Course Code: M.I.S.-3501 Course Title: Management Information Sytem Semester: 5 th Section: A! Assignment "ame# M..I.S. of F.S.I.B.L. Submitted To: Sultana A$ter %ecturer D.B.A. II&'. Submitted By: (umayra )arannum B0*1+30 )asma (alima B0*1++, Shaheda -ar.in Anie B0*1+0+ /ule$ha )os /onse B0*1+3+ 0ausar A$hter B0*1+13 2o3shar Ara Begum B0,3+5+ Ac$no3ledgement )his assignment is the result of a group 3or$ on topic 4Management Information Sytem of 5irst Security Islami Ban$ %td6. Doing any report is al3ays 7een a hard and hectic 8o7 as 3e ha.e to gather lots of information and ha.e to 3or$ on it thoroughly. 9ithout help from others as a mean of encouragement: references: guidance: it 3ould ne.er 7e possi7le to complete any pro8ect.
5or the proper completion of our pro8ect ;rst and foremost 3e 3ould li$e to than$ deeply our honora7le instructor Mrs. Sultana Akter for gi.ing us the opportunity for 3or$ing on this pro8ect 7ecause 3e 7elie.e that this pro8ect pro.ides us 3ith a .ast learning scope in management information system. )his pro8ect gi.es us the glimpse a7out ho3 interesting and important any system could 7e.
9e also li$e to sho3 our gratitude to Mr. MD. (arun-<2- 2ashid 3ho helped us in formulating yhe idea in statistical analysis and many issues li$e these 3hich 3ere complete impediments for us in this pro8ect. "<. '<")=") -A>= "<. 1. <rgani?ation!s Introduction 5 2. )heir Misson-@ision-Strategy 6 3. Areas of Branches 7 4. Main <78ecti.e of 5.S.I.B.%. 8 5. Information System of 5.S.I.B.%. 8 6. Management <.er.ie3 9 7. Business -rocess Model 10 8. <rgani?ation 'omputing 2esources 10 9. Soft3are 2esources 11 10. (ard3are 2esources 12 11. 'omputing )ype 12 12. <rgani?ation transaction processing system 12 13. -ayroll )-S 13 14. 'ustomer Identi;cation 14 15. =mployees 2ecord 15 16. 2eal time Ban$ing 16 17. <nline 'omplains 17 18. Ad.ices 18 19. Account <pening 19 20. <nline Acti.ity 20 21. <nline Ban$ing 21 22. &tility Bills 21 23. SMS Ban$ing 21 24. Bene;ts of Mo7ile Ban$ing 21 25. 9hat does 5SIB Mo7ile 7an$ing oAerB 22 26. =C'(A">= (ouse 22 28. A)M Ban$ing 23 29. 'ar 5inancing 24 30. (<M= %oan 25 31. SM= 5inancing 25 32. Schedule <f Ban$ charges 26 33. 2elationship of MIS 3ith )-S 28 34. 'onclusion and future 3or$ 31 35. S&>>=S)I<" 32 36. 2=5=2="'= 32 First Security Islami Bank Limited: 5irst Security Islami Ban$ %imited D 5SIBE 3as incorporated in Bangladesh on +* th August 1*** as a 7an$ing company under 'ompanies Act 1**F to carry on 7an$ing 7usiness. It o7tained permission from Bangladesh Ban$ on ++th Septem7er 1*** to commence its 7usiness. )he Ban$ carries 7an$ing acti.ities through its SiGty SiG D11E 7ranches in the country and another one 7ranch in the 'anada. )he commercial 7an$ing acti.ities of the 7an$ encompass a 3ide range of ser.ices including accepting deposits: ma$ing loans: discounting 7ills: conducting money transfer and foreign eGchange transactions: and performing other related ser.ices such as safe $eeping: collections and issuing guarantees: acceptances and letter of credit. 5irst Security Islami Ban$ %td. +3: Dil$usha 'ommercial Area: Dha$a-1000: Bangladesh )elephone# *510++*D(untingE: *55033F: H1H10+*-30 5aG# ,,0-+-*51113H MAIN SERVICES: Consumer Banking: 5irst Security pro.ide Mortgages: 'redit 'ards: -ersonal %oans: Auto %oans: Islamic Ban$ing: and 9ealth Management products. In order to maGimi?e customer con.enience: they oAer +F-hour -hone Ban$ing: SMS Ban$ing: A)M 'ards and @ISA De7it 'ards: as 3ell as <nline Ban$ing and state of the art 7ranches. !olesale Banking: 9holesale 7an$ing pro.ides )ransactional 7an$ing: De7t 'apital Mar$ets: 'orporate 5inance:Deri.ati.es I 'ommodity 5inance and deposit products. Islami" Banking: 5irst Security SaadiJKs dedicated Islamic Ban$ing team pro.ides comprehensi.e nternational 7an$ing ser.ices and a 3ide range of Shariah compliant ;nancial products that are 7ased on Islamic .alues.
VISION AN MISSION AN STRATE!": #ISI$%: )o 7e the uniJue modern Islami Ban$ in Bangladesh and to ma$e signi;cant contri7ution to the national economy and enhance customer!s trust and 3ealth: Juality in.estment: employee!s .alue and rapid gro3th in shareholder!s eJuity. MISSI$% : )o 7e the most caring and customer friendly and ser.ice oriented 7an$. )o create a technology 7ased most eLcient 7an$ing en.ironment for its customers. )o ensure ethics and transparency in all le.els. )o ensure sustaina7le gro3th and esta7lish full .alue of the honoura7le shareholders and A7o.e all: to add eAecti.e contri7ution to the national economy. ST&AT'(): )o stri.e our customers 7est satisfaction I 3in their con;dence. )o manage I operate the 7an$ in the most eAecti.e manner. )o identify customers! needs I monitor their perception to3ards meeting those reJuirements. )o re.ie3 I updated policies: procedures I practices to enhance the a7ility to eGtend 7etter customer ser.ices. )o train I de.elop all employees I pro.ide them adeJuate resources so that the customers! needs reasona7ly addressed. )o promote organi?ational eLciency 7y communicating company plans policies I procedures openly to the employees in a timely fashion. )o ensure a congenial 3or$ing en.ironment. )o di.ersify portfolio in 7oth retail I 3holesale mar$ets. A&'AS $F B&A%C*'S: Bran"! %et+orks and Inter ,i-ision and Bran"! Coordination# At present: the 7an$ has 11 7ranches of 3hich +1 7ranches are in Dha$a Di.ision: +5 7ranches are in 'hittagong Di.ision: 01 7ranches are in Sylhet Di.ision: 03 7ranches are in 2a8shahi Di.ision: 0F 7ranches are in 0hulna Di.ision and 0+ 7ranches are in Barishal Di.ision and another one is in 'anada. All the 11 7ranches are computeri?ed under distri7uted ser.er en.ironment. Another fe3 7ranches are planning to open 3ithin Decem7er +011. 5SIB% has already started their on-line: SMS and A)M 7an$ing facilities for their clients. MAIN OB#ECTIVES: 5irst Security Islami Ban$ is an international 7an$: focused on the esta7lished and emerging mar$ets of Asia 3ith an eGtensi.e glo7al net3or$. )he three principal 7usiness groups are )reasury: 'onsumer Ban$ing and 'orporate and Institutional Ban$ing. )heir main o78ecti.e is to oAer outstanding .alue to their customers 7y pro.iding $no3ledgea7le: eLcient and relia7le ser.ice in a personal: helpful and responsi.e manner. 'entral to this ser.ice philosophy is the professional consultati.e approach they ta$e 3ith each customer. By getting to $no3 the customer 7etter: they can identify the customerKs needs and match them 3ith Juality products 3hich suit their 7est. INFORMATION S"STEM IN FIRST SEC$RIT" BAN%: As 5I2S) S='&2I)M IS%AMI BA"0 started their 7usiness in BA">%AD=S( in 1***.)hey are using I) since the start of their 7usiness in BA">%AD=S(. I) creates an e.olution in 3hole 3orld in e.ery 7usiness and so in 7an$ing system. "o3 in 5irst Security 3ith the help of IS the daily transactions are recorded in 7ranch computers and these 7ranch computers are then connected to the main head oLce ser.er so in this 3ay they $eep their daily process update on daily 7asis. As )ime is money: and due to IS 5irst Security 7an$ ma$e thousands of transactions per day. In fact: IS ma$es 3hole process much more Juic$: simple and relia7le. Due to IS employees can easily connect 3ith other 7ranches: customer ser.ices get impro.ed: and online 7an$ing emerged and lot of others 7ene;ts. 5irst Security <nline is an inno.ati.e <nline Ban$ing ser.ice that you can tailor to suit your precise 7an$ing needs. It gi.es you con.enient: round-the-cloc$ 7an$ing ser.ices ranging from day-to-day account transfer transactions to real-time .alua7le ;nancial information. "o3 you can manage your ;nances anytime: any3here.
Following softwares is used for the functioning of our information system and organization; Applcato! Software : Following application softwares are used in our organization and functioning of our information system; Microsoft <Lce "<D3+ Anti-@irus Ado7e 2eader
System Soft+are : Following application softwares are used in our organization and functioning of our information system; N<perating System D9indo3s C- and %inuGE for -'!s. N9indo3s +003 ser.er for mainframes. &ard'are Resources : Following hardware resources are required for the functionality of ! and organization" -ersonal computers 'anon Document Scanners (- -rinters "et3or$ing cards 'urrency counter 'oin counters (- Digital Scanners Dell Mainframes 'omputing )ype# n First !ecurity slami Ban#$ they are using client%server networ# &ecause it is accessi&le and the employees easily share the data and this networ# is cheaper than others and this is easily maintaina&le and managea&le' (ll the data save in main server or )*B and employees can easily access it' +his type of computing system provides an easy access and efficient flow of data$ which increase the functionality of organization $rgani.ation transa"tion /ro"essing system: )ransaction -rocessing System# ( +ransaction ,rocessing !ystem -+,!. is a type of information system' +,!s collect$ store$ modify$ and retrieve the transactions of an organization' ( transaction is an event that generates or modifies data that is eventually stored in an information system' From a technical perspective$ a +ransaction ,rocessing !ystem -or +ransaction ,rocessing Monitor. monitors transaction programs$ a special #ind of programs' +he essence of a transaction program is that it manages data that must &e left in a consistent state' )-S in 5irst Security Ban$ # Effective transaction processing system is wor#ing in First !ecurity Ban# that offer enterprise the means to rapidly process transactions to ensure the smooth flow of data and the progression of processes throughout the enterprise' -ayroll )-S# n First !ecurity slami Ban# payroll +,! is designed to get information and record of the employee and then to calculate his%her annual earning' t get information a&out the employee from the employees department and from general ledger and send it to payroll +,! from where it lin#s that information with the previous record and prepare a report which is forwarded to management' Management ta#es notice the /012 record of the employees efficiency to wor# and may declare added &onus or other incentive' +his report is chec#ed and approved &y the &ranch manager after which chec# is issued to the employee' (nd when that chec# is cashed$ the record is updated in the general ledger as well as the master payroll -)*B.' 3eneral 0edger 0 4hec# ssued to Employee Employee Data Managemen t 5eports ,ayroll Master File -)*B. ,ayroll +,! 3eneral 0edger 0 4hec# passes &y Manager Customer Identi0"ation: In 5irst Security Ban$ there is their own information management named software Virses is working which is connected to NADRA. So if any new client wants to open an accont in the !ank the system atomatically send a re"est to NADRA to check and #erify the cstomer ID nm!er. $hich helps the management to identify whether he%she is sing his original ID card or not. 'm/loyees &e"ord:
nput -D 6. Managemen t )*B 7irses 1(D5( -customer identification. All employees are spposed to login when they enter the !ank and logot on lea#ing& !y tracing their thm! impressions on !iometric de#ice. 'his de#ice is connected with the ()* which continosly makes record of their hors spent in the !ank. Moreo#er& the !ank has their own setp named +N which makes records of all the transactions made !y an employee. 'his help management to monitor the working efficiency of an employee. &eal time Banking:
Employee 8o& 0ogin )*B Biometric Device 9 01 Employee 8o& 0ogout In many circmstances the primary factor is speed. ,or e-ample& when a cstomer withdraws a sm of money from his or her accont the transactions are processed and the accont !alance pdated as soon as possi!le& allowing !oth the !ank and cstomer to keep track of fnds. 'he new transaction is send to +N. 'he +N enters the ()* where the specified file is accessed. 'he pdates are made entered there and finally the pdate is done.
1ew +ransactions$ *pdates )*B 01 *pdated $nline Com/lains: 5irst Security Islami Ban$ allows the cstomer the option of online complains. 'he cstomer s!mits the online complain which is then processed !y .stomer Ser#ice '/S which is linked !y management and after the pro!lem identification it is send to the concerned department.
4ustomer :ueries 4ustomer !ervice +,! !end to 4oncerned Dept' dentify ,ro&lem Ad-i"es: As all of the record of the cstomers are stored in main ser#er 0()*1 of 5irst Security Islami Ban$& so incase if someone accont !alance is getting near to 2ero the system atomatically alert the management a!ot that. 'hen manager take manal action and send him%her the ad#ice 0a letter& mail or phone call1 to check the accont !alance.
(ccount (lert )*B 4ustomer !ervice +,! Management (dvices !end to 4ustomer A""ount $/ening: +his +,! is designed for opening a new account in the &an#' "!put: 3ive &io data$ 14 no'$ income$ city name' #rocess: nformation sends to the /virses2' Output: new account opened in the &an#'
Dept 7irses $nline A"ti-ity: Purpose: 'ransfer fnds with the organi2ation. Input: .oncerned *ranch code& city name& accont title& amont 3 the transaction. Process: 'he information will send to organi2ation ser#er 0()*1. Output: 'ransfer of fnd to the concerned !ranch. O!l!e $a!%!&: Category: Internet Banking
(pplicant )*B 4ustomer !ervice +,! Fund transfer to 4oncerned (%4 Dept Description: Online any Branch Banking F!B have set up <ide (rea 1etwor# through 5adio$ Fi&re=;ptics 9 other availa&le communication media systems to provide any &ranch &an#ing to our customers' 4ustomer of one &ranch is now a&le to deposit and withdraw money at any of our &ranches' (ll Branches are included in our <ide (rea 1etwor#' 1o ++%DD or cash carrying will &e necessary' 'tlt( $lls: +he utility &ill>s received following &ranches " $ra!c) *a+e $ll,s -(pe Moha#hali$ Dha#a DE!4; +op#hana$ Dha#a *nder process -Electric &ill. 3ulshan $ Dha#a +itas 3as !hafipur $ 3azipur Dha#a ,ally Biddut !humitty ?eranihat$ 4hittagong ,ally Biddut !humitty Biswanath $ !ylhet ,ally Biddut !humitty SMS Banking: First !ecurity slami Ban# 0td' has officially launched !M! &an#ing service from Decem&er @A$BCCA' t was the first &an# to offer &an#ing facilties through a wide range of mo&ile phones' !M! -!hort Messaging !ystem. is an extremely unsecure method to domo&ile &an#ing' $e!efts of .o/le $a!%!&: By providing electronic access to money$ it is possi&le to ultimately alleviate poverty$ &ecause of the following reasons' = 5eal time on=line &an#ing = (vaila&le anytime$ anywhere throughout the country = t is convenient$ afforda&le and secure = t is much more effective in developing savings ha&its = t will ma#e access to &an#ing and advanced payment transactions at afforda&le cost = t is much safer$ speedy and safeguard against fraudulent transactions' 0)at 1oes 2S"$ .o/le /a!%!& offer3 = 4ustomer 5egistration = 4ash=in -cash deposit. = 4ash=out -cash withdrawal. = Merchant ,ayment = *tility ,ayment = !alary Dis&ursement = Foreign 5emittance = (ir=time +op=up = Fund +ransfer EXCHANGE House: CA*A4A Manager First !ecurity slami Exchange 0td' DCEC Danforth (venue +oronto$ ;1 ME4 @1B$ 4anada +el" FEA=DGB=CHHH$ FEA=DGB=@HHH Fax" FEA=DGB=BHHH Email" managerIfsiel'com$ customerserviceIfsiel'com ATM Card: Purpose: 4asy with draw of cash. Input: 5i#e !io data& income smmary& company name& NI.. Process: NI. no. and !io data send to #irses which directly linked to NADRA. If information is correct then it is forward to cstomer ser#ice centre. Output: Isse of credit card. A-. $a!%!&: (pplicant )*B 4ustomer !ervice +,! 1ew (%4 ;pened dentification (%4
Dept 7irses (+M ssued Car Finan"ing:
Purpose: +easing a new car. Input: Accont title& down payment amont. Process: 'he information is send to the ()* and #erify the accont of cstomer and make the schedle for leasing for the gi#en period of time. Output: .stomer can get a new car.
(pplicant )*B 4ustomer !ervice Managers ssuance dentification (%4 $ Finance Dept' 5O.E 6oa! : Purpose: +easing a new flat. Input: Accont title& down payment amont. Process: 'he information is send to the ()* and #erify the accont of cstomer and make the schedle for leasing for the gi#en period of time. Output: .stomer can get a new home. S.E 2!a!c!&: ,irst Secrity Islami *ank +imited participated in SM4 ,inancing ,air held on Decem!er 6& 7889 at /an /acific Sonargaon (otel. /rime Minister Sheikh (asina inagrated the fair as .hief 5est. In the inagration ceremony Mr. AAM :akaria& Managing Director signed an agreement with A,,I; .onsmer /rodcts +imited nder SM4 ,inancing Scheme. /hotograph shows Mr. AAM :akaria& Managing Director& ,SI*+ is seen with /rime Minister Sheikh (asina along with Managing Directors of other *anks and N*,Is. /hotograph shows .ommerce Minister Mr. ,ark <han is #isiting ,SI*+ Stall in the fair.
Schedule Of Bank charges"
Mana(ement in)ormation system: &elations!i/ of MIS +it! T1S: MIS reports and smmari2es the organi2ation=s !asic operations and these reports come from the !asic transition processing systems. In case of or organi2ation the '/S=s of A'M .ards& /ayroll and .stomer identification etc. pro#ide the !asic information a!ot the organi2ation=s acti#ities. +hese activities are then summarized in the form of reports for the manager so that they can chec# whether the firm is wor#ing properly or not' f there are some flaws then they ta#e control measures to fix those ' /ayroll master ,ile ..I info master ,ile 4mployees Info master file .stomer Accont master ,ile .stomer >eries master ,ile .stomer Master file +ransaction processing system Management information system ,ayroll +,! ."S 2"6ES ,ayroll data of employee
(dvices +,! +ransaction processing system Management information system ."S 2"6ES (dvices data
4ustomer data
4ustomer data 4ustomer data 4ustomer account +,! 4ar Financing +,! M! 5eport Managers ;nline activity +,! Conclusion and )uture 'ork: CO*C6'S"O*: A management information system is a system or process that pro#ides the information necessary to manage an organi2ation effecti#ely. MIS and the information it generates are generally considered essential components of prdent and reasona!le !siness decisions. 'his report discses all the acti#ities that the Management Information System perform in or selected organi2ation ,irst Secrity Islami *ank. 'he reports starts with the !ackgrond history of the !ank sch as when it esta!lish in *angladesh. 'he !ranches& pre and post era etc. It e-plains all the '/S how the transactions are made !y the !ank& sing of these '/S from the new e#ents sch as accont opening& new allowances etc to the rotine work inclding cash and payments record& pdating of records& payroll and the processing of the complaints. 'hese '/S holds all the acti#ities from the manager and employees to the cstomers. 'he report discses the in!ond and the ot!ond logistics and relate all the processes of '/S sed in the !ank with the MIS& ena!ling the !ank to pro#ide the "ality and satisfactory ser#ices to their cstomers. Also incldes the inter relations& of all the entities in the data!ase of the !ank. 4RD diagram represents all these relations. S'77ES-"O*: 'he !ank is sing the IS #ery efficiently and increasing its profita!ility& !t still there are many things that shold !e impro#ed. $ith the increase in the technology& the !ank shold made its IS p?to?date for pro#iding !est ser#ices to their cstomers and attracting more cstomers and increasing its prodcti#ity. 'he secrity of these system shold !e made. .redit cards system shold !e impro#ed pro#iding the ni"e facilities to their cstomers which the other !anks has not yet introdce. RE2ERE*CE: MD. (AR)N?@R?RAS(ID MANA54R 0@/4RA'I@N1 A!ilee Road *ranch BCD&A!ilee Road& .hittagong&*angladesh. 8"S"-"*7 CAR4 :