GTers

GTers

MaxFeburarybirdylhchdLove-TY

By

http://www.gter.net/

..................................................................................................................... 1
............................................................................................................. 2

Checking Account & Saving Account ......................................................... 3

Check ........................................................................................ 5

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1. ..................................................................... 8
2. & ...................................................................................... 11
3. cash back ......................................................................... 13
4. /// ............................................................. 14
5. ................................................................................................... 16

Reference .............................................................................................. 18

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http://www.gter.net/

charge

http://www.gter.net/

 Checking Account & Saving Account

20

checking account
checking account
checking account Debit Card

checking accountRouting NumberAccount Number

Debit Card Number
Debit

Routing Number

routing number chase bank Indiana routing

number 074000010 Michigan 072000326

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Account Number

Assistantship Fellowship
Direct Deposit

Debit Card Number

Debit card
Visa Mastercard account number
debit card number
debit card number 5 20
routing number account number

Checking Account Saving Account

Saving

Saving Account checking account debit card

Debit Card / checking account

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 Check

check

App

1. checking account

2.

1.
account hold 5 release

2.
check routing number account number

hold release

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3.
bad checks
30-50

public record
fake check bad check
http://www.consumer.ftc.gov/articles/0159-fake-checks
http://www.investinganswers.com/financial-dictionary/personal-finance/bad-check4642

http://blog.renren.com/share/238291149/4877113454
http://www.utcssa.net/forum.php?mod=viewthread&tid=957
http://bbs.taisha.org/thread-1483169-1-1.html

saving account Debit card

10

dollars
dollars

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wire money
1. Telegraphic Transfer
routing number
account number
2. money transfer
3. Western Union Money Transfer
Kmart
Kroger

1.
BOA Chase

QQ

2.
3.

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1.

SSN assistantship social security

number SSN
Chase Special Consideration SSN

1SSN
2 hard pull
hard pull soft pull hard pull

Hard pull
hard pull hard pull
Soft Pull soft pull
3
4done

ExperianEquifax
Transunion 3
http://www.annualcreditreport.com/

1 Credit Karma http://www.creditkarma.com/

soft pull Transunion
2 http://www.creditsesame.com/
soft pull Experian

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1
2Credit Limit
utilization 30%
3

4
5VisaMaster
Card Discover Amex
or
Chase Bank

X
Discover
50bonus cash back
category cash back 1%Best Buy 5%
Macy's
X Discover Chrome

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Citibank

X
Bank of AmericaBOA:
checking cash back;
American Express:
Credit Limit

10

X AMex
Capital One

670
670740
740

cash back
bonus
bonus
cash back

http://www.gter.net/

argue

11

APRAnnual Percentage Rate 0

Refer refer refer

bonus
refer Refer bonus
SPG 30k
Cash Advance

bonus

Foreign Transaction Fee 0

2. &

Discover It or Student Union credit card

500~1000

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Discover it$20
$50 5% cash back link Amazon1:1
5%--20%cash back benefit

Student Union Discover It

Discover Chrome for Student 2% on gas and restaurant 1% benefit

Discover It
Citi ThankYou Preferred Card for College Students 3 500
2.5k 2x 1x
Citi Dividend Platinum Select Visa Card for College Students5%
cash back
Discover SSN
3
Benefit
cash back
program
1Citi Thank you Point
0.99~1.33
Citi thank you premier 1.33

2Amex Membership Rewards (MR)

1.63-1.70
SPG

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12

3Chase Ultimate Rewards (UR)

1.6-1.7
Freedom
4 Point
Program SPGHilton HHonorHyattIHG

5 point
one world
skyteam Star Alliance

flier plan

3. cash back

1FIA Fidelity Amex: 2% cash back

Cash back Fidelity

1Discover It
2Chase Freedom 500 100 200
5% 1% Chase Sapphire
Preferred miles
3Capital One Ventura Visa 59 2% cash back
cash back
4Citi Dividend 5%

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13

4. ///

14

PenFed Platinum Cashback Visa 5%

Amex Mercedes-Benz Credit Card 3X MR 95
2
Amex Blue Cash Back Everyday/ Preferred 3%
Preferred 75 6% & 3%+
3
Citi Prestige 450 2x
Chase Sapphire Preferred 95 2xUR 7%

Barclays Arrival Plus World Elite Master Card 89

1 1 11.11 2.22% 3k
40k 10%Redeem back

Citi AAdavantage WEMC 50kAA 800

10w offer 450
Chase Southwest Airlines Rapid Rewards Premier Card 99 5w
500$ gift card or +
Chase United MileagePlus 3w 95 2x

Barclays US airways MC 89 4w us airways 12

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SPG, IHGClub Clarlson

Fairmont HiltonMarriottHyatt
SPG
Amex Starwood Preferred Guest 65$ 2 5
SPG 2+2 2+3x

or + 2w 5k

Hilton
Citi Hilton HHonors Reserve Card and 6
3 2 or 95 10, 3
2
AMEX Hilton HHonors Surpass75$
Hilton bonus
Club Carlson
Club Carlson Premier Rewards50or75 6/10
3or5 6w/8.5w 2.5w/4w

IHG
Chase IHG Rewards Club Select 49
IHG 6w 10% RewardIHG

Marriott
Chase Marriott Rewards Premier 45/85 3/5
10/15 1 /

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15

Chase The Ritz-Carlton Rewards 395 Club

100$ 1w

Fairmont
Chase Fairmont95 5 2
1 1k 2 Premier 1 2 1 1
1

Amex EveryDayPreferred 95 3
MR 2 1 6k 30 50%

Chase Sapphire Preferred 95 2 UR

UR 8 7% Freedom

MEX Premier Rewards Gold 175 3 MR

2 1AMEX

5.

Cash Back
+several
Amex FIA Fidelity Barclays Arrival
Chase FreedomDiscoverCiti DividendCapital One Ventura

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16

Visa hard pull

Amex SPG + Chase Sapphrie Preferred

CSP UR UR Mall
SPG
Chase Sapphire Preferred + Chase Freedom: UR Program
Freedom 5 CSP
Amex EveryDay Preferred + Chase Sapphire Preferred 4.8%
3.21% 3.21% 6.75% 4.5%
program 30
or

http://www.gter.net/

17

 Reference

1. http://www.consumer.ftc.gov/articles/0159-fake-checks
2. http://www.investinganswers.com/financial-dictionary/personal-finance/badcheck-4642
3. http://blog.renren.com/share/238291149/4877113454
4. http://www.utcssa.net/forum.php?mod=viewthread&tid=957
5. http://bbs.taisha.org/thread-1483169-1-1.html
6. http://bbs.gter.net/thread-1769176-1-1.html
7. http://bbs.gter.net/thread-1752917-1-1.html
8. http://bbs.gter.net/thread-1813270-1-1.html

http://www.gter.net/

18

MaxFeburarybirdylhchdLove-TY

19

http://www.gter.net/