TELNOR

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PAGE No.
Credit Card Payment Program Enrollment
Letter of Agreement

Date: [MONTH DAY, YEAR]

Telfonos del Noroeste, Inc.

The present document is a Certificate of Agreement between Telfonos del

Noroeste, Inc. (henceforth referred to as Telnor) and [NAME] (henceforth referred to
as Client) that establishes the conditions for acceptance into the Secure Credit Card
Payment Program at Telnor.
We hereby enroll the Client to this Security Program, through which she will be
able to make payments with a credit card though any of the available alternative
channels (By Internet at Telnor Online and by Telephone by dialing *025 from the
clients own line) with the following credit/debit cards that will be designated.
Client Provisions
Cardholders information:
Name
[NAME]
Telephone ### ####
Address
[ADDRESS]
Credit/debit cards that I accept for enrollment into the program are:
Bank

Credit Debit
Payment limit
Chase ################

Expiration Date
x

##/##

The phone numbers that I accept for enrollment are:

(###) ###-####
Security Program Terms:
This program offers secure payments with a credit/debit card, with the goal of
preventing the Client from becoming the victim of fraudulent payments. With this
program the client will be able to determine the maximum limit to be paid by
credit/debit card.
This program acknowledges payments realized by:
1. Telephone by dialing *025
2. Internet at www.telnor.com in the Telnor Online section
Client Stipulations:
I acknowledge that Telnor will only accept payments with credit/debit cards that I
authorized and for the telephone numbers enrolled to this program

I am aware that it is my responsibility to choose the payment limit for the

credit/debit card and the correct use of this program.
I will notify Telnor of any changes I would like to make in reference to any
telephone numbers and/or to the cards enrolled in this program. Proceeding to
approve a new letter of agreement in order to continue to enjoy the security that
program affords me.
I acknowledge that in the event that Telnor detects fraudulent operations, it will
carry out and investigation and, only if I am found responsible, I will be expulsed
from this program and sanctioned according to company policy.

I authorize the Receiving Bank to realize payments for the concepts that this
document details on my behalf, charging the bank account identified by the CLABE
or the indicated credit and debit card numbers. I agree that the Receiving Bank is
released of responsibility if the Issuing bank takes action against me, derived from
the Law or Contract that we have signed, and that the Receiving Bank will not be
obligated to make any complaints to the Issuing Bank; nor will it come interpose
resources of any kind against fines, sanctions or charges due, all of which, in the
event that it is necessary, will be carried out by myself. The Receiving Bank will not
be responsible if the Issuing Bank does not deliver receipts for services at the
appropriate time, or if the payments are late due to reasons unconnected with the
Receiving Bank, which will have absolute liberty to cancel this service if my account
does not have sufficient funds to cover one or more of the payments that are
required of the Issuing Bank, or if it were to be blocked for any reason.
(SIGNATURE)

(SIGNATURE)

Cardholders Signature
Original: Telnor

Collaborators Name
Copy: Client