MAGNOLIA

CLIPPING SERVICE
(601) 856.0911 I (:205} 753.8610
WOODVILLE REPUBLICAN

WOODVILLE, MS

Circulation::; 2550
WEEKLY
11/19/2009
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86..6 Urges Checking

Credit Reports Regularly
In these days when The agency is required to
identity theft is rampant¥ investigate your com~
across the country, the plaint, send you a prompt
Better Business Bureau response in writing (usual~
(131313) Serving Mississippi ly within 30 days), correct
urges consumers to check or delete any inaccurate
their credit reports regu­ information, and send you
larly. Every consumer is a copy of your report if
entitled to receive a free their investigations result
copy of their credit report in any changes to the re~
once every 12 months from port,
each of the three credit re­ If the credit agency in­
porting agencies vestigation does not ade­
Equifax, Experian and quately address or resolve
TransUnion. However, your concerns, you are en~
this is not an automatic titled to submit a brief
service and YOu must statement about the mat­
make requests from each ter <100 words or less)
agency. which the agency is re­
When reviewing your quired attach to your credo
credit report, check for the it report.
following: "'Also, there is a 'one~
.~Accuracy of informa­ stop' outlet estab1ished by
tion. Congress which many con·
• Completeness of in­ sumers do not know
formation. about: said Bill Moak,
• Any new accounts or President/CEO of the Mis·
loans which you did not sissippi BBB. "'To obtain
open, credit reportH and check
Following is: the contact credit scores online, visit
information for the credit ¥I¥\'W.annualcrOOitreport,CQ
reporting agencies: Equi~ m. This information can
fax, 800-685·1111, WWW.­ also be obtained by phon­
equifax.com; Experian, ing 877·322-8228.
888-397-3742, www.exper· The 13B13 has been serv­
ian.com; TransUnion. 800~ ing Mississippi since 1964
888-4213, www.trans· by promoting an ethical
union.com. marketplace for con­
If there is an error or sumers and businesses.
disputed item on your Contact them for assis­
credit report, you should tance online at
immediately notify the www.ms.bbb.org or by
credit agency in writing. phone at 800-987-8280.