IBPS specialist officer interview questions can be grouped into below categories

HR questions
Profile based questions
Personality test questions
Decision making questions
Professional knowledge questions
I have listed major questions in a free download document.You can download the
document from download link shared at the end of this article.
Expected Interview Questions:
It is not enough to have solid answers only for the below questions but you
Need to be prepared for the full spectrum of questions that may be presented.
Tell me about yourself. (Even Qs related to your name/place can be expected if your
name/place has prominence )
Why did you choose this career?
Tell us about your education?
When did you decide on Banking career?
Arent you over qualified for this position?
How will your professional knowledge be helpful in the Banking career?
Do you have any plans for further education?
Do you have any actual work experience?
What have you been doing after graduation?
Why are you leaving your current position? ( for working professionals)
What other career options do you have?
What goals do you have in your career?
How do you plan to achieve these goals?
What do you know about banking?
What is a Bank?
Why do you want to work in the Banking industry?
What do you know about our company? (Should have an idea about important
products from various banks, tag lines etc)
Why are you interested in our company?

Why dont you join some private company?

How is your professional knowledge useful for our organization?
Why should I hire you?
What will you do if you get a better offer?
Who is your role model?
What are your short-term goals?
What is your long-term objective?
Where do you see yourself, five years from now?
What is your greatest strength?
What is your weakness?
What are your hobbies?
Tell us about your extracurricular activities.
Qs related to your achievements?
Are you a team player?
Do you handle pressure well?
Do you have any location preferences?
Will you relocate?
You must thoroughly prepare on inputs given in your bio data form (Before
submitting the Bio-Data form do take a Photostat copy of the same)
BANKING RELATED QUESTIONS:
Who is the Governor of RBI/chairman of SBI?
Who are the deputy governors of RBI?
What are the basics of Monetary policy?
What are the functions of RBI?
What are the important products or schemes launched by various banks recently?
How is your professional knowledge going to be useful for the bank?
What is CBS?
CORE stands for?
What is Green Channel?
NEFT/RTGS

IMPS
Any Ideas to improve Banking services?
What is POs?
What is Plastic currency?
What is an ATM?
What is a Debit card & a Credit card..?
Different types of A/Cs and their features?
What is a fixed deposit? (min and max periods for the same.)
TDR/STDR?
What is a gift card?
What is Dubai Crisis?
What is subprime crisis?
What is repo rate?
What is Reverse repo?
What is Bank rate?
What is SLR?
What is CRR?
What is Call money rate?
What is prime lending rate?
What is e-commerce?
What is m-commerce?
What is marketing?
What is an NPA?
SAFRAESI Act
What are NBFCs?
Online Banking?
Mobile Banking?
What is Fiscal Deficit?
M4: What is the current fisacl deficit?

M3- what is your qualification?

M3- are you working somewhere?
M3- Do you know something about Banking?
M3- when banks were nationalized,and how many banks were Nationalized?
M3- why Banks were Nationalized??
M3- What is Financial Inclusion??
M4- Why do you want to join Bank?
M4- what is the role of IT Officer in bank?
M4- Have you also applied for any other Bank Exam?
M5- What is RDBMS?
M5- Difference between DBMS & RDBMS?
M5- What is Normalization?
M1- what are the basic ingredients of IT?
F1- you have account in any bank and in which Bank and u use ATM?
F1- What is Brown Label Atm?
What is Operating System?
What is Unix?
Is Unix open source?
What is Artificial Intelligence? Can we call every computer as AI?
What is cloud computing?
What kind of services does cloud provide?
What kind of cloud facilities can a bank have?
What are the advantages for banks to use cloud?
What are the disadvantages for banks to use cloud?
What kind of clouds do we have? Public/Private
What vendors different cloud options do you know?

3. from where Ive completed my PGDM, Graduation and Schooling?

4. Work Experience and profile.
5. Why Banking Job and ever you have tried for banking job?
6. With which bank do you have bank a/c, and how you feel the ambiance of your
Bank (One of the Nationalized Bank?)
7. Do you know the work file what a Marketing Officer have in banks?

8. Bank rate, Base rate, PLR, Repo, who decides all these rates.
9. What do know about Financial Inclusion?
10. How Financial Inclusion is going to help Rural Population?
11. What is its Importance for the Economy and Banks, and how going to benefit
banks?
11. Why Marketing from Science Stream?
Expected Interview Questions:
It is not enough to have solid answers only for the below questions but you
Need to be prepared for the full spectrum of questions that may be presented.
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Tell me about yourself. (Even Qs related to your name/place can be expected if your
name/place has prominence )
Why did you choose this career?
Tell us about your education?
When did you decide on Banking career?
Aren't you over qualified for this position?
How will your professional knowledge be helpful in the Banking career?
Do you have any plans for further education?
Do you have any actual work experience?
What have you been doing after graduation?
Why are you leaving your current position? ( for working professionals)
What other career options do you have?
What goals do you have in your career?
How do you plan to achieve these goals?
What do you know about banking?
What is a Bank?
Why do you want to work in the Banking industry?
What do you know about our company? (Should have an idea about important products from
various banks, tag lines etc)
Why are you interested in our company?
Why don't you join some private company?
How is your professional knowledge useful for our organization?
Why should I hire you?
What will you do if you get a better offer?
Who is your role model?
What are your short-term goals?
What is your long-term objective?
Where do you see yourself, five years from now?
What is your greatest strength?
What is your weakness?
What are your hobbies?

1 Tell us about your extracurricular activities.

1 Q's related to your achievements?
1 Are you a team player?
1 Do you handle pressure well?
1 Do you have any location preferences?
1 Will you relocate?
You must thoroughly prepare on inputs given in your bio data form (Before submitting the Bio-Data
form do take a Photostat copy of the same)
BANKING RELATED QUESTIONS:
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34.

Who is the Governor of RBI/chairman of SBI?

Who are the deputy governors of RBI?
What are the basics of Monetary policy?
What are the functions of RBI?
What are the important products or schemes launched by various banks recently?
How is your professional knowledge going to be useful for the bank?
What is CBS?
CORE stands for?
What is 'Green Channel'?
NEFT/RTGS
IMPS
Any Ideas to improve Banking services?
What is PO's?
What is Plastic currency?
What is an ATM?
What is a Debit card & a Credit card..?
Different types of A/Cs and their features?
What is a fixed deposit? (min and max periods for the same.)
TDR/STDR?
What is a gift card?
What is Dubai Crisis?
What is subprime crisis?
What is repo rate?
What is Reverse repo?
What is Bank rate?
What is SLR?
What is CRR?
What is Call money rate?
What is prime lending rate?
What is e-commerce?
What is m-commerce?
What is marketing?
What is an NPA?
SAFRAESI Act

35. What are NBFCs?

36. Online Banking?
37. Mobile Banking?
CURRENT AFFAIRS TOPICS:
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14.

Fiscal Cliff.
Anti Rape law.
Gujarat Elections.
FDI in retail/ aviation and broadcasting.
NPAs of Banks.
Banking law amendment bill.
BASEL III Norms.
CRR issue.
India/ Pakistan series.
COP summit.
Anti Corruption movement.
Aam admi party/Arvind Kejriwal/ Anna Hazare/VK Singh.
CAG Coal gate scam.
Ronaldinho's visit / Order of Australia award for Sachin/ England India series and other
prominent events in sports world.
15. 21-12-2012.
16. Srinivasa Ramanujan.