Kevin M.

Cullen

SENIOR BANKING PROFESSIONAL

Pelham Manor, NY 10803

Cell
914-413-0153
kevincullen67@gmail.com
PROFESSIONAL SUMMARY
Senior client-facing/focused banking and risk executive with broad and extensive background
in leveraged and high-grade loan structuring, due diligence, documentation, portfolio
management, work-outs and client relationship management. Demonstrated track record in
transaction documentation/execution under difficult or time-sensitive circumstances;
executed over 100 complex syndicated, club and bilateral loan financing transactions for
clients in diverse industries in a variety of situations (LBOs, recapitalizations, distressed
amendments/workouts, DIP and Exit financings), raising in excess of $25.0 billion of senior
debt. Adept at successfully navigating clients and their advisors through the most complex
types of transactions and transaction-related issues.
Specialties
Transaction structuring

Credit and financial

analysis

Workouts and restructurings

Loan documentation

Risk mitigation

Investor presentations

Transaction execution

Due diligence

Investor communication

Deal-team leadership

Project Management

Trust-based client
relationships

EXPERIENCE
CIT GROUP, New York, NY
2012-current
Managing Director, Communications, Media & Entertainment
Manage a group of thirteen underwriters, overseeing underwriting and portfolio
management efforts, reviewing and approving credit proposal memos, term sheets
and credit agreements. Formed and led a task force to reorganize CIT's credit
procedures to streamline and simplify a number of repetitive or overlapping
processes. Formulated and drafted CM&E's form term sheet to streamline and
standardize the preparation/review/issuance process.
BARCLAYS CAPITAL, New York, NY
2009-2012
Director, Bank Debt Management (2009-2011); Loan Capital Markets (2011-2012)
Executed new agented leveraged finance and high-grade transactions working in
concert with internal and external constituents (borrowers, investors, counsel,
credit). Key deal-team member on several ground-breaking transactions highlighted
by IFR in awarding Barclays Capital Loan House of the Year award in 2011.
Managed borrower/syndicate communication and relationships for key agented
transactions, including amendments and workouts.
ORIX USA CORPORATION (NY office downsized 3/2009), New York, NY 2008-2009
Director, Media Finance Origination
Managed all aspects of new transaction credit analysis, due diligence, credit
approval and documentation processes, mentoring and supervising junior staff and
coordination of third-party vendors.
BANK OF TOKYO-MITSUBISHI UFJ, LTD., New York, NY
2008
Vice President/Team Leader, US Corporate Banking
Managed ongoing credit and risk rating analysis of existing portfolio, credit approvals
for new transactions and amendments to existing credits. Industries included certain
specialty finance companies, utilities, pipeline and chemical companies.
BEAR STEARNS & CO. INC. , New York, NY
2001-2007
Managing Director, Loan Portfolio Management
Risk Management and Financial Analysis
Managed $1.0 BN leveraged loan portfolio consisting of 75+ borrowers (including 25
Admin-Agented borrowers), reducing concentrations in cash and derivative (CDS and
LCDS) markets to mitigate and optimize individual credit exposures.
Synthesized and presented verbal and written financial performance summaries on
portfolio companies to firms trading desk and senior management.

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Implemented an ongoing credit/risk rating review and valuation process, leveraging

external and internal resources.
Industry experience included media, telecommunications, healthcare, chemicals,
finance companies, technology, general industrial, private-equity/hedge funds.
Business Development
Created syndicated loan agency product at the firm, ultimately producing revenues
in excess of $2.5 million per year and numerous cross-sell opportunities.
Developed strong, trust-based advisory relationships with corporate borrowing
clients, loan investors and financial sponsors resulting in repeat business
opportunities and revenues.
Credit, Execution and Workout
Drafted and presented comprehensive credit approval materials to Bear Stearns
Credit Committee.
Successfully supervised the execution of multiple simultaneous syndicated debt
transactions (i.e., LBOs, recaps and refinances) and other competing priorities in a
fast-paced, transaction-oriented environment.
Negotiated term sheets and loan documentation; analyzed, structured and
syndicated credit agreement amendments.
Lead-managed restructuring due diligence, creditor groups and negotiations on
work-out credits (including several agented transactions).
Active member of distressed company creditor committees - adept at conflict
resolution.
Underwrote, structured, documented and closed credit facilities for significant hedge
fund clients based on LTV of invested assets.
Management
Supervised 3-5 junior portfolio managers, providing mentoring, counsel and
guidance in developing their skill-sets.
Successfully created and led cross-functional leveraged finance deal-teams to
analyze and execute complex financings.
BMO-NESBITT BURNS/BANK OF MONTREAL, New York, NY
1996-2001
Vice President, Structuring and Syndications 1998-2001
Structured, priced and sold syndicated bank loans to retail bank clientele.
Modeled cash flow projections and relative valuation analysis of comparable
companies and transactions.
Wrote and produced information memoranda for marketing transactions;
negotiated,
documented and closed complex transactions in the Media and
Telecom sector generating over $10 million in fees.
Associate, Media/Communications Group 1996-1998
Analyzed, rated, recommended and presented senior debt corporate finance
transactions from a credit and profitability perspective.
Composed operations and industry analyses, transaction summaries and credit and
loan document approval memoranda.
Prepared financial projections, sensitivity analysis and financial risk-adjusted return
analysis.
Actively managed, monitored and rated a loan cable and telecom portfolio in excess of
$250 million. Industry/deal experience included wireless, cable, satellite
communications and broadcasting.
CHASE MANHATTAN BANK, N.A., New York, NY
1994-1996
Relationship Manager, Middle Market Banking Group (1996) Associate/Analyst 94
96)
Managed a diversified portfolio of clients and their overall banking requirements,
including debt financing and non-credit services (i.e. cash management and trade
finance). Completed six-month credit training program.
VILLAGE BANK, Port Chester, NY
Commercial Loan Administrator:
Serviced $133MM commercial loan portfolio.

1992

DOLLAR DRY DOCK BANK, White Plains, NY

Mortgage Analyst:

1990-1992

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Analyzed and documented residential mortgage applications

EDUCATION
WEST VIRGINIA UNIVERSITY, Morgantown, WV - 1993
MBA Finance, Aug. 1993 (3.45 GPA)
ST. BONAVENTURE UNIVERSITY, Olean, NY - 1989
BBA, Marketing
U.S. ARMY OFFICER BASIC COURSE, Fort Lee, VA - 1990
OTHER
NASD Series 7 and 63, CFA Level I, NYU Continuing Education Classes: Workout,
Bankruptcy, and Reorganization.