Your Name

123 Your Street Address

Your City, ST 01234
Big Credit Bureau
Their Street Address
Some City, ST 5678
2!10!1
"ear Credit Bureau,
This #etter is a $orma# %om&#ai't that you are re&orti'g i'a%%urate a'd i'%om&#ete %redit i'$ormatio'(
) am distressed that you ha*e i'%#uded the +e#o, i'$ormatio' i' my %redit &ro$i#e a'd ha*e $ai#ed to
mai'tai' reaso'a+#e &ro%edures i' your o&eratio's to assure ma-imum &ossi+#e a%%ura%y i' the
%redit re&orts you &u+#ish(
Credit re&orti'g #a,s e'sure that +ureaus re&ort o'#y 100. a%%urate %redit i'$ormatio'( /*ery ste&
must +e ta0e' to assure the i'$ormatio' re&orted is %om&#ete#y a%%urate a'd %orre%t(
The $o##o,i'g i'$ormatio' there$ore 'eeds to +e rei'*estigated( ) res&e%t$u##y re1uest to +e &ro*ided
&roo$ that these i'1uiries ,ere i' $a%t authori2ed ,ith a' i'strume't +eari'g my sig'ature, a'd $or
#egitimate +usi'ess &ur&oses( 3ai#i'g that, the u'authori2ed i'1uiry must +e de#eted $rom the re&ort
as soo' as &ossi+#e4
C5/")T65 A7/NCY, a%%t( 1238345678ABC
The #isted i'1uiry ,as ,ithout authori2atio', a'd $or 'o #egitimate +usi'ess &ur&oses( As su%h, it is a
*ery serious error i' re&orti'g( 9#ease de#ete this mis#eadi'g i'$ormatio', a'd su&&#y a %orre%ted
%redit &ro$i#e to a## %reditors ,ho ha*e re%ei*ed a %o&y ,ithi' the #ast 6 mo'ths, or the #ast 2 years $or
em&#oyme't &ur&oses(
Additio'a##y, &#ease &ro*ide the 'ame, address, a'd te#e&ho'e 'um+er o$ ea%h %redit gra'tor or other
su+s%ri+er(
:'der $edera# #a,, you ha*e 30 days to %om&#ete your rei'*estigatio'( Be ad*ised that the
des%ri&tio' o$ the &ro%edure used to determi'e the a%%ura%y a'd %om&#ete'ess o$ the i'$ormatio' is
here+y re1uested as ,e##, to +e &ro*ided ,ithi' 15 days o$ the %om&#etio' o$ your rei'*estigatio'(
Si'%ere#y,
your sig'ature
Your Name
SSN; 1238458678
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