Current Deposits

BOP Tijarat Account

BOP Life Current Account


BOP Salary Plus Account


BOP FCY Supreme Current
Account


BOP Current Account


Basic Banking Account


saving Deposits
PLS Saving Bank Account
BOP Gharayloo Saving Account
BOP Ziada Munafa Saving Account
BOP Behtareen Munafa Account
BOP Senior Citizen Saving Accounts
Corporate Premier Account
PLS Supreme Saving Account
BOP FCY Supreme Saving Account
BOP Young Lions Saving Account
Term Deposits
BOP Pahlay Munafa Scheme
BOP Munafa Hi Munafa Term Account-III
BOP Kissan Dost Term Deposit
Corporate Premier Term Account
BOP Bai Misaal Term Deposit
BOP Senior Citizen Term Deposit
Provisional Profit Rates
Reatail finance
Car Lease-CarGar
Apna Ghar House Financing
Advance Salary Personal Loan
Motorcycle Lease Scheme
Carvaan Fleet Financing
BOP Solar
Payment services
Cash Management
Financial Institution
Home Remittance
Trade Services
Agricultural loans
Agri Finance Branches
Kissan Dost Running Finance Facility
Kissan Dost Lease Finance Facility
Kissan Dost Cold Storage Finance Facility
Kissan Dost Green House Finance Scheme
Kissan Dost Livestock Development Scheme
Agriculture Scheme Markup
The Bank of Punjab Receives Rs. 10 Billion from Government of The Punjab
Lahore: Thursday, June 04,2009
The Board of Directors of The Bank of Punjab, in its meeting held on June 04, 2009, has
approved the audited financial statements for the year ended December 31, 2008. The delay
in release of the financial statements mainly attributed to completion of arrangements to
support equity of the Bank by the Government of Punjab being majority shareholder. The
most significant and reassuring feature, that the Government of the Punjab has not only
pledged its unequivocal enduring support but has also contributed Rs.10.00 billion as advance
subscription money, prior to release of financial statements, towards proposed increase in the
Banks paid up capital, is, indeed, a happy indication.
This lends more stability and resilience to the Banks financial health that portends promising
prospects of rejuvenated operations, robustness in business continuity and much strengthened
capacity for achievement of sustainable growth, diversity and all-round progress in every
facet of banking. The Board and the management of the Bank have reiterated their firm
resolve and unwavering commitment to customer focus, service excellence and enhanced
value creation for the stakeholders to transform BOP into one of the premier financial
institutions in the Country, devoted to economic progress and prosperity.
Quarterly Financial Statements for 2014

The Bank of Punjab
competencies and weakness and external opportunities and threats. The goal is to
thendevelop good strategies and exploit opportunities and strengths neutralize threats
andavoid weaknesses.
STRENGTH

The Bank officers of BOP are considered as one of the most able professionals inthe banking
world. However, they have added some local flavour in accordancewith their targeted
segmented. In my observation that they interact with their clients as if they are their personal
friends and discuss about their problems astheir own.

As a result of the compassionate and personalized services of the officers, theclients
perception for BOP is very high. They have trust and feel themselves to besecure while
dealing with BOP.

BOP has opened all its branches at commercial areas so that the customers or clients face no
problems in reaching to the bank.

BOP has got a reliable and easy to use internal computer system.Everyinformation regarding
the transactions in customers deposits has beencomputerized. Data are properly maintained.

Good security system

Not excellent but good facilities are given to employees

The Bank of Punjab
competencies and weakness and external opportunities and threats. The goal is to
thendevelop good strategies and exploit opportunities and strengths neutralize threats
andavoid weaknesses.
STRENGTH

The Bank officers of BOP are considered as one of the most able professionals inthe banking
world. However, they have added some local flavour in accordancewith their targeted
segmented. In my observation that they interact with their clients as if they are their personal
friends and discuss about their problems astheir own.

As a result of the compassionate and personalized services of the officers, theclients
perception for BOP is very high. They have trust and feel themselves to besecure while
dealing with BOP.

BOP has opened all its branches at commercial areas so that the customers or clients face no
problems in reaching to the bank.

BOP has got a reliable and easy to use internal computer system.Everyinformation regarding
the transactions in customers deposits has beencomputerized. Data are properly maintained.

Good security system

Not excellent but good facilities are given to employees
WEAKNESSES

Lack of proper internal controls is one of the major weakness of BOP. It is also pointed by
the auditor in his review.

BOP has formulized a lot of products and services for its customers, even morethan other
commercial banks, but any advertisement on electronic media has not been seen

The Bank of Punjab



The Bank of Punjab


I observed during my internship that some of the employees were burdened withover work.
So I think that the work should be distributed according to their postand capabilities

The Bank of Punjab


I observed during my internship that some of the employees were burdened withover work.
So I think that the work should be distributed according to their postand capabilities.

Biased selection of employees.
OPPORTUNITIES

Satisfy dynamic consumer needs, BOP has made significant in roads in its entireservice
spectrum. A lot of products have been introduced especially in RetailBanking (Agriculture
side) and people are increasingly becoming loyal to
the bank and because of feasible transactions. Optimum pricing and brandingstrategies of the
bank are helping to make customer feel secure and convenient.

All the opportunities of the 21st century are to be availed in the informationtechnology.
Information technology is the future of this dynamic world. ThereforeBOP should emphasize
much on IT, especially on E-Banking. Bank can design auniversal account like other foreign
banks, to enhance online facilities.

BOP has introduced a number of financial schemes including special DepositAccounts.
These accounts have their unique features. During the last three years,BOP deposits have
been increasing @ 40%, which is a very healthy sign. Therefore,with the commencement of
new schemes there can even be a greater increase in itsdeposits