ACADEMICS

Degree
MBA-Gen
Graduation Degree
Class XII
Class X

Board / University
University Business School
Jaypee University Of Information Technology
CBSE
CBSE

Year
2012-14
2012
2008
2006

%/CG
64.
74.
83
83

ACADEMIC ACCOMPLISHMENTS & DISTINCTIONS

Certificate of achievement in FLIP National Challenge: Finance and Banking Fundamental, 2012
Distinction in NSEs Certification in Financial Markets ( NCFM )-Beginners Module, 2011
Awarded Certificate for Young Talent, Karnal, 2005.

WORK EXPERIENCE

ICICI Bank, Karnal

Solution manager, Enterprise Credit
Managing the entire credit application process, from Log-in to Disbursement.
Detailed analysis of the financials of proprietorship firm, Partnership Firm and Companies for funding them
Preparing & presenting various reports to the top management and helping them evaluating proposal for fu
of working capital Loan & Term Loan.
Coordinating with legal, technical and Risk Team for processing proposal.
Responsible for TAT of delivering Sanction Letter & Final disbursement.
Resolving customer issue pertaining to sanction & disbursement process.
Ensuring proper utilization of funds by existing customers and monitoring behavior of their limit accounts.
Building good relationship with the bank staff & client by responding appropriately to the queries of all
bank/clients.
Supporting other relationship manager and the bank sales team by coaching them in company knowledge,
products, services & selling Skills, accompanying them on client visits.

PROJECTS UNDERTAKEN
Factors Affecting Selection of Equity Shares: Research study on a sample of
UBS
equity investors, from Karnal and Chandigarh, to determine the factors that infl
(2013-14)
equity investment decision process and asses if there is any significant differenc
among the influential factors for different demographics.
Analysis of Satisfaction Level of Bank Customers: Comparative study on
UCO Bank
satisfaction level of customers with CASA benefits and services rendered by
(Jun-Jul, 2013)
different public and private banks and further assessment of expected levels of
service quality by customers.

Consumers Attitude towards Beauty Products: Analysed factors affecting

consumers purchase behaviour for beauty products by employing a structured
questionnaire as an assessment tool.
EXTRA CURRICULAR ACTIVITIES
UBS
(2012-13)

Positions of
responsibility

Competitions
Participated/Won

Senior core committee member of Alumni Cell, UBS 2013-14

Responsible for managing UBSs social media presence, as a part of PR cell 20
Active member of JUIT Youth Club for two consecutive years 2010-12.
Coordinated various events during LeFiestus-09 and 10, including the most
popular event Pahchan Kaun ( LAN gaming event).
Organized a Thalesemia Awareness Campaign in Shimla on 15th Aug, 2010.

Successfully cleared the Inter College Level of The Best Manager competition
qualified for the Inter University Level, 2013.
Participated and won various events at LeFiestus 09, 10 and 11.
Actively participated and won many events at School level (Cricket, Kho-Kho, F
Events, Science Exhibitions etc.).

OTHER INFORMATION
Skill Set
MS Excel
Libra Office
Interests

Avid reader of Business Newspapers

Solving Mathematics Puzzles.
Recently developed interest in Stock Market.
Watching Cricket.

Languages
Spoken

English and Hindi

Certificate of achievement in FLIP National Challenge: Finance and Banking Fundamental,

2012
Distinction in NSEs Certification in Financial Markets ( NCFM )-Beginners Module, 2011
Awarded Certificate for Young Talent, Karnal, 2005.

WORK EXPERIENCE

ICICI Bank, Karnal

Solution manager, Enterprise Credit
Managing the entire credit application process, from Log-in to Disbursement.
Detailed analysis of the financials of proprietorship firm, Partnership Firm and Companies for funding
them. Preparing & presenting various reports to the top management and helping them evaluating
proposal for funding of working capital Loan & Term Loan.
Coordinating with legal, technical and Risk Team for processing proposal.
Responsible for TAT of delivering Sanction Letter & Final disbursement.
Resolving customer issue pertaining to sanction & disbursement process.
Ensuring proper utilization of funds by existing customers and monitoring behavior of their limit accounts.
Building good relationship with the bank staff & client by responding appropriately to the queries of all
bank/clients.
Supporting other relationship manager and the bank sales team by coaching them in company knowledge,
products, services & selling Skills, accompanying them on client visits.

PROJECTS UNDERTAKEN
Factors Affecting Selection of Equity Shares: Research study on a sample of
UBS
200 equity investors, from Karnal and Chandigarh, to determine the factors
(2013-14)
that influence equity investment decision process and asses if there is any
significant difference among the influential factors for different demographics.
Analysis of Satisfaction Level of Bank Customers: Comparative study on
UCO Bank
satisfaction level of customers with CASA benefits and services rendered by
(Jun-Jul, 2013)
different public and private banks and further assessment of expected levels of
service quality by customers.
UBS
Consumers Attitude towards Beauty Products: Analysed factors affecting
(2012-13)
consumers purchase behaviour for beauty products by employing a structured

questionnaire as an assessment tool.

EXTRA CURRICULAR ACTIVITIES

Positions of
responsibility

Competitions
Participated/Won

Senior core committee member of Alumni Cell, UBS 2013-14

Responsible for managing UBSs social media presence, as a part of PR cell
2013
Active member of JUIT Youth Club for two consecutive years 2010-12.
Coordinated various events during LeFiestus-09 and 10, including the most
popular event Pahchan Kaun ( LAN gaming event).
Organized a Thalesemia Awareness Campaign in Shimla on 15th Aug, 2010.
Successfully cleared the Inter College Level of The Best Manager
competition and qualified for the Inter University Level, 2013.
Participated and won various events at LeFiestus 09, 10 and 11.
Actively participated and won many events at School level (Cricket, Kho-Kho,
Field Events, Science Exhibitions etc.).

OTHER INFORMATION
Skill Set
MS Excel
Libra Office
Interests

Avid reader of Business Newspapers

Solving Mathematics Puzzles.
Recently developed interest in Stock Market.
Watching Cricket.

Languages
Spoken

English and Hindi

ACADEMICS

Degree

Board / University

MBA-Gen
Graduation Degree
Class XII
Class X

University Business School

Jaypee University Of Information Technology
CBSE
CBSE

Year

%/CG

2012-14
2012
2008
2006

64.
74.
83
83