EFFECT OF LAGNA LORD IN 12 HOUSES

1) LAGNA LORD IN FIRST HOUSE: The native survives by his own efforts; he has a free spirit and thinking.
He may have two wives- one legal and another keep. If the lord is well posited then the native
becomes a famous personality in his region.
2) LAGNA LORD IN SECOND HOUSE: He will have good profits. He will be troubled by his enemies and
will be in anxiety. He will have good nature and will be charitable. He will have beautiful eyes and he
will perform his duties towards his relatives very religiously. He will be possessed with good intuition.
3) LAGNA LORD IN THIRD HOUSE: He will have two wives, he will be brave and courageous, and he will
have sharp brains and may become a singer or a mathematician which will depend upon other factors
also.
4) LAGNA LORD IN FOURTH HOUSE: He will have happiness from parents, he will have more brothers,
and he will like material happiness and will be healthy and fit. He will accumulate immovable assets
from his maternal uncle. He will have many vehicles and will enjoy his life.
5) LAGNA LORD IN FIFTH HOUSE: His first child will not survive; he will not have happiness from kids. He
will serve others. If the lord is in good position then he will have gains from the government. If the 5th
lord is well disposed then he will be a good mantric and acquire many siddhis. In business he will be
very successful.
6) LAGNA LORD IN SIXTH HOUSE: He will be having many debts, but he will clear the debts in the
mahadasha of the ascendant lord if he gets it in his life time. If the 6th house lord is well disposed
then the native may become a commander in chief of an army or head of doctors, surgeons, medical
services.
7) LAGNA LORD IN SEVENTH HOUSE: His wife will be short-lived or he may have multiple marriages, he
will do many travels. He will spend a lot of time in foreign countries and will live an independent life
if the lagna lord is well disposed in the 7th house. Or he will become a puppet in the hands of his father
in law and mother in law if it is very afflicted.
8) LAGNA LORD IN EIGHTH HOUSE: He will be very knowledgeable, may become a tantric or black
magician or an occult practitioner, he will perform bad deeds. If the 8th house lord is well disposed and
strong then the native will have sudden and peaceful death.
9) LAGNA LORD IN NINTH HOUSE: The native will be lucky, religious, very good orator and will have a
loving and caring family. If the ninth lord is well disposed then he will inherit paternal property.
10) LAGNA LORD IN TENTH HOUSE: He will acquire name and fame; he will become a researcher and
much respected personality. He will become a successful businessman if into business.
11) LAGNA LORD IN ELEVENTH HOUSE: He will have very good success in all his endeavors and will be
famous.

12) LAGNA LORD IN TWELFTH HOUSE: There will be ample loss of money, loss in businesses, he will do
many pilgrimages. He will become a social worker and will devote his life for the welfare of the
mankind.

EFFECT OF DHAN BHAVA (2ND HOUSELORD) LORD IN 12 HOUSES

1) FIRST HOUSE: The native will be well disposed. He will dislike his own family. He will have aggressive
nature and will make his own fortune. If sun or 9th lord is supportive for him then he will inherit
paternal properties.
2) SECOND HOUSE: He will be very egoistic and may have to live without his children. He may have
multiple marriages.
3) THIRD HOUSE: The native will be brave and clever. He will be ambitious and will have the resources to
reach his goals. He will be cruel and will have benefits from his sister. He will be interested in dance,
music, arts and may benefit from them.
4) FOURTH HOUSE: The native will be miserly, will spend on himself only. If it is well placed then he will
earn from commissions from the lands or vehicles. He will be a successful agriculturist and will have
benefits from his maternal uncle.
5) FIFTH HOUSE: He will dislike his family, he will be oversexed, and he will lack good qualities but will
gain sudden wealth due to his relations with the government.
6) SIXTH HOUSE: He will have the diseases of the anus or the thighs, he will do monetary transactions
with his enemies also, he will be suspicious, and will earn through cheating, forgery or blackmarketing. If it is afflicted then he will go to jail.
7) SEVENTH HOUSE: The couple will lack ethics and morality, they will spend on bed pleasures, and if the
lord of the second house is with the lord of the seventh house in seventh house then the native will
have many foreign travels and businesses. If the lord of the second house is in a female sign, star and
navansha then he will have benefits from females.
8) EIGHTH HOUSE: He will destroy his inheritances, he will have conflicts with elder brother, and the
couple will not have a happy life at all.
9) NINTH HOUSE: He will have bad disposition in his youth but will recover and get fine in the later years.
If it is well disposed and the lord of ninth house is in ascendant then he will inherit huge properties.
10) TENTH HOUSE: He will make his own fortune; he will do multiple works or businesses. If the planet is
afflicted badly then there will be huge losses also. The works will be decided by the star lord, sign and
the navansha of the planet.
11) ELEVENTH HOUSE: He will suffer from bad health in his childhood; he will become characterless in the
years to come. He will make earnings by giving money on loans, banking etc.
12) TWELFTH HOUSE: He becomes a respected person, and may get a government Job. He is devoid of the
happiness from elder brother.

EFFECT OF PARAKRAM BHAVA (3RD HOUSELORD) LORD IN 12 HOUSES

1) FIRST HOUSE: The makes wealth by his own efforts, he is revengeful and has a lean physique. He
serves others and is brave and courageous. He becomes sick frequently. If the lord is fully powered
then the native will be an actor, dancer, singer or person into artistic activities.
2) SECOND HOUSE: This is not a good combination and such a native spends money on prostitutes and
other such females, he is characterless, performs ill deeds and is in general devoid of happiness.
3) THIRD HOUSE: He is brave and is always surrounded by his friends and relatives. He is happy and
contended and has a good family. If this lord is in third or sixth or eleventh house then the native will
have many brothers, if this lord is Mars then the native does not have younger brother, same goes
true with Saturn and sun in this house being the third house lord destroys elder brother.
4) FOURTH HOUSE: The native will have happy life in general; he will be rich and intelligent but will have
a cruel and harsh wife. She will be the source of all pains for him. If the third lord is strong in fourth
house and the ascendant lord is weak then the brother of the native will feed him. If the ninth lord is
strong then the native will have a step brother. If Mars is weak then the person will lose his land and
will live in other`s house. But if the third lord is in good condition then there will be no adverse effects.
5) FIFTH HOUSE: He will be devoid of happiness from progeny. He will have lot of wealth but his personal
or married life will be very disturbed. He will get benefits from brothers if this lord is strong. He may
be adopted by a rich family. He will progress in government service.
6) SIXTH HOUSE: He dislikes his relatives and brothers and gets the same in return. He is rich and takes a
lot of bribe in his life. His maternal uncle`s family is disturbed. When third lord is in 6 th house and is
well disposed then the younger brother of the native joins army, another one becomes a doctor. If this
3rd lord is with 6th house then the native becomes a sportsperson or a pilot. If these lords are afflicted
then the native will be sickly. He will be a cheat and will be disturbed by his enemies.
7) SEVENTH HOUSE: He may have to bear the wrath of his officials; there will be many changes in his life.
His childhood will be troublesome. He may meet with an accident in travels. If the 3 rd lord is strong in
seventh house then there is harmony between brothers. If the seventh house is in ascendant then one
brother of the native will be in foreign lands and will help the native.
8) EIGHTH HOUSE: He will be penalized wrongly for murder or violence, there will be disturbances due to
death or will of related persons, he will have an unfortunate marriage. He will not have smooth life
and will acquire deadly disease and his younger brother will be short-lived.
9) NINTH HOUSE: He will become lucky after his marriage. He will have many sudden changes in life and
will travel long distances. His brother will get paternal property. He will benefit from his brother. He
will have differences with his father if this planet is afflicted.
10) TENTH HOUSE: The native will be clever and rich but will have a very quarrelsome wife.
11) ELEVENTH HOUSE: He will make wealth by his own efforts. He will have a simple and unattractive
body. He will be revengeful and will serve others.
12) TWELFTH HOUSE: The native will have a characterless father. He will have bad relations with his
relatives and they will give him trouble. He will prefer a lonely life. His own efforts will make him poor
and penniless. He will have a stubborn younger brother. He will see many changes in his life.

EFFECT OF MAATR BHAVA (4THHOUSELORD) LORD IN 12 HOUSES

1) FIRST HOUSE: The person is very intelligent but is afraid of public speaking, he may have stage fright.
He may be devoid of paternal inheritance. If the planet is very strong then the native is rich, if the
planet is medium in strength then the native is normal in finances and if the planet is weak then the
native is poor.
2) SECOND HOUSE: He will be very lucky, brave and happy. He will be spendthrift. He will get wealth
from the maternal forefathers.
3) THIRD HOUSE: The native will be sickly, the will be kind hearted, ethical in approach, will make his
own fortune but will be troubled by step mother and brothers.
4) FOURTH HOUSE: He will be religious, traditional, affluent, very happy and a respected personality.
5) FIFTH HOUSE: He will get love and affection from outsiders; he will be a devotee of Lord Vishnu. His
mother will be from a much respected family. He will have his own vehicles.
6) SIXTH HOUSE: He will be a cheat and irritating personality. He will be a hypocrite and phony person.
He will have many bad wishes in his mind. He will be a wanderer.
7) SEVENTH HOUSE: He will be a happy person in general. He will have lands and properties, if the 7 th
house is a movable sign then he gets his living far away from his birth place and if it is a fixed sign then
the earning is done near the birth place.
8) EIGHTH HOUSE: His father is short lived, he is sad and gloomy, and he will be an impotent or will
become one later in his life. He will destroy his assets and will face courts of law.
9) NINTH HOUSE: This is a very good combination as far as property and status and overall wellbeing of
the native and his father are concerned.
10) TENTH HOUSE: He will have political success. He will be a skilled chemist and will destroy his enemies.
If the 4th lord is afflicted then all his fame will vanish.
11) ELEVENTH HOUSE: He will be a self-made person, kind hearted and a sickly personality. He will have a
good mother but also there are chances to have a step mother.
12) TWELFTH HOUSE: He will be devoid of happiness; property etc. and his mother may be short-lived. He
will have bad finances.

EFFECT OF FIFTHLORD IN 12 HOUSES

1) FIRST HOUSE: The native is a judge or a minister. He has many servants at his disposal. He will have
fewer issues. If the lord is afflicted then the person will be issueless, he will worship low class deities,
he will have evil nature and will lead or become a leader of bad people. He will be a cheat.
2) SECOND HOUSE: If the lord is beneficially disposed then the native gets a beautiful wife. His children
are well behaved. He gets wealth or money from the government. He can be a very good and
knowledgeable astrologer. If the second house lord is afflicted then the situation will be opposite.
3) THIRD HOUSE: He will have many kids and many brothers but if the third lord is afflicted or the 5th lord
is afflicted then the result will be not so good.

4)

5)

6)

7)

8)
9)

10)

11)
12)

FOURTH HOUSE: He will have fewer issues, he will have a long lived mother and he can be a
consultant to a ruler minister- or some influential person and also may be a teacher. If the planet is
afflicted then his children may be short lived. If fourth house lord is amply strong then gives
daughters.
FIFTH HOUSE: If it is beneficially posited then the native begets many sons. He is expert in mantra
shastra. He has a very influential circle. He may be an expert in math or he may be head of a religious
institution. If the planet is afflicted then the progeny of the native may be short-lived. He will not keep
his word. He will have a flickering mind and will be cruel.
SIXTH HOUSE: If posited beneficially then the maternal uncle of the native is a famous personality. He
may have enmity with his own son. He may remain issueless if the planet is not beneficially posited
and he will have to adopt someone from his maternal uncle`s family.
SEVENTH HOUSE: His son lives in a foreign land. They are rich and famous; he is himself very famous
and knowledgeable and obedient person. He will have attractive personality. If the seventh house lord
is afflicted then the native may remain issueless.
EIGHTH HOUSE: His paternal property will be ruined due to debts, his family life will be destroyed, he
will have diseases of the lungs and he will be unhappy irritable but he will not be poor.
NINTH HOUSE: He will become a teacher or professor, he will construct many wells, ponds, temples,
parks, free shelters, and one of his sons will be a writer or a speaker. If the ninth house lord is badly
disposed then the native will be ruined due to act of God.
TENTH HOUSE: If the tenth house lord is favorable then very powerful raja yoga is formed. The native
is blessed with the friendship of rulers and gets lands or properties due to their help. One of the sons
is a jeweler and if the tenth house is aspected by sun then the person joins CID.
ELEVENTH HOUSE: He will have gains from his son and will be successful in general in all his initiatives.
He may become a writer, knowledgeable, rich and he helps many people in his life.
TWELFTH HOUSE: He will try to find the real truth of life. He will live a saintly life and will attain final
goal of life which is moksha.

EFFECT OF SIXTH (RIN BHAVA) LORD IN 12 HOUSES

1) FIRST HOUSE: If the sixth lord is well placed then the person can be a commander in army or soldier
according to the condition of sixth lord. He can be a defense minister also or a jailor. He may have to
live in his maternal uncle`s home. If the sixth lord is weak then he may become a leader of a criminal
gang.
2) SECOND HOUSE: There will be loss of wealth due to enemies, if the karaka planets of the sixth house
are aspecting this planet then there will be problems in the family life of the native, he may have weak
vision and teeths, he may have problem of stammering. If the sixth lord is weak or afflicted in second
house then the native loses his wife in the dasha-bhukti of maraka planet. If Venus is weak then the
native will be poor and will not be able to manage one time food also.

3) THIRD HOUSE: If the lord is strong then it produces enmity with the brothers, or his maternal uncle
causes trouble by provoking the younger brother of the native against him, or the brother of the
native is sickly. If the sixth lord is afflicted then the native does not have any younger brother.
4) FOURTH HOUSE: There will be problems in education, he will live away from his mother and his
maternal uncle may be a farmer or into business of agriculture or lands. If the lord is weak then the
native will have quarrel with his own mother, his paternal property will be in debt and he will do
menial works and live a poor life.
5) FIFTH HOUSE: His children will be sickly and he may be adopted by his maternal uncle.
6) SIXTH HOUSE: His maternal uncle will become very famous, he will have many cousins, and if the lord
is conjunct with weak ascendant lord then the native will have incurable disease and will have enmity
with his relatives.
7) SEVENTH HOUSE: He may have an affair with the daughter of his mother`s brother or father`s sister`s
daughter or may marry her. His maternal uncle lives in foreign lands and his wife will have dubious
character. If the 6th lord is afflicted then the native will give divorce to his wife very soon after
marriage or she will be short-lived. If it is in hermaphrodite rasi and navansha then he will get a barren
wife. If the ascendant lord joins this sixth lord in seventh house which is hermaphrodite sign then the
native is a eunuch and is unable to perform sexual act. There will be problems with low class women.
8) EIGHTH HOUSE: If the sixth lord is in ashtamabhava then the native will have very grisly disease and
he will be after other women. His married life will be hell. He will be in debts.
9) NINTH HOUSE: If the sixth lord is strong in ninth house then the father of the native becomes a judge.
His maternal uncle is lucky. He will have differences with his father; he will be benefited by his
paternal cousins. If this lord is afflicted then the native will remain poor, will have misfortune due to
his relatives, he will disrespect his teachers and will be involved in bad deeds.
10) TENTH HOUSE: In this case the native is having destructive mentality, he will not do good for others,
he will be a non-believer, if the tenth lord is weak then the native will be terminated form his job, he
will have powerful enemies, will lead a beggarly life.
11) ELEVENTH HOUSE: His elder brother will become a judge, if in normal position the brother will be in
that position for some time, and if it is weak or afflicted then the person will be poor, unfortunate and
will be jailed.
12) TWELFTH HOUSE: He will have troubles due to his own destructive attitude and deeds; he will harm
others and will enjoy it. If it is weak or afflicted then the native will be poor, will have a miserable life
and unfortunate.

EFFECT OF SEVENTH (KALATR BHAVA) LORD IN 12 HOUSES

1) SEVENTH LORD IN FIRST HOUSE: The native may marry a person he knows since long time. The
partner will be good and possess stable mentality. He will be sharp minded and he will have very good
analytical skills. If the lord is afflicted along with Venus then the person will be oversexed and he may
become a wanderer.

2) SEVENTH LORD IN SECOND HOUSE: he will get good dowry and other perks from his in-laws. If the
lord is very badly afflicted then he may indulge in skin trade and sell his wife also for money. If the
second house is a dual sign then there are chances of two marriages. If marakadasha is in operation
then the native will die in the period of seventh lord and he will have a wavering mind. He may have to
eat food offered at death ceremonies.
3) SEVENTH LORD IN THIRD HOUSE: His brothers are lucky and live in foreign lands. But if it is afflicted
then the native will have sex with brothers or sisters partner. This state of planet will give more female
issues to the native. It gives misfortune to the co-born.
4) SEVENTH LORD IN FOURTH HOUSE: The couple is happy and their children get higher education. If it
is afflicted then native suffers a lot due to his vehicles, his married life gets destroyed due to
immaturity of the partner. The character of the partner is very much suspicious if the lord is afflicted
with rahu or ketu.
5) SEVENTH LORD IN FIFTH HOUSE: The marriage happens at an early age, the partner will be from a
well to do family. If the lord is afflicted then the native may remain issueless.
6) SEVENTH LORD IN SIXTH HOUSE: The native may have two marriages and both will survive. He may
marry her cousin. If the lord is afflicted and Venus is also damaged then the native can be an impotent
person. The wife of the native will be very cunning, jealous and sickly and will keep the husband
deprived of sexual acts. If Venus is well placed but the 7th lord is afflicted, the native may suffer from piles. If
Venus is weak but not afflicted, one may desert or lose one's married partner through some indiscreet act.

7) SEVENTH LORD IN SEVENTH HOUSE: If the native is well placed then the person will be very
handsome and attractive. Women will flock to him for alliance. The partner will be from a very well to
do and socially reputed family. If it is afflicted then the native is deprived of marriage and friends.
There will be losses through marriage fixations.
8) SEVENTH LORD IN EIGHTH HOUSE: If the lord is well placed then the native will have marriage with
some relative. The partner will be affluent. If afflicted then the native dies in far off lands, he is short
lived and may beget an ill-natured wife which leads to separation or divorce.
9) SEVENTH LORD IN NINTH HOUSE: If the lord is strong then the father of the native lives in foreign
lands. He may prosper in foreign lands. He gets a well behaved and cultured wife or partner. If it is
afflicted then the result is early death, due to partner one has to do away with religion and rituals. He
loses wealth.
10) SEVENTH LORD IN TENTH HOUSE: The native is successful in foreign lands, he is on travel constantly.
He gets a devoted and obedient partner. She will be a working person. She will help in the native`s
progress. If afflicted then the wife will be greedy, selfish, oversexed and ambitious but will not be
successful easily.
11) SEVENTH LORD IN ELEVENTH HOUSE: The native will have relations with many women or he may
have more than one marriages. If the lord is placed beneficially then the partner will be from a
reputed and rich family.
12) SEVENTH LORD IN TWELFTH HOUSE: There maybe more than one marriage in the native's life. He may
marry a second time clandestinely while the first wife is still alive. Or, if afflicted, he may marry a second time
after losing the first wife by death or separation. But if the affliction is severe, the wife or husband may die or
separate soon after marriage and there may be no second marriage. Death may occur while travelling or abroad.

13) If both karaka and the 7th lord are weak, the native may only dream of women but never marry. The native's
wife may hail from a servant's family. He will be close-fisted and generally poor.

EFFECT OF EIGHTH (AYUSHYA BHAVA) LORD IN 12 HOUSES

1) FIRST HOUSE: The native will be a poor person; he will live in many problems. If the eighth lord is
weak or it is posited in 6th or 8th to 12th from the navansha lagna then the problems will be less. If it
badly afflicted then the native will have many physical problems, he will not have bed pleasures and
his seniors will not be happy with him.
2) SECOND HOUSE: He will have the diseases of eyes and teeth; if the second lord is with eighth lord in
second house then the person does not get healthy food to consume and has very disturbed married
life. His wife will not be mature and there can be separation but if the eighth lord is in 6 th 8th or 12th
from the navansha ascendant then the intensity of the problems will be less.
3) THIRD HOUSE: The native may be deaf or can have diseases related to ear if the lord of third house is
posited with this lord of eighth house in third house. There will be conflicts with brothers and sisters,
he may sink in debts. But if this eighth lord is conjunct sixth lord or twelfth lord then the result will be
very positive and the native can be a writer, editor or can earn through some agency.
4) FOURTH HOUSE: IF THE lord of the fourth house is conjoined with the lord of the eighth house in the
fourth house then the native will never get peace of mind. He will have financial problems, personal
life issues; property-vehicles-his mother will be the source of trouble. His vehicles may be lost to theft.
He may lose his property. In the worst case he may have to live in a foreign land and bear heavy
losses.
5) FIFTH HOUSE: His kids will suffer a lot, they may commit crimes, there will be serious differences with
the father, and the child may die soon after birth. If this lord is in a angle or a trine in navansha then
the effects are more intense. He may suffer from mental agonies and anxiety. When ninth lord is in
fifth house, conjunct with eighth house lord and the ascendant is debilitated then the native has no
money and no knowledge.
6) SIXTH HOUSE: When the lord of eighth house is in sixth house with the lord of sixth house then it
creates very strong vipreet raja yoga or VRY. He becomes very rich, famous and many of his wishes are
fulfilled. If afflicted then the natives suffers due to thieves, police and jail issues. If the same lord is in
an angle or a trine in navansha then the harmful effects gets multiplied. There are chances that the
maternal uncle of the native will have many troubles. But if the sixth lord is strong then it mitigates all
the evil doing of enemies.
7) SEVENTH HOUSE: The native gets a sickly wife, his own longevity is reduced. If afflicted, then the
native goes to a foreign land and gets sick there. If the lord of seventh and eighth house is strong then
the native becomes a famous diplomat and travels to foreign lands.
8) EIGHTH HOUSE: The native is very long lived. He gets the results according to the karmas of past
deeds. If the lord is week then also he is not very disturbed. His father may meet some fatality and
may die early. The native remains unsuccessful in his early life and bears many losses.

9) NINTH HOUSE: If the lord of eighth house is with ninth lord in ninth house then the native is deprived
of his paternal inheritance. There can be disputes with his father. If the sun is afflicted then the father
of the native dies during the dasha of ninth lord. His friends will leave him midway and seniors will try
to find mistakes in all his work.
10) TENTH HOUSE: If the eighth lord is with tenth lord in tenth house then the progress of the native is
affected and it gets slowed down. He will be constantly facing hurdles and his juniors will be promoted
before him. His abilities will be ignored. He will not be clear in his thoughts, government will be
unhappy with his efforts; if the second house lord is also afflicted and conjoined with eighth lord then
the native will suffer from heavy debts and will not be able to repay them. He may have sudden gains
also after the death of his elders.
11) ELEVENTH HOUSE: The native suffers from his friends; his elder brother faces many issues in life. His
elder brother creates problems for the native by his immoral acts and behavior. There are losses in
business.
12) TWELFTH HOUSE: If the eighth lord is with twelfth lord in twelfth house then it is very prominent
vipreet raja yoga. But if any benefic planet conjoins the lords then all results are reversed. If the eighth
house lord is in 12th house and the twelfth house lord is in any angle or trine then the native benefits
from religious activities but if it is afflicted then the native may become a rapist, cheat and commit
forgeries.

EFFECT OF NINTH (BHAGYA BHAVA) LORD IN 12 HOUSES

1) FIRST HOUSE: The native is a self-made man. He makes a lot of wealth by his own effort. If ninth
house lord is posited with the ascendant lord in ascendant then the goodness of this yoga increases
manifold.
2) SECOND HOUSE: The father of the native is a very rich person and the native inherits money from his
father. The father of the native is a very influential person. But if the ninth lord is afflicted then the
paternal property is destroyed.
3) THIRD HOUSE: If the ninth lord is in third house then the native gets his living through writing,
speeches, brother-sisters etc. and his father is a common man. If the ninth lord is afflicted then the
native gets defamation due to his speeches and written works.
4) FOURTH HOUSE: The native begets a beautiful house and landed properties, he makes money through
the businesses of lands and properties. His mother will be rich and influential. She will be a lucky
person and the native will get huge inheritance. If the lord is afflicted then the native has a disturbed
initial life due to differences between his parents. If rahu afflicts the lord then the mother of the
native seeks divorce and may live separately.
5) FIFTH HOUSE: The father of the native is rich and influential and his sons will also raise high in life. The
results will be reversed if the ninth lord is badly afflicted.
6) SIXTH HOUSE: The father of the native remains sickly; he may be afflicted by some incurable disease.
If the lord is beneficially aspected then father of the native gats money through legal cases or damage
claim settlements.

7) SEVENTH HOUSE: The native and his father will get success in foreign lands. He will get a nice and
fortunate wife. If the lord is afflicted then the father of the native dies in foreign lands. If there is yoga
for sanyasi or emancipation then the native will get a spiritual guru and will fulfill his path in
foreign countries.
8) EIGHTH HOUSE: The father of the native dies early in life. He may suffer from penury if the eighth
house is severely afflicted. He has to bear many responsibilities after the death of his father. If there
are beneficial aspects then he gets inheritance and due to bad aspects the native can change religion
and cause damages to religious institutions.
9) NINTH HOUSE: This is a very good yoga in any horoscope, the father or the native is long lived and
well off. The native is religious and charitable. He will travel many foreign countries, will make a lot of
wealth and will make a name for himself. If it is afflicted or is posited in 6 th 8th or 12th from navansha
lagna then the father of the native dies early.
10) TENTH HOUSE: This is another very good yoga; the native is very famous and rich and gets a position
with lots of power to enjoy. He will be law abiding citizen.
11) ELEVENTH HOUSE: He will be very rich. He will have influential friends and his father will be very
famous and rich personality. If it is afflicted then he is cheated by his friends.
12) TWELFTH HOUSE: If this is the case then the native will be poor and success will be ever illusive for
him. He will be religious and well-mannered but will live in penury. His father may have early death.

EFFECT OF TENTH (KARMA BHAVA) LORD IN 12 HOUSES

1) TENTH LORD IN FIRST HOUSE: The native will have his own business; if the ascendant lord conjoins
the tenth lord then the native becomes very famous and rich. He will do many social works and will
get famous because of them.
2) TENTH LORD IN SECOND HOUSE: The native is very lucky and he increases his family business to
greater dimensions. He is successful in the businesses of hotels and eating joints. If the lord is afflicted
then the whole business will be destroyed due to his own decisions.
3) TENTH LORD IN THIRD HOUSE: The native will be doing many short distance travels. If the tenth lord
is well disposed then the native becomes a well knows professor or a writer. He will be benefited by
his kith and kin. If it is posited in malefic constellation or it is in 6th or 8th or 12th from navanshalagna
then the progress is very slow and if the third lord is also afflicted then there will be competition from
the siblings.
4) FOURTH HOUSE: He will know many subjects, he will be known for his knowledge and kindness. He
will do business of properties or agriculture. If the 4th lord, 9th lord, 10th lord are connected with each
other than the native can also become a president of the nation or he can be a very influential
diplomat or minister.
5) FIFTH HOUSE: The native works as a commission agent and makes his progress. He gambles and wins
many times. He may become a head of an orphanage if the 10th lord is in 6th 8th or 12th from the
navanshalagna.

6) SIXTH HOUSE: He is into works related to jail, judiciary, and hospitals and if it is aspected by Saturn
then the native has to work for less salary and there will be no future prospects. If aspected by
benefices than the native reaches to high positions. If connected with rahu then the native may have
to go to jail for illegal acts done by him.
7) SEVENTH HOUSE: He will get a diligent wife. He will do many foreign travels for business or
government purposes. If it is afflicted then the native will be oversexed and will be always looking for
an opportunity.
8) EIGHTH HOUSE: There will be many changes in the life of the native. If the 10th lord is strong then he
will remain on a high position for a small time. If afflicted then he will be a criminal and if in the
influence of Jupiter then he may be a head of some religious organization or cult. If Saturn is aspecting
or connected then the native owns a graveyard.
9) NINTH HOUSE: He will be religiously obedient and dedicated. If benefic and malefic both are
connected then the native has medium luck. The native enjoys paternal business and gets traditional
education of his family.
10) TENTH HOUSE: If the planet is strong then the native is very successful in his endeavors. If the planet
is weak then the native works for others and he has no self-respect. If there are three more planets
with him then the native renounces the world.
11) ELEVENTH HOUSE: If this is the case and the planet is well placed then the native is very rich and
famous, he has very powerful friends. If the lord is afflicted then he is cheated by his friends.
12) TWELFTH HOUSE: He will work in foreign lands; his life will be full of pressures and will face many
difficulties. If beneficially placed then he may become a saint. If the lord is afflicted then he is deprived
of family happiness and he is a wanderer, failure in life and may indulge in smuggling. If afflicted by
rahu then the native will be a criminal and a cheat.

EFFECT OF ELEVENTH (LAABH BHAVA) LORD IN 12 HOUSES

1) FIRST HOUSE: He will be born in a rich family. He makes a lot of wealth in his life in the dasha of
eleventh lord.
2) SECOND HOUSE: He will live with elder brothers, if the planet is placed beneficially the he will have
good relations with his brothers, if afflicted then also they will be together but live together. He will
gain earnings through banking, commerce. He will have benefits from friends.
3) THIRD HOUSE: He will be a singer or a musician; his benefits will also come from his brothers sources.
His neighbors, friends etc. will be helpful to him.
4) FOURTH HOUSE: He will gain through rents, landed properties. His mother will be educated and well
cultured. He will be known for his knowledge. He will have a beautiful and attractive wife.
5) FIFTH HOUSE: He will gain from gambling or speculation. He will have many children and they will be
prosperous. If the lord is afflicted then he will be a gambler and will be indulged in stupid activities.
6) SIXTH HOUSE: He will gains from his maternal uncle, he will gain from hospitals, nursing homes, court
cases and if it is afflicted then he will be the person who will provoke one against another person for
his gains.

7) SEVENTH HOUSE: He will have multiple marriages, he will have profits in foreign lands, and if the lord
is afflicted then they will have relations with prostitutes and low class females. He will do flesh trade.
If the lord is very strong then the native marries only once but the wife is very rich and powerful.
8) EIGHTH HOUSE: He will have problems from childhood itself; he will face many difficulties and
monetary losses. If the planet is posited in a malefic star then the native has to beg for his living.
9) NINTH HOUSE: He is very lucky and gets huge inheritance. He possesses many vehicles and lands. He
will do many religious works and will form religious institutions and organizations.
10) TENTH HOUSE: He will be a successful businessman. He will have gains from his elder brother. He will
win prizes in educative span. He will earn his living as per the strength of the planet.
11) ELEVENTH HOUSE: This is most desired yoga; the native usually is happy and contended lifelong.
12) TWELFTH HOUSE: He will lose in business, his money will go in ailments of his brother, one brother
may have early death, and he will have to bear many family responsibilities. If the 11th lord is in an evil
constellation or moon is placed in 3rd or 5th or 7th from him then the native is poor for his entire life. If
there are benefic planets in both the house before and after the 12th house then the native has a very
powerful and influential elder brother.

EFFECT OF TWELFTH (VYAYA BHAVA) LORD IN 12 HOUSES

1) FIRST HOUSE: The native will have a weak body though he will be attractive and soft spoken. If the
sign is dual then he will be always travelling. If sixth lord is in ascendant with twelfth lord then the
native has a long life but if eighth house is afflicted then the life span is short. If there is an exchange
of signs between the ascendant lord and twelfth lord then the native will be miser, fool and will be
hated by one and all.
2) SECOND HOUSE: The native will be in debts, he will suffer monetary losses, he will have weak eyes,
and he will not eat food timely. If the 12th lord is a benefic then there will be decrease in the ill effects
and the native will be well disposed financially.
3) THIRD HOUSE: He will be calm and will be afraid. He will wear old and torn clothes. If the planet is
afflicted then he will have diseases of the ear. He will have to make expenses on his younger siblings.
He will be a failed writer. He will have less income comparatively. He will work in a public place. If
second lord is placed with the 12th lord and aspected by 9th lord or Jupiter then there will be two
wives.
4) FOURTH HOUSE: He will lose his mother early. He will have useless tensions. He may have bad
relations or enmity with his relatives. He will live in foreign lands. He will have trouble from his
landlord. He will live in simple houses. If the 12th lord is well placed then there will be less malefic
effects on the native. If Venus is strong then he will have own vehicle but will always be troubled by it.
5) FIFTH HOUSE: He will have difficulty in progeny. He will be of religious mindset and will do
pilgrimages. He will have weak brain and thinking power. He will fail in agriculturist. He will not have
self-esteem.
6) SIXTH HOUSE: The native will be rich and well to do. He will have long life span. He will possess many
luxuries. This is very good vipreet raja yoga. He will dominate his enemies but may have losses due to

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9)
10)
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court cases. If the lord is afflicted then he will abhor his own mother, there will no happiness from his
children and he will face disrepute due to females.
SEVENTH HOUSE: The wife of the native will be from poor family. There are chances of divorce and he
may become a sanyasi or ascetic later on. He will suffer from excess phlegm in his body. There will
be many difficulties in education.
EIGHTH HOUSE: The native will be very rich and will have many servants. This is very powerful vipreet
raja yoga. He will get money from inheritance. He may gain from black magic, occult or magical tricks.
He will be a devotee of lord Vishnu. He will be truthful and famous.
NINTH HOUSE: He will live in foreign lands, he will have properties in foreign lands, and he will be
honest and kind hearted. He will not like his wife friends and guru. His father may pass early in his life.
TENTH HOUSE: He will be hard working and could have job in jails, nursing homes and may live near
graveyards or in it. He will have no happiness from his children.
ELEVENTH HOUSE: He will have more enemies than friends; he will not be rewarded properly ever.
Brother may be handicapped; he will have to spend on his brothers and will get frustrated due to this.
He may make money by selling precious gem stones.
TWELFTH HOUSE: He will have beautiful eyes; he will be religious and will spend on right causes. He
will have many bed pleasures, if afflicted then he will be always wandering and troubled.

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