November 13, 2014

From: Winly Joy L. Supnet

Phase-O (new), Blk-17, Lot-6
Francisco Homes SJDM Bulacan
To:

Juan Tamad
San Jose Del Monte Bulacan

Re: Demand Letter for Bounced Check

Dear Sir/Madam:
I regret to advise you that Bank of the Philippine Island (BPI) Check No.
123456 dated November 10, 2014 for the sum of P160,000.00 issued by you in
payment of agricultural land has been dishonored by the drawee bank for the
reason: drawn against insufficiency of fund/ account closed.
Pursuant to the provision of Batas Pambansa No. 22 in conjunction with
Republic Act 4885, I would ask you to make necessary arrangement for the
payment in full by the drawee bank of your check within five (5) banking days
after receipt of this notice.
Needless to state, in this connection, your failure to do so is a prima facie
evidence of deceit constituting false pretense or fraudulent act punishable
under the law.
Please be guided accordingly.

Very truly yours,

Winly Joy L. Supnet

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November 13, 2014

From: Winly Joy L. Supnet
Phase-O (new), Blk-17, Lot-6
Francisco Homes SJDM Bulacan
To:

Juan Tamad
San Jose Del Monte Bulacan

Re: Final Demand Letter for Bounced Check

Dear Mr./Mrs. Tamad:

We are writing on behalf of our client, Ugong who has been referred to us for
appropriate legal action the matter of your dishonored Check No. 123456
drawn against Checking Account No. 7891011 with the Bank of the Philippine
Island Bulacan branch in the amount of P160,000.00.
The said check was dishonored due to drawn against insufficiency of fund/
account closed on November 13, 2014. Our client sent you a notice of dishonor
last November 13, 2014 but you failed to deposit sufficient funds to cover said
check.
In view hereof, final demand is hereby made on you to deposit sufficient funds
or to replace the subject check with a cash payment within fifteen (15) days
from receipt of this notice.
Should we fail to receive said payment within the grace period given to you, we
shall immediately commence appropriate legal action to protect our clients
interest. We shall hold you responsible and liable for all expenses incurred in
view of our resort to legal remedies on behalf of our client including attorneys
fees.
Thank You.
Very truly yours,

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November 18, 2014

To:

Juan Tamad
San Jose Del Monte Bulacan

From: Winly Joy L. Supnet

Phase-O (new), Blk-17, Lot-6
Francisco Homes SJDM Bulacan

Dear Mr. Supnet

This refers to your demand letter dated November 13, 2014 which I received on
November 18, 2014. As of today, BPI was yet to release my ATM card, as a
result, I was not able to pay my obligation to you.
In this connection, may I seek an extension of payment to settle my obligation
with you.
Hoping for your kind consideration regarding this matter.

Sincerely yours,
Juan Tamad

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