NATWARLAL MANIKLAL DALAL COLLEGE

GONDIA
DEPARTMENT OF MANAGEMENT TECHNOLOGY &
RESEARCH

Session: 2014-15

SYNOPSIS
ON
" A STUDY ON E-BANKING SYSTEM AND ITS
ROLE IN CASH MANAGEMENT "
Guided by
PROF. KHUSHBOO HOTCHANDANI
Submitted by
SANJAY S. SATHWANE
BBA III YEAR
For the partial fulfillment of Degree of Bachelor of Business Administration of
R.T.M. Nagpur University, Nagpur

INTRODUCTION
E-banking allow customer of a financial institution to conduct financial transactions on a
secure website operated by the institution, which can be a retail or virtual bank, credit
union or building society.
To access a financial institutions online banking facility, a customer having personal
Internet access must register with the institution for the service, and set up some
password(under various names) for customer verification. The password for online
banking is normally not the same as for telephone banking .Financial institutions now
routinely allocate customer numbers (also under various names),whether or not customers
intent to access their e-banking facility. Customer number normally not the same as
account numbers, because a number of account can be linked to the one customer
number. The customer will link to the customer number any of those accounts which the
customer controls, which may be chequy, saving, loan, credit card and other accounts.
Customer numbers will also not be the same as any debit or credit card issued by the
financial institution to the customer.

CASH MANAGEMENT
To substantiate an assumption that the advent of banking technology
has created a shift for the worse, it necessary to start from a baseline of
what once was. In the past, long before e-banking came into existence,
businesses managed cash much like individuals; they kept a check
register, update it with all transactions and balanced it at the end of the
month. Should the register balance come perilously close to zero or worse,
below zero, it was quite obvious how to handle the situation(stop spending
money or put some in).In the event of a bounced check, it was usually
discerned at balancing time what exactly the problem was and corrected
accordingly.

OBJECTIVES
1. To study the E-banking system and its impact on banking sector.
2. To study the role of E-banking system in cash management.

RESEARCH METHEDOLOGY
METHOD OF DATA COLLECTION
Sources of Data collection
Marketing research signally either primary or secondary.lt is the process of
systematic gathering according and analysis data from customers from the competitors
and the market.
a) Primary sources:i.

ii.

Direct Primary sources: Observation

Indirect Primary sources: Telephone Interviews, Questionaries , etc

b) Secondary sources;i.

Personal Document

ii. Public or official Document

2) Tools of Data collection
a. Observation method
b. Interview method
c. Questionnaire method
Survey method

ANALYSIS OF DATA
Data will be collected through above said source and data analysis will be
done through proper research.
FINDINGS
Findings of the Study will be produced after the data analysis.
SUGGESTIONS
Suggestion will be based on the findings after the analysis of data.
CONCLUSION
Conclusions of the study will be produced in Executive Summary.

WEBSITE
* www.google.co.in
* www.scribed.com
*www.wikipedia.com