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TO
TO
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g Plan
Allocated SpendingAllocated
Plan
Spending
ek happens here! Dont let this one scare you. Managing your money week to week happens here!
Dont let this one scare you. Managing your money week to week
FOOD
Food
TORemaining
Transportation
Charity
Personal
Insurance
Debt
Envelope
Budgeted
Remaining
Budgeted
TO
TO
Pay Period Dates
Life pulls your money in all directions. Spend time
here before
TO| cash.
TO
PayGroceries
Period
Dates spending your
When Remaining equa
Allocation is a fancy word for when you spend your money. Were going to build on your Monthly
t
|
|
| zero, youre done budge
PayRestaurants
Period
Cash Flow Plan here and get a little more in depth by breaking
yourIncome
income down by pay period.
.
period
pay
for this
| columns on this form
| represent the four weeks in a given month. If youreIncmarried,
The four
ome
_ Tithes
combine your spouses income with yours.
FOOD
Budgeted
Budgeted R
CLOTHING
Remaining
Budgeted ngRemaining
budget Budgeted R
= Remaini tothis
pay period
TO
Budgeted Remaining
TO
Budgeted Remaining
pe
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Medical
Recreation
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|
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Char
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onal
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ical
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ing
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Food
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Remaining
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||
|
Remaining
Budgeted
Budgeted
Remaining
Remaining
Budgeted
Budgeted
Step |1a
Recreation
Remaining
Remaining
||
Medical
Food
Food
Food
Housing
s
ilitie
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Debt Ut ies
ranc
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e
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|
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|
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Budgeted
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Budgeted
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|
|
Step 1b
|| much you will be paid|| in that
Write how
pay period
|| (B).
||
ity Housing
Medical
Char
tion
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onal
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ity
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hing
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|
|
Budgeted
Budgeted |Remaining
|2
Step Remaining
| how much money youre
|
Write down
budgeting
|
|
in the Budgeted
column (C). In the
|
| Remaining
|
| of how much
column (D), keep a running total
| left for that
of your| starting income you have
Budgeted Remaining
Budgeted Remaining
pay period.
|
|
||
||
||
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ies
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Step 3
Medical
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pe
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Medical
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Budgeted
Budgeted
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Budgeted
Clothing
lope
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lope
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Charity
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Transportation
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pe
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|
|
Keep going
down the list until |the Remaining
Remaining
Budgeted
|
| (E) hits zero.Budgeted
|Remaining equals
When Remaining
columnRemaining
zero, youre
|
| done budgeting for| that pay period.
|
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Step |4
|
| money left over at |the end of the
If you have
m and explore our other online budgeting tools!
column| (F), go back and adjust| an area, such
|
as savings
|
| or giving, so that you
| spend every
Personal
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Food
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||Remaining
||
|
|
|
|Remaining Budgeted
Pay Period Income
Children
Gas and Oil
||
Emergency Fund
Cleaning/Laundry
|||
Repairs and Tires
Retirement Fund
|
License and Taxes
|
College Fund
|
TRANSPORTATION
Budgeted |Remaining
Budgeted R
Car Replacement
Other _______________
|
HOUSING
Gas and Oil
Budgeted |Remaining
Budgeted
Other _______________
|
Repairs and Tires
|
285
First Mortgage/Rent 945
License and Taxes
||
MEDICAL/HEALTH Budgeted Remaining Budgeted R
Second Mortgage
Car Replacement
||
150 | 135
Real Estate Taxes
Other
|
_______________
Medications
Repairs/Maint.
Other
||
Doctor_______________
Bills
Association Dues
|
Dentist
|
Other _______________
MEDICAL/HEALTH
Budgeted
Optometrist
40 ||Remaining
95 Budgeted R
Vitamins
20 | 75
UTILITIES
Medications
Budgeted |Remaining
Budgeted
Other _______________
|
Doctor Bills
|
Other
||
_______________
Electricity
Dentist
|
Other
||
_______________
Gas
Optometrist
|
Water
Vitamins
||
Trash Final cable bill
40 || 35
Other
_______________
Visit <<URL>> to download extra
Phone/Mobile
Florist bill
35 || 0copies of this form
Other
_______________
Internet
Other
||
_______________
Cable
|
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Envelope
TRANSPORTATION
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CLOTHING
Utilities
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Med
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Charity
onal
|
||
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CHARITY
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Clothing
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ng
TO
TO
TO
TO
Income
_ Tithes
budget
= Remaining tothis
pay period
CHARITY
Budgeted
Medical
Charity
Personal
Recreation
Savings
Insurance
Debt
Utilities
Budgeted
Envelope
College Fund
Charity
Personal
Insurance
Debt
Envelope
Utilities
Envelope
HOUSING
Housing
Medical
Recreation
Savings
Clothing
Budgeted
Second Mortgage
Real Estate Taxes
Repairs/Maint.
Association Dues
Other _______________
Insurance
Debt
Clothing
Utilities
Remaining
Budgeted
|
|
Remaining
|
|
Remaining
Remaining
Budgeted
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Budgeted
Remaining
Remaining
Budgeted
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Remaining
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Budgeted
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Remaining
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Envelope
UTILITIES
Savings
Budgeted
|
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First Mortgage/Rent
Personal
Remaining
|
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|
Retirement Fund
Transportation
Budgeted
Envelope
SAVING
Clothing
Remaining
|
|
Emergency Fund
Food
Budgeted
|
|
Tithes
Transportation
Remaining
Envelope
Electricity
Gas
Water
Trash
Phone/Mobile
Internet
Cable
Other _______________
Budgeted
Remaining
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Budgeted
Remaining
Budgeted
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Sign in to FPU Central at daveramsey.com to download this form and explore our other online budgeting tools!
Remaining
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Budgeted
Remaining
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TO
TO
TO
TO
FOOD
Transportation
Housing
Charity
Personal
Insurance
Groceries
Medical
Recreation
Savings
Clothing
Debt
Envelope
Utilities
Envelope
Budgeted
Medical
Charity
Recreation
Personal
Savings
Insurance
Debt
Clothing
Utilities
CLOTHING
Budgeted
Envelope
Cleaning/Laundry
TRANSPORTATION
Housing
Medical
Charity
Personal
Insurance
Debt
Recreation
Savings
Clothing
Utilities
Envelope
Budgeted
Charity
Personal
Insurance
Debt
Medical
Recreation
Remaining
Budgeted
|
|
Remaining
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|
Savings
Clothing
Utilities
Budgeted
Remaining
Remaining
Budgeted
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Budgeted
Remaining
Remaining
Budgeted
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Budgeted
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Remaining
Remaining
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Budgeted
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Remaining
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Envelope
MEDICAL/HEALTH
Housing
Remaining
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Envelope
Food
Budgeted
|
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Children
Transportation
Remaining
Envelope
Adults
Food
Budgeted
|
|
Restaurants
Transportation
Remaining
Envelope
Medications
Doctor Bills
Dentist
Optometrist
Vitamins
Other _______________
Other _______________
Other _______________
Other _______________
Budgeted
Remaining
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Budgeted
Remaining
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Budgeted
Remaining
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Budgeted
Remaining
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Sign in to FPU Central at daveramsey.com to download this form and explore our other online budgeting tools!
INSURANCE
Charity
Recreation
Personal
Savings
Insurance
Debt
Clothing
Utilities
Envelope
TO
Budgeted
Envelope
Homeowner/Renter
Auto Insurance
Disability Insurance
Identity Theft
Long-Term Care
Medical
Charity
Recreation
Personal
Savings
PERSONAL
Insurance
Debt
Envelope
Child Care/Sitter
Clothing
Utilities
Envelope
Toiletries
Cosmetics
Education/Tuition
Books/Supplies
Child Support
Alimony
Subscriptions
Org. Dues
Gifts (inc. Christmas)
Replace Furniture
Pocket Money (His)
Pocket Money (Hers)
Baby Supplies
Pet Supplies
Music/Technology
Miscellaneous
Other _______________
Other _______________
Budgeted
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Life Insurance
Health Insurance
Transportation
Remaining
TO
Budgeted
Remaining
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Remaining
TO
Budgeted
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Budgeted
Remaining
TO
Remaining
Budgeted
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Budgeted
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Sign in to FPU Central at daveramsey.com to download this form and explore our other online budgeting tools!
Remaining
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Remaining
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Budgeted
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tation
al
Transportation
Charity
Personal
Insurance
Debt
Medical
Recreation
Savings
Clothing
Utilities
Envelope
Budgeted
Vacation
DEBTS
Personal
Budgeted
Car Payment 1
Insurance
Debt
Envelope
Car Payment 2
Credit Card 1 _______
Recreation
Savings
Clothing
Utilities
Envelope
Remaining
Budgeted
|
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Entertainment
Charity
TO
TO
TO
Envelope
RECREATION
Housing
TO
Remaining
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Remaining
Budgeted
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Budgeted
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Remaining
Budgeted
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Budgeted
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Budgeted
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Sign in to FPU Central at daveramsey.com to download this form and explore our other online budgeting tools!