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WB21

WB21 is an online, real time account opening platform, for Private and Business clients from
180 countries

It is an upcoming online banking System in California ,USA. WB21 is a

Financial Service Institution regulated and licensed by VQF, regulated and supervised by the
Swiss Financial Market Supervisory Authority (FINMA), reference No. 100168. WB21 offers
real time money transfers and account opening in 18 currencies. Recipients have funds
credited instantly on their bank account. WB21 serves a global market that is $18 trillion.
WB21 serves a market of $18T which allows WB21 to generate $18B in revenue per year.

The platform launched in October 2015, by Michael Gastauer, (Founder of the Gastauer Family
Office) Peter Arnold and Abygail Sousa with Global Headquarters in Palo Alto, California
(USA) and European Headquarters.

HISTORY
The creation of WB21 was inspired by the personal experiences of Michael Gastauer, serial
entrepreneur and Founder of the Gastauer Family Office, [http://www.gastauer.com], payment
industry expert Peter Arnold, and financial service executive Abygail Sousa.

It was in August 2014 when the Founders of WB21 had enough of dealing with these obstacles. As a
group of serial entrepreneurs with businesses in various parts of the world and a background in the
Banking and Payment Industry, they have been aware that most of the restrictions they were facing
when opening accounts or transferring money, where nonfactual, not based on banking laws or
technical restrictions. The conclusion was inadequacies that customers of traditional Banks are facing
today, are based on a lack of the Banks willingness to adopt new technologies, improve customer
service and reduce profit margins.

Realizing that it will only get worse and millions are facing the same problem, the Founders decided to
create a solution that redefines banking on a global scale. They decided to create a global platform for
people and businesses that want to open accounts in minutes, transfer money in real time around the
globe and pay less than 1/10 than traditional banking fees. In its first two weeks, WB21 had more than
50,000 new users registered on their side. In its first year, WB21 will see more than 1 Million users

opening accounts and sending transactions on WB21.com

SERVICES

From the customer's point of view, online account opening and cross border payments with WB21 are
more convenient than conventional bank account opening. Private or Business customers can open
accounts remotely in 18 different currencies on the WB21 platform [http://www.wb21.com
www.wb21.com]

WB21 launched Mobile Banking App 1.0 for its US Canada And European Customers which
offers a Security level of personalization .

The App is userfriendly where the customer can choose which currencies would be her/his
individually preferred primary currencies.

Plastic Card.

Virtual Card..

HEADQUARTERS
WB21 has its world headquarters on the Palo Alto, California 94303 in USA and as WB21 Inc Gobal
HQ. and WB21 Ltd in Baarrstrasse 135 6300209, in Switzerland.

BENEFITS

Accounts are set up in minutes through a 24/7 real time verification and activation system..

Customer can wire transfer money or use his credit / debit card to load the WB21 accounts.

Payment can be send to any bank account in 180 countries through customer WB21 account.

No Exchange fee Applicable

MERITS

WB21 accepts customers from 180 countries and provides accounts in 18 currencies. WB21 uses a
proprietary payment technology IRTP that allows cross border payments to third party bank accounts in
seconds. The customer pays less than 1/10 of the regular banking fees. The proprietary technology (IRTP
= International Real Time Payments) has been developed and is owned by WB21.

The international real time payment system (IRTP) of WB21 is supposed to be a game changer in the 17
trillion USD global market, of High Volume low Value cross border payments. The impact of the system has
been compared to the impact of what the invention of Emails had to the Postal Service system. From a
customers perspective IRTP is reducing the costs to send cross border payments to a fraction of the
current banking fees. The system provides instant delivery of funds and makes transfers traceable,
worldwide.

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