Vol. X No.

15

April 25; 1980

James Whitcomb Rne:v High School 405 ;E. Ewing_ Ave. South Bend, IN 46613

\ EV

\EW

1965:

Black
versus
White

rt~

~~~

Artwork by Arlmo Garcia

1985:

Black equals White

/

National integration
reaches
South Bend
By Dan Waters and

Talia Sternberg

While South Bend area

students spent a bonus week of
spring vacation frolicking without
any thoughts of school, South
Bend area teachers experienced
an intensive week of presentations and conversations on the
volatile subject of integration.
Some teachers felt the
week-long meeting was a benign
rehash of the same points that
have been plaguing the school
system for decades; others went
not well versed with our
particular situation. Many of the
speakers spoke for hours on

to other extreme, feeling that the

talks raised their consciousness
on the relationships of the races.
matters l have been well aware
0.
f "

While all aspects of integration

were examined, the fate of
advanced placement courses is
the topic that caused the,most
debate. In advance placeilient
classes, there is a low percentage
of minority students, raising the
question of whether. the elitist
overtones of these classes have a
bad effect on those students not
involved in the classes.

-~

Mrs. Ethel Morgan said of the

meetings, ''The conference
portrayed an- immediate positive
effect. The general mood of the
school bas noticeably improved
afterward."
Mr. Robert Smith felt it was not
right to take away a week of
school for the conference aJJd that
a more proper time for the talks
could have been- planned. As for
the content of the meetings, Mr.
Srrmh said, "Most speakers were
Continued on page 3

,piniori~ew_

Integration prospers;
AP program suffers
The issue of integration has brought about several
concerns, one of which is the future of the Advanced
Placement (AP) and Honors Courses. The cancellation
of the-AP English program at .Jackson Middle School
has sparked rumors of the termination of all advanced
classes throughout the South Bend Community School
Corporation.
The basis of which this decision was founded
according to Dr. Robert Curtis, Director of Counseling
and Guidance at the South Bend Community School
Corporation. is that when there are leveled classes
there is no racial balance. More minority students are
in remedial or regular classes, and more non-minority
students in honors and advanced classes. Another
factor of the cancellation of the advanced program at
Jackson is low enrollment in the class. According to Dr.
Curtis. the needs of the students in the AP classes
could still be met in honors classes.
Last week all personnel in the corporation attended
workshops on integration.
The theme of the conference was "Quality Education
for All." Quality, according to the Webster's
Dictionary. is a high degree of excellence or
superiority. When contrasted with present rumors and
actions that have developed at Jackson, there seems to
be a basic contradiction in terms.
If the advanced programs are taken out of the
system. the corporation defeats its purpose of trying to
achieve quality education. If all students are lumped
together. the students who belong in an advanced
program will be hindered in their learning process.
If quality education is to be achieved, the quality that
is already in the system, should not be removed but
continue to function in a quality way.
-

..ed Nugen

llltar energy, and excitement

Showcase o gm '

By Debby Applegate
Swinging across the stage on a
rope. Ted Nugent made his
entrance at the Notre Dame's
ACC. After an absence of two
years, the Motor City Madman
made a triumphant return to
South Bend.
Over 7000 people turned out for
the concert, and they were not
disappointed. Ted started his set
out with some of his old
standards, "Dog Eat Dog,"
"Stormtroopin' " and his most
popular song "Cat Scratch
Fever." He also introduced some
cuts off his soon-to-be-released
album "Scream Dream," featuring the new single "Wango
Tango."
When it . comes to stage
presence, Ted is a bundle of
furious energy. He runs back and
forth on stage and leaps onto the
drum platform. But most of his
abundant energy is channeled

easy as compared to changing the

attitudes of teachers, students,
parents and administrators.
To the public's eye, a school
might be desegregated but on the
inside it might be another story.
Because of this, teachers are
encouraged to make classroom
seating and group work racially
balanced. Teachers were also
made aware of the differences in
which each race might react to the
same situation so that they
wouldn't interpret one reaction as
'right' and one reaction as
'wrong.
Changing people's thinking
can't be done in one year, so the
school system is first racially
balancing the teachers throughout the school system. They hope
this will be the beginning of
parents becoming more adjusted.
In eighteen months. the rest of
the school system will be racially
balanced. As for now. Riley has a
head start--we don't have to
change our school, just our
thinking.

Hey Review
Published once every two weeks during the school year by the
advanced journalism students of James Whitcomb Riley High
School, 405 E. Ewing Ave., South Bend, IN. 46613. Price 25
cents. Advertisements may be purchased at $3. a column inch
bJ calling the school [289-5573] and requesting the
publications department.
Editors-in-chief . . . . . . Deborah Abrams, Frances Lovdahl
News Editor , . . . . Debby Applegate
Opinion Editor . . . Emily Burns
Feature Editor ....... Jenny Miller
Sports Editor . . . . . . . . . . . Jim McMeel
Copy Editor . . . Ann Bemers
Page 1 anoArt Editor . Arturo Garcia
Page 5 Editor ... ~. Yvonne Boser
Page 6 Editor . . . Charles Strange
Page 8 Editors .... Anne Feferman, Talia Sternberg
Photographers . Dave Gassensmith, Jeff Miller, and
Ben Feferman
Promotion Manager Danny Waters
Staff
Scott Dunham, Becky Sell, Mark Stuck, Julie Thurin, Natalie
Zadercj
Ad,iser . . Mrs. Lois Oaus

out into the audience. During the

first encore "Stranglehold" Ted
thankfully used only one flashpot.
For the audience, Ted's antics,
such as beating the microphone .
against his chest, and his
interesting conversation and song
introductions provided an ample
stage show.
The only problem about the
concert was the fans overlooking
the fine performance by the
warm-up band, The Romantics.
Not as hard-rocking, but with a
clean sound, the punkish group
put on a good show. Unfortunately. Ted Nugent fans go to
concerts for just one thing: Ted
Nugent.
Ted's image is that of the wild
man of rock, the mad dog. He is
also into self-worship. which if
taken too seriously can get on a
person's nerves. But between his
wildness. his music, and his ego,
the mad dog had the audience
literally howling for more.

hts
Your Th oug

With mishaps like the one at Cook Nuclear

plant occurring more frequently~ do you think
we should cut down on the number of nuclear
p,lants?
PAT O'REILLY- No, we
need energy, there is no
doubt about that. I would
rather have the small risk of
using nuclear power plants
than to rely on Iran and
other foreign countries for
all our resources. We
already have too much
money and manpower
invested in plants
them

Seminars discuss
subtle differences
While students were sleeping
in. collecting additional hours at
wprk. or spending an extra week
in Florida, Riley teachers learned
how to integrate. Physically,
though. Riley will not change.
since it is withjn the minority
percentage limits stated by the
school corporation. ,
Emotionally. Riley will change.
Hours of seminars resulted in
educators becoming more aware
of subtle discriminatory tactics
unintentionally used and ways to
avoid them in the future.
Parents regard the school
system in a different way. Parents
of black students assume a less
active role in their children's
education. even though they may
be just as interested as parents of
white students. Teachers also
might unknowingly expect less
from black students than white
students. All this is what the
educators learned they must be
aware and wary of.
Changing a school physically is

through his guitar. He uses his

guitar as a weapon with which he
assaults the eardrums.
Although his other band
members contribute greatly to the
whole sound of the music, the
focus of a Ted Nugent concert is
always Jed Nugent. Even when
Charlie Huhn sings lead, as on
"Dog Eat Dog." the spotlight is
always on Ted's grinning face.
The highlight, if you can call it
that. is Ted's lengthy guitar solos
during each and every song.
While Ted is definitely one of
rock's best guitarists, he may
have overdone himself just a bit.
Towards the end of the concert
more than one person shifted in
his seat at the beginning of yet
another showcase of Ted's
guitar-playing ability.
While not resorting to many
different kinds of stage props,
Ted uses a few. For his opening
song. a pattern of lights glared

LAURA GIZZI- Yes, the

potential danger of nuclear
power plants is too great.
Innocent people can be
seriously affected .. There is
obviqus irresponsibility at
the nation's power plants.
If everyone started conserving energy, we wouldn't
need the danger of nuclear
power, and we could
concentrate on other resources.

DARRYL GREEN- Yes, we

don't have enough information to efficiently run
nuclear power plants. We
have enough fuel at the
present time to last us for
many years to come; this
fact gives us plenty of time
to safely research and
develop the building and
running of nuclear olants.

TOOUl31LI) W.t\.T~l2i

Close encounters

By.DannyWa~e~s .
I ~as de~p sea dtvmg m the
Cambe~n with Barbara Bach (the
beauty m the Spy Who Loved
Me), when she pulled out _a
backgammon se~ and asked me tf
I could play I said ye_s. but as she
opened her set I realized we w~re
underwater (~n.excellent Jocat~on
for deep sea dtvmg) and her chips
floated to the surface.
I swam to the top and the..
looked out, _there was a huge sign
that read m re~ block letters,
MILK 89~. I cltmbed up the
mountain where the sign was, for
milk costs two dollars at Burgers.
I reached the top, . when I
realized I was in the Bermuda
Triangle. Before I could turn
back, Bigfoot came out with
~melia
Earhart and they
handcuffed me to a pillow.
"Aha, so this is the answer to
the Bermuda Triangle mystery,"
I laughed in glee.
I stopped laughing when
Bigfoot reached into a backpack
and pulled out a Black Hole; I was
sucked into the hole and ended up
in the lost city of Atlantis, where I
first met up with Mr. Elliot

i__._a;..,--------------------------------------..&-~--~~
RILEY REVIEW/PAGE

TWO

Ness Monster's stepbrother.

Then I went to the Scottsdale Mall
and bought a Hot Sam.
Ah, Yes. the world of mystery.
Who knows what strange thing go
on in the dark corners of the earth
and who knows the answer to the
second most important question
in the world, "Is there life on
other planets,., (For the record,
the first most important question
of all time is "Is there meat loaf
on other planets?").
The many reported UFO
~irhtings show that there may be
'altien life. H)wever, the Air
Force is. unanxious to confirm
UFO sightings, so they make up
excuses for identification.
For instance, one night I looked
into the sky and saw a mammoth
red flying saucer followed by a
huge glowing green cup. I said it
was a UFO, they said it was a
weather balloon or Andy Gibb.
The next day. I saw a thing that
had two big steel wings, a
propeller. and a sign that said
UNITED AIRLINES. I said it was
a UFO. they said it was a weather
balloon or Andy Gibb.
I heard S()mething from a high

Washington official that is more

shocking than anything I can say
about UFO's; It is apparent that
Jimmy Carter is not boycotting
the Olympics because the Soviets
won't pull out of Afghanistan. the
boycott stems from the fact that
the Soviets won't pull out of the
planet Pluto.
As I talk intergalactic battles
are taking place over every
planet. satellite, and moon in our
solar system. As for Pluto, it does
have life, but all that is known
about the inhabitants is that they
are shy, well fed, and they liked
"Kramer vs. Kramer."
What would happen if aliens
came down to earth, you ask; one
things is for certain, we would get
two weeks .off for integration
meetings.
There is a theory that says that
the-Pyramids were built by beings
from another planet. This is false,
however, a similar theory has
been proven true that says that
the Century Center of downtown
South Bend was built from beings
from another planet. This fact
destroys the common belief that
the Century Center was built by
the Aztecs.

::t.

Now's your chance to find a career

THE MOTOR CITY MADMAN. Ted Nugent, howls out

another song. Photo by Jeff Miller.

Jeachers find both good and bad

in school's integration policy
Continued from page I
While most teachers support
A.P. classes, others like Mrs.
Melvan Martin commented,
"If A.P. students were blended
with less intelligent students, not
just black students, the effect
would be favorable; for students
learn better from other students.
Riley for the most part. is
non-segregated and won't be
directly affected by any integration leg1sla~on. , H-0wever; ''the
feeder :schools of Riley wiil be
greatly affected.
Mr. Smith points out that the
mixing of students will not cause
problems, but the busing of
students to different schools is
bound to cause a stir.
Mrs. Martin adds that
extensive integration programs
will cause initial problems, but

By Debbie Abrams
Many students have definite
goals after they graduate: some
. are going to get a job, others are.
going to get married, and still
others are going to college.
But there are those who have
not given much thought to the
future. For these students, and
the others as well, the guidance
department sponsors the Harrington O'Shea Career Decision
Making As,sessment Survey.
''The purpose of the career
assessment survey is to help you
to gain some insight into
yourself," said counselor Mr.
Robert Allison, who is in charge
of administering the survey. "It
also helps you to come up with
some career ideas that you might
want to begin investigating."
The survey is divided into three
parts; interests, aptitudes. and
values. There is no right or
wrong answer to any of the
questions. ''The only thing you
can do wrong on this survey is to
fake an answer," said Mr.
Allison.
When-the counselors received a
sample copy of the Harrington
O'Shea Assessment last year,
Mr. Allison took it home and tried
it out on one of his sons. His son
reacted favorably, so Mr. Allison
decided to try it out at Riley.
About 250 students volunteered to take the survey

the overall effect will be good. ''A

lot of people are insensitive to the
differences of other people. As
integration expands, blacks will
become more a part of the school
-and the insensitive people will be
less ignorant of the problems
facing us."
Mr. Cleo Kilgore also felt there
might be initial problems, "I
don't think they should be forced
to be integrated. I'd like to see
. The Riley .. Review \Vas
_ -:chos~n ~~st New~:p~ne~'in.
them mingling together more
-with their. own free wiiL When '" . "-ille~:Miclifaifa chiti>ter t>f ~igrtiil
you force young people together
DelfaChi Chapter's contest for
you cause a rebellion."
high school journalism. Sigma
The teachers agree on the fact
Delta Chi is a society for
that the week-long conference
professional journalists.
will not have a heavy impact on
Individual winners at Riley
the massive problem of integrawere Jenny Miller and Debbie
tion, but any step toward a
Abrams. Jenny took a first
solution is a big step in the right
place in news writing With an
direction.
intet'View with Superintendent
James Scamman.
Debbie
received a second place for
news writing for an article on
chained doors during fire
drills.
Both girls, and Frances
Lovdahl,
co-editor-in-chief of
else be placed on the reduced
the Riley Review, will be
price program.
honored at a reception on April
If many children stop using the
27.
program, leaving the program to

~o

Riley Review first

There's no food for

the silent majority
By Debby Applegate and
Sue Phillips
During the 1979-80 school year,
lunch prices increased from SO
cents to 60 cents. With President
Carter's new budget proposals,
lunch prices could increase even
more by next year.
The budget proposals include a
plan to save $158 million in 1981
by reducing subsidies by five
cents to children who pay for their
own lunches. A plan that would
reduce eligibility for free and
reduced lunches is also being
considered:
According to School Food
Service Journal, these potential
cuts will hit middle income
families the hardest. The
projected five cent cut, combined
with the estimated 10 percent
inflation in the forthcoming year,
would create a $27 increase per
child per year.
The magazine further stated
that the school lunch program,
which exists to provide nutritionally balanced meals for all
school-aged children, would
seriously suffer from the
proposed cuts. Many paying
children would be forced to seek
alternatives for their lunch. These
children would either have to quit
buying their lunch altogether, or

serve. only economically . needy

children, there would be a
reduction in Junches served.
Operational costs of lunch
programs will increase with these
reductions, causing the government to pay more, since it pays
for the needy's lunches. Lunch
prices for the paying student
would increase as number
oflunchesserved decrease, creating a circle; the prices raise,
fewer children buy, the prices raise
again. etc.
Mrs. Eileen Stevens, director
of food services at Riley, said that
the government should hear from
families that will be hit by this
proposed cut in the lunch
program. She urges students and
parents to send their comments to .
either of our two senators or our
congressmen.
Senator Birch Bayh can be
reached at 363 Russell Office
Building, Washington, D.C.,
20515; Senator Richard Lugar at
5107 Dirksen Office Building,
Washington. D.C. 20515; and
Congressman John Brademas at
2134 Rayborn Office Building,
Washington, D.C., 20515.

throughout the year. At the end of

the year, Mr. Allison sent a
questionnaire out to 165 of these
students to evaluate the program.
Of the 53 students who
returned the evaluation, 34 felt
that the Harrington O'Shea
Assessment was valuable in their
decision making; whereas 12
weren't sure and only seven felt
the survey did not help them.
Senior Ida Mincy, who took the
assessment last year said, "I had
no idea what I wanted for a
career. I had been hearing
announcements about it so I
signed-up. The survey showed
that I liked clerical work. I never
really had thought of going into

this field.''
Senior Belinda Turner, who
also took the survey last year,
said she took it because she was
confused. "My counselor showed
me. after I took the survey, that
by combining my two career
interests. accounting and computers. I could find another job
possibility; that of a systems'
analyst.''
Mr. Allison said that it is
important to have the assessment
interpreted by the counselor after
taki:ig it. "If you don't do a good
interpretation on the survey, it
defeats the purpose of it."
The survey is available to all
students, but it is most beneficial

Check transcripts
The counselors are encouraging any student that had
errors on his transcript, which
was received before spring
break, to go see his counselor
as soon as possibleto make the
appropriate corrections.

Presidential scholar
Senior Amy Han has been
chosen as a finalist in the
Presidential Scholars Program. Only 1000 of this year's
three million graduating seniors were chosen as finalists.
And of these, 141 will be
selected as Presidential Scholars.
If Amy is selected as a
Pre.sidential Scholar, she will
be invited to Washington,
D.C. to be honored by various
educators and government
officials.
Selection of the scholars will
be based on many factors
besides academic achieve-

RILEY REVIEW/PAGE IBREE

April 25, 1980

to juniors. "It gives us a whole

year to work with the ideas
they're trying to develop ... said
Mr. Allison.
Senior Dave Bach took the
assessment when he was a junior.
"I wanted to see what kind of
career opportunities were available for me compared with the
type of classes I had been
taking." he said. "After I found
out the results, I researched the
careers the survey pointed out I
had a strong interest in."
Junior Howard Roth took the
assessment when he was a
sophomore. "Ever since I took it.
I have been looking into colleges
in which the survey directed me."
he said. '"It's not a test; it's just a
survey of interests."
Dave recommends before
taking the survey to "have an
open mind and really think about
what you are doing. Don't take
the survey if you're already
biased toward a career. or else it
might come out the wrong
way--biased."
Mr. Allison said, "The
Harrington O'Shea Assessment is
only to get kids motivated, not to
tell them what to do."
Students can sign up for the
Harrington O'Shea Career Decision Making Assessment Survey on the chart opposite the
guidance office.

the poinl--__,
ment; such as achievement in
the performing arts and
creative writing; leadership
ability; contributions to school
and. conimunify;''ahd aclile\te: .
ment in the sciences. Those
selected as Presidential Scholars_ will be notified by May 1.

Debate closes season

With a Congress session at
IUSB on April 30, Amy Han,
Talia Sternberg, Norman
Jacobi, Beth Rowe, and Chuck
Hecker will close out the
1979-1980 debate season. The
event will feature three topics
of discussion: consumer safety, abortion, and the draft.
The St. Joseph Valley
Forensic League awards banquet will be May S at the Hans
Haus . Restaurant. Trophies
and ribbons will be presented
to those who placed in the
meets over the year. The
awards will be presented by
Professor Craig Hosterman of
IUSB, with the help of Riley
principal James Early. Counselor Mrs. Margaret Cassidy
will give the invocation and
Amy Han will give a humorous
after-dinner speech. Anyone
interested in attending should
see Mr. Charles Goodman in
room 201.

Older Adult Day

On Wednesday, April 30,
students will have the chance
to hear of life in South Bend .
years ago. Riley is again
having an Older Adult Day.
The older adults will visit third
hour social studies classes.
Students who will serve as
escorts are Becky Farrington,
Daryl Reid, Marlene Poole,
Roxanne Wilson. Sue Abrams,
Debbie Abrams, Michelle
Thrasher, Tania Collins. Loretta Stone, Troy Bond. Lynn
Te.pe, Ivan Wilson. Scott

Herczeg, Dave Vinson, Phil

Wesley, Kelly Scott, and Mark
Hennessy.

- Math-con-test"YictoTy
On April 12, a team of nine
girls participated in Saint
Mary's College annual math
contest. placing fourth. Riley
came in ahead of all other
South Bend schools. Ann
Berners and Karen Herczeg
received honorable mentions.
Sophomores Karen Herczeg, Lisa Riddle, and Charlene
Miller made up the geometry ,
team; sophomore Cathy Berners and juniors Jenny Miller
and Anne Feferman made up
the algebra team. The
advanced math team consisted
of seniors Ann Berners, Amy
Han, and Becky Farrington.

Ervin honored
Tonight Industrial Arts
teacher Mr. Jerry Ervin will be
given the 1980 Indiana
Industrial Education Association's Meritorius Teacher
Award. Mr. Ervin will receive
his award at an IIEA
conference in Fort Wayne.

History campaign
The Junior Historical Society will hold a special open
house on May 10 for all people
interested in becoming members. The open house is at the
Northern Indiana Historical
Sociefy Museum from 10-12
a.m. All of the members will
be dressed in historic costumes and will give a
presentation.
On March 29, the Society
won the Judges Trophy at the
Wakarusa Syrup Festival
Parade. They .won the award
for their walking presentation
ofLaSalle's party of explorers.

akinglt.On our Ow~---klna QWau--th u htsan

By Jenny Miller
With good weather here at last,
everyone's thoughts seem to turn
to being out of school. Some
students. however. are facing
being out of school with mixed
feelings. For those seniors who
are spending their last few
months at Riley, the future looks
both inviting and scary.
In a recent survey. 140
students, both juniors and
seniors. discussed their feelings
about leaving s<:hool. 'Tm
worried that I won't make the
right decisions about my future,"
said one student. Another said
that after high school. "you have
to work for the rest of your life.
and you lose track of so many
friends."
St~_ve Boatman said that he is
undecided about being out of high
school. "There are so .many
people who I haven't met at Riley
that I would like to; but on the
other hand. there are so many
people in life te meet. and I wa~t
to do that too.'' One student
confessed to being scared about
the future because "everything.is
going to start to change so
rapidly. and anything could
happen."
One student said she was not
eager to be out of high school
because 'you have to leave a lot

"I want to be a kid again

for one more summer.
After this summer I won't
have time and few enough
responsibilities to be irresponsible.'' -Carol Morgan-

0
0

bf)

-~

=
~

eri

<
~
pl!llj

behind when you leave." John

Reed says that he is not eager.
'Tm going to miss Riley High
School," he said.
Bob Boston voiced the worries
of many students when he said,
"Things will never be as good as I
have them now: no rent, free
food, etc." Clarence Tayor says
he's "a little worried because of
present economic problems and
chances of a recession.''

"I'm eager to rid myself

of the pressure of high
school, but not eager to
leave the past totally
behind." -a senior-

"I can't really comprehend

being an adult," said Jennifer
Elin. ''I'm also worried that the
future won't be good because of
the economy, job market, etc."
One student said he wanted to
"I feel that I'm ready and move on to ''bigger and better
mature enough to go out in things." Another said he was
the world to accomplish ready to "challenge the world."
fom Whitmer is eager to leave
what goals I want to reach
as an adult.;' - Paula. school because as he says, "I've
been through thirteen years of it,
Parkerand I think I've earned the
break." One senior said. 'Tm not
worried because I've got a job and
One student says he is not
friends outside of school and a
really eager to get out because
family that loves me. I'm eager to
"high school life is the easiest
be out of high school because I'm
life." Another said. "It's going to
sick of homework and getting up
be very hard to find a good,
at 6 a.m."
steady. well-paying job that you
Loretta Stone says she's a little
really like."
scared about leaving her family
"Life has to be better after high
and friends but eager to get out on
school." said one student. 'Tm
her own and really live and see
sick of high school. I feel
places.
imprisoned.'' said Anita Mauro.
Some students are worried that
"I can't wait to graduate," said a
college work will be too hard for
senior, "because school has taken
them. "I want to be on my own,
so long. and I'm tired of being
here. I can't wait to move away
''There are so many
from South Bend and make new
things to see and do that
friends.
you can't do while you're in
'Tm kind of worried," said one
high school." -Clarence
student. "because now you have
Taylorto think and live for yourself."
Another student said, 'Tm very
confident, and I know I'll do all
but fm worried about how I will
right."
react to the differen! pressures

Mo vi g1nto
your own place
By Yvonne Boser

Moving into your own place can

be one of the most satisfying
experiences of your life. Finally
you can eat what you want, watch
any T.V. show, and even
come home and throw your
clothes on the floor.
If you're planning on moving
out, you can start by checking
newspaper ads for apartments or
rooms. You could also talk to a
real estate agent, though the fee
is usually the equivalent of onemonth 's rent or 10 percent of your
yearly rent. An advantage of
checking with an agent is he
might know of some unlisted
availabilities.

cisl

during college," said Carol

Morgan.
. One student said he believes
being out of school will give him
more time to "do what I want and
think about my future without any
pressure from school." Many
students _said that they will be
glad to be rid of the pressures and
routine of high school.

"I'm ready to move on

but not to leave friends
behind." -Debbie WagnerWhat about the plans of these
students? Most, about 77
percent, are .planning on going to
college right after high school.
Fourteen percent are planning to
work at full time jobs. Two
percent plan to get married right
away. One percent plan to go into
the service.
About half the students polled
plan to live at college. Twenty
four percent plan to live at home
at least for a few years. Twelve
percent are getting apartments.
- The feelings they express about
leaving school range from eager
anticipation to scared apprehension. One student said, "I am
excited at the thought of planning
my life and carrying out these
plans. but many people have said
that high school was the highlight
of their lives. I will miss the
friendships and activities that I've
had in high school."
Another student disagreed,
''I've been told the best years of

hear your neighbors clearly, then

they can hear you. This may be a
problem when you entertain.
Decide whether you like this kind

of coziness.
[6] Building Maintenance. Before
you inspect the apartment, take a
look at thP hallways, stairwells,
grounds, and vestibules. If these
areas look shabby, chances are
apartment repairs won't come
easy.
[7] Neighborhood and Security.
Look for apartment with well-lit
areas and locked building
entrances. Ask friends about the
neighborhood's reputation too.
[8] Convenience. No matter how
great an apartment looks, it may
When you start apartmentbecome a hassle if you have to
hunting, you should consider the
drive all over town to stores or
following recommendations by
your job. Look for an apartment
''A Guide to Independent
close to the places you go often.
Living":
[9] Miscellaneous .Building Services. Ask about storage space,
package rooms, and -parking
[1] Size. Make sure the apartment
has enough space for you to live spaces.
[10] Lease. Consider the lease
comfortably in.
[2] Lighting. A dark apartment ._ carefully. Find out if utilities are
included in the rent. Are pets
can become gloomy after a while
allowed? Make sure the length of
and it's not good for plants either.
lease matches your _career or
Try to see the apartment during
college plans; otherwise you may
the day so yoy can judge what
be penalized.
kind of light it gets.
If you find an apartment that
[3] Fixtures. Check and see if all
the appliances and plumbing
you like but is a little expensive,
work. Find out if you have to buy
consider getting a roommate.
anything, such as washer or
Usually roommates get along
dryer. Sometimes it's not worth
better if they've been friends
investing the money in.
beforehand. Sometimes apart[4] Ventilation. Many apartments
ment-sharing for months or years
don't have air conditioning, so
with the same person can break
make 5.ure there's adequate
up even. the best of friends.
ventilation or check with the
After you've moved into your
landlord and see if the building
apartment make sure you have all
the equipment to make your
can handle the electric load if you
household function properly.
buy an air conditioner.
[5] Sound Proofing. If you can
You'll need to buy silverware.
RILEY REVIEW/PAGE FOUR

your life are your college years;

therefore I want to get on to that
part of my life." Another said,
"It's a good feeling to know
you've completed that part of
your life."
One senior said, 'Tm eager to
be out because it means ~tarting
new things and meeting new
people, but it also means closing
a door on part of my past, and I
will miss that a little. I enjoyed
high school, but it's time to move
on." Pam Eblen seemed to sum
up everyone's mixed feelings
when she said. "I hate it, but I
will miss it!.._
Having to make these types of
decisions means having to know a
lot about yourself. The student
just out of high ...school should
spend time thinking about such
questions as standards, values.
friends, spending free time,
working. and goals. He should
consider all options open to him
before making a decision.
The main advice, acco-rdini:: to
an article in ;i-; .\lmanac, a
magazine ahout leaving high
school. is. "Know thaf you
are going to make mistakes, that
things wil J hurt sometimes, but
that you <:an get what you need if
you try."

"l'm somewhat scared

because I won't have the
security of living at home. I
wm like being on my own
though and setting my own
ruies." -a senior-

dishes, pots and pans. bed ana

kitchen linen, and kitchen
utensils. You'll also need general
equipment such as an iron,
ironing , board, wastebasket,
toaster, bottle opener and
corkscrew.
.. If you're starting from
scratch," says A Guide to
Independent Living, "here are
the necessities to put on your
home furnishing list:
Living Room. Sofa or sofa bed,
armchair. coffee table, end
tables, rug, lamps, shelves.
.Bedroom. Bed, mattress and box
spring; night tables, chest, lamp,
rug.
Dining Area. Table and chairs.
Other comforts. Clock, mirror,
radio, TV, stereo.
Don't try to buy everything at
once and choose well-made
furniture over less-expensive
pieces that won't last as long.
A_ good investment for your
apartment is a strong, well-built
lock. There are many types of
effective locks, but they won't
help ,if you've installed them
improperly. If you don't feel
capable, have a locksmith do it.
Other alternatives to getting an
apartment are renting a single
room or living in a place such as
the YMCA or the YWCA .. Single
rooms usually have their own
bath and phone, and sometimes
include meals. These rooms are
less expensive than apartments
and tenants are usually treated as
family. The YMCA and YWCA
offer inexpensive housing and
have other benefits such as
kitchens, guards, and reduced
prices for classes.

Getting married
By Frances Lovdahl
Some seniors prepare for
col;ege: Others choose to start a
career. For some Riley seniors,
though, marriage is the next big
step after graduation.
Although statistics say that
three out of four teenage
marriages end in divorce, that
fact doesn't scare to many
couples. "People have different
life styles.different relationships.
different circumstances; you can't
compare them to yourself," said
senior Shari Warren who plans on
a late summer wedding.
Shari has been pre-engaged to
her 21-year-old fiancee since
November. She feels they are
ready for marriage, "We love
each other very much. We feel we
know each other as well -as we
possibly can. It's what we
want--to be together and to stay
together."
Junior Cathy Ackelson, a
three-year graduate, also feels
she is ready for marriage. She has
been seeing her fiancee for two
and a half years and they have
been engaged for one and a half.
They will be married Aug. 16.
"We've known each other so
long. I think we're ready," said
Cathy.
Senior Shelby Kane, whl is
getting married on July 19,
agrees wlth Cathy, "If I d'jn't
think I was ready, I wouldn/t be
doing it. I met the right gu { and
ths is the right time. w{., both
have good jobs. We care about
and love each other. I know we
can make a really good marriage
out of it."

"Till death do you part. . .

/!To liatfle
nice house or apartment.
Other students are engaged
All of the girls said they have
now but planning on marrying
their parents' support in their
much later. For instance, senior
Joy J~I.etcher has been engaged upcomingmarriages.As one senior
said, "They just hope we really
for two years to her 19-year-old
are in love and that this is what
financee and they don't plan to
we really want."
marry for awhile, probably
waiting until she graduates from
Most of the girls also had their
friends' support. Joy states that
college.
her friends feel that she 1s lucky
Why get engaged so young?
that she and her fiancee are able
"We just felt we came to a time
to hold on to each other. One girl
when we can commit our lives
said her friends were surprised,
together. We were ready to make
questioning if she planned to go
that decision. We're waiting so
to college. Although she said no,
long; we aren't going to rush,"
it was for reasons of expense
said Joy.
Another senior girl is also rather than her marriage.
Both Cathy and Shelby intend
waiting a few years before she
to continue working. after they are
ties the knot but for different
married. Shelby might attend
reasons. They are using the time
IUSB along with working, but her
to save money so they can have a

_ _ _ _Tax
By Debbie Abrams
Living on your own after high
school doesn't only mean leaving
home. It means taking on the
responsibilities of the adult
world--purchasing a car, obtain. ing credit. opening accounts,
buying insurance, and filing
taxes. Each ofthese can be easily
understood if one takes the time.

LOANS
One of the first things that a
student may buy after graduation
is a car. Whether the car is new or
used, it obviously has to be paid
for. Most people find it difficult to
pay for the car all at once. If
money is not available, the most
common way to obtain the money
is through a bank loan.
Mr: John Paulson, senior

$100 a month in winter. Ma Bell

charges about $20 a month for
phone service. Water bills usually
come every three months and are
about $15 a month. Electricity will
cost you from $20 to $40 a month.
Personal expenses include
soap. shampoo, conditioner,
toothpaste, razor blades, deodorant, shaving cream, and
medication. Plan about $20 a
month for these.
Yearly expenses include car
insurance, doctor and dentist
bills, clothing, and possibly
college tuition.
Car insurance costs depend on
your sex, grade average, driving
record, and type of car. Girls have
lower rates and so do students
with a "B" or higher grade
average. Sports cars. such as
Corvettes have higher rates.
Accidents in your past can
increase your insurance payment
also. Prices range from $250 to
$800 a year, half paid every six
months.
Doctor and dentist bills for the

At the beginning of her married

life, Joy intends to work. Later
after they start. a family, she will
stay at home while the children
are small. All of the couples are
planning on waiting at least a few
years before they start a family.
Sometimes a couple chooses to
live together before marriage.
,~hat isn't the intent of any of
these couples. Some cited their
parents as a reason on why they
decided against it... My parents
would rather have us married
than living together," said one
senior.

Both Shari and Cathy felt the,

same way. "I just don't believe in
living together. It just nevt'
occurred to me to do iLI don't see
why you would when you can get
married," said Shari. Cathy also
stated that it is against her
religion.
Joy had some of the same
feelings. "Living together is not a
good solution to the problems of
today. It puts love on a scale of
'love.it or leave it.' When you're
married, you stick with it unless
you're the divorcee type which I
don't think we are."
Wh~ther marrying young or
old; the main hazard is not
knowing each other well enough
or expecting too much from a
marriage. Marriage won't make
problems disappear that are
already in the relationship.
According to the 18-Almanac,
other problems that could occur in
a marriage are the couple wasn't
expecting so much togetherness,
lack of money, parents either
being against the marriage or
being too helpful by giving many
gifts, or the difference of
becoming dependent on someone.
For a good relationship,
marriage can only enhance it.
Marriage can add feelings of
security, stability in knowing you
have each other, and the
knowledge that you don't have to
pretend with each other.
Deciding to commit your life to
someone is not an easy decision
or an easy one to explain, as one
senior said, "Something inside
me tells. me that's what I want."

tc.. - - - - - - .
vice-president of the American
National Bank in. charge of
commercial and mortgage loans,
said that to be considered for a
loan, a person must be employed.
"The first time a student
applies for a loan, the student's
father or other close relative may
have to co-sign the loan note,''
said Paulson. Because the

cost of
sin le livln
By Yvonne Boser
Most young adults look forward
to the day they can finally move
out and start their own life. One
of the responsibilities of this new
life is fulfilling financial obligations. There are many expenses
for the single person, especially
now with inflation.
Monthly bills for the single
person include food, rent,
gasoline, utiljties, car payments,
and other personal expenses.
An average person will
probably spend about $120 a
month for food, including dining
out several times. Rent can vary
from $135 a month for a
government-subsidized apartment to $300 a month for a large
townhouse apartment.
Depending on the size and age
of your car, gas expenses could
run from $60 to $100 a month.
Your utility bill will depend on the
season, size of your apartment,
and how much energy you use.
Heating or cooling bills can vary
from $50 a month in summer to

fiancee feels the decision is up

to her. Shari intends to stay at
home after her marriage and
maybe take a few courses at
IUSB.

.l

average healthy person might

range from $100 to $150 a year.
Another additional expense for
the single person might be
college payments. Area community colleges like IUSB are about
$ l 000 a year for tuition and
books. State colleges can vary
from $2000 to $3000, depending
on if you're staying in a dorm.
Private colleges' tuition can start
at $5000 a year.
Clothing bills for the year will
depend on you and how much you
enjoy clothes. You could plan on
about $300 a year for an average
clothes buyer and about $500 for
the clothes hoarder.
All together, your yearly
expenses would come to around
$6730. including about $100 for
miscellaneous. This total is an
average and doesn't include high
insurance rates, clothes or food
fanatics' bills. college expenses,
or taxes. It also doesn't include
car payments, which may add
about $1200 to the sum.

RILEY REVIEW/PAGE FIVE

April 25, 1980

student has no record of credit he

has to have a person with
established credit back him up in
case he does not follow through.
When the lending institution
has consented to the loan, the
first thing the student must do
before the loan is granted is to put
a down payment on the car. This
is a credit policy of all lending
institutions. The interest rate is
determined by the amount of the
down payment and the policy of
the institution.
"Once credit has been
established, and the car has been
paid off in a two or three-year
period, the student no _longer
. needs a co-signer," said Paulson.
'The bank sees that he is

responsible and also sees that his

credit is worthy."

BANK ACCOUNT:'.)
Many students find value in
opening bank accounts. There are
cert~in things to rnnsider before
ch.oosing one: if rhe bank has a
Yranch lilat is nea:.:by and if it has
convenient banking hours.
The next step is to find out the
types of checking and savings
accounts offered. .Each bank
oft;"ers various types of accounts.
For checking accounts, they
include free checking which,
depending on the institution,
Continued on page 8

batare your ril!hts

When a student reaches 18, he often believes that he is a
true adult, free from any laws applying to minors. Although
an 18-year-old does acquire many rights, the ages of 18-21 are
still guided by some rules. Following are the rights acquired
by a person upon his eighteenth birthday, along with some
rules still in effect:
In Indiana, 18 year olds:
-are no longer subject to Juvenile Court Jurisdiction
-cannot purchase beer, wine, or liquor
_
-may receive VD care without parental knowledge
-may receive pregnancy-connected care without parental
knowledge
-may purchase contraceptives
-may marry without parental consent
-may purchase tobacco products
-may vote
-may serve on state juries
-may purchase pornographic material
-may transact business with pawnbrokers
-may enter pool halls
The above information was taken from the American Civil
Liberties Handbook- The Rights of Yomig People.

om_s_______________
Henderson, Patton lead Cats in early going
-,,-m~.--1

- -

By Jim McMeel
Prior to the start of the 1980
boys track season. Coach Larry
Morningstar predicted an "around .500 season. After the
Cats" performance in their first
dual meets of the season. it
appears Morningstar knows
something we don't.

Mainly that his squad. which

was 4-0 before meets this week
against Penn and Elkhart
Memorial. is a lot better than
anyone anticipated. But the Cats
will face their hardest test of the
season this Tuesday when they
hos( the number-9 ranked
Michigan City Elston Red Devils
on the Riley track beginning at
4:15 p.m.

Last Saturday. the Cats placed

seventh out of fifteen teams with
42 points in the Goshen Relays.
Junior Sam Henderson led the
Riley attack by winning the
100-meter dash in a school record
time of 10.7. Junior Michael
Patton also broke a school record
while placing second. in the
110-meter hurdles with a time of
14.7. Patton also placed second in
the 300-meter hurdles. The
400-meter relay team of Joe
Hubbard. Jeff Schock. Patton,
and Henderson placed second an
and captured a new school record
with a time of 44.1.
The team ran its record to 4-0
one week ago when they blasted
the Mishawaka Cavemen. 92

_..1.____

112-39 1/2. Henderson was a

triple winner for Riley by
capturing first place in the 100,
200, and the shot put. Patton
garnered two first place finishes
for Riley by winning the 110
hurdles and the 330 hurdles.
Other first place finishers for
Riley were Chris Walker in the
3200-meter, Andy Keszei in the
800. Hubbard in the discus, David
Jackson in the long jump,
Hubbard. Schock, Jerome Gates,
and Henderson in the 400-relay,
and Dan Saros, Steve Boatman,
Rufus Parker, and Patton in the
1600-relay.
In earlier action. the Cats
defeated Adams, 82 112-44 1/2,
Washington, 93-34. and St. Joe
109 112-17 1/2.

Girls' softball blanks Central 15-0

By Charles Strange
The girr s softball team travels
to LaSalle next Tuesday to face
the Lions in their fourth game of
the season. The Cats were to face
Clay last Tuesday and Concord on
Thursdav.
Unde; a new coach. Kathy
Goetz. the girls opened their 1980
season by defeating Elkhart
Central 15-0. The game was
called due to the ten-run rule (if a
team is ahead at the bottom of the
5th inning by 10 or more runs, the
game is called). Senior Kim
Woods was the winning pitcher.
allowing only two hits; while
sophomore Lisa Engldahl led the
team with four RBr s. The Central
game was regularly scheduled for

Hons Haus
GERMAN FOOD
OUR SPECIALTY
Cr.,oted With Cid
\/y'::i.rld Atmosphere.
S.pec~ofiting In
Germar & American

._..

~~~~

food.
One Of S'>uth Eend's
fine!>~ Sonquet Rooms
The Alpine &
Bavarian Roomi.
Strvin9 Busk1eHmen'!
l vn'=hcons
Open 10.30 AM To
10.30 P..M.

Closed Sundays &

291-5522

Holiday.

~S-BU:RKART PBABMACY
Complete Prescription Service
A Full Line Pharinacy
Prescriptions Call 291-5383
2805 Mich St. 291-5575

lnwoods

the fourth game of the season but

bad weather cancelled their first
three games.
But getting a slow start means
nothing to Coach Goetz and her
girls as they are looking ahead for
a very good season. "They work
as a team." said Goetz, "they
give 102 percent all the time and
they are always in the game."
The team is very young; there
are only three starting seniors.
These three are Woods, Audrey

Shortz and Melanie t oder.

Besides the seniors there are six
more returning from last year's
squad. Returnees are juniors
Ruth O'Brien. Sue Aitcheson,
Lori Jackowiak, Traci Ernsberger
along with sophomores Diana
Bauer and Angie Yoder.
According to Coach Goetz the
girls are adjusting to the new
coach very well. "They're a group
of very nice people,'' she said,
"and a bunch of super athletes."

Change to metric confuses athletes

By Mary Ihns
All records for running events
in track will be new this year, and
all old records for running events
will stand. Four years ago the
IHSAA set 1980 for the
conversion from the English
system to the metric system so
the Riley track has
been
resurfaced and changed from
yards to meters. Since all the
races are a new distance, all
records will be new. The
conversion to metric is only in
running events. All field events
are the same except the girl's
shot put and discus. The girl's
shot put was increased from 8 lbs.
to 8 lbs. 13 ounces. The discus is a
new event for the girls this year.
To convert English distance
times to metric times use the

The place with flowers

for all occasions. Located. at 425
S. Michigan in River Bend Plaza

following table:
-100 yard dash to 100-meter dash,
add .9 seconds.
-120-yard hurdles to 110-meter
hurdles, time is the same.
-220-yard dash to 200-meter dash,
substract .1 seconds.
-330-yard hurdles to 300-meter
hurdles, subtract .2 seconds.
-440-yard dash to 400-meter dash
subtract .3 seconds.
-440-yard relay to 400-meter
relay, subtract .2 seconds.
-880-yard run to 800-meter run,
subtract . 7 seconds.
-mile run to 1600-meter ruri,
subtract 1.6 seconds.
-mile relay to 1600-meter relay,
subtract 1.1 seconds.
-two-mile run to the 3200-meter
run. subtract 3.4 seconds.

r THE GOSHEN
All Tvpes ~,

AGENCY

-~-

of lnsur:ance
-~.;.-

'

Off: P 0. Bo:-: 1143

~
Home: 529 Altgeld St. ,,..

" Phone: (219) 287-3231

JUNIOR ANN ALLEN seems to have her race under control as

she rounds the curve hi the 1600 meters against Mishawaka.
Photo by DeGroff's

Inexperience a factor
in girls' first losses
By Charles Strange
Lack of experience has been a
major problem so far this
season for Coach Linda Bagwell's
girls' track team. The team has
very few seniors and juniors and
many inexperienced sophomores.

"We are not out with top

talent," said Bagwell, "but this
team has the best attitude of any
I've coached and we are bound to
improve before the season is
over." The next meet will be on
Tuesday at Michigan City Elston.
The girls were 0-4 before this
week's meets with Penn and
Memorial.
Bagwell still has a few
experienced people that she can
turn to and depend on. Returning
letter winner junior Ann Allen
bettered her personal best of 5:30
in the 1600-meter when she
captured first place against Clay
in a time of5:27. Senior Amy Han
captured the only other first place

CENTURY formalweat
Ptom Time Is He1e

Two weeks ago, the girls

suffered a heartbreaking loss to
the Adams Eagles. 93-12. Allen
brought home 8 of those 12 points
by winning the 1600 in a time of
5:30 and placing a close second in
the 800.
The Cats opened their 1980
dual meet season with a loss to
the Washington Panthers, 66-39.'
Senior captain Debbie Wagner
took first place in the discus and
the shot put to claim 10 points for
the Cats .. Other winners for Riley
were Tammy Paege in the 1600
and Vakkur in the 800.

GARY'S BARBER
AND STYLE2122 Miami St.

DAU.Y

9-5:~l0

SAT. 8-4:00

Rent a-ny Tuxedo

J3 6.00 -Including tails

- i
---..:.

(shoes extra)

""'"'~\,~'~{I
~
~',!

fl

against the Colonials with a 1:08

in the 400-meter. The team lost
71-34.
Three days earlier the Cats
captured three first places but
lost to Mishawaka 74-39. Winning
events for Riley were Allen in the
1600; Justine Vakkur in the 800,
and Anne Wilson in the high
jump.

1,

1622 ffilSHAWAKA AVE ..

(Across f1om John Adams H.. S. )
287-5938
RILEY REVIEW/PAGE SIX

O'BRIEN'S SUNOCO
1S36 SOUTH MAIN STRH T
SOUTH BEND. INDIANA 46613
Phont. 289-0952

Cats suffer from slow start

By Mark Stuck
The Riley Baseball Team,
holding 3-5-1 record before their
contest with Adams last W ednesday, will face Washington at 4:00
tonight at Washington. The Cats
will enjoy a weekend off before
hosting Elkhart Memorial Monday at Studebaker. The team is
then to play Elkhart Central at
home next Wednesday. Coach
Ralph Pieniackiewicz and his
team will then play three games
away at Mishawaka on the
twenty-second, Clay on the fifth,
and Penn on the seventh before
returning home to a rematch with Michigan City Elston.

The team lost to Mishawaka,

6-3; dropped a double-header to
Plymoth, 3-2 and 4-0; and came

up empty in their second

doubleheader, losing 5-1 to
LaSalle and a 7-1 loss to St. Joe;
accounting for their five losses.
The Wildcats' three victories
came from Clay, 4-3; Michigan
City Elston, 1-0; and last
Tuesday's trouncing of Penn, 8-0.
In the game against Penn, the
Cats showed their defense at its .
best as Donny Happ tossed a
two-hitter. Senior Denny Stull
smashed a bases-loaded, two-out,
two-run single which opened
things up for the Cats.
Senior Ron Spitaels feels that
the team's defense is improving
and the team's 3-2 conference
record should be improving.
Senior Mike Thomas thinks the
team runs "hot and cold," but
that everything has fallen into

place lately. "Things are lookin'

real good," Thomas remarks.
Junior pitcher Don Evans thinks,
'The team can break the .500
mark real soon."

l.

Happ leads the Cats with a .353

batting average and a perfect 2-0
pitching record. Spitaels follows
close behind with a .350 batting
average and a 1-2 pitching record.
Thomas is third in batting with a
.294 average. Junior John
Nadolny has been the only Cat to
clear the wall, coming up with the
only home run this year in the
Plymouth game. Other pitchers
include Lindy Seitz, 0-1, and Don
Evans, 0-2.. All the team members
would like to encourage fan
support in helping them make
this a winning year.

North Libetty next fo1 tennis team

By Anne Feferman
The Riley girls' tennis team
won over Memorial by a 4-3 score
in their first meet of the season.
Winning for Riley were number.
three singles Becky Ruth, 6-1.
4-6, 6-3; and number 5 Vicki
Georgi. 6-2. 6-3.
The number one doubles team
of Diana Vargo and Laura
Gonderman, and number 1)vo
team of Mary Birmingham and
Liz Lawson, also brought home
wins with scores of 6-0, 6-1, and

6-4, 6-4. respectively.

Senior co-captains Diana Vargo
and Becky Ruth helped the Riley
team take home a second meet
win against Mishawaka by a 6-1
win. Mary Clair Morse, number
two in singles, won her match
with a 7-5, 6-2 score. Also
winning singles matches for Riley
were Becky-Ruth, 6-1. 6-3; Lauri
Hardy 6-0. 6-2; and Vicki Georgi,
6-1. 6-0.
The team of Diana Vargo and

Laura Gonderman won their

match, 6-2. 6-0, and the number
two doubles team of Mary
Birmingham and Liz Lawson won
with a match score of 6-2, 6-2.

ATHLETE OF THE MONTH SAM HENDERSON

Photo by DeGroff's

"We have a lot of depth," said

Coach Shelly Fredlake. "They're
all playing very well."
The next meet for the girls
tennis team will be today against
North Liberty. The Cats will finish
out the April schedule with a
meet at Washington April 29.

Sam enderson- named

athlete of the on th

Golfers t1avel to Culve1 tomorrow

'

By Jim McMeel
The Riley golf team will be on
the road tomorrow when they
travel to Culver Military Academy
for a 9:30 p.m. contest. The Cats
held-a 2-1 overall -r-ecord beforematches th1s ;,,eek against
Goshen, Elkhart Memorial, and
Mishawaka. Last Thursday, the .Cats slid
past LaSalle, 322-350. Senior Phil

Cohen led all Riley golfers with a

74. Junior Marty Nash came in
five strokes behind Cohen at 79
with Jeff Jones following at 84,
Mark Milliken at 85, _and Doug
Allen. 89.

INTERSTATE
TRANSMISSIONS

ANASTASIO'S

The team suffered theit. first

loss of the season on April 16 to
Rochester, 314-339, Low man for
Riley was Cohen who shot a 77.

1213 South Main

1611 South Main St. South Bend

~-4 '=" ~

""

-i-~-~--.;1

; .-,,i....--'.i: ,'

I-

Phone: [219] 233-5156

South Bend

2114 -Miami St.

South Bend, IN.
46613

Country Garden Helen's Boutique

SANDWICHES

FLORIST &
GREENHOUSE

llOVH LOCA TIOHS

-t~;:~.~~>....

~r.:.:--'!'Ji.:.::...- ..:1>

ICC CENTEll - MISH

OPEN DAILY

TUESSUN.

On the Plaza

10% DISCOUNT
to RILEY students

62981 U.S. 31 SOUTH

SOUTH BEND, INDIANA 46614
i!t1-8311
PHONE 219-291-3937
256-0707
1 - - - - - - - - - j - _. -

I
4325 S. Michigan
Next to Shoeland
I

iel'.'"c:~f/~~

won the 100 in 10. 7

seconds--which is currently
the best in the state and a
Riley school record. He also
holds a personal record of
22.3 in the 200, which is
just .2 seconds over the
current school record.

Phone 272-6702

SEER ON SUNDAYS

SCOTTSDALE MAU.

Junior Michael Patton

was the runner-up for the
April award, Patton also
broke a school record at the
Goshen Relays last Saturday when he placed second
in the 110-meter hurdles
with a time of 14. 7.

""For Your .Far Eastern Dining

Delight"

PIZZA

'~ /~)_

EXPRESS
115 Dixieway North

BRANT'S
BEN FRANKLIN

In their first match of the

season, the Cats burned
Indianapolis John Marshall,
172-201. Nash placed first for
Riley with a 39. followed by
Milliken with 44, Allen with 44,
Jones with 45, and Cohen with 45,

South Bend

Phone: 234-3258

~--~

Other Wildcat golfers and their

scores were Nash. 85, Allen, 87,
Milliken, 90, and Jones, 97,

ORIENTAL

""For fine Italian and American

foods"'

For Expert Advice

And Repairs

By Anne Feferman
Junior track star Sam
Henderson has been chosen as the Riley Review's
April Athlete of the Month,
"Sam is the leading point
setter on the boys' track
team," stated Mr. Larry
Morningstar, boys' track
coach. "He has been a
winner in the 100, 200, shot
put, and the 400-meter
relay,"
After four dual meets,
Sam is still undefeated in
the 100 and at the Goshen
Relays last Saturday, Sam

JEWELRY, AND ACCESSOmE

COUPON .

There are over 400

ways to be a Marine.

HANDBAGS, BELTS, KNITS,

IDWEST
- -- -.. __ .. SAVE .~-z / '~

EQUIP.--, ~,ii, I

I 232-9550

FOR THE NEWEST IN

511-519 N. Hill St.

South Bend, Ind.
Hours: Mon.-Fri.

~ ~-

fl._...

The Few. The Proud. The Marines.

800-423-2600

In California 800-252-0241.

9 to 5:30, Sat. 9 to 5

-- - - - RILEY REVIEW/PAGE SEVEN

Auto mechanics is just one of the more than 400 job

_opportunities in today"s Corps. It takes skill to learn. and
it doesn't come easy. But. like everything in the Corps.
you'll learn how to do it right. And you"ll earn something
you can't get anywhere else: the right to be
calle_d _Marine. See your local recruiter or~
call this toll free number. 800-423-2600.
In California 800-252-0241.

April 25, 1980

s s f livin
Continued from page 5
requires a minimum balance at all
times. This account does not
always include the cost for
personalized checks.
When a person opens a regular
checking account, he is charged 3
monthly service fee, depending
on the number of checks he has
written. the deposits made, and
his average monthly bafance.
.
.
In a. special ch~ckmg ~c.count
there ts no. required mtmmum
balance. The bank doe~ charge .a
fee for ea~h check written. This
account 1s recommended
for
.
d
.
peopI e who do not mten to wnte
more than twenty checks a
month.
A new type of checking account
now available at credit unions is
known as share-draft. In this
account the money in the account
gains interest quarterly. If money
is overdrawn in this checking
account. the money will automatically be transferred from the
person's savings account into his
checking: He doesn't lose any.
interest and he doesn't have to
worry about being caught with a
bad check.

out income tax forms, both

federal and Indiana, which are
due on April 15. Steve Goldberg,
accountant, said. "People living
on their own can usually use the
short form. the 10-40A form to
complete their taxes.'' Goldberg
also said that if a person is single
and they earn less than $3,300 a
year they don't have to pay any of
the federal taxes. He said, "This
person can obtain a form
from
the Internal Revenue Service
(IRS) on Mishawaka Avenue, to
authorize his employer not to
deduct from his E!roc;s incomP ...

A money market account is also

available, but such an account
requires most banks, a $10.000
deposit. The interest rate in these
accounts fluctuate weekly. The
rate is determined.by the federal
reserves treasury bill rate.

At the American National

Bank. they offer passbook
savings. To open an account
there. "A person has to fill out a
form. put down any amount, and
then he is handed a passbook,"
said Paulson. For the checking
account. the checks and deposit
sli s are sent directly to the
p s home .
person

But the present simplicity of

banking may be altered within the
next five years, said Paulson.
"Banks have done a lot of things,
but now they are going to start
charging for such things as
checking accounts, higher interest rates on loans. and higher fees
for services to maintain the profit
structure," he explained. "This
is because of more rates we (the
bank) have to pay to the federal
reserve and also because of the
interest on checking accounts.''

Goldberg said that the form 'is

basically self-explanatory. "All of
the instructions are given in the
booklet. After filling it out, it can
be determined how much money
has to be paid or returned to 1the
federal government."

TAXES
There are a variety of savings
accounts to choose from.
Passbook accounts require no
starting balance. and a person
can put in as much as he likes.
The money c;m be withdrawn at
any time.
With certificates of deposit a
person must leave the money on
deposit for a specified length of
time. Interest rates are higher for
certificates of deposits. and if
ever there is an emergency. it
would not be impossible to get the
money out. Takipg the money out
though. means risking part or all
of the accumulated interest.

y UI

Once the student starts i.o

work-, he also begins to pay taxes.
He may notice his paycheck has
grossed one amount and has
netted another. The difference of
his salary is taken out for Indiana.
federal and social security tax
purposes. The W-4 form
determines the amount of money .
to be withheld, depending on the
amount the person is being paid,
and the number of dependents he
has.
Every year, the people who
earn an income are required to fill

In Indiana, a single person can

also fill out a short form and this
form is known as IT40-A. "If a
person earns up to $1,000 in
Indiana. he doesn't ryay any state
taxes." said Goldberg. "But if a
person earns over $1,000 he pays
approximately two percent of his
income.''
The social security tax, which is
not an income tax. benefits the
elderly. A flat 6.13 percent is
withdrawn from the gross pay
from an employee, whil.e the
company matches the 6.13
percent to meet the requirements
set by law. The. social security
rate will increase to 6.65 percent
in 1981.

When tenting a tux for the

p1om, tent ftom Gilbett's new

collection of Palm Beach FormoJs
.-~

:~<~ ,~:~

1~/J~\'~
,;:,-. . -- l/

::, -'\ -

I .c::;

fl

--~; ~--~:-/~' l

~Ubert's offer Palm Beach formals

In .all coleus and styles, from
traditional to fancy, and rental

fees begin at just J23 . 00

Rent Palm Bea.ch1\ formals from
Giibert's and be sure of their
t1adltlonal quality and setvlce
'

University Pcuk

recommends preferred rates for

car insurance. "They are the
lowest rates one can 'get," said
Biazy. "In most cases this rate is
half as expensive as standard
rates.'' said David Burdeen of the
same company. People under the
age of 21 can take out this policy,
but the student's parents must
also be covered by the same
policy.
'This insurance policy cov~rs
$100.000-300.00 for bodily injuries. $100.000 for property
damage. and $5,000 for medical
payments." said Brazy. "For
persons who are uninsured, he is
covered only for bodily injuries
for $100,000-$300,000." Burdeen
said that this is the highest
c0verage, but it is also the best.
The comprehepsive part of the
policy covers fire, vandalism, and
theft, and cover(!ge for these are
for whatever the value of the
claim is. The policy also offers
$100 deductible for collisions.
At this pofot. it might be wise
to begin thinking about investing
in life insurance. ''The younger
you are when you take out th~
policy, the cheaper it is," said
Brazy.
At American National, the
starting policy is $10,000. "This
can be paid up in twenty years, up
to age 65 or all life. There are two
types of policies. participating
and non-participating. The advantage of a participating policy
is that it pays a dividend, and the
cash value is greater whereas, the
non-participating does not.

INSURANCE
Insurance ts another expenditure to be added to the student's
investments. Simon Brazy ot
American National Insurance,

The policy may be used as a

savings account. "If one needs to
borrow his insurance money, he
can at 6-8 percent interest,'' said
Brazy.

CREDIT
Another problem that students
may have or probably will have is
establishing credit. Since President Carter has imposed several
credit restrictions, credit has
become harder and harder to
come by. One store that has not
placed many restrictions on credit
applications is L.S. Ayres.
According to Esther Zabo, who
works in the credit department of
the store. "Credit requirements
has not been altered as of yet."
She went on to describe what
the present requirements are.
"The person must h_ave a
pictured driver's license, and
should have one other major
credit card before filling out an
application."
Zabo explained the limitations:
"The student has to work in one
place of employment for at least
six months, and if he has a part
time job he must hold that job for
at least a year." she continued,
"If it's a student who is applying
for credit, he has to have a
working parent co-sign his credit
application.'
,
''The reason the parent has to
co-sign the note." she said, "Is
because the applicant does not
have established credit with the
credit bureau."
VISA cards, which are
furnished by banks are in a "state
of fluctuation due to the large
amount of banks who are looking
for better ways to generate
income from the credit cards
because of the usary laws (banks
cannot charge more than 18
percent interest),'' and also due
to a large amount of charge-offs
suffered by the b;mks," said
Paulson.
Some possible profitable suggestions to solve thi~ problem is
either charge the customer 12
cents per transaction, or charge a
yearly rate of $15 or $20.

Wileflo
@Ciildl
PET SHOP
417 N. Hiclmr) Rood
Phone 232-5466

South Bend, IN.

932 East Ireland Rd.

Phone 291-1169

YO!IJ 'lON'T HAVE TO HGO AWAY"

TO COll!EGE TO GO TO COLLEGE
The third largest of Indiana University's
e!gt1t campu;;:es is right her.:? in-Mich\aPa
IUSB oi!er:5 over 75 degree programs at
the 2-yecir, 4-year, and graduate levels.
Stud~~nts work to-ward degrees at their
own pz:ce

man

mon-Sat 10-9/Sun 12-5:30

813

s.

m1chl9an

Jnon .. f.rl 9-9/~at 9-6

Scottsdale mall
mon-Sat 10-9 I 12-5 Sun

First choice 9u~10anteed

Sizes 3-60
RILEY REVIEW/PAGE EIGHT-

April 25, 1980

IUSB also prepares students for graduate

schools such as law, medicine, pharmacy
and engineering at other campuses and
universities.
Want to know more? Ca!I or visit the
!USB Admi2sions OHk:e:
1700 Mishawaka Avenue
South Bend, In. 4&615
{219) '.:.'.37-4455