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ANUALIDADES
UNIVERSIDAD DE CRDOBA
FACULTAD CIENCIAS DE LA SALUD
PROGRAMA DE ADMINISTRACIN EN SALUD
IV SEMESTRE-SBADO
MONTERA -2013
INTRODUCCIN
OBJETIVO
TALLER DE ANUALIDADES
SOLUCIN
12.000.000
1. a)
6 7
2A A
12 13
2A A
17 18 19
2A
24
n= 24 meses
p= 12.000.000
i= 30%
i=
30
100
P= A
0.3
12
( 1+i)n1
i(1+i )n
= 0.025% mensual
12.000.000= A
(1+0.025)241
0.025(1+ 0.025)24
2A
(1+0.025)6
2A
(1+0.025)18
=A
536.432.7= A
2A
(1+0.025)12
P= A
( 1+i)n1
i(1+i )n
P= 400.000
(1+0.025)241
0.025(1+ 0.025)24
P= $ 7.153.994.33
2. A= $3.600.000
n= 20 aos
i= 26.82% E. A
P=?
26.82
=
0.2682%
100
3.600.000
P= A
3.600.000
( 1+i)n1
i(1+i )n
3.600.000
19
3.600.000
20
3.600.000
P= 3.600.000
20
(1+ 0.2682) 1
0.2682(1+0.2682)20
P= $ 13.306.917
3. P= 6.000.000
n= 36
A= 90.000
i= 18% anual
18
0.18
i= 100 =
12
= 0.015%
24
P= A
( 1+i) 1
i(1+i )n
36
6.000.000= 90.000
(1+0.0 15)36 1
0.015(1+ 0.015)36
6.000.000= 90.000
(1.015)361
0.015(1.0 15)36
6.000.000= 90.000
0.709139538
0.025637093
x
12
(1+0.015)
x
12
(1.015)
x
12
(1.015)
x
12
(1.015)
x
24
(1+0.015)
x
24
(1.0 15)
x
24
(1.015)
x
24
(1.015)
x
12
(1.015)
6.000.000= 2.489.461.594+
x
6.000.000- 2.489.461.594 = ( 1 .015 )12
x
( 1 .015 )12
3.510.538.406=
x
24
(1.015)
x
( 1 .015 )24
x
( 1 .015 )24
(1.015)12
3. 510.538.406= x
24
+ x (1.015)
=x
2.285.608.941= x
X= 2.285.608.941
4.
8 10
F1
14
F2
26.82
100
= 0.2682%
F3
20
26
F4
1+TEM
TEA=
-1
0.2682 + 1=
1+TEM
P=
70.000
8
(1+0.02)
15 0.000
10
(1+0.02)
2%
29 0.000
14
(1+0.02)
540.000
1
19
(1+0.02)
5. P= 3.500.000
i= 16.69%
16.69
i= 100
= 0.1669%
( 1+0.02 )7 +1
7
0.02(1+0.02)
1+TEM
TEA=
-1
1+TEM
0.1669=
1+TEM
0.1669 + 1=
1.1669 =
1+TEM
12
1.1669 =
1+TEM
12
1.012945633= 1+ TEM
1.012945633 1 = TEM
0.012945633 = TEM
n
F= P (1+i)
F= 3.500.000
(1+0.0129)18
F= 4.408.251.102
3.500.000
i= 1.29%
4.408.251.102
A partir del mes 19 se realizan retiros bimestrales iguales por 4 aos hasta saldar
la cuenta.
4.408.251
18
19
P= A
P= A
i=
21
( 1+i )n1
n
i ( 1+i )
( 1+i)n1
i(1+i)n
16.69
6
2.78
100
4.408.251.= A
4.408.251= A
= 0.027%
(1+0.027)241
0.027(1+ 0.027)24
0.895355363
0.051174594
4.408.251= A 17.49609119
4.408 .251
17.49609119
23
=A
251.956.3343 = A
CONCLUSIN
BIBLIOGRAFIA
http://matefinacierab1.galeon.com/aficiones831890.html
http://es.wikipedia.org/wiki/Anualidad
Modulo unidad n3