GOLDMAN SACHS

1) COMPANY AND GROUP OVERVIEW

The Goldman Sachs Group, Inc. (Goldman Sachs) is global investment banking, securities and investment
management firm that provides a range of financial services to a substantial and diversified client base
that includes corporations, financial institutions, governments and high-net-worth individuals. Through
affiliates GS Capital Partners, GS Mezzanine Partners, and others, Goldman Sachs is also one of the
largest private equity investors in the world.

2) MANAGEMENT TEAM
Lloyd Blankfein :- Chairman of the Board, CEO
Gary Cohn :- President, COO
Mark Schwartz :- Vice-Chairman, Head Asia-Pacific
Michael Sherwood :- Vice Chairman, Co-CEO
John Weinberg :- Vice Chairman
Harvey Schwartz :- CFO, Executive Vice President

3) AREAS OF OPERATIONS
Goldman Sachs operates in four segments: Investment Banking, Institutional Client Services, Investing &
Lending and Investment Management. As of December 2012, it had offices in over 30 countries,
including offices in all major financial centers worldwide.

4) MAJOR CLIENTS/ DEALS
The clientele of Goldman Sachs include major corporations, financial institutions and governments.
Some of the major deals
Apples $17 billion debt offering this inaugural issuance played a key role in the companys $100
billion capital return program and was the largest-ever corporate debt offering at the time.
Vodafones sale of the U.S. group which owns its 45 percent interest in Verizon Wireless to Verizon
Communications Inc. for a total consideration of $130 billion, as well as Vodafones $11.5 billion
acquisition of Kabel Deutschland
Softbanks $21.6 billion acquisition of a majority stake in Sprint
LinkedIns $1.4 billion follow-on equity offering

5) KEY DEVELOPMENTS
Goldman Sachs Group Inc. and Bain Capital Partners agree to $121 million settlements in LBO
antitrust violations case.
Blackstone Group and Goldman Sachs merchant banking division to acquire Ipreo from KKR.
Goldman Sachs Group and Goldman Sachs Australia Group cease to be substantial shareholder in
Australand Assets Trust.
Goldman Sachs investigated in New York currency trading probe-Reuters






CITIBANK

1) COMPANY AND GROUP OVERVIEW
Citibank is the consumer banking division of financial services multinational Citigroup. Founded in 1812,
Citigroup was the third largest bank holding company in the United States in 2010 by total assets, after
Bank of America and JPMorgan Chase.


2) MANAGEMENT TEAM
Michael Corbat :- CEO, Citigroup
Jerry Bailey:- CFO
Mark Mason:- CEO, Citi Private Bank
Eric W. Aboaf:- Treasurer, Citi
Pramit Jhaveri:- Chief Country Officer
Vikram Subrahmanyam:- Managing Director & Head - Operations & Technology, South Asia

3) AREAS OF OPERATIONS
Citi offers consumers and institutions a broad range of financial products and services, including
consumer banking and credit, corporate and investment banking, securities brokerage, and wealth
management.
Citi's franchise in India includes businesses such as equity brokerage, equities distribution, private
banking (Citi Private Bank) and alternate investments and private equity (CVCI).

4) MAJOR CLIENTS/ DEALS
The clientele Citibank include major corporations, individuals and governments. Some of the major deals
Citigroup to Sell Spanish Consumer Bank to Banco Popular
Taiwan's Zhen Ding Technology to issue $300 mln convertible bonds source ( Citibank joint
coordinators on the deal)
BRIEF-Ryanair launches 850 mln euros euro bond issue
5) KEY DEVELOPMENTS
Citigroup Reports First Quarter 2014 Earnings per Share of $1.23; $1.30 Excluding CVA/DVA and
Tax Item
Citigroup Announces Expiration and Final Tender Results of Offers to Purchase Nine Series of
Outstanding Notes.
Citigroup Announces $2 Billion Redemption of Trust Preferred Securities.
Citi Second Quarter 2014 Fixed Income Investor Review.
Citi Second Quarter 2014 Earnings Review







DHABHA BUSINESS PLAN
The initial capital investment into the Dabha will be Rs 40000. This initial capital will include kitchen
ware, gas cylinder supply, tables & chairs, requisite permission fee, initial grocery.
Since Dabha is situated just outside a college (which has 4 other surrounding colleges) , I have afoot-fall
estimate of 150 people per day. Taking the average price of each dish to be 35, the per month revenue is
roughly Rs 157500.
Grocery 50000
Gas Cylinder Supply 1100X15 =16500
1 cook 8000
1 helper 4000
2 waiter 5000X2=10000
Coal supply for tandoor 4000
MCD rent 20000
Depreciation of utensils etc @10% 3000
Advertisement 5000
TOTAL EXPENDITURE 120500


Thus the money left after all expenditures is Rs 37000. After two months of operations, without any
unforeseen expenditure, I will break even.

After a year of operation I intend to grow @ 10%