Colegio de San Juan de Letran

Intramuros, Manila
College of Business Administration and Accountancy
Financial Management Area
First Semester, School Year 2007-2008
I.

Course Code

: FINA 101

II.

Course Title

: PRINCIPLES OF MONEY, BANKING AND CREDIT

III.

Course Credit

: 3 UNITS

IV.

Course Description

:
This course is designed to discuss the basic principles and concepts, policies and programs of money, credit and
banking. It also covers the role and functions of the financial institutions, the importance of the financial intermediaries as
the key planner towards the development of economy.

V.

Course Rationale

:
The subject creates awareness on the significance of money, credit and banking in the Philippine Monetary and Financial
system. Likewise, it explains the role of money, credit and banking in the economic growth and development of the
country.

VI.

Course Objectives
A. General Objective

:
:

B. Specific Objectives
1. Cognitive

At the end of the course, the students are expected to have gained knowledge and understanding about the basic
principles, concepts and policies of money, credit and banking and financial markets.
: Specifically, the students must be able to:
:
Explain the core concepts, principles and policies of money, credit and banking.
Cite the significance of money, credit and banking in the Philippine business activities.

2. Affective

3. Psychomotor

Describe the development of money, credit and banking and the activities of the country's financial system.
Display appreciation of the government activities in building the nation's financial system.

:
Mimic banking roles and activities in class.

VII. Course Outline

Topic Objectives
Enumerate the kinds
and functions of
money..

Explain mo9netary
standards, theories and
laws.

Subject Matter
I. Philippine Money
a. Money
b. Functions and
Importance of Money
c. Characteristics of
Good money
d. Coinage
e. Commodity , Metallic,
Paper and Coins Money
f. Classifications of
Money
g. Legal Tender and
Currency
2. The Monetary
Standards and Systems
3. Characteristics of
Philippine Currency
4. The Philippine
Numismatic History
5. The Monetary
theories and laws
regarding our currency
6. The Exchange Rates
7. Government Debts

Values
Integrated
Awareness

Honesty

Teaching
Method
Lecture/
Discussion
Film showing/
Assignment Tour to
BSP Museum (the
Philippine Casa de
Moneda) or the
Philippine Mint

Instructional
Materials
Whiteboard
Marker
Power point
Presentation
Multimedia
Tools

Evaluation
Recitation
Quiz
Written/oral
report
Seatwork
Projects

Time
Frame

Expected
Output

1st - 4th
Week

Enumerated the
kinds and
functions of
money..

Accountabilit
y
Flexibility

Nationalism
Conservation
of resources
Diligence

Explained
monetary
standards,
theories and
laws.

Enumerate the core

concepts and.
classifications of credit.

Differentiate the sources

and bases of credit.
Relate the necessary
instruments used in
credit transactions

Point out the basic

requirements of an
effective financial
system
MIDTERM
EXAMINATION

8. Philippine Credit
Systems
a. Credit
Trust and
b. Foundation and "C"'s confidence
of Credit
c. Characteristics and
Uses of Credit
d. Sources and Bases of Efficiency
Credit
9.Credit Instruments
a. Classifications and
uses
b. Endorsement
c. Types of Bank
Deposits
10. Basic Requirement
of an Effective financial
system

Lecture/
Discussion

Power point
presentation
Whiteboard
Marker

Recitation
Quizzes
Written/oral
report

5th week

Enumerated the
core concepts
and.
classifications of
credit.
Differentiated the
sources and
bases of credit.

Accuracy

Lecture/
Discussion
Exhibits of Credit
Instruments
Discovery

Power point
presentation
Exhibits
materials

Recitation
Quizzes
Written/oral

6th-7th
week

Related the
necessary
instruments used
in credit
transactions

Compliance

Lecture/
Discussion

Power point
Presentation

Recitation
Quizzes
Assignments
Seatwork
Projects

8th week

Pointed out the

basic
requirements of
an effective
financial system

9th week

Explain credit risk and

its management

Analytical
thinking
Realism

Describe the Philippine

Money and Bond Market

11. Managing Credit

Risk a. The Unpaid
Seller, Rights and
Remedies
b. Contract of Loan
c. Interest Payment
d. Pledge and Mortgage
e. Credit Insurance
12. The Philippine
Money and Bond Market

Lecture/
Discussion

Power point
Presentation

Recitation
Quizzes
Assignments

10th
week

Explained credit
risk and its
management

Creativity and Lecture/

Flexibility
Discussion

Power point
Presentation

Recitation
Quizzes
Assignments
Seatwork

11th
week

Described the
Philippine Money
and Bond Market

Enumerate Philippine
laws governing credit

13. Philippine laws

governing credit

Objectivity

Lecture/
Discussion

Power point
Presentation

Recitation
Quizzes
Assignments
Seatwork

12th
week

Enumerated
Philippine laws
governing credit

Illustrate the Philippine

Financial Systems/ its
regulations, the
Monetary Board,

14. The Philippine

Financial Systems

Confidence
and Trust

Lecture/Discussion
Actual financial
institutions visit,

Power point
Presentation

Recitation
Quizzes
Assignments
Seatwork
Projects

13th
week

Relate the history of

banking.

15. History of Philippine

Banking

Nationalism
Perseveranc
e

Exposure trip
or tour

Discuss the banking

theories

16. Banking Theory

Interview with
some key persons
regarding financial
services

Illustrated the
Philippine
Financial
Systems/ its
regulations, the
Monetary Board,
Related the
history of
banking.

Efficiency
Discussed the
banking theories

COMMUNITY
SERVICES
INTEGRATION: Explore
the possibilities of
procuring funds for
business in the
community through the
different functions of
bank.

17. Functions of Banks

Creativity and Lecture/

Flexibility
Discussion

Power point
Presentation

Recitation
Quizzes
Reaction
paper
Seatwork
Projects

14th
week

Explored the
possibilities of
procuring funds
for business in
the community
through the
different functions
of bank

Distinguish the New

from the Old Central
Bank

18. Bangko Sentral ng

Pilipinas
a. Old and New Central
bank
b. Monetary Board and
Policies
c. Quantitative
Instruments of Monetary
control
d. Qualitative
Instruments of Monetary
control

Conservation
of resources

Power point
Presentation

Recitation
Quizzes
Assignments
Seatwork
Projects

15th
week

Distinguished the
New from the
Old Central Bank
.

State the policies and

instruments of monetary
control by the
Monetary Board .

Lecture/
Discussion

Stated the
policies and
instruments of
monetary control
by the Monetary
Board

Compare private and

public banking from
private and public nonbanking institutions
according to:
a) services/functions
b) capitalization
c) objectives
d) laws and policies

19. Depository
Institutions,
Classifications and
services offering
20. Non-depository
Institutions,
Classifications and
services offering
21. Government banking
Institutions
a. Microfinance
b. Thrift Banks
c. Rural Banks
22. Other Financial
Institutions,
Classifications and
services offering
23. Laws on :
a. Secrecy on Bank
Deposits
b. Foreign Currency Act
of the Philippines
c.Philippine Deposit
Insurance Act

FINAL EXAMINATION

Value of
service
Efficiency

Lecture/
Discussion

Power point
Presentation

Recitation
Quizzes
Assignments
Seatwork
Projects

16th17th
week

Diligence
Honesty

Social
Responsibilit
y

18th
week

Compared
private and public
banking from
private and public
non-banking
institutions
according to:
a) services/
functions
b) capitalization
c) objectives
d) laws and
policies

VIII
.

Grading System

:
Midterm Grade:
Class Standing
Quizzes
Mid-term Exams

30%
30%
40%
100%

Pre-final Grade:
Class Standing
Quizzes
Mid-term Exams

30%
30%
40%
100%

Final Grade = (Mid-term Grade + Pre-Final Grade) / 2

IX.

References:
Main References:
Other References:

Alminar-Mutya, Ruby F. (2003). Introduction to Philippine Money,Credit and Banking. Pasig City: Capitol Publishing House, Inc.
Gittman, Lawrence J. (2001). Introduction to finance. Boston: Addison/Wesley.
Laman, Rosemarie B. and Laman, Vincent Patrick B. (2003). Money, credit and banking The Basics, 5th ed. Manila:
Conanan
Educational Systems
Miranda, Gregorio (2002). Essentials of money, credit and banking. Laguna, Philippines: L and G Publishers.
Nolledo, Jose N. (1998) Banking laws of the Philippines . Manila: National Book Store.
Pagoso, Cristobal M. and Dela Cruz, Manuel M. (2002). Principles of money, banking and credit.
Paraaque, Metro Manila: Nelson Publication.
Thomas, Llloyd B. (2000). Money, banking and financial markets. New Jersey: Prentice Hall.

Periodicals , Websites
Bangko Sentral ng Pilipinas . Primer on BSP # 81 Guide
Notes
BSP. Annual Report , and Bulletin
www.yahoo.com Search: Phil Money, Credit and Banking
Financial Bulletin

Microsoft Encarta Encylopedia

www.dlsu.edu www.hbu.edu
http://www.finex.com

CD - ROM:

Business, Economics and Finance