Wealth Creation Program

£20,000 investment – 5 Properties – 12 months

River James Ltd.

The Old Barrel Store, Drayman's Lane,
Marlow, Bucks, SL7 2FF
Tel: (0)1628 400 656 / Fax: (0)1628 891 701
info@riverjamesproperty.com
 Wealth Creation Program

£20,000 investment - 5 properties - 12 months

Year 5 (end position)*

£96,000 in capital growth + £48,000 in rental income + £100,000 in equity.

Minus the initial investment of £20,000

Total profit at year 5 = £224,000

That's NOT a typo - £224,000 in profit from a £20,000 stake, in case you were
wondering, that's equivalent to a yearly income of £44,800.

Start or expand YOUR portfolio in 2010. The £20,000 * is the investors total
acquisition and closing costs for all 5 properties.

Once an investment has been received, the purchase will be fulfilled from a
number of locations.

This is an exclusive offer Wealth Creation Program

contact us for more details

Contact us for more details

*investment required is plus vat - end position is for illustration purposes only
 Wealth Creation Program

£20,000 investment - 5 properties - 12 months

So, how will we do it? Ask about our contract, reserve a place on the wealth
creation program and pay your invoice. That’s the first part done. You will be sent
recommended properties, they will be to rent out or tenanted already, usually in
the North (where renting is the norm).

They will offer good yields (positive cashflow) on a monthly basis. That means you
will be acquiring an income from day one.

Over time we will build up your portfolio of properties to 5, all tenanted and
cashflowing positive bringing you income in along the way.
Management agents will be put in place to look after the day to day running of
each tenant. You will be issued with portfolio management software to look after
your portfolio, this is simple to use and included in your initial investment.
You will assigned a portfolio manager to look after your purchases along the way,
they will be available to answer any questions you may have.

This is an exclusive offer Wealth Creation Program

contact us for more details

Contact us for more details

*investment required is plus vat - end position is for illustration purposes only
 Wealth Creation Program

£20,000 investment - 5 properties - 12 months

So what’s the best property?

Well, we’d all like a palace in the centre of London, however realistically Northern
houses and apartments offer a greater yield on a monthly basis and they are less
expensive to purchase hence –

£20,000-5 properties-12 months

What do I have to do?

Complete the reservation form with your details on it. Complete a mortgage
‘fact find’ form and send photo ID’s over to us.
Then we are ready to source your first property. There is no obligation on your
part to take every property offered, but the quicker you build up your
portfolio, the quicker you start acquiring income and capital wealth

This is an exclusive offer Wealth Creation Program

contact us for more details

Contact us for more details

*investment required is plus vat - end position is for illustration purposes only
 Look Where YOUR Wealth Creation Program Can Take You

Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10 Year 11 Year 12 Total
No of Investments 5 5 5 5 5 5 5 5 5 5 5 5 60
Total Investments 5 10 15 20 25 30 35 40 45 50 55 60

Cost for 1 investment 5,000 5,150 5,305 5,464 5,628 5,796 5,970 6,149 6,334 6,524 6,720 6,921

Ave Property Value 110,000 112,200 114,444 117,877 122,592 128,722 133,871 140,564 148,998 156,448 164,271 170,841
Ave Loan Amount 82,500 84,150 85,833 88,408 91,944 96,542 100,403 105,423 111,749 117,336 123,203 128,131
Rent per month 475 489 504 519 535 551 567 584 602 620 638 658

Investment Costs 25,000 25,750 26,523 27,318 28,138 28,982 29,851 30,747 31,669 32,619 33,598 34,606 354,801
Loan Payments 22,688 45,829 69,433 93,745 119,030 145,579 173,190 202,181 232,912 265,179 299,060 334,296 2,003,120
Rent Receipts 28,500 58,710 90,707 124,571 160,385 198,236 238,213 280,411 324,927 371,860 421,318 473,408 2,771,246
Net Cashflow -19,188 -12,869 -5,248 3,508 13,218 23,675 35,173 47,483 60,345 74,062 88,660 104,506 413,325
Cumulative
Cashflow -19,188 -32,056 -37,305 -33,797 -20,579 3,096 38,269 85,752 146,098 220,159 308,819 413,325

Assets 550,000 1,122,000 1,716,660 2,357,546 3,064,810 3,861,661 4,685,482 5,622,578 6,704,925 7,822,412 9,034,886 10,250,489

Total Loans 412,500 833,250 1,262,415 1,704,455 2,164,176 2,646,884 3,148,900 3,676,017 4,234,761 4,821,441 5,437,456 6,078,112

Profit 137,500 288,750 454,245 653,091 900,634 1,214,777 1,536,582 1,946,562 2,470,164 3,000,971 3,597,430 4,172,377

Starting price 110,000

Annual growth 0% 2% 2% 3% 4% 5% 4% 5% 6% 5% 5% 4%
Inflation 0% 3% 3% 3% 3% 3% 3% 3% 3% 3% 3% 3%
Mortgage 75%
Disc 25%
 Wealth Creation Program

£20,000 investment - 5 properties - 12 months

Have a think about YOUR program, more specifically, YOUR end game. This may
change over time. Families come along, children happen, careers change, school
fees, priorities can take over. However, to retire rich, we must never, ever, ever,
give up even if your priorities change. When is the second best time to buy? RIGHT
NOW

I………………………………………..wish to be a part of the Wealth Creation Plan. I have a plan or I

am thinking about one right now.
I………………………………………..am going to act on my plan this year. I intend to retire rich (this
is quite important)
My Email Address is………………………………………………..
My Contact Phone Number is………………………………….
I would like to introduce…………………………………..for a ‘Wealth Creation Plan’ membership,
their contact details are as follows:

This is an exclusive offer

contact us for more details Wealth Creation Program

Contact us for more details

*investment required is plus vat - end position is for illustration purposes only
 Wealth Creation Program

£20,000 investment - 5 properties - 12 months

How to choose the right plan from investing in property

How to set out the next 12 months to achieve your goal
From beginning to end how to buy and manage a property properly
How you can create an income from property that is inflation proof
The property clock, how it works and how you can use it to spot the right time to buy
The 8 ways to raise a deposit (one way costs no money at all!)
Why property works regardless of whether the economy is in periods of growth or decline. Whether we
are booming or we are in a full blown recession the highly geared landlord always wins.
How to calculate the key ratios used in investing in property so you can determine easily whether a
property will make you money

Items required
1. Completed application form
2. Invoice paid
3. Mortgage ‘fact find’ form
4. Photo ID (passport or photo driving licence)

This is an exclusive offer Wealth Creation Program

contact us for more details

The Old Barrel Store, Drayman's Lane, Marlow, Bucks, SL7 2FFTel: (0)1628 400 656 / Fax: (0)1628 891 701
info@riverjamesproperty.com

*investment required is plus vat - end position is for illustration purposes only
Wealth Creation Program
£20,000 investment – 5 Properties – 12 months

River James Ltd.

The Old Barrel Store, Drayman's Lane,
Marlow, Bucks, SL7 2FF
Tel: (0)1628 400 656 / Fax: (0)1628 891 701
info@riverjamesproperty.com