1439462518aug 19 2015 Z1 LR PDF

We are a Family, Friendly Publication
Proverbs 3:5,6 God Bless America
Wayne
Recycled Paper from 30% Post Consumer Waste
Help us, help the children of our future
hildren need a fresh

start each year. You
can help local children get ready for school and
show your support with Jem
Realty Group of Realty
Executives,
Exceptional
Realtors by donating
school supplies for children
in need in our area. Local
Realtor Jesse E. Maldonado
invites you to stop by the
open house at 48 Alpine Dr.
in Wayne on Sunday, August
23 between the hours of 12-4
pm to donate school supplies
for children in need in our

area. We will be accepting
supplies for pre-k to grade 12
and will have music, food
and refreshments for you to
enjoy along with a wonderful
home for you to tour. If you
cannot stop by on Sunday,
donations will still be
accepted at the Realty
Executives office at 363
route 23 South, Pompton
Plains until the end of
August.
In addition to the supplies below, we also welcome
See
Page
10 & 11
donations of gift cards to local
stores for childrens clothing
and shoes. Backpacks, BandAids, binders/3 ring notebooks, book covers, calculators, childrens clothes, colored pencils, Composition
notebooks,
construction
paper, crayons, erasers, filler
paper, glue, highlighters,
index cards, lunch boxes,
markers, pencil cases, pencils/pens, pencil sharpeners,
pocket folders, rulers, scissors,
spiral notebooks and tape.
August 19, 2015

Zone 1, Vol. 13 No. 15
Page 2, Zone 1
visit our website at www.lifeandleisurenj.com
NOTE: To have your groups announcement appear in Community Happenings,

please e-mail your paragraph to
calendar@lifeandleisurenj.com.
AUG 20
CommuniTeens Meeting on Thursday,
August 20 from 6:30-7:30pm.
CommuniTeens is a service group of
Wayne kids in grades 6-12 who are
interested in being active advocates of
the library among their peers, helping
with different library needs, and sharing their voice about Y.A. programs and
100% Mailed, Bi-Weekly Newspaper

234 Main Street, 2nd Floor
Lincoln Park, NJ 07035 i 973.696.8008
Publisher: Joe Pellegrino i Editor: Bethanne Pellegrino i Administrative Assistant: Janice McCullen i Art Director: Robin Banta
Sales: Lisa Buniewski, George Papendick, Cristina Sidoti, Kathleen Todd, Denise Wirsing
Please e-mail all press releases and calendar information to calendar@lifeandleisurenj.com or fax to 973.556.1991.
Advertising in Life & Leisure is affordable and effective. We are a family friendly publication and therefore reserve the right to accept only
advertisements that appeal to the entire family; the final determination of which is made by Life & Leisure. Views expressed in Life & Leisure are
those of the respective columnists and writers, and do not necessarily reflect those of the publisher, or Life & Leisure. Advertising is open to anyone
desiring to reach the public and is subject to approval, revision and/or rejection at any time by the publisher. Many of the articles are paid for by the
author and are in effect advertisements. Publication of any advertisement does not constitute, either implied or inferred, an endorsement of services,
products or businesses advertised. 2015 Life & Leisure, LLC. Life & Leisure is a trademark of Life & Leisure, LLC.
book related activities. Students commit

to participate in meetings or
CommuniTeen-sponsored programs
such as Tech-Help from teens held alternating months, led by Eleana. Get to
know other like-minded kids, commit to
volunteerism, and get snacks and beverages that are funded by the Friends of
the WPL. Please contact Eleana Cordova
at 973-694-4272 ext. 5305 or email
cordovae@waynepubliclibrary.org for
more information and to join.
AUG 22
Now is the perfect time to clean out
your closets and support Family Promise
of Passaic County clothing drive. We will
be collecting: clothing, shoes, belts,
handbags, linens (towels, sheets, blankets, curtains, etc.), stuffed animals,
hard toys (no larger than 24x24x21)
and bikes. Please place clothing in tied
plastic bags. Please wrap clothes and
shoes separately. Drop off at Christ
August 19, 2015
Church 400 Ramapo Ave. in Pompton

Lakes on Saturday, August 22 from
12-3pm. For more information
contact familypromisepc@gmail.com.
AUG 29
Wayne Public Library Y.A. Chess Club
will be held on Saturday, August 29
from 3-4:30pm. Young adults in grades
5-12 are welcome to play chess against
each other. This casual gathering normally occurs monthly on a Saturday, in
the Story Time room. Online registration
required beginning on Friday, August
21, waynepubliclibrary.org.
Around the
Community
Green Pond Bible Chapel is excited this
fall to host with area churches
Perspectives. Classes are Sunday
afternoons from 2-5pm. This 15 week
course will begin August 16 and end on

December 6. Get threaded into Gods
story this fall as you experience His
heart for every tribe and nation and
encounter the momentum of the World
Christian Movement. Enroll online
at www.Perpectives.org or call 973697-0990.
Calvary Temples various support
groups can guide you through life.
Every Thursday at 7pm the meetings
include: anger management, single parenting, grief share, marriage builders,
mens pure life dealing with pornography, and post abortion group. Veterans
Support meets every Monday at 7pm.
For more information contact Reverend
Dee Verhagen at 973-694-2938, 1111
Preakness Avenue, Wayne.
Sunshine Prosthetics & Orthotics of
Wayne will host an Amputee Support
Group the 1st Wednesday of every
month in their facility at 1700 Route 23
continued on page 6
August 19, 2015
Zone 1, Page 3
Page 4, Zone 1
August 19, 2015
Too bad that all the people who know how to run this
country are busy driving taxis and cutting hair.
George Burns
By Mark Charnet
sk the people you

know about politics,
whats happening in
the news and if they were in
charge, could they do a better
job than the people in control
of the government. In every
case, Im sure youll get an earful of opinions and solutions.
In fact, I myself have a fortune
of ideas, opinions and fixes for
the problems that plague
our country. Unfortunately
though, Im only in charge of
one entity and that would be
me. In relation to my personal
and business finances, I am
the Commander in Chief of
Mark Charnet Enterprises.
With an objective introspective look at the job I am doing
running and operating my
lifes financial business, I
would grade myself near the
top of the approval ratings. In
comparison to both the
Federal and State Government and the businesses they
are operating, I would grade
my business a 90% to their
failing grade of 35%. Why
only a 35% grade and not
lower you may ask? Answer

theyre still in business, still
have taxing authority for an
endless supply of capital and
there is still more room for a
downgrade in their ratings.
Why only a 90% and not a
higher grade for me? Answer because there is always room
for improvement and success.
How does your lifes
financial business look on its
own and then compared to
the example both our Federal
and State Governments have
set? If you score yourself high,
then I commend you on a job
well done. Unless youve filed
bankruptcy lately, you have
beaten the government hands
down Congratulations!
It really isnt a fair contest comparing how the government is run, with your personal family finances, after all
the government has unlimited resources and yours are
severely limited by the hours
in the day, your education
and the amount of capital you
can create, leverage or accumulate. With unlimited capi-
tal and a pool of the nations

most talented people to
pull from, the Federal
Government is the worst run
business in the nation. How
did this happen? Why is it so?
Could it be that the citizens
of the United States of
America are so complacent
that the whole business of
government crashed right
under our noses and as a people we did little to contain
the debt that will truly be our
undoing? Is it too late to
mount an effective campaign
to right the wrongs and bring
back at least a resemblance of
fiscal responsibility to government and to our leaders? I
believe there is time, but, the
time is between now and the
November elections to campaign for, donate to and then
vote for the people you feel
will best serve the nation and
not themselves, as we face
the largest wave of a retiring
population base ever in the
history of the United States,
while simultaneously the
Social Security System is in
shambles.
Individually you can and
must make a difference and
set an example for your children by taking an active role
in deciding who your elected
representatives will be, but
more importantly, how to run
your personal financial business right at home in full view
of your family, regardless if
your kids are 12, 24, 48 or
even older. Since your finan-
cial business is a sole proprietorship, or at most a partnership with your spouse, you
have unlimited power in all
financial decision making,
whether prudent and wise or
reckless and foolish, while
your family audience studies,
retains and hopefully learns
from your successes and failures. Anyone less than 50
years old today, in my opinion, must be a millionaire to
retire at 65 with any degree of
dignity if they plan to live-out
their lives in North Jersey.
Anyone under the age of 30,
in my opinion, must plan to
be worth $10,000,000 in order
to retire with adequate
income and dignity once
reaching the standard retirement ages of 68-70. Unless we
fail miserably in our quest for
financial independence and
have virtually nothing, the
government will do absolutely
nothing for us in a positive
way, rather, they will take
greater taxes from those that
struggled or diligently worked
hard to make it, to give it to
those less deserving on a
grand scale. So, as I see it, we
must work harder and longer,
save and invest larger sums
more frequently, live on less
and be prepared to have a
silent partner taking more
and more of the family business profits as time rolls-on.
The Government will continue to tax us: when we make it,
when we save it, when we
invest it, when we spend it
and lastly if theres any left,

when we die with it. The only
tax they havent thought
about yet is a birth tax! But,
Im sure in the future, when a
well- to-do family has a child,
the government will concoct
a method of taxation to pay
for those that cant afford a
child and who financially
shouldnt have a child anyway, its just a matter of time.
We must also support
candidates that encourage
business expansion and job
creation, lower taxation,
enlist qualification standards
in order for people to receive
government benefits (benefits
police), protection of our borders from both illegal immigrants and more importantly
potential terrorists, open capital markets and financing for
both small and large businesses alike, in addition to lending
to deserving financially responsible individuals. A
leader that will appoint judges
that will render punishments
and sentences that fit the
crime people are convicted of
and lastly, I believe we must
elect representatives of the
people that understand and
favor term limits. The framers
of our Constitution never
intended for people to be lifelong politicians and crafted
the document to prevent special benefits and privileges for
those who serve the people
by holding a governmental
office. It was considered an
honor to serve your country
and its people, not a lottery

winning!
If nothing else, let my
words encourage you to be a
participant in electing the
people chosen to govern, not
just a spectator. Be sure to be
an informed voter and VOTE!
Oh, and by the way, some taxi
cab drivers and hairdressers
have some excellent ideas and
suggestions that should not be
discounted. Listen, learn and
take action!
Mark E. Charnet, CAS, is
President and Founder of
American Prosperity Group.
APG is the Premier Retirement
and Estate Planning Franchise
in the United States with 19 offices in 10 states. Mr. Charnet
has over 34 years of experience
in the Retirement and Estate
Planning fields. Creator of the
Trinity Method of Investing,
Mark encourages your inquiries
and can be reached at:
973-831-4424 or via email,
markcharnet@1APG.com
Check out our website:
www.1APG.com Interested in
a career in retirement and estate
planning? Check out this website: www.APGFranchise.com
Securities through: United Planners Financial Services, A limited partnership. Member SIPC,
FINRA and a Registered Investment Advisor. APG is located at: 901 Route 23 South,
2nd floor, Pompton Plains, NJ
in the Lakeland Bank and
PediatriCare building.
August 19, 2015
Zone 1, Page 5
Page 6, Zone 1
August 19, 2015
Community Happenings
continued from page 2
north, Suite 180 from 6-8pm. The

group will be led by Brooke Artesi, CPO,
owner of Sunshine Prosthetics and
Orthotics and herself an amputee. For
more information, call 973-696-8100.
The Community Food Box Program is
at St. Michaels Episcopal Church, 1219
Ratzer Road. The boxes contain a selection of quality frozen food you can pick
up, at very inexpensive prices. There
are 8 different selections for purchase.
For a menu call 973-956-8554.

Professional musicians and vocalists of
the Wayne Seniors Swing Band will perform for your dancing and listening
pleasure on the third Tuesday of each
month. Performances are from 12:302:30pm at the Wayne Elks Lodge, 50
Hinchman Ave. Requested donations for
Wayne Elks and Wayne Adult
Community Center members $2.
Donation for non-members $3. Light
refreshments served. For information
call 973-633-0734.
The Riverview Garden Club, based in
Wayne encourages local area residents
who are interested in gardening and in
expanding their botanical knowledge to
become club members. Novice as well
as experienced gardeners are welcome.
Monthly meetings feature educational
lectures and excursions throughout the
year. For more information, please call
our membership chairperson Linda
continued on next page
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August 19, 2015
Community
Happenings
continued from previous page
Wescott 973-694-1098 or send an

email to: riverviewgc@optonline.net.
You can also visit our web site at
www.riverviewgardenclub.com.
Visiting Angels in association with The
Alzheimers Foundation of America is
offering free year round memory
screenings. Confidential screenings are
held from 2-4pm every third
Wednesday of each month. Call for
your appointment 973-839-3761. All
screenings are held at the Visiting
Angels office at 2190 Hamburg
Turnpike, Wayne.
The Golden Age Circle of Wayne, Inc.
(GACW) is a non-profit senior group
that meets every Thursday at 1pm in
the PAL Building, 1 PAL Drive, Wayne.
Trips, special speakers, and bingo are
some of the activities. To join you must
be a Wayne resident and at least 50
years of age. Yearly dues are $7. For
information, call Val Turner at 973694-5094.
continued on page 8
Record High Gold Prices
Gold Now $1,125 oz.

Sell The
Gold Jewelry
You No
Longer Wear
HIGHEST PRICES
PAID ON THE SPOT
Paragon Jewelers
Rt. 23 N. & Jackson Ave.
Pompton Plains
In the Stop & Shop Shopping Center
next to Home Goods & T.J. Maxx
973-839-0611
Zone 1, Page 7
Trusting, Caring
& Affordable
Dental Care
McKeeverDentalCare
Gentle Private-Practice Dentist

CEREC - Crowns in One Visit
Drill-less Dentistry
Galileos 3D Digital Imaging
Emergencies Welcome
New Patients Welcome
Care Credit Financing Available
Welcome New Patients
Only $95
Includes Cleaning, Exam,
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Anthony FrancosWAYNE
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We Also Buy Sterling Silver & Coins
933 State Highway, Rt. 23 South Pompton Plains 973.839.8180

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Page 8, Zone 1
August 19, 2015
Jewish Family Service of North Jersey

is offering Kosher Meals on Wheels program in Wayne. The Meals on Wheels
Program provides hot, nutritious kosher
meals to those people who are unable
to cook or shop, due to disability or age.

Drivers needed to deliver meals. To volunteer or to request meals, call Paul
Klein at 973-595-0111.
The Morning Minyan, a group of caring people dedicated to observing the
tradition of daily prayer, meets at

7:30am in the sanctuary of Temple Beth
Tikvah, 950 Preakness Avenue, Wayne.
A light breakfast follows a 15-20
minute prayer service. All welcome.
The Pines Lake Womans Club is open
to women from Wayne. The club meets
monthly on the second Wednesday of
the month at the Pines Lake Elementary
School cafeteria at 7:30pm. Visitors are
welcome. The club offers fun, friendship, and service. For information call
973-835-3272 or e-mail www.pineslakewomansclub@yahoo.com.
Spa 23 Health & Racquet Club in
Wayne offers birthday parties and special events for all ages. Kids will have
the time of their lives at Spa 23 parties!
In addition to our pool parties, choose a
theme party, or add a theme to your
continued on page 19
August 19, 2015
Zone 1, Page 9
Did you know?

The school buses many Americans
are accustomed to seeing in their
neighborhoods trace their origins to
educator and author Dr. Frank Cyr,
Ph.D. Dr. Cyr specialized in rural
education and, in 1939, organized a
conference at Teachers College,
Columbia University in New York City
with the intention of standardizing
transportation for students on their
way to and from school. Representatives from several notable corporations,
including engineers from auto manufacturers Chevrolet, Dodge and Ford and
paint experts from DuPont, attended the conference. The fruits of that conference
are still paying dividends even now, as one of the more notable developments to
result from the conference was the decision to paint buses yellow with black lettering to make them easier to see in the early morning and late afternoon. That
decision continues to protect the millions of school children who ride the bus to
and from school today.
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Page 10, Zone 1
August 19, 2015
Questions to ask when looking for

an afterschool program
any of todays working professionals

grew up in singleincome households where
only one of their parents went
to work each day. But that
once-common dynamic is
now largely a thing of the
past, as economic necessity
has driven both moms and
dads to continue their careers
even after they have had children.
That reality has led
many working parents to lean
heavily on afterschool programs to serve as safe havens
that provide structure for
their kids while mom and dad
are still at work. Choosing an
Not an actual patient.
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after-school program is a decision many parents find difficult, but there are some questions parents can ask during
their searches for programs
that should make those decisions easier.
Can I tour and observe the
facility?
When considering a particular afterschool program for
their children, parents should
ask to tour the facility, paying
specific attention to the areas
of the facility where their
youngsters will spend the bulk
of their time. Do the classrooms look clean? Are the
materials up-to-date? Is the
playground equipment safe
and well-maintained? Wellmaintained facilities with new

supplies and equipment can
make the program more
enjoyable and safer for kids.
Parents also should ask
to spend some time observing
the facility when it is abuzz
with activity. Such observation can give parents an idea
of what their kids afternoons
will be like should they enroll
in the program. Stay out of
the way, but watch to see how
engaged kids and staff members are and how conducive to
doing homework the environment is.
What is the program schedule?
August 19, 2015
Zone 1, Page 11
Questions to ask when looking for an afterschool program

Schedule is a significant
issue for working parents,
many of whom want a program that is open on holidays
when schools are closed.
Flexibility also is a concern for
working parents, some of
whom may need a facility that
is open before school starts.
Parents also may want a facility that allows youngsters to
attend just a few days a week,
which might make certain
programs that require parents
to commit to full weeks less
enticing. When discussing the
facility schedule with staff
members, be sure to get as specific a schedule as possible,
inquiring about any addition-
Safer
Better
al costs associated with

extending the typical schedule as well.
What are the activities available to the kids?
Many afterschool programs provide more than just
a place for kids to sit and do
their homework until their
folks come to pick them up.
Ask staff members at the facility how big a role activities
play in their programs. Many
programs try to offer an array
of activities that range from
academic programs to athletic
events and more. A wide
range of programs can
increase the chances that
youngsters will find activities
that pique their interests and

make the afterschool program
more enjoyable.
How are staff members vetted?
Parents also may want
to ask about the programs
hiring practices. Ask about
the background checks performed on staff members and
if the facility requires any
specific certifications for staff
who will be dealing directly
with children.
When asking about hiring practices, parents also
may want to inquire about
the ratio of staff members to
children. The smaller the
ratio, the more attention
youngsters will receive.

Facilities with an especially
high ratio of staff to children
may not be able to provide
the type of environment par-
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Dr. Michael DelGiodice is an author on ocular
disease and Vice President of the NJ Chapter of the
American Academy of Optometry. His specialties
include laser eye surgery post-operative care, dry
eye syndrome, contact lenses and neurologic eye
disease. He is also a consultant for Bausch & Lomb.
Ceaser Pitta, M.D. specializes in diseases of the
retina including Macular Degeneration, Diabetic
Retinopathy, Macular Holes, Macular Pucker and
Detachment surgery.
and learn as much about facilities as possible are more likely to find the right fit for their
children.
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ents want for their children.

Finding an afterschool
program requires parents to
exercise their due diligence.
Parents who can be patient
BUY ONE
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Charles D. Crowley, M.D.

and his Associates offer eye
care for the entire family
from surgery to glasses.
ASSOCIATED EYE PHYSICIANS, P.A.

Most Insurances &
Eye Plans Accepted
Accepting
VSP Patients
505 Wanaque Ave.,

POMPTON LAKES 973.835.1222
We Are Cliftons Premiere Family Eye Doctors.
1033 Clifton Ave.,
CLIFTON 973.472.6405
www.njeyedoc.com
Page 12, Zone 1
August 19, 2015
Brought to you by
Dr. Matthew Krupnick,
the owner of Pequannock
Animal Hospital
Tame nail-trimming fears
rimming pets nails can

test the nerves of pet
owners who might be
worried they will cut too much
nail off or hurt their dogs or
cats. Long nails can be a nuisance for pets and may hamper
their abilities to get around
comfortably. To help maintain
a consistent nail-trimming
schedule, pet owners can practice ways to keep calm and
apply techniques to make nail
grooming easier on the pet.
The first step in making
nail trimming a calm and comfortable experience is to understand the anatomy of your pets
paws and nails. Dogs nails
remain extended beyond the
Some pets are amenable

to nail trimming, while others
may fear the clippers or simply
do not like having their paws
handled. It may take time,
but pet owners can work with
their companion animals to
assuage fears and make nail
trimming go more easily.
The Humane Society of
the United States says trimming pets nails every few
weeks is an important part of
maintaining their health and
can protect family and visitors
from scratches. Before attempting to trim pets nails, pet owners should familiarize their pets
to being handled. Begin by
practicing touching the paws
pads of the toes, while cats

nails retract back into the folds
of the toes. In cats and dogs,
nerve endings and blood vessels called the quick lie within the center of the hard nail.
The quick is easier to see in
animals with light-colored
nails and can be harder to distinguish in dark-nailed pets. If
you trim too close to the quick,
it can be painful for your pet
and cause bleeding if nicked.
This is why many pet owners
are apprehensive about trimming their pets nails on their
own. However, the longer the
nails are left to grow, the further down the quick will
extend.
591 Newark Pompton Turnpike

Pompton Plains, NJ
Dr. Matthew Krupnick, D.V.M.
and nails. Reward pets for jobs

well done with small food,
treats, or other incentives.
Eventually pro-gress to touching the feet with the trimmer.
A tired or distracted pet
can be easier to handle.
According to dog-training
expert Cesar Millan, dogs that
are especially anxious or wired
may need to get tired out
before a nail-trimming session.
Millan suggests an exercise like
swimming to relax tense and
anxious pets. A pet thats especially anxious or fearful may
only be able to tolerate trimcontinued on page 16
WHERE YOUR
PET IS FAMILY
973.616.0400
Full Service Animal Hospital,
Specializing in Cats & Dogs
Complete Medical, Dental & Surgical
Services On Premises
Caring & Competent Staff
1 5 % O F F FREE Exam
Exam Fee
NEW CLIENTS ONLY.
ONE TIME ONLY. Limit 1 per pet.

Not to be combined w/other offers. Expires 9/15/15.
Limit 1 per pet. Not to be combined w/other offers.

Expires 9/15/15.
PequannockVeterinarian.com
Open
Saturdays
Hours: Mon 8-6pm Tues 8-4pm
Wed 8-7pm Thurs 8-6pm Fri 8-5pm Sat 8-12pm
August 19, 2015
Zone 1, Page 13
Page 14, Zone 1
August 19, 2015
Try your hand at homemade ice cream
ummer is the season

for ice cream, and
dessert-loving foodies
can even try their hands at
making their own creamy
confections, such as the following recipe for Blueberry
Ice Cream from Lou Seibert

Pappas Ice Creams &
Sorbets (Chronicle Books.)
Blueberry Ice Cream
Makes about 1 quart
2 cups fresh blueberries
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card payments. Not Valid During Happy Hour, Holidays,
or Special Events.1 coupon per table. Exp. 9/19/15. LLa
Up to 6 People. Valid on Food Only. Not Valid During

Happy Hour, Holidays, or Special Events.
1 coupon per table. Exp. 9/19/15. LLb
754 Totowa Rd., Totowa 973.942.8229

www.barnyardandcarriagehouse.com
OPEN 7 DAYS
11:30AM to 2:00AM
MONDAY thru FRIDAY

12:00PM-7:00PM
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Catering Available
Graystone Inn 973-837-8588

131 Newark Pompton Tpk Little Falls
2 tablespoons water
2 teaspoons grated lemon zest
2/3 cup sugar, divided
1 cups half-and-half or milk
1 cup heavy (whipping) cream
1 tablespoon freshly squeezed
lemon juice
1 teaspoon vanilla extract
2 tablespoons honey liqueur or
framboise (optional)
Rinse the berries and
pick out any bad ones. Place
in a small saucepan with the
water and cook over low heat
until tender, about 10 minutes. Let cool slightly and
pure in a blender or food
processor.
In a small bowl, mash
the zest with 1 teaspoon of
the sugar to release the oils.
In a small saucepan, combine

the half-and-half with the
remaining sugar, stirring
until dissolved; let cool to
room temperature. Stir in
the blueberry pure, cream,
sugared zest, juice, and vanilla. Transfer to a container,
cover, and refrigerate until
thoroughly chilled, about 3
hours.
Freeze in an ice cream
maker according to the manufacturers
instructions.
When the ice cream is
almost frozen, spoon in the
liqueur, if desired, and churn
until blended in, about 1
minute more. Transfer to a
container, cover, and freeze
until firm, about 2 hours.
August 19, 2015
Zone 1, Page 15
Page 16, Zone 1
August 19, 2015
Tame nail-trimming fears

ming one nail per day.

Sometimes it can be helpful to trim pets nails with a
buddy. One person can take
care of the nails, while the
other reassures the pet with
soothing tones and caresses.
Larger dogs may require two
people for the job simply
because the animal may be too
large to wrangle on your own.
The right tools of the
trade can also make a difference when trimming nails.
Nail trimmers come in a few
varieties. Many have a scissoring action that brings two
blades together to cut off the
nail. Another type is like a
miniature guillotine. The pets
nail is placed within a hole in
the tool, and one blade comes
down to shear off the nail.
Newer nail trimmers employ a
sanding or grinding action to
wear away the pets nail with-
out actually cutting. Some cat

owners use human nail clippers
or small scissors to cut cat nails,
which tend to be thinner and
softer than dogs nails.
Ultimately, find a tool your
pets find comfortable and one
you can handle properly.
Keep a container of nail
styptic powder ready just in
case you do happen to cut a little too low and cause bleeding.
In a pinch, Wahl pet product
manufacturer suggests using
corn starch, rubbing a clean
scent-free bar of soap across the
nail, or even applying ice to
slow down the bleeding. If
bleeding cannot be controlled
after 20 to 30 minutes and
proper clotting is not taking
place, then a veterinarian
should be consulted immediately.
Pets owners especially
worried about nail trimming
can leave the task to a profes-
sional groomer or veterinarian.

Dr. Matthew Krupnick is the
owner of the Pequannock Animal Hospital. He grew up in
Kinnelon and is happy to be
home with his wife, three cats,
and two dogs to provide quality and compassionate care for
pets in the community. The
Pequannock Animal Hospital is
located at 591 Newark Pompton Turnpike in Pompton
Plains. You can reach the hospital by calling 973-616-0400.
August 19, 2015
Zone 1, Page 17
t
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Animal Exclusion (Holes/Openings)
Carpentry
Caulking/Grouting
Ceiling Tile Installation
Cement Patching
Chimney Caps
Cleanouts (Attic/Basement/Home/
Office/Shed/Warehouse)
Crown Molding
Decks (Cleaning/Installation/
Repair/Sealing)
Dropped Ceiling Installation

Drywall/Plaster Repairs
Fascia/Soffit Repair
Fence Installation/Repair
Finishing Work
Home/Business Improvement
Insulation Installation
Miscellaneous Repairs
Molding/Trim Work
Odd Jobs
Painting (Interior/Exterior)
Power Washing
Replace Termite Infested Wood
Rubbish Removal
(Appliances/Furniture/Rugs)
Sheetrock Installation
Tree Pruning/Trimming
Wainscoting
Wallpaper
Windows/Storm Windows
(Installation/Replacement/
Sill Repair)
CALL 973-345-7760
for a FREE Estimate
for an Initial Exterior/Interior Evaluation of Your Home or Building.
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Restoration Doctor is a Division of Bug Doctor, Inc.
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Page 18, Zone 1
August 19, 2015
Monitor your accounts receivable
onitoring
your
accounts receivable
may seem like one
more chore in an already busy
workday. But this simple
activity is important. Heres
an illustration. Say youre
operating with a gross profit

margin of 20% and your
uncollectible receivables are
$10,000. Your business must
generate
an
additional
$50,000 in new sales to make
up for the $10,000 of uncol-
WE DO THE COMPLETE JOB

Plumbing, Electric, Carpentry & Ceramic Tile
lectible receivables.
How can you determine
whether you need to tighten
credit and/or intensify your
collection efforts? Different
formulas applied to your
receivables collections can
help you make the determination. For example, the

accounts receivable collection period ratio gives you
the average length of time
customers take to pay.
To calculate the collection period ratio, divide your
average outstanding receivables by annual credit sales.
Then multiply the resulting
decimal by 365 (the number
of days in a year). This gives
you the average number of
days customers take to pay
their accounts.
Once youve done the
calculation, put your new
knowledge to use. Compare
the collection period ratio
from year to year. If you find
customers are taking longer to
pay, you may want to

strengthen your policies for
extending credit and pursue
collections more vigorously.
Even when sales are growing,
the average number of days
customers take to pay should
not increase.
Here are more suggestions to improve collections
on receivables.
1. Check the credit status of
new customers.
2. Invoice promptly. Your customers may not pay for products or services until you send
a bill.
3. Consider offering discounts
for early payment of invoices.
4. Prepare an accounts receivable aging schedule every
continued on page 19
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August 19, 2015
Monitor your accounts receivable

month and monitor past-due

accounts.
5. Invoice for partially filled
orders and bill for ongoing
services as performed.
6. Put customers who habitually pay late on cash-on-delivery terms.
7. Hire a collection agency to
pursue delinquent accounts.
A well-defined and regularly followed system can help
keep your receivables collections on track and maintain
your businesss all-important
cash flow.
Robert P. Sokoloff and Associates, PC, is a year round full
service CPA firm providing a
wide range of Accounting and
Tax services to both Small Busi-
ness and Individual Clients. We

are QuickBooks Certified Pro
Advisors and provide new business set up, training and support. Our office is located at
166 Main St. Lincoln Park, NJ
07035. Our website is
www.cpanewjersey.com and
email is rps@cpanewjersey.com.
To contact us by phone please
call 973-633-1001.
To Advertise
in Life & Leisure
Call 973-696-8008
PRESTIGE
PAVING
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Fully Insured
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WE ACCEPT
ALL MAJOR
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Reside
Comm ntial
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Zone 1, Page 19
Call NowE
For a FRE
Estimate
pool party. Theme parties are available

seven days a week. Pool parties are
available Fridays, Saturdays, and
Sundays. You can also book the entire
club for your own private event! The
spa is located at 381 Route 23 in
Pompton Plains. Contact Spa 23s pro-
Wayne
BACK BY
POPULAR DEMAND
200
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ANY DRIVEWAY
of $1,200 or More!
www.prestigepavingllc.com
THE GOOD GUYS
MOVING & STORAGE INC.
American Legion building, 55 Mountain

View Blvd., Wayne. For information call
Annette Ford at 973-628-0492.
The MOMS Club of Wayne is looking
for members. The group offers monthly
socials, group activities, outings, play
group opportunities, moms night and
community service projects. For information e-mail momsofwayne@
yahoo.com or go to www.meetup.com/
moms-club-of-wayne.
www.waynemovers.com
Local Moving Specialists

Expert Piano Moving Small Jobs Welcomed
Professional Office Moving
Fully Insured
Senior Discounts
WE DO
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Schedule before 9-30-15
973-838-0866
gram director, Laura Severance, at 973839-8823. View more information

online at www.spa23.com.
An open invitation to all seniors to join
the Golden Key of Wayne. Enjoy fellowship, fun, holiday parties, games and
trips. The Golden Key Club meets
Fridays from 1-3pm at the Post 174
For Free Estimates Call

973.942.8925 Local & Long Distance
MARIA FERRITO
Transforming Lives By Transforming Living Spaces... Its What We Do
Professional Full Service Realtor

at
CALL MARIA
973-986-6914 Cell
for CURRENT MARKET VALUE

OF YOUR HOME
A Tradition of Delivering Value For Over 20 Years
TOWNHOME SPECIALIST
RELOCATION AGENT

References Available
Innovative, Full Service

Residential Remodeling,
Crafting Fabulous Kitchens, Additions,
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Financing Available
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Call For An Appointment To Set-Up A
FREE Design Consultation.
1016 Route 23 North Wayne, NJ

(Just 200 feet after the Alps Road exit)
973-696-0333
www.advantagecontracting.com
License# 13VH00011000
maria.ferrito@century21.com
NJ CIRCLE OF EXCELLENCE
2002-2014
Consistent
TOP PRODUCER
in the WAYNE area.
~ SHORT SALE AGENT ~

OWE MORE THAN
YOUR HOME IS WORTH?
WAYNE $899,999
5BR/3.5BA Colonial on stunning

GEMINI LLC Realty .809 acre resort-like property
973-696-1111x131
with covered wet-bar and
inground pool w/waterfall.
197 Berdan Ave., Wayne, NJ
Page 20, Zone 1
August 19, 2015
Coldwell Banker Wayne

announces new sales associate
atti Tahan, Branch

Vice-President of the
Coldwell Banker office
in Wayne, is proud to wel-
come new sales associate,

Thomas Galo. Tom a native
Wayne resident, is now working as a sales associate in the
regional marketing center. He
graduated from Wayne Hills
High School and Quinnipiac
University with a BA degree.
He has always had a passion
for the real estate market and
is happy to be a part of one of
Did you know?

ences can provide privacy and transform
backyards into calming places to relax and
unwind. But fences also may lead to disputes
with neighbors if installation is not carried out with
etiquette. Always place the fence within your property lines, which can be determined by examining
the most successful real estate

brokerages in Passaic County.
Tom is a determined and disciplined individual who
brings this approach to his
real estate dealings. He will
work diligently to sell and/or
find you a home that you will
be very happy in.
Patti Tahan said, We are
fortunate to have such a dedi-
a land survey for your home. Inform your neighbors of your intention to erect a fence, and give
any concerns they might have substantial consideration. Face the more aesthetically appealing side
of the fence outward to the street and to neighbors' yards. In addition, maintain the fence once it
is installed so it does not become a neighborhood
eyesore that irks your neighbors. s
cated real estate agent added

to our experienced sales staff.
Tom is a great young man
with an excellent attitude.
For all your real estate needs,
call Thomas Galo for quick
personal service at the office
located at 1410 Valley Road
at 973-694-8000 or on his
cell, 551-265-5527.
August 19, 2015
Zone 1, Page 21
BARNEGAT $279,900
KINNELON $425,000
KINNELON $479,000
KINNELON $529,000
KINNELON $540,000
KINNELON $550,000
Four Seasons Adult Comm. 2BR/2BA, like new

upgraded home w/open flr plan. Many amenities.
Clubhouse, 2 Pools &More! MLS 9736327050
Discover the charm of this delightful 3BR/2BA

split-level. Security system. 2 fireplaces, ceramic tile flooring. Deck. MLS 3237645
Smoke Rise-A lovely setting comes with this

3BR/2BA Ranch ideally set on 1.04 acres.
2FPS, cathedral ceilings. Patio. MLS 3242448
Cul-de-sac 4BR/3+BA Colonial ideally set on a

full acre. 2 fireplaces, beamed, cathedral ceilings, master bath. Deck. MLS 3240707
Smoke Rise-Welcome to this tempting,

5BR/2+BA Col. ideally set on 1.50 Acs. Cozy
fireplace, master bath. 2 Car Gar. MLS 3211983
Smoke Rise-4BR Bi-Level on 1.53 level Acs.

Newer Kit. & 3 full Bths, H/W Flrs, 3 Car Gar, cozy
fireplace, deck. Location/Location! MLS 3227177
WAYNE 973-694-8000
KINNELON/BUTLER 973-838-9300
KINNELON $725,000
KINNELON $725,000
KINNELON $727,000
KINNELON $879,000
KINNELON $1,249,900
KINNELON $1,500,000
A charming air comes with this custom

6BR/3+BA home situated on 1.11 acres. 2 fireplaces, cathedral ceilings. Deck. MLS 3238112
Pondside pleasure sets off this 5BR/3BA

wooded-lot Colonial sited on 2.16 acres. 3 Car
Gar. 3 fireplaces. Deck. MLS 3224884
Follow your heart to this custom, cul-de-sac

4BR/4BA Ranch nicely sited on 2.17 acres. 3car garage, inviting pool. MLS 3241466
A graciously elegant lifestyle awaits you in this

custom 4BR/5+BA Contempo situated on one
acre. 3-car garage. Deck. MLS 3210217
Smoke Rise-Captivating 5BR/4+BA home ideally sited on 2.39Acs, I/G pool. 4FPS, full W/O
LL. An entertainers dream MLS 3197811
Discover the charm and elegance pervading this

gracious 5BR/4+BA mountain-view Vintage
Colonial. Nicely sited on 7 acres. MLS 3224923
KINNELON $2,180,000
LINCOLN PARK $474,900
POMPTON LAKES $374,999
WAYNE $375,900
Smoke Rise-Discover classic comfort, classic

style in this cust. 6BR/5+BA park-area Col. positioned on 3.12 Acs. 5 Car Gar MLS 3200849
Gorgeous 4BR/2.5BA updtd Split w/in-law

apt/sep util, HW flrs, fresh paint, EIK + MORE on
cul-de-sac near shops & hwys. MLS 3198375
Beautifully updated 3BR/3BA Lakefront Col w/LR,

HW flrs, FDR, EIK/Granite, MBR, Nursery, fin
Bsmt, full Bath, 2 Decks, MORE! MLS 3237545
Exceptional 3BR/2.5BA home w/open flr plan,

fantastic Grmt Kit, FLR & DR, Fam Rm, MBR
Ste, lg front porch & lvl backyd. MLS 3235888
Magnificent Lakefront 3BR home w/spacious

open flr plan, elegant Great Rm, MBR Ste, Hi-End
Kit, Custom feat, Pool, Boat Dock. MLS 3241207
Heritage Manor 3BR end unit townhome w/EIK,

DR, LR/fpl/vault ceil, MBR Ste, fin Bsmt & Gar.
Pool & Tennis. Near NYC Bus. MLS 3201138
WAYNE 973-694-8000
WAYNE 973-694-8000
WAYNE 973-694-8000
WAYNE 973-694-8000
WAYNE 973-694-8000
WAYNE $449,900
WAYNE $459,000
WAYNE $465,000
WAYNE $545,900
WAYNE $564,900
WAYNE $589,900
Great 2BR/2.2BA open flr plan twnhm w/fin w/o

Bsmt, 2-Story LR, 2 Brand New BAs, Fam
Rm/Fpl, ovrszd Deck & 2 Car Gar. MLS 3229971
Charming upgraded 3BR /2.5Bth home w/FDR,

fplc, cathedral ceilings, ovrszd Gar on large
beautiful park-like property! MLS 3240429
Great new price! Charming updated 4BR Packanack Lake home on park-like property w/spacious rms, HW flrs + Lk activities! MLS 3216365
Spectacular 4BR Split w/huge FR addn, beautiful

Cherry Kit, HW flrs, FDR, fin Bsmt & Much More
in convenient location! MLS 3243205
Clean, bright & spacious younger 3BR/2.5BA

Brick Ranch w/FDR, LR, FR/fplc, Ofc, HW flrs,
huge unfin Bsmt, 2 Car Gar, More! MLS 3239475
Packanack Lk 3BR/2.5BA Ranch w/unparalleled

attention to detail. Open DR & Kit, FLR/fplc, 14
ceil and Much, Much MORE! MLS 3243333
WAYNE 973-694-8000
WAYNE 973-694-8000
WAYNE 973-694-8000
WAYNE 973-694-8000
WAYNE 973-694-8000
WAYNE 973-694-8000
Page 22, Zone 1
August 19, 2015
To Advertise Call 973.696.8008
KOVACH
ROOFING, INC.
Established 1948
500
OFF
Any Roofing
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Shingles Slate
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WE DO SMALL REPAIR JOBS
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ERICKSON
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Call 973-570-7362
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Plumbing &
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All types of Brick, Small Repairs,
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Alter, Drain
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Construction
Masonry, LLC
Pompton Lakes, NJ
973-835-2001
Foundations, etc.
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Member of the BBB
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Satisfaction Guaranteed!
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With this ad. Cannot be
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Exp. 9/30/15.
NO JOB TOO
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25 Years Experience
973-865-4292
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Lic. #13VH06689700
August 19, 2015
CLASSIFIEDS
0051 AUTOMOBILES WANTED
WE BUY CARS !
WE BUY TRUCKS !
RONNIES IN WAYNE
973-616-7900
WE PAY FOR
JUNK CARS
973-220-0202
HELP WANTED
0280 - 0329
0312 HELP WANTED SALON
Manicure & Pedicure
Professional w/ exper.
in LCN. Full Time for
J.C. Christophers in
Kinnelon. Also P/T
Aesthetician for Fri.
Sat. Sun. For more
info call 973-838-8580
SERVICES
0610 - 0959
Zone 1, Page 23
The Fitness Formula: Different for everyone
ym memberships are
trite, expensive and
often purchased with
well-intended, but blind
ambition. This leaves no one
to wonder why 85% of the
population does not engage in
a regular fitness routine.
Something is not working.
Why are people purchasing
gym memberships, going hard
core for a few weeks and then
dropping out, dejected and
disappointed in themselves.
Two words: accountability
and community. Despite the
ample selection of programs
and classes at what has
become a buffet selection of
gyms, these two core things
are lacking disabling folks
from being successful in their
fitness journey.
This is what Dr. Glenn
Foss wants to offer to that
85%. Tailored programs,
human connection, and a
community of encouragement
with the introduction of
Advanced Fitness & Wellness
Center. Having been in the
business of physical rehabilitation and working with all levels of sport related injuries, Dr.
Foss felt there was never an
adequate step down program for individuals following
their physical rehabilitation.
These individuals need guidance in subsequent exercise
and activity to support the
strengthening and conditioning from their rehab program.
But now with their newly
built facility adjunct to

Advanced Sports Medicine,
Center caters to not only the
post rehab patient but the
85% of the population who
dont pursue exercise due to
fear of injury, self-consciousness, lack of guidance, fish out
of water theory, and the most
commonly I hate exercise!
This state of the art facility is designed for the individual that needs a safe and effective training program as well
as the athlete that needs to get
to the next level. Using the
latest science and research
driven methods this 10,000
square foot facility also
includes spa like locker rooms,
open floor space training, all
the latest fitness classes and

2000 square feet of turf for
speed and agility training.
Center effectively takes a person on an individualized path
to achieve their fitness driven
goals.
Dr. Glenn Foss describes
Center as, An environment
conducive for socialization,
creating camaraderie, and to
learn to enjoy, like, or even
love exercise and ultimately
achieve a level of health and
wellness. All of our staffing
had been hand-picked based
on their credentials and experience. They are all capable of
taking an individual who
either needs hand holding to
By A. Jibbs
teach them how to exercise or
the athlete who is seeking a
higher level of athleticism and
performance.
With four membership
tiers to choose from, theres
something for every level
of fitness. Now through
September 15, Advanced
Fitness & Wellness Center is
offering their most elite membership tier, Tier 4, for the
price of Tier 1. Visit the
website www.advancedfitness
andwellness.com for more
information or call 973-5304300, or to schedule a tour.
Center is located at 18
Newark Pompton Turnpike in
Riverdale. Paid advertisement
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Christmas in July brings Santa Coldwell Banker of Wayne scholarship

Recently, one of the
and presents to Preakness
Wayne High School
recipients visHealth Care Center residents scholarship
ited the Coldwell Banker
office in Wayne located

at 1410 Valley Road,
during an office meeting
to meet the sales agents
who contributed to the
gift. Coldwell Banker
Wayne associates have
been giving two scholarships for the past 26
years to high school seniors chosen by their schools, and based on their merit and grades. Pictured left to right are: Jean
Aires, Patti Tahan-Branch Manager, Isabel Perlaki, Laurie Hersh, Joan LaGreca, Wayne Valley
recipient Mary Powley, Karen Peters, Sonia Horvath, Darlene Boniface, Karen Gottlieb, Frieda
Triebel and Salma Faraj. Not pictured are Wayne Hills recipient, Danielle DAmico and sales associates Eileen Fernand, Pat Lowe, Bonnie Berk Schwartz, and Tim Waller, who also contributed.
Aidas Cleaning
Service
Serving North Jersey
Home or Office
Experienced, Reliable
and Detailed. Speaks
English & Portuguese
Reference Available
Call 908-764-8966
0685 SERVICES CLEANING
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To Advertise
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Thats Santa (who looks a lot like new Wayne Rotary President,
Mark Wieseltier) entertaining more than 100 residents at the
Preakness Health Care Center, in a late July event.
There was music, dancing, and lots of presents, in this annual
Christmas in July party. Why Christmas in July? Because it is a
popular summer vacation period and residents dont get as many
visits from family and friends. Some twenty Wayne Rotarians and
families organized the event by collecting contributions,
buying and wrapping presents, and greeting residents.
Rotary Christmas in July Chairperson Michael Rudolph said this
was the 24th annual event, and was one of our best ever.
He thanks the staff of the Preakness Health Care Center for setting
up Christmas decorations and their overall help in making this
holiday party a success.
Did you know?

ccording to the College Board Annual Survey of Colleges, the average published tuition and fee price
for full-time, in-state students at public four-year colleges during the 2014-15 school year was
$9,139. That marks a nearly 3 percent increase from the preceding year, but its still a considerable
bargain when compared to the tuition and fee costs full-time, out-of-state students attending four-year public colleges will have to pay. Such students paid $22,958 for the 2014-15 school year, a 3.3 percent hike
from the year before. Such figures do not include the cost of room and board, which averaged roughly
$9,800 for the 2014-15 school year at public four-year colleges (in-state and out-of-state). Private, nonprofit, four-year colleges remained considerably more expensive than their public counterparts, costing
students an average of more than $42,000 per year for tuition, fees and room and board during the 201415 school year. The 3.7 percent rise in tuition and fees at such institutions also represented the highest
average increase of any four-year colleges or universities. s
TAKE-OUT ONLY
re a
A
e
h
t
g
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Since
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DELIVERY
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Pizza Mussels Italian Dinners Appetizers Calzones Hot Wings Hot & Cold Subs
CATERING FOR EVERY OCCASION!
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HOURS: Mon.-Thurs. 11am-10pm Fri. & Sat. 11am-11pm Sun. 12pm-10pm
9.99
$2 OFF $5 OFF
2 OFF 1 LgFREE
Cheese Pie
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May not be combined with any other offer. One

coupon per visit. Take out, delivery or dine-in only.
Expires 9/30/15.
Any
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May not be combined with any other offer. One coupon per visit. Take out,
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Dine-in at BUTLER 12 MAIN STREET 973-283-0454
Butler, Bloomingdale, Riverdale, Pompton Lakes, Kinnelon, Haskell, Sections of West Milford
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