
HISTORICAL ENQUIRY
24
2014
2013
Jan Feb Mar Apr May Jun
Credit
Evaluation
Others
Jul
Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun
Jul
Aug Sep Oct Nov Dec
Fl
Non-Fl
Lawyer
Total
Fl
Non-Fl
Lawyer
Total
------- END OF REPORT -------
12
In the event the company has a

reflection of a Trade References,
this section will display the details
of the entity that submitted the
said information.
This section displays the total

number of subscribers who have
made an inquiry on the subject in
the past 24 months.
CTOS Score Report

Individual

Report no.: 1234567890
Date: 2015 - 02- 28
CTOS Score Report
A : SNAPSHOT
1
ID Verification
CTOS Score
740
Name/IC
John Smith/861203355516
Name
John Smith
New ID
861203355516
Old ID
A123456
Date of Birth
12/12/1968
Nationality
Malaysian
Address 1
127, Lorong Rusa 4, 34000, Taiping, Perak

Source : CCRIS
2. No recent retail balance reported

on credit report.
Address 2
27, Jalan Ketam, 34000, Taiping, Perak

Source : CCRIS
3. Too few loan accounts on the credit

report.
WORST
BEST
300
850
This section displays the individuals

personal details i.e. Name, IC No,
DOB, Nationality & Address.
2
o Litigation
o Trade Reference
o Banking Payment History
o Dishonoured Cheques
1. Lack of recently established credit

accounts on the credit report.
Credit Info at a Glance

Credit info
Source
Value
Bankruptcy status
NEWSPAPERS
/GAZZETES
Clean
Active legal records in past 24 months (personal capacity)

Number
Value
SUBSCRIBER
NEWSPAPERS
MDI
2
RM 200,000.00
Active legal records in past 24 months (non-personal capacity)

Number
Value
SUBSCRIBER
NEWSPAPERS
MDI
2
RM 200,000.00
Availabilty of Legal Records
B.P.H.
Special Attention Accounts
B.P.H.
Availability of Dishonoured Cheques
DCHEQS
YES
Outstanding credit facilities

Number
Value
Installment in arrears in past 24 months
B.P.H.
3
RM 274,599.00
YES
Credit applications in past 12 months

Total
Approved
Pending
B.P.H.
Availability of Trade Referee Listing
CTOS
8712
WORST
BEST
9999
0000
Index Description
87
Civil Suit/Summon
1
> 96 months
2
Number of records
CTOS
OTHERS
ID
SSM
BPH
LGL
TR
IL
IL
SELECTED
DATA
AVAILABLE
YES
Directorships & Business Interests (Top 5 ranked by PAT)

Company
Type
Position
Appoint
Date
Resign
Date
Profit
After Tax
Profitable
Status
Shareholding
(%)
Company Sdn Bhd
Company
DIR & SH
30/10/2011
50,00.00
Existing
Existing
CYZ Sdn Bhd
Company
DIR & SH
25/01/2011
40,00.00
Existing
Existing
ABC Sdn Bhd
Company
DIR
09/09/2012
10,00.00
Existing
Existing
DEF Sdn Bhd
Company
DIR
01/07/2013
Existing
Existing
GHI Sdn Bhd
Company
DIR
02/07/2013
Existing
Existing
Directorships & Business

Interests (Top 5 ranked by
Profit After Tax or (PAT))
This section displays the top 5

companies/businesses that are linked
to the individual, either as a Director/
Shareholder/Owner or Partner
4
SECTION SUMMARY
SECTIONS
4
0
1
4. Too few revolving/charge accounts

with recent payment information on
the credit report.
Credit Info At A Glance
This section highlights the following

information:
CTOS Score Reason Codes
Source : CCRIS
ID Verification
CTOS Score
This section displays the CTOS score.

A 3 digit number that summarises
all relevant credit information in a
consumers credit report.
The score ranges from 300850.
The higher the score, the lower
the risk.
Also featured are the factors to
improve the score.
5
This section display the CTOS

Litigation Index. The index is
a weightage based indexing
system derived from information in
Section D.
6
Section Summary
This section displays the selected

& available information in the report.
14
Report no.: 1234567890
Date: 2015 - 02- 28
CTOS Score Report
B1 : DIRECTORSHIP & BUSINESS INTERESTS
7 Directorship & Business
Interest
This section displays the name of
the companies/businesses that are
linked to the individual.
Directorships & Business Interests

Company
Type
Position
Appoint Date
Resign Date
Profit After Tax
Profitable
Status
Company Sdn Bhd
Company
DIR & SH
30/10/2011
50,00.00
Existing
CYZ Sdn Bhd
Company
DIR & SH
25/01/2011
40,00.00
Existing
ABC Sdn Bhd
Company
DIR
09/09/2012
10,00.00
Existing
DEF Sdn Bhd
Company
DIR
01/07/2013
Existing
GHI Sdn Bhd
Company
DIR
02/07/2013
Existing
JKL Sdn Bhd
Company
DIR & SH
03/07/2013
Existing
1. COMPANY SDN BHD (123456P)

STATUS
EXISTING
NATURE OF BUSINESS
WHOLESALE OF A VARIETY OF GOOD WITHOUT ANY PARTICULAR SPECIALIZATION
INCORPORATION
01/10/2011
CCM DATED
NAME
John Smith
NEW ID/PASSPORT
POSITION
PAID-UP
2.00
861203355516
ID
Directors
SHARES
APPOINTED
10/10/2011
RESIGNED
ADDRESSS
NO, 36 , Jalan Sepah Puteri 5/6, Seri Utama Seksyen 5
REMARKS
2. CYZ SDN BHD (334221W)

STATUS
EXISTING
NATURE OF BUSINESS
INCORPORATION
01/10/2011
CCM DATED
NAME
John Smith
NEW ID/PASSPORT
POSITION
PAID-UP
2.00
861203355516
ID
Directors
SHARES
APPOINTED
25/01/2011
RESIGNED
ADDRESSS
REMARKS
15
Report no.: 1234567890
Date: 2015 - 02- 28
CTOS Score Report
3. ABC SDN BHD (334221W)

STATUS
EXISTING
NATURE OF BUSINESS
INCORPORATION
01/10/2011
CCM DATED
NAME
John Smith
NEW ID/PASSPORT
POSITION
PAID-UP
2.00
861203355516
ID
Directors
SHARES
APPOINTED
09/09/2012
RESIGNED
ADDRESSS
REMARKS
4. DEF SDN BHD (554221W)

STATUS
EXISTING
NATURE OF BUSINESS
INCORPORATION
01/10/2011
CCM DATED
NAME
John Smith
NEW ID/PASSPORT
POSITION
PAID-UP
2.00
861203355516
ID
Directors
SHARES
APPOINTED
10/10/201
RESIGNED
ADDRESSS
PAID-UP
2.00
REMARKS
5. GHI SDN BHD (554221W)

STATUS
EXISTING
NATURE OF BUSINESS
IMPORT & EXPORT
INCORPORATION
01/10/2011
CCM DATED
NAME
John Smith
NEW ID/PASSPORT
861203355516
ID
POSITION
Directors
SHARES
APPOINTED
02/07/2013
RESIGNED
ADDRESSS
REMARKS
16
Report no.: 1234567890
Date: 2015 - 02- 28
CTOS Score Report
8 Address Records
addresses from various sources
5. JKL SDN BHD (675221W)

STATUS
EXISTING
NATURE OF BUSINESS
IMPORT & EXPORT
INCORPORATION
01/10/2011
CCM DATED
NAME
John Smith
NEW ID/PASSPORT
POSITION
PAID-UP
2.00
861203355516
ID
Directors
SHARES
APPOINTED
03/07/2013
RESIGNED
ADDRESSS
REMARKS
B2 : ADDRESS RECORDS
Address Record
8
Data Source
Last Updated Date
Address
Source
Date
CCRIS
20/10/2013
CCRIS
20/10/2013
127, Jalan Buluh 2, 34000, Taiping, Perak
SSM (ABC SDN BHD/23456M)
10/03/2013
21, Lorong Buluh 12345, 46000, Petaling Jaya
CTOS User ID
20/10/2012
CCRIS
01/01/2012
NRD
03/09/2007
CTOS
19/09/2005
17
Report no.: 1234567890
Date: 2015 - 02- 28
CTOS Score Report
Subject Status
CCRIS SUMMARY
No of Applications
Amount Applied
Approved in past 12 months
48,000.00
Pending
25,000.00
Outstanding
Total Limit
FEC Limit
39,488.00
48,000.00
0.00
0.00
0.00
39,488.00
48,000.00
0.00
Summary of Potential & Current Liabilities

As Borrower
As Guarantor
Total
Legal Action Taken
10
Lender
Type
Facility
Total
Date
Outstanding
Balance
Balance (RM) Update
Limit (RM)
Print.
Col
Reprint. Type
Term
Conduct of Account for Last 12 Months
LGL
STS
Date
Status
Updated
12
10/05/2014
2015
2014
M F J D N O S A J J M A
Outstanding Credit
02/11/2011
Own
CB
O
2
10/11/2011
38,000.00
PCPASCAR
Own
34,488
28/02/20
CRDTCARD 5,000.0
28/02/20
CB
70
MTH
10,000.00
00
MTH

10
CRDTCARD
09/01/2015
Credit Application
1
Own
Own
25,000.00
Own
CB
15,000.00
Joint
OTH
33,000.00
REMARK LEGEND
FACILITY:
PCPASCAR Purchase of Passenger Car
CRDTCARD Credit Card
STATUSES:
CREDIT APPLICATION
P Pending
A Approved
LOAN INFORMATION
C Reschedule credit facility
O Outstanding
18
o Status of facility
o Capacity
o Lender Type
o Facility Type
o Total Outstanding Balance
o Limit
o Repayment term
o Collateral Type
o Conduct of account
o Legal Status
TOTAL
1
Number of pending facilities.

Total amount outstanding
Total limit
Foreign Exchange Contract
amount.
Based on the summary reflected

above this section displays the
breakdown of each facility. With the
following details;
Loan Information
Sts Capacity
o
o
o
o

(CCRIS Details)
CCRIS DETAILS
No. Date

(CCRIS Summary)
This section displays the following:

Number of approved facilities.
C1 : BANKING PAYMENT HISTORY
Credit Applications
Credit Application details
11
Report no.: 1234567890
Date: 2015 - 02- 28
CTOS Score Report
This section is divided into 3 sub

sections:
11
CCRIS DERIVATIVES
Earliest known
facility
Date of application
09/06/2011
Facility type
HRPCSGD Hire purchase for scheduled goods
Secured facilities
# of facilities
272, 059.00 (12.4%)
4.4
# of facilities
2,500.00 (3.1%)
Unsecured facilities

(CCRIS Derivatives)
o Earliest known facility

o Secured facilities
o Unsecured facilities as a
quick guide.
FEC Limit
12
C2 : DISHONOURED CHEQUES (please note that DCHEQS system is only available from Mon Fri , 9am 10pm)
12
Dishonoured Cheques
This section displays the cheques

that have been reported to Bank
Negara Malaysia (BNM).
Dishonoured Cheque Information (Own Bank)

Account No
Issuance Date
Cheque No
Amount
Remarks
70122182
10/05/2015
223455
5000.00
Account Closed
Dishonoured Cheque Information (Commercial Bank)

Bank
Account No
Issuance Date
Remark
1411238939242
05/05/2015
Account Closed
C3 : CCRIS SUBJECT COMMENTS

- No Information Available -
19
Report no.: 1234567890
Date: 2015 - 02- 28
CTOS Score Report
(subject as defendant)
This section displays a summary of
all cases tagged to the individual as
a defendant.
D1 : LEGAL CASES (SUBJECT AS DEFENDANT)

13
SUMMARY
No.
Case Type
Amount
Plaintiff
Status of Last Update
Subject Comment
DIRECTOR OF A COMPANY WITH

PETITION OR WINDING-UP
OCBC BANK
Settled
BANKRUPTCY NOTICE ISSUED
48,000
OCBC BANK
Settled
14 Case Details
above.
Pursuant to our obligation under the CRA Act, we are in the process of ascertaining and verifying the remaining record(s) in this category of credit information with the
data subject prior to disclosure.
CASE STUDIES
14
1. DIRECTOR OF A COMPANY WITH PETITION OR WINDING-UP ORDER ISSUED

SPECIAL REMARKS
NAME
John Smith
ID
861203355516
STATUS
DIRECTOR
APPOINTED
09-09-2000
ADDRESS
POS 19, BT 11/2, JMINYAK BEKU, KG PETANI, BATU PAHAT
RESPONDENT
TEST-SCAN ASSOCIATES SDN BHD
LOCAL NO:
9999876
OBJECT
INCORPORATION DATE
08-08-2014
RETURN DATE
09-09-2014
SHAREHOLDING
500000
PAID-UP
250000
PETITIONER
BONG FAILED READY-MIXED
GAZETTE
9999876
CASE NO
PETITION DATE
16-12-2013 STAR21-01-2014
HEARING DATE
INDEBTEDNESS
SEARCH DATE
SOLICITOR
TEL
03-324124
TEL

36000 TELUK INTAN,
PERAK.
REF
EXPARTE
REF
SUBJECT COMMENT
15
20
13 Legal Cases
15 Subject Comment
This section displays any comments/
explanation provide by the individual
to CTOS (if any)

Report no.: 1234567890
Date: 2015 - 02- 28
CTOS Score Report
16 Bankruptcy Case
above.
16
2. BANKRUPTCY NOTICE ISSUED
SPECIAL REMARKS
Account Fully Settled & Closed Letter Dated 23/02/14
NAME
JOHN SMITH
ID
861203355516
REMARKS
ACCOUNT SETTLED
ADDRESS
FIRM
TOTAL FAIL DISTRIBUTION SDN BHD
EXPARTE
OCBC BANKEMB LOAN RECOVERY UNIT, KL
CASE NO
39-4855-10-2013-HIGH COURT K.L.
NOTICE DATE
26-12-2012 STRAITS TIMES 15-01-2013
PETITION DATE
30-01-2013
ORDER DATE
04-02-2013
AMOUNT
48,000
SOLICITOR
YING & RAKAN-RAKAN,
TEL
03-2212234
12-1, 1ST FLOOR JALAN TIARA 2D/KU1,
REF
OCBC/SAU/R16/2013
17
Legal Cases
(subject as plaintiff)

each case where the individual is
the plaintiff.
BANDAR BARU KLANG, 41150 KLANG, SELANGOR

SETTLEMENT
ACCOUNT FULLY SETTLED & CLOSED
SETTLED DATE
20-02-2014
Pursuant to our obligation under the CRA Act, we are in the process of ascertaining and verifying the remaining record(s) in this
category of credit information with the data subject prior to disclosure.
D2 : LEGAL CASES (SUBJECT AS PLAINTIFF)
17
REMARKS
DEFENDANT
ABSOLUTE DISASTER
ADDRESS
EMR 5217, LOT 3530, 11 .MILES, JLN KAPAR, BEG BERKUNCI, 213 KAPAR, SEL
OBJECT
0273303 (LC MATCH)
INCORPORATION DATE
LAST ANNUAL RETURN DATE
AUTHORISED CAPITAL
CASE NO
WU2-02-2014
PETITION DATE
10-05-2014
HEARING DATE
10-07-2014
GAZETTE CCM SEARCH DATE
AMOUNT
SOLICITOR
KENGTEEN & CO
SUITES 3 & 4, 15TH FLOOR,
KOMPLEKS PERDANA
PAID-UP CAPITAL
TEL
07-24325266
REF
123456
21

18
Report no.: 1234567890
Date: 2015 - 02- 28
CTOS Score Report
D3 : AMLA (Anti Money Laundering Act)
18
Your enquiry has been screened against the database complied from the following sources which are used frequently for AMLA (Anti Money Laundering Act) screening
(a) UN Security Council resolution 1267 list (b) United States Dept. of the Treasure Specially Designated Nationals.
Please take note that a Name Match does not mean the subject enquired on is in fact the subject referred to in the AMLA list. Please conduct further investigation with the
relevant authorities for confirmation.
AMLA
NAME
John Smith
IDENTITY CARD NUMBER
861203355516
AMLA refers to a set of procedures,

laws or regulations designed to stop
the practice of generating income
through illegal actions.
In the event there is a match to
the money laundering database
a display of name & IC number
will appear.
19
E : TRADE REFEREE LISTING
19
The following are prepared to provide reference(s) on the subject or business / companies to which your subject is/was connected to. References are given independently and
voluntarily by the referees and are strictly between you and the referees. CTOS does not endorse, verify, validate, agree or disagree with any views or information provided by
the referee(s) or the subject of enquiry. Users must exercise their discretion and evaluate any information obtained accordingly.
Trade Referees & Subject Comment

REFEREE
INTER-MILANO SDN BHD
INCORPORATION DATE
12/12/2012
NATURE OF BUSINESS
TELECOMMUNICATIONS SERVICE PROVIDER
ADDRESS
BLOCK B, LEVEL 45, UNIT B-8-6-7, GED TOWER, KL
20
2015
2014
Credit
Evaluation
Others
Jul
Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun
Jul
Aug Sep Oct Nov Dec
Fl
Non-Fl
Lawyer
Total
Fl
Non-Fl
Lawyer
Total
------- END OF REPORT -------
22
Trade Referee Listing
In the event the company has a

reflection of a Trade Reference,
this section will display the details
of the entity that submitted the
said information.
20 Historical Enquiry
HISTORICAL ENQUIRY
Jan Feb Mar Apr May Jun
Anti-Money Laundering
Act (AMLA)
This section displays the total

number of subscribers who had
made an inquiry on the subject in
the past 24 months.
CTOS LitE Report

Company

Report no.: 1234567890
Date: 2015 - 02- 28
A : SNAPSHOT
CTOS LitE Report

1
ID Verification
Company Name/Reg No
COMPANY SDN BHD / 123456 (your input)
Company Name
COMPANY SDN BHD (Name Match)
Company Registration No.
1234560M (ID Match)
Registration Date
04/04/2002
Registered Address
NO. 32A, JALAN OPERA U2/L

TAMAN TTDI JAYA, SECTION U2
SHAH ALAM
Selangor
Business Sector
GENERAL MERCHANDISE
Company Type
LitE Status
Ref No
LitE Status
There are 3 statuses displayed in

this section;
o Blank
o Fresh MDI search required
o Complete
Complete
-
Financials and shareholders

Last Updated
04/11/2011
Revenue
30,100,390.00
Profit After Tax (RM)
542,935.00
Net Assets (RM)
1,245,015.00
Paid-up Capital (RM)
550,000.00
Total Company Charges (RM)
4,200,000.00
Top 5 shareholders / owners
Shareholder
Shareholder
Shareholder
Shareholder
Shareholder
Financials & Shareholders
This section displays the Financial

Highlights, directorship & Top 5
shareholders based on the latest
CCM information.
1
2
3
4
5
(x%)
(x%)
(x%)
(x%)
(x%)
24

& Company Type.
Private Limited
ID Verification

3
Report no.: 1234567890
Date: 2015 - 02- 28
CTOS LitE Report
B : COMPANY PROFILE
Last updated: 04/11/2011

Company Name
COMPANY SDN BHD (XXXXXXM)
Registration Date
04/04/2002
Registered Address

SHAH ALAM, SELANGOR
Business Sector
GENERAL MERCHANDISE
Auditor
CHEN & CO
Financial Year End (DD/MM)
31/12
Date Changed
15/01/2015
Test-Scan Sdn Bhd
07/10/2014
Address Record
Date
Source
219 JLN GIGIH 9, BANDAR T6, 47100 SHAH ALAM
15/01/2015
SSM
89 TAMAN FAJAR BAKRI BATU 4, 47200 SHAH ALAM, SELANGOR
07/10/2014
CCRIS
Share Capital
Type
Number of shares
Ordinary
1,000,000.00
Preference
Others
Previous Name Change*
This section displays the name the

company was previously known as.
XYZ Sdn Bhd
2,000,000.00

& Auditor & Financial Year End.
4
Authorised Capital
Company Profile
Paid-up Capital
1,000,000.00
Nominal value (sen)
Other than Cash
Paid-up Capital
1 .00
1,000,000.00
Name
Residential Address
IC no.
Designation
Date of Appointment
DIRECTOR 1
219 JLN GIGIH 9,

BANDAR T6,
47100 SHAH ALAM
SELANGOR
790312012234
Director
04/04/2002
DIRECTOR 2
89 TAMAN FAJAR,
BAKRI BATU 4,
47200 SHAH ALAM,
SELANGOR
770310015514
Director
16/06/2006
DIRECTOR 3
NO. 198, JALAN SATU,

TAMAN KERAMAT,
SELANGOR
640301012231
Secretary
26/12/2003
Address Records
This section displays all known

addresses registered to this company
and its source of information.
7 Share Capital*
share capital.
DIRECTORS
Date of Resignation
8 Directors*
listing of the company directors
& secretary.
9 Shareholders*
listing of the companys shareholders.
SHAREHOLDERS
Name
IC no. / BR No.
Shareholding (shares)
Shareholding (%)
SHAREHOLDER 1
790312012234
50,000
10%
SHAREHOLDER 2
770509355519
450,000
90%
SHAREHOLDER 3
571009353738
30,000
50%
SHAREHOLDER 4
771213729303
41,000
10%
SHAREHOLDER 5
880302827374
100,000
73%
25

10 Company Charges*
Report no.: 1234567890
Date: 2015 - 02- 28
CTOS LitE Report

10
COMPANY CHARGES
Charge No.
Amount
Created
Chargee
Status
100,000.00
27/01/2003
BANK A
Fully Satisfied
400,000.00
02/06/2003
BANK B
Unsatisfied
11
Financial Year End
31/12/2009
31/12/2008
31/12/2007
Date of tabling
30/06/2010
30/06/2009
30/06/2008
Auditor
Chen & Co
Chen & Co
Deloitte
Auditor Address
NO. 32A,
JALAN OPERA, U2/L,
TAMAN TTDI JAYA,
SECTION U2,
SHAH ALAM,
SELANGOR.
NO. 32A,
JALAN OPERA, U2/L,
TAMAN TTDI JAYA,
SECTION U2,
SHAH ALAM,
SELANGOR.
NO. 32A,
JALAN OPERA, U2/L,
TAMAN TTDI JAYA,
SECTION U2,
SHAH ALAM,
SELANGOR.
Exempt Private Company
Unqualified Reports (Y/N)
Consolidated Accounts
31/12/2006
10,000,000.00
9,000,000.00
8,000,000.00
- Fixed Assets
5,000,000.00
5,000,000.00
5,000,000.00
- Other Assets
5,000,000.00
4,000,000.00
3,000,000.00
Current Assets
10,000,000.00
10,000,000.00
10,000,000.00
Total Assets
20,000,000.00
19,000,000.00
18,000,000.00
5.3%
5.6%
YoY Growth
Non-current liabilities
2,000,000.00
1,000,000.00
1,000,000.00
Current liabilities
5,000,000.00
4,000,000.00
3,000,000.00
Long Term Liabilities

Total Liabilities
YoY Growth
Share capital
Share premium
Reserves
Minority interests
Net worth
YoY Growth
0.00
0.00
0.00
7,000,000.00
5,000,000.00
4,000,000.00
40%
25%
10,000,000.00
10,000,000.00
0.00
0.00
0.00
3,000,000.00
4,000,000.00
4,000,000.00
31/12/2005
10,000,000.00
0.00
0.00
0.00
13,000,000.00
14,000,000.00
14,000,000.00
-7.1%
0%
30,000,000.00
25,000,000.00
20%
25%
20,000,000.00
18,000,000.00
11%
13%
15,000,000.00
13,000,000.00
15%
18%
3,000,000.00
2,500,000.00
2,000,000.00
0.00
0.00
0.00
Income Statement
Revenue
YoY Growth
Profit/(loss) before tax
YoY Growth
Profit/(loss) after tax
YoY Growth
Net dividend
Minority interests
20,000,000.00
16,000,000.00
11,000,000.00
26
details.
Balance Sheet
Non-Current assets

listing of the companys charges.
Report no.: 1234567890
Date: 2015 - 02- 28
CTOS LitE Report

11
Financial Year End
31/12/2009
31/12/2008
31/12/2007
2.00
2.50
3.33
61
88
128
ROA
75%
68%
61%
ROE
115%
93%
79%
Liquidity Ratios
Current Ratio
Working Capital Days

details.
12 Related Companies &
Subsidiaries
Profitability Ratios
PBT Margin
67%
72%
80%
PAT Margin
50%
52%
55%
Asset Turnover Ratio
1 .50
1 .32
1 .11
Gearing Ratio
0.54
0.36
0.29
Dividend Pay-out Ratio
20%
19%
18%
Earnings per Share
15.0
13.0
11 .0
Dividend per Share
3.0
2.5
2.0
This section displays a listing of the

companys subsidiaries.
Other Ratios
12
RELATED COMPANIES/SUBSIDIARIES
Name
BR NO.
Paid Up Capital (RM)
Shareholding (%)
SUBSIDIARY 1
551299M
55,000
10%
SUBSIDIARY 2
719223P
495,000
90%
------- END OF REPORT -------
27
CTOS LitE Report

Individual

Report no.: 1234567890
Date: 2015 - 02- 28
CTOS LitE Report
A : SNAPSHOT
XXXXXXXXXX/XXXXXX (your input)
Name
John Smith (your output)
New ID
771233475892 (New ID match)
Old ID
A1234567
Date of Birth
12/12/1968
Nationality
Malaysian
Address 1
127, XXXXXXXXXX, , 34000, Taiping, Perak

Source : NRD Latest Date : 20/10/2013
LitE Status
Complete

personal details i.e. Name, IC No,
DOB, Nationality, Address & LitE
Status.
The status displayed in this section
has 3 indicators:
Identity Verification
Name/IC
ID Verification
o Blank
o Fresh MDI search required
Source : CCRIS
o Complete
Latest Date : 20/10/2013
2
2

Company
Type
Position
Appoint Date
Resign Date
Profit After Tax
Profitable
Status
Company Sdn Bhd
Company
DIR & SH
10/10/2011
50,00.00
Existing
CYZ Sdn Bhd
Company
DIR & SH
25/01/2011
40,00.00
Existing
ABC Sdn Bhd
Company
DIR
09/09/2012
10,00.00
Existing
DEF Sdn Bhd
Company
DIR
01/07/2013
Existing
GHI Sdn Bhd
Company
DIR
02/07/2013
Existing
Directorship & Business

Interests (Top 5 ranked
by PAT)
This section displays

companies/businesses
linked to the individual,
Director/ Shareholder/
Partner.
the top 5
that are
either as a
Owner or
29
Report no.: 1234567890
Date: 2015 - 02- 28
CTOS LitE Report
B1 : DIRECTORSHIP & BUSINESS INTERESTS

Company
Type
Position
Appoint Date
Profit After Tax
Profitable
Status
Company Sdn Bhd
Company
DIR & SH
10/10/2011
50,000.00
Existing
Resign Date
CYZ Sdn Bhd
Company
DIR & SH
25/01/2011
40,000.00
Existing
ABC Sdn Bhd
Company
DIR
09/09/2012
10,000.00
Existing
DEF Sdn Bhd
Company
DIR
01/07/2013
Existing
GHI Sdn Bhd
Company
DIR
02/07/2013
Existing
JKL Sdn Bhd
Company
DIR & SH
03/07/2013
Existing
1. COMPANY SND BHD (123456P)

STATUS
EXISTING
NATURE OF BUSINESS
INCORPORATION
01/10/2011
CCM DATED
NAME
John Smith
NEW ID/PASSPORT
POSITION
PAID-UP
2.00
861203355516
ID
Directors
SHARES
APPOINTED
10/10/201
RESIGNED
ADDRESSS
REMARKS
2. CYZ SDN BHD ( 334221W)

STATUS
EXISTING
NATURE OF BUSINESS
INCORPORATION
01/10/2011
CCM DATED
NAME
John Smith
NEW ID/PASSPORT
POSITION
PAID-UP
2.00
861203355516
ID
Directors
SHARES
APPOINTED
25/01/2011
RESIGNED
ADDRESSS
REMARKS
30
Directoship & Business

Interest
This section displays the name of

the companies/businesses that are
linked to the individual.
Report no.: 1234567890
Date: 2015 - 02- 28
CTOS LitE Report
3. ABC SDN BHD (334221W)

STATUS
EXISTING
NATURE OF BUSINESS
INCORPORATION
01/10/2011
CCM DATED
NAME
John Smith
NEW ID/PASSPORT
POSITION
PAID-UP
2.00
861203355516
ID
Directors
SHARES
APPOINTED
09/09/2012
RESIGNED
ADDRESSS
REMARKS
4. DEF SDN BHD (554221W)

STATUS
EXISTING
NATURE OF BUSINESS
INCORPORATION
01/10/2011
CCM DATED
NAME
John Smith
NEW ID/PASSPORT
POSITION
PAID-UP
2.00
861203355516
ID
Directors
SHARES
APPOINTED
01/07/2013
RESIGNED
ADDRESSS
PAID-UP
2.00
REMARKS
5. GHI SDN BHD (554221W)

STATUS
EXISTING
NATURE OF BUSINESS
IMPORT & EXPORT
INCORPORATION
01/10/2011
CCM DATED
NAME
John Smith
NEW ID/PASSPORT
861203355516
ID
POSITION
Directors
SHARES
APPOINTED
02/07/2013
RESIGNED
ADDRESSS
REMARKS
31
Report no.: 1234567890
Date: 2015 - 02- 28
CTOS LitE Report
6. JKL SDN BHD (675221W)

STATUS
EXISTING
NATURE OF BUSINESS
IMPORT & EXPORT
INCORPORATION
01/10/2011
CCM DATED
NAME
John Smith
NEW ID/PASSPORT
POSITION
PAID-UP
2.00
861203355516
ID
Directors
SHARES
APPOINTED
03/07/2013
RESIGNED
ADDRESSS
REMARKS
B2 : ADDRESS RECORDS
Address Record
4
Data Source
Last Updated Date
Address
Source
Date
CCRIS
20/10/2013
CCRIS
20/10/2013
127, Jalan Buluh 2, 34000, Taiping, Perak
SSM (ABC SDN BHD/23456M)
10/03/2013
CTOS User ID
20/10/2012
CCRIS
01/01/2012
NRD
03/09/2007
CTOS
19/09/2005
------- END OF REPORT -------
32
Address Records
This section displays all address

records available on the individual.

From: XYZ SDN BHD
Sent: Tuesday, 6 October, 2015 10:23 AM

To: Company Sdn Bhd
This section displays the references

tagged to the subjects company.
Subject: Request for Trade References
TRADE REFERENCES
A trade reference is the payment

experience information provided by
a supplier on its customers.
Note
This notation pertains to the information that you may receive below :
References :
These are trade references which you or your company have requested from other businesses on your subject of enquiry.
It is based on actual trade experiences of the trade referee with your subject of enquiry or a company or business to which your subject of enquiry is
connected to. It is provided by the trade referees directly to you. Should you have any questions relating to the information herein please refer to the
trade referee or the subject for further clarification.
As with any other trade reference which you may receive, whether positive or negative, do exercise the normal caution, judgment and discretion for
such references.
Subject of Reference : WENDALL KOON KOON KOON (760528913131)
Your request of 2015-02-28 for a reference refers. This reference in given to you in strict confidence and meant only for your use. You shall not
circulate, inform or disseminate it to any other party including the subject concerned unless we indicate otherwise. These information is used at your
own risk and we are not liable for any loss or damage, if any that may arise.
1.
Relationship
Subject as customer
2.
Aging Information
As at Statement Date : 2015 - 01 - 28
Name of Debtor
WENDALL KOON KOON KOON (760528913131)
Credit Terms
30 Days
Account Status
Under Recovery Action
Address
111, Kampung Lama, Sungai Baru, Kuala Lumpur
Nature of Debt
Services Rendered
30 DAYS
60 DAYS
30th June 2011
START DATE
CREDIT LIMIT
90 DAYS
120 DAYS
150 DAYS
180 DAYS
3.
Excellent
Good
Satisfactory
Unsatisfactory
Returned Cheque Experience : Details as provided below

Cheques No
Account No
Bank
Amount (RM)
Date Returned
Reason
Cheque Issuer
963963
77584320
EBB
500.00
2014-12-25
Refer to Drawer
Issued by self
The above cheque were received for payment of amount owed but were returned unpaid for reasons indicated.
4.
Reminders/Letter of Demand for Payment

Sent reminder to the subject for settlement
01-03-2015
LOR/0001/20130301
Issued our Letter of Demand dated
02-03-2015
LOR/0001/20132345
Issued a Letter of Demand through our solicitor

5.
Referees Request
Please ask the subject to contact us.
Our Contact is
Rosie Lee _Credit Department
Address
Lot 331M, Jalan Dagang , Taman Ehsan, Kepong K.L.
Our Reference
WEND2011
Tel.
03-87777777
Nature of Business
Supplier of office equipment and computers
Any indebtness indicated above may have been subsequently settled, in which case, our official receipt or letter of discharge or settlement would have been
issued to the subject. Please check with subject.
34
Returned Cheque
A check that cannot be processed

because the writer has insufficient
funds.
Reference Details
Details of the subscriber that

submitted the Trade Reference
information.
210 DAYS
589.00
Not Provided
Ageing
An accounts receivable ageing is

a report that lists unpaid customer
invoices and unused credit memos by
date ranges.
The above was accurate as at the statement date indicate above.

Account Conduct
Web:
www.ctoscredit.com.my
Personal Enquiries
03-2722 8833
Business Enquiries
03-2722 8888
Subscriber Helpline:
03-2722 8800
Operating Hours:
Mondays to Fridays (8:00am - 7:00pm)
CTOS Data Systems Sdn Bhd (247651-H)

Unit A-9-6, 9th Floor, Megan Avenue 1, No. 189, Jalan Tun Razak, 50400 Kuala Lumpur, Malaysia.

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Credit Reports

Credit Reports (Samples)

CTOS Score Report (Individual)

CTOS LitE Report (Company)

CTOS LitE Report (Individual)

Trade Reference Report

Company / Business Profile

Banking Payment History

CTOS LitE Report

CTOS Report (Company)

Knowledge Creates Confidence

COMPANY SDN BHD / 123456 (your input)

COMPANY SDN BHD (Name Match)

Company Registration No.

1234560M (ID Match)

NO. 32A, JALAN OPERA U2/L,

CTOS Litigation Index

Financials and shareholders

Previous Name Change

ABC SDN BHD (12/02/2015)

Civil Suit / Summon

Profit After Tax (RM)

Net Assets (RM)

Paid-Up Capital (RM)

Total Company Charges (RM)

CTOS Litigation Index

This index here is a weightage based

Financials & Shareholders*

This section displays the financial

This section displays the companys

This section displays the selected

Credit Info at a Glance

Active legal records in past 24 months (personal capacity)

Active legal records in past 24 months (non-personal capacity)

Availabilty of Legal Records

Special Attention Accounts

Availability of Dishonoured Cheques

Outstanding credit facilities

Credit applications in past 12 months

Availability of Trade Referee Listing

Credit Info At A Glance

This section displays the highlights

*Not applicable for sole-proprietor/partnership reports

CTOS Report (Company)

Knowledge Creates Confidence

COMPANY SDN BHD (XXXXXXM)

NO. 32A, JALAN OPERA U2/L,

Financial Year End (DD/MM)

This section displays the name the

XYZ Sdn Bhd

Test-Scan Sdn Bhd

219 JLN GIGIH 9, BANDAR T6, 47100 SHAH ALAM

89 TAMAN FAJAR BAKRI BATU 4, 47200 SHAH ALAM, SELANGOR

Nominal value (sen)

Other than Cash

219 JLN GIGIH 9,

NO. 198, JALAN SATU,

This section displays the complete

This section displays the companys

*Not applicable for sole-proprietor/partnership reports

This section displays all known

This section displays the companys