Professional Documents
Culture Documents
~l9.~ Finance
Listening
2
3
4
5
3 Skim questions 1-10 below and describe the topic of the listening section. Give
reasons and examples.
Listening
4 0Bll Follow the instructions and answer questions 1-10.
Questions 1-10: Completing a form
Complete the form below. Write NO MORE THAN TWO WORDS AND/OR A
NUMBER for each answer.
Travel questionnaire
Example
On behalf of
Answer
O... F.ir!CJ.r!f.e. .................. Survey
Trips abroad
Last three months:
Places:
Currency bought
First trip:
Second trip:
Travel abroad
between four and
Work:
Leisure:
300 euros
euros
3 ...................................... a year
No Yes
No es
Currencies held
Euros:
Dollars:
Others:
1-50
at least 4
nots
Contact details
Doesn't want to give out:
Mobile telephone:
9
10
II Finance
Speaking 1
2
3
4
5
3 Work with a different partner. Take turns to ask each other the questions in
exercise 1. Ask additional questions using these words and phrases.
Why/Why not .. .?
Where ... ?
How ... ?
When .. .?
4 Give each other feedback about one mistake that you noticed.
Vocabulary 1
2 I use credit cards to pay hotel bills, if they are not paid in advance, and meals.
a You use it when you talk about a service.
II Finance
2 Look at the diagram for the word pay and answer the questions 1-9 . Use a
dictionary if necessary.
a payment
cash
for university
education
pay
for
well/by cash / in cash /
electronically I online
I What noun can you make from the verb pay?
2 Do you put pay before or after the word rise? Which verb goes with this phrase:
receive or make?
3 What prepositions follow the word pay?
4 What adverbs can you use with pay? Give a sentence as an example.
5 Do you payfor a service like university education or just pay university
education?
6 Do you pay bills or payfor bills?
7 Do you pay cash or payfor cash?
8 Which phrase in the diagram relates to currency?
9 Which phrase in the diagram relates to amount?
to . . . . . .
.. . . . . ..
4 Work in groups and answer the questions in exercise 3. Develop the answers in
your own way, giving examples and reasons.
0 By cash. generally. But this is changing, because now it is possible to pay for small items
electronically by card and by mobile phone.
II Finance
Speaking 2
exciting
interesting
thrilling
boring
other
1 teaching
2 banking
3 being a pilot
4 Give each other feedback about the reasons you gave. Could you improve the
reasons?
Complex sentences: Concession
1 Look at this statement. Does the speaker think that promotional literature is OK?
Does he/ she agree to receive it?
Although Idon't think there's anything wrong with promotional literature, I try to keep
receiving things to a minimum.
Language focus
2 Look at this statement. How is it different from the statement in exercise 1? Use
the Grammar on page 155 to help you.
Idon't think t here's anything wrong with promotional literature, but I t ry t o keep receiving
things to a minimum.
Ill/ JI /I Ill
rnoso2 02ao?o
II Finance
3 You can also use while/ whilst/ nevertheless/ though instead of although/ but.
Which words can replace but and which although? Do you need to change the
punctuation?
4 Some of the clauses in italics below are in the wrong place. Write out the sentences
putting the clauses in the right place.
0 Although credit cards are becoming more common , but there is still poverty
everywhere. older people still use them less than young people.
1 Even though the workforce in my country is better educated than in the p ast ,
the economy is not performing well.
2 While mathematics is taught at school, olde1 people still ttse them less them
yott1igpeople.
3 Whereas energy costs are rising year by year, pay rises are not increasing at the
same pace.
4 My home city is certainly richer than ever before, it doesn't mean that people are
good at managing their.finances.
5 Cash is still used by many people to make small and large p ayments.
Nevertheless, there is still a shortage of skilled workers.
6 More and more young people are now taking vocational qualifications. Though,
this situation is likely to change in the near future.
7 People in some countries are generally richer. They are still not happier than
previous generations.
5 Rewrite the sentences in exercise 4 using these words.
0 but
1 nevertheless
2 but/ still
3 nevertheless
4
5
6
7
although
while
whereas
may/ but
0 Credit cards are becoming more common, but older people still use them less than
young people.
6 Make questions using the first part of each sentence in exercise 4. Ask your
questions to at least one other student. Develop your answers in your own way.
IELTS WritingTask 2
1 Work in groups. Look at this Task 2 question and decide which of the statements
1-5 are true.
Teaching financial education at secondary school is the best way to help children
understand the increasingly complex financial world we live in.
To what extent do you agree or disagree?
What other measures do you think might be effective?
Give reasons for your answer and include any relevant examples from your own
knowledge and experience.
1 The task asks you to write about one solution.
2 The task asks you to write about the solution in the rubric and other solutions.
3 You can ignore the solution mentioned and write about other solutions.
4 The task asks you to state your opinion.
5 The question asks you to gh-:e the causes of the problem.
MIHM
II Finance
2 Here are some other ways to help children understand finance. Apart from 1, what
are the two best ideas? Explain why.
I teaching finance in schools
2 encouraging parents to teach their children about money
3 having competitions between schools
4 starting money clubs in secondary schools
5 introducing business clubs
6 encouraging parents to become involved in the clubs
7 savings incentives for children and families
3 Write an introduction for the essay task in exercise 1, u sing these notes. Add your
own words.
examp le (x2)
concession
result
reason
topic sentence
II Finance
MliiM
2a
2b
3a
3b
4a
4b
Although these clubs are part of the school, they can be run by the students
themselves.
These clubs are part of the school, they can be run by the students
themselves.
Students can organize the activities they want to do. The best way to learn is
to be involved in something.
For example, students can organize the activities they want to do, because
the best way to learn is to be involved in something.
Moreover, they can hold competitions. They can set up pretend companies.
Moreover, they can hold competitions with other schools and even set up
pretend companies with business plans, etc.
This is useful because it helps prepare students for the real world.
It can help prepare students for the real world.
6 Now write your own paragraph about parents teaching their children about money.
Use these phrases to help you.
Although teaching financial education in schools and running money clubs are
important, ...
Parents can also help .. . because children may receive money from their parents.
So ...
For examp le, if children receive pocket money/If children are given too much
money .. .
Speaking 3
Examiner:
Candidate:
3 Take turns to ask and answer the questions below. Give each other feedback about
the complex sentences you use.
1 Some people think money is the root of all evil. Do you agree?
2 What are the advantages of teaching finance at school?
3 Do you think street surveys are a good way to find out about people's opinions?
IJ Finance
Vocabulary 2
Opinion
1 Look at these statements from Speaking 3. The phrase I think has been added. Do
the statements work better because they contain I think? Why/Why not?
Yes, I think for some people it does .
... I think there are other things like happiness andjob satisfaction which are equally
important.
2 Work in pairs. Decide which two statements are NOT opinions and explain why.
1 Education is an invaluable tool in the fight against poverty.
2 In my opinion, basic literacy and numeracy play a key role in improving living
standards.
3 There are poor people even in the richest countries of the world.
4 Setting up a business could be a very effective way oflearning about people and
the world.
5 Personally, I feel that the wealth of the richest countries should be shared with
the poorest.
6 It seems to me that giving aid is only a temporary solution to a problem.
7 There are many currencies in the world.
3 Underline the words that indicate opinion in exercise 2. What other expressions to
opinion.
Writing 2
2 Alternatively, decide whether you agree that the measure in the statement is
3 Work in pairs. Take turns to explain your opinion about the writing task in exercise
1. Ask each other questions.
Why do you t hink so? Can you explain a little more? Can you give me another example/
reason/result?
4 After your discussion, check your answer in exercise 2 again. Make any changes or
corrections.
II Finance
Reading
Pre-reading
1 Work in groups. Make a list of the types of numbers you use each day (eg, telephone
numbers) and explain what you use them for.
2 Scan the reading passage and answer these questions.
1 Which number is the passage about?
Reading
3 Follow the instructions and answer questions 1-13.
MlliM
IJ Finance
Th e Mesopotamian city-state of Sumer hosted the first appearance of the concept of zero as a
placeholder in recording numbers.
Glossary
renowne d - famou s and
admired for a spec ia l
ski ll or achi evement
forma lize - to make
som ething officia l
dots - very small spots
of ink or colour
equat ions - in maths, a
statement that two
sets of numbe rs,
letters or sym bol s are
equ al
assets and li abilitie s possessions and
debts
II Finance
MOM
B belongings
E prove
H idea
C possessions
F proof
I placeholder
YES
NO
NOT GIVEN
6 The Indians were the first to understand both the concept of zero and the
C Indians
D his colleagues
E Arabian travellers
F governments
Reading discussion
4 Work in groups. Discuss how important numbers are in our lives. Think about
whether it is easy to function today without numbers, and the importance of
money and financial systems in our lives.
5 Compare your ideas with the rest of the class.
II Finance
Study skills
TIP
When you study you
need to know as much
about common words
as possible. It is better
than learning words you
will probably never see
again. You can focus
on a word like pay and
make a summary of the
word.
TIP
There are similariti es
in the structure and
the skil ls required for
IELTS Speaking Part
3 and Writing Task 2.
In both, you need to
be able to use English
fluently, and compare
and juggle ideas in a
flexible way. When you
write, for example, a
complex sentence using
although, always th ink
of at least two other
ways of writing it.
IJ Finance
2 You can make a summary of a word. Use the diagram to make a summary of the
word money. Use a dictionary and add this information to the diagram.
common verbs you use before the word money
two common adjectives two idioms two meanings of money, eg, cash
a noun you can put after the word money
a verb t hat you use after the word money