NATIONALISA

TION OF
BANKS

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Submitted to Miss Ruhin

Patel

2009-10
 GROUP MEMBERS
Jinendra Sakhare -48
Nikit Shewalkar-59
Nishat Sheikh-52
Ishtiyaque SHAH-42
Ravish PINJARA-43
Ashlesha-59
Kishor WAGHMARE-40
Sagar JADHAV -02
 EXECUTIVE SUMMARY
We have selected NATIONALIZATION OF BANKS for our
project. Nationalized banks dominate the banking system in INDIA.
Without a sound and effective banking system in INDIA it cannot
have a healthy economy . It employs around 23,50,000 people. So
there is wide scope for study as it is spread all over INDIA and has
its affairs on a large scale.

For the past three decades India's banking system has several
outstanding achievements to its credit. So we can get practical
knowledge of every aspect of Banking through this project work
which helps us in knowing about the answers of ‘key’ questions such
as ‘what nationalized banks should focus on, what are the new
aspects in banking and demographic trends a bank should
understand and which are the new channel a banking should be
explaining in order to create a ‘WINNING EDGE’. The people who are
working in the banks are highly skilled and thoroughly professionals
from whom we get practical knowledge of how they make strategies
and how the implementation is done.

This project work will help us to be knowledgeable and which

will help us in future.

Objectives of project study

 To get practical knowledge of every aspect of Banking
 To be aware of banking process, marketing and financial
strategies, human resource strategy and decision making of
nationalised banks
 To be knowledgeable of strategies for better trust among
people
 To study the SWOT analysis
 To understand how the nationalised banks adjust its policies
with the global slowdown and supreme crises

Research methodology
This project is based on information from primary as well as
secondary resources. After the detailed study an attempt has
been made to present comprehensive analysis of Banking &
insurance of Nationalised banks. The data has been used to
cover various aspects like strategic management, marketing
management, financial management, HR and operational
strategic management of NATIONALISED BANKS.

Data collection
 We have collected data through primary as well as
secondary resources.
 We have collected data through research approach which
includes consumer behavioural techniques and also
through research instrument such as questionnaire and
 ACKNOWLEDGEMENT
Project is an excellent tool for learning and exploration. No
classroom routine can substitute which is possible while working in real
situations. Application of theoretical knowledge to practical situations
is the bonanzas of this survey.
Without a proper combination of inspection and perspiration, it’s
not easy to achieve anything. There is always a sense of gratitude,
which we express to others for the help and the needy services they
render during the different phases of our lives. We too would like to do
it as we really wish to express our gratitude toward all those who have
been helpful to us directly or indirectly during the development of this
project.
We would like to thank our Miss Ruhin Patel who was always
there to help and guide us when we needed help. His perceptive
criticism kept us working to make this project more full proof. We are
thankful to him for his encouraging and valuable support. Working
under him was an extremely knowledgeable and enriching experience
for us. We are thankful to him for all the value addition and
enhancement done to us.

TABLE OF CONTENTS
SR.
CONTENT
NO.
1. Nationalisation of Banks
2. Situation prior to 1969
3. Reasons for Nationalisation
 Nationalisation distorts the market place
 Nationalisation creates artificial support
 Stressed testing could overtake weak players
4. When did it happen?
5. Major points on which nationalised
banks worked upon
6. Objectives of bank nationalisation

7. Progress of nationalised banks

 Numerical increase
 Bank expansion in rural and embanked areas
 Deposit mobilisation
 Deployment of credit
8. Problems faced after nationalisation
9. Views of experts