SCHOOL OF

COMMERCE
AND MANAGEMENT
TEPEPAN UNIT

PRESENT:
Carreo Balderrama Oscar
Adolfo
Daz Valerio Jos Oscar
Garca Hernndez David
Gutirrez Muoz Viridiana
Ramrez Lara Gabriela
Ruz Glvez Rubn
Vlez Garcia Guadalupe
Stephania
TEACHER: Pineda Guzmn
Homero
GROUP: 4NVH

SUBJECT: International Stages

INDICE

JUSTIFICATION................................................................................2
BUSINESS PLAN..............................................................................4
Requirements to be used of Back Up.............................................5
Working places and wages that these profesionistas perceive a
month:.............................................................................................6
Maid to be employed at Residence at the D.F. at vacation
season.........................................................................................7
Executive and Tourist chauffeur...................................................7
Personal Countable assistant......................................................8
Babysitter.....................................................................................8
MARKETING AND PUBLICITY.......................................................10
TIPPING POINT..............................................................................13
REGISTRATION OF BRAND..........................................................15
"PILOT PROGRAM OF FINANCING".............................................19
FINANCIAL STATEMENTS.............................................................21

25

JUSTIFICATION
Nowadays the majority of the persons are in constant movement, for business
reasons, changes of residence, simple pleasure, to come to the school, to the
office or inclusive the movement to your domicile. Focusing principally in day
after day, the people go and come from diverse places, often moving in
particular vehicles or the public transport.
These when in constant movement and across the city always we are caught in
the traffic, with constant repairs in thoroughfares, manifestations and of more
questions that remain time to activities that already you had programmed for the
rest of the day, for this type of questions we would want to have some person
who us could to rest, but, so suitable what would be to have a person who could
help you? What cost would have the service? In how much time we might use
this service? Would it have restrictions or bounding?
The segment of market to which we go away to focusing is the so called
generation Z, who are acquainted with the social networks, in the mobile
applications, platforms of compartment and of unload of contents on line or
tactile technologies see his first representatives transforming in different
consumers and that is the generation who nowadays is in major movement
inside and out of the city and as such, the generation Z is completely adapted to
the use of the technology. In response to the need of the persons to improve his
daily activities delayed by questions out of his hands, there will develop an
application that will be able to disburden so much in a mobile phone, since in a
Tablet, in which you will have access to the service of an assistant who has
specific knowledge in the branch or matter that you could need and that you
could rest on task for simpler that it could seem and with which you do not have
knowledge, previous experience or which simply you cannot carry out her due
to the lack of time.
This application is going to develop to facilitate the tasks of those who ask it
specifically from persons of the generation Z and of any other person as
students, housewives or any person that they need support to the moment to
realize his activities, before mentioned application is going to have a system of
classification, with which you will be able to decide which are them or the most
competent candidate for situation that could appear you.
Why this application or this service is they viable? Why as business person is
assistant convenient for me if already I have? Firstly this platform with which
one is going to work is viable since it completes this one designed to simplify
your activities for one highly productive day, a busy day, a school work, or any
other situation that you could appear that it could distract you of your planned
activities. It is suitable to contract this service since thanks to this assistance we

25

can deal with some other tasks that need a personal attention and that we could
not leave to post anybody any more.
This service you can obtain it in the time that you it need, already it is a
weekend, an alone day or inclusive only a couple of hours, with a cost of _ will
be able to have access to choose the characteristics that you wish the above
mentioned assistance and in the time that you have estimated.
Contemplating that this service possesses a regular service in which an austere
coverage is estimated, without a concrete specialization and a service bonus in
which you will have a managerial coverage, which will have a specialized
service concerning skills and capacities on the part of the assistant, taking to
consideration that the service bonus would have a cost extra due to the wide
coverage that one will be handling, since the service that is offering is of quality.

25

BUSINESS PLAN
The present business plan is inspired in the development and the putting
depending on an application that serves to be able to contract assistance during
a time determined on the part of a specific sector of the population (though
equal of useful for persons out of the market it puts with the same needs And
possibilities) acquaintance like " Generation Z " who understands persons born
between the nineties and 2010, which have developed of the hand with the
technology unlike previous generations, the above mentioned public possesses
such specific and determinant characteristics as:

Constant Use of gadgets

Slightly sociable
Opportunity to attract his attention with only 20 seconds
They Will Live with his parents up to forty years
Will Know his pair virtually

A market that one endures more retiring but great more demanding needs to be
attracted across a product that is related to his way of life
HOW?
It is for what proposes to throw to the market an application in which the user
after be giving of discharge in our system they will be able to contract an
assistant to realize activities that could not, do not want to realize or do not
know how to do, across a platform that will offer them results of profiles of
available borrowers in conformity with his criteria of search
The borrowers of services have several requirements that to expire to be able to
offer his service in order to give major safety to the users you feel like:
Current domicile
Fixed and mobile telephone numbers
Titles / certifications (in case of profesionistas)
Minimal time of experience of 2 years
To have accredited a psychological examination that guarantees his mental
health
Number of social insurance
The application in addition will possess the possibility of evaluating the offered
service.

25

WHERE?
Initially it considers to distribute the application across the Apple Store, this on
the basis of which the service that offers is directed a public by economic
possibilities a bit superior to the average of the population that as a rule they
possess Android from the most basic version, it will be considered to implement
the application in this operating system but in a long term.
To be given of discharge in the Apple Store has more requirements that in any
other platform, it is because of it that the development of our application is being
entrusted to having the best possible style having an attractive appearance and
fulfilling such demanding standards of quality but to the same one keeping the
costs of his creation delimited well. For being initiating operations we will open a
basic account that consists of 99 $ annual USD.
TO WHOM?
The present application is directed a sector of the population named "
Generation Z " which considers the Internet and the Gadgets to be an important
element for not saying essentially in his daily life, the above mentioned public
has more needs that the generations spent by what the product to offering is a
facilitator of services.
The following ones are the standards to be able to offer services in "Back Up":

Requirements to be used of Back Up

Age: 23 years, there is needed some type of title (the salary will depend on this
one). The age limit can change of the profession for all the areas that offer as
employment.
Sex: Masculine / Feminine, without importing physical appearance (weight,
race).
Marital status: it does not matter. If children are had, to have a reliable person
who could take charge of them.
Skills: oral and written Skill, capacity of adjustment, intermediate knowledge of
computation (Excel, Word, Power Point) beside being able to have Skype's
account to be able to realize video called if it is necessary.
Minimal experience: 2 minimal years developing in the specified area. To
appear to a psychological doctor's office and to present the result of the
psychological examination to accredit that he enjoys himself of mental health,
for safety of the clients.
To give the current domicile of the solicitor of work and to verify that it goes
more than one year living in this domicile.

25

For the profesionistas and guide of tourists, a minimal knowledge of 90 % of

Englishman. Areas that Back Up will offer: Administrative, Social, scientific and
Domestic

Working places and wages that these profesionistas

perceive a month:
Public book-keeper: monthly salary approximately $ 8000 and $ 10,000 monthly
weight, therefore if only one is employed at working days the daily salary of a
book-keeper would be of $ 500 m.n. in a labor schedule of 8 hrs. Though one
newly gone away or a student in process can have an approximate salary of
6,000.00 $ m.n.
Attorney: The salary of the attorney is more variable than that of a book-keeper
since an extremely important attorney for case can charge of 15,000 $ to
25,000 $ m.n. or up to even more, depending on the case that one presents and
the permanence of this one. For a simple defense $ can manage to charge
600.00 m.n.
Chemist: The salary of a chemist is very varied since one newly gone away can
gain 4,000.00 $ m.n. whereas a chemist already with experience comes to gain
up to 12,000.00 $ m.n. A pharmaceutical chemist has an average revenue of
8,000.00 $ - 9,000.00 $ m.n. a month one newly gone away can have a salary
of 6,500.00 $ m.n.
Physicist: A physicist can manage to gain up to 15,000.00 $ m.n. a month
principally in the teaching, on having exercised as such the profession I did not
find when it wins a month.
Lic. In Tourism: A licentiate in tourism can manage to have a monthly salary
from the 5,000.00 $ up to the 10,000.00 $ monthly depending on the tourist
company where he is besides the languages that the licentiate manages to
handle, it is possible that it wins more.
With Back Up it can gain this enclosed amount in a minor time besides which
the cost reduces if it removes to the personal one (travel allowances,
insurances, supply, accommodations).
Besides that each of these professions can be exercised in teaching provided
that it is for the generation Z which is not very sociable and is not accustomed
to go out of his domicile, school doubts for a "task" it can represent a revenue
extra for these profesionistas, if it is for a conference or some work in the
exterior already can be contacted to the person in order that it rests on a topic in
specifically, like that the cost would be avoided of leading to your personnel as it
was said previously. Out of a professional area it is possible to contract a
person for domestic cleanliness or in given case that the person goes out of
house have a personalized guide who takes it to specific places of the city to

25

where he was travelling, without the need to compromise with a travel agency
that is costlier.
Cleanliness: One (a) assistant of domestic cleanliness can gain between the
200 $ and $ 300 m.n. a day, depending on the rate of the person.
Guide of tourist: This service can change depending on the area that is wanted
to visit, the cost can be per day and this can several of $ 300 to 500 Dls for
week and this several of the service that is given.
Later there will appear some examples of the employments that will be offered,
his requirements as well as his respective salary:
Maid to be employed at Residence at the D.F. at vacation season

Requirements:

To be given of discharge in New Hope's "Back Up" Technology C.V's S.A.

Age:19 - 50 years
Marital status: Indistinct
Sex: Feminine (If they have children who are major of 12 years)
2 Telephones of previous worn out (bosses) (Minimum 1).

Experience:

1 ao mnimo como empleada domstica comprobable.

Activities to realize:

General cleanliness of the house

Wash and ironing clothes

We offer:

Weekly salary: 1,500 to 1,800

Executive and Tourist chauffeur

Requirements:

To be given of discharge in New Hope's "Back Up" Technology C.V's S.A.

Sex: Masculine
Age: 20-45 years
Marital status: Indistinct
Licenses to lead Letter of not penal precedents
Technical Title / Technic/Licenciado in Tourism
Englishman 90 %

Experience:

25

1 year of being living in the State when to work

Theoretical and physical Knowledge of tourist important places

Activities to realize:

To guide and to give information to person (s) of tourist important places

of the region
To act as personal chauffeur in business trips

Salary:

To treating
Personal Countable assistant

Requirements:

To be given of discharge in New Hope's "Back Up" Technology C.V's S.A.

Sex: Indistinct
Age: 25-40 years
Marital status: Indistinct
Master in Accounting
Managing of the parcel service of Scullery

Experience:

1 year of working in countable office

Activities to realize work in countable office:

To realize the countable balance sheets and personal bank statements.

There promises to be the borrower neither to spread the personal finance
nor to use the information with ends different from the established ones.

Salary:

1,500 to 2,000 per week

Babysitter

Requirements:

To be given of discharge in New Hope's "Back Up" Technology C.V's S.A.

Sex: Feminine
Age: 24-40 years
Marital status: Indistinct
Master in pediatrics

25

Experience:

1 year of experience in the children's care from 1 year of age

Desirable experience like teacher of pre-school

Activities to realize:

Children Take care from a year of age in a morning or evening schedule.

Salary:

1,500-2,000 weekly

In case of the users they will visualize the results of the available profiles (skills
and schedules) depending on his criteria of search in addition one was showing
his respective qualification and observations

25

MARKETING AND PUBLICITY

Today's teenagers are concerned about politics, ecology, social issues, make
decisions for themselves and are opinion leaders, which implies a great
challenge for brands, products or services impact to them successfully.
To carry out the promotion of our application, it is essential to know that,
according to a study by advertising agency J. Walter Thompson in which 1,000
young people participated between 13 and 19 years in the United States and
Britain, the Z generation has grown up with violence, insecurity, crises economic
and living in a world connected to the Internet 24 hours. We could say that the
Internet has empowered us and become an authority inside and outside your
home.
These young people represent 26% of the 53.9 million people connected to the
Internet, according to AMIPCI 2014. They are always online, 86% use their
smartphone repeatedly in one day, 70% watch more than two hours a day
YouTube 71% use FB.
Today's teenagers are not passive, therefore should not be treated as innocent,
naive, underestimated do not know or understand current issues.
It is for this reason that our main tool to publicize the application will be through
their biggest order to use The internet.
To start, we will give a free content of the application for Internet users easily
downloaded worldwide, they try it, use it, and so, speak well of her.
To achieve success in terms of promoting of the application, well use others
applications focused on the marketing and publicity of products and services
such as:
Oxl
It is the world's leading classified advertising platform focused on emerging
markets, both mobile and online.
Available on iOS, Android, Windows and Blackberry
Free version
This permit advertisements for any type of charge from your mobile phone. The
philosophy of this company is summarized in three points: you post free,
contact direct yourself and sell without commission. It is present in nearly 100
countries.
Pinterest
Available on iOS and Android
Free version and payment
Platform to publish, share and organize pictures and videos.

25

Xopik
Available on iOS and Android
Free version and payment
Mobile marketing tool that helps SMEs with limited resources at no cost to
launch promotional campaigns. It offers the possibility to measure the impact of
the campaign.
Keynote
Available on iOS
Free version and payment
It has become the most effective app to reveal the products to the world. With
the updated version, you can now save Keynote documents as PowerPoint
files, or even import and edit PowerPoint documents directly in Keynote.
Also, well use other strategies which we consider extremely necessary to
publicize our application to the generation Z.
Social networks, their world
The first one is one of the most importants. Teens are reported and develop
skills through social networks like Twitter, FB, YouTube, Vine and snapchat.
They are so knowledgeable that they can review and deal with parents,
teachers, and even the same companies.
Their opinion leaders are young like them youtubers and tweetStarts. Brands
should approach them to showcase their products and explicitly, the benefits
granted their products.
On example can be "Covergirl" cosmetics brand, found an ally in YUYA to
publicize her products.
For this reason, we will create different pages for promotions, discounts,
reports, data and everything needed to grow our application. This through these
networks, especially Facebook, Twitter, youtube.
Finally, to complement, we will create a website, which shall primarily develop
different types of advertising through text, link, banner, logo, advertisement,
audio, video and animation; having like purpose to publicize the application and
its latest news and promotions to the user is online.
No stereotypes
Generation Z generally annoy by stereotypes breadwinner father and
homemaker mother. This is because many of them were born in households
headed only by a mom or a dad. They are open to build and belong to more
extended families or choice made by friends.

25

As, say, gay marriage is no longer taboo for them and expect brands and
services to recognize them and respect their rights.
In addition, communities of friends who create are global, internet allows them
to have friends of different nationalities. An example is Coca Cola, in its
campaign of the World Cup in July 2014.
Transparent language
Young people expect brands and companies to be transparent and very honest,
having corporate socialresponsibility and maintaining a real conversation with
them.
Search engine advertising
It is the advertising medium of choice for Internet, is to show text ads just when
the user is looking for something using Google, Bing or Yahoo.
When presenting the results according to the criteria or search phrase that they
used, it is sponsored ads directly related to what they want, that is, we show
products or services or in this case our application just when they are looking
for that, it makes it really efficient and profitable.
The more precise the ad, the more chances of success. If a business sells
electronics, hard people search for the industry, but for a particular item, then
ads must be unique for when searching for example, "an assitent" or "one
person to help him.
E-mail marketing
Finally, email marketing is the most representative form of direct marketing, It
lets get a message directly to the mail box, very common means to him and
frequently used.
This is a kind of highly effective advertising depending on the accuracy of the
collection target, If we can have regular communication with them and
submitted content is relevant to them, they receive it with taste and consume
that, being very profitable the publicity.

25

TIPPING POINT

Salesman Facebook
Facebook sirve para vender, de hecho es la red social que genera
ms trfico social y ventas. Con 1.200 millones de usuarios activos,
Facebook ha propiciado el 63% de las visitas desde redes sociales a
tiendas online, lo que implica 23,3 millones de visitas. Adems ha
conseguido el 85% de las ventas sociales y su tasa de conversin es
la ms alta dentro del social media con un 1,85%. Los sectores con
ms ventas procedentes de Facebook son el de la fotografa, el
deporte y los accesorios para mascotas, y espor eso que nos puede
ayudar a generan trfico de nuestra aplicacin y generar ventas.

Connector
Un connector es una persona muy conocida, con bastantes amigos
y que forma parte de varios circulos sociales por lo cual tiene un
gran nmero de seguidores y puede influenciar eficazmente a las
masas.Para que nuestro proyecto pueda ser bien conocido y
podamos crear un tipping point (lo que sera lo mismo a crear un

virus) tenemos contemplado como connector al YouTuber

marcCEcases Tecnologa el cual cuenta con 46.769 suscriptores y sus
videos tienen 16.850.056 visualizaciones, la fecha de creacin de su
cuenta data del 23 mayo del 2010. Se enfoca en la publicacin de
vdeos relativos a la tecnologa y ms especificamente en los
sistemas operativos Android y iOS, por lo cual consideramos una
gran oportunidad para darnos a conocer masivamente a travs de su
recomendacin.
YouTube: http://youtube.com/visualescrita
Pgina web: alexistechblog.com
Facebook: Marccecases

25

Maven
Para diagnosticar cual es nuestro maven dentro de nuestra empresa New
Hope Technology debemos de conocer el concepto de un maven, el cual
podra decirse que es un especialista en una informacin precisa, adems
de que esta persona sabe cmo compartir este conocimiento de la mejor
manera, adems de puede ayudar a solucionar problemas, porque tienen
ese conocimiento.
Como se sabe nuestra empresa desarrollara una aplicacin para ofrecer
servicios personales, nuestro maven debe de tener alto conocimiento en
aplicaciones para dispositivos Android, adems de conocimiento en los
Smartphone.
Nuestro maven ser lvaro Martin(@alvaromartin), es un bloguero en
YouTube que en su canal TuAppleMundo - iPhone, iPad... habla sobre las
ms recientes aplicaciones para dispositivos mviles con sistema
operativo Android, adems de los Smartphone que salen da a da donde
nos habla sobre todo de las ventajas y desventajas de estos dispositivos.
Otro punto que se considera para que esta persona sea nuestro maven, es
que tiene casi un milln de suscriptores y sus videos tienen alrededor de
50 millones de reproducciones, en sus videos recomienda cuales son las
mejores aplicaciones que hay, adems de los extras que puedes tener con
cierta aplicacin o como sacarle verdadero provecho a un Smartphone o
una aplicacin.
Tomando en cuenta todo lo anterior podemos darnos cuenta que es una
opcin muy viable para nosotros, adems de que esta persona cuenta con
toda la actitud para apoyar a la gente y solucionar problemas ya que
cuenta con una cuenta de correo electrnico para consultas
empresariales.
Canal de YouTube: https://www.youtube.com/user/TuAppleMundo/featured
Pagina Web: http://www.tuapplemundo.com
Pgina de Facebook: https://www.facebook.com/tuapplemundo
Correo para consultas empresariales: contacto@tuapplemundo.com

25

REGISTRATION OF BRAND

25

25

25

25

"PILOT PROGRAM OF FINANCING"

This Program will destine in his first stage 50 mdp, that will generate a
credit assessment of 75 mdp, with Nafin's support, to benefit 200 young
women with credits come closer 400 thousand weight

It Initiates with the participation of the ABM, across four financial

institutions: Banorte, Bancomer, HSBC and Santander, which they will
support the companies incubated in the IPN and the ITESM

To complement the offer of financing to the enterprising young persons, the

Secretariat of Economy started the Pilot Program of Financing to Entrepreneurs
that it will destine resources for 50 million weight to rest to companies of the
incubators of the Technical National Institute (IPN) and of the Technological
Institute of Monterrey's Top Studies (ITESM).
These resources, belonging to the Trust Mexico Undertakes of I her KNOW,
they will allow to generate a credit assessment of 75 million weight, with the
Native's support Financier (Nafin), to be of benefit to about 200 small and
medium companies with credits in average of 400 thousand weight and to
preferential rates.
The Pilot Program of Financing initiates Entrepreneurs with the participation of
the Association of Banks of Mexico (ABM), across four financial institutions that
in a beginning are: Banorte, Bancomer, HSBC and Santander.
During the signature of this Agreement of Collaboration with the ABM and Nafin,
the Secretary of Economy, Bruno Ferrari, said that this new scheme of financing
forms a part of the strategy stimulated by the dependence to strengthen the
internal market.
In addition, this Program countersigns the commitment to extend the coverage
and to improve the access to the financing to the micro, small and medium
companies of the country for the entrepreneurs.
Ferrari affirmed that the Federal Government promises to share the risk with the
businessmen in order that the credit continues flowing and to stretch bridges
like that between the businessmen who need credits and the banks that grant
them.
The civil servant said that I KNOW it together with the incubators of business,
they will continue being employed at models who strengthen the viability of new
managerial projects, since across this business model the success is
guaranteed in 80 per cent for the entrepreneurs.

25

It detailed that the process of selection for the interested entrepreneurs, will
consist in that the incubators of business of the IPN and of the ITESM will select
to the best companies and will propose them to receive credit of the commercial
banking. Later, a committee of evaluation will decide what projects can be
beneficiaries of the program.
He added that the selected projects will receive a credit guarantee equivalent to
100 per cent of the financing during the first two years, including the days of
grace. On the company having consolidated and with the corresponding
reduction of the risk, the guarantee will diminish in 25 per cent.
Ignacio Deschamps Gonzalez, President of the ABM, said that in contrast with
2005 when the commercial banking was resting with credit to 121 thousand
companies, in what it goes of the year thousand are had registered already to
525. It detailed that it estimates that of all the economic units identified by the
INEGI, formal and informal, with the bank current regulation it could give him
credit to a million companies in the next years.
Deschamps Gonzalez detailed that this Pilot Program contemplates the support
to two categories of incubated companies, on one hand, the traditional business
are and from intermediate technology to that credits will be destined up to by
500 thousand weight, and on the other hand there are the business of high
technology to which credits will be granted them up to by 1.5 million weight.
The banking will finance 70 per cent of the amount requested at the maximum,
due to the fact that this one is the level of leverage for a new business; the
remaining 30 per cent will have to be the capital of the entrepreneurs.
It specified that the banking will be in possibility of offering a days of grace, only
of the capital, of up to six months for the traditional business and of intermediate
technology and of up to nine months for those of high technology. The financing
will be structured as a simple credit by traditional payments to a rate to the
client of 12 per cent it fixes.
The General manager of Nafin, Hctor Rangel Domene, said that this Program
is a step advance to start the channeling resource to small entrepreneurs who
have happened already for the incubators, and that they have a major
probability of success.
It affirmed that it departs from the Native's mandate Financier is to extend the
access to the credit to the small and medium company and to the
entrepreneurs.
The Agreement of Collaboration was signed by the holder of Economy, Bruno
Ferrari; the Undersecretary for the SME, Michael Marn Manzur; the President
of the ABM, Ignacio Deschamps Gonzalez; the General manager of Nafin,
Hctor Rangel Domene; the General manager of the IPN, Yoloxchitl
25

Bustamante Dez; and the Rector of the Metropolitan Zone of the ITESM, Arturo
Molina.

FINANCIAL STATEMENTS
Enterprising credit is requested to I her KNOW to be able to go end our project,
once approved and taking in it counts 9 months of grace that I KNOW grants us
and that for January already we possess our warehouse, these are the
conditions of payment:
Necesidad $:
Prstamo

Inv.Total
800.000,00

$MXN
560.000,00

The total investment is of 800,000.00 $MXN of which 70 % will be granted us

Conditions Banco's Payments

Largo Plazo

Plazo

Tasa Anual

Apertura

Obligaciones

1 ao o ms

12,0%

0%

Pago bimestral

NOTE: In the Annual Rate of 12 %

Maquinaria 8 aos
B
M
0
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21

Capital
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

560.000,00
548.333,33
536.666,67
525.000,00
513.333,33
501.666,67
490.000,00
478.333,33
466.666,67
455.000,00
443.333,33
431.666,67
420.000,00
408.333,33
396.666,67
385.000,00
373.333,33
361.666,67
350.000,00
338.333,33
326.666,67

Inters
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

11.200,00
10.966,67
10.733,33
10.500,00
10.266,67
10.033,33
9.800,00
9.566,67
9.333,33
9.100,00
8.866,67
8.633,33
8.400,00
8.166,67
7.933,33
7.700,00
7.466,67
7.233,33
7.000,00
6.766,67
6.533,33

Pago a Capital
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

11.666,67
11.666,67
11.666,67
11.666,67
11.666,67
11.666,67
11.666,67
11.666,67
11.666,67
11.666,67
11.666,67
11.666,67
11.666,67
11.666,67
11.666,67
11.666,67
11.666,67
11.666,67
11.666,67
11.666,67
11.666,67

Amortizacin
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

22.866,67
22.633,33
22.400,00
22.166,67
21.933,33
21.700,00
21.466,67
21.233,33
21.000,00
20.766,67
20.533,33
20.300,00
20.066,67
19.833,33
19.600,00
19.366,67
19.133,33
18.900,00
18.666,67
18.433,33
18.200,00

$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

Capital Total
560.000,00
548.333,33
536.666,67
525.000,00
513.333,33
501.666,67
490.000,00
478.333,33
466.666,67
455.000,00
443.333,33
431.666,67
420.000,00
408.333,33
396.666,67
385.000,00
373.333,33
361.666,67
350.000,00
338.333,33
326.666,67
315.000,00

25

22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48

$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

315.000,00
303.333,33
291.666,67
280.000,00
268.333,33
256.666,67
245.000,00
233.333,33
221.666,67
210.000,00
198.333,33
186.666,67
175.000,00
163.333,33
151.666,67
140.000,00
128.333,33
116.666,67
105.000,00
93.333,33
81.666,67
70.000,00
58.333,33
46.666,67
35.000,00
23.333,33
11.666,67

$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

6.300,00
6.066,67
5.833,33
5.600,00
5.366,67
5.133,33
4.900,00
4.666,67
4.433,33
4.200,00
3.966,67
3.733,33
3.500,00
3.266,67
3.033,33
2.800,00
2.566,67
2.333,33
2.100,00
1.866,67
1.633,33
1.400,00
1.166,67
933,33
700,00
466,67
233,33
274.400,00

$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

11.666,67
11.666,67
11.666,67
11.666,67
11.666,67
11.666,67
11.666,67
11.666,67
11.666,67
11.666,67
11.666,67
11.666,67
11.666,67
11.666,67
11.666,67
11.666,67
11.666,67
11.666,67
11.666,67
11.666,67
11.666,67
11.666,67
11.666,67
11.666,67
11.666,67
11.666,67
11.666,67
560.000,00

$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

17.966,67
17.733,33
17.500,00
17.266,67
17.033,33
16.800,00
16.566,67
16.333,33
16.100,00
15.866,67
15.633,33
15.400,00
15.166,67
14.933,33
14.700,00
14.466,67
14.233,33
14.000,00
13.766,67
13.533,33
13.300,00
13.066,67
12.833,33
12.600,00
12.366,67
12.133,33
11.900,00
834.400,00

$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

303.333,33
291.666,67
280.000,00
268.333,33
256.666,67
245.000,00
233.333,33
221.666,67
210.000,00
198.333,33
186.666,67
175.000,00
163.333,33
151.666,67
140.000,00
128.333,33
116.666,67
105.000,00
93.333,33
81.666,67
70.000,00
58.333,33
46.666,67
35.000,00
23.333,33
11.666,67
(0,00)

Calendario de Pagos
Fecha de
Pago
01/08/2016
01/09/2016
01/10/2016
01/11/2016
01/12/2016
01/01/2017
01/02/2017
01/03/2017
01/04/2017
01/05/2017
01/06/2017
01/07/2017
01/08/2017
01/09/2017
01/10/2017
01/11/2017
01/12/2017
01/01/2018

Pago Programado Prstamo

$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

22.866,67
22.633,33
22.400,00
22.166,67
21.933,33
21.700,00
21.466,67
21.233,33
21.000,00
20.766,67
20.533,33
20.300,00
20.066,67
19.833,33
19.600,00
19.366,67
19.133,33
18.900,00

25

01/02/2018
01/03/2018
01/04/2018
01/05/2018
01/06/2018
01/07/2018
01/08/2018
01/09/2018
01/10/2018
01/11/2018
01/12/2018
01/01/2019
01/02/2019
01/03/2019
01/04/2019
01/05/2019
01/06/2019
01/07/2019
02/07/2019
03/07/2019
04/07/2019
05/07/2019
06/07/2019
07/07/2019
08/07/2019
09/07/2019
10/07/2019
11/07/2019
12/07/2019
13/07/2019

$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

18.666,67
18.433,33
18.200,00
17.966,67
17.733,33
17.500,00
17.266,67
17.033,33
16.800,00
16.566,67
16.333,33
16.100,00
15.866,67
15.633,33
15.400,00
15.166,67
14.933,33
14.700,00
14.466,67
14.233,33
14.000,00
13.766,67
13.533,33
13.300,00
13.066,67
12.833,33
12.600,00
12.366,67
12.133,33
11.900,00

Once raised the financing these will be our financial statements for January assuming
the commitment of 560,000 $MXN with I her KNOW.

Empresa: "New Hope Technology"

Caja y Bancos
AC Documentos por cobrar
AC Papelera
AF Equipo
AF App
AF Gastos de Instalacin
AF Seguros Pagados
PC Otros gastos
PC Documentos por pagar
PLP Acreedores Diversos
Capital Social
AC

$
$

167.000,00
-

47.500,00

108.000,00

430.000,00

46.000,00

18.000,00

30.500,00

560.000,00

50.000,00

25

Reservas de Capital
Utilidad del Ejercicio

Activo Circulante
Activo Fijo
Pasivo Largo Plazo
Pasivo Circulante
Pasivo Total
Capital Social
Capital Contable

$
$
$
$
$
$
$

214.500,00
584.000,00
560.000,00
48.500,00
608.500,00
50.000,00
190.000,00

Pasivo Y Capital
Total Activo

798.500,00

798.500,00

798.500,00

798.500,00

2,195876289 $
4,422680412 $
3,8 $

17.400,00
166.000,00
140.000,00

140.000,00
-

Capacity of Payment
Liquidity
Solvency
Stability

Our monthly stability is of 11,666.67 $MXN what will allow us to pay the amortization of
the lending agreed to 8 years.

25