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10/7/13
[Studyplan] IBPS CWE PO/MT: General Awareness (GA), Banking Awareness, Computer Awareness, Priority Topics, Trend Analysis Mrunal
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SEPTEMBER 6TH, 2013
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[Studyplan] IBPS CWE PO/MT: General Awareness (GA), Banking Awareness, Computer Awareness,
Priority Topics, Trend Analysis
IBPS CWE PO-MT Exam Structure
IBPS: High priority topics
General Awareness + Banking Awareness
#1: Banking Awareness (Theory)
Minimum Topics from Banking theory
RBI
Banks: Basics
Banking services
Rural banking
Bad Loans
International banking
#2: Banking Awareness (Current Affairs)
#3: Economy (Theory)
#4: Economy: Current Affairs
#5: International Affairs (IA)
#6: Polity Current affairs
#7: Misc.GK: Filler topics
#7: Misc.GK: PIN/Award/Sports
Computer Awareness- Topicwise Breakup
IBPS CWE PO-MT Exam Structure

Written Stage: Multi choice Questions (MCQs)
Section
2011,2012
2013 (online test)
1. Reasoning
50
50
2. English Language
50 Qs x 0.5=25 marks
40
3. Quantitative Aptitude (Maths + DI)
50
50
4. General Awareness (+ Banking Awareness) 50
40
5. Computer Knowledge
50
20
Descriptive Paper of English
25
-removed-
Total Marks
250
200
Time-limit (minutes)
150 for MCQ+60 for descriptive 120
Sectional cutoff? = yes

Negative marking?= yes, Minus 0.25% per wrong answer.
Interview stage
Minimum qualifying marks in interview =40% for general and 35% for SC/ST/OBC/PWD candidates).
The weightage (ratio) of Written: interview = 80:20
IBPS: High priority topics

In the game of chess, if you try to defend every piece, youll end up losing every piece. Competitive exams are no different. So in the
first round of preparation, you try to get a steel grip over following topics.
Section
High priority area
mrunal.org/2013/09/studyplan-ibps-cwe-pomt-general-awareness-ga-banking-awareness-computer-awareness-priority-topics-trend-analysis.html
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Section
High priority area
1. General Awareness
1. Banking awareness theory

2. Economy current affairs
2. Computer
1. MS Office 2007 (or 2010 or 2013)

2. internet related topics
3. Reasoning
1. High level reasoning (Syllogism + assumption/inference)

2. Sitting arrangement
4. Quantitative aptitude
1. BOSMAS/simplification
2. Data interpretation (DI)
5. English
1. Grammar rules + Sentence correction

2. Daily practice of comprehension + sentence arrangement.
Revision Essential
Practice Essential
Uske baad, you venture into other areas to enhance your preparation further. In this article, we see the approach for two sections
1. General Awareness + Banking awareness
2. Computer Awareness.
Remaining sections, dealt in separate articles.
General Awareness + Banking Awareness
IBPS CWE PO/MT Exam of
2011 2012
Banking Theory
18
15
Banking Current Affairs
22
21
Economy Theory
Economy Current Affairs
Economy Subtotal
11
11
IA
International Current Affairs
Polity
Polity Current Affairs
Misc.PIN
Misc.Sports
Misc.Books-Authors
Banking
Banking Subtotal
Economy
Current Affairs (IA+Polity)
Misc.GK
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Misc.filler (Census, Geography, Nuke Reactors, Defense etc.) 2
Misc.GK subtotal
11
10
Total
50
50
Each year, more than 30 out of 50 questions came from (Banking + Economy) only. Hence Priority order for study:
1. Banking: and within banking: Theory >> Current
2. Economy: and within Economy: Current >> Theory
#1: Banking Awareness (Theory)

1. Any one Book on Banking awareness (theory) Topics
BOOK
MY REVIEW/COMMENT
i. Money, Banking and Finance by BSC

Publication
Cheap, reliable work horse.

Not updated after 2009 (only reprinted), but for IBPS level theory, its
coverage is sufficient and you can always google for any latest happenings.
Doesnt contain practice MCQs. (Although doesnt matter because youll
be using a separate book on papersets anyways)
ii. Principles and Practices of Banking By

Indian Institute of Banking and Finance
(IIFB)
Written for JAIIB/CAIIB type exams, printing-structure-explanation is

professional grade.
Few MCQs after each chapter.
Doesnt burden you with lot technical-legal aspects, sticks to conceptual
clarity.
Not updated after 2008, just reprinted.
iii. Handbook of Banking information by

N.S.Toor (Skylark Publication)
Written for JAIIB/CAIIB type exams.

Most updated information about banking topics, among the given books.
(36th Edition released in Jan 2013).
But also burdens you with many technical-legal aspects that are not much
relevent from IBPS exam point of view.
Contains more MCQs than previous book by IIFB.
If you have any similar book from Arihant Publication, Kiran Prakashan etc. that is also fine. All these books have overlapping content.
Remember that youve to finish the topics, not the books.
2. + Various articles posted on Mrunal.org/economy
3. Anyone BankPO Paperset for practicing the MCQs
i. Arihants paperset of previous Bank PO exams
ii. Kiran Prakashans Paperset for IBPS PO/MT (with FREE CD for computer test)
iii. If youve paper set from any other publication, thatll also work just fine.
Minimum Topics from Banking theory

Youll have to face banking awareness, not only at the MCQ-stage but also during interview stage. Here is the list of Minimum Topics
to be prepared. Dont do Ph.D on any topic, just get an overview from MCQ point of view. (same advice for all the topics listed in
this entire article)
RBI
1. Origin of RBI. Who is the current governor, whom did he replace?
2. RBI vs SEBI vs IRDA: Name of their main bosses, Who controls
what? NBFCs, MFI, Gold Loans, ULIP, Mutual funds etc.
3. powers functions of RBI
4. How does RBI control the money supply?
5. Open market operations, MSF, liquidity adjustment facility
6. SLR, CRR, Repo, Reverse repo, bank rate
7. Priority sector lending: and its subsectors. How do they apply to
Domestic bank vs foreign bank?
8. Currency chest, Mint and press. Who signs coins and currency?
9. Measures of money supply
Banks: Basics
1. What is bank? What are its functions? how is it
different from an NBFC/NBFC-factor, Post-office
savings, Chit Fund, Nidhi etc?
2. Types of banks: commercial banks, regional rural
banks, cooperative banks, investment banks,
development banks etc.
3. What is a Scheduled commercial bank?
4. Public sector versus private sector banks. Where
does RTI apply?
5. IDBI, ICICI, IFCI, SIDBI, EXIM, NHB etc.
6. Bank nationalization, mergers and consolidations.
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10. Foreign exchange management, components of forex reserves,

approx. forex under RBI. Powers under FERA/FEMA, Tarapore
Committee on capital account convertibility
11. Banking regulation act and its recent amendment
12. Banking reform, Banking License, Narsimhan, BASEL.
7. Names of chairman/CMD of big banks.

8. Basic GK related to banks: first commercial bank
in India, first bank setup by Indians, origin of
SBI/ICICI, subsidiaries of SBI, etc.
Banking services
1.
2.
3.
4.
5.
6.
7.
8.
9.
10.
11.
12.
13.
14.
15.
16.
17.
Assets, liabilities and working capital of a bank.

Demand liabilities vs time liabilities
Bankers rights (lien). Know your customer (KYC) norms, Adhar Card enabled payment, Money laundering, Benami transections
Types of Bank customers and provisions related to them:
1. Minor-Guardian, partnership firms
2. HUF and karta
3. NRI, PIO
4. joint account holders
5. Married Women
6. partnership firm accounts
7. public/private companies
8. trusts and cooperatives
Types of bank accounts and their features:
1. current account, savings account
2. term deposit account, fixed deposit,
3. PPF, senior citizens account
4. NRE-rupee account, FCNR account, RFC, EEFC, escrow account
5. Allied topic: post office savings account and National savings certificate
Unclaimed/dormant accounts, RBI provision for them, Death of customer, insolvent customer, liquidation, Garnishee orders
Types of negotiable instruments: bank draft, bank check, promissory note, warehouse receipt, Treasury bills etc.
Cheque:
1. order/bearer/travel/bankers cheque
2. endorsement, cheque-crossing,
3. post-dated cheque, what if cheque-date is invalid (31st Feb) or holiday (2nd Oct)?
4. when Bank should not pay, cheque-dishonor (cheque-bouncing)
5. MICR, Cheque truncation, new CTS-system
6. Note refund rule, clan note-policy
demand drafts, telegraphic transfers, safe deposit lockers
ATM: PIN, HWAK, White Label ATM, third party ATM
Debit card, credit card, smart card
Mobile Banking, personal banking, tele-banking, corporate banking
Online banking:
1. NEFT, RGTS, EFTS, Bankwire, E-commerce
2. networking among banks: INDONET, BankNET, RBINET, SWIFT, Point of Sale (POS) terminal
3. core-banking solutions
4. Electronic signature and Information Technology Act
Loans
1. different type of loan products,
2. Subprime lending
3. mortgage, reverse mortgage, collaterals, stamp duty on loan documents
4. lien, set-off
5. Priority sector lending: and its subsectors. How do they apply to Domestic bank vs Foreign bank?
bank guarantee, letters of credit
Banking Ombudman: powers functions, appeal structure and Consumer courts
Bancassurance, cross-selling, universal / narrow / retail banking
Rural banking
1. RBI vs NABARD
2. Rural infrastructure development fund (RIDF) and budget-2013 allocation for RIDF
3. financial inclusion and various government schemes associated with it (covered in my economic survey summaries, available on
mrunal.org/economy)
4. regional rural banks, their amalgation
5. cooperative banks
6. micro-finance institutions (MFI)
7. primary agricultural credit Society
8. Banking correspondent agents (covered in my article)
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9. lead bank scheme, local area banks, service area approach

10. Kisan credit card, interest subvention on crop-loans
^Almost all of these topics have been covered in my articles on Mrunal.org/Economy
Bad Loans
1.
2.
3.
4.
5.
6.
7.
8.
9.
10.
11.
12.
What is NPA?
Gross NPA versus net NPA
Asset classification under NPA (substandard/doubtful/loss)
Current figure of NPA? Which bank has highest NPA?
Capital adequacy norms, hypothecation
CIBIL and credit rating
SARFAESI Act and its recent amendment
asset reconstruction companies
Debt recovery tribunals.
Lok Adalats
Industrial sickness
Board for industrial and financial Reconstruction
International banking
1.
2.
3.
4.
5.
6.
7.
8.
9.
Bretton Woods
World Bank
IMF: SDR, voting rights
Who are the Main boss of IMF, World Bank, ADB?
BASEL
bank for International settlement
Asian clearing union
Islamic Banking
ADR, GDR, IDR
again, most of these topics have been covered in my articles on Mrunal.org/Economy

Sample questions from previous papers
Observe the following questions asked in previous IBPS PO papers, itll give you an idea on what kind of information you should be
focusing on, while reading the banking awareness theory.
Q. RBI related
1. Which of the following is a correct statement?
a. State Bank of India is the sole authority to issue and
manage currency in India.
b. A nationalised bank is the sole authority to issue and
c. A cooperative bank is the sole authority to issue and
d. RBI is the sole authority to issue and manage currency in
India. None of these
2. By increasing repo rate, the economy may observe the following
effects:
a. Rate of interest on loans and advances will be costlier
b. Industrial output would be affected to an extent
c. Banks will increase rate of interest on deposits
d. Industry houses may borrow money from foreign
countries
e. All of these
3. Which of the following is NOT a function of the

Reserve Bank of India?
a. Fiscal Policy Functions
b. Exchange Control Functions
c. Issuance, Exchange and destruction of currency
notes
d. Monetary Authority Functions
e. Supervisory and Control Functions
4. Interest payable on savings bank accounts is
a. Not regulated by RBI.
b. Regulated by State Governments.
c. Regulated by Central Government.
d. Regulated by RBI.
e. Regulated by Finance minister.
Q. Bank Nationalisation / types of banks related

5. Nationalization of banks aimed at all of the following except
a. Provision of adequate credit foragriculture, SME & exports
b. Removal of control by a few capitalists
c. Provision of credit to big industries only
d. Access of banking to masses
e. Encouragement of a new class of entrepreneurs
6. Axis Bank is a
a. Public Sector bank
b. Private Sector Bank
c. Co-operative Bank
d. Foreign Bank
e. Gramin Bank
Q. Banking services
1. Which of the following statements is true?
a. Banks cannot accept demand and time
deposits from public.
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b. Banks can accept only demand deposits from

public
c. Banks can accept only time deposits from
public
d. Banks can accept both demand and time
deposits from public.
e. Banks can accept demand and time deposits
only from government.
2. With reference to a cheque which of the following is
the drawee bank?
a. The bank that collects the cheque
b. The payees bank
c. The endorsees bank
d. The endorsers bank
e. The bank upon which the cheque is drawn
3. Which one of the following is a retail banking product?

a. Home Loans
b. Working capital finance
c. Corporate term loans
d. Infrastructure financing
e. Export Credit
4. A money deposit at a bank that cannot be withdrawn for a preset
fixed of time is known as a
a. Term deposit
b. Checking Account
c. Savings Bank Deposit
d. No Frills Account
e. Current Deposit
Q. online banking related
1. An ECS transaction gets bounced and you are unable to recover your money from your
customer. Under which Act criminal action can be initiated?
a. Indian Penal Code
b. Negotiable Instruments Act
c. Criminal Procedure Code
d. Payment and Settlements Act
e. Indian Contract Act
2. Upper limit prescribed for

RTGS transaction is
a. Rs. 1 lac
b. Rs. 2 lacs
c. Rs. 5 lacs
d. Rs. 50 lac
e. No upper limit is
prescribed
3. NEFT means
a. National Electronic
Funds Transfer system
b. Negotiated Efficient
Fund Transfer System
c. National Efficient Fund
Transfer Solution
d. Non Effective Funds
Transfer System
e. Negotiated Electronic
Foreign Transfer
System
Q. ombudsman related
1. Mr. Rajendra had filed a complaint with Banking Ombudsman but is not satisfied with
the decision. What is the next option him for getting his matter resolved?
a. Write to the CMD of the Bank
b. File an appeal before the Finance Minister
c. File an appeal before the Banking Ombudsman again
d. File an appeal before the Dy. Governor RBI
e. Simply close the matter as going to court involves time and money
2. Banking Ombudsman Scheme

is applicable to the business of
a. All scheduled commercial
banks excluding RRBs
b. All scheduled commercial
banks including RRBs
c. Only Public Sector Banks
d. All Banking Companies
e. All scheduled banks
except private banks
#2: Banking Awareness (Current Affairs)

for this, youve to keep an eye on the newspapers + monthly current affairs in magazines. Main focus areas:
1.
2.
3.
4.
5.
RBIs monetary policy and key rates

Any committee made by RBI/government for Banking sector. Who is its chairman and what is the purpose?
Any new directives to banks by RBI/Finance Ministry
Person in News: Any new appointments in RBI/Big Banks, Any Indian being appointed in foreign banks
Banking license, entry of foreign banks.
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6. When a big bank launches a new product

7. Government schemes associated with financial inclusion/pension/insurance: swabhiman, swavalamban etc.
Important: Whenever you come across above info, Note them in a separate diary/file and revise multiple times.
Observe the sample questions from previous IBPS PO exams, this will give you an idea on what type of information to focus on, while
reading current affairs.
1. Finance Ministry has asked the Reserve Bank of India to allow
common ATMs that will be owned and managed by nonbanking entities hopping to cut transaction costs for banks.
Such ATMs are known as
a. Black Label ATMs
b. Offsite ATMs
c. On site ATMs or red ATMs
d. Third party ATMs
e. White label ATMs
2. The committee on review of National Small Saving Fund
(NSSF) was headed by
a. Dr. C. Rangarajan
b. Mr. U.K. Sinha
c. Dr. Y.V. Reddy
d. Mrs. Shyamala Gopinath
e. Dr. Usha Thorat
3. Who is the chairman of the committee constituted by RBI to
study Issues and Concerns in the Micro Finance Institutions
(MFI) Sector?
a. YH Malegam
b. Dr KC Chakraborty
c. C Rangrajan
d. M Damodaran
e. Smt Usha Thorat
4. Which of the following states became the first state in the
country to launch RBIs e-payment system for commercial tax
payers?
1. Andhra Pradesh
2. Kerala
3. Gujarat
4. Maharashtra
5. Karnataka
5. As per revised RBI Guidelines, Provision on secured

portion of loan accounts classified as Doubtful Assets
for more than one year and upto 3 (three) years is to be
made at the rate of
a. 15%
b. 20%
c. 40%
d. 25%
e. 30%
6. Which of the following banks is headed by a woman
CEO
a. Bank of Baroda
b. HDFC Bank
c. Central Bank of India
d. Punjab National Bank
e. ICICI Bank
7. Who among the following has been appointed as a
director on board of Bank of America-the first nonAmerican on the board of the one of the largest
financial institutions in the world?
a. Azim Premji
b. Ratan Tata
c. Mukesh Ambani
d. KV Kamath
e. Chanda Kochar
Enough of Banking awareness, lets move to next topic:
#3: Economy (Theory)

Although in previous IBPS exams, within economy they gave more emphasis on current affairs over theory portion. But still, You must
get a good grasp over basic concepts of economy. Because of following reasons
1. For the interview / group discussion stage of banks/IIMs/State PCS/UPSC exam, youll have to prepare current affairs related to
Economy, particularly downfall of rupee, current account deficit, petroleum pricing, FDI etc.
2. For that ^that, youll have to read newspapers and news columns, but those people write articles with assumption that reader
already knows the basic theory! So, if you dont know the theory, youll find those articles boring/difficult to grasp=> shallow
answers during interview/GD=low marks=no selection or lower rank.
Source:
1. Mrunal.org/economy
2. NCERT Textbooks (click to download for free)
I. Indias Economic Development Class 11
II. Macroeconomics Class 12
III. NIOS Material on Economy: if youve time and mood.
3. If youve Indian Economy by Ramesh Singh (TMH Publication), read it. IF you dont have it, then there is no need to specifically
buy the book only for IBPS.
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10/7/13
4. Google as and when necessary.

Here is the list of minimum topics that should be prepared from Economy Theory / static portion
Indian Economy
Basic
1. Basic terms: GDP, NDP, GNP, NNP, recession,
purchasing power parity etc.
2. Three types of Economies: Capitalism, Socialist,
communism + LPG reforms of India
3. human development index
4. millennium development goals
1. Planning commission, National development Council, five-year

plans, main targets of 12 five-year plan.
2. 14th Finance commission and who is its chairman?
3. Inflation: types, impact, various terms associated with inflation
WPI, CPI, their new series, who calculates what?
4. IIP, industrial licensing, definition of MSME, items reserved for
SSI,
5. public sector undertaking, disinvestment
Finance
1. Money market vs capital market: functions, who
supervises them?
2. Commercial bills, Treasury bills, certificate of
deposit, commercial paper
3. Derivatives, options-futures, currency swaps,
4. underwriting, factoring
5. debt vs equity: IPO-shares, stocks, debentures,
bonds, mutual funds (+NAV), G-sec
6. venture capital, angel investor
7. SEBI: functions, who is their main boss?
8. Stock Exchange: BSE, NSE, SENSEX, Dollex etc.
9. Credit rating: CRISIL, Moody, S&P etc.
10. participatory notes, QFI, FII
11. FDI and its limits in various sectors, FIPB
12. PAN card and DEMAT account
13. external commercial borrowing (ECB), ADR,
GDR, IDR
Insurance
1.
2.
3.
4.
5.
6.
Types of insurance
Nationalization, LIC, GIC etc.
IRDA: chairman, power-functions
NPS, EPFO, ESIC, social security
pension-insurance reforms, FDI
Bancassurance
Budget
1. Taxation:
a. direct vs indirect. taxation powers of union and state
b. tax deduction at source
c. tax slabs
d. negative list in service tax
e. PAN Card, E-filling of tax returns
f. Basics of VAT, GST
2. types of budgets: surplus, deficit, balanced
3. votable vs non-votable items
4. Finance Bill and appropriation Bill
5. cut motions: policy cut, economy cut, token cut
6. general budget versus railway budget
7. revenue versus capital expenditure
8. standing committees of Parliament
9. types of deficits, FRBM targets
10. fiscal deficit and its impact on economy
11. Consolidated fund, contingency fund, public account
Foreign trade
1. current account, capital account, balance of trade, balance of
payment
2. rupee convertibility
3. currency devaluation, appreciation
4. GATT, WTO
5. FERA, FEMA
6. NEER, REER
Sample questions from previous papers

1. Financial inclusion means provision of
1. Financial services, namely, payments, remittances,
savings, loans and insurance at affordable cost to persons
not yet given the same.
2. Ration at affordable cost to persons not yet given the
same.
3. House at affordable cost to persons not yet given the
same.
4. Food at affordable cost to persons not yet given the
same.
5. Education at affordable cost to persons not yet given the
same.
2. When the rate of inflation increases
1. purchasing power of money increases
2. purchasing power of money decreases
3. value of money increases
3. When there is a difference between all receipts and

expenditure of the Govt. of India, both capital and
revenue, it is called
1. Revenue Deficit
2. Budgetary Deficit
3. Zero Budgeting
4. Trade Gap
5. Balance of payment problem
4. Which of the following is not considered a money
market instrument?
A. Treasury bills
B. Repurchase Agreement
C. Commercial Paper
D. Certificate of Deposit
E. Shares and bonds
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4. purchasing power of money remains unaffected

5. amount of money in circulation decreases
^as you can see, from theory very easy questions have been asked. Hence just get an overview, dont spend too much time on
Economy theory portion. Now moving to:
#4: Economy: Current Affairs

Main focus should be on Union Budget 2013 + Economic survey.
The summary of all Economic survey chapters=available on Mrunal.org/economy. And in those summaries, Ive also included
various government schemes, organizations, even the Human development index.
Budget-2013
Numbers related to Economy

For Numbers, prepare following
For Budget-2013, you dont have to prepare each and everything, just focus on following
areas
1. Chindus Budget speech: (click me). look for major announcements e.g. We are
working with RBI and NABARD to bring all other banks, including some
cooperative banks, on Core Banking solution and e-payment systems by 31.12.2013.
2. Major highlights of Budget-2013 (click me)
3. Income tax slabs
4. peak rates of excise, service tax and custom duty
5. Negative list of Service tax.
1. latest Estimates of GDP

2. IIP, WPI, CPI: highest lowest in
recent times.
3. Repo rate, CRR, SLR, Bank
rate: highest lowest in recent
times.
4. Rupee vs dollar: highest lowest
in recent times.
5. fiscal deficit, current account
deficit
6. latest FDI limits in various
sectors
7. top-5 items in export and import
8. excise, service tax, income tax,
custom duty (highest to lowest
in terms of income to
government)
For remaining current affair related matters e.g. US/EU economic problems, measures taken by government to boost investment/GDP,
curb current account deficit / gold consumption etc.
1. Economy section under any one Monthly current affairs magazine AND/OR
2. economy related news within monthly updates of Competitionmaster.com
3. +keep a habit of reading English newspaper on daily basis, itll help you in reading comprehension, general awareness and
interview.
Observe the sample questions from previous IBPS PO exam, it will give you an idea of what type of information you should be
focusing on, while reading magazine/newspaper for economy current affairs.
Q. US/EU related
Almost all the major economies of the world had reacted sharply on the issue of the USAs ceiling limit on its debt. Why was the issue
so important for other nations, which otherwise was an internal matter for the USA?
1. The Senates decision on the issue might have caused the US dollar to weaken further or get strengthened in international markets.
2. Weakening of the dollar might have pushed up Euro and other major currencies up and some European countries which were
already in trouble would have faced a new crisis.
3. Debt limit was directly related to liquidity position of banks in USA.
answer choices
a.
b.
c.
d.
e.
Only (A)
Only (B)
Only (A) and (B) both
Only (B) and (C) both
All (A), (B) and (C)
Q. Foreign Trade related

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10/7/13
The Govt. of India recently decided to lift the four-years- old ban on export of wheat. What was
the reason for the same?
1. The present Foreign
Trade policy of India will
continue till
A. December 2012
B. March 2013
C. March 2014
D. June 2013
E. December 2014
A. India had a bumper crop of wheat during last two years. Hence it has excess stock of wheat.
B. As per the Food Security Act, India is bound to provide 10 million tones of wheat to World
food grain stock every year. India defaulted last year. This year it does not want to be one.
C. As advised by the Supreme Court of India, the money received from export should be used
to pay subsidy to the farmers.
Answer Choices
a.
b.
c.
d.
e.
Only(B)
Only (A)
Only (C)
Both (A) and (B)
Q.Govt schemes
1. Which of the following schemes of the Govt. of India has provided
electrically to 99000 villages and total 1.7 crore households uptill
now?
A. Kuti Jyoti
B. Rajiv Gandhi Grameen Vidyutikaran Yojana
C. Bharat Nirman
D. PURA SEWA
2. Which of the following schemes is launched to

provide pension to people in unorganized sectors
in India?
A. Swabhiman
B. Jeevan Dhara
C. Jeevan Kalyan
D. ASHA
E. Swavalamban
Q. Government Policies to boost investment/GDP

2. The Govt. of which of the following states has agreed to
give captive mines of iron- ores to all the companies who
are willing to establish plants there?
A. West Bengal
B. Odisha
C. Jharkhand
D. Bihar
E. Karnataka
3. POSCO is in the process of establishing its plants in
India. What does the letter P denote in the name
POSCO?
1. Popular
2. Pallin
3. Pohang
4. Paradeep
5. Peterburg
5. In order to attract more foreign exchange the Govt. of India

decided to allow foreign investment in LLP firms. What is full
form of LLP as used in this reference?
1.
2.
3.
4.
5.
Local Labour Promotion

Low Labour Projects
Limited Loan Partnership
Longer Liability Partnership
Limited Liability Partnership
Enough of Economy, lets move to next topic.
#5: International Affairs (IA)

For CDS, CAPF, IBPS= international-affairs is a common topic. Even at interview stage, you might come across questions from
here. The Cost: benefit is quite good, if you focus on the right areas.
Although IA+Polity current had less questions than Misc.GK in previous IBPS PO Exams, but I put them at higher place in this priority
order. Why?
1. The cost: benefit of IA+Polity current is higher than Misc.GK (in terms of amount of data to be memorized, to solve one MCQ in
the actual exam.)
2. Youll have to prepare current affairs related to IA+Polity for the interview anyways, while Misc.GK loses significance @interview
stage.
10/21
10/7/13
Reference source for IA

4. International Affairs section under any one Monthly current affairs magazine (PRatiyogita, CST etc) AND/OR
5. Monthly updates of Competitionmaster.com
6. +keep a habit of reading English newspaper on daily basis, itll help you in reading comprehension, general awareness and
interview.
Areas to focus?
1.
2.
3.
4.
5.
6.
PIN (Persons in news) : election of new PM/Prez. in any country. Heads of main international organizations.
Places in news: where some summit/controversial event happened.
Recent summits of ASEAN, SAARC, G-8 etc. Location and theme.
bilateral visits and agreements
Pravasi Bharatiya Divas, new Schemes related to NRIs
Any recent controversies: Snowden, Wikileaks, Syria, Egypt etc.
^Dont do Ph.D, just focus on persons/places in news and main reason(s)/features.

Observe the following questions that were asked in previous IBPS PO exams, itll give you an idea on what type of information you
should be focusing on, while reading about international affairs.
Q. Bilateral visits
6. The Home Minister of India was recently on a
visit to Bangladesh, where both the countries
signed a Coordinated Border Management Plan
(CBMP). What are the major points of this
agreement?
1. The plan will help in resolving the long-pending
border dispute between both the nations.
2. The head count of the people living in enclaves on
the border will be completed within next six
months time.
3. India assured that no BSF Jawan will open fire on
the people crossing the borders unless there is an
attack on them.
answer choices
A.
B.
C.
D.
E.
Only (A)
Only (B)
Only C
Both (A) and (C)
7. The President of India was recently on a visit to South Korea and

Mongolia. During her visit some agreements were signed by both the
countries. Which of the following was a common area on which India
signed agreements with South Korea and Mongolia both?
1. Peaceful use of Nuclear energy
2. Export of edible oil toSouth Korea and Mongolia
3. Providing technical help to become self-sufficient in production of
food grains
4. Willingness of both the countries to support Indias bid to have
permanent seat in UN Security Council
5. To hold Olympic games in 2022 in New Delhi jointly with South
Korea and Mongolia
Q. Controversy related
1. Which of the following was the issue over which India
decided to vote against Sri Lanka in the meeting of one of the
UN governed bodies/agencies?
a. Violations of human right in Sri Lanka
b. Allowing China to establish a military based in India
ocean
c. Issue of subsidy on agricultural products in the meeting
of the WTO
d. Allowing part of Sri Lanka to become an independent
country governed by LTTE
e. Sri Lankas claim to become a permanent member of
UN Security Council
2. The president of which of the following countries was
accused of violation of War Powers Act of his country
when he decide to attack Libya with other NATO countries in
June 2011?
a. USA
3. What was the reason owing to which Enrica Lexie, an

Italian ship was detained by the Port Authorities in Kerala
and was brought to Cochin port for inspection and
search?
a. It was carrying objectionable material
b. It was involved in sea piracy
c. It was detained as the crew killed two Indian
fishermen
d. The ship started sailing without making payments of
iron ore it loaded
e. It was detained as it was dumping nuclear waste in
deep sea
11/21
10/7/13
b.
c.
d.
e.
France
Germany
Spain
Italy
Q. International Places in News

4. The 10th Basic Ministerial Meeting on Climate
Change was organized in February 2012 in
a. Tokyo
b. Beijing
c. Manila
d. Moscow
e. New Delhi
5. The Golden Jubilee of Afro-Asian Rural Development organization was

organized in which of the following places in March 2012?
a. Dhaka
b. Tokyo
c. Cairo
d. Kuala Lampur
e. New Delhi
Q. International Persons in news (PIN)
1. Angela Merkel was recently in India to receive Jawaharlal Nehru Award

for International Understanding for the year 2009. What has been her
contribution to international politics which made her the Best Choice
for the award?
1. She played a major role in restarting negotiations between Russia and
USA on START.
2. She initiated Health Care Reforms in Germany and solved problems
related to future energy development.
3. She played a crucial role in negotiation of the Treaty of Lisbon and
Berlin declaration.
Answer choices
A.
B.
C.
D.
E.
Only (B) and (C)

Only (A) and (B)
Only (C)
Only (A) and (C)
None of these
2. Who among the following was the Chief

Guest at the three-day Pravasi Bharatiya Divas
function held in January 2012?
a. Kamla Persad Bissessar
b. Ram Baran Yadav
c. Lakshmi Mittal
d. Salman Rushdie
e. Benjamin Netanyahu
3. Which of the following countries recently
conferred its Highest State Honour on Late
Mrs Indira Gandhi for her contribution in its
Liberation war?
f. South Sudan
g. Bangladesh
h. Bhutan
i. Slovakia
j. Croatia
2. Yingluck Shinawatra won recently held
election to become first PM of
a. Myanmar,
b. S.Korea
c. Thailand
d. N.Korea
e. none of Above
#6: Polity Current affairs

In past exams, 2-3 questions appeared from polity related current affairs. but still cost-benefit is good, just pay attention to key areas
within newspaper, magazines and youll be able to solve those MCQs effortlessly.
Areas to focus (Dont do Ph.D, just keep an eye on following topics)
1.
2.
3.
4.
PIN: new CM (particularly North East and those who won multiple times), New CAG/EC/CJI etc.
SC judgments/ scams / controversies
Bills/amendments/acts
committees, scams
Observe the questions from past exams

Q. Polity current: controversy related
The Lokayukta of which of the following
States had submitted a report on illegal mining
of iron ore in the State?
2. Which of the following agencies/ organizations recently gave go-ahead

verdict to Indias one of the most controversial project of inter linking rivers?
(some of the rivers are international rivers)
12/21
10/7/13
a.
b.
c.
d.
e.
Andhra Pradesh
Tamil Nadu
Karnataka
Odisha
None of these
a.
b.
c.
d.
e.
UN Food and Agriculture Organization

World Meteorological Organization
International Court of Justice
Central Water Commission
Supreme Court of India
Polity: persons/places in news

3. Who among the following has become the chief
Minister of a State in India for third consecutive term?
a. Tarun Gogoi
b. Nitish Kumar
c. J Jayalalitha
d. Mamta Banerjee
e. None of these
4. Gorkhaland Council, which was recently in news, is a body set

up for administration of which of the following Districts?
a.
b.
c.
d.
e.
Siliguri
Bagdogra
Malda
Darjeeiing
Gangtok
Polity: Acts/bills/amendments related

5. Which of the following acts is vogue in India is against
the thinking of raising school fee as per demand of the
market forces?
a. Prevention of Corruption Act
b. Child Labour (Prohibition & Regulation) Act
c. Sharda Act
d. Right to Education Act
e. MG National Rural Employment Guarantee Act
6. As per the provisions in the Food Security Bill 2011, per

month how much food grain should be given to each person of
the target group?
a. 5 kg
b. 7 kg
c. 9 kg
d. 10 kg
e. 20 kg
#7: Misc.GK: Filler topics

If youre preparing for CAPF, CDS, State PCS or SSC, youll definitely come across good number of questions on geography,
census, defense, and science-tech. But for IBPS, theyre only using these topics as filler material. Hence cost: benefit = not good
and therefore I put them under Misc.GK.
But still while youre reading newspaper/magazine, doesnt hurt keeping an eye on following. Here are samples from previous
IBPS PO exams.
GEOGRAPHY
CENSUS
1. The worlds highest Rail Bridge is being

constructed in the state of Jammu & Kashmir. This
bridge will be on which of the following rivers?
a. Jhelum
b. Chenab
c. Indus
d. Ravi
e. None of these
DEFENSE
2. Which of the following statements containing results of Indias

recent Census is not correct?
a. Kerala has about 94% literacy, the highest in India.
b. The sex ratio in India is 940.
c. Male literacy is lower than female literacy in seven most
developed states.
d. Uttar Pradesh is the most populous State in India.
e. The population of India has increased by 181 million during
the decade 2001-2011.
SCI-TECH/NUKE
3. Akula-11 Class K-152 Nerpa was inducted in

Indian Navy recently. These are
a. Aircrafts
b. Radar System
c. Submarines Missiles
d. Warship
e. Submarines
4. As per newspaper reports, India is planning to use SEU as fuel

in its 700 MV nuclear reactors being developed in new plans.
What is full form of SEU as used here?
a. Safe Electrical Units
b. Small Electrical Units
c. Slightly Enriched Uranium
d. Sufficiently Enriched Units
e. Safely Enriched Uranium
#7: Misc.GK: PIN/Award/Sports

Finally the most bogus headache topic.
13/21
10/7/13
Previous IBPS PO Exams:
2011
2012
Misc.PIN (persons in news, awards)
Misc.Sports
Misc.Books-Authors
Misc.filler (Census, Geography, Nuke Reactors, Defense)
total
11
10
Source of preparation
Ive published Person in News compilation from 2012 to March 2013 click me
Copy paste it in MS Word file
Goto library, read whatever competitive magazine you get (CST, Pratiyoigta, Chronicle, Wizard) and note down important
names/details. You can also use list given by competitionmaster.com for example click me for June 2013
Observe the sample questions from previous exams:
Person in News (PIN)/Awards
1. Which of the following awards was conferred upon Late Mario
De Miranda (Posthumously) in January 2012?
a. Padma Vibhushan
b. Bharat Ratna
c. Kalidas Samman
d. Saraswati Samman
e. Padmashri
2. Which of the following films was not directed by Manikaul,
who died recently?
a.
b.
c.
d.
e.
3 Idiots
Ghashiram Kotwal
Uski Roti
Dividha
Ashadh Ka Ek Din
3. Ranbir Kapoor was awarded Best Actor in 47th

Filmfare Award Function for his performance in
a. No One Killed Jessica
b. Stanley Ka Dabba
c. 7 Khoon Maaf
d. Rockstar
e. Zindagi Na Milegi Dobara
Books-Authors
Who among the following is the author of the book
Birbasan?
a.
b.
c.
d.
e.
Who among the following is the winner of Man Booker Prize

2011?
Mahashweta Devi
Taslima Nasreen
Sunil Gangopadhyay
Vikram Seth
Kiran Desai
A.
B.
C.
D.
E.
Andrea Levy
Nicola Barker
TomMcCarthy
Linda Grant
5) Philip Roth
Sports: Location
1. National Table Tennis Championship was organized in
January 2012 in
a. Mumbai
b. Delhi
c. Hyderabad
d. Luck now
e. Jaipur
2. The 5th Asian Indoor Athletics Championship was organized in

February 2012 in
a. Bangladesh
b. India
c. Qatar
d. China
e. South Korea
Sports: Winner/loser
1. Who among the following Indian Lawn
Tennis player won a Doubles of Australian
3. What among the following was the Captain of the Australian Team which
14/21
10/7/13
Open 2012?
a. Mahesh Bhupati
b. Kamlesh Mehta
c. Leander Paes
d. Samoa Mirza
e. Achanta Sarath Kamal
2. Japan won the womens Football World Cup
2011 by defeating
a. England
b. Germany
c. Argentina
d. USA
e. China
played 5 Test matches against India in January 2012 and won all of them?
a. Ricky Pointing
b. Michael Clarke
c. Nathan Lyon
d. Stuart Clark
e. Andrew Symonds
4. Who amongst following won the Wimbledon Mens final 2011, which
was also his first Wimbledon Title?
a. Rafael Nadal
b. Novak Djokovic
c. Robert Bruce
d. Lleyton Hewitt
e. None of above.
Computer Awareness- Topicwise Breakup

Topic IBPS CWE PO/MT 2012 2011
MS Office
15
OS/software basics
Internet/network
14
13
virus/security
hardware
14
programming
database
total
50
50
^For 2013s exam, there will be only 20 marks from Computer awareness.
Priority areas:
1. Within MS Office: Excel, PowerPoint, and Outlook. Important: IBPS asks questions about MS-offce 2007 and onwards (i.e.
tabs-interface.) Good news is NIOS material covers that portion.
2. Internet, Email, Webpage related
3. Within hardware: types of computers, hardware used in networking & internet
Reference?
IF you already have a book for Computer awareness from Kiran, Arihant etc. well and good. Revise it often and solve the mock
questions given in it.
If you dont have any book, there is no need to specially purchase any book because the (free) NIOS study material for computer
awareness is available for free. Click me to Download.
Solve the computer awareness questions from previous years Bank PO questions papers.
Lets look at some sample questions from previous years IBPS PO papers
MS Office
In Power Point, the Header & Footer button can be
found on the Insert tab in what group ?
To find the Paste Special option, you use the Clipboard group on the tab
of PowerPoint.(1) Design(2) Slide Show(3) Page Layout(4) Insert(5)
Nome
The letter and number of the intersecting column and row is the
1. cell location
2. cell position
3. cell address
1.
2.
3.
4.
5.
illustrations group
Object group
Text group
Tables group
None of these
______ in Excel allows users to bring together copies of

workbooks that other users have worked on
independently.
1. Copying
2. Merging
15/21
10/7/13
4. cell coordinates
5. Cell contents
3. Pasting
4. Compiling
5. None of these
OS/Software basics
Which of the following software could assist someone who

cannot use their hands for computer input?
1.
2.
3.
4.
5.
Video conferencing
Speech recognition
Audio digitizer
Synthesizer
None of these
1.
2.
3.
4.
5.
What is the name given to those applications that combine text,

sound, graphics, motion video, and/or animation ?
1.
2.
3.
4.
5.
____ software creates a mirror image of the entire hard disk,

including the operating system, applications, files, and data.
You can keep your personal files/folders in

1.
2.
3.
4.
5.
motionware
anigraphics
videoscapes
multimedia
maxomedia
Operating system
Backup software
Utility programs
Driver imaging
None of these
My folder
My Documents
My Files
My Text
None of these
Internet/Email/Networks
____ allows users to upload files to an online site
so they can be viewed and edited from another
location.
1.
2.
3.
4.
5.
General-purpose applications
Microsoft Outlook
Web-hosted technology
Office Live
None of these
The method of Internet access that requires a

phone line, but offers faster access speeds than
dial-up is the connection.
1.
2.
3.
4.
5.
cable access
satellite access
fiber-optic service
Digital Subscriber Line (DSL)
modem
Fourth-generation mobile technology provides enhanced capabilities allowing

the transfer of both ____ data, including full-motion video, high-speed Internet
access, and videoconferencing.
1.
2.
3.
4.
5.
video data and information

voice and nonvoice
music and video
video and audio
None of these
A USB communication device that supports data encryption for secure wireless
communication for notebook users is called a
1.
2.
3.
4.
5.
USB wireless network adapter

wireless switch
wireless hub
router
None of these
Security
____ is a form of denial of service attack in which a hostile client

repeatedly sends SYN packets to every port on the server using take
IP addresses.
1.
2.
3.
4.
5.
Cybergaming crime
Memory shaving
Syn flooding
Software piracy
None of these
A person who uses his or her expertise to gain access to

other peoples computers to get information illegally or do
damage is a
1.
2.
3.
4.
5.
hacker
analyst
instant messenger
programmer
spammer
______are attempts by individuals to obtain confidential information

from you by falsifying their identity.
6.
7.
8.
9.
Phishing trips
Computer viruses
Spyware scams
Viruses
16/21
10/7/13
10. Phishing scams

Hardware
Different components on the motherboard of a PC unit are linked together by sets of
parallel electrical conducting lines. What are these lines called?
1.
2.
3.
4.
5.
Conductors
Buses
Connectors
Consecutives
None of these
1.
2.
3.
4.
5.
ALU
Control unit
Disk unit
Modem
None of these
Which ports connect special types of

music instruments to sound cards?
Reusable optical storage will typically have the acronym

1.
2.
3.
4.
5.
Which part of the computer is used for

calculating and comparing ?
CD
DVD
ROM
RW
ROS
1.
2.
3.
4.
5.
BUS
CPU
USB
MIDI
MINI
Programming
A(n) _____ language reflects the way people
think mathematically.
1.
2.
3.
4.
5.
cross-platform programming
3GL business programming
event-driven programming
functional
None of these
2. A set of rules for telling the computer what

operations to perform is called a ___
1. procedural language
2. structures
3. natural language
4. command language
5. programming language
A(n) program is one that is ready to run and does not need to be altered in any
way.
1.
2.
3.
4.
5.
interpreter
high-level
compiler.
COBOL
executable
3. A detailed written description of the programming cycle and the program,

along with the test results and a printout of the program is called
1. documentation
2. output
3. reporting
4. spec sheets
5. Directory
Database management related
____ is used by public and private enterprises to publish and share financial information
with eachother and industry analysts across all computer platforms and the Internet.
1.
2.
3.
4.
5.
Extensible Markup Language (EML)

Extensible Business Reporting Language (XBRL)
Enterprise Application Integration (EAI)
Sales Force Automation (SFA) software
None of these
Grouping and processing all of a

firms transactions at one time is
called
1.
2.
3.
4.
5.
a database management system

batch processing
a real-time system
an on-line system
None of these
This first step in the transaction processing cycle captures business data through various
modes such as optical scanning or at an electronic commerce website.
1.
2.
3.
4.
5.
Document and report generation

Database maintenance
Transaction processing start-up
Data Entry
None of Above
The approach to Maths, reasoning and English has been discussed in separate articles, click on the following links:
17/21
10/7/13
1. [Studyplan] IBPS CWE PO/MT: Quantitative Aptitude, Maths, Data Interpretation (DI), Speed Maths
2. [Studyplan] IBPS CWE PO/MT: Reasoning, topicwise analysis, priority topics, syllogism, assumption-inference, sitting
arrangement, Non-Verbal, data sufficiency
3. [Studyplan] IBPS CWE PO/MT: English, Grammar, Comprehension, Sentence Arragenment
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[Result] RBI Grade B Officers 2013 phase-1 exam result is out, More than 2000 candidates selected for phase 2
[Studyplan] IBPS CWE PO/MT: Quantitative Aptitude, Maths, Data Interpretation (DI), Speed Maths
[Studyplan] IBPS CWE PO/MT: Reasoning, topicwise analysis, priority topics, syllogism, assumption-inference, sitting
arrangement, Non-Verbal, data sufficiency
[Studyplan] IBPS CWE PO/MT: English, Grammar, Comprehension, Sentence Arragenment
[Result] SBI PO 2013 final result is out, 1513 candidates selected as probationary officers
[RBI Grade B Officer] Hall Tickets/ Admission Letters are out, Demo Questions, Instructions for Computer Based Test
[IBPS PO/MT] You can apply without 60% in graduation, without computer certificate or above 28 age
146 comments to [Studyplan] IBPS CWE PO/MT: General Awareness (GA), Banking Awareness,
Computer Awareness, Priority Topics, Trend Analysis
Older Comments
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Mridula
Reply to this comment
Thank you sir for the exhaustive and awesome work! I have one query in mind,is it really mandatory to buy a book specifically focusing on
Banking Awareness ,if someone is regularly reading your Economy articles (since I find them more than sufficient!!!! )..
Please clarify
Kind Regards.
vishal
Sir am good at solving problems but it takes a lot of time in doing so, any suggestions to improve my speed will be highly appreciated,
Sharad Sathone
Thank you sir for the useful information
Khushboo
pls help.
From where to download IBPS PO practice sets and last year paper? please
Raj Kamal
I came acrross this website http://www.thinkinc.in/download.html while searching for IBPS PO 2012 paper and mock tests ,just scroll
down a bit.
Paper is clean unlike other sites but answer key/solution is not available.
Hope it helps:)
Hariharan
very useful & wonderful
This is explain about prepration step by step
18/21
10/7/13
Ravi
Hello mrunal sir,
Jo topic aapne banking aur economic ke bare me uper mention kiye hai uske ager aap answer ke sath koi achisi pdf banake denge to
hamre bank po ke exam me bahot useful hoga sir.
Sir plz hamare liye itna effort lenge to bahut accha honga. Thanks sir.plz reply sir.
shobha rani
please guide me genral awerness to rrb cwe 2013 exame please help mi please sir
vikram
thank you sir!!!!!!!!!!!!!!!!
nikhilsp
sir,
can we prepare Banking awareness theory solely from Ramesh Singh,or shall i require to use any one of the above suggested book
GOOD ONE
@RAVI use google chrome .then type Ctrl+p it will show print option where you can save it as pdf ..
and thanks for the help mrunal sir.
C.DHIVYAPRIYA
Hello sir,
How can i easily attend the quantitative apps questions in po exams.Kindly tell the easy tips.
vishal solanki
respected sir,
how are we prepare self attempt in question paper?. please give me some tips and your ideas. basically i have given four and five hours
daily in practice sets.
SHAZ
sir ..kindly tell me how to download the hall ticket for ibps exam po.for 2013
kindly reply sir
Ruchi
kindly tell me how to download the hall ticket for ibps exam po.for 2013
please reply sir
Raj Kamal
http://www.ibps.in/html/CWE_PO_MT_III.htm
Geet Sehgal
19/21
10/7/13
Hey, I was thinking, is there someone who can actually device a solution to the problem How to study for General Awareness?
Voila!!
Thankyou :)
P.S : It would be great if there is some Capsule for G.A that would be sufficient for the topic in talks. please provide.
sumbul
nice strategy to be follow for success in ibps examination
preeti
hello Sircan you plz provide me some gk capsule especially for banking awareness for current as ibps exam is coming plz help me
out sir ..
thanku ..
pari
found ur articles extremely student friendly.clarity of concepts is added advantage.thanks.
nivedha
sir,
what will banks do with counterfiet notes what is the role of RBI in it.
Manisankar
Dear Mrunal sir, please try to be confirm that how many questions will come on each section of PO3..IBPS PO3 notification has not given
any description of no of questions, it has only given the marks distributed for each section..as Math-50, Reasoning-50, English-40, GK40, Computer-20. As per the Mahendras online speed test & Arihant online new practice set book there is separate questions
structure..But latest RRB pattern is the Reasoning- 40 questions, math- 40 questions, English-40 questions, GK-40 questions, Computer40 questions.but IBPS can give separate questions structure as the time is only 2 hoursmahendars & Arihant research team says diffrent
view..So please try remove this great confusionthanks in advance.
Raj Kamal
In the official information handout (refer http://www.ibps.in/html/CWE_PO_MT_III.htm ) it has been mentioned that each question will
correspond to one mark i.e. Reasoning and Quant will have 50 Qs each , GA & ENG will be having 40 Qs each and Comp Sc 20 Qs
totalling 200 Qs for 200 marks.
Mrunal sir had however predicted this much earlier:)
sanju
sir plz let me know the name of best solved papers book of bank po plz
Vikas
IBPS ka Admit Card aa gyaDownload kar lo All d Bst
raj kamal
thanks for the info..
all the best to u too:)
20/21
10/7/13
mitra
hello Sircan you plz provide me some gk capsule especially for banking awareness for current as ibps exam is coming plz help me
out sir ..
thanku ..
mitra
can you plz provide me some gk capsule especially for banking awareness for current
ibps exam is nearplz sir
thankyou ..
RKS
Hall ticket out for IBPS Exam.
HEre is the link
http://ibpsreg.sifyitest.com/cweposep13/login.php?appid=qassdieica13ndwe4alq
Mrunal
thanks for this info RKS
Santosh
Great Work!!!
diksha
sir,
plzzzzz. help me generalawareness section and computer section how i score marks in this section plz sir give me tips to read this section
for ibps po exam
ramisha
sir you are doing a great jobmay god bless you..sir plz provide general and banking awareness pdf for ibps po..my exam is on 19th
october
amit
sir ,
i appreciate your effort and above all u share information with all.
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10/7/13

SEPTEMBER 6TH, 2013

IBPS CWE PO-MT Exam Structure

2013 (online test)

3. Quantitative Aptitude (Maths + DI)

4. General Awareness (+ Banking Awareness) 50

Descriptive Paper of English

150 for MCQ+60 for descriptive 120

Sectional cutoff? = yes

IBPS: High priority topics

High priority area

High priority area

1. Banking awareness theory

1. MS Office 2007 (or 2010 or 2013)

1. High level reasoning (Syllogism + assumption/inference)

1. Grammar rules + Sentence correction

General Awareness + Banking Awareness

IBPS CWE PO/MT Exam of

Banking Current Affairs

Economy Current Affairs

International Current Affairs

Polity Current Affairs

Current Affairs (IA+Polity)

Misc.filler (Census, Geography, Nuke Reactors, Defense etc.) 2

#1: Banking Awareness (Theory)

i. Money, Banking and Finance by BSC

Cheap, reliable work horse.

ii. Principles and Practices of Banking By

Written for JAIIB/CAIIB type exams, printing-structure-explanation is

iii. Handbook of Banking information by

Written for JAIIB/CAIIB type exams.

Minimum Topics from Banking theory

10. Foreign exchange management, components of forex reserves,

7. Names of chairman/CMD of big banks.

Assets, liabilities and working capital of a bank.

9. lead bank scheme, local area banks, service area approach

again, most of these topics have been covered in my articles on Mrunal.org/Economy

3. Which of the following is NOT a function of the

Q. Bank Nationalisation / types of banks related

b. Banks can accept only demand deposits from

3. Which one of the following is a retail banking product?

Q. online banking related

2. Upper limit prescribed for

2. Banking Ombudsman Scheme

#2: Banking Awareness (Current Affairs)

RBIs monetary policy and key rates

6. When a big bank launches a new product

5. As per revised RBI Guidelines, Provision on secured

Enough of Banking awareness, lets move to next topic:

#3: Economy (Theory)

4. Google as and when necessary.

1. Planning commission, National development Council, five-year

Sample questions from previous papers

3. When there is a difference between all receipts and

4. purchasing power of money remains unaffected

#4: Economy: Current Affairs

Numbers related to Economy

1. latest Estimates of GDP

Q. Foreign Trade related

2. Which of the following schemes is launched to

Q. Government Policies to boost investment/GDP

5. In order to attract more foreign exchange the Govt. of India

Local Labour Promotion