Professional Documents
Culture Documents
Product Risk
Rating before
16th March 2015
Product Risk
Rating wef
16th March 2015
ISIN
Fund Name
AU3CB0198760
P3
P2
US780097AM39
P5
P5
XS0361244667
P3
P3
USY20721AL30
P5
P5
USY8585EAA65
P2
P2
XS0276148847
P4
P4
XS0234434222
P4
P4
XS0259604329
P4
P4
USY20721AD14
P4
P4
XS0245398226
P4
P3
AU0000KFWHK7
P1
P1
XS0277382650
P5
P5
USY2023JAV27
P4
P4
AU300CEDB028
P2
P1
US40429CFN74
P4
P3
XS0397801357
P5
P4
XS0347919457
P4
P5
FR0010772244
P5
P5
US172967DQ13
P4
P3
USY20721AF61
P4
P4
XS0439094524
P4
P5
XS0431928414
P4
P4
USN54360AC13
P4
P4
US06051GDX43
P4
P4
Australia and New Zealand Banking Group Limited (ANZ) 2015 ABN 11 005 357 522
This document is meant to be informative and for general purposes only. It merely expresses the views and opinions held by
Australia and New Zealand Banking Group Limited (ANZ) based on its current proprietary risk methodology and such views and risk
methodology, are subject to change. ANZ is not obliged to reveal or provide details on its internal risk methodology and shall not be
liable for any direct or consequential loss arising from any reliance on or unauthorised use of this risk methodology and the information
and opinions contained herein.
This document sets out the product risk rating of each product and does not constitute an offer, invitation, recommendation or
solicitation of any action based upon it. Further, this document should not be viewed as identifying or suggesting all risks, direct or
indirect, that may be associated with any investment decision and you should therefore not rely solely on this document when making
your investment decision. This document does not take into account your individual needs, investment objectives and specific financial
circumstances and investors should read the relevant offering documents in respect of each product and/or obtain separate legal or
financial advice regarding the suitability of the product, having regard to their specific investment objectives, financial situation and
particular needs before deciding to subscribe for or purchase any product.
Product Risk
Rating before
16th March 2015
Product Risk
Rating wef
16th March 2015
ISIN
Fund Name
XS0294208235
P5
P5
XS0287135684
P3
P3
XS0440041191
P2
P1
USN4578BLH51
P4
P3
XS0308100667
P5
P5
P5
P5
USY20721AJ83
P5
P5
AU300GCAF087
P3
P3
USN54360AE78
P4
P4
XS0285303748
P4
P4
AU0000CFFHB8
P2
P1
XS0450933873
P2
P2
DE000A0T61L9
P4
P4
XS0303539786
P4
P4
XS0173603969
P3
P3
US87973RAA86
P2
P2
XS0435957682
P5
P5
Australia and New Zealand Banking Group Limited (ANZ) 2015 ABN 11 005 357 522
This document is meant to be informative and for general purposes only. It merely expresses the views and opinions held by
Australia and New Zealand Banking Group Limited (ANZ) based on its current proprietary risk methodology and such views and risk
methodology, are subject to change. ANZ is not obliged to reveal or provide details on its internal risk methodology and shall not be
liable for any direct or consequential loss arising from any reliance on or unauthorised use of this risk methodology and the information
and opinions contained herein.
This document sets out the product risk rating of each product and does not constitute an offer, invitation, recommendation or
solicitation of any action based upon it. Further, this document should not be viewed as identifying or suggesting all risks, direct or
indirect, that may be associated with any investment decision and you should therefore not rely solely on this document when making
your investment decision. This document does not take into account your individual needs, investment objectives and specific financial
circumstances and investors should read the relevant offering documents in respect of each product and/or obtain separate legal or
financial advice regarding the suitability of the product, having regard to their specific investment objectives, financial situation and
particular needs before deciding to subscribe for or purchase any product.
Product Risk
Rating before
16th March 2015
Product Risk
Rating wef
16th March 2015
ISIN
Fund Name
USY38575DE68
P5
P5
US922646AT10
P5
P5
USN54360AF44
P4
P4
USG9328DAD24
P5
P5
US03938LAM63
P5
P5
US007924AH66
P4
P3
US59018YN641
P4
P3
USP17625AB33
P5
P5
XS0268226536
P4
P4
US759509AD44
P5
P5
XS0258939643
P4
P3
US55608KAB17
P3
P3
USY20721AQ27
P5
P4
XS0274375673
P3
P3
SG7P31938278
P4
P3
CA172967DX65
P4
P3
XS0260981658
P3
P1
Australia and New Zealand Banking Group Limited (ANZ) 2015 ABN 11 005 357 522
This document is meant to be informative and for general purposes only. It merely expresses the views and opinions held by
Australia and New Zealand Banking Group Limited (ANZ) based on its current proprietary risk methodology and such views and risk
methodology, are subject to change. ANZ is not obliged to reveal or provide details on its internal risk methodology and shall not be
liable for any direct or consequential loss arising from any reliance on or unauthorised use of this risk methodology and the information
and opinions contained herein.
This document sets out the product risk rating of each product and does not constitute an offer, invitation, recommendation or
solicitation of any action based upon it. Further, this document should not be viewed as identifying or suggesting all risks, direct or
indirect, that may be associated with any investment decision and you should therefore not rely solely on this document when making
your investment decision. This document does not take into account your individual needs, investment objectives and specific financial
circumstances and investors should read the relevant offering documents in respect of each product and/or obtain separate legal or
financial advice regarding the suitability of the product, having regard to their specific investment objectives, financial situation and
particular needs before deciding to subscribe for or purchase any product.
Product Risk
Rating before
16th March 2015
Product Risk
Rating wef
16th March 2015
ISIN
Fund Name
USY0606WBQ25
P4
P4
XS0457559838
P3
P3
NZGOVD0521C2
P2
P2
SG7V23953782
P1
P1
XS0050948958
P4
P4
XS0230331356
P2
P2
US53947PAB58
P3
P4
SG7V70955938
P3
P4
XS0463466028
P3
P3
XS0275719135
P4
P4
USN54360AD95
P5
P5
XS0271858606
P5
P4
XS0255244112
P4
P3
AU0000ATBHB2
P1
P1
USY1391CAJ00
P3
P3
AU3CB0017036
P3
P3
XS0109722990
P3
P3
Australia and New Zealand Banking Group Limited (ANZ) 2015 ABN 11 005 357 522
This document is meant to be informative and for general purposes only. It merely expresses the views and opinions held by
Australia and New Zealand Banking Group Limited (ANZ) based on its current proprietary risk methodology and such views and risk
methodology, are subject to change. ANZ is not obliged to reveal or provide details on its internal risk methodology and shall not be
liable for any direct or consequential loss arising from any reliance on or unauthorised use of this risk methodology and the information
and opinions contained herein.
This document sets out the product risk rating of each product and does not constitute an offer, invitation, recommendation or
solicitation of any action based upon it. Further, this document should not be viewed as identifying or suggesting all risks, direct or
indirect, that may be associated with any investment decision and you should therefore not rely solely on this document when making
your investment decision. This document does not take into account your individual needs, investment objectives and specific financial
circumstances and investors should read the relevant offering documents in respect of each product and/or obtain separate legal or
financial advice regarding the suitability of the product, having regard to their specific investment objectives, financial situation and
particular needs before deciding to subscribe for or purchase any product.
Product Risk
Rating before
16th March 2015
Product Risk
Rating wef
16th March 2015
ISIN
Fund Name
XS0300096491
P4
P3
XS0493321144
P2
P2
XS0270856106
P5
P4
XS0498932721
P3
P3
XS0483734298
P3
P3
US61747YCJ29
P4
P4
SG7W61959351
P3
P3
AU3CB0145696
P3
P3
XS0526235535
P3
P3
XS0520042416
P3
P3
XS0495891821
P3
P3
XS0459410782
P4
P3
XS0301888615
P4
P5
XS0531922465
P4
P3
XS0531284080
P5
P5
AU3CB0157048
P2
P2
AU3FN0011334
P2
P2
Australia and New Zealand Banking Group Limited (ANZ) 2015 ABN 11 005 357 522
This document is meant to be informative and for general purposes only. It merely expresses the views and opinions held by
Australia and New Zealand Banking Group Limited (ANZ) based on its current proprietary risk methodology and such views and risk
methodology, are subject to change. ANZ is not obliged to reveal or provide details on its internal risk methodology and shall not be
liable for any direct or consequential loss arising from any reliance on or unauthorised use of this risk methodology and the information
and opinions contained herein.
This document sets out the product risk rating of each product and does not constitute an offer, invitation, recommendation or
solicitation of any action based upon it. Further, this document should not be viewed as identifying or suggesting all risks, direct or
indirect, that may be associated with any investment decision and you should therefore not rely solely on this document when making
your investment decision. This document does not take into account your individual needs, investment objectives and specific financial
circumstances and investors should read the relevant offering documents in respect of each product and/or obtain separate legal or
financial advice regarding the suitability of the product, having regard to their specific investment objectives, financial situation and
particular needs before deciding to subscribe for or purchase any product.
Product Risk
Rating before
16th March 2015
Product Risk
Rating wef
16th March 2015
ISIN
Fund Name
USG6542TAE13
P5
P4
XS0521073428
P4
P3
SG7X31960637
P5
P4
SG7X34961400
P5
P4
SG7X39961488
P3
P2
SG7X44961531
P4
P4
US03938LAQ77
P5
P5
XS0541403803
P1
P2
US53947QAA58
P4
P4
XS0236338504
P3
P3
XS0212249014
P4
P3
XS0267828308
P3
P3
XS0497707744
P4
P3
SG7X74962599
P4
P3
SG7X87962719
P3
P3
XS0454569863
P5
P5
XS0347918723
P4
P4
Australia and New Zealand Banking Group Limited (ANZ) 2015 ABN 11 005 357 522
This document is meant to be informative and for general purposes only. It merely expresses the views and opinions held by
Australia and New Zealand Banking Group Limited (ANZ) based on its current proprietary risk methodology and such views and risk
methodology, are subject to change. ANZ is not obliged to reveal or provide details on its internal risk methodology and shall not be
liable for any direct or consequential loss arising from any reliance on or unauthorised use of this risk methodology and the information
and opinions contained herein.
This document sets out the product risk rating of each product and does not constitute an offer, invitation, recommendation or
solicitation of any action based upon it. Further, this document should not be viewed as identifying or suggesting all risks, direct or
indirect, that may be associated with any investment decision and you should therefore not rely solely on this document when making
your investment decision. This document does not take into account your individual needs, investment objectives and specific financial
circumstances and investors should read the relevant offering documents in respect of each product and/or obtain separate legal or
financial advice regarding the suitability of the product, having regard to their specific investment objectives, financial situation and
particular needs before deciding to subscribe for or purchase any product.
Product Risk
Rating before
16th March 2015
Product Risk
Rating wef
16th March 2015
ISIN
Fund Name
XS0456513711
P5
P5
AU3CB0161131
P2
P2
XS0458230322
P4
P4
US6174467P85
P5
P4
US40428HPB23
P4
P4
XS0224599539
P4
P3
US05463EAA64
P3
P3
AU3CB0156230
P3
P3
XS0458569927
P2
P2
AU3CB0163392
P2
P1
USY3860XAC75
P4
P4
XS0561859926
P4
P4
AU3FN0011938
P1
P1
XS0563742138
P4
P3
XS0525912449
P4
P3
US78010XAK72
P4
P4
USY2029SAF12
P5
P4
Australia and New Zealand Banking Group Limited (ANZ) 2015 ABN 11 005 357 522
This document is meant to be informative and for general purposes only. It merely expresses the views and opinions held by
Australia and New Zealand Banking Group Limited (ANZ) based on its current proprietary risk methodology and such views and risk
methodology, are subject to change. ANZ is not obliged to reveal or provide details on its internal risk methodology and shall not be
liable for any direct or consequential loss arising from any reliance on or unauthorised use of this risk methodology and the information
and opinions contained herein.
This document sets out the product risk rating of each product and does not constitute an offer, invitation, recommendation or
solicitation of any action based upon it. Further, this document should not be viewed as identifying or suggesting all risks, direct or
indirect, that may be associated with any investment decision and you should therefore not rely solely on this document when making
your investment decision. This document does not take into account your individual needs, investment objectives and specific financial
circumstances and investors should read the relevant offering documents in respect of each product and/or obtain separate legal or
financial advice regarding the suitability of the product, having regard to their specific investment objectives, financial situation and
particular needs before deciding to subscribe for or purchase any product.
Product Risk
Rating before
16th March 2015
Product Risk
Rating wef
16th March 2015
ISIN
Fund Name
US55608KAD72
P3
P3
US21685WBT36
P3
P3
XS0450880496
P3
P3
USY0606WBS80
P4
P4
USL2967VCY94
P4
P4
XS0530173987
P4
P4
AU0000XQLQS4
P2
P2
SG7U32949426
P2
P2
XS0598237013
P3
P3
US55608KAA34
P3
P3
US06739GBP37
P4
P4
XS0592238876
P4
P3
SG7Z83968247
P2
P2
NZGOVDT319C0
P2
P2
AU3CB0024743
P4
P4
USG8890GAC71
P5
P5
XS0480133338
P3
P3
Australia and New Zealand Banking Group Limited (ANZ) 2015 ABN 11 005 357 522
This document is meant to be informative and for general purposes only. It merely expresses the views and opinions held by
Australia and New Zealand Banking Group Limited (ANZ) based on its current proprietary risk methodology and such views and risk
methodology, are subject to change. ANZ is not obliged to reveal or provide details on its internal risk methodology and shall not be
liable for any direct or consequential loss arising from any reliance on or unauthorised use of this risk methodology and the information
and opinions contained herein.
This document sets out the product risk rating of each product and does not constitute an offer, invitation, recommendation or
solicitation of any action based upon it. Further, this document should not be viewed as identifying or suggesting all risks, direct or
indirect, that may be associated with any investment decision and you should therefore not rely solely on this document when making
your investment decision. This document does not take into account your individual needs, investment objectives and specific financial
circumstances and investors should read the relevant offering documents in respect of each product and/or obtain separate legal or
financial advice regarding the suitability of the product, having regard to their specific investment objectives, financial situation and
particular needs before deciding to subscribe for or purchase any product.
Product Risk
Rating before
16th March 2015
Product Risk
Rating wef
16th March 2015
ISIN
Fund Name
XS0600103401
P3
P3
XS0342289575
P3
P3
AU3CB0145241
P2
P2
US25156PAH64
P4
P4
USU75000AM82
P3
P4
XS0585780884
P4
P3
AU300CGRP056
P3
P3
XS0502133159
P3
P3
XS0593164519
P2
P2
AU3CB0152940
P3
P3
NZQTCDT001C0
P2
P2
US36962G4Y78
P3
P3
XS0619548216
P4
P3
XS0561857805
P3
P3
AU300GSGI068
P3
P3
US78009PCC32
P4
P3
USY20721AU39
P5
P5
Australia and New Zealand Banking Group Limited (ANZ) 2015 ABN 11 005 357 522
This document is meant to be informative and for general purposes only. It merely expresses the views and opinions held by
Australia and New Zealand Banking Group Limited (ANZ) based on its current proprietary risk methodology and such views and risk
methodology, are subject to change. ANZ is not obliged to reveal or provide details on its internal risk methodology and shall not be
liable for any direct or consequential loss arising from any reliance on or unauthorised use of this risk methodology and the information
and opinions contained herein.
This document sets out the product risk rating of each product and does not constitute an offer, invitation, recommendation or
solicitation of any action based upon it. Further, this document should not be viewed as identifying or suggesting all risks, direct or
indirect, that may be associated with any investment decision and you should therefore not rely solely on this document when making
your investment decision. This document does not take into account your individual needs, investment objectives and specific financial
circumstances and investors should read the relevant offering documents in respect of each product and/or obtain separate legal or
financial advice regarding the suitability of the product, having regard to their specific investment objectives, financial situation and
particular needs before deciding to subscribe for or purchase any product.
Product Risk
Rating before
16th March 2015
Product Risk
Rating wef
16th March 2015
ISIN
Fund Name
AU3FN0013124
P3
P4
P2
P1
XS0619437147
P4
P3
US38259PAB85
P3
P3
XS0546241075
P3
P3
XS0508012092
P4
P4
AU3CB0027522
P3
P2
US55608YAA38
P3
P3
AU3CB0168383
P2
P1
AU3CB0176295
P3
P2
XS0520490672
P5
P4
SG7Y76964295
P1
P2
AU0000TLSHX7
P2
P2
XS0628828161
P2
P2
SG6P73971303
P5
P5
AU3CB0175800
P3
P3
USF43628AB60
P4
P4
Australia and New Zealand Banking Group Limited (ANZ) 2015 ABN 11 005 357 522
This document is meant to be informative and for general purposes only. It merely expresses the views and opinions held by
Australia and New Zealand Banking Group Limited (ANZ) based on its current proprietary risk methodology and such views and risk
methodology, are subject to change. ANZ is not obliged to reveal or provide details on its internal risk methodology and shall not be
liable for any direct or consequential loss arising from any reliance on or unauthorised use of this risk methodology and the information
and opinions contained herein.
This document sets out the product risk rating of each product and does not constitute an offer, invitation, recommendation or
solicitation of any action based upon it. Further, this document should not be viewed as identifying or suggesting all risks, direct or
indirect, that may be associated with any investment decision and you should therefore not rely solely on this document when making
your investment decision. This document does not take into account your individual needs, investment objectives and specific financial
circumstances and investors should read the relevant offering documents in respect of each product and/or obtain separate legal or
financial advice regarding the suitability of the product, having regard to their specific investment objectives, financial situation and
particular needs before deciding to subscribe for or purchase any product.
Product Risk
Rating before
16th March 2015
Product Risk
Rating wef
16th March 2015
ISIN
Fund Name
AU3CB0171726
P2
P2
NZTCODT102C8
P3
P3
AU3CB0174183
P3
P3
USG6542FAB79
P4
P4
FR0010477083
P2
P2
US302154AX70
P3
P3
XS0543111768
P3
P3
AU3CB0154003
P3
P3
US05567LT315
P3
P3
SG6Q54973046
P5
P5
AU300EF20045
P2
P2
AU0000XQLQK1
P2
P2
AU0000DXAHH7
P2
P2
XS0195160329
P5
P4
P2
P2
XS0619547838
P4
P4
SG6Q70974010
P5
P5
Australia and New Zealand Banking Group Limited (ANZ) 2015 ABN 11 005 357 522
This document is meant to be informative and for general purposes only. It merely expresses the views and opinions held by
Australia and New Zealand Banking Group Limited (ANZ) based on its current proprietary risk methodology and such views and risk
methodology, are subject to change. ANZ is not obliged to reveal or provide details on its internal risk methodology and shall not be
liable for any direct or consequential loss arising from any reliance on or unauthorised use of this risk methodology and the information
and opinions contained herein.
This document sets out the product risk rating of each product and does not constitute an offer, invitation, recommendation or
solicitation of any action based upon it. Further, this document should not be viewed as identifying or suggesting all risks, direct or
indirect, that may be associated with any investment decision and you should therefore not rely solely on this document when making
your investment decision. This document does not take into account your individual needs, investment objectives and specific financial
circumstances and investors should read the relevant offering documents in respect of each product and/or obtain separate legal or
financial advice regarding the suitability of the product, having regard to their specific investment objectives, financial situation and
particular needs before deciding to subscribe for or purchase any product.
Product Risk
Rating before
16th March 2015
Product Risk
Rating wef
16th March 2015
ISIN
Fund Name
SG6Q69973965
P5
P4
US06051GEH83
P4
P4
USY9374MAF06
P5
P4
AU3CB0173482
P4
P3
XS0646459197
P2
P2
XS0269584669
P3
P2
XS0649960373
P5
P4
AU3FN0013439
P1
P1
XS0444106644
P4
P4
USY7138AAA89
P5
P5
XS0334249223
P4
P4
XS0698410403
P3
P3
XS0704544591
P5
P4
SG3248962544
P2
P2
US71568QAA58
P5
P5
XS0553317156
P4
P4
XS0713845195
P4
P4
Australia and New Zealand Banking Group Limited (ANZ) 2015 ABN 11 005 357 522
This document is meant to be informative and for general purposes only. It merely expresses the views and opinions held by
Australia and New Zealand Banking Group Limited (ANZ) based on its current proprietary risk methodology and such views and risk
methodology, are subject to change. ANZ is not obliged to reveal or provide details on its internal risk methodology and shall not be
liable for any direct or consequential loss arising from any reliance on or unauthorised use of this risk methodology and the information
and opinions contained herein.
This document sets out the product risk rating of each product and does not constitute an offer, invitation, recommendation or
solicitation of any action based upon it. Further, this document should not be viewed as identifying or suggesting all risks, direct or
indirect, that may be associated with any investment decision and you should therefore not rely solely on this document when making
your investment decision. This document does not take into account your individual needs, investment objectives and specific financial
circumstances and investors should read the relevant offering documents in respect of each product and/or obtain separate legal or
financial advice regarding the suitability of the product, having regard to their specific investment objectives, financial situation and
particular needs before deciding to subscribe for or purchase any product.
Product Risk
Rating before
16th March 2015
Product Risk
Rating wef
16th March 2015
ISIN
Fund Name
SG6S55977648
P4
P4
US40429CGD83
P4
P4
AU3CB0179109
P2
P2
P2
P1
KYG668911053
P5
P4
SG3256978176
P4
P4
SG6O96970333
P4
P4
US38141GGQ10
P4
P4
SG6Q04972148
P3
P4
XS0326742912
P4
P3
SG6S90978767
P3
P3
US61747WAL37
P4
P4
XS0100515336
P3
P3
AU3FN0014908
P3
P2
USN06364AB44
P5
P5
XS0740224307
P3
P2
XS0736418962
P4
P4
Australia and New Zealand Banking Group Limited (ANZ) 2015 ABN 11 005 357 522
This document is meant to be informative and for general purposes only. It merely expresses the views and opinions held by
Australia and New Zealand Banking Group Limited (ANZ) based on its current proprietary risk methodology and such views and risk
methodology, are subject to change. ANZ is not obliged to reveal or provide details on its internal risk methodology and shall not be
liable for any direct or consequential loss arising from any reliance on or unauthorised use of this risk methodology and the information
and opinions contained herein.
This document sets out the product risk rating of each product and does not constitute an offer, invitation, recommendation or
solicitation of any action based upon it. Further, this document should not be viewed as identifying or suggesting all risks, direct or
indirect, that may be associated with any investment decision and you should therefore not rely solely on this document when making
your investment decision. This document does not take into account your individual needs, investment objectives and specific financial
circumstances and investors should read the relevant offering documents in respect of each product and/or obtain separate legal or
financial advice regarding the suitability of the product, having regard to their specific investment objectives, financial situation and
particular needs before deciding to subscribe for or purchase any product.
Product Risk
Rating before
16th March 2015
Product Risk
Rating wef
16th March 2015
ISIN
Fund Name
SG6T26979516
P5
P5
US03938LAU89
P5
P5
SG6T34979540
P4
P4
USY20721BB49
P5
P5
USY9729AAD38
P5
P5
SG6T47979602
P5
P4
XS0274732295
P5
P5
XS0755885778
P4
P3
XS0747624095
P2
P2
AU3CB0190122
P4
P3
SG6T57979641
P4
P4
XS0431744282
P3
P5
XS0757803621
P3
P3
XS0752421585
P2
P2
AU3SG0000185
P4
P2
GRR000000010
P5
P5
XS0747381928
P3
P2
Australia and New Zealand Banking Group Limited (ANZ) 2015 ABN 11 005 357 522
This document is meant to be informative and for general purposes only. It merely expresses the views and opinions held by
Australia and New Zealand Banking Group Limited (ANZ) based on its current proprietary risk methodology and such views and risk
methodology, are subject to change. ANZ is not obliged to reveal or provide details on its internal risk methodology and shall not be
liable for any direct or consequential loss arising from any reliance on or unauthorised use of this risk methodology and the information
and opinions contained herein.
This document sets out the product risk rating of each product and does not constitute an offer, invitation, recommendation or
solicitation of any action based upon it. Further, this document should not be viewed as identifying or suggesting all risks, direct or
indirect, that may be associated with any investment decision and you should therefore not rely solely on this document when making
your investment decision. This document does not take into account your individual needs, investment objectives and specific financial
circumstances and investors should read the relevant offering documents in respect of each product and/or obtain separate legal or
financial advice regarding the suitability of the product, having regard to their specific investment objectives, financial situation and
particular needs before deciding to subscribe for or purchase any product.
Product Risk
Rating before
16th March 2015
Product Risk
Rating wef
16th March 2015
ISIN
Fund Name
AU3CB0189975
P2
P2
XS0745117167
P2
P2
US55608RAA86
P3
P2
USG01218AB54
P5
P5
AU3CB0187201
P5
P3
XS0355789271
P3
P3
XS0674841696
P2
P2
SG3254976487
P3
P3
AU3CB0191294
P5
P4
XS0755579223
P2
P2
XS0769468769
P2
P2
XS0753308559
P5
P5
XS0223589440
P4
P4
SG6U07980357
P5
P4
AU0000AXJHB7
P4
P4
US22546QAD97
P4
P4
AU3CB0192417
P3
P2
Australia and New Zealand Banking Group Limited (ANZ) 2015 ABN 11 005 357 522
This document is meant to be informative and for general purposes only. It merely expresses the views and opinions held by
Australia and New Zealand Banking Group Limited (ANZ) based on its current proprietary risk methodology and such views and risk
methodology, are subject to change. ANZ is not obliged to reveal or provide details on its internal risk methodology and shall not be
liable for any direct or consequential loss arising from any reliance on or unauthorised use of this risk methodology and the information
and opinions contained herein.
This document sets out the product risk rating of each product and does not constitute an offer, invitation, recommendation or
solicitation of any action based upon it. Further, this document should not be viewed as identifying or suggesting all risks, direct or
indirect, that may be associated with any investment decision and you should therefore not rely solely on this document when making
your investment decision. This document does not take into account your individual needs, investment objectives and specific financial
circumstances and investors should read the relevant offering documents in respect of each product and/or obtain separate legal or
financial advice regarding the suitability of the product, having regard to their specific investment objectives, financial situation and
particular needs before deciding to subscribe for or purchase any product.
Product Risk
Rating before
16th March 2015
Product Risk
Rating wef
16th March 2015
ISIN
Fund Name
DE000A0E6C37
P5
P5
AU3CB0160687
P3
P3
US25152CMN38
P3
P3
XS0299261403
P1
P1
US05252BBK44
P2
P2
AU3FN0013447
P3
P3
XS0586604349
P3
P3
XS0532990677
P5
P5
CH0021896813
P3
P3
AU3CB0172039
P2
P2
USY6972CAJ63
P5
P3
XS0770329166
P2
P1
SG6T16978999
P3
P3
XS0611586263
P5
P5
XS0700181521
P4
P3
SG2D17969577
P5
P5
US71645WAR25
P4
P4
XS0735932047
P5
P4
Australia and New Zealand Banking Group Limited (ANZ) 2015 ABN 11 005 357 522
This document is meant to be informative and for general purposes only. It merely expresses the views and opinions held by
Australia and New Zealand Banking Group Limited (ANZ) based on its current proprietary risk methodology and such views and risk
methodology, are subject to change. ANZ is not obliged to reveal or provide details on its internal risk methodology and shall not be
liable for any direct or consequential loss arising from any reliance on or unauthorised use of this risk methodology and the information
and opinions contained herein.
This document sets out the product risk rating of each product and does not constitute an offer, invitation, recommendation or
solicitation of any action based upon it. Further, this document should not be viewed as identifying or suggesting all risks, direct or
indirect, that may be associated with any investment decision and you should therefore not rely solely on this document when making
your investment decision. This document does not take into account your individual needs, investment objectives and specific financial
circumstances and investors should read the relevant offering documents in respect of each product and/or obtain separate legal or
financial advice regarding the suitability of the product, having regard to their specific investment objectives, financial situation and
particular needs before deciding to subscribe for or purchase any product.
Product Risk
Rating before
16th March 2015
Product Risk
Rating wef
16th March 2015
P2
P2
P2
P2
CH0022549122
P3
P3
XS0595225318
P4
P5
XS0500330237
P3
P2
XS0576382492
P5
P5
XS0532995049
NA
P5
XS0388021270
P4
P3
AU3CB0176410
P3
P3
XS0772509484
P4
P3
AU3FN0015061
P3
P2
XS0548633659
P3
P4
XS0604804194
P3
P2
XS0755987004
P2
P2
SG6Q43972851
P2
P2
XS0579034223
P5
P4
AU3FN0013827
P2
P2
ISIN
Fund Name
Australia and New Zealand Banking Group Limited (ANZ) 2015 ABN 11 005 357 522
This document is meant to be informative and for general purposes only. It merely expresses the views and opinions held by
Australia and New Zealand Banking Group Limited (ANZ) based on its current proprietary risk methodology and such views and risk
methodology, are subject to change. ANZ is not obliged to reveal or provide details on its internal risk methodology and shall not be
liable for any direct or consequential loss arising from any reliance on or unauthorised use of this risk methodology and the information
and opinions contained herein.
This document sets out the product risk rating of each product and does not constitute an offer, invitation, recommendation or
solicitation of any action based upon it. Further, this document should not be viewed as identifying or suggesting all risks, direct or
indirect, that may be associated with any investment decision and you should therefore not rely solely on this document when making
your investment decision. This document does not take into account your individual needs, investment objectives and specific financial
circumstances and investors should read the relevant offering documents in respect of each product and/or obtain separate legal or
financial advice regarding the suitability of the product, having regard to their specific investment objectives, financial situation and
particular needs before deciding to subscribe for or purchase any product.
Product Risk
Rating before
16th March 2015
Product Risk
Rating wef
16th March 2015
ISIN
Fund Name
XS0736001115
P4
P3
XS0505252956
P2
P2
CH0025978716
P3
P3
XS0747231362
P4
P5
XS0740772420
P3
P3
XS0561639211
P3
P3
XS0726900953
P3
P2
AU3CB0191872
P1
P1
XS0165483164
P5
P5
XS0159497162
P4
P4
XS0089375249
P3
P3
XS0612337500
P5
P5
XS0734582348
P5
P4
XS0654493823
P4
P4
XS0677387051
P5
P4
AU3CB0189371
P2
P2
XS0323650787
P3
P3
SG6O81970017
P3
P3
Australia and New Zealand Banking Group Limited (ANZ) 2015 ABN 11 005 357 522
This document is meant to be informative and for general purposes only. It merely expresses the views and opinions held by
Australia and New Zealand Banking Group Limited (ANZ) based on its current proprietary risk methodology and such views and risk
methodology, are subject to change. ANZ is not obliged to reveal or provide details on its internal risk methodology and shall not be
liable for any direct or consequential loss arising from any reliance on or unauthorised use of this risk methodology and the information
and opinions contained herein.
This document sets out the product risk rating of each product and does not constitute an offer, invitation, recommendation or
solicitation of any action based upon it. Further, this document should not be viewed as identifying or suggesting all risks, direct or
indirect, that may be associated with any investment decision and you should therefore not rely solely on this document when making
your investment decision. This document does not take into account your individual needs, investment objectives and specific financial
circumstances and investors should read the relevant offering documents in respect of each product and/or obtain separate legal or
financial advice regarding the suitability of the product, having regard to their specific investment objectives, financial situation and
particular needs before deciding to subscribe for or purchase any product.
Product Risk
Rating before
16th March 2015
Product Risk
Rating wef
16th March 2015
ISIN
Fund Name
AU3CB0155620
P2
P2
XS0532988770
P5
P5
XS0594008517
P3
P3
US922646BL74
P5
P5
SG6S51977592
P3
P3
US71825PAD06
P4
P3
SG6U79981465
P5
P4
XS0741177595
P2
P2
XS0776621970
P5
P4
AU0000ABOHG2
P5
P5
USY7138AAC46
P5
P5
XS0779213460
P5
P5
XS0775625246
P4
P3
XS0780192802
P3
P3
AU3CB0191989
P3
P2
SG6T03978952
P3
P3
AU3TB0000051
P2
P2
XS0122028904
P3
P3
Australia and New Zealand Banking Group Limited (ANZ) 2015 ABN 11 005 357 522
This document is meant to be informative and for general purposes only. It merely expresses the views and opinions held by
Australia and New Zealand Banking Group Limited (ANZ) based on its current proprietary risk methodology and such views and risk
methodology, are subject to change. ANZ is not obliged to reveal or provide details on its internal risk methodology and shall not be
liable for any direct or consequential loss arising from any reliance on or unauthorised use of this risk methodology and the information
and opinions contained herein.
This document sets out the product risk rating of each product and does not constitute an offer, invitation, recommendation or
solicitation of any action based upon it. Further, this document should not be viewed as identifying or suggesting all risks, direct or
indirect, that may be associated with any investment decision and you should therefore not rely solely on this document when making
your investment decision. This document does not take into account your individual needs, investment objectives and specific financial
circumstances and investors should read the relevant offering documents in respect of each product and/or obtain separate legal or
financial advice regarding the suitability of the product, having regard to their specific investment objectives, financial situation and
particular needs before deciding to subscribe for or purchase any product.
Product Risk
Rating before
16th March 2015
Product Risk
Rating wef
16th March 2015
ISIN
Fund Name
AU3CB0191815
P3
P3
XS0620022128
P3
P3
XS0717735582
P5
P3
CA40427HRV73
P2
P2
AU0000XQLQU0
P2
P2
US38141GES93
P4
P5
USY10048AA71
P5
P5
P1
P1
AU3CB0195766
P3
P2
AU3CB0186385
P3
P3
AU3FN0013181
P3
P2
AU3CB0195972
P4
P3
XS0796307998
P2
P2
XS0717735822
P5
P5
XS0800340597
P3
P3
SG6V59983340
P5
P5
XS0615235453
P4
P3
XS0245936496
P4
P4
XS0140198044
P4
P4
Australia and New Zealand Banking Group Limited (ANZ) 2015 ABN 11 005 357 522
This document is meant to be informative and for general purposes only. It merely expresses the views and opinions held by
Australia and New Zealand Banking Group Limited (ANZ) based on its current proprietary risk methodology and such views and risk
methodology, are subject to change. ANZ is not obliged to reveal or provide details on its internal risk methodology and shall not be
liable for any direct or consequential loss arising from any reliance on or unauthorised use of this risk methodology and the information
and opinions contained herein.
This document sets out the product risk rating of each product and does not constitute an offer, invitation, recommendation or
solicitation of any action based upon it. Further, this document should not be viewed as identifying or suggesting all risks, direct or
indirect, that may be associated with any investment decision and you should therefore not rely solely on this document when making
your investment decision. This document does not take into account your individual needs, investment objectives and specific financial
circumstances and investors should read the relevant offering documents in respect of each product and/or obtain separate legal or
financial advice regarding the suitability of the product, having regard to their specific investment objectives, financial situation and
particular needs before deciding to subscribe for or purchase any product.
Product Risk
Rating before
16th March 2015
Product Risk
Rating wef
16th March 2015
ISIN
Fund Name
SG6V61983429
P3
P3
XS0803659340
P4
P4
SG6V64983574
P5
P5
USY97279AB28
P5
P5
AU3CB0196699
P4
P3
XS0805537064
P2
P2
US87973RAC43
P2
P2
AU3CB0197085
P3
P2
AU3CB0196848
P4
P3
SG6V83983738
P5
P4
US060505CL64
P4
P4
AU0000NABHB5
P3
P3
XS0134886067
P4
P4
XS0807340699
P4
P3
SG6U02980287
P4
P4
XS0813493631
P3
P3
XS0813516274
P2
P2
XS0814712310
P4
P3
Australia and New Zealand Banking Group Limited (ANZ) 2015 ABN 11 005 357 522
This document is meant to be informative and for general purposes only. It merely expresses the views and opinions held by
Australia and New Zealand Banking Group Limited (ANZ) based on its current proprietary risk methodology and such views and risk
methodology, are subject to change. ANZ is not obliged to reveal or provide details on its internal risk methodology and shall not be
liable for any direct or consequential loss arising from any reliance on or unauthorised use of this risk methodology and the information
and opinions contained herein.
This document sets out the product risk rating of each product and does not constitute an offer, invitation, recommendation or
solicitation of any action based upon it. Further, this document should not be viewed as identifying or suggesting all risks, direct or
indirect, that may be associated with any investment decision and you should therefore not rely solely on this document when making
your investment decision. This document does not take into account your individual needs, investment objectives and specific financial
circumstances and investors should read the relevant offering documents in respect of each product and/or obtain separate legal or
financial advice regarding the suitability of the product, having regard to their specific investment objectives, financial situation and
particular needs before deciding to subscribe for or purchase any product.
Product Risk
Rating before
16th March 2015
Product Risk
Rating wef
16th March 2015
ISIN
Fund Name
AU3CB0185361
P1
P1
XS0815939656
P3
P2
SG6W11984344
P3
P3
SG6W16984513
P4
P3
XS0819243097
P4
P3
XS0546548636
P2
P1
XS0540029807
P2
P2
AU3CB0198240
P3
P2
P3
P3
SG6W21984961
P4
P3
SG6W19984585
P4
P3
XS0821078275
NA
P4
AU3CB0198463
P3
P2
XS0821836714
P3
P3
US912810QX90
P3
P3
XS0746276335
P4
P3
XS0819566182
P4
P3
XS0802995166
P4
P3
Australia and New Zealand Banking Group Limited (ANZ) 2015 ABN 11 005 357 522
This document is meant to be informative and for general purposes only. It merely expresses the views and opinions held by
Australia and New Zealand Banking Group Limited (ANZ) based on its current proprietary risk methodology and such views and risk
methodology, are subject to change. ANZ is not obliged to reveal or provide details on its internal risk methodology and shall not be
liable for any direct or consequential loss arising from any reliance on or unauthorised use of this risk methodology and the information
and opinions contained herein.
This document sets out the product risk rating of each product and does not constitute an offer, invitation, recommendation or
solicitation of any action based upon it. Further, this document should not be viewed as identifying or suggesting all risks, direct or
indirect, that may be associated with any investment decision and you should therefore not rely solely on this document when making
your investment decision. This document does not take into account your individual needs, investment objectives and specific financial
circumstances and investors should read the relevant offering documents in respect of each product and/or obtain separate legal or
financial advice regarding the suitability of the product, having regard to their specific investment objectives, financial situation and
particular needs before deciding to subscribe for or purchase any product.
Product Risk
Rating before
16th March 2015
Product Risk
Rating wef
16th March 2015
ISIN
Fund Name
US21685WDD65
P3
P3
XS0241945582
P4
P4
SG6V26982490
P5
P5
SG6W34985252
P5
P3
US69033DAA54
P3
P3
XS0827563452
P4
P4
XS0826634874
P3
P3
XS0827817650
P4
P4
US37247DAP15
P5
P5
XS0615048260
P5
P4
XS0828909472
P4
P3
XS0830192711
P4
P4
SG6W43985376
P3
P3
XS0245166367
P2
P2
XS0831388664
P2
P2
XS0831350185
P5
P5
XS0831571434
P4
P4
Australia and New Zealand Banking Group Limited (ANZ) 2015 ABN 11 005 357 522
This document is meant to be informative and for general purposes only. It merely expresses the views and opinions held by
Australia and New Zealand Banking Group Limited (ANZ) based on its current proprietary risk methodology and such views and risk
methodology, are subject to change. ANZ is not obliged to reveal or provide details on its internal risk methodology and shall not be
liable for any direct or consequential loss arising from any reliance on or unauthorised use of this risk methodology and the information
and opinions contained herein.
This document sets out the product risk rating of each product and does not constitute an offer, invitation, recommendation or
solicitation of any action based upon it. Further, this document should not be viewed as identifying or suggesting all risks, direct or
indirect, that may be associated with any investment decision and you should therefore not rely solely on this document when making
your investment decision. This document does not take into account your individual needs, investment objectives and specific financial
circumstances and investors should read the relevant offering documents in respect of each product and/or obtain separate legal or
financial advice regarding the suitability of the product, having regard to their specific investment objectives, financial situation and
particular needs before deciding to subscribe for or purchase any product.
Product Risk
Rating before
16th March 2015
Product Risk
Rating wef
16th March 2015
ISIN
Fund Name
XS0831700421
P4
P5
USY0606WBU37
P4
P4
AU3FN0014916
P2
P1
AU3CB0199875
P3
P2
XS0836299320
P4
P4
XS0835676353
P4
P4
AU3CB0200111
P4
P4
AU0000SHBHA1
P3
P2
US786514BA67
P5
P5
XS0841812851
P4
P3
XS0841678278
P4
P3
XS0842078536
P5
P5
XS0836465608
P5
P5
AU3CB0200590
P3
P2
XS0841358103
P3
P3
XS0843334094
P5
P4
US71568QAB32
P5
P5
SG6X10986208
P5
P5
XS0848055991
P4
P4
US6174824M37
P4
P4
Australia and New Zealand Banking Group Limited (ANZ) 2015 ABN 11 005 357 522
This document is meant to be informative and for general purposes only. It merely expresses the views and opinions held by
Australia and New Zealand Banking Group Limited (ANZ) based on its current proprietary risk methodology and such views and risk
methodology, are subject to change. ANZ is not obliged to reveal or provide details on its internal risk methodology and shall not be
liable for any direct or consequential loss arising from any reliance on or unauthorised use of this risk methodology and the information
and opinions contained herein.
This document sets out the product risk rating of each product and does not constitute an offer, invitation, recommendation or
solicitation of any action based upon it. Further, this document should not be viewed as identifying or suggesting all risks, direct or
indirect, that may be associated with any investment decision and you should therefore not rely solely on this document when making
your investment decision. This document does not take into account your individual needs, investment objectives and specific financial
circumstances and investors should read the relevant offering documents in respect of each product and/or obtain separate legal or
financial advice regarding the suitability of the product, having regard to their specific investment objectives, financial situation and
particular needs before deciding to subscribe for or purchase any product.
Product Risk
Rating before
16th March 2015
Product Risk
Rating wef
16th March 2015
ISIN
Fund Name
XS0088543193
P4
P4
XS0849517650
P5
P4
XS0848530977
P5
P5
AU3CB0201366
P3
P2
AU3CB0200921
P3
P3
SG6Y06987482
P5
P4
AU3FN0017190
P3
P2
AU3FN0017026
P3
P2
XS0852459618
P3
P3
XS0851688860
P4
P4
DE000A0DD4K8
P5
P5
USQ0700QAA50
P5
P5
USQ55038AA33
P4
P4
XS0552743048
P5
P5
AU3CB0201820
P2
P2
XS0852986156
P4
P4
AU3CB0201747
P4
P3
US428236BX09
P4
P5
DE000CB83CE3
P5
P4
Australia and New Zealand Banking Group Limited (ANZ) 2015 ABN 11 005 357 522
This document is meant to be informative and for general purposes only. It merely expresses the views and opinions held by
Australia and New Zealand Banking Group Limited (ANZ) based on its current proprietary risk methodology and such views and risk
methodology, are subject to change. ANZ is not obliged to reveal or provide details on its internal risk methodology and shall not be
liable for any direct or consequential loss arising from any reliance on or unauthorised use of this risk methodology and the information
and opinions contained herein.
This document sets out the product risk rating of each product and does not constitute an offer, invitation, recommendation or
solicitation of any action based upon it. Further, this document should not be viewed as identifying or suggesting all risks, direct or
indirect, that may be associated with any investment decision and you should therefore not rely solely on this document when making
your investment decision. This document does not take into account your individual needs, investment objectives and specific financial
circumstances and investors should read the relevant offering documents in respect of each product and/or obtain separate legal or
financial advice regarding the suitability of the product, having regard to their specific investment objectives, financial situation and
particular needs before deciding to subscribe for or purchase any product.
Product Risk
Rating before
16th March 2015
Product Risk
Rating wef
16th March 2015
ISIN
Fund Name
XS0851081660
P5
P5
AU3CB0201838
P3
P3
USY8162BAF23
P5
P5
USP97475AG56
P5
P5
US428236BV43
P4
P5
US06740L8C27
P5
P5
US054536AA57
P5
P5
AU3FN0017349
P4
P3
AU3FN0017356
P3
P3
XS0859549890
P3
P2
AU3CB0202414
P3
P3
XS0858461758
P4
P3
AU3CB0202760
P3
P3
SG6W14984507
P5
P4
AU3CB0202877
P3
P3
AU3FN0017380
P3
P2
XS0853807377
P3
P3
Australia and New Zealand Banking Group Limited (ANZ) 2015 ABN 11 005 357 522
This document is meant to be informative and for general purposes only. It merely expresses the views and opinions held by
Australia and New Zealand Banking Group Limited (ANZ) based on its current proprietary risk methodology and such views and risk
methodology, are subject to change. ANZ is not obliged to reveal or provide details on its internal risk methodology and shall not be
liable for any direct or consequential loss arising from any reliance on or unauthorised use of this risk methodology and the information
and opinions contained herein.
This document sets out the product risk rating of each product and does not constitute an offer, invitation, recommendation or
solicitation of any action based upon it. Further, this document should not be viewed as identifying or suggesting all risks, direct or
indirect, that may be associated with any investment decision and you should therefore not rely solely on this document when making
your investment decision. This document does not take into account your individual needs, investment objectives and specific financial
circumstances and investors should read the relevant offering documents in respect of each product and/or obtain separate legal or
financial advice regarding the suitability of the product, having regard to their specific investment objectives, financial situation and
particular needs before deciding to subscribe for or purchase any product.
Product Risk
Rating before
16th March 2015
Product Risk
Rating wef
16th March 2015
ISIN
Fund Name
XS0863569298
P4
P3
XS0531782273
P5
P5
XS0866313264
P3
P3
AU3FN0017612
P3
P3
USP7807HAP03
P5
P5
US98105HAB69
P4
P4
XS0432830734
P4
P5
AU3CB0197242
P3
P2
HK0000116407
P3
P3
USG24524AG84
P5
P5
XS0873667744
P3
P3
XS0872917660
P4
P4
XS0873630742
P5
P5
XS0874014722
P4
P4
XS0875304189
P2
P2
XS0875313099
P4
P3
XS0876184390
P3
P2
US013716AN50
P4
P3
Australia and New Zealand Banking Group Limited (ANZ) 2015 ABN 11 005 357 522
This document is meant to be informative and for general purposes only. It merely expresses the views and opinions held by
Australia and New Zealand Banking Group Limited (ANZ) based on its current proprietary risk methodology and such views and risk
methodology, are subject to change. ANZ is not obliged to reveal or provide details on its internal risk methodology and shall not be
liable for any direct or consequential loss arising from any reliance on or unauthorised use of this risk methodology and the information
and opinions contained herein.
This document sets out the product risk rating of each product and does not constitute an offer, invitation, recommendation or
solicitation of any action based upon it. Further, this document should not be viewed as identifying or suggesting all risks, direct or
indirect, that may be associated with any investment decision and you should therefore not rely solely on this document when making
your investment decision. This document does not take into account your individual needs, investment objectives and specific financial
circumstances and investors should read the relevant offering documents in respect of each product and/or obtain separate legal or
financial advice regarding the suitability of the product, having regard to their specific investment objectives, financial situation and
particular needs before deciding to subscribe for or purchase any product.
Product Risk
Rating before
16th March 2015
Product Risk
Rating wef
16th March 2015
ISIN
Fund Name
AU3CB0192599
P4
P3
XS0876185876
P3
P3
AU3CB0198034
P2
P2
AU3CB0189009
P3
P3
AU3CB0204428
P2
P2
XS0878083517
P4
P3
AU3CB0204451
P3
P3
XS0878681419
P5
P5
XS0877984459
P4
P3
AU3CB0204691
P3
P3
XS0562354422
P5
P5
XS0880289292
P4
P3
XS0881550411
P2
P2
AU3CB0204808
P3
P3
XS0875312364
P5
P5
SG6Z15989833
P5
P4
XS0877742105
P5
P5
FR0011345552
P4
P4
Australia and New Zealand Banking Group Limited (ANZ) 2015 ABN 11 005 357 522
This document is meant to be informative and for general purposes only. It merely expresses the views and opinions held by
Australia and New Zealand Banking Group Limited (ANZ) based on its current proprietary risk methodology and such views and risk
methodology, are subject to change. ANZ is not obliged to reveal or provide details on its internal risk methodology and shall not be
liable for any direct or consequential loss arising from any reliance on or unauthorised use of this risk methodology and the information
and opinions contained herein.
This document sets out the product risk rating of each product and does not constitute an offer, invitation, recommendation or
solicitation of any action based upon it. Further, this document should not be viewed as identifying or suggesting all risks, direct or
indirect, that may be associated with any investment decision and you should therefore not rely solely on this document when making
your investment decision. This document does not take into account your individual needs, investment objectives and specific financial
circumstances and investors should read the relevant offering documents in respect of each product and/or obtain separate legal or
financial advice regarding the suitability of the product, having regard to their specific investment objectives, financial situation and
particular needs before deciding to subscribe for or purchase any product.
Product Risk
Rating before
16th March 2015
Product Risk
Rating wef
16th March 2015
ISIN
Fund Name
XS0880288997
P4
P3
SG3262989233
P5
P5
US24702RAJ05
P5
P5
AU3CB0205201
P4
P3
XS0879849312
P5
P4
US91911TAE38
P5
P5
AU0000XQLQX4
P2
P2
XS0843322750
P4
P3
XS0897453493
P3
P3
XS0340495216
P3
P3
AU3FN0017679
P2
P1
XS0882222028
P3
P3
AU3CB0206068
P3
P2
XS0240383603
P2
P2
XS0635040685
P2
P1
FR0011052117
P4
P4
AU3CB0206134
P4
P3
AU3FN0018156
P3
P2
Australia and New Zealand Banking Group Limited (ANZ) 2015 ABN 11 005 357 522
This document is meant to be informative and for general purposes only. It merely expresses the views and opinions held by
Australia and New Zealand Banking Group Limited (ANZ) based on its current proprietary risk methodology and such views and risk
methodology, are subject to change. ANZ is not obliged to reveal or provide details on its internal risk methodology and shall not be
liable for any direct or consequential loss arising from any reliance on or unauthorised use of this risk methodology and the information
and opinions contained herein.
This document sets out the product risk rating of each product and does not constitute an offer, invitation, recommendation or
solicitation of any action based upon it. Further, this document should not be viewed as identifying or suggesting all risks, direct or
indirect, that may be associated with any investment decision and you should therefore not rely solely on this document when making
your investment decision. This document does not take into account your individual needs, investment objectives and specific financial
circumstances and investors should read the relevant offering documents in respect of each product and/or obtain separate legal or
financial advice regarding the suitability of the product, having regard to their specific investment objectives, financial situation and
particular needs before deciding to subscribe for or purchase any product.
Product Risk
Rating before
16th March 2015
Product Risk
Rating wef
16th March 2015
ISIN
Fund Name
XS0900763029
P4
P4
SG6Z66990524
P4
P5
HK0000142494
P3
P3
XS0904123535
P3
P3
USL20041AA41
P5
P5
AU3FN0018347
P3
P3
XS0906985089
P3
P3
XS0876782615
P3
P3
SG6W40985346
P5
P5
AU3FN0017729
P2
P1
XS0908349912
P5
P5
AU3FN0018461
P3
P3
XS0909787565
P3
P3
US36962G6S82
P3
P4
AU3FN0017224
P2
P1
XS0907295942
P5
P5
XS0910935021
P3
P4
XS0911305307
P4
P3
Australia and New Zealand Banking Group Limited (ANZ) 2015 ABN 11 005 357 522
This document is meant to be informative and for general purposes only. It merely expresses the views and opinions held by
Australia and New Zealand Banking Group Limited (ANZ) based on its current proprietary risk methodology and such views and risk
methodology, are subject to change. ANZ is not obliged to reveal or provide details on its internal risk methodology and shall not be
liable for any direct or consequential loss arising from any reliance on or unauthorised use of this risk methodology and the information
and opinions contained herein.
This document sets out the product risk rating of each product and does not constitute an offer, invitation, recommendation or
solicitation of any action based upon it. Further, this document should not be viewed as identifying or suggesting all risks, direct or
indirect, that may be associated with any investment decision and you should therefore not rely solely on this document when making
your investment decision. This document does not take into account your individual needs, investment objectives and specific financial
circumstances and investors should read the relevant offering documents in respect of each product and/or obtain separate legal or
financial advice regarding the suitability of the product, having regard to their specific investment objectives, financial situation and
particular needs before deciding to subscribe for or purchase any product.
Product Risk
Rating before
16th March 2015
Product Risk
Rating wef
16th March 2015
ISIN
Fund Name
XS0875034703
P3
P3
XS0808629389
P5
P4
FR0010961540
P3
P3
AU3CB0207330
P2
P2
XS0915651888
P4
P3
USY20721BE87
P5
P5
SG55E0991457
P5
P5
XS0914798268
P5
P5
USY20721BD05
P5
P5
XS0916739328
P2
P2
XS0914791412
P4
P5
AU3CB0207652
P2
P2
USY81636AC94
P4
P3
XS0876766766
P5
P5
XS0919504562
P4
P4
XS0921309919
P3
P3
XS0921226386
P5
P5
Australia and New Zealand Banking Group Limited (ANZ) 2015 ABN 11 005 357 522
This document is meant to be informative and for general purposes only. It merely expresses the views and opinions held by
Australia and New Zealand Banking Group Limited (ANZ) based on its current proprietary risk methodology and such views and risk
methodology, are subject to change. ANZ is not obliged to reveal or provide details on its internal risk methodology and shall not be
liable for any direct or consequential loss arising from any reliance on or unauthorised use of this risk methodology and the information
and opinions contained herein.
This document sets out the product risk rating of each product and does not constitute an offer, invitation, recommendation or
solicitation of any action based upon it. Further, this document should not be viewed as identifying or suggesting all risks, direct or
indirect, that may be associated with any investment decision and you should therefore not rely solely on this document when making
your investment decision. This document does not take into account your individual needs, investment objectives and specific financial
circumstances and investors should read the relevant offering documents in respect of each product and/or obtain separate legal or
financial advice regarding the suitability of the product, having regard to their specific investment objectives, financial situation and
particular needs before deciding to subscribe for or purchase any product.
Product Risk
Rating before
16th March 2015
Product Risk
Rating wef
16th March 2015
ISIN
Fund Name
XS0751513572
P3
P3
XS0368359310
P3
P3
P2
P2
USF2893TAF33
P5
P5
XS0925008533
P4
P4
XS0925024811
P3
P3
AU3FN0017620
P3
P3
AU3CB0197762
P3
P3
USN21177AA33
P5
P5
XS0919401751
P4
P4
XS0765299572
P3
P3
SG55I2992272
P5
P5
US802813AD76
P4
P3
US12625GAC87
P3
P3
AU3CB0208494
P4
P3
XS0090254722
P4
P4
BE6000183549
P3
P3
Australia and New Zealand Banking Group Limited (ANZ) 2015 ABN 11 005 357 522
This document is meant to be informative and for general purposes only. It merely expresses the views and opinions held by
Australia and New Zealand Banking Group Limited (ANZ) based on its current proprietary risk methodology and such views and risk
methodology, are subject to change. ANZ is not obliged to reveal or provide details on its internal risk methodology and shall not be
liable for any direct or consequential loss arising from any reliance on or unauthorised use of this risk methodology and the information
and opinions contained herein.
This document sets out the product risk rating of each product and does not constitute an offer, invitation, recommendation or
solicitation of any action based upon it. Further, this document should not be viewed as identifying or suggesting all risks, direct or
indirect, that may be associated with any investment decision and you should therefore not rely solely on this document when making
your investment decision. This document does not take into account your individual needs, investment objectives and specific financial
circumstances and investors should read the relevant offering documents in respect of each product and/or obtain separate legal or
financial advice regarding the suitability of the product, having regard to their specific investment objectives, financial situation and
particular needs before deciding to subscribe for or purchase any product.
Product Risk
Rating before
16th March 2015
Product Risk
Rating wef
16th March 2015
ISIN
Fund Name
XS0500193650
P3
P3
XS0503530874
P2
P2
XS0497143866
P3
P3
XS0472569416
P3
P3
XS0555678597
P4
P4
XS0478043291
P3
P3
USF22797FK97
P5
P5
AU3CB0208601
P3
P3
XS0932235194
P4
P3
NZBNZDT185C7
P2
P1
XS0928126340
P3
P3
SG56E5992953
NA
P5
XS0485326085
P3
P3
USY7138AAF76
P5
P5
USY7138AAE02
P5
P5
AU3CB0208775
P4
P3
AU3FN0019063
P4
P3
Australia and New Zealand Banking Group Limited (ANZ) 2015 ABN 11 005 357 522
This document is meant to be informative and for general purposes only. It merely expresses the views and opinions held by
Australia and New Zealand Banking Group Limited (ANZ) based on its current proprietary risk methodology and such views and risk
methodology, are subject to change. ANZ is not obliged to reveal or provide details on its internal risk methodology and shall not be
liable for any direct or consequential loss arising from any reliance on or unauthorised use of this risk methodology and the information
and opinions contained herein.
This document sets out the product risk rating of each product and does not constitute an offer, invitation, recommendation or
solicitation of any action based upon it. Further, this document should not be viewed as identifying or suggesting all risks, direct or
indirect, that may be associated with any investment decision and you should therefore not rely solely on this document when making
your investment decision. This document does not take into account your individual needs, investment objectives and specific financial
circumstances and investors should read the relevant offering documents in respect of each product and/or obtain separate legal or
financial advice regarding the suitability of the product, having regard to their specific investment objectives, financial situation and
particular needs before deciding to subscribe for or purchase any product.
Product Risk
Rating before
16th March 2015
Product Risk
Rating wef
16th March 2015
ISIN
Fund Name
USG3958RAB53
P4
P4
AU3CB0208965
P2
P2
XS0937583580
P3
P3
XS0938014742
P4
P4
USG9328DAH38
P5
P5
AU3CB0208502
P4
P3
XS0939099171
P2
P2
AU3CB0209468
P3
P3
US61747YDU64
P4
P4
P2
P2
US46625HJJ05
P4
P4
US172967GT25
P4
P4
XS0935605401
P4
P4
XS0942787911
P3
P3
CH0214139930
P4
P4
XS0443207971
P5
P5
CA46625HFD76
P4
P3
Australia and New Zealand Banking Group Limited (ANZ) 2015 ABN 11 005 357 522
This document is meant to be informative and for general purposes only. It merely expresses the views and opinions held by
Australia and New Zealand Banking Group Limited (ANZ) based on its current proprietary risk methodology and such views and risk
methodology, are subject to change. ANZ is not obliged to reveal or provide details on its internal risk methodology and shall not be
liable for any direct or consequential loss arising from any reliance on or unauthorised use of this risk methodology and the information
and opinions contained herein.
This document sets out the product risk rating of each product and does not constitute an offer, invitation, recommendation or
solicitation of any action based upon it. Further, this document should not be viewed as identifying or suggesting all risks, direct or
indirect, that may be associated with any investment decision and you should therefore not rely solely on this document when making
your investment decision. This document does not take into account your individual needs, investment objectives and specific financial
circumstances and investors should read the relevant offering documents in respect of each product and/or obtain separate legal or
financial advice regarding the suitability of the product, having regard to their specific investment objectives, financial situation and
particular needs before deciding to subscribe for or purchase any product.
Product Risk
Rating before
16th March 2015
Product Risk
Rating wef
16th March 2015
ISIN
Fund Name
XS0925035692
P3
P3
XS0611398008
P4
P3
XS0375220588
P3
P3
XS0822418686
P4
P3
USQ7787RAA43
P3
P3
XS0953051488
P4
P3
XS0953132999
P3
P3
SG57A1994579
NA
P5
AU3CB0211415
P4
P4
XS0954928601
P2
P2
AU3CB0211647
P4
P4
AU3CB0122448
P2
P1
AU3FN0018933
P3
P3
P4
P4
AU3CB0211944
P4
P3
XS0449487619
P5
P4
FR0010239319
P5
P4
Australia and New Zealand Banking Group Limited (ANZ) 2015 ABN 11 005 357 522
This document is meant to be informative and for general purposes only. It merely expresses the views and opinions held by
Australia and New Zealand Banking Group Limited (ANZ) based on its current proprietary risk methodology and such views and risk
methodology, are subject to change. ANZ is not obliged to reveal or provide details on its internal risk methodology and shall not be
liable for any direct or consequential loss arising from any reliance on or unauthorised use of this risk methodology and the information
and opinions contained herein.
This document sets out the product risk rating of each product and does not constitute an offer, invitation, recommendation or
solicitation of any action based upon it. Further, this document should not be viewed as identifying or suggesting all risks, direct or
indirect, that may be associated with any investment decision and you should therefore not rely solely on this document when making
your investment decision. This document does not take into account your individual needs, investment objectives and specific financial
circumstances and investors should read the relevant offering documents in respect of each product and/or obtain separate legal or
financial advice regarding the suitability of the product, having regard to their specific investment objectives, financial situation and
particular needs before deciding to subscribe for or purchase any product.
Product Risk
Rating before
16th March 2015
Product Risk
Rating wef
16th March 2015
ISIN
Fund Name
XS0955024236
P4
P4
USQ66511AA69
P4
P4
XS0957598070
P4
P4
AU0000ANZPD3
P4
P4
XS0945673191
P3
P3
NZTRPD0020L4
P3
P3
CA780085Y422
P1
P2
CA780097AX95
P3
P3
CA052528AG16
P2
P1
CA539473AN83
P3
P2
XS0965498651
P2
P2
XS0693940511
P4
P4
XS0583059448
P4
P4
XS0953725115
P3
P3
USP3772WAB83
P4
P4
AU3CB0213098
P3
P3
XS0968975457
P2
P2
Australia and New Zealand Banking Group Limited (ANZ) 2015 ABN 11 005 357 522
This document is meant to be informative and for general purposes only. It merely expresses the views and opinions held by
Australia and New Zealand Banking Group Limited (ANZ) based on its current proprietary risk methodology and such views and risk
methodology, are subject to change. ANZ is not obliged to reveal or provide details on its internal risk methodology and shall not be
liable for any direct or consequential loss arising from any reliance on or unauthorised use of this risk methodology and the information
and opinions contained herein.
This document sets out the product risk rating of each product and does not constitute an offer, invitation, recommendation or
solicitation of any action based upon it. Further, this document should not be viewed as identifying or suggesting all risks, direct or
indirect, that may be associated with any investment decision and you should therefore not rely solely on this document when making
your investment decision. This document does not take into account your individual needs, investment objectives and specific financial
circumstances and investors should read the relevant offering documents in respect of each product and/or obtain separate legal or
financial advice regarding the suitability of the product, having regard to their specific investment objectives, financial situation and
particular needs before deciding to subscribe for or purchase any product.
Product Risk
Rating before
16th March 2015
Product Risk
Rating wef
16th March 2015
ISIN
Fund Name
AU3CB0213247
P3
P3
XS0969811123
P3
P3
USG9844KAA72
P5
P5
XS0971586903
P2
P2
XS0969067908
P3
P5
US94974BFN55
P3
P3
XS0972722804
P3
P3
AU0000KOPHA4
P3
P3
XS0614162260
P1
P1
SG57I3996658
P1
P2
XS0972856917
P3
P3
XS0972259740
P3
P3
USN45780CT38
P4
P4
XS0969864916
P4
P4
US94974BFJ44
P3
P4
SG57D5995717
P5
P5
AU3CB0214534
P4
P4
Australia and New Zealand Banking Group Limited (ANZ) 2015 ABN 11 005 357 522
This document is meant to be informative and for general purposes only. It merely expresses the views and opinions held by
Australia and New Zealand Banking Group Limited (ANZ) based on its current proprietary risk methodology and such views and risk
methodology, are subject to change. ANZ is not obliged to reveal or provide details on its internal risk methodology and shall not be
liable for any direct or consequential loss arising from any reliance on or unauthorised use of this risk methodology and the information
and opinions contained herein.
This document sets out the product risk rating of each product and does not constitute an offer, invitation, recommendation or
solicitation of any action based upon it. Further, this document should not be viewed as identifying or suggesting all risks, direct or
indirect, that may be associated with any investment decision and you should therefore not rely solely on this document when making
your investment decision. This document does not take into account your individual needs, investment objectives and specific financial
circumstances and investors should read the relevant offering documents in respect of each product and/or obtain separate legal or
financial advice regarding the suitability of the product, having regard to their specific investment objectives, financial situation and
particular needs before deciding to subscribe for or purchase any product.
Product Risk
Rating before
16th March 2015
Product Risk
Rating wef
16th March 2015
ISIN
Fund Name
XS0976879279
P5
P4
USM5314BAE13
P4
P4
XS0981806564
P2
P2
NZGOVDT420C6
P2
P2
XS0979772596
P4
P4
AU3CB0214823
P4
P4
XS0503453275
P4
P4
AU3CB0215119
P4
P4
P2
P1
XS0984244748
P5
P3
XS0972980097
P4
P4
XS0987130266
P4
P3
XS0462994343
P5
P4
AU3CB0215614
P2
P2
AU3FN0021044
P2
P2
XS0782786171
P3
P3
AU3FN0021085
P2
P2
Australia and New Zealand Banking Group Limited (ANZ) 2015 ABN 11 005 357 522
This document is meant to be informative and for general purposes only. It merely expresses the views and opinions held by
Australia and New Zealand Banking Group Limited (ANZ) based on its current proprietary risk methodology and such views and risk
methodology, are subject to change. ANZ is not obliged to reveal or provide details on its internal risk methodology and shall not be
liable for any direct or consequential loss arising from any reliance on or unauthorised use of this risk methodology and the information
and opinions contained herein.
This document sets out the product risk rating of each product and does not constitute an offer, invitation, recommendation or
solicitation of any action based upon it. Further, this document should not be viewed as identifying or suggesting all risks, direct or
indirect, that may be associated with any investment decision and you should therefore not rely solely on this document when making
your investment decision. This document does not take into account your individual needs, investment objectives and specific financial
circumstances and investors should read the relevant offering documents in respect of each product and/or obtain separate legal or
financial advice regarding the suitability of the product, having regard to their specific investment objectives, financial situation and
particular needs before deciding to subscribe for or purchase any product.
Product Risk
Rating before
16th March 2015
Product Risk
Rating wef
16th March 2015
ISIN
Fund Name
AU3SG0001258
P2
P2
USG24524AH67
P5
P5
AU3CB0215978
P3
P3
SG58I7998534
P5
P5
AU0000BPBHB8
P3
P3
XS0995097671
P3
P3
AU3FN0021267
P3
P3
AU3CB0192128
P4
P3
AU3FN0019832
P4
P3
AU3CB0212868
P3
P3
XS0989286850
P4
P4
US45112FAE60
P4
P3
AU3FN0021309
P2
P2
AU000XCLWAG2
P3
P2
AU3FN0021341
P3
P3
P4
P3
XS0997355036
P4
P4
Australia and New Zealand Banking Group Limited (ANZ) 2015 ABN 11 005 357 522
This document is meant to be informative and for general purposes only. It merely expresses the views and opinions held by
Australia and New Zealand Banking Group Limited (ANZ) based on its current proprietary risk methodology and such views and risk
methodology, are subject to change. ANZ is not obliged to reveal or provide details on its internal risk methodology and shall not be
liable for any direct or consequential loss arising from any reliance on or unauthorised use of this risk methodology and the information
and opinions contained herein.
This document sets out the product risk rating of each product and does not constitute an offer, invitation, recommendation or
solicitation of any action based upon it. Further, this document should not be viewed as identifying or suggesting all risks, direct or
indirect, that may be associated with any investment decision and you should therefore not rely solely on this document when making
your investment decision. This document does not take into account your individual needs, investment objectives and specific financial
circumstances and investors should read the relevant offering documents in respect of each product and/or obtain separate legal or
financial advice regarding the suitability of the product, having regard to their specific investment objectives, financial situation and
particular needs before deciding to subscribe for or purchase any product.
Product Risk
Rating before
16th March 2015
Product Risk
Rating wef
16th March 2015
ISIN
Fund Name
AU3CB0216430
P3
P3
XS0997544860
P4
P4
XS0997467344
P3
P3
XS1000207180
P3
P3
SG59H0999851
P4
P4
XS0996826987
P2
P2
XS1003346829
P3
P3
XS1001476610
P3
P3
XS1004162126
P2
P2
SG6V19981889
NA
P5
SG6T25979095
NA
P4
SG7Z69968062
NA
P4
XS0615235701
P5
P4
US615369AC97
P4
P4
XS0113419690
P2
P2
USF1058YHX97
P5
P5
XS0771842878
P5
P4
Australia and New Zealand Banking Group Limited (ANZ) 2015 ABN 11 005 357 522
This document is meant to be informative and for general purposes only. It merely expresses the views and opinions held by
Australia and New Zealand Banking Group Limited (ANZ) based on its current proprietary risk methodology and such views and risk
methodology, are subject to change. ANZ is not obliged to reveal or provide details on its internal risk methodology and shall not be
liable for any direct or consequential loss arising from any reliance on or unauthorised use of this risk methodology and the information
and opinions contained herein.
This document sets out the product risk rating of each product and does not constitute an offer, invitation, recommendation or
solicitation of any action based upon it. Further, this document should not be viewed as identifying or suggesting all risks, direct or
indirect, that may be associated with any investment decision and you should therefore not rely solely on this document when making
your investment decision. This document does not take into account your individual needs, investment objectives and specific financial
circumstances and investors should read the relevant offering documents in respect of each product and/or obtain separate legal or
financial advice regarding the suitability of the product, having regard to their specific investment objectives, financial situation and
particular needs before deciding to subscribe for or purchase any product.
Product Risk
Rating before
16th March 2015
Product Risk
Rating wef
16th March 2015
ISIN
Fund Name
XS0230228933
P1
P1
XS0970697941
P3
P3
AU3CB0216711
P3
P3
US126650BJ87
P5
P5
XS1022168907
P2
P2
XS0858585051
P4
P3
XS0999526790
P3
P3
AU3CB0174241
P3
P3
SG6OG5000008
P4
P4
AU3CB0218345
P3
P3
XS1026110475
P2
P2
XS1020855588
P4
P4
XS0615783239
P4
P4
XS0974356262
NA
P5
XS1031792119
P2
P2
US50066CAG42
P3
P3
XS0840062979
P4
P3
Australia and New Zealand Banking Group Limited (ANZ) 2015 ABN 11 005 357 522
This document is meant to be informative and for general purposes only. It merely expresses the views and opinions held by
Australia and New Zealand Banking Group Limited (ANZ) based on its current proprietary risk methodology and such views and risk
methodology, are subject to change. ANZ is not obliged to reveal or provide details on its internal risk methodology and shall not be
liable for any direct or consequential loss arising from any reliance on or unauthorised use of this risk methodology and the information
and opinions contained herein.
This document sets out the product risk rating of each product and does not constitute an offer, invitation, recommendation or
solicitation of any action based upon it. Further, this document should not be viewed as identifying or suggesting all risks, direct or
indirect, that may be associated with any investment decision and you should therefore not rely solely on this document when making
your investment decision. This document does not take into account your individual needs, investment objectives and specific financial
circumstances and investors should read the relevant offering documents in respect of each product and/or obtain separate legal or
financial advice regarding the suitability of the product, having regard to their specific investment objectives, financial situation and
particular needs before deciding to subscribe for or purchase any product.
Product Risk
Rating before
16th March 2015
Product Risk
Rating wef
16th March 2015
ISIN
Fund Name
XS1022604570
P5
P5
XS1033744134
P3
P3
SG3267000002
P3
P3
XS0982711714
P4
P4
XS1033624401
P3
P3
XS1015430561
P3
P3
XS0828755495
P3
P3
AU3CB0215663
P2
P2
XS0462883603
P5
P5
AU3FN0022091
P4
P3
XS1040431519
P3
P3
XS1043140075
P3
P3
SG6PB3000008
NA
P5
XS0849728190
P5
P5
XS0851996925
P5
P5
AU3CB0219392
P2
P2
USY68851AK32
P3
P3
Australia and New Zealand Banking Group Limited (ANZ) 2015 ABN 11 005 357 522
This document is meant to be informative and for general purposes only. It merely expresses the views and opinions held by
Australia and New Zealand Banking Group Limited (ANZ) based on its current proprietary risk methodology and such views and risk
methodology, are subject to change. ANZ is not obliged to reveal or provide details on its internal risk methodology and shall not be
liable for any direct or consequential loss arising from any reliance on or unauthorised use of this risk methodology and the information
and opinions contained herein.
This document sets out the product risk rating of each product and does not constitute an offer, invitation, recommendation or
solicitation of any action based upon it. Further, this document should not be viewed as identifying or suggesting all risks, direct or
indirect, that may be associated with any investment decision and you should therefore not rely solely on this document when making
your investment decision. This document does not take into account your individual needs, investment objectives and specific financial
circumstances and investors should read the relevant offering documents in respect of each product and/or obtain separate legal or
financial advice regarding the suitability of the product, having regard to their specific investment objectives, financial situation and
particular needs before deciding to subscribe for or purchase any product.
Product Risk
Rating before
16th March 2015
Product Risk
Rating wef
16th March 2015
ISIN
Fund Name
XS0852004299
P5
P5
XS0551307100
P3
P3
AU3FN0022414
P2
P2
US71647NAM11
P4
P4
SG6PC9000000
P2
P2
AU3CB0219863
P3
P3
SG6PD8000009
NA
P5
AU3CB0219939
P3
P3
XS1052667158
P4
P3
XS1054250235
NA
P3
XS1055206038
P3
P3
XS1038646078
P4
P4
US82571BAB80
P4
P3
US69033DAB38
P4
P4
XS1056232322
P4
P4
XS0872804207
P5
P5
USY81647AB84
P4
P4
Australia and New Zealand Banking Group Limited (ANZ) 2015 ABN 11 005 357 522
This document is meant to be informative and for general purposes only. It merely expresses the views and opinions held by
Australia and New Zealand Banking Group Limited (ANZ) based on its current proprietary risk methodology and such views and risk
methodology, are subject to change. ANZ is not obliged to reveal or provide details on its internal risk methodology and shall not be
liable for any direct or consequential loss arising from any reliance on or unauthorised use of this risk methodology and the information
and opinions contained herein.
This document sets out the product risk rating of each product and does not constitute an offer, invitation, recommendation or
solicitation of any action based upon it. Further, this document should not be viewed as identifying or suggesting all risks, direct or
indirect, that may be associated with any investment decision and you should therefore not rely solely on this document when making
your investment decision. This document does not take into account your individual needs, investment objectives and specific financial
circumstances and investors should read the relevant offering documents in respect of each product and/or obtain separate legal or
financial advice regarding the suitability of the product, having regard to their specific investment objectives, financial situation and
particular needs before deciding to subscribe for or purchase any product.
Product Risk
Rating before
16th March 2015
Product Risk
Rating wef
16th March 2015
ISIN
Fund Name
XS1057389600
NA
P5
XS0485770670
P4
P4
US780097AZ42
P5
P5
XS1046833809
P4
P4
AU3CB0220861
P4
P3
XS1062931396
NA
P5
XS1066869048
P4
P4
USY7136YAA83
P5
P5
US18683KAD37
P5
P5
US404280AK50
P3
P3
XS1069934831
P5
P4
USQ25738AA54
P2
P2
AU3CB0221414
P3
P3
AU3FN0023511
P2
P2
XS0993162170
P4
P3
USG1315RAC54
P5
P5
XS0871580477
P5
P5
Australia and New Zealand Banking Group Limited (ANZ) 2015 ABN 11 005 357 522
This document is meant to be informative and for general purposes only. It merely expresses the views and opinions held by
Australia and New Zealand Banking Group Limited (ANZ) based on its current proprietary risk methodology and such views and risk
methodology, are subject to change. ANZ is not obliged to reveal or provide details on its internal risk methodology and shall not be
liable for any direct or consequential loss arising from any reliance on or unauthorised use of this risk methodology and the information
and opinions contained herein.
This document sets out the product risk rating of each product and does not constitute an offer, invitation, recommendation or
solicitation of any action based upon it. Further, this document should not be viewed as identifying or suggesting all risks, direct or
indirect, that may be associated with any investment decision and you should therefore not rely solely on this document when making
your investment decision. This document does not take into account your individual needs, investment objectives and specific financial
circumstances and investors should read the relevant offering documents in respect of each product and/or obtain separate legal or
financial advice regarding the suitability of the product, having regard to their specific investment objectives, financial situation and
particular needs before deciding to subscribe for or purchase any product.
Product Risk
Rating before
16th March 2015
Product Risk
Rating wef
16th March 2015
ISIN
Fund Name
AU3FN0023560
P3
P3
XS0361041808
P5
P5
SG6RD9000004
P2
P2
XS1063561499
P4
P4
XS0780192471
P5
P5
XS1048945429
P2
P2
XS1041789105
P2
P2
NZLGFDT004C1
P2
P2
US69033DAC11
P5
P4
XS1078750004
P4
P4
XS1071368861
P5
P5
XS1081333921
P5
P5
AU3CB0222131
P3
P3
XS1082471423
P3
P4
AU3CB0222255
P2
P2
AU3FN0023859
P4
P4
SG7V35954653
P2
P2
Australia and New Zealand Banking Group Limited (ANZ) 2015 ABN 11 005 357 522
This document is meant to be informative and for general purposes only. It merely expresses the views and opinions held by
Australia and New Zealand Banking Group Limited (ANZ) based on its current proprietary risk methodology and such views and risk
methodology, are subject to change. ANZ is not obliged to reveal or provide details on its internal risk methodology and shall not be
liable for any direct or consequential loss arising from any reliance on or unauthorised use of this risk methodology and the information
and opinions contained herein.
This document sets out the product risk rating of each product and does not constitute an offer, invitation, recommendation or
solicitation of any action based upon it. Further, this document should not be viewed as identifying or suggesting all risks, direct or
indirect, that may be associated with any investment decision and you should therefore not rely solely on this document when making
your investment decision. This document does not take into account your individual needs, investment objectives and specific financial
circumstances and investors should read the relevant offering documents in respect of each product and/or obtain separate legal or
financial advice regarding the suitability of the product, having regard to their specific investment objectives, financial situation and
particular needs before deciding to subscribe for or purchase any product.
ISIN
Fund Name
Product Risk
Rating before
16th March 2015
US903243AC73
P4
P5
USQ66511AC26
P4
P4
US855030AM47
P4
P5
US459902AT95
P4
P4
USG2117CAC67
P4
P4
US172967BU43
P5
P4
XS1084024584
P5
P5
AU3CB0212652
P4
P3
AU3FN0023966
P3
P3
XS1084957155
P4
P3
XS1079848369
P4
P4
AU3CB0221141
P5
P5
USG07402DN01
P4
P5
USY04342AA28
P4
P3
AU3CB0222511
P3
P3
XS1089175639
NA
P3
SG6SA9000008
P5
P5
Australia and New Zealand Banking Group Limited (ANZ) 2015 ABN 11 005 357 522
Product Risk
Rating wef
16th March 2015
This document is meant to be informative and for general purposes only. It merely expresses the views and opinions held by
Australia and New Zealand Banking Group Limited (ANZ) based on its current proprietary risk methodology and such views and risk
methodology, are subject to change. ANZ is not obliged to reveal or provide details on its internal risk methodology and shall not be
liable for any direct or consequential loss arising from any reliance on or unauthorised use of this risk methodology and the information
and opinions contained herein.
This document sets out the product risk rating of each product and does not constitute an offer, invitation, recommendation or
solicitation of any action based upon it. Further, this document should not be viewed as identifying or suggesting all risks, direct or
indirect, that may be associated with any investment decision and you should therefore not rely solely on this document when making
your investment decision. This document does not take into account your individual needs, investment objectives and specific financial
circumstances and investors should read the relevant offering documents in respect of each product and/or obtain separate legal or
financial advice regarding the suitability of the product, having regard to their specific investment objectives, financial situation and
particular needs before deciding to subscribe for or purchase any product.
Product Risk
Rating before
16th March 2015
Product Risk
Rating wef
16th March 2015
ISIN
Fund Name
SG6SB9000006
P2
P2
HK0000147014
NA
P4
AU3CB0222826
P2
P2
US780099CE50
P5
P5
XS1089807025
P4
P4
XS1090864528
P4
P4
XS1092182606
P5
P5
XS1093915228
P5
P5
AU3CB0223105
P3
P3
AU3FN0024220
P3
P3
XS1055787680
P5
P5
US251525AM33
P5
P5
XS0876446773
P2
P2
XS1098413823
P3
P3
USP9037HAL70
P5
P5
XS1098688929
P4
P3
XS1044893540
P2
P2
Australia and New Zealand Banking Group Limited (ANZ) 2015 ABN 11 005 357 522
This document is meant to be informative and for general purposes only. It merely expresses the views and opinions held by
Australia and New Zealand Banking Group Limited (ANZ) based on its current proprietary risk methodology and such views and risk
methodology, are subject to change. ANZ is not obliged to reveal or provide details on its internal risk methodology and shall not be
liable for any direct or consequential loss arising from any reliance on or unauthorised use of this risk methodology and the information
and opinions contained herein.
This document sets out the product risk rating of each product and does not constitute an offer, invitation, recommendation or
solicitation of any action based upon it. Further, this document should not be viewed as identifying or suggesting all risks, direct or
indirect, that may be associated with any investment decision and you should therefore not rely solely on this document when making
your investment decision. This document does not take into account your individual needs, investment objectives and specific financial
circumstances and investors should read the relevant offering documents in respect of each product and/or obtain separate legal or
financial advice regarding the suitability of the product, having regard to their specific investment objectives, financial situation and
particular needs before deciding to subscribe for or purchase any product.
Product Risk
Rating before
16th March 2015
Product Risk
Rating wef
16th March 2015
ISIN
Fund Name
XS1102453609
P3
P3
AU3CB0223501
P3
P3
AU3CB0223519
P3
P3
SG6SF0000006
P4
P4
USU77583AA79
P5
P5
XS1103788581
P4
P4
AU3CB0223675
P4
P3
XS1105268228
P4
P3
XS1104029290
P5
P4
SG6SF6000000
P5
P4
AU3CB0223741
P4
P4
XS1055321993
P5
P5
XS1103748791
P4
P4
XS0863076930
P4
P3
XS1093744073
P2
P2
XS1109354982
P2
P3
US060505EH35
P5
P5
Australia and New Zealand Banking Group Limited (ANZ) 2015 ABN 11 005 357 522
This document is meant to be informative and for general purposes only. It merely expresses the views and opinions held by
Australia and New Zealand Banking Group Limited (ANZ) based on its current proprietary risk methodology and such views and risk
methodology, are subject to change. ANZ is not obliged to reveal or provide details on its internal risk methodology and shall not be
liable for any direct or consequential loss arising from any reliance on or unauthorised use of this risk methodology and the information
and opinions contained herein.
This document sets out the product risk rating of each product and does not constitute an offer, invitation, recommendation or
solicitation of any action based upon it. Further, this document should not be viewed as identifying or suggesting all risks, direct or
indirect, that may be associated with any investment decision and you should therefore not rely solely on this document when making
your investment decision. This document does not take into account your individual needs, investment objectives and specific financial
circumstances and investors should read the relevant offering documents in respect of each product and/or obtain separate legal or
financial advice regarding the suitability of the product, having regard to their specific investment objectives, financial situation and
particular needs before deciding to subscribe for or purchase any product.
Product Risk
Rating before
16th March 2015
Product Risk
Rating wef
16th March 2015
ISIN
Fund Name
AU3CB0224046
P3
P2
US45112FAG19
P4
P3
AU3CB0224129
P4
P3
XS0615236006
P2
P2
XS0716979595
P4
P4
XS1115524016
P4
P4
XS1114423129
P4
P3
XS1114720680
P2
P2
XS1117600806
P4
P3
USY97279AA45
P5
P4
US404280AR04
P4
P4
US71647NAH26
P4
P4
XS1090889947
P5
P5
XS1122384685
P4
P3
XS1112737405
P3
P3
XS1108346757
P2
P2
AU3TB0000192
P3
P2
Australia and New Zealand Banking Group Limited (ANZ) 2015 ABN 11 005 357 522
This document is meant to be informative and for general purposes only. It merely expresses the views and opinions held by
Australia and New Zealand Banking Group Limited (ANZ) based on its current proprietary risk methodology and such views and risk
methodology, are subject to change. ANZ is not obliged to reveal or provide details on its internal risk methodology and shall not be
liable for any direct or consequential loss arising from any reliance on or unauthorised use of this risk methodology and the information
and opinions contained herein.
This document sets out the product risk rating of each product and does not constitute an offer, invitation, recommendation or
solicitation of any action based upon it. Further, this document should not be viewed as identifying or suggesting all risks, direct or
indirect, that may be associated with any investment decision and you should therefore not rely solely on this document when making
your investment decision. This document does not take into account your individual needs, investment objectives and specific financial
circumstances and investors should read the relevant offering documents in respect of each product and/or obtain separate legal or
financial advice regarding the suitability of the product, having regard to their specific investment objectives, financial situation and
particular needs before deciding to subscribe for or purchase any product.
Product Risk
Rating before
16th March 2015
Product Risk
Rating wef
16th March 2015
ISIN
Fund Name
USQ0426RNB07
P5
P5
XS1121907676
P5
P5
USY4899GBX08
P3
P3
US19416QEA40
P2
P3
US594918AQ78
P2
P3
AU3CB0222024
P3
P3
XS0969351880
P3
P3
US20271RAF73
P2
P2
US6325C1BY46
P2
P2
XS1038308695
NA
P5
AU3CB0225233
P4
P4
XS1135556378
P3
P3
XS1133588233
P5
P5
US45580KAB44
P3
P3
XS1082970853
P3
P3
AU3CB0225324
P3
P3
US06120TAA60
P5
P5
Australia and New Zealand Banking Group Limited (ANZ) 2015 ABN 11 005 357 522
This document is meant to be informative and for general purposes only. It merely expresses the views and opinions held by
Australia and New Zealand Banking Group Limited (ANZ) based on its current proprietary risk methodology and such views and risk
methodology, are subject to change. ANZ is not obliged to reveal or provide details on its internal risk methodology and shall not be
liable for any direct or consequential loss arising from any reliance on or unauthorised use of this risk methodology and the information
and opinions contained herein.
This document sets out the product risk rating of each product and does not constitute an offer, invitation, recommendation or
solicitation of any action based upon it. Further, this document should not be viewed as identifying or suggesting all risks, direct or
indirect, that may be associated with any investment decision and you should therefore not rely solely on this document when making
your investment decision. This document does not take into account your individual needs, investment objectives and specific financial
circumstances and investors should read the relevant offering documents in respect of each product and/or obtain separate legal or
financial advice regarding the suitability of the product, having regard to their specific investment objectives, financial situation and
particular needs before deciding to subscribe for or purchase any product.
Product Risk
Rating before
16th March 2015
Product Risk
Rating wef
16th March 2015
ISIN
Fund Name
US06051GEU94
P4
P4
XS1143390679
P4
P4
US18683KAF84
P5
P5
AU3FN0024543
P3
P3
XS1121908211
P5
P5
XS0161441000
P5
P5
AU0000ANZHA6
P3
P3
XS0170488992
P4
P5
SG5856905947
P1
P1
USY20721AB57
P5
P4
SG3201892316
P1
P1
FR0010239368
P5
P5
SG7E38927087
P1
P2
FR0010279208
P5
P5
AU300GL00149
P2
P2
XS0264045419
P5
P5
USY38575CZ07
P5
P5
Australia and New Zealand Banking Group Limited (ANZ) 2015 ABN 11 005 357 522
This document is meant to be informative and for general purposes only. It merely expresses the views and opinions held by
Australia and New Zealand Banking Group Limited (ANZ) based on its current proprietary risk methodology and such views and risk
methodology, are subject to change. ANZ is not obliged to reveal or provide details on its internal risk methodology and shall not be
liable for any direct or consequential loss arising from any reliance on or unauthorised use of this risk methodology and the information
and opinions contained herein.
This document sets out the product risk rating of each product and does not constitute an offer, invitation, recommendation or
solicitation of any action based upon it. Further, this document should not be viewed as identifying or suggesting all risks, direct or
indirect, that may be associated with any investment decision and you should therefore not rely solely on this document when making
your investment decision. This document does not take into account your individual needs, investment objectives and specific financial
circumstances and investors should read the relevant offering documents in respect of each product and/or obtain separate legal or
financial advice regarding the suitability of the product, having regard to their specific investment objectives, financial situation and
particular needs before deciding to subscribe for or purchase any product.
Product Risk
Rating before
16th March 2015
Product Risk
Rating wef
16th March 2015
ISIN
Fund Name
XS0166179381
P3
P3
US69344MAH43
P5
P5
USF22797FJ25
P5
P5
XS0307996586
P5
P4
SG7B86924880
P2
P2
SG7J28931946
P2
P2
XS0225369403
P3
P4
USY20721AK56
P5
P4
US48632GAB59
NA
P5
XS0287244627
P5
P4
XS0238091507
P4
P5
USY8793YAM40
P4
P4
XS0253861834
P5
P5
US59018YJ698
P3
P4
SG7R06940349
P4
P4
XS0345271489
P4
P4
USG8890GAD54
P5
P5
Australia and New Zealand Banking Group Limited (ANZ) 2015 ABN 11 005 357 522