A STUDY ON PROFITABILITY IN DEPOSIT

MOBILISATION AND LOANS OF SBH,

CH.VEERA REDDY
( Reg no: 08906141)

PROJECT REPORTSUBMITTED IN PARTIAL FULFILLMENT FOR THE

AWARD OF THE
MASTER OF BUSINESS ADMINISTRATION
By
OSMANIA UNIVERISITY
HYDERABAD(A.P)

2006-2008
 ACKNOWLEDGEMENT

I would like to express my gratitude to Mr.PRAVEEN, Department of

Business Management, VELANGANI INSTITUTE OF MANAGEMENT. I

am also grateful to all faculty members who encouraged me during my

project work.

I would like to express my sincere thanks to Mr. SIVARAMA REDDY

, VIM who guided me in all areas doing my project work.

I wish to express my heartfelt and sincere thanks to Mr.

Anandamurthy, Manager, SBH, Warangal.

l for providing me opportunity to do my project work.

I also like to thank all people who helped me directly or indirectly for

carrying out my project work.

Place:

Date: (CH.VEERA REDDY).

 DECLARATION

I hereby declare that this project report titled

“A STUDY ON PROFITABILITY IN DEPOSIT MOBILISATION

AND LOANS OF SBH,

Submitted by me to the department of business

management, O.U., Hyderabad, is a bonafide work

undertaken by me and it is not submitted to any other

university or institution for the award of any degree

diploma / certificate or published any time before.

( CH.VEERA REDDY)
CH. VEERA REDDY
Velangani institute of management
Bogaram(v),keesara(m),R.r(dst).
 CERTIFICATION

This is to certify that the project report title “A STUDY ON

PROFITABILITY IN DEPOSIT MOBILISATION AND LOANS OF

SBH submitted in partial fulfillment for the award of MBA programme

of deportment of business management, O.U. Hyderabad, was carried

out by CH. VEERAREDDY under my guidance. This has not been

submitted to any other university or institution for the award of any

degree/certificate or published any time.

Signature of the guide

VELANGANI INSTITUTE OF MANAGEMENT

Bogaram,keesara,R.r (Dist)
 CH
TITLE PAGE NO
APTER

LIST OF TABELS I

1 1 INTRODUCTION 1- 9
2 OBJECTIVES OF THE STUDY
3 RESEARCH METHODOLOGY
4 LIMITATIONS OF THE STUDY
2 1 REVIEW OF LITERATURE 12-17
3 1 COMPANY PROFILE 20-28
4 1 DATA ANALYSIS & INTERPRETATION 31-57
5 1 SUGGESTIONS & CONCLUSIONS 60-64
6 1 BIBLIOGRAPHY 66

LIST OF TABELS
S.NO PAGE NOS
1 TOTAL DEPOSITS 32
2 FIXED DEPOSITS 33
3 CURRENT DEPOSITS 35
4 SAVING DEPOSITS 37
5 RECURRING DEPOSITS 39
6 FCNR DEPOSITS 41
7 NR NR DEPOSITS 43
8 TOTAL ADVANCES 45
9 GOLD LOANS 46
10 VEHICLE LOANS 47
11 HOUSING LOANS 48
12 EDUCATION LOANS 49
13 CONSUMER DURABLES 50
14 LOANS AGAINST TERM DEP 51
15 TRENDS IN DEPOSITS 52
16 TRENDS IN ADVANCES 54
CHAPTER -1