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INTRODUCTION
Micro-Finance refers to small savings, credit and
insurance services extended to socially and
economically disadvantaged segments of society,
for enabling them to raise their income levels and
improve living standards.
The main aim of Micro-Finance is too provide loan
to the poor people or to below poverty line, who
are not able borrow from other sources and to
make their living standard better.
One of the greatest challenges before the Indian
sub- continent which accommodates more than
one-third of the population is poverty. India, one of
the BRIC nations with more than 1.2 billion
population is seen by many developed countries as
an emerging economy.
Indias economic growth has failed to make a
significant improvement in its poverty figures with
400 millionmore than the total in the poorest
African Nations- still stuck in poverty. Government
of India with its concern started various poverty
alleviation programs but they have failed to
deliver the objectives to the level which is desired.
The reasons may be many such as failure to reach
Objective:
Business Model of Grameen Bank, SHGs
Formation of Grameen Bank, SHGs
Role of Micro Finance in the current economy
Study about their interest rates
Role of women in the economy
Understand the Business Model of NABARD
And researched many important things
related to Micro Finance.
Research Method:
The data constitute both primary and
secondary data. The primary data used in the
study was collected through interview
schedule and questionnaire.
Secondary data are collected through
internet and data available from previous
publications in leading journals.