CHP6

6.
1 SCHEDULED BANKS'
I T E M
1992
E n d
1993
J u n e
1994
1995
1996
LIABILITIES
Capital
16,174.6
20,601.4
23,170.7
29,115.5
32,131.0
Reserves
13,820.0
15,724.7
18,965.3
21,509.1
24,312.5
Demand Deposits:
(a) Scheduled Banks
(b) Others
198,155.2
8,149.0
190,006.2
233,809.4
9,664.6
224,144.8
272,512.3
10,032.9
262,479.4
321,172.3
6,677.2
314,495.1
363,301.7
5,676.8
357,624.9
Time Deposits:
(a) Scheduled Banks
(b) Others
227,336.2
640.3
226,695.9
267,842.9
1,189.8
266,653.1
336,260.8
5,618.3
330,642.5
401,210.8
3,052.0
398,158.9
471,527.3
2,299.0
469,228.3
Borrowings from:
(a) State Bank of Pakistan
(b) Banks Abroad
(c) Other Scheduled Banks
76,231.7
57,267.0
11,689.1
7,275.6
77,705.6
65,200.6
3,274.1
9,230.9
101,415.7
70,544.5
14,217.3
16,653.9
109,492.7
82,697.6
3,502.4
23,292.7
93,267.6
70,354.7
2,300.8
20,612.1
Head Office and Inter-Bank Adjustment
27,148.0
35,020.3
43,263.4
38,498.8
47,772.8
331,395.0
426,888.2
526,192.6
586,676.0
725,212.1
75,045.0
235,580.2
282,661.7
342,897.0
344,837.8
965,305.7
1,313,172.7
1,604,442.5
1,850,572.4
2,102,362.8
66,362.9
8,962.0
48,827.0
8,573.9
80,599.6
14,621.7
50,654.6
15,323.2
95,699.7
15,014.0
63,766.1
16,919.6
103,270.9
25,936.2
61,861.5
15,473.2
111,722.9
22,850.2
67,578.5
21,294.2
Balances held Abroad
10,844.0
7,701.8
7,900.4
8,785.4
19,233.7
Bills Purchased and Discounted
35,482.5
36,336.7
41,622.5
46,067.3
47,154.2
Advances to:
(a) Scheduled Banks
(b) Others
291,281.8
10,930.7
280,351.1
348,566.4
4,524.7
344,041.6
399,433.0
3,874.9
395,558.1
462,970.8
9,057.8
453,913.0
508,097.8
5,452.7
502,645.1
Investment in Securities and Shares:

(a) Federal Government Securities
(b) Treasury Bills
(c) Provincial Governments Securities
(d) Foreign Securities
(e) Others
146,478.1
79,339.4
38,768.0
3,827.3
2.6
24,540.8
184,641.1
119,565.6
36,145.1
3,678.9
2.6
25,248.9
231,087.2
117,628.3
83,028.2
3,233.7
2.6
27,194.4
246,122.5
122,376.0
86,729.8
3,257.2
2.6
33,756.9
297,936.1
126,625.2
126,177.1
3,420.7
2.6
41,710.5
Bank Premises
Contingent Assets as per contra
Other Assets
1,751.9
19,928.5
331,395.0
61,781.0
3,908.2
54,659.5
426,888.2
169,871.4
2,633.8
75,104.7
526,192.6
224,768.7
4,661.7
83,686.2
586,676.0
308,331.6
5,224.6
104,030.9
725,212.1
283,750.5
Contingent Liabilities as per contra

Other Liabilities
TOTAL LIABILITIES / ASSETS
ASSETS
Cash:
(a)
(b)
(c)
Notes, Coins and Silver

Balances with State Bank of Pakistan
Balances with Other Scheduled Banks
46
LIABILITIES AND ASSETS

(Million Rupees)
1997
E n d
1998
J u n e
1999
2000
2001
I T E M
35,741.7
68,115.8
72,118.3
81,909.5
83,949.5
LIABILITIES
Capital
28,047.0
31,152.7
32,949.1
42,494.1
45,281.8
Reserves
373,820.3
4,915.7
368,904.6
399,980.1
9,143.4
390,836.7
439,530.1
6,255.4
433,274.7
436,591.7
8,590.5
428,001.2
501,378.2
6,260.2
495,118.0
Demand Deposits:
(a)
Scheduled Banks
(b)
Others
573,397.4
2,793.5
570,603.9
665,990.1
5,907.0
660,083.1
682,191.6
2,336.9
679,854.8
715,416.6
3,113.6
712,303.0
781,649.7
671.3
780,978.4
Time Deposits:
(a)
Scheduled Banks
(b)
Others
96,242.8
80,956.9
3,711.6
11,574.3
111,526.3
93,344.5
5,136.3
13,045.5
140,666.2
120,790.7
6,495.8
13,379.7
160,586.1
141,615.0
12,270.8
6,700.3
193,870.7
141,058.9
15,735.6
37,076.2
Borrowings from:
(a)
State Bank of Pakistan
(b)
Banks Abroad
(c)
Other Scheduled Banks
14,326.0
33,476.0
63,588.7
4,775.2
9,186.1
774,080.8
872,240.8
729,223.4
747,356.5
848,985.7
Contingent Liabilities as per contra
407,193.0
488,966.9
404,903.6
484,038.8
621,181.9
Other Liabilities
2,302,848.9
2,671,448.7
2,565,171.0
2,673,168.4
3,085,483.6
TOTAL LIABILITIES / ASSETS

ASSETS
134,462.9
21,404.1
94,947.6
18,111.2
120,484.9
23,532.1
81,965.3
14,987.5
140,332.5
21,368.2
97,182.1
21,782.2
203,646.6
39,287.5
146,013.0
18,346.1
215,013.8
32,220.5
1,47330.0
35,463.3
Cash:
(a)
(b)
(c)
11,196.9
17,921.7
20,715.4
51,960.0
74,669.9
Balances held Abroad
55,950.9
49,654.9
50,138.1
56,228.6
64,582.8
Bills Purchased and Discounted
581,926.5
4,008.9
577,917.6
674,985.7
5,991.7
668,994.0
726,540.3
5,615.9
720,924.4
810,157.5
12,683.4
797,474.1
873,305.3
9,044.1
864,261.2
Advances to:
(a)
Scheduled Banks
(b)
Others
331,222.1
118,777.0
167,087.7
2,506.2
2.6
42,848.6
408,616.1
123,160.4
237,265.4
2,291.2
2.6
45,896.5
410,138.0
144,908.7
207,313.0
2,110.2
2.6
55,803.5
310,744.3
147,799.3
105,761.3
1,869.1
2.6
55,312.0
314,463.1
126,147.9
125,604.9
1,869.1
1.5
60,839.7
Investment in Securities and Shares:

(a)
Federal Government Securities
(b)
Treasury Bills
(c)
Provincial Governments Securities
(d)
Foreign Securities
(e)
Others
5,919.2
56,856.0
774,080.8
351,233.6
6,359.4
146,806.0
872,240.8
374,379.2
7,264.4
71,263.0
729,223.4
409,555.9
28,234.5
46,317.7
747,356.5
418,522.6
33,432.1
82,419.3
848,985.7
578,611.7
Bank Premises
Contingent Assets as per contra
Other Assets
Notes, Coins and Silver

Balances with State Bank of Pakistan
Balances with Other Scheduled Banks
47
6.2 CLASSIFICATION OF
By
All Banks
Commercial Banks
End June
BORROWER
A.
B.
2000
2001
1999
2000
2001
720,924.4
797,474.1
864,261.2
607,950.7 6,999,81.3
746,640.0
Government:
43,171.9
85,812.5
75,849.9
43,171.9
858,12.5
75,849.9
(a)
Federal Government
18,212.6
29,416.7
31,108.8
18,212.6
29,416.7
31,108.8
(i)
Commodity Operations
18,212.6
29,416.7
30,431.6
18,212.6
29,416.7
30,431.6
(ii)
Others
677.2
677.2
Provincial Governments:
24,959.4
56,302.2
44,674.8
24,959.4
56,302.2
44,674.8
(i)
Commodity Operations
22,757.3
56,302.2
42,401.0
22,757.3
56,302.2
42,401.0
(ii)
Others
2,202.1
2,273.8
2,202.1
2,273.8
Local Bodies
93.6
66.3
93.6
66.3
59,771.7
72,032.9
88,089.3
57,895.2
70,324.6
86,526.4
859.7
1,195.1
757.5
821.1
1,195.1
757.5
3,606.7
6,600.0
11,145.3
3,606.7
6,597.9
11,145.3
27,758.5
FOREIGN CONSTITUENTS:
I.
Official
II.
Business
III.
Personal
DOMESTIC CONSTITUENTS:
I.
(b)
(c)
II.
Public Sector Enterprises:
(a)
Agriculture, Forestry, Hunting and Fishing
(b)
Mining and Quarrying
(c)
Manufacturing
22,921.9
21,136.3
28,046.4
22,572.5
20,932.7
(d)
Construction
2,880.5
3,832.8
834.9
2,880.5
3,832.8
833.7
(e)
Electricity, Gas ,Water & Sanitary Services
6,410.4
10,023.1
15,536.9
6,410.4
10,023.1
15,536.9
(f)
Commerce:
8,085.3
8,486.1
11,236.9
6,596.9
7,120.7
9,963.1
(i)
Wholesale and Retail Trade
1,801.2
1,228.1
1,859.5
1,801.2
1,228.1
1,,859.5
(ii)
Exports/Imports
3,213.7
3,890.9
6,728.6
3,213.7
3,890.9
6,728.6
1,536.1
1,369.2
1,276.3
47.7
3.7
2.5
0.5
0.7
0.5
0.7
(iii) Co-operative Banks (Excl. P.P.C.B.)
III.
End June
1999
(iv)
Insurance
(v)
Non-Bank Financial Institutions
1,534.3
1,997.5
1,371.8
1,534.3
1,997.5
1,371.8
(g)
Transport, Storage and Communication
12,197.6
16,736.8
14,769.0
12,197.6
16,736.8
14,769.0
(h)
Services
733.2
386.7
432.1
733.2
249.7
432.1
(i)
Other Public Sector Enterprises
2,076.3
3,635.9
5,330.2
2,076.3
3,635.9
5,330.2
551,776.3
556,690.6
611,508.1
443,931.8
463,927.1
498,269.6
91,643.4
97,444.6
96,497.6
11,347.1
13,049.4
12,177.1
7,026.3
9,694.3
8,104.4
6,684.2
9,668.0
7,599.1
311,759.9
304,721.8
354,847.0
287,875.9
299,341.1
329,611.2
31,390.9
28,133.2
36,551.4
26,498.2
24,506.9
30,275.9
4,062.0
3,456.8
3,375.2
4,005.3
2,970.4
3,313.8
Private Sector (Business):

(a)
(b)
(c)
Manufacturing:
(i)
Food Industries
(ii)
Beverage Industries
48
SCHEDULED BANKS' ADVANCES

Borrowers
(Million Rupees)
All Banks
Commercial Banks
End June
BORROWER
1999
2000
End June
2001
1999
2000
2001
(iii)
Tobacco
3,259.1
2,555.1
3,514.5
3,257.0
2,547.2
3,504.4
(iv)
Textiles
141,866.4
143,266.5
169,496.9
132,300.8
142,848.8
159,547.7
(v)
Footwear, Other Wearing Apparel and

16,441.8
18,298.7
17,199.3
16,223.1
18,253.1
17,017.0
(vi)
made-up Textile Goods

Wood and Cork except Furniture
375.6
271.5
287.5
270.2
271.5
188.5
(vii)
Furniture and Fixtures
386.4
1,346.4
540.3
380.2
1,340.5
534.4
(viii)
Paper and Paper Products
4,041.0
3,803.9
3,589.5
3,351.8
3,781.1
2,857.9
(ix)
Printing, Publishing and Allied Industries
4,988.0
3,801.3
3,620.4
4,748.9
3,766.6
3,373.3
(x)
Leather and Leather Products

8,038.9
except Footwear
7,219.4
6,138.8
8,243.5
6,991.3
6,111.0
(xi)
Rubber Products
2,585.3
935.1
1,270.3
2,348.5
887.6
976.6
(xii)
Chemicals and Chemical Products
26,753.7
27,788.0
32,465.5
25,159.0
27,774.5
30,472.9
(xiii)
Products of Petroleum and Coal
6,868.0
6,593.5
9,212.4
6,194.5
6,593.5
8,772.3
(xiv)
Non-metallic Mineral Products except

12,253.8
9,842.2
15,122.2
10,621.9
9,812.9
13,804.8
6,083.3
5,883.9
6,291.9
5,295.1
5,833.8
5,539.9
2,222.9
2,227.9
2,355.2
2,211.9
2,223.4
2,354.1
1,044.8
1,119.9
833.3
1,012.3
1,119.9
841.9
10,258.8
Product of Petroleum and Coal

(xv)
Basic Metal Industries
(xvi)
Metal Products except Machinery and

Transport Equipments
(xvii) Machinery except Electrical Machinery

(xviii) Electrical Machinery, Apparatus,
Appliances and Supplies
8,624.9
8,798.5
11,112.2
7,825.2
8,751.0
(xix)
Transport Equipments
5,100.8
3,756.5
3,173.5
4,830.2
3,740.9
2,906.4
(xx)
Miscellaneous Industries
26,192.0
26,703.9
26,542.0
24,350.6
26,206.5
25,031.7
6,398.7
(d)
Construction
6,905.7
5,934.3
6,398.7
6,883.9
5,923.4
(e)
Electricity, Gas, Water & Sanitary Services
3,741.0
3,749.2
4,429.9
3,736.0
3,738.8
4,429.9
(f)
Commerce
70,793.7
78,169.5
76,831.8
68,223.5
75,248.6
73,842.2
(i)
25,103.8
31,380.4
31,718.2
25,100.2
31,346.1
31,691.4
(ii)
Exports/Imports
35,990.9
33,418.1
30,960.1
35,989.5
33,417.3
30,960.1
(iii)
Non-Scheduled Banks and Other

8,199.7
Financial Institutions
6,267.3
7,353.1
8,199.7
6,267.3
7,353.1
(iv)
Co-operative Societies
2,562.6
3,037.0
3,031.9
20.2
151.6
69.7
(v)
Insurance
72.1
435.2
547.1
72.1
435.2
546.5
(vi)
Real Estate Dealers [Excl. item(d)]
(g)
(h)
Services
(i)
Other Private Business
IV. Trust Funds and Non-Profit Organisations

V.
Personal
VI. Other activities not adequately described

TOTAL
797.0
2,545.7
2,374.8
774.2
2,545.3
2,374.8
12,905.4
11,614.6
10,653.7
12,386.1
11,599.1
10,637.6
6,348.4
6,645.0
6,869.4
6,144.7
6,643.6
6,718.2
40,652.5
38,717.3
46,875.6
40,650.3
38,715.2
46,855.6
9,250.2
9,370.5
8,249.3
9,250.2
9,370.5
8,240.3
55,573.9
69,215.2
73,752.5
52,324.6
66,207.0
70,969.5
1,380.4
4,352.4
6,812.2
1,376.9
4,339.5
6,784.2
720,924.4
797,474.1
864,261.2
607,950.7
699,981.3
746,640.0
49
6.3 CLASSIFICATION OF
By Securities
All Banks
Commercial Banks
End June
SECU RITY
I.
II.
GOLD, BULLION, GOLD & SILVER

ORNAMENTS AND PRECIOUS METALS
SECURITIES, SHARES AND OTHER
FINANCIAL INSTRUMENTS:
A.
B.
Quoted on the Stock Exchange:

1. To Stock Brokers and Dealers:
(a) Govt. and Other Trustee Securities
(b) Shares and Debentures
(c) Participation Term Certificates
(d) Others
2. To Others:
(d) Others
Unquoted on the Stock Exchange:
1. To Stock Brokers and Dealers:
(d) Others
2. To Others:
(d) Others
III. MERCHANDISE:
1999
2000
213.1
End June
2001
1999
2000
2001
659.7
896.6
213.1
659.7
896.6
23,372.4 30,822.8
41,974.3
23,372.3
30,819.4
41,955.2
13,898.9 15,645.5
6,948.6
4,472.4
1,992.8
1,600.2
4,614.9
1,942.8
8.4
15.0
332.6
914.5
6,950.4 11,173.1
2,483.5
7,724.6
3,921.2
3,039.2
12.2
4.5
533.5
404.8
9,473.4 15,177.3
818.6
2,555.3
684.8
2,464.9
70.6
2.1
57.6
61.1
32.8
8,654.8 12,622.0
5,663.4 10,145.1
173.0
203.3
27.1
71.8
2,791.3
2,201.9
26,258.5
6,892.3
2,930.1
3,793.5
13.9
154.8
19,366.2
14,238.0
3,188.3
13.5
1,926.3
15,715.8
1,491.5
604.7
83.2
0.4
803.1
14,224.3
12,434.5
84.1
214.3
1,491.3
13,898.9
6,948.5
1,992.8
4,614.9
8.4
332.5
6,950.4
2,483.5
3,921.2
12.2
533.5
9,473.4
818.6
684.8
70.6
2.1
61.1
8,654.8
5,663.4
173.0
27.1
2,791.3
15,645.5
4,472.4
1,600.2
1,942.8
15.0
914.5
11,173.1
7,724.6
3,039.2
4.5
404.8
15,173.9
2,555.3
2,464.9
57.6
32.8
12,618.6
10,145.1
203.3
68.4
2,201.9
26,258.5
6,892.3
2,930.1
3,793.5
13.9
154.8
19,366.2
14,238.0
3,188.3
13.5
1,926.3
15,696.8
1,491.5
604.7
83.2
0.4
803.1
14,205.3
12,434.5
84.1
195.3
1,491.3
260,036. 303,563.
1
9
323,913.6
259,284.3
302,587.8
321,247.8
A.
Food Items:
1. Wheat
2. Rice and Paddy
3. Other Grain and Pulses:
(a) Indigenous
(b) Imported
4. Edible Oil:
(a) Indigenous
(b) Imported
5. Sugar:
(a) Indigenous
(b) Imported
6. Kariana and Spices
7. Fish and Fish Preparation
8. Other Food Items:
(a) Indigenous
(b) Imported
61,317.9 110,917.6
38,805.5 79,048.3
3,343.8
5,251.7
357.3
2,186.8
311.6
1,990.3
45.7
196.5
5,255.9
4,963.0
3,249.4
2,835.3
2,006.5
2,127.7
8,776.2 11,877.6
7,359.4 11,120.0
1,416.8
757.6
1,072.1
2,183.9
963.8
1,041.2
2,743.3
4,365.0
2,189.3
2,947.8
554.0
1,417.1
127,562.9
95,213.9
6,321.2
788.4
424.2
364.2
6,463.4
4,635.0
1,828.4
11,737.3
10,868.1
869.2
1,186.9
1,200.6
4,651.1
3,411.3
1,239.7
60,934.9
39,438.4
3,343.8
355.9
310.2
45.7
5,255.9
3,249.4
2,006.5
8,761.7
7,344.9
1,416.8
1,072.1
963.8
2,743.3
2,189.3
554.0
110,903.1
79,048.3
5,251.7
2,186.8
1,990.3
196.5
4,963.0
2,835.3
2,127.7
11,863.1
11,105.5
757.6
2,183.9
1,041.2
4,365.0
2,947.8
1,417.1
125,433.2
93,188.7
6,321.2
788.4
424.2
364.2
6,463.4
4,635.0
1,828.4
11,632.8
10,763.6
869.2
1,186.9
1,200.6
4,651.1
3,411.3
1,239.7
B.
Raw Materials:
1. Cotton Raw:
(a) Indigenous
(b) Imported
2. Synthetic Fibres:
(a) Indigenous
(b) Imported
3. Fertilizers:
(a) Indigenous
(b) Imported
73,354.6 57,598.5
29,093.9 21,923.4
25,949.5 19,928.7
3,144.4
1,994.7
3,793.3
3,807.0
2,572.4
3,063.7
1,220.9
743.4
2,397.2
4,221.9
1,987.2
3,655.8
409.9
566.1
62,366.7
21,919.3
19,438.0
2,481.2
3,965.2
3,099.8
865.4
3,127.5
1,225.8
1,901.8
73,158.6
28,997.6
25,853.4
3,144.1
3,792.3
2,572.4
1,219.9
2,397.2
1,987.2
409.9
56,789.5
21,168.6
19,174.2
1,994.4
3,801.7
3,063.7
738.0
4,221.9
3,655.8
566.1
62,185.1
21,791.2
19,310.2
2,481.0
3,964.0
3,099.8
864.3
3,127.5
1,225.8
1,901.8
50
SCHEDULED BANKS' ADVANCES

Pledged
(Million Rupees)
All Banks
Commercial Banks
End June
SECU RITY
4.
5.
6.
7.
8.
9.
10.
Petroleum Crude:
(a) Indigenous
(b) Imported
Iron and Steel
(a) Indigenous
(b) Imported
Wool and Goat Hair
Hides and Skins
Oil Seeds
Pesticides and Insecticides
(a) Indigenous
(b) Imported
Other Raw Materials:
(a) Indigenous
(b) Imported
C. Finished/Manufactured Goods:
1.
Cotton Textiles
(a) Indigenous
(b) Imported
2.
Cotton Yarn:
(a) Indigenous
(b) Imported
3.
Other Textiles:
(a) Indigenous
(b) Imported
4.
Machinery:
(a) Indigenous
(b) Imported
5.
Handloom Products
6.
Carpets and Rugs
7.
Readymade Garments
8.
Cement and Cement Products:
(a) Indigenous
(b) Imported
9.
Sports Goods
10.
Surgical Instruments
11.
Chemicals and Dyes
12.
Other finished goods:
(a) Indigenous
(b) Imported
IV.
FIXED ASSETS INCLUDING MACHINERY
V.
REAL ESTATE:
(a) Land
(b) Buildings:
1. Residential
2. Non-Residential
VI
FIXED DEPOSITS & INSURANCE POLICIES:

(a) Bank Deposits
(b) Insurance Policies
VII. OTHERS:
(a) Other Secured Advances

(b) Advances Secured by Guarantee(s)
(c) Unsecured Advances
TOTAL
End June
1999
2000
2001
1999
2000
2001
7,704.0
5,243.3
2,460.7
10,812.7
8,224.9
2,587.8
713.6
4,078.8
230.6
461.5
94.3
367.3
14,068.9
7,182.6
6,886.3
6,221.9
3,036.0
3,186.0
5,899.6
3,546.3
2,353.2
1,002.1
3,123.8
835.5
729.3
411.9
317.4
9,833.9
5,137.9
4,696.0
10,514.5
7,104.6
3,409.9
3,973.2
2,670.4
1,302.8
427.2
4,042.1
741.3
1,071.8
858.4
213.4
12,584.6
6,483.4
6,101.2
7,704.0
5,243.3
2,460.7
10,722.7
8,134.9
2,587.8
713.6
4,071.2
230.6
461.5
94.3
367.3
14,067.9
7,181.6
6,886.3
6,221.9
3,036.0
3,186.0
5,859.4
3,506.1
2,353.2
1,002.1
3,116.2
835.5
729.3
411.9
317.4
9,832.9
5,136.9
4,696.0
10,514.5
7,104.6
3,409.9
3,921.7
2,618.9
1,302.8
427.2
4,042.1
741.3
1,071.8
858.4
213.4
12,583.6
6,482.4
6,101.2
125,363.7
24,837.3
20,745.8
4,091.5
11,718.7
9,995.0
1,723.7
7,668.2
7,109.9
558.3
19,297.7
8,603.8
10,693.9
1,295.7
1,376.9
10,242.7
3,876.0
3,528.8
347.2
1,466.3
546.3
10,899.8
32,138.1
21,969.4
10,168.7
135,047.9
37,464.5
29,194.2
8,270.2
6,528.1
5,081.0
1,447.1
16,296.0
15,226.7
1,069.3
14,860.0
8,424.8
6,435.2
85.7
1,127.0
8,579.8
4,478.2
4,120.4
357.8
1,291.9
485.0
14,936.7
28,915.0
19,985.7
8,929.3
133,984.0
38,963.7
34,196.3
4,767.4
11,103.4
7,332.6
3,770.7
16,323.3
14,979.9
1,343.4
10,091.1
4,257.4
5,833.7
301.5
1,201.5
8,339.3
2,873.1
2,778.8
94.3
1,538.2
653.2
12,114.3
30,481.3
20,182.4
10,298.9
125,190.8
24,837.3
20,745.8
4,091.5
11,718.7
9,995.0
1,723.7
7,645.0
7,086.7
558.3
19,208.5
8,514.6
10,693.9
1,295.7
1,376.9
10,242.7
3,875.5
3,528.3
347.2
1,466.3
546.3
10,899.8
32,078.2
21,909.4
10,168.7
134,895.3
37,464.5
29,194.2
8,270.2
6,526.1
5,079.0
1,447.1
16,280.4
15,211.1
1,069.3
14,771.2
8,381.3
6,389.8
84.7
1,127.0
8,579.8
4,477.7
4,119.9
357.8
1,291.9
485.0
14,936.7
28,870.3
19,941.0
8,929.3
133,629.5
38,963.7
34,196.3
4,767.4
11,103.4
7,332.6
3,770.7
16,116.1
14,772.6
1,343.4
9,987.5
4,228.5
5,758.9
301.5
1,201.5
8,339.3
2,872.7
2,778.4
94.3
1,538.2
653.2
12,114.3
30,438.2
20,139.3
10,298.9
87,481.2
97,701.4
120,135.6
67,699.6
93,423.4
99,798.7
170,008.6
97,506.6
72,502.0
45,945.5
26,556.4
172,235.4
99,091.7
73,143.7
46,603.2
26,540.5
186,951.5
104,655.7
82,295.8
50,572.3
31,723.5
86,850.8
19,601.6
67,249.2
44,047.9
23,201.3
88,990.6
18,095.6
70,894.9
44,480.7
26,414.3
99,140.9
22,120.2
77,020.7
48,879.4
28,141.4
47,246.5
40,798.6
6,447.9
45,121.3
42,502.1
2,619.2
38,808.6
38,366.7
441.9
47,245.6
40,797.7
6,447.9
45,106.5
42,489.3
2,617.2
38,562.7
38,120.8
441.9
132,566.7
90,021.1
32,546.4
9,999.2
147,369.6
100,568.1
39,392.4
7,409.2
151,581.1
97,722.4
46,793.3
7,065.4
123,284.9
85,488.1
29,820.3
7,976.5
138,393.9
96,240.9
37,124.5
5,028.5
145,038.1
96,675.4
43,611.0
4,751.7
720,924.4
797,474.1
864,261.2
607,950.7
699,981.3
746,640.0
51
6.4 CLASSIFICATION OF SCHEDULED

All Banks
E n d J u n e
SIZE OF ACCOUNT
1999
No. of
Accounts
Amount
2000
No. of
Accounts
Amount
2001
No. of
Accounts
Amount
Less than
Rs.
Rs.
Rs.
Rs.
1,000
1,500
2,000
3,000
to
to
to
to
Rs.
Rs.
Rs.
Rs.
Rs.
1,000
1,500
2,000
3,000
4,000
23,024
5,045
4,571
8,748
10,515
7.5
6.1
7.6
21.9
37.8
20,690
4,701
3,731
9,211
5,391
8.2
5.3
6.6
22.1
18.7
17,926
4,434
2,491
4,453
10,551
6.1
5.2
4.2
10.7
36.6
Rs.
Rs.
Rs.
Rs.
Rs.
4,000
5,000
6,000
7,000
8,000
to
to
to
to
to
Rs.
Rs.
Rs.
Rs.
Rs.
5,000
6,000
7,000
8,000
9,000
11,393
13,926
10,876
16,890
14,024
51.1
75.1
71.6
126.9
118.0
13,999
5,610
19,193
15,643
12,652
64.8
31.3
126.2
117.5
108.1
6,232
4,923
8,253
10,549
7,125
27.2
27.2
54.0
78.2
60.4
Rs.
Rs.
Rs.
Rs.
Rs.
9,000
10,000
20,000
25,000
30,000
to
to
to
to
to
Rs.
Rs.
Rs.
Rs.
Rs.
10,000
20,000
25,000
30,000
40,000
13,811
266,573
226,798
186,396
262,892
130.0
4,120.1
5,007.8
5,234.2
9,217.5
12,794
256,230
171,047
226,071
241,216
120.8
4,033.5
3,794.3
6,075.1
8,533.6
24,644
243,024
105,240
246,271
239,871
228.5
3966.8
2,413.2
6,628.1
8,294.6
Rs.
Rs.
Rs.
Rs.
Rs.
40,000
50,000
60,000
70,000
80,000
to
to
to
to
to
Rs.
Rs.
Rs.
Rs.
Rs.
50,000
60,000
70,000
80,000
90,000
197,389
185,545
88,788
126,382
88,987
8,782.9
10,123.8
5,779.5
9,581.4
7,563.4
242,171
208,512
179,657
90,110
118,408
10,881.3
11,462.9
11,569.7
6,713.4
10,043.0
271,439
185,028
175,315
135,020
113,156
12,238.8
10,057.1
11,275.2
10,087.3
9,566.3
Rs.
Rs.
Rs.
Rs.
Rs.
90,000
100,000
200,000
300,000
400,000
to
to
to
to
to
Rs.
Rs.
Rs.
Rs.
Rs.
100,000
200,000
300,000
400,000
500,000
96,535
165,235
73,084
37,831
14,709
9,076.8
22,657.4
17,668.4
13,172.8
6,569.9
66,819
147,088
88,412
30,986
22,969
6,334.9
20,270.6
21,833.0
10,603.5
10,228.3
65,277
185,608
88,576
41,937
21,012
6,158.9
25,274.5
22,235.6
14,430.2
9,447.8
Rs.
Rs.
Rs.
Rs.
Rs.
500,000
600,000
700,000
800,000
900,000
to
to
to
to
to
Rs.
Rs.
Rs.
Rs.
Rs.
600,000
700,000
800,000
900,000
1,000,000
10,731
6,908
4,706
5,240
3,047
5,832.8
4,498.7
3,540.4
4,460.0
2,872.5
10,867
8,694
4,113
2,314
3,215
5,904.8
5,610.6
3,053.7
1,979.9
3,010.1
14,829
6,091
4,620
4,096
2,863
8,078.7
3,907.5
3,394.6
3,468.2
2,749.6
Rs.
Rs.
Rs.
Rs.
Rs.
1,000,000
2,000,000
3,000,000
4,000,000
5,000,000
to
to
to
to
to
Rs.
Rs.
Rs.
Rs.
Rs.
2,000,000
3,000,000
4,000,000
5,000,000
6,000,000
13,897
6,158
3,398
2,412
1,776
19,364.8
15,143.1
11,734.9
10,671.4
9,660.5
13,070
6,176
3,521
2,098
1,432
18,568.5
15,184.3
12,142.9
9,386.5
7,838.8
16,736
7,419
3,271
2,404
1,511
23,341.7
17,659.0
11,359.8
10,867.2
8,197.6
Rs.
Rs.
Rs.
Rs.
Rs.
6,000,000
7,000,000
8,000,000
9,000,000
10,000,000
7,000,000
8,000,000
9,000,000
10,000,000
1,257
846
825
831
8,797
8,058.7
6,338.2
6,937.0
7,899.6
468,702.4
1,032
1,567
586
660
8,732
6,634.9
11,728.0
4,964.9
6,237.3
542,222.3
1,272
1,676
721
545
9511
8,275.4
12,553.9
6,128.1
5,163.9
586,503.2
2,220,796
720,924.4
2,281,388
797,474.1
2,295,920
864,261.2
to Rs.
to Rs.
to Rs.
to Rs.
and over
TOTAL
52
BANKS' ADVANCES BY SIZE OF ACCOUNT

(Million Rupees)
1999
No. of
Accounts
Amount
Commercial Banks
E n d J u n e
2000
No. of
Accounts
Amount
2001
No. of
Accounts
SIZE OF ACCOUNT
Amount
22,225
3,854
3,957
5,548
5,972
7.0
4.7
6.7
13.5
20.9
13,672
4,249
2,772
6,393
3,153
5.2
4.8
4.8
14.9
10.6
15,802
3,825
2,417
3,390
1,643
5.9
4.6
4.1
7.8
5.7
Less than
Rs.
Rs.
Rs.
Rs.
1,000
1,500
2,000
3,000
to
to
to
to
Rs.
Rs.
Rs.
Rs.
Rs.
1,000
1,500
2,000
3,000
4,000
7,802
9,334
10,186
12,032
11,967
36.0
50.8
67.2
90.9
100.7
6,612
5,015
9,901
13,059
8,706
29.4
28.0
64.7
97.6
74.0
3,523
3,656
7,380
6,805
4,111
15.4
20.0
48.0
50.5
34.8
Rs.
Rs.
Rs.
Rs.
Rs.
4,000
5,000
6,000
7,000
8,000
to
to
to
to
to
Rs.
Rs.
Rs.
Rs.
Rs.
5,000
6,000
7,000
8,000
9,000
9,172
141,776
144,697
117,726
42,817
86.7
2,112.5
3,157.1
3,354.0
1,469.8
11,582
203,723
67,986
133,702
50,115
109.4
3,163.9
1,534.1
3,469.6
1,753.6
20,092
191,645
53,889
151,586
69,295
185.8
3,152.0
1,240.4
3,969.1
2,409.0
Rs.
Rs.
Rs.
Rs.
Rs.
9,000
10,000
20,000
25,000
30,000
to
to
to
to
to
Rs.
Rs.
Rs.
Rs.
Rs.
10,000
20,000
25,000
30,000
40,000
35,070
33,855
14,103
12,292
11,866
1,587.4
1,798.1
908.5
931.3
1,009.8
33,414
31,225
21,183
11,925
10,278
1,491.3
1,656.3
1,366.6
892.0
872.6
45,616
29,327
28,629
17,143
10,045
2,030.7
1,563.2
1,842.6
1,279.9
866.6
Rs.
Rs.
Rs.
Rs.
Rs.
40,000
50,000
60,000
70,000
80,000
to
to
to
to
to
Rs.
Rs.
Rs.
Rs.
Rs.
50,000
60,000
70,000
80,000
90,000
11,197
69,888
54,586
30,820
13,461
1,075.4
10,152.7
13,194.2
10,620.9
6,012.6
8,236
66,096
58,582
28,363
21,224
776.7
9,555.1
14,655.4
9,722.4
9,482.2
9,428
86,279
63,683
37,565
20,613
889.8
12,404.2
16,281.6
12,903.9
9,271.8
Rs.
Rs.
Rs.
Rs.
Rs.
90,000
100,000
200,000
300,000
400,000
to
to
to
to
to
Rs.
Rs.
Rs.
Rs.
Rs.
100,000
200,000
300,000
400,000
500,000
8,706
5,723
4,219
4,084
2,729
4,747.3
3,694.1
3,164.9
3,457.4
2,571.3
10,165
6,995
4,074
2,285
3,183
5,525.0
4,519.1
3,025.6
1,955.0
2,978.5
13,292
5,847
4,167
3,960
2,756
7,240.6
3,750.0
3,066.3
3,353.3
2,647.6
Rs.
Rs.
Rs.
Rs.
Rs.
500,000
600,000
700,000
800,000
900,000
to
to
to
to
to
Rs.
Rs.
Rs.
Rs.
Rs.
600,000
700,000
800,000
900,000
1,000,000
13,062
5,675
3,082
2,274
1,691
18,138.5
13,960.4
10,605.5
10,058.4
9,193.6
12,894
6,008
3,502
2,072
1,410
18,299.5
14,832.7
12,076.9
9,265.9
7,716.5
15,632
7,111
3,106
2,287
1,404
21,80.0
16,901.6
10,779.3
10,342.1
7,616.6
Rs.
Rs.
Rs.
Rs.
Rs.
1,000,000
2,000,000
3,000,000
4,000,000
5,000,000
to
to
to
to
to
Rs.
Rs.
Rs.
Rs.
Rs.
2,000,000
3,000,000
4,000,000
5,000,000
6,000,000
1,194
799
731
787
8,179
7,652.4
5,988.7
6,144.0
7,482.9
443,221.8
1,007
1,405
579
652
8,441
6,472.6
10,537.9
4,904.1
6,160.6
530,876.0
1,103
1,593
677
503
8,870
7,132.1
11,919.3
5,757.4
4,767.2
559,079.0
to Rs.
to Rs.
to Rs.
to Rs.
and over
7,000,000
8,000,000
9,000,000
10,000,000
899,138
607,950.7
895,838
699,981.3
959,695
746,640.0
Rs. 6,000,000
Rs. 7,000,000
Rs. 8,000,000
Rs. 9,000,000
Rs. 10,000,000
TOTAL
53
6.5 SCHEDULED BANKS' DEPOSITS
F I X E D
For
6 months
Less
and over
than
but less
6 months
than 1year
For 1 year
and over
but less
than
2 years
Current
Deposits
Call
Deposits
Other
Deposit
Accounts
Saving
Deposits
June, 1996
No. of Accounts
Amount
4,777,162
157,763.7
316,593
12,688.7
380,901
26,010.6
24,100,535
339,259.0
515,006
108,942.2
173,347
37,380.6
196,359
54,072.7
June, 1997
No. of Accounts
Amount
5,206,549
155,507.8
338,868
11,782.8
503,061
32,657.5
25,399,945
402,818.9
475,862
119,068.1
99,840
42,476.7
135,856
55,213.7
June, 1998
No. of Accounts
Amount
5,023,713
165,572.1
284,450
13,736.4
555,713
32,802.0
22,510,795
479,165.6
391,105
130,213.7
91,915
41,403.3
154,295
56,260.5
June, 1999
No. of Accounts
Amount
4,925,950
172,481.9
796,128
21,501.6
448,773
35,006.0
2,2480,384
524,147.8
804,009
114,902.6
229,544
36,911.7
306,786
51,709.4
June,2000
No. of Accounts
Amount
4,488,419
167,990.5
273,248
17,251.5
814,697
48,068.8
21,430,495
583,492.0
40,0844
109,035.7
133,611
37,708.9
225,985
40,865.5
June,2001
No. of Accounts
Amount
4,084,364
232,902.1
238,340
18,796.4
894,950
38,335.2
21,375,345
644,810.8
276,022
124,817.8
104,502
33,222.5
106,810
37,771.6
END OF PERIOD
54
DISTRIBUTED BY TYPES OF ACCOUNT
(Million Rupees)
For 2 years
and over
but less
than
3 years
D E PO S I T S
For 3 years
For 4 years
and over
and over
but less
but less
than
than
4 years
5 years
For
5 years
and
over
Total
ALL
DEPOSITS
END OF PERIOD
103,847
10,507.6
262,444
20,240.2
68,992
5,573.3
560,405
54,414.6
1,880,400
291,131.3
31,455,591
826,853.2
June, 1996
No. of Accounts
Amount
128,135
13,769.9
185,971
23,729.2
64,452
10,083.5
612,321
72,400.5
1,702,437
336,741.5
33,150,860
939,508.5
June, 1997
No. of Accounts
Amount
126,899
17,294.8
183,673
26,387.4
94,944
14,342.3
553,779
73,741.8
1,596,610
359,643.7
29,971,281
1,050,919.8
June, 1998
No. of Accounts
Amount
102,883
15,284.6
161,040
32,362.8
94,998
17,046.6
724,951
91,774.4
2,424,211
359,992.1
31,075,446
1,113,129.4
June, 1999
No. of Accounts
Amount
109,257
15,751.9
199,720
25,635.9
127,988
14,050.1
596,267
80,463.7
1,793,672
323,501.6
28,800,531
1,140,304.1
June, 2000
No. of Accounts
Amount
73,119
21,784.1
97,577
27,214.2
50,928
11,204.8
449,330
85,237.1
1,158,288
341,252.1
27,751,287
1,276,096.4
June, 2001
No. of Accounts
Amount
55
6.6 SCHEDULED BANKS' DEPOSITS DISTRIBUTED
CATEGORY OF DEPOSIT HOLDER
A.
B.
1997
1998
End June
1999
2000
2001
193,610.2
158,617.6
96,613.8
50,749.8
55,093.0
I.
Official
11,472.6
12,391.1
15,624.8
6,575.1
9,226.4
II.
Business
100,799.6
79,809.8
42,036.3
23,996.4
28,665.9
III. Personal
81,338.0
66,416.8
38,952.7
19,908.3
17,200.7
892,302.2 1,016,515.6 1,089,824.3
1,221,033.4
I.
II.
745,898.3
Government:
42,771.7
49,732.9
64,746.2
70,184.1
95,225.3
1.
Federal Government
23,681.7
28,268.7
39,437.7
45,810.7
59,073.9
2.
Provincial Governments
14,009.8
16,154.4
20,327.6
18,385.0
32,095.5
3.
Local Bodies
5,080.3
5,309.8
4,980.8
5,988.5
4,055.9
39,304.3
1,283.3
4,621.4
6,893.8
366.7
537.1
255.6
924.1
2,801.2
293.4
49,844.8
4,864.9
1,967.0
10,803.2
317.1
140.7
164.8
1,297.3
4,297.8
103.2
48,683.0
219.8
123.2
15,997.4
1,203.2
543.5
244.2
1,119.5
6,747.1
488.6
75,721.9
472.3
882.9
19,793.4
117.7
578.1
413.6
1,287.9
13,911.5
336.4
79,358.0
686.8
949.5
22,513.4
332.3
341.0
165.8
1,275.2
15,850.8
284.9
513.4
608.5
593.9
498.0
6,623.6
8,472.9
1,100.6
762.1
144.0
1,161.9
5,304.3
3,130.4
1,860.5
5,920.4
1,756.5
749.3
1,976.5
489.9
10,538.1
7,824.1
895.0
568.4
663.1
706.3
4,991.4
3,127.9
2,285.9
7,943.8
1,193.3
644.1
3,814.0
415.6
8,526.8
7,472.9
1,118.0
1,135.0
395.0
546.8
4,278.2
3,886.3
1,439.2
10,601.8
2,440.3
165.7
542.3
3,662.6
7,850.8
16,093.5
415.0
524.3
518.4
10,311.0
4,324.9
6,488.2
3,590.0
16,888.2
3,608.8
186.9
467.7
470.1
17,599.1
14,570.3
542.5
1,192.6
580.8
1,183.9
11,070.5
5,552.6
2,183.3
14,832.9
Public Sector Enterprises:

1. Agriculture, Forestry, Hunting and Fishing
2. Mining and Quarrying
3. Manufacturing :
(i)
Food Industries
(ii)
Textiles
(iii)
Printing, Publishing & Allied Industries
(iv)
Chemicals & Chemical Products
(v)
Products of Petroleum & Coal
(vi)
Cement
(vii)
Basic Metal Industries & Manufacture of
Metal Products
(viii)
Machinery & Transport Equipments
(ix)
4. Construction
5. Electricity, Gas and Sanitary Services
6. Commerce:
(i)
(ii)
Exports/Imports
(iii)
Co-operative Banks (Excl. P.P.C.B.)
(iv)
Insurance
(v)
7. Transport, Storage and Communication
8. Services
9. Other Public Sector Enterprises
56
BY CATEGORY OF DEPOSIT HOLDERS
(Million Rupees)
III.
Private Sector (Business):

1.
2.
3.
Manufacturing:
(i)
(ii)
(iii)
(iv)
(v)
(vi)
(vii)
(viii)
(ix)
Food Industries
Textile--Cotton
Textile--Woollen
Textile--Art Silk
Textile--Others
Cement
Machinery & Transport Equipments
1997
1998
End June
1999
2000
2001
280,091.5
336,560.0
482,433.5
504,167.5
534,806.4
38,583.3
37,936.5
52,170.5
61,238.5
60,965.8
4,260.3
9,931.0
13,669.2
5,772.0
7,449.4
26,024.1
30,504.1
79,296.2
65,384.1
61,211.1
5,241.7
6,422.8
655.9
833.5
1,692.7
1,638.5
1,507.8
1,535.0
6,496.2
6,539.1
5,552.9
212.9
981.2
3,631.3
3,382.7
962.9
1,554.4
7,686.7
13,395.0
24,448.8
9,336.2
2,678.7
6,397.3
5,145.2
2,162.2
2,832.6
12,900.3
9,801.4
11,021.0
3,478.4
542.2
10,009.7
8,323.1
1,048.8
3,196.2
17,963.3
9,830.1
7,045.4
1,207.4
650.0
5,338.6
7,998.7
1,017.7
3,264.8
24,858.5
4.
Construction
5,186.4
6,492.4
6,233.0
6,897.8
9,597.1
5.
Electricity, Gas, Water and Sanitary Services
7,090.9
9,612.4
15,746.5
19,168.6
29,366.4
6.
Commerce:
(i)
(ii)
Exports/Imports
(iii) Non-Scheduled Banks and Other
(iv) Co-operative Societies
(v)
Insurance
(vi) Real Estate Dealers [Excl. item 4]
50,203.6
32,930.1
8,047.5
79,138.9
53,591.3
13,562.6
90,040.5
60,931.7
14,995.1
102,106.2
61,486.2
15,925.5
104,813.2
66,384.3
16,025.2
4,514.1
1,935.0
1,645.3
1,131.6
5,684.7
3,297.1
1,838.7
1,164.4
8,350.6
2,451.3
1,653.3
1,658.6
17,221.6
2,901.3
2,380.2
1,831.4
13,127.4
3,765.4
3,531.9
1,979.1
7.
7,293.1
5,561.7
7,334.4
13,111.3
19,659.4
8.
Services
8,726.1
13,415.5
12,191.9
17,096.7
36,160.6
9.
132,723.7
143,967.4
205,751.3
213,392.2
205,583.4
16,147.0
14,937.8
12,330.6
16,325.1
19,641.3
348,920.5
425,453.8
389,793.6
404,812.8
471,090.8
18,663.3
15,772.9
18,528.7
18,512.9
20,881.5
IV.
Trust Funds and Non-Profit Organisations
V.
Personal
VI.
Other activities not adequately described

TOTAL
939,508.5 1,050,919.8 1,113,129.4 1,140,304.1 1,276,096.4

(Contd.)
57
E n d June
2001
All
Deposits
Current
Deposits
Call
Deposits
Other
Deposit
Accounts
Saving
Deposits
Fixed
Deposits
A.
55,093.0
5,429.6
68.4
271.4
8,617.1
40,706.5
9,226.4
1,577.0
37.8
181.0
968.3
6,462.3
II. Business
28,665.9
2,047.2
0.6
31.1
2,010.5
24,576.5
III. Personal
17,200.7
1,805.5
30.0
59.3
5,638.2
9,667.7
1,221,003.4
227,472.5
18,728.0
38,063.8
95,225.3
59,073.9
32,095.5
4,055.9
24,827.4
21,337.8
2,998.9
490.7
2,962.8
1,595.8
1,204.9
162.1
2,186.9
1,130.5
752.0
304.4
28,570.7
17,701.5
9,356.8
1,512.4
36,677.6
17,308.4
17,783.0
1,586.2
79,358.0
686.8
949.5
22,513.4
332.3
341.0
165.8
1,275.2
15,850.8
284.9
9,906.0
34.7
118.1
2,318.1
109.1
313.3
106.0
89.8
1,048.1
28.2
2,133.4
4.6
305.0
382.5
100.1
0.1
9.4
190.0
-
1,043.9
31.5
63.0
170.4
9.4
2.4
31.6
28.8
39,837.6
54.6
218.5
11,555.6
62.8
19.8
43.0
277.8
10,970.5
1.6
26,437.1
561.3
245.0
8,086.8
51.0
7.8
7.3
905.1
3,610.6
226.3
3,608.8
186.9
467.7
470.1
17,599.1
14,570.3
542.5
1,192.6
580.8
1,183.9
11,070.5
5,552.6
2,183.3
14,832.9
508.8
27.1
87.8
135.9
3821.2
1,602.3
264.1
156.5
5.1
746.9
429.7
264.2
262.7
1,348.7
70.7
12.3
81.6
926.2
234.8
18.1
0.6
4.4
211.7
0.5
1.4
197.0
84.2
14.0
92.6
21.1
291.0
13.2
6.3
260.8
5.0
5.6
13.6
217.1
143.5
1.8
38.8
139.5
119.6
10,283.6
6,634.2
75.4
454.4
106.1
305.0
5,693.2
770.1
1,021.0
9,180.4
3,027.6
36.8
214.1
40.3
2,547.0
5,808.0
171.6
574.7
208.8
122.6
4,730.2
4,504.3
681.0
111,439.7
I.
B.
Official
I.
Government:
1. Federal Government
2. Provincial Governments
3. Local Bodies
II. Public Sector Enterprises:

1. Agriculture, Forestry, Hunting and Fishing
2. Mining and Quarrying
3. Manufacturing :
(i)
Food Industries
(ii)
Textiles
(iii)
Printing, Publishing & Allied Industries
(iv)
(v)
Products of Petroleum & Coal
(vi)
Cement
(vii) Basic Metal Industries & Manufacture of
Metal Products
(viii) Machinery & Transport Equipments
(ix)
4. Construction
5. Electricity, Gas and Sanitary Services
6. Commerce:
(i)
(ii)
Exports/Imports
(iii)
Co-operative Banks (Excl. P.P.C.B.)
(iv)
Insurance
(v)
7. Transport, Storage and Communication
8. Services
9. Other Public Sector Enterprises
636,193.7 300,545.5
58
BY CATEGORY OF DEPOSIT HOLDERS

(Concld.)
(Million Rupees)
E n d June
2001
III. Private Sector (Business):
IV.
1.
2.
3.
Manufacturing:
(i)
Food Industries
(ii)
Textile-Cotton
(iii)
Textile-Woolen
(iv)
Textile-Art Silk
(v)
Textile-Others
(vi)
(vii) Cement
(viii) Machinery & Transport Equipments
(ix)
4.
Construction
5.
Electricity, Gas, Water and Sanitary Services
6.
Commerce:
(i)
(ii)
Exports/Imports
(iii)
Non-Scheduled Banks and Other
(iv)
Co-operative Societies
(v)
Insurance
(vi)
Real Estate Dealers [Excl. item 4]
All
Deposits
Current
Deposits
Call
Deposits
Other
Deposit
Accounts
Saving
Deposits
Fixed
Deposits
534,806.4
143,567.1
8,928.9
22,522.3
248,348.4
111,439.7
60,965.8
5,773.2
215.3
1,798.6
44,143.3
9,035.4
7,449.4
1,469.9
126.8
339.4
4,211.2
1,302.1
61,211.1
9,830.1
7,045.4
1,207.4
650.0
5,338.6
7,998.7
1,017.7
3,264.8
24,858.5
16,985.8
3,551.9
2,672.5
336.1
242.4
2,979.9
1,485.8
301.7
585.5
4,830.1
2,376.2
192.8
223.1
2.2
2.1
140.5
971.3
70.1
152.9
621.5
1,799.8
314.3
350.1
11.2
185.5
89.0
146.5
143.1
560.3
22,140.9
4,140.4
3,043.4
762.5
85.9
1,161.2
3,169.4
340.1
1,287.5
8,150.6
17,908.3
1,630.9
756.4
95.5
319.6
871.6
2,283.2
159.3
1,095.8
10,696.1
9,597.1
3,816.0
593.4
308.0
3,686.1
1,193.5
29,366.4
6,633.0
188.0
356.9
13,918.0
8,270.5
104,813.2
66,384.3
16,025.2
38,182.2
26,594.2
6,085.6
1,670.4
1,008.9
316.1
3,721.9
2,718.4
701.7
38,468.0
27,529.0
5,867.9
22,770.7
8,533.8
3,053.8
13,127.4
3,765.4
3,531.9
1,979.1
2,052.2
1,994.8
917.1
538.2
162.3
60.0
107.1
16.01
198.0
12.9
58.0
32.9
2,852.1
967.2
746.6
505.1
7,862.8
730.4
1,703.1
886.9
7.
19,659.4
5,591.7
316.2
222.6
5,780.6
7,748.3
8.
Services
36,160.6
12,701.5
220.7
649.7
14,229.2
8,359.5
9.
205,583.4
52,413.8
3,221.9
13,325.3
101,770.9
34,851.4
19,641.3
2,538.5
397.9
174.1
9,583.3
6,947.5
471,090.8
20,881.5
43,017.8
3,651.7
4,016.6
288.3
8,232.6
3,904.0
304,434.7
5,419.0
111,389.0
7,654.5
1,276,096.4
232,902.1
18,796.4
38,335.2
644,810.8
341,252.0
Trust Funds and Non-Profit Organisations
V. Personal
VI. Other activities not adequately described
TOTAL
59
6.7 SCHEDULED BANKS' DEPOSITS
1996
No. of
Accounts
SIZE OF ACCOUNT
Amount
E n d J u ne
1997
No. of
Accounts
Amount
1998
No. of
Accounts
Amount
Less than`
Rs.
Rs.
Rs.
Rs.
1,000
1,500
2,000
3,000
to
to
to
to
Rs.
Rs.
Rs.
Rs.
Rs.
1,000
1,500
2,000
3,000
4,000
1,128,810
574,685
522,901
1,941,435
2,367,882
582.3
717.3
908.5
4,893.9
8,311.2
1,004,219
599,292
720,137
1,913,284
2,558,176
586.8
735.0
1,271.7
4,839.7
9,047.7
804,003
600,620
501,180
1,048,782
1,248,557
451.2
742.1
885.6
2,609.2
4,390.0
Rs.
Rs.
Rs.
Rs.
Rs.
4,000
5,000
6,000
7,000
8,000
to
to
to
to
to
Rs.
Rs.
Rs.
Rs.
Rs.
5,000
6,000
7,000
8,000
9,000
2,907,512
2,676,312
2,825,417
2,177,623
1,978,472
13,138.0
14,668.8
18,307.0
16,321.5
16,803.0
2,930,666
2,926,561
2,727,890
2,425,850
2,254,999
13,241.1
16,118.4
17,691.4
18,214.9
19,090.2
1,797,538
2,019,422
2,071,285
2,011,637
2,088,366
8,117.0
11,199.3
13,473.2
15,112.2
17,754.2
Rs.
Rs.
Rs.
Rs.
Rs.
9,000
10,000
20,000
25,000
30,000
to
to
to
to
to
Rs.
Rs.
Rs.
Rs.
Rs.
10,000
20,000
25,000
30,000
40,000
1,721,787
6,207,682
996,284
526,720
633,551
16,361.9
83,300.0
22,186.6
14,388.3
21,776.3
1,697,541
6,651,576
990,000
583,716
687,693
16,097.6
90,138.7
22,033.0
15,984.7
23,861.2
1,977,365
8,234,832
1,208,747
753,695
829,286
18,738.2
111,865.2
26,918.6
20,678.2
28,628.8
Rs.
Rs.
Rs.
Rs.
Rs.
40,000
50,000
60,000
70,000
80,000
to
to
to
to
to
Rs.
Rs.
Rs.
Rs.
Rs.
50,000
60,000
70,000
80,000
90,000
364,578
269,845
172,197
144,832
146,714
16,259.9
14,705.9
11,122.6
10,829.6
12,537.7
412,658
282,294
179,578
175,362
118,579
18,341.7
15,431.1
11,624.2
13,075.6
10,041.5
485,372
274,956
206,293
177,724
125,734
21,666.0
15,102.8
13,372.4
13,234.6
10,642.7
Rs.
Rs.
Rs.
Rs.
Rs.
90,000
100,000
200,000
300,000
400,000
to
to
to
to
to
Rs.
Rs.
Rs.
Rs.
Rs.
100,000
200,000
300,000
400,000
500,000
136,977
609,017
168,699
67,059
41,969
13,020.6
83,366.3
40,841.1
22,792.2
18,631.3
112,066
660,448
213,569
97,733
52,065
10,684.1
92,216.4
51,491.9
33,897.8
23,470.3
138,000
754,981
249,355
98,344
65,474
13,082.8
106,306.2
60,736.7
34,054.1
29,271.9
Rs.
Rs.
Rs.
Rs.
Rs.
500,000
600,000
700,000
800,000
900,000
to
to
to
to
to
Rs.
Rs.
Rs.
Rs.
Rs.
600,000
700,000
800,000
900,000
1,000,000
30,444
16,441
12,035
14,436
7,398
16,624.6
10,700.5
8,980.1
12,317.8
7,021.4
26,086
29,079
15,258
12,219
9,821
14,213.8
18,800.0
11,404.2
10,323.6
9,296.1
35,781
26,525
14,711
15,536
13,329
19,447.4
17,278.7
11,012.8
13,083.5
12,621.7
Rs.
Rs.
Rs.
Rs.
Rs.
1,000,000
2,000,000
3,000,000
4,000,000
5,000,000
to
to
to
to
to
Rs.
Rs.
Rs.
Rs.
Rs.
2,000,000
3,000,000
4,000,000
5,000,000
6,000,000
43,035
8,513
3,230
4,866
1,314
56,958.7
20,632.5
11,493.2
20,775.7
7,161.2
53,447
14,535
4,366
2,197
1,328
73,389.7
33,751.6
15,111.0
9,684.7
7,177.4
55,431
18,458
7,358
3,377
2,119
76,862.3
44,511.9
25,354.3
15,134.9
11,592.3
Rs.
Rs.
Rs.
Rs.
Rs.
6,000,000
7,000,000
8,000,000
9,000,000
10,000,000
to Rs.
7,000,000
to Rs.
8,000,000
to Rs.
9,000,000
to Rs.
10,000,000
and over
TOTAL
637
496
461
466
2,859
31,455,591
4,068.7
3,718.1
3,875.8
4,352.8
141,400.7
826,853.2
1,822
630
591
260
3,269
33,150,860
11,777.3
4,805.2
5,019.5
2,463.7
163,064.2
939,508.5
823
788
587
460
4,450
29,971,281
5,312.8
5,894.3
5,002.0
4,338.7
184,439.1
1,050,919.8
60
DISTRIBUTED BY SIZE OF ACCOUNT
(Million Rupees)
1999
No. of
Accounts
Amount
E n d J u ne
2000
No of
Accounts
Amount
2001
No.of
Accounts
SIZE OF ACCOUNT
Amount
769,597
565,434
428,576
934,108
1,215,632
466.9
698.7
752.7
2,350.1
4,259.2
909,562
529,664
411,157
708,537
907,610
547.4
648.1
714.9
1,792.2
3,181.6
869,244
476,719
317,750
639,909
758,370
510.5
584.4
552.2
1,635.2
2,663.8
Less than`
Rs.
Rs.
Rs.
Rs.
1,000
1,500
2,000
3,000
to
to
to
to
Rs.
Rs.
Rs.
Rs.
Rs.
1,000
1,500
2,000
3,000
4,000
1,260,822
1,695,252
1,971,237
1,939,921
1,754,104
5,707.4
9,343.9
12,825.3
14,539.5
14,880.3
1,194,839
1,312,603
1,297,099
1,489,059
1,588,754
5,409.3
7,234.8
8,435.8
11,194.0
13,487.9
877,618
1,077,417
1,098,367
1,166,886
1,372,528
3,933.5
5,935.4
7,151.8
8,743.5
11,647.1
Rs.
Rs.
Rs.
Rs.
Rs.
4,000
5,000
6,000
7,000
8,000
to
to
to
to
to
Rs.
Rs.
Rs.
Rs.
Rs.
5,000
6,000
7,000
8,000
9,000
1,880,741
9,589,269
1,535,182
1,174,537
1,021,065
17,839.9
130,126.8
34,178.9
31,530.2
34,969.5
1,529,834
9,332,460
1,930,499
1,159,898
1,215,050
14,560.6
130,641.1
43,140.1
31,686.3
41,843.9
1361,523
8,842,127
2,303,767
1,364,194
1,562,044
12,940.5
127,085.4
51,336.3
37,321.1
53,672.2
Rs.
Rs.
Rs.
Rs.
Rs.
9,000
10,000
20,000
25,000
30,000
to
to
to
to
to
Rs.
Rs.
Rs.
Rs.
Rs.
10,000
20,000
25,000
30,000
40,000
579,301
652,851
282,257
210,085
178,544
25,961.8
34,463.0
18,211.3
15,656.4
15,146.4
653,930
447,409
307,174
211,955
176,410
29,192.6
24,369.5
19,870.9
15,884.6
14,926.9
746,297
497,115
374,946
244,934
196,547
33,394.1
27,098.0
24,323.7
18,204.1
16,770.8
Rs.
Rs.
Rs.
Rs.
Rs.
40,000
50,000
60,000
70,000
80,000
to
to
to
to
to
Rs.
Rs.
Rs.
Rs.
Rs.
50,000
60,000
70,000
80,000
90,000
151,637
728,668
247,315
105,194
48,200
14,438.2
101,169.3
60,506.5
35,806.5
21,591.4
147,271
788,321
259,305
102,038
41,064
13,980.3
109,006.5
62,805.4
35,193.4
18,121.4
178,228
798,767
274,984
112,619
55,688
16,934.8
111,595.5
66,636.0
38,703.8
24,605.8
Rs.
Rs.
Rs.
Rs.
Rs.
90,000
100,000
200,000
300,000
400,000
to
to
to
to
to
Rs.
Rs.
Rs.
Rs.
Rs.
100,000
200,000
300,000
400,000
500,000
26,551
20,919
15,927
11,991
8,625
14,574.5
13,427.0
11,873.9
10,185.0
8,154.3
29,344
16,768
17,999
8,772
8,663
15,965.1
10,861.6
13,489.1
7,496.6
8,262.3
40,256
24,720
22,981
12,526
10,501
21,868.8
15,976.3
17,157.1
10,606.7
9,945.0
Rs.
Rs.
Rs.
Rs.
Rs.
500,000
600,000
700,000
800,000
900,000
to
to
to
to
to
Rs.
Rs.
Rs.
Rs.
Rs.
600,000
700,000
800,000
900,000
1,000,000
39,939
14,448
4,453
3,149
2,162
55,320.1
34,895.3
15,452.9
14,017.2
11,747.7
39,119
11,658
4,023
2,427
2,023
54,504.5
27,931.5
14,064.9
10,770.6
10,809.0
37,201
12,401
6,342
2,842
3,010
50,443.0
30,701.1
21,718.5
12,605.1
16,127.5
Rs.
Rs.
Rs.
Rs.
Rs.
1,000,000
2,000,000
3,000,000
4,000,000
5,000,000
to
to
to
to
to
Rs.
Rs.
Rs.
Rs.
Rs.
2,000,000
3,000,000
4,000,000
5,000,000
6,000,000
1,317
766
672
655
4,343
31,075,446
8,569.4
5,726.2
5,710.9
6,328.5
239,726.7
1,113,129.4
1,179
785
809
645
4,815
28,800,531
7,677.3
5,898.0
6,909.0
6,148.0
281,647.1
1,140,304.1
1,391
1,043
660
885
5,940
27,751,287
8,907.1
7,886.8
5,559.2
8,449.8
334,165.3
1,276,096.4
Rs.
Rs.
Rs.
Rs.
Rs.
6,000,000
7,000,000
8,000,000
9,000,000
10,000,000
to
Rs. 7,000,000
to
Rs. 8,000,000
to
Rs. 9,000,000
to
Rs. 10,000,000
and over
TOTAL
61

ALL
As on
FOREIGN
CONSTITUENTS
No of
Accounts Amount
SIZE OF ACCOUNT
Government
No. of
Accounts Amount
D O M E S T I C
Public Sector
Private Sector
Enterprises
(Business)
No. of
No. of
Accounts Amount
Accounts Amount
Trust Funds
No of
Accounts Amount
Rs.
Rs.
Rs.
Rs.
Less than
1,000
1,500
2,000
3,000
to
to
to
to
Rs.
Rs.
Rs.
Rs.
Rs.
1,000
1,500
2,000
3,000
4,000
426
133
110
907
971
0.3
0.2
0.2
2.6
3.2
2,024
1,674
1,078
1,090
1,785
0.9
2.3
2.0
2.5
6.4
1,610
245
841
391
1,266
0.6
0.3
1.4
1.0
4.5
480,725
232,901
163,563
182,782
276,747
303.7
281.7
281.5
457.1
974.8
1,356
1,107
1,548
3,422
1,444
0.6
1.2
2.6
8.7
5.1
Rs.
Rs.
Rs.
Rs.
Rs.
4,000
5,000
6,000
7,000
8,000
to
to
to
to
to
Rs.
Rs.
Rs.
Rs.
Rs.
5,000
6,000
7,000
8,000
9,000
56
152
660
122
481
0.3
0.8
4.2
0.9
4.1
3,563
6,790
5,075
3,904
4,575
16.1
38.0
33.5
29.3
38.9
1,422
1,525
2,956
3,852
351
6.6
8.2
19.3
29.2
3.0
353,560
469,256
466,039
476,410
712,166
1,589.0
2,590.5
3,027.8
3,574.7
6,061.3
2,415
1,803
1,495
1,165
1,389
11.0
9.8
9.5
8.6
12.1
Rs.
Rs.
Rs.
Rs.
Rs.
9,000
10,000
20,000
25,000
30,000
to
to
to
to
to
Rs.
Rs.
Rs.
Rs.
Rs.
10,000
20,000
25,000
30,000
40,000
15
9,337
1,555
994
5,462
0.1
123.5
32.8
27.1
197.7
2,913
14,046
5,026
5,662
2,289
27.5
208.0
111.3
153.1
78.5
549
16,745
9,701
5,399
5,113
5.0
249.8
226.5
145.1
174.5
666,694
4,144,510
1,046,825
656,684
818,709
6,314.8
59,325.7
23,331.0
17,894.0
28,211.1
2,935
13,900
4,108
2,675
2,886
28.2
194.7
93.0
74.8
96.6
Rs.
Rs.
Rs.
Rs.
Rs.
40,000
50,000
60,000
70,000
80,000
to
to
to
to
to
Rs.
Rs.
Rs.
Rs.
Rs.
50,000
60,000
70,000
80,000
90,000
5,945
672
1,645
916
731
267.6
35.9
104.4
67.6
61.7
3,605
3,707
4,234
2,974
2,274
160.0
206.5
279.8
226.7
194.2
9,708
2,486
1,428
518
1,415
455.5
140.3
90.7
39.5
117.3
390,712
271,586
163,821
112,528
96,939
17,510.0
14,794.9
10,601.9
8,416.1
8,297.3
4,179
2,042
1,734
886
997
186.7
110.5
115.9
65.4
85.6
Rs.
Rs.
Rs.
Rs.
Rs.
90,000
100,000
200,000
300,000
400,000
to
to
to
to
to
Rs.
Rs.
Rs.
Rs.
Rs.
100,000
200,000
300,000
400,000
500,000
1,792
11,120
7,224
3,296
664
169.1
1,521.0
1,643.9
1,111.8
297.6
1,745
5,853
3,043
1,580
933
165.0
842.2
735.7
534.5
425.2
2,165
6,417
1,529
1,360
819
207.8
858.7
381.4
443.5
369.7
75,618
357,598
111,488
45,184
19,966
7,172.9
49,767.2
26,756.1
15,582.8
8,950.4
769
5,041
2,134
1,208
1,059
72.6
706.8
526.5
420.2
480.6
Rs.
Rs.
Rs.
Rs.
Rs.
500,000
600,000
700,000
800,000
900,000
to
to
to
to
to
Rs.
Rs.
Rs.
Rs.
Rs.
600,000
700,000
800,000
900,000
1,000,000
715
258
2,368
131
72
374.2
164.8
1,748.3
111.7
68.7
1,115
705
700
456
232
611.5
453.7
526.3
383.5
219.0
377
286
371
357
176
207.0
178.7
272.9
301.8
170.7
17,604
11,412
8,128
5,126
3,816
9,590.1
7,291.5
6,106.6
4,345.7
3,601.1
607
188
381
221
271
330.0
125.5
281.7
190.0
257.4
Rs.
Rs.
Rs.
Rs.
Rs.
1,000,000
2,000,000
3,000,000
4,000,000
5,000,000
to
to
to
to
to
Rs.
Rs.
Rs.
Rs.
Rs.
2,000,000
3,000,000
4,000,000
5,000,000
6,000,000
1,956
360
150
98
124
2,584.3
962.2
523.2
430.1
651.1
1,966
1,050
654
323
443
2,736.0
2,609.9
2,271.1
1,474.9
2,309.8
1,086
652
495
121
192
1,600.3
1,601.7
1,649.1
521.5
1,060.3
14,957
6,017
2,884
1,277
738
20,504.8
14,975.1
9,807.3
5,659.3
4,072.5
1,179
430
238
163
125
1,593.9
1,012.3
816.9
760.5
682.6
Rs. 6,000,000
Rs. 7,000,000
Rs. 8,000,000
Rs. 9,000,000
Rs. 10,000,000
to
to
to
to
Rs. 7,000,000
Rs. 8,000,000
Rs. 9,000,000
Rs. 10,000,000
and over
14
47
7
0
206
87.1
354.5
59.2
0.0
41,295.2
402
109
88
455
1,165
2,561.1
820.9
738.3
4,440.7
68,550.8
81
89
85
25
1,107
527.9
683.6
709.2
233.3
65,660.7
447
556
248
322
2,231
2,864.7
4,213.4
2,101.9
2,991.5
114,612.6
130
76
17
4
267
852.2
583.0
139.5
37.0
8,651.5
61,892
55,093.0
101,305
95,225.3
85,311
79,358.0
12,868,774
534,806.4
67,994
19,641.3
TOTAL
62
BY CATEGORY OF DEPOSIT HOLDERS AND SIZE OF ACCOUNT

BANKS
30th June, 2001
(Million Rupees)
C O N S T I T U E N T S
Personal
No. of
Accounts
Amount
Others
No of
Accounts
Amount
Sub Total
No.of
Accounts
Amount
TOTAL
No. of
Accounts
Amount
SIZE OF ACCOUNT
323,053
183,353
127,756
413,450
454,086
163.5
228.5
226.3
1,069.8
1,593.8
60,050
57,306
22,854
37,867
22,071
41.1
70.2
38.1
93.6
76.1
868,818
476,586
317,640
639,002
757,399
510.3
584.2
551.9
1632.7
2660.7
869,244
476,719
317,750
639,909
758,370
510.7
584.4
552.1
1,635.3
2,663.9
Rs.
Rs.
Rs.
Rs.
Less than
1,000
1,500
2,000
3,000
to
to
to
to
Rs.
Rs.
Rs.
Rs.
Rs.
1,000
1,500
2,000
3,000
4,000
497,961
578,933
604,222
669,133
635,453
2,226.3
3,185.7
3,943.0
5,009.6
5,373.5
18,641
18,958
17,920
12,300
18,113
84.2
102.3
114.5
91.2
154.2
877,562
1,077,265
1,097,707
1,166,764
1,372,047
3933.2
5934.5
7147.6
8742.6
11643
877,618
1,077,417
1,098,367
1,166,886
1,372,528
3,933.5
5,935.3
7,151.8
8,743.5
11,647.1
Rs.
Rs.
Rs.
Rs.
Rs.
4,000
5,000
6,000
7,000
8,000
to
to
to
to
to
Rs.
Rs.
Rs.
Rs.
Rs.
5,000
6,000
7,000
8,000
9,000
668,537
4,567,055
1,213,834
671,623
699,390
6,374.3
65,879.6
27,044.7
18,440.0
23,943.8
19,880
76,534
22,718
21,157
28,195
190.6
1,104.1
497.1
587.1
970.1
1,361,508
8,832,790
2,302,212
1,363,200
1,556,582
12940.4
126961.9
51303.6
37294.1
53474.6
1,361,523
8,842,127
2,303,767
1,364,194
1,562,044
12,940.5
127,085.4
51,336.4
37,321.2
53,672.3
Rs.
Rs.
Rs.
Rs.
Rs.
10,000
20,000
25,000
30,000
9,000 to
to
to
to
to
Rs.
Rs.
Rs.
Rs.
Rs.
10,000
20,000
25,000
30,000
40,000
316,464
206,077
195,894
121,767
87,688
14,115.1
11,238.4
12,728.0
8,989.1
7,463.9
15,684
10,545
6,190
5,345
6,503
699.1
571.5
402.9
399.7
550.9
740,352
496,443
373,301
244,018
195,816
33126.4
27062.1
24219.2
18136.5
16709.2
746,297
497,115
374,946
244,934
196,547
33,394.0
27,098.0
24,323.6
18,204.1
16,770.9
Rs.
Rs.
Rs.
Rs.
Rs.
40,000
50,000
60,000
70,000
80,000
to
to
to
to
to
Rs.
Rs.
Rs.
Rs.
Rs.
50,000
60,000
70,000
80,000
90,000
93,194
393,951
141,792
55,890
30,177
8,870.0
55,267.1
34,747.8
19,194.1
13,161.3
2,945
18,787
7,774
4,101
2,070
277.4
2,632.5
1,844.6
1,416.9
920.9
176,436
787,647
267,760
109,323
55,024
16765.7
110074.5
64992.1
37592
24308.1
178,228
798,767
274,984
112,619
55,688
16,934.8
111,595.5
66,636.0
38,703.8
24,605.7
Rs.
Rs.
Rs.
Rs.
Rs.
90,000
100,000
200,000
300,000
400,000
to
to
to
to
to
Rs.
Rs.
Rs.
Rs.
Rs.
100,000
200,000
300,000
400,000
500,000
18,867
11,115
10,583
5,948
5,622
10,223.5
7,276.4
7,886.5
5,029.5
5,337.3
971
756
450
287
312
532.6
485.8
334.7
244.5
290.9
39,541
24,462
20,613
12,395
10,429
21494.7
15811.6
15408.7
10495
9876.4
40,256
24,720
22,981
12,526
10,501
21,868.9
15,976.4
17,157.0
10,606.7
9,945.1
Rs.
Rs.
Rs.
Rs.
Rs.
500,000
600,000
700,000
800,000
900,000
to
to
to
to
to
Rs.
Rs.
Rs.
Rs.
Rs.
600,000
700,000
800,000
900,000
1,000,000
14,998
3,732
1,842
803
1,344
19,965.3
9,169.5
6,379.2
3,513.4
7,115.0
1,059
160
79
57
44
1,458.4
370.3
271.7
245.4
236.2
35,245
12,041
6,192
2,744
2,886
47858.7
29738.8
21195.3
12175
15476.4
37,201
12,401
6,342
2,842
3,010
50,443.0
30,701.0
21,718.5
12,605.1
16,127.5
Rs.
Rs.
Rs.
Rs.
Rs.
1,000,000
2,000,000
3,000,000
4,000,000
5,000,000
to
to
to
to
to
Rs.
Rs.
Rs.
Rs.
Rs.
2,000,000
3,000,000
4,000,000
5,000,000
6,000,000
299
144
207
68
878
1,894.8
1,064.6
1,742.6
644.3
33,371.8
18
22
8
11
86
119.3
166.8
68.4
102.9
2,022.7
1,377
996
653
885
5,734
8820
7532.3
5499.9
8449.7
292870.1
1,391
1,043
660
885
5,940
8,907.1
7,886.8
5,559.1
8,449.7
334,165.3
Rs.
Rs.
Rs.
Rs.
Rs.
6,000,000
7,000,000
8,000,000
9,000,000
10,000,000
to
to
to
to
Rs. 7,000,000
Rs. 8,000,000
Rs. 9,000,000
Rs. 10,000,000
and over
14,027,183
471,090.8
538,828
20,881.5
27,689,395
1,221,003.4
27,751,287
1,276,096.4
TOTAL
63
6.9 WEIGHTED AVERAGE RATES OF RETURN ON DEPOSITS

(i) PLS & Interest Bearing All Banks
(Percent per annum)
Type of Deposit
I.
Call Deposits
II.
Saving Deposits
III.
Term or Fixed Deposits

(a) Less than 3 months
1998
Jun.
Dec.
1999
Jun.
Dec.
2000
Jun.
Dec.
6.02
(2.73)
6.46
(1.61)
6.29
(1.61)
6.00
(2.37)
5.47
(2.05)
7.36
(53.61)
7.32
(54.17)
7.42
(56.20)
7.36
(56.07)
6.90
(57.87)
6.25
(58.47)
7.93
(6.84)
7.59
(5.43)
7.02
(6.94)
7.93
(7.97)
7.28
(5.91)
6.95
(6.31)
6.62
(6.65)
6.96
(7.92)
7.06
(7.80)
7.25
(9.01)
7.18
(8.80)
7.27
(8.34)
7.34
(7.66)
7.29
(6.79)
7.19
(7.01)
7.17
(5.15)
7.37
(4.40)
7.37
(4.62)
7.78
(5.65)
8.63
(5.54)
8.50
(4.86)
9.15
(4.50)
8.80
(4.08)
8.73
(3.78)
7.37
(4.08)
7.55
(4.37)
8.12
(3.31)
8.30
(7.35)
8.65
(7.33)
8.79
(6.60)
9.03
(5.88)
9.37
(5.71)
8.45
(5.60)
7.76
(4.42)
8.24
(3.91)
8.19
(3.76)
10.38
(1.83)
10.62
(2.07)
10.12
(2.03)
10.55
(2.38)
9.92
(1.69)
9.33
(1.58)
9.01
(1.70)
7.79
(2.28)
7.99
(2.17)
12.41
(3.16)
12.32
(2.90)
12.14
(3.09)
11.79
(2.66)
10.06
(3.57)
9.28
(2.99)
8.73
(2.77)
8.94
(2.64)
8.35
(2.71)
13.08
(1.34)
13.35
(1.57)
13.12
(1.68)
12.08
(2.01)
12.30
(1.88)
11.01
(1.64)
9.49
(1.52)
9.27
(1.40)
9.12
(1.11)
14.90
(9.64)
14.80
(9.46)
14.02
(8.65)
13.80
(9.26)
12.31
(10.13)
11.21
(10.58)
10.35
(8.71)
10.03
(8.96)
9.99
(8.48)
(i) Excluding current &

other deposits
8.49
8.47
8.38
8.45
7.96
7.30
6.62
6.52
6.58
(ii) Including current &

other deposits
6.80
6.38
6.81
6.69
6.49
5.83
5.47
5.39
5.27
(c) 6 months and over

but less than 1 year
(d) 1 year and over but
less than 2 years
(e) 2 years and over but
less than 3 years
(f) 3 years and over but
less than 4 years
(g) 4 years and over but
less than 5 years
(h) 5 years and over
5.34
(1.87)
2001
Jun.
6.23
(1.57)
(b) 3 months and over

but less than 6 months
IV.
1997
Jun.
Dec.
4.92
(1.70)
5.19
(1.87)
5.75
5.56
(63.13) (62.42)
5.71
(64.17)
Overall
Note :
PLS :
Figures in parentheses represent as percentage of total deposits(excluding current & other deposits )
Profit and Loss Sharing
(Contd.)
64

(ii) Profit & Loss Sharing All Banks
(Percent per annum)
Type of Deposit
I.
Call Deposits
II.
Saving Deposits
III.

Dec.
1998
Jun.
Dec.
1999
Jun.
Dec.
2000
Jun.
Dec.
2001
Jun.
6.65
(1.77)
6.70
(3.48)
6..90
(1.76)
6.97
(1.62)
6.36
(2.18)
5.89
(1.84)
5.60
(1.84)
5.18
(1.59)
5.47
(1.72)
7.97
(59.76)
8.12
(58.81)
8.14
(61.08)
8.17
(59.83)
7.56
(59.18)
6.77
(59.46)
6.11
(63.64)
5.93
(63.06)
6.13
(65.77)
9.27
(6.42)
8.82
(4.48)
8.38
(4.98)
9.65
(6.81)
8.32
(5.80)
7.95
(5.50)
7.11
(6.52)
7.80
(7.08)
8.12
(6.78)
10.18
(3.75)
10.38
(3.54)
10.55
(3.83)
10.67
(4.05)
9.50
(4.63)
8.57
(5.80)
8.04
(4.65)
8.35
(3.78)
8.39
(4.09)
10.86
(2.88)
11.66
(3.50)
11.34
(3.47)
11.49
(3.88)
10.02
(4.01)
9.40
(4.13)
8.27
(3.51)
8.39
(3.94)
8.80
(3.25)
11.55
(4.05)
11.79
(4.55)
11.69
(4.53)
12.14
(4.16)
10.85
(5.45)
9.78
(4.97)
8.70
(3.99)
8.56
(4.33)
8.88
(3.69)
12.10
(1.81)
12.21
(1.89)
11.82
(1.96)
12.10
(2.45)
11.06
(1.69)
10.09
(1.68)
9.31
(1.96)
8.75
(2.02)
8.99
(1.83)
13.09
(4.28)
13.18
(3.83)
12.98
(4.12)
12.96
(3.08)
11.39
(3.44)
10.22
(2.95)
9.35
(2.78)
9.08
(3.08)
9.04
(2.54)
13.61
(1.87)
13.71
(2.33)
13.67
(2.41)
13.44
(2.29)
13.05
(2.15)
11.15
(2.03)
9.69
(1.71)
9.37
(1.64)
9.44
(1.17)
15.42
(13.41)
15.34
(13.59)
14.79
(11.86)
14.57
(11.83)
12.93
(11.47)
11.61
(11.64)
10.59
(9.40)
10.07
(9.48)
10.04
(9.16)

other deposits
9.74
9.85
9.69
9.77
8.87
7.99
7.07
6.95
7.06

other deposits
7.20
6.77
7.54
7.48
7.16
6.43
5.92
5.84
5.74

less than 2 years
less than 3 years
less than 4 years
less than 5 years

IV.
1997
Jun.
Overall
Note :
(Contd.)
65

(iii) Interest Bearing All Banks
(Concld.)
(Percent per annum)
1997
1998
1999
Type of Deposit
Jun.
Dec.
Jun.
Dec.
Jun.
I.
Call Deposits
5.09
(1.20)
3.15
(1.43)
5.47
(1.35)
4.84
(1.58)
5.21
(2.93)
4.52
(2.75)
II.
Saving Deposits
5.80
(42.31)
5.57
(46.14)
5.84
(47.83)
5.28
(48.26)
4.78
(54.03)
III.

5.86
(7.60)
6.25
(7.07)
5.89
(10.32)
5.58
(10.38)
6.17
(18.67)
6.08
(17.90)
5.94
(16.08)
6.26
(10.76)
6.62
(9.08)
6.50
(13.42)
Jun.
2000
Dec.
4.35
(2.52)
4.34
(55.13)
4.30
3.89
(61.21) (59.63)
3.62
(57.12)
4.42
(6.21)
4.92
(9.05)
4.89
4.74
(7.15) (11.57)
4.47
(12.30)
5.50
(15.15)
5.00
(13.16)
4.74
(11.07)
4.99
(7.05)
5.10
(7.09)
4.70
(6.93)
6.16
(7.23)
5.89
(5.79)
5.40
(4.26)
5.12
(2.59)
5.44
(6.24)
5.29
(6.26)
5.39
(3.57)
6.61
(12.15)
6.56
(10.15)
6.19
(9.44)
5.68
(6.48)
5.55
(7.73)
5.43
(6.04)
5.38
(2.07)
5.45
(4.07)
7.33
(1.87)
7.59
(2.39)
7.43
(2.14)
7.02
(2.24)
6.56
(1.69)
5.97
(1.26)
5.94
(0.73)
5.41
(3.47)
5.79
(3.65)
7.55
(1.09)
7.89
(1.28)
7.67
(1.33)
7.64
(1.80)
6.66
(3.97)
6.31
(3.13)
6.35
(2.75)
6.28
(0.69)
6.10
(3.44)
8.21
(0.37)
7.82
(0.26)
7.88
(0.44)
7.58
(1.43)
7.94
(1.09)
7.84
(0.30)
7.86
(0.81)
7.29
(0.38)
7.27
(0.90)
10.16
(2.70)
9.33
(2.30)
9.01
(3.13)
8.96
(3.93)
8.92
(6.18)
8.96
(7.00)
8.91
(6.04)
9.79
(6.67)
9.55
(5.50)

other deposits
6.18
6.07
6.12
5.72
5.28
4.97
4.91
4.67
4.48

other deposits
5.85
5.48
5.41
4.89
4.45
4.03
4.00
3.76
3.49

less than 2 years
less than 3 years
less than 4 years
less than 5 years
4.42
(1.98)
2001
Jun.
4.07
(2.17)

IV.
Dec.
Overall
Note :
66
6.10 WEIGHTED AVERAGE RATES OF RETURN ON ADVANCES

(Percent per annum)
AS AT THE
END OF
I.
Precious
Metals
Stock
Exchange
Securities
Merchandise
Machinery
Real
Estate
Financial
Obligations
Others
TOTAL
ADVANCES
INTEREST BEARING & ISLAMIC MODES OF FINANCING - ALL BANKS
1997
Jun.
Dec.
11.65
12.41
16.51
16.37
15.92
15.14
14.00
14.72
12.45
13.70
15.89
15.36
13.60
14.46
14.55
14.71
1998
Jun.
Dec.
15.43
14.51
16.58
16.24
15.94
15.88
16.32
15.78
14.69
14.09
15.31
15.24
15.59
15.72
15.64
15.42
1999
Jun.
Dec.
11.35
11.14
15.65
14.40
15.08
14.81
15.63
15.20
13.79
13.58
14.50
13.85
14.95
14.68
14.80
14.46
2000
Jun.
Dec.
10.68
11.29
13.15
13.51
13.49
13.50
14.24
14.43
13.04
12.97
13.44
13.18
13.79
13.88
13.52
13.55
2001
Jun.
11.14
13.48
13.40
14.42
13.28
13.73
13.87
13.61
II.
INTEREST BEARING - ALL BANKS
1997
Jun.
Dec.
11.55
12.25
15.35
13.20
13.21
13.79
14.44
15.35
12.73
13.11
13.95
12.35
13.15
12.59
13.53
13.72
1998
Jun.
Dec.
14.47
13.75
16.38
15.17
14.84
14.52
16.12
15.48
16.23
14.19
16.32
15.76
16.49
15.53
16.09
15.00
1999
Jun.
Dec.
13.39
11.41
14.15
13.79
13.89
14.56
15.19
14.17
14.08
13.75
14.95
13.14
14.29
14.07
14.47
14.09
2000
Jun.
Dec.
11.10
11.53
13.76
13.57
13.67
12.88
13.15
13.82
12.23
12.90
13.65
13.49
13.34
12.93
13.25
13.08
2001
Jun.
11.75
13.54
13.69
13.50
12.84
13.07
12.05
13.07
III.
ISLAMIC MODES OF FINANCING-ALL BANKS
1997
Jun.
Dec.
11.68
12.47
16.57
16.77
16.01
15.19
13.87
14.58
12.42
13.75
15.99
15.44
13.64
14.68
14.65
14.79
1998
Jun.
Dec.
15.87
15.05
16.61
16.32
15.97
15.94
16.39
15.85
14.50
14.08
15.21
15.20
15.45
15.76
15.59
15.47
1999
Jun.
Dec.
11.27
10.91
15.69
14.42
15.12
14.82
15.75
15.41
13.76
13.57
14.49
13.89
15.00
14.74
14.82
14.49
2000
Jun.
Dec.
10.61
11.24
13.12
13.51
13.48
13.54
14.31
14.48
13.08
12.97
13.42
13.15
13.83
14.01
13.54
13.59
2001
Jun.
11.02
13.47
13.39
14.53
13.31
13.84
14.03
13.65
67
6.11 DISTRIBUTION OF OFFICES OF SEVERAL CLASSES

OF SCHEDULED BANKS BY POPULATION
(End June)
2000
POPULATION
2001
Total
No of Pakistani Foreign
Average
Total
Average
Scheduled Population
No. of Pakistani Foreign Scheduled
Population
Places
Banks
Banks
Banks
per office
Places
Banks
Banks
Banks
per office
5,000,000
1,292
55
1,347
10,692
1,207
57
1,264
11,394
1,000,000 to 5,000,000
712
721
9,591
679
688
10,051
500,000
to 1,000,000
392
11
403
5,142
378
11
389
5,327
200,000
to
500,000
13
600
603
6,377
13
569
572
6,722
100,000
to
200,000
28
391
391
9,707
28
382
382
9,935
75,000
to
100,000
16
244
244
6,565
16
227
227
7,056
50,000
to
75,000
44
355
355
5,656
44
340
340
5,905
25,000
to
50,000
119
670
670
6,305
119
647
647
6,529
15,000
to
25,000
102
366
366
5,677
102
340
340
6,111
10,000
to
15,000
84
208
208
5,201
84
114
114
9,489
10,000 47,655
2,641
2,641
34,633
47,655
2,389
2,389
37,189
7,871
78*
7,949
48,071
7,272
80*
7,352
Over
Less than
TOTAL
Note :*
48,071
Distribution is based in accordance with population census of 1998

Data pertaining to groups having paopulation less than 10,000 are not available
Excluding Indian Banks branches vested in custodian of enemy property since September 1965
68
6.12 LIST OF SCHEDULED BANKS OPERATING IN PAKISTAN

AS ON 30TH JUNE, 2001
PAKISTANI BANKS
FOREIGN BANKS
Nationalized Commercial Banks

1.
2.
3.
4.
National Bank of Pakistan

Habib Bank Ltd.
United Bank Ltd.
First Women Bank Ltd.
Privatized Banks
1.
2.
Allied Bank of Pakistan Ltd.

Muslim Commercial Bank Ltd
Specialized Banks
1.
2.
3.
4.
Agricultural Development Bank

of Pakistan ( ADBP )
Industrial Development
Bank of Pakistan ( IDBP )
Federal Bank for Co-operatives
Punjab Provincial Co-operative
Bank Ltd. ( PPCB )
Private Banks
1.
2.
3.
4.
5.
6.
7.
8.
9.
10.
11.
12.
13.
14.
Askari Commercial Bank Ltd.

Bank Al-Falah Ltd.
Bank Al-Habib Ltd.
Bolan Bank Ltd.
Faysal Bank Ltd.
Gulf Commercial Bank Ltd.
Metropolitan Bank Ltd
Platinum Commercial Bank Ltd.
Prime Commercial Bank Ltd.
Prudential Commercial Bank Ltd.
Soneri Bank Ltd.
The Bank of Khyber
The Bank of Punjab
Union Bank Ltd.
1.
2.
3.
4.
5.
6.
7.
8.
9.
10.
11.
12.
13.
14.
15.
16.
17.
18.
19.
ABN AMRO Bank NV

Al- Baraka Islamic Bank BSC (EC)
American Express Bank Ltd.
Bank of Ceylon
Citi Bank NA
Credit Agricole Indosuez
Deutsche Bank AG
Doha Bank
Emirates Bank International Ltd. PJSC
Habib Bank AG Zurich
International Finance Investment
and Commerce Bank Ltd.
Mashreq Bank PSC
Oman International Bank SAOG
Rupali Bank Ltd.
Societe Generale, The French
and International Bank
Standard Chartered Bank
Standard Chartered Grindlays Bank Ltd.
The Bank of Tokyo-Mitsubishi Ltd.
The Hong Kong & Shanghai
Banking Corporation Ltd.
69

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6.

Head Office and Inter-Bank Adjustment

Balances held Abroad

Bills Purchased and Discounted

Investment in Securities and Shares:

Contingent Liabilities as per contra

Notes, Coins and Silver

LIABILITIES AND ASSETS

Contingent Liabilities as per contra

Head Office and Inter-Bank Adjustment

TOTAL LIABILITIES / ASSETS

Balances held Abroad

Bills Purchased and Discounted

Investment in Securities and Shares:

Notes, Coins and Silver

Public Sector Enterprises:

Agriculture, Forestry, Hunting and Fishing

Mining and Quarrying

Electricity, Gas ,Water & Sanitary Services

Wholesale and Retail Trade

(iii) Co-operative Banks (Excl. P.P.C.B.)

Non-Bank Financial Institutions

Transport, Storage and Communication

Other Public Sector Enterprises

Private Sector (Business):

Agriculture, Forestry, Hunting and Fishing

Mining and Quarrying

SCHEDULED BANKS' ADVANCES

Footwear, Other Wearing Apparel and

made-up Textile Goods

Furniture and Fixtures

Paper and Paper Products

Printing, Publishing and Allied Industries

Leather and Leather Products

Chemicals and Chemical Products

Products of Petroleum and Coal

Non-metallic Mineral Products except

Product of Petroleum and Coal

Basic Metal Industries

Metal Products except Machinery and

(xvii) Machinery except Electrical Machinery

Electricity, Gas, Water & Sanitary Services

Wholesale and Retail Trade

Non-Scheduled Banks and Other

Real Estate Dealers [Excl. item(d)]

Transport, Storage and Communication

Other Private Business

IV. Trust Funds and Non-Profit Organisations

VI. Other activities not adequately described

GOLD, BULLION, GOLD & SILVER

Quoted on the Stock Exchange:

SCHEDULED BANKS' ADVANCES

FIXED ASSETS INCLUDING MACHINERY

FIXED DEPOSITS & INSURANCE POLICIES:

(a) Other Secured Advances

6.4 CLASSIFICATION OF SCHEDULED

BANKS' ADVANCES BY SIZE OF ACCOUNT

6.5 SCHEDULED BANKS' DEPOSITS

DISTRIBUTED BY TYPES OF ACCOUNT

6.6 SCHEDULED BANKS' DEPOSITS DISTRIBUTED

CATEGORY OF DEPOSIT HOLDER

892,302.2 1,016,515.6 1,089,824.3

Public Sector Enterprises:

BY CATEGORY OF DEPOSIT HOLDERS