May 2012

11
DE3578
DISTANCE EDUCATION
B.B.M. DEGREE EXAMINATION, MAY 2012.
BUSINESS COMMUNICATION
Time : Three hours
Maximum : 100 marks
PART A (5 8 = 40 marks)
Answer any FIVE questions.
All questions carry equal marks.
1.
Write a note on the need and importance of business

communication.
2.
What are status enquiries? How it is to be replied?
3.
Write place an order for 100 computer tables from M/S

Taj and sons, Madurai.
4.
Drafts a sales letter introducing pocket size torchbatteries.
5.
As a customer of a Bank draft a letter addressed to the

Bank manager for issue of a cheque book.
6.
Draft the minutes of the Annual General Meeting,

conducted by the state bank of India.
7.
Present your bio-data.
8.
Write an essay on five year plans in India.
PART B (4 15 = 60 marks)
Answer any FOUR questions.
9.
Discuss the general principles of effective communication.
10.
Draft an order letter from M/S Raj and co., chennai for
supply of 100 computers by M/S Tehja computer Ltd.,
Bangalore.
11.
Write a letter addressed to the Manager, Canara Bank,

Madurai main Branch requesting for sanction of an
overdraft.
12.
Write a letter to the New India Assurance Ltd., company.

Allhabad requesting them to settle your claim in respect
of goods destroyed by five giving full details.
13.
Draft the minutes of the first meeting of the Board of

Directors of a joint stock company.
14.
Write an application Letter for the post of an accountant

in a limited company at Bangalore.
15.
Discuss the role played by the commercial banks in

economic development.
DE3578
12
DE3579
DISTANCE EDUCATION
PRINCIPLES OF ECONOMICS
Time : Three hours
Maximum : 100 marks
Answer any FIVE questions in about 200 words each.
1.
Explain the factors affecting the growth of population.
2.
Discuss the limitations of consumers Sovereignity.
3.
Explain the Law of Diminishing marginal utility of

returns.
4.
State the assumptions of Perfect Competition.
5.
How will you determine Price under oligopoly?
6.
Differentiate Rent and Quasi rent.
7.
Explain briefly about the liquidly Preference Theory.
8.
Explain the role of capital in Production.
Answer any FOUR questions in about 400 words each.
9.
Explain how consumer attains equilibrium through

indifference curves.
10.
Explain how Price and output are determined under

monopolistic competition.
11.
Explain the division of Labour and its uses.
12.
Explain kinked demand curve with diagram.
13.
Analyse
the
Productivity.
14.
Explain the role of risk and uncertainily in determining

normal profit.
15.
Explain how the Price elasticity of demand measured.
relationship
between
wages
and
DE3579
13
DE3580
DISTANCE EDUCATION
MONEY AND BANKING
Time : Three hours
Maximum : 100 marks
SECTION A (5 8 = 40 marks)
Each answer need not exceed 1 page.
1.
Define money. Explain its function in the economy.
2.
What is Price Index Number? Explain how to construct it.
3.
Explain the impact of inflation and deflation.
4.
Explain the characteristics of under developed money

markets.
5.
Write a note on credit creation by commercial banks.
6.
Differentiate scheduled and non scheduled banks with

examples.
7.
Explain the role of commercial banks in financial sector

reforms.
8.
Define Central Bank and its functions.
SECTION B (4 15 = 60 marks)
Each answer need not exceed 3 pages.
9.
Explain the evolution of money and its characteristics.
10.
Explain in detail how to measure the value of money.
11.
Discuss the contribution of capital market in the

economic development of the country.
12.
Explain the evolution and functions of State Bank of

India.
13.
Explain the lending services of Exim Bank of India to

Indian exporters.
14.
Explain the role of private sector Banks in the modern

economy.
15.
Explain the monetary policy of the RBI.
DE3580
14
DE3581
DISTANCE EDUCATION
RURAL BANKING
Time : Three hours
Maximum : 100 marks
1.
State the features and explain the composition of Indian

Rural Economy.
2.
Discuss the role of co-operative banks in agricultural

credit.
3.
Explain the concept of priority sector lending by

commercial banks.
4.
State the features of Self Help Groups and explain their

contribution to rural development.
5.
Write a note on Project evaluation and monitoring.
6.
Explain the features of Lead bank scheme.
7.
State the role of the Non-governmental organizations in

rural development.
8.
What is credit planning? How it is done?

9.
Examine the various sources of rural finance in India.
10.
Explain the structure and functions of the Regional Rural

Banks.
11.
Write notes on :
(a)
Bio-gas programme
(b)
PMRY scheme.
12.
Explain the procedure for identification, formulation and

implementation of a project.
13.
Discuss the service area approach in rural credit.
14.
Examine the role of the Reserve Bank of India's in rural

development.
15.
Discuss the objectives and functions of Khadi Village

Industries Commission (KVIC).
DE3581
15
DE3582
DISTANCE EDUCATION
FINANCIAL ACCOUNTING
Time : Three hours
Maximum : 100 marks
1.
What are subsidiary books? Explain the purpose of each

one of them.
2.
Prepare Trading Account of Archana for the year ending

31-12-96 from the following information :
Rs.
Opening Stock
Purchases
10,000
8,60,000 Sales returns
3,16,000
Freight Inward
52,000 Closing stock
1,00,000
Wages
24,000 Import duty
Sales
3.
80,000 Purchase returns
Rs.
30,000
14,40,000
Jain of Delhi consigned 300 tins of coconut oil to Narang

of Chandigarh, invoiced at Rs. 200 per tin. Jain paid
Rs. 2,000 as carriage and other expenses. The consignor
drew a bill of exchange for Rs. 16,000 which was later
discounted at Rs.15,700. The consignee rendered an
account sale showing the following details:
280 tins sold at Rs.250 per tin; and 20 tins sold at Rs.260
per tin. Storage and selling expenses Rs.5,000; Clearing
and cartage Rs.1,600; Commission at 6% on sales. The
consignee sent a sight draft for the balance. Show
important ledger accounts in the books of Jain.
4.
What is average due date? Why is it calculated?
5.
On 31.12.2000, subscriptions outstanding were Rs. 10,000

and received in advance for 2001 Rs. 8,000.
During 2001, subscriptions received were Rs. 80,000
including Rs. 7,000 towards the dues of the year 2000. On
31.12.2001, total subscriptions outstanding were
Rs. 12,000 and received in advance for 2002 Rs. 6,000.
You are required to show :
(a)
Subscriptions to be
Expenditure a/c and
credited
to
Income
and
(b)
Extract from Balance sheet of 2001 showing the

items to subscriptions.
6.
A, B and C are partners sharing profits in 4:2:4 ratio. You

are required to calculate the gaining ratio when (a) A
retires (b) B retires (c) C retires.
7.
M Limited issued 10000 equity shares of Rs. 10 each

payable as to : Rs. 2 per share on application Rs. 5 per
share on allotment Rs. 3 per share on first and final call.
All money was duly received. Show the necessary journal
and cash book entries to record the above transactions.
8.
Write a note on income recognition.
DE3582
9.
The following are the ledger balances extracted from the

books of Weifa.
Rs.
Weifas capital
Bank Overdraft
Furniture
Rs.
50,000
Sales
8,400
3,01,000
Return inwards
5,200
5,000
Discount (Cr.)
800
Business premises
40,000
Taxes and Insurances
4,000
Creditors
26,600
General Expenses
8,000
Opening Stock
44,000
Salaries
Debtors
36,000
Commission allowed
4,400
Carriage on purchases
3,600
Rent from tenants

Purchases
2,000
2,20,000
18,000
Provision for
Doubtful debts
1,000
Bad debts written off
1,600
Adjustments :
(a)
Stock on hand on 31.12.1995 was estimated as

Rs. 40,120
(b)
Write off depreciation on business premises Rs. 600

and furniture Rs. 520
(c)
Make a provision of 5% on debtors for bad and

doubtful debts
(d)
Allow interest on Capital at 5% and carry forward

Rs. 1,400 for unexpired insurance
Prepare final
31.12.1995.
accounts
for
the
year
ended
DE3582
10.
The following transactions took place between Ram and

Krishna from 1.1.90 to 30.6.90.
1990
Rs.
Jan. 1
Sold goods to Ram
2,240
Jan. 10
Received Rams acceptance at

2 months
1,000
Feb. 15
Received cash from Ram
1,200
Mar. 2
Bought goods from Ram
5,500
Mar. 3
Accepted Rams bill at 1 month
2,000
Paid cash to Ram
2,000
Apr. 30
Sold goods to Ram payable up to

31st May
2,400
May 11
1,500
May 31
Sold goods to Ram payable up to

10th June
2,200
June 15
3,000
April. 11
Prepare the account current to be sent by Krishna on

30-6-1990. The rate of interest is 5%.
11.
The following is the Receipts and Payments a/c. of the

young club in respect of the year to 31st Dec. 1985.
Receipts
Rs.
To Balance b/d
Payments
20,500 By Salaries
To Subscription
1,600
1985
42,200
12,000
By Telephone
800 44,600 charges
2,000
By Investments
31,000 (in Rs. 25,000 4%
To Dividend on
investments
8,000
By Rates
To sports
meeting profit
41,600
By Stationery
1986
1984
Rs.
stock at par)
25,000
20,000 By Sundry Expenses
18,500
By Balance c/d
1,16,100
9,000
1,16,100
DE3582
The following additional information is available :

(a) There are 450 members each paying an annual
subscription of Rs.100, Rs.900 being arrear for 1984
at the beginning of 1985.
(b) Stock of stationary at 31.12.84 was Rs.1,000 ; at
31.12.85 Rs.1,800
(c) At 31.12.85, the rate were prepaid to the following
31st March, the yearly charge being Rs.12,000. A
quarters charge for telephone is outstanding the
amount accrued being Rs.700. Expenses accruing at
31.12.84 Rs.1,400.
(d) At 31.12.84 the building stood in the books at
Rs. 2,00,000 and it is required to write off
depreciation @ 5% p.a. Investments at 31.12.84 were
Rs. 4,00,000.
You are required to prepare an Income and
Expenditure a/c for the year ended 31.12.85 and a
Balance Sheet as at that date.
12.
1 1
1
,
and .
2 4
4
On the date of dissolution their Balance Sheet was as
follows :
Liabilities
Rs
Assets
Rs.
Creditors 14,000 Sundry Assets 40,000
Ps capital 10,000
Qs capital 10,000
Rs capital
6,000
40,000
40,000
P, Q and R share profits in proportion of
The assets realised Rs. 35,000. Creditors were paid in

full. Realisation expenses amounted to Rs. 1,500. Close
the books of the firm.
13.
A company issued 100000 equity shares of Rs.10 each;

Re.1 payable on application, Rs. 2 on allotment, Rs. 3 on
first call and Rs.4 on final call. All the money payable on
DE3582
application, due on allotment and calls have been

received with the following exceptions: Patel who holds
1,000 shares has not paid the money due on allotment
and calls. Asha who holds 500 shares has not paid the
money due on first and final calls. Kumar who holds 300
shares has not paid the amount due on final call. The
shares of Patel, Asha and Kumar were forfeited. These
shares were subsequently reissued for cash at a discount
of 5%. Pass journal entries recording the above
transactions and prepare balance sheet of the company.
14.
Prepare Profit and Loss Account for the year ended 31st
March 2004, of Rajesh Bank. From
the
following
particulars:
Rs (000)
Interest on Loan
250
Interest on Savings a/c
150
Interest on Cash Credits
160
Interest on Fixed Deposits
190
Interest on Overdrafts
70
Payment to Employees
150
Discount on Bills discounted
15.
40
Rent, Taxes, Insurance and Lighting
Commission Exchange and Brokerage
15
Auditors Fees and Expenses
10
Directors Fees and Expenses
20
What is trial balance? Explain its significance.
DE3582
21
DE3583
DISTANCE EDUCATION
PRACTICE AND LAW OF BANKING I
Time : Three hours
Maximum : 100 marks
1.
How does a banker act as a debtor and creditor for a

customer?
2.
What is meant by banker's lien? Explain the exceptions

to the right of general lien also.
3.
Explain the essential features of a promissory note.
4.
Explain the need for crossing a cheque.
5.
What does the collecting banker do as an agent of the

customer?
6.
What are the steps involved in opening an account in the

name of trustees?
7.
Discuss the legal position of a banker regarding fixed

deposits.
8.
Outline the steps involved in the use of Credit Cards.
9.
A banker is bound to honour his customer's cheques to

what extent is this true. Discuss fully.
10.
Explain the different types of cheques.
11.
Distinguish between a promissory note and a bill of

exchange.
12.
Discuss the cardinal rules regarding a valid endorsement.
13.
What are the precautions to be taken by a banker while

opening an account for the joint stock companies?
14.
Explain the circumstances under which a banker can

close the account of his customer.
15.
Explain the functions of a merchant banker.
DE3583
22
DE3584
DISTANCE EDUCATION
MANAGEMENT PRACTICE
Time : Three hours
Maximum : 100 marks
1.
Bring out the importance of Management.
2.
Define the term Decision and Decision Making.
3.
List out the nature of Planning.
4.
Write a short note on:

(a)
Human Relations Movement and
(b)
Systems approach.
5.
Distinguish between Centralization and Decentralization.
6.
Explain Line and Staff organization structure.
7.
Explain the benefits of Delegation of authority.
8.
Why Motivation is necessary in an organization?

9.
Explain the Management functions in detail.
10.
Explain the steps involved in planning process.
11.
Explain the various types of decisions that are taken in

management
12.
Bring out the advantages

Departmentalization.
13.
What are the barriers that affect delegation and how to

overcome it?
14.
Explain the various training methods that are adopted in

the organizations.
15.
Define the term Controlling. And also explain the steps in

Controlling.
and
disadvantages
DE3584
of
23
DE3585
DISTANCE EDUCATION
BUSINESS STATISTICS
Time : Three hours
Maximum : 100 marks
1.
What are the limitations of Statistics?
2.
Explain the term Skewness. Give any two measures of

skewness.
3.
Draw a Scatter diagram and explain its uses.
4.
Explain the ratio to Moving Average method.
5.
In a frequency distribution, the skewness based upon

quartiles is 0.6. If the sum of the upper and lower
quartiles is 100 and the median 38, find the value of the
upper quartile.
6.
What do you understand by skewness? Explain its

various methods.
7.
The AM calculated from the following frequency

distribution is known to be 67.5 inches. Find the missing
frequency.
Heights in inches :
Frequency :
60-62
63-65
66-68
69-71
72-74
15
54
81
24
8.
Estimate v2 from the following :

x:
vx :
13
21
37
9.
What is meant by Central tendency? Describe the various

methods of measuring it and point out the usefulness of
each method.
10.
Explain briefly the various methods of determining trend

in a time series.
11.
Discuss the various uses and applications of index

numbers.
12.
Find the median for the following frequency distribution.

Number of days absent
Number of students
Less than 5
29
Less than 10
224
Less than 15
465
Less than 20
582
Less than 25
634
Less than 30
644
Less than 35
650
Less than 40
653
Less than 45
655
DE3585
13.
Find out Bowleys coefficient of skewness for the following

data :
Weight (in kgs) more than :
40
50
60 70 80
90
No. of persons :
185
167
132
82
38
12
14.
Find the coefficient of correlation between industrial

production and export using the following data and
comment on the result.
Product (in crore tons) : 27 28
29
30
32
32
33
Exports (in crore tons) :
15.
17
18
19
19
21
20
21
The following table gives the normal weight of a baby

during the six months of life.
Age in months :
0
2
3
5
6
Weight in lbs :
10
12
Estimate the weight of a baby at the age of 4 months.
DE3585
24
DE3586
DISTANCE EDUCATION
COMMERCIAL LAW/BUSINESS LAW
(1999 onwards)
Time : Three hours
Maximum : 100 marks
Each answer need not exceed 1 page.
1.
What are the rights and duties of the bailee?
2.
Describe the essentials of a valid contract.
3.
Define agent. What are the duties of an agent?
4.
Sale is an executed contract but an agreement to sell is

an executory contract. Discuss.
5.
State the difference between condition and warranty.
6.
What is partnership deed? What are its contents?
7.
Describe briefly the procedure for effecting the conversion

of a private company into a public company.
8.
Briefly explain the reasons for variations in stamp duty

from state to state.
Each answer need not exceed 3 pages.
9.
The law of contract is not the whole law of agreements,

nor is it the whole law of obligations. Discuss.
10.
What do you understand by capacity to contract? What

is the effect of agreements made by persons not qualified
to contract?
11.
Explain the duties of buyer and seller and unpaid vendor.
12.
A partner is the agent of the firm for the purposes of the

business of the firm Explain.
13.
A joint stock company is an artificial person created by

law with a perpetual succession and a common seal. Do
you agree with this definition of a company?
14.
Describe the procedure for registration of documents as

per Indian Registration Act.
15.
Explain the duties and rights of partners.
DE3586
25
DE3587
DISTANCE EDUCATION
B.B.M. DEGREE EXAMINATION,
MAY 2012.
FOREIGN EXCHANGE AND FINANCING OF FOREIGN

TRADE
Time : Three hours
Maximum : 100 marks
Each answer should not exceed 1 page.
1.
Write short notes on balance of trade and balance of

payments.
2.
What do you mean by bill of lading? Explain its contents.
3.
Discuss the recent trends of foreign exchange in

international trade.
4.
What are the factors to be considered while the selection

of buying and selling rates?
5.
Write a note on packing credit advances.
6.
What are the factors to be considered in financing project

export?
7.
Discuss the functions of EXIM Bank of India.
8.
Write a short notes on

corporation of India limited.
export
credit
guarantee
Each answer should not exceed 3 pages.
9.
Explain the procedure for the correction of balance of

payments disequilibrium.
10.
Discuss the features of various transport documents used

in foreign trade.
11.
State the objectives and methods of exchange control.
12.
Describe the features of Nostro and Vostrol Accounts.
13.
Explain the features of letter of credit and consignment

export.
14.
Explain the lending and non-lending services of EXIM

Bank of India.
15.
Explain the standard of specific policies of export credit

guarantee corporation of India limited.
DE3587
31
DE3588
DISTANCE EDUCATION
PRACTICE AND LAW OF BANKING II
Time : Three hours
Maximum : 100 marks
1.
How does the principles of liquidity of bank lending help

a banker?
2.
Distinguish between loans and overdrafts.
3.
Bankers lien is tantamount to an implied pledge.

Discuss.
4.
State the advantages of accepting guarantee as security

for a loan.
5.
What are the causes for NPA?
6.
Write the documents that are associated with the secured

advances.
7.
What is meant by industrial sickness?
8.
What is right of subrogation?

9.
Discuss in detail the significance of lien to a banker.
10.
Explain the main differences between pledge and

hypothecation.
11.
State the advantages of accepting guarantee as security

for a loan.
12.
Explain the principles of sound lending briefly.
13.
What is meant by industrial sickness? What are the

remedial measures would you take to prevent the same?
14.
What are the documentation in respect of various types of

borrowers and securities?
15.
Explain the various aspects of financial and technical

appraisal.
DE3588
32
DE3589
DISTANCE EDUCATION
MARKETING OF BANKING SERVICES
Time : Three hours
Maximum : 100 marks
Each answer should not exceed 1 page.
1.
What are the features of bank marketing?
2.
Is there any difference between marketing and selling?
3.
Write a note on marketing audit.
4.
What are the characteristics of a good layout of a bank

branch?
5.
What are the advantages of branding in marketing of

bank services?
6.
What are the various factors which affect price of a bank

product?
7.
How promotion influences demand of a bank product?
8.
Outline the factors those affect selection decisions in bank

marketing personnel.
Each answer should not exceed 3 pages.
9.
State the significance of bank marketing.
10.
Marketing management evolves its marketing risk in

relation to its external environment. Elucidate.
11.
What are the bases for segmentation of bank market?
12.
What are the critical forces influencing the management

new bank products?
13.
Evaluate the importance pricing in a bank marketing.

What are pricing objectives?
14.
How promotion influences demand of bank products?

Explain different types of promotion strategy.
15.
What are the various categories of training imported to

bank employees.
DE3589
33
DE3590
DISTANCE EDUCATION
MANAGEMENT ACCOUNTING
Time : Three hours
Maximum : 100 marks
1.
Discuss the scope of management accounting.
2.
Explain the different steps in installing a sound

budgetary control system.
3.
What is ratio analysis? What are its limitations?
4.
What are the factors

expenditure decisions?
5.
What is profit volume ratio? Describe its importance.
6.
A company has to choose one of the following two

mutually exclusive projects. Investment required for each
project is Rs. 15,000. Both the projects have to be
depreciated on straight line basis. The tax rate is 50%.
Year
1
2
3
4
5
Calculate payback period.
which
influencing
capital
Project before depreciation

Project A
Project B
Rs.
Rs.
4,200
4,200
4,800
4,500
7,000
4,000
7,000
5,000
2,000
10,000
7.
Calculate fund from operations from the following profit

and loss account.
Profit and Loss account

By Gross profit 4,50,000
To Expenditure paid and
outstanding
3,00,000 By Gain on
sale of
To Depreciation
70,000
To Loss on sale of
building
60,000
machine
4,000
To Discount
200
To Goodwill
20,000
To Profit
1,15,800
5,10,000
5,10,000
8.
From the following details find out :

(a) Current assets
(b) Current liabilities
(c) Liquid assets
(d) Stock.
Current ratio : 2.5, Liquid ratio 1.5, Working capital
Rs. 90,000
9.
Differentiate between
financial accounting.
management
10.
Briefly explain the techniques and tools of financial

statement analysis.
11.
What do you understand by reporting to management?

What are the essential characteristics of a good report?
2
accounting
and
DE3590
12.
From the following data forecast the cash position at the

end of April, May and June 2004.
Month
Sales Purchases Wages
Sales Expenses
Rs.
1,20,000
1,30,000
70,000
1,16,000
85,000
February
March
April
May
June
Rs.
80,000
98,000
1,00,000
1,03,000
80,000
Rs.
10,000
12,000
8,000
10,000
8,000
Rs.
7,000
9,000
5,000
10,000
6,000
Further information :
13.
(a)
Sales at 10% realised in the month of sales. Balance

early realised in two subsequent months
(b)
Purchases : Creditors are paid in the month

following
(c)
Wages : 20% paid in arrears in the following month
(d)
Sundry expenses paid in the month itself
(e)
Income tax Rs. 20,000 payable in June
(f)
Income from investment Rs. 2,000 received half

yearly in March and September
(g)
Cash balance on hand as on 1.4.2004 Rs. 40,000.
The comparative balance sheet of M/s. Arun Brothers for

the two years were as follows :
Liabilities
2004
2005
Rs.
Capital
Assets
Rs.
2004
2005
Rs.
Rs.
1,50,000 1,75,000 Land and
Loan from bank 1,60,000 1,00,000 Building
1,10,000 1,50,000
Creditors
90,000 1,00,000 Machinery
2,00,000 1,40,000
Bills payable
50,000
Loan from S.B.I.
40,000 Stock
50,000
45,000
25,000 Debtors
70,000
80,000
20,000
25,000
Cash
4,50,000 4,40,000
4,50,000 4,40,000
DE3590
Additional information :
Net profit for the year 2005 amounted to Rs. 60,000.
During the year a machine costing Rs. 25,000
(accumulated depreciation Rs. 10,000) was sold for
Rs. 13,000. The provision for depreciation against
machineries as on 31.12.2004 was Rs. 50,000 and on
31.12.2005 Rs. 85,000.
Prepare cash flow statement.
14.
The following information prepare balance sheet. Show

the workings.
Working capital
Rs. 75,000 Reserve and
Bank overdraft
60,000 surplus
Rs.1,00,000
Liquid ratio
1.15 Current ratio
1.75
Long term liabilities
Nil Fixed assets
to proprietors
fund
0.75
15.
The following figures of sales and profit for two periods

are available in respect of a concern.
Sales
Profit
Rs.
Rs.
I Period 1,20,000 9,000
II Period 1,40,000 13,000
Find out :
(a) P/V ratio
(b) BEP
(c) Profit on sales of Rs. 1,25,000
(d) Sales to earn a profit of Rs. 20,000.
DE3590
34
DE3591
DISTANCE EDUCATION
COMPUTERS AND BANKING
Time : Three hours
Maximum : 100 marks
Answer any FIVE questions about 200 words each.
1.
Explain the features of any two input devices.
2.
Distinguish software and hardware with examples.
3.
Explain the method of representing characters in

computers.
4.
Draw and explain the block diagram of a simple computer

system.
5.
Explain the two types of main memories.
6.
Explain the functions of an operating system.
7.
Explain the terms EFT and MICR.
8.
Discuss the method of securing the transactions in banks.
Answer any FOUR questions about 400 words each.
9.
Explain any five applications of computers.
10.
Obtain the binary, octal and hexadecimal values for the

decimal number 123.854.
11.
Explain the need for a peripheral controller with

examples.
12.
Discuss the different types of softwares.
13.
Explain the features of any two programming languages.
14.
Discuss the advantages of LAN.
15.
Explain home banking and its advantages.
DE3591
35
DE3592
DISTANCE EDUCATION
DEVELOPMENT BANKING
Time : Three hours
Maximum : 100 marks

Answer any FIVE questions in about 200 words each.

1.
Examine the functions of industrial finance corporation of

India.
2.
Explain the
organization.
3.
Describe the refinance schemes of IDBI.
4.
What are the assistance rendered by the SIDBI for

industrial development?
5.
Explain the functions of state financial corporations.
6.
How do the general insurance companies assist Indian

industries?
7.
State the methods of financial assistance by LIC to

industries.
8.
Write down the SEBI guidelines for credit rating.
activities
of
technical
consultancy
Answer any FOUR questions in about 400 words each.
9.
What are development banks? Explain different types of

development banks.
10.
What is venture capital? What are the factors that

determine the venture capital investment?
11.
Explain the objectives and functions of IDBI?
12.
Narrate important lending practices of national housing

bank.
13.
Enumerate the purpose of establishing ICICI? Do you

agree that the ICICI achieved the primary motive.
14.
Explain the role of UTI in the development of industries

in India.
15.
What do you mean by credit rating? Explain the jobs of

credit rating agencies.
DE3592

May 2012

Uploaded by

Document Information

Copyright

Available Formats

Share this document

Share or Embed Document

Sharing Options

Did you find this document useful?

Is this content inappropriate?

Copyright:

Available Formats

May 2012

Uploaded by

Copyright:

Available Formats

11

Maximum : 100 marks

Write a note on the need and importance of business

What are status enquiries? How it is to be replied?

Write place an order for 100 computer tables from M/S

Drafts a sales letter introducing pocket size torchbatteries.

As a customer of a Bank draft a letter addressed to the

Draft the minutes of the Annual General Meeting,

Present your bio-data.

Write an essay on five year plans in India.

Discuss the general principles of effective communication.

Write a letter addressed to the Manager, Canara Bank,

Write a letter to the New India Assurance Ltd., company.

Draft the minutes of the first meeting of the Board of

Write an application Letter for the post of an accountant

Discuss the role played by the commercial banks in

Maximum : 100 marks

Explain the factors affecting the growth of population.

Discuss the limitations of consumers Sovereignity.

Explain the Law of Diminishing marginal utility of

State the assumptions of Perfect Competition.

How will you determine Price under oligopoly?

Differentiate Rent and Quasi rent.

Explain briefly about the liquidly Preference Theory.

Explain the role of capital in Production.

Explain how consumer attains equilibrium through

Explain how Price and output are determined under

Explain the division of Labour and its uses.

Explain kinked demand curve with diagram.

Explain the role of risk and uncertainily in determining

Explain how the Price elasticity of demand measured.

Maximum : 100 marks

Define money. Explain its function in the economy.

What is Price Index Number? Explain how to construct it.

Explain the impact of inflation and deflation.

Explain the characteristics of under developed money

Write a note on credit creation by commercial banks.

Differentiate scheduled and non scheduled banks with

Explain the role of commercial banks in financial sector

Define Central Bank and its functions.

Explain the evolution of money and its characteristics.

Explain in detail how to measure the value of money.

Discuss the contribution of capital market in the

Explain the evolution and functions of State Bank of

Explain the lending services of Exim Bank of India to

Explain the role of private sector Banks in the modern

Explain the monetary policy of the RBI.

Maximum : 100 marks

State the features and explain the composition of Indian

Discuss the role of co-operative banks in agricultural

Explain the concept of priority sector lending by

State the features of Self Help Groups and explain their

Write a note on Project evaluation and monitoring.

Explain the features of Lead bank scheme.

State the role of the Non-governmental organizations in

What is credit planning? How it is done?

Examine the various sources of rural finance in India.

Explain the structure and functions of the Regional Rural

Explain the procedure for identification, formulation and

Discuss the service area approach in rural credit.

Examine the role of the Reserve Bank of India's in rural

Discuss the objectives and functions of Khadi Village

Maximum : 100 marks

What are subsidiary books? Explain the purpose of each