Economic and Political Weekly is collaborating with JSTOR to digitize, preserve and extend access to Economic and Political Weekly. The target-oriented approach and heavy concentration in minor irrigation lending were the main causes of overdues. A comparison between the performance of PLDB and local branch of a commercial bank has shown how the latter has a better edge over the former.
Economic and Political Weekly is collaborating with JSTOR to digitize, preserve and extend access to Economic and Political Weekly. The target-oriented approach and heavy concentration in minor irrigation lending were the main causes of overdues. A comparison between the performance of PLDB and local branch of a commercial bank has shown how the latter has a better edge over the former.
Economic and Political Weekly is collaborating with JSTOR to digitize, preserve and extend access to Economic and Political Weekly. The target-oriented approach and heavy concentration in minor irrigation lending were the main causes of overdues. A comparison between the performance of PLDB and local branch of a commercial bank has shown how the latter has a better edge over the former.
Reviewed work(s): Debating Muslims: Cultural Dialogues in Postmodernity and Tradition by Michael M. J. Fischer; Mehdi Abedi Source: Economic and Political Weekly, Vol. 27, No. 24/25 (Jun. 13-20, 1992), pp. 1257-1258 Published by: Economic and Political Weekly Stable URL: http://www.jstor.org/stable/4398513 Accessed: 27/12/2009 01:02 Your use of the JSTOR archive indicates your acceptance of JSTOR's Terms and Conditions of Use, available at http://www.jstor.org/page/info/about/policies/terms.jsp. JSTOR's Terms and Conditions of Use provides, in part, that unless you have obtained prior permission, you may not download an entire issue of a journal or multiple copies of articles, and you may use content in the JSTOR archive only for your personal, non-commercial use. Please contact the publisher regarding any further use of this work. Publisher contact information may be obtained at http://www.jstor.org/action/showPublisher?publisherCode=epw. Each copy of any part of a JSTOR transmission must contain the same copyright notice that appears on the screen or printed page of such transmission. JSTOR is a not-for-profit service that helps scholars, researchers, and students discover, use, and build upon a wide range of content in a trusted digital archive. We use information technology and tools to increase productivity and facilitate new forms of scholarship. For more information about JSTOR, please contact support@jstor.org. Economic and Political Weekly is collaborating with JSTOR to digitize, preserve and extend access to Economic and Political Weekly. http://www.jstor.org to the problems of LDBs, the following may be mentioned. Inadequate investment loan amount coupled with lack of short-term credit acted as a major cause of loan delinquency. The target-oriented approach and heavy concen- tration in minor irrigation lending which turned out infructuous were the main causes of overdues. Defaults were mainly due to inadequacy of net incremental income. Mortgage of land has not proved to be a realisable security because when the lands of wilful defaulters were sought to be auc- tioned, there were no bidders. A comparison between the performance of PLDB and local branch of a commercial bank has shown how the latter has a better edge over the former in respect of funds availability, procedural simplicity, flecibility in security and lending for diversified pur- poses. While the PLDB was rigid and could not deviate from the rules, the local branch was following a flexible approach in its security norms. The commercial bank branch advanced loans mainly for diversified activities while the LDB's lending was still confined to land-based investment. More and more such area-specific, opera- tion-oriented research programmes are re- quired in order to bring out problems of rural lending institutions arising from dif- ferences in socio-economic background, status of land reforms and crop pattern even between one district and another within the same state. It is from this concern that we have to appreciate these two studies and recommend their perusal by researchers and bankers. De-Essentialising Islam Vinay Lal Debating Muslims: Cultural Dialogues in Postmodernity and Tradition by Michael M J Fischer and Mehdi Abedi; The University-of Wisconsin Press, Madison, Wisconsin, 1990; pp xxxvi + 564, S 49.75 (cloth), S 23.50 (paper). IN the older literature on west Asia and the Muslim world, Islam,almost invariably ap- pears as a religion of fanaticism, austere in its outlook, menacing in its proselytising tendencies, intellectually impoverished, an- tagonistic towards reason, monolithic in its structure, and above all essentially different from western enlightenment, capitalism, and democracy. The west's representations of Islam have by no moans altered significant- ly, and the study of west Asian history re- mains a largely backward field. No school such as that of the 'subaltervns' adorns the study of west Asian history as it does the study of Indian history, and respectable scholars such as Bernard Lewis continue benignly to write, as in his piece on 'The Roots of Muslim Rage' in The Atlantic Monthly (September 1990), on the alleged- ly ineradicable difference between the democatic west and the Islamic world, con- trasting for example the principle of separa- tion between church and' state enshrined in the American constitution to the avowedly theocratic nature of the state in many Islamic cuntries. The recent controversy over the Satanic Verses, and Khomeini's decree calling for the death of Salman Rushdie, have done little to enhance Islam's feputation in the west. Nonetheless, the in- tellectual traditions and practices by which th west has sought to understand and repre- sent Islam have been subjected to severe scrutiny over the last few decades by scholars like Anwar Abdel Malek, Raymond Schwab, and Edward Said. Debating Muslims, a work of two an- thropologists at Rice University, partakes of some of the recent' scholarship on Islam, such as Lila Abu-Gughod and Alloula Malek's writings on veiling, that has used the insights of feminism, Marxism, post- structuralism, and post-modernism in the two-fold task of deconstructing some cherished notions of western orientalism and attempting to restore to the native his or her suppressed voice. The older categories of analysis, usually construed in sterile opposi- tions like faith and reason, backward and developed, traditional and modern, where the second term of each pair is privileged and thought to characterise the west (or the local modernising elites), are rejected by Fischer and Abedi. What they substitute in its place is a historically-informed sociology and a notion of Islam that enables us to see it as a religion with variable levels of mean- ing and interpretation. The voices that emerge from the world of Islam are multi- farious and speak to us with different urgen- cy and intent. If Islam seems rather remote, the authors attempt to make it rather more intimate by conveying the oral life-world of Muslims. Thus there are stories of scholars, clerics, teachers, students, shopkeepers, and others; as Abedi, himself a Shi'ite from Iran, says, "the lived-in world of contemporary experience" brings to "life the worlds of scholarship familiar from texts" (p 5). It is the figure of several concentric circles that comes to mind in describing Debating Muslims. Islam is the backdrop to all the seven chapters, but it is Islam in Iran, with its predominant Shi'ite population, that especially interests Fischer and Abedi. Iran, Islam, and Shi'ism exist ih a state of tension in relation to each other in the diverse essays that constitute Debating Muslims. Smaller concentric circles are formed by Baha'ism, a world-wide faith originating in Iran; Zoroastrianism, the pre-Islamic religion of Iran; the varying traditions of textual ex- egesis of the Ouran; and the modern day fundamentalism of Islamic ideologues and clerics like Khomeini and his followers. Another set of concentric circles locates Shi'ism, not in relation to other faiths or ideologies, but in space. In Chapter 1, the scene is set in Yazd, where Abedi was born, spent his childhood, and became socialised to Shi'ism, and from here the scene shifts, in Chapter V, to Houston, to which Abedi emigrated sevral years ago, and which now houses a large Iranian community. The mode of narration in both these chapters is autobiographical, which assumes rather more significance when we consider that autobiography is 'a relatively novel genre in Islamic and Iranian literature (p 5), and the tone is personal and familiar. The effect is to suggest that Muslims struggle with their faith like everyone else, and are no more bounded by dogmatism or obscurantism than people of other faith. Islam is, moreover, a transnational faith, and it is the annual pilgrimage to Mecca which under- lines the importance of 'place to Muslims. The 'hajj subject of Chapter III, is "the womb of return, of 'historical rebirth', of reorientation in the collective unconscious, of reawakening from the oblivion of ordinary life", and of the affirmation of identity (p 150). Chapters II and III acquaint us with the forms of Islamic argumentation, and if they show the revolution of 1979 is to be read through texts, Chapter VI shows us how revolutionary posters too can be read as 'texts'. Islam may appear to the west as universally prescriptive, constrained by no greater distinction than that between the Sunnis and the Shi'ites, but dialectical disputation is internal to Islamic hermeneu- tics. Nowhere is this more apparent than in what the authors describe as "Khomeini's dialogic use of the Hadith game". Fischer and Abedi point out that Khomeini, in seek- ing to legitimise the Islamic revolution, justify the new constitution and the special role of clerics in the new parliament, and explain his own elevation from supreme faqih (juriconsultant in Islamic law) to head of state, had to provide fresh readings of the Quran, hadiths, and Islamic revelation. However, he could not effect the closure that he sought, and his arguments provided as much ammunition against his positions as they did in support of them. Khom;ini was forced to admit that individually none of the hadith he discussed could support him in his endeavours, and only collectively could they be thought to display the "logically obvious intent of Islam" (pp 129-41). Hadiths, the authors state, provide "access to ideological, sectarian, social, and political history", and this is a history that must be approached, as they do, "dialectically (i e, aware of the range of counter-arguments in a given historical period), hermeneutically (i e, aware of the allusions and contexts, nuances and changes in word usage), and dialgically (i e, aware of the political others against whom assertions are-made)" (p 146). The Quran itself has "polysemic"' meanings, but its interpreters have often sought to reduce Economic and Political Weekly June 13-20, 1992 1257 it to a "monological decreee" (p 148). The "cultural spaces" which interest the authors are "hybridised"' not distinct or otherwise bounded. The chapter dn the Baha'is of Yazd, once the largest refuge of Zoroastrianism in Iran, also the seat of the Isma'ili Imam and of the leader of the Shaykhis, and now one of the most conser- vative of Muslim cities, is an exploration of the "intercultural dialogue' between Shi'ism, Baha'ism, and Zoroastrianism. Though Islam would appear to dominate the religious and cultural landscape, much of the contemporary debate about Islamic govern- ment, social reform, and the "purification of Islamic terminology of literalist and ex- cessively other-worldly meaning" is, accor- ding to Fischer, pre-figured in, and a con- tinuation of, the traditional arguments developed in the 19th century by Ismai'lis, sufis, Bbis, and others (p 230). On the other hand,Tslam exerts its own pressures. Neither Zoroastrianism nor Judaism displayed much of an interest in their prophet figures, but within an Islamic environment they were compelled "to elaborate a single and central prophet" (p 239). Likewise the Baha%is still speak the language of Islam, "of prophets, hierarchical authority, dreams, signs and wonders", and their quest for martdom ap- pc..s to Fischer as a "dated rhetorices of little use in counteracting the genocidal atrocities of Iran's Islamic regimes (p 244). Ambivalence characterises the relations between these different faiths. We hear, in Debating Muslims, the voices of women, Baha'is, and others who are marginalised. A black Muslim woman in the, United States, a Baha'i in Yazd,. an anti- Khomeini activist in Houston all engage in dialogue with Islam, as do the authors themselves, and highlight the "areas Qf blindness both in western complacencies and in Islamic and patriarchal fundamen- talisms", thereby seeking to "counter the arrest of interpretation by fundamentalists" and "makers of state ideologies" (pp xxiv, 268). However, "the fear of 'difference' is an anxiety attending not only Muslim funda- mentalists, but "American cultural conser- vatives" as well, and. it is to the latter audience, which generally exists in a state of blissful ignorance about the Muslim world, that the authors' "deconstructive and reconstructive poetics" is equally directed. Despite the authors' noble intentions, it is unlikely that their use of Foucault, Derrida, Bakhtin, Gadamer, Levinas, and others in a great litany of names will endear them to "American cultural conservatives". much less enlighten them. The frequently turgid and occasionally obscurantist prose is also likely to be a source of irritation to many readers. Nonetheless, these limitations cannot detract from the abiding merit of Debating Muslims, which introduces some sorely- needed sophistication in the scholarship on Islam (and Iranian Shi'ism in particular), and shows how anthropology can fruitfully intersect with other kinds of discourses and advance in new directions. i; ;u ; 'Il TlheJournal, inprint since 1958, is published quarterly as the organ of the Indian Society of Labour Economics. The chief aim of the Journal is to promote scientific studies in labour Economics and it publishes research articles, notes and book reviews on it, particularly in the context of India and other developing countries. Editorial Board: Alakh N. Sharma (editor), Sheila Bhalla, N.K. Chaudhary, P.P. Ghosh, Indira Hirway, G.P. Mishra, B.S. Murty, B. P. Singh (managing editor), Sudhanshu Bhushan and Nadeem Mohsin (assistant editors). EditorialAdvisory Board: A.K. Bagchl,T.J. Byers, RuddarDatt, L.K. Deshpande, S. Kannappan, Richard Layard, V. R. 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