THE GSIS

The GSIS is a social insurance institution created under Commonwealth Act Number 186 that was passed
on November 14, 1936. To secure the future of all employees of the Philippine government, it provides
and administers a pension fund that has the following social security benefits: compulsory life insurance,
optional life insurance, retirement benefits, and disability benefits for work-related accidents and death
benefits.
Likewise, the GSIS manages the General Insurance Fund as mandated by Republic Act 696 or the Property
Insurance Law. It provides comprehensive protection to government insurable interests.
MANDATE

The GSIS is created by Commonwealth Act No. 186 that was passed on November 14, 1936, and later
amended under Republic Act No. 8291 dated June 24, 1997.

GSIS, as designed in its charter, is a social insurance institution under a defined benefit scheme. It
insures its members against the occurrence of certain contingencies in exchange for their monthly
premium contributions.

The social security benefits available for all GSIS members are: compulsory life insurance, optional life
insurance, retirement benefits, disability benefits for work-related contingencies and death benefits.

In addition, the GSIS is entrusted with the administration of the General Insurance Fund by virtue of R.A.
656 of the Property Insurance Law. It provides insurance coverage to assets and properties that have
government insurable interests.

COVERAGE

The GSIS covers all government workers irrespective of their employment status, except:
- Members of the Judiciary and Constitutional Commissions who are covered by separated retirement
laws;
- Contractual employees who have no employee-employer relationship with their agencies;
- Uniformed members of the Armed Forces of the Philippines and the Philippine National Police, including
the Bureau of Jail Management and Penology and the Bureau of Fire Protection.
BENEFITS AND SERVICES
The principal benefit package of the GSIS consists of compulsory and optional life insurance, retirement,
separation, and employee's compensation benefits.
SERVICE PRIVILEGES
Active GSIS members are entitled to the following loan privileges: salary, policy, emergency and housing
loans, subject to the cross-default policy of the System (CLIP).
ORGANIZATION
The governing and policy-making body of the GSIS is the Board of Trustees, the members of which are
appointed by the President of the Philippines.
The GSIS workforce consists of 3,104 employees, 52% of whom are in the Head Office while the
remaining 48% are in the Branches. To date, the GSIS has 15 Regional Offices, 25 Branch Offices and 18
Satellite Offices nationwide.

SSS Philippines, the Social Security System (SSS) of the Philippines.
The Policy of SSS Philippines:
It is the policy of the State to establish, develop, promote and perfect a sound and viable tax-exempt
social security system suitable to the needs of the people throughout the Philippines which shall promote
social justice and provide meaningful protection to members and their families against the hazards of
disability, sickness, maternity, old age, death and other contingencies resulting in loss of income or
financial burden. Toward this end, the State shall endeavor to extend social security protection to workers
and their beneficiaries. (Section 2, RA 8282)
SSS Vision and Mission Statement
The SSS aims to develop and promote a viable, universal and equitable social security protection scheme
through world-class service.
Viable. Social security protection shall be provided through generations.
Universal. Social security protection shall be provided to all residents of the Philippines, citizens and non-
citizens alike, regardless of creed, gender, age, geographic location and economic status, especially the
disadvantaged, so that no one will become a burden to society.
Equitable. Fair and uniform coverage shall be made available to all. Benefits shall be meaningful and able
to sustain a decent standard of living.
World-class service. Social security service that is prompt, accurate and courteous shall be provided to
ensure total member satisfaction.
Corporate Values
The SSS aims to institutionalize a corporate culture that instills the core values of trust, empowerment
and teamwork.
Contact SSS Philippines:
SSS Building East Avenue
Diliman Quezon City
Philippines

PHILHEALTH

Vision, Mission, Core Values
Vision
Adequate and Affordable Social Health Insurance Coverage for ALL Filipinos.
Mission
To ensure adequate financial access of every Filipino to quality health care services through the effective
and efficient administration of the National Health Insurance Program.
Core Values
People and Partnership
The alliance we have made are the wheels of our program. Our members are at the core of our operations
and it is our duty to serve the public.
Harmony
Team PhilHealth moves as one, otherwise, we could not have reached nor surpassed our goals.
Innovation
We support new and bright ideas to improve our operations, and apply the Balanced Scorecards into how
we carry out our tasks.
Leadership
The entire PhilHealth organization leads and drives the health system reforms in the country.
Honor, Accountability and Transparency
We are the custodians of public coffers and we owe it to the people to keep the program afloat for future
generations.
Excellence and Lifetime Learning
We do not just meet targets; we surpass them because we are movers and shapers. We are the few who
make things happen but we continue to learn new things.
Health for All
We aim for universal coverage. Right now, we cover eight out of every ten Filipinos, and we aspire to
sustain this coverage in the long-term.

Introducing The Pag-IBIG Fund Philippines
Pag-IBIG Fund is the other name, albeit an easy to remember one, of the Home Development Mutual
Fund (HDMF). Pag-IBIG is an acronym which stands for...
Pagtutulungan sa Kinabukasan:
Ikaw,
Bangko,
Industriya, at
Gobyerno.
It is a government-controlled, Philippine corporation that serves as provident and housing fund, pooling
together the investments of its members.
Essentially, Pag-IBIG Fund is a synergistic cooperation of its various stakeholders, which include the
following:
Ikaw -- mostly local employees of the Philippines with conterpart contributions from their employers.
Individual paying members (Overseas Filipino Workers, self-employed, dependent members) may
also become members of Pag-IBIG Fund.
Bangko -- the local banking sector, plus other private financial institutions
Industriya -- including the Housing Industry such as real developers, and private employers
Gobyerno -- the Philippine Government
Established in June 11, 1978 through Presidential Decree No 1530, the Fund has two very important
mandates, namely:
Geration of Savings by pooling together the contributions of its members.
Home Financing by providing housing loans to its members at a low interest and long term
payment.
Up to this day, the Pag-IBIG Fund has become the partner of the Filipino in realizing his dream of owning
real property at an affordable price. Indeed, it is living up to its name of helping and uniting the four
sectors of society, namely: the Filipino people, the financial sector, the industrial sector and the
government sector, to achieve the future that they have always wanted by providing homes for Fund
members through the creation of an efficient savings system.