CHARTERED BANKER

The gold standard in banking qualification

Why Choose Chartered Banker?

The gold standard in banking qualification
Chartered Banker is the most prestigious and internationally recognised professional qualification in banking
across the globe. It is a world class qualification that will help you achieve and maintain the highest standards
of excellence and professionalism. Recognised and supported by major banking and finance organisations
internationally, the Chartered Banker pathway is structured to advance your career in retail or commercial banking.
Internationally Recognised as the Gold Standard in Banking
Equivalent to a British Honours Degree
Practical and Professional Programme that Combines Theory and Practice
Choose Modules based on Career Aspirations
Flexible Online Programme with Optional Classroom Support

Learning Outcomes
The overall aim of the programme is to provide you with an extensive,
detailed and critical knowledge of the banking sector. Upon completion of
the programme, you will demonstrate sound understanding of the financial
services industry and develop skills and abilities to make professional
judgments and informed decisions in relevant work situations.
Chartered Banker is jointly awarded by the Asian Institute of Chartered
Bankers and the Chartered Banker Institute in the UK, the only body in the
world able to confer this award.

CHARTERED BANKER
EDUCATION PATHWAY
A blended learning programme incorporating faceto-face and online learning methods, the pathway is
designed to give you the flexibility of qualifying for
this prestigious status while being employed.

Level 1

Level 2

Level 3

Executive Banker

Professional Banker

Chartered Banker

Executive Banker provides you with a firm foundation

of how banking and financial services operate and the
challenges you may face.

Professional Banker allows you to select specialist

modules that most accurately reflect your job function
or career progression aspirations.

Chartered Banker combines theory and practice

and will equip you with extensive, detailed and critical
understanding of the banking sector to develop
skills to make professional judgements and informed
decisions in work situations.

Who is it for?
Aspiring entrants and entry level
executives in the banking industry.

Who is it for?
Banking professionals with several
years of experience.

Who is it for?
Seasoned professionals serving in
leadership roles in the banking industry.

Upon successfully completing 3

compulsory module examinations:
Receive Executive Banker Certificate
Advance to Level 2,
Professional Banker

Upon successfully completing any 3

module examinations of your choice:
Receive Professional Banker
Certificate
Advance to Level 3,
Chartered Banker

Upon successfully completing 2

compulsory module examinations
and 1 elective of your choice:
Receive Chartered Banker
Certificate

It comprises three levels of qualification that

generally require 3 to 5 years to completion:

Upon completion of Level 3 of the Chartered Banker

qualification and having satisfied 3 years of approved practical
experience, you will be able to apply for the Chartered Banker
membership. The Chartered Banker membership is jointly
awarded by AICB and the Chartered Banker Institute in the
UK, the only body in the world able to confer the status of
Chartered Banker. As a Chartered Banker, you will be required
to demonstrate high standards of professional excellence,
continuous development of knowledge and skills and
compliance with the Institutes Code of Professional Conduct.

LEVEL 1: EXECUTIVE BANKER

Syllabus Structure

Method of Assessment

The syllabus is based on the UK Chartered Banker curriculum, adapted and contextualised to the Malaysian
Banking environment.

Complete all 3 modules.

EB1

Each module:

EB2

EB3

Financial Systems and

Regulatory Frameworks

Risk in Financial Services

Banking Operations
and Professional Ethics

1. Financial Institutions and

Their Services
2. Islamic Banking
3. Payment Systems
4. The Financial Markets
5. The Foreign Exchange and
Derivatives Markets
6. Monetary Policy
7. Financial Regulation

1. Principles of Risk
Management
2. International Risk Regulation:
The Basel Framework
3. Corporate Governance and
Risk Management
4. Operational Risk
5. Credit Risk
6. Market Risk
7. Investment Risk
8. Liquidity Risk

1. Bank Service
2. Bank/Customer
Relationships
3. Operating Customer
Accounts
4. Cheques, Electronic
Payments and Plastic Cards
5. Providing Finance
6. Security for Advances
7. Wealth Management
8. Professional Ethics

Notes: Must successfully complete all 3 modules within 3 years.

Candidates may enrol and attempt the examinations for one or more modules in any sequence.

* MCQs: multiple-choice questions

An examination with 100 independent MCQs* (100%)

Pass Mark: 60%
Duration: 2 hours
Sittings: Apr, Aug, Nov
Centres: Kuala Lumpur, Penang, Johor Bahru, Kota Kinabalu

LEVEL 2: PROFESSIONAL BANKER

Syllabus Structure
The syllabus is based on the UK Chartered Banker curriculum, adapted and contextualised to the Malaysian
Banking environment.

Complete any 3 modules of your choice.

PB1

PB2

Bank Management
1. Bank Management: the Context
2. Government Policies and
Regulation
3. Establishing New Delivery
Channels
4. Analysing Bank Performance
5. Managing Non-Interest Income
and Expenses
6. Price Fixed Income Securities
7. Measuring Interest Rate Risk
with Gap
8. Managing Interest Rate Risk
Duration Gap and Economic
Value of Equity

9. Using Derivatives to Manage

Interest Rate Risk
10. Funding the Bank
11. Managing the Liquidity
12. The Effective Use of Capital
13. Overview of Credit Policy
and Loan Characteristics
14. Evaluating Customer Loans
15. E
 valuating Commercial Loan
Requests
16. M
 anaging the Investment
Portfolio

Notes: Must successfully complete all 3 modules within 3 years.

Candidates may enrol and attempt the examinations for one or more modules in any sequence.

PB3

PB4

PB5

Business Lending

Retail Lending

International Banking and

Offshore Practice

International Trade
Finance

1. Business Credit
2. Business Credit Analysis
3. Structuring the Credit:
Products and Pricing
4. Structuring the Credit:
Collateral Conditions and
Covenants
5. Loan Monitoring and
Management

1. Principles of Credit and

Lending
2. Types of Borrowers
3. Credit Information and
Verification
4. Loan Securities and
Documentation
5. Credit Support
6. Pricing
7. Consumption Credit
8. Property Financing
9. Investment Financing
10. Hire-Purchase and Leasing
11. Outline of Islamic Banking
and Consumer Financing

1. Capital Markets
2. The Foreign Exchange
Markets and Money Markets
3. Exchange-Traded Financial
Derivatives
4. International Banking
5. Risks and Regulation in
Banking and Financial
Services
6. Offshore Centres
7. Private Banking
8. Labuan IBFC
9. AntiMoney Laundering
Regulations
10. Offshore Centre Case Studies
11. Future Developments

1. Introduction to International
Trade
2. Methods of Payment in
International Trade
3. Documentary Collections
4. Documentary Credits
5. Guarantees and Standby
Letters of Credit
6. Foreign Exchange and
Exchange Controls
7. Trade Finance
8. Trade Support from
Government Agencies
9. Islamic Trade Finance and
Islamic Banking

Notes: Must successfully complete all 3 modules within 3 years.

Candidates may enrol and attempt the examinations for one or more modules in any sequence.

LEVEL 3: CHARTERED BANKER

PB6

PB7

Syllabus Structure
The syllabus is based on the UK Chartered Banker curriculum, adapted and contextualised to the Malaysian
Banking environment.

Complete 2 compulsory modules and 1 elective module.

Compulsory modules
Marketing and Selling in Financial Services

Customer Relationship Management

1. Introduction to Financial Services

2. What is Marketing?
3. Price
4. Place and Distribution
5. Promotion and Advertising
6. Product Development and People
7. Segmentation
8. Customer Satisfaction and Retention
9. E-Marketing

1. Customer Experience
2. Customer Relationship Management
3. CRM Strategy
4. Impact of CRM on Marketing and Segmentation
5. Customer Retention
6. Corporate Social Responsibility
7. Service Quality
8. Staffing to Ensure Quality Standards
9. Service Recovery
10. Customer Communication
11. CRM with Business Customers

Notes: Must successfully complete all 3 modules within 3 years.

Candidates may enrol and attempt the examinations for one or more modules in any sequence.

Method of Assessment

Each module:

* MCQs: multiple-choice questions

An examination with 2 parts:

- Part 1: 60 MCQs (60%)
- Part 2: 20 case based MCQs (40%)
Pass Mark: 60%
Duration: 3 hours
Sittings: Apr, Aug, Nov
Centres: Kuala Lumpur, Penang, Johor Bahru, Kota Kinabalu

Elective modules
Choose 1 module

Professionalism, Ethics & Regulations

Contemporary Issues in Banking

Credit & Lending

Risk Management in Banking
Applied Business & Corporate Banking
Retail Banking
Banking for High Net Worth Individuals

Method of Assessment
Each module:

Examination (70%) 3 hours and 15 minutes

Assignment (30%) 3,000 words

Notes:
The Chartered Banker programme will commence in the later part of 2015.
Topics are accurate at time of print but may be subject to change based on the
Institutes discretion.

LEARNING SUPPORT

ENTRY REQUIREMENTS

Candidates can choose any of the following flexible study methods:

LEVEL 1

Self-Paced Self Study

Online Learning

Optional Classroom Support

(RM800 per module)

Learning
Pre-Learning
1. English Proficiency
Test

2. Study Guide
3. Module
Study Text
4. E
 -Learning
Tutorial

Sample of Module Study Text and Revision Passcards

Note: Learning support only applies to Executive Banker and Professional Banker.

REVISION
5. Revision
Passcards
6. Practice
Questions
7. Mock Test

EXAM PREP
8. Exam Preparation
Clinic (F2F)

LEVEL 2

LEVEL 3

Executive Banker

Professional Banker

Chartered Banker

Membership Requirement:
Candidates are required to be
Individual Members of AICB

Membership Requirement:
Candidates are required to be Individual
Members of AICB

Membership Requirement:
Candidates are required to be
Individual Members of AICB

Prior Qualification Requirement:

Candidates are eligible to enter
Executive Banker with ANY ONE of
the following qualifications:
Diploma
Degree
Professional Qualification
SPM or equivalent qualification
with minimum of 1 year banking
experience at the time of enrolment

Prior qualification requirement:

1. Standard Entry Route
Candidates with the Executive Banker
qualification are eligible to enter
Professional Banker

Prior qualification requirement:

Standard Entry Route
Candidates with the Professional
Banker qualification are eligible to
enter Chartered Banker

Candidates may also enter Executive

Banker if they are currently
studying for a University Degree
or Professional Qualification from
Institutions recognised by AICB

2. Direct Entry Route:

Candidates with any of the following
qualifications are eligible to enter
Professional Banker level directly:
AICB/ICA Certification in AML/CFT
AICB Certificate in Internal Auditing for
Financial Institutions
AICB Certificate in Offshore Financial
Services and Administration
AICB Banking and Financial Services
Certificate
Diploma majoring in Banking or Finance
Degree majoring in Banking, Law,
Finance or Accountancy
Postgraduate degree / professional
qualification

IMPORTANT NOTES:
To be admitted into the AICB qualification programmes, candidates must meet AICB entry requirements stipulated in the qualification entry criteria.
Prior qualifications used for admission purposes will be subject to further assessment by AICB on a case-by-case basis on the level and content of
the qualification.
Prior qualifications used for admission purposes must be from Institutions recognised by AICB.
Prior bank work experience if required must be relevant and are subject to further assessment by AICB on a case-by-case basis on the level and
context of the experience.
AICB entry requirements for qualifications are subject to change from time to time. Candidates are required to check AICBs website for the
latest updates.

HOW TO REGISTER
Enrol Now
Visit the AICB website at www.aicb.org.my and click on

to enrol.

AICB MEMBERSHIP FEES

Below are the various membership fees for the following categories of membership:
Membership Categories
Financial Institutions

Non-Financial Institutions

Ordinary (RM)

Member (RM)

Affiliate (RM)

Associate (RM)

Employed
in approved
financial
institution
Non-managerial
position
Less than 5
years work
experience

Employed in approved financial institution, AND:

- Recognised degree/professional qualification

+ 5 years work experience in financial
services + supervisory/management position

Not employed
in approved
financial
institution
Non-managerial
position
Less than 5
years work
experience

Not employed
in approved
financial
institution
Managerial
position
At least 5 years
work experience

New Membership
Annual Subscription

40

90

60

110

Renewal of Annual
Subscription

40

90

60

110

Application

- AICB certification/qualification + 3 years

work experience in financial services +
supervisory/management position
OR

PROGRAMME FEES
2015 Introductory Prices
Online Resources, Study Text & One Exam Sitting

Chartered Banker

Published
Price

LEVEL

RM per
module

Local
RM per module

International
USD per module

850

300

AICB Members

Executive Banker

1,500

Professional Banker

2,000

1,150

400

Chartered Banker

4,500

3,200

1,100

Exam Resit Fee: RM250 per module

Note: AICB membership and programme fees are subject to change. For the latest updates, please visit www.aicb.org.my.

ASIAN INSTITUTE OF CHARTERED BANKERS

The Asian Institute of Chartered Bankers (AICB) is the professional body for the banking and financial services
industry in Malaysia. It aims to elevate the banking industry and uphold standards of excellence by enhancing the
quality of professionals who work within the industry.
To that end, AICB offers industry-focused professional examinations, qualifications and awards that are attuned
to the cultural changes and the evolving landscape of the financial world. It accomplishes this through its own
curriculum and through collaboration with renowned institutions locally and abroad, to share international best
practices and standards. An AICB qualification elevates your status as a banking professional on par with the
worlds best.
Transformed from the Institute of Bankers Malaysia founded in 1977, the establishment of the Asian Institute of
Chartered Bankers is an initiative supported by its Council. With this transformation, AICB will champion the vision
of professionalising bankers to establish high standards of professional excellence as well as to instil a minimum
standard of professional and ethical conduct through the partnership with the Chartered Banker Institute, the only
professional banking Institute in the UK.

Asian Institute of Chartered Bankers (formerly known as Institut Bank-Bank Malaysia)

(35880-P)

Wisma IBI, 5 Jalan Semantan,

Damansara Heights, 50490 Kuala Lumpur,
Malaysia.
T (603) 2095 6833 F (603) 2095 2322 E marketing@aicb.org.my W www.aicb.org.my
www.facebook.com/TheAICB

TheAICB

Asian Institute of Chartered Bankers