Online Banking System

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ONLINE BANKING SYSTEM

BASED ON ASP.NET USING C#

PROJECT MEMBERS:

NAME INSTITUTE

DEBARPAN DAN BENGAL INSTITUTE OF TECHNOLOGY
SUVOJYOTI SINHA RAY BENGAL INSTITUTE OF TECHNOLOGY
ARPAN LOHO BENGAL INSTITUTE OF TECHNOLOGY
JOYDEEP GOSWAMI BENGAL INSTITUTE OF TECHNOLOGY

Online Banking System 1

ACKNOWLEDGEMENT
We would like to take this opportunity to express our gratitude and thank
those who directly as well as indirectly have helped us in the completion of this
project. Thanks to our mentors, Mr. Arpan Kumar Saha and Ms. Oyindrila
Dutta, for providing constant support and guidance. Without their assistance
and valuable advice the project would not have been in its present form. We
are all indebted to our family members for their priceless affection and
support.

Oriens Infotech Pvt. Ltd

CERTIFICATE
This is to certify that this project ONLINE BANKING SYSTEM BASED ON
ASP.NET USING C# is bona fide record of work done at ORIENS INFOTECH
PVT LTD by the following group members,
NAME UNIV. ROLL NO. INSTITUTE
DEBARPAN DAN 12100110014 BENGAL INSTITUTE OF TECHNOLOGY
SUVOJYOTI SINHA RAY 12100111003 BENGAL INSTITUTE OF TECHNOLOGY
ARPAN LOHO 12100110045 BENGAL INSTITUTE OF TECHNOLOGY
JOYDEEP GOSWAMI 12100111015 BENGAL INSTITUTE OF TECHNOLOGY

under our guidance & supervision and submitted in partial fulfillment of the
requirements of the summer training 2013, conducted between 17-06-2013
and 30-06-2013.

(Signature of project mentor) (Signature of project mentor)
Ms. Oyidrila Dutta Mr. Arpan Kumar Saha

(Signature of Training in Charge)
Mr. Ishan Ghosh
ORIENS INFOTECH PVT. LTD.

ABSTRACT
The main aim of the project is to create an online banking application to allow
customers of a bank to perform their financial transactions check their account
balances and view their details online and to allow administrators of the bank
to perform major administrative duties including approving new account
proposals, checking account information, updating customer details, etc.


INTRODUCTION

ABOUT ONLINE BANKING
Online banking (or Internet banking or E-banking) allows customers of a
financial institution to conduct financial transactions on a secure website
operated by the institution, which can be a retail or virtual bank, credit union
or building society.
To access a financial institution's online banking facility, a customer having
personal Internet access must register with the institution for the service, and
set up some password (under various names) for customer verification. To
access online banking, the customer would go to the financial institution's
website, and enter the online banking facility using the customer number and
password. Some financial institutions have set up additional security steps for
access, but there is no consistency to the approach adopted.
Features
Online banking facilities offered by various financial institutions have many
features and capabilities in common, but also have some that are application
specific.
The common features fall broadly into several categories:
A bank customer can perform some non-transactional tasks through
online banking, including -
viewing account balances
viewing recent transactions
downloading bank statements, for example in PDF format
ordering cheque books
Bank customers can transact banking tasks through online banking,
including -
Funds transfers between the customer's linked accounts
Paying third parties, including bill payments and telegraphic/wire
transfers

Investment purchase or sale
Loan applications and transactions, such as repayments of
enrollments

Management of multiple users having varying levels of authority
Transaction approvals

Security
Security of a customer's financial information is very important, without which
online banking could not operate. Financial institutions have set up various
security processes to reduce the risk of unauthorized online access to a
customer's records, but there is no consistency to the various approaches
adopted.
Though single password authentication is still in use, it by itself is not
considered secure enough for online banking in some countries. Basically there
are two different security methods in use for online banking:
The PIN/TAN system where the PIN represents a password, used for the
login and TANs representing one-time passwords to authenticate
transactions.
Signature based online banking where all transactions are signed and
encrypted digitally. The Keys for the signature generation and
encryption can be stored on smartcards or any memory medium,
depending on the concrete implementation.

Breach
Most of the attacks on online banking used today are based on deceiving the
user to steal login data and valid TANs. Two well known examples for those
attacks are phishing and pharming. Cross-site scripting and keylogger/Trojan
horses can also be used to steal login information.

The most recent kind of attack is the so-called Man in the Browser attack,
where a Trojan horse permits a remote attacker to modify the destination
account number and also the amount.

Countermeasures
There exist several countermeasures which try to avoid attacks. Digital
certificates are used against phishing and pharming, the use of class-3 card
readers is a measure to avoid manipulation of transactions by the software in
signature based online banking variants. To protect their systems against
Trojan horses, users should use virus scanners and be careful with downloaded
software or e-mail attachments.


METHODOLOGY

TOOLS, PLATFORM/LANGUAGES USED

SELECTED SOFTWARE

Microsoft.NET Framework
The .NET Framework is a new computing platform that simplifies application
development in the highly distributed environment of the Internet. The .NET
Framework is designed to fulfill the following objectives:
To provide a consistent object-oriented programming environment
whether object code is stored and executed locally, executed locally but
Internet-distributed, or executed remotely.
To provide a code-execution environment that minimizes software
deployment and versioning conflicts.
To provide a code-execution environment that guarantees safe
execution of code, including code created by an unknown or semi-trusted third
party.
To provide a code-execution environment that eliminates the
performance problems of scripted or interpreted environments.
To make the developer experience consistent across widely varying
types of applications, such as Windows-based applications and Web-based
applications.
To build all communication on industry standards to ensure that code
based on the .NET Framework can integrate with any other code.
The .NET Framework has two main components: the common language
runtime and the .NET Framework class library. The common language runtime
is the foundation of the .NET Framework. You can think of the runtime as an
agent that manages code at execution time, providing core services such as
memory management, thread management, and remoting, while also
enforcing strict type safety and other forms of code accuracy that ensure

security and robustness. In fact, the concept of code management is a
fundamental principle of the runtime. Code that targets the runtime is known
as managed code, while code that does not target the runtime is known as
unmanaged code. The class library, the other main component of the .NET
Framework, is a comprehensive, object-oriented collection of reusable types
that you can use to develop applications ranging from traditional command-
line or graphical user interface (GUI) applications to applications based on the
latest innovations provided by ASP.NET, such as Web Forms and XML Web
services.
Active Server Pages.NET
ASP.NET is a programming framework built on the common language runtime
that can be used on a server to build powerful Web applications. ASP.NET
offers several important advantages over previous Web development models:
Enhanced Performance:
ASP.NET is compiled common language runtime code running on the server.
Unlike its interpreted predecessors, ASP.NET can take advantage of early
binding, just-in-time compilation, native optimization, and caching services
right out of the box. This amounts to dramatically better performance before
you ever write a line of code.
World-Class Tool Support.
A rich toolbox and designer in the Visual Studio integrated development
environment complement the ASP.NET framework. WYSIWYG editing, drag-
and-drop server controls, and automatic deployment are just a few of the
features this powerful tool provides.
Power and Flexibility.
Because ASP.NET is based on the common language runtime, the power and
flexibility of that entire platform is available to Web application developers.
The .NET Framework class library, Messaging, and Data Access solutions are all
seamlessly accessible from the Web. ASP.NET is also language-independent, so
you can choose the language that best applies to your application or partition
your application across many languages. Further, common language runtime
interoperability guarantees that your existing investment in COM-based
development is preserved when migrating to ASP.NET.

Simplicity.
ASP.NET makes it easy to perform common tasks, from simple form
submission and client authentication to deployment and site configuration. For
example, the ASP.NET page framework allows you to build user interfaces that
cleanly separate application logic from presentation code and to handle events
in a simple, Visual Basic - like forms processing model. Additionally, the
common language runtime simplifies development, with managed code
services such as automatic reference counting and garbage collection.
Manageability.
ASP.NET employs a text-based, hierarchical configuration system, which
simplifies applying settings to your server environment and Web applications.
Because configuration information is stored as plain text, new settings may be
applied without the aid of local administration tools. This "zero local
administration" philosophy extends to deploying ASP.NET Framework
applications as well. An ASP.NET Framework application is deployed to a server
simply by copying the necessary files to the server. No server restart is
required, even to deploy or replace running compiled code.
Scalability and Availability.
ASP.NET has been designed with scalability in mind, with features specifically
tailored to improve performance in clustered and multiprocessor
environments. Further, processes are closely monitored and managed by the
ASP.NET runtime, so that if one misbehaves (leaks, deadlocks), a new process
can be created in its place, which helps keep your application constantly
available to handle requests.
Customizability and Extensibility.
ASP.NET delivers a well-factored architecture that allows developers to "plug-
in" their code at the appropriate level. In fact, it is possible to extend or replace
any subcomponent of the ASP.NET runtime with your own custom-written
component. Implementing custom authentication or state services has never
been easier.


Security.
With built in Windows authentication and per-application configuration, you
can be assured that your applications are secure.
Language Support
The Microsoft .NET Platform currently offers built-in support for three
languages: C#, Visual Basic, and JAVAScript.

SQL SERVER 2000
Microsoft SQL Server 2000 is a set of components that work together to
meet the data storage and analysis needs of the largest Web sites and
enterprise data processing systems. The topics in SQL Server Architecture
describe how the various components work together to manage data
effectively.
Microsoft SQL Server 2000 features include:
Internet Integration.
The SQL Server 2000 database engine includes integrated XML support. It also
has the scalability, availability, and security features required to operate as the
data storage component of the largest Web sites. The SQL Server 2000
programming model is integrated with the Windows DNA architecture for
developing Web applications, and SQL Server 2000 supports features such as
English Query and the Microsoft Search Service to incorporate user-friendly
queries and powerful search capabilities in Web applications.
Scalability and Availability.
The same database engine can be used across platforms ranging from laptop
computers running Microsoft Windows 98 through large, multiprocessor
servers running Microsoft Windows 2000 Data Center Edition. SQL Server 2000
Enterprise Edition supports features such as federated servers, indexed views,

and large memory support that allow it to scale to the performance levels
required by the largest Web sites.
Enterprise-Level Database Features.
The SQL Server 2000 relational database engine supports the features required
to support demanding data processing environments. The database engine
protects data integrity while minimizing the overhead of managing thousands
of users concurrently modifying the database. SQL Server 2000 distributed
queries allow you to reference data from multiple sources as if it were a part of
a SQL Server 2000 database, while at the same time, the distributed
transaction support protects the integrity of any updates of the distributed
data. Replication allows you to also maintain multiple copies of data, while
ensuring that the separate copies remain synchronized. You can replicate a set
of data to multiple, mobile, disconnected users, have them work
autonomously, and then merge their modifications back to the publisher.
Ease of installation, deployment, and use.
SQL Server 2000 includes a set of administrative and development tools that
improve upon the process of installing, deploying, managing, and using SQL
Server across several sites. SQL Server 2000 also supports a standards-based
programming model integrated with the Windows DNA, making the use of SQL
Server databases and data warehouses a seamless part of building powerful
and scalable systems. These features allow you to rapidly deliver SQL Server
applications that customers can implement with a minimum of installation and
administrative overhead.
Data warehousing.
SQL Server 2000 includes tools for extracting and analyzing summary data for
online analytical processing. SQL Server also includes tools for visually
designing databases and analyzing data using English-based questions.


C#

C# is a multi-paradigm programming language encompassing strong typing,
imperative, declarative, functional, procedural, generic, object-oriented (class-
based), and component-oriented programming disciplines. It was developed by
Microsoft within its .NET initiative and later approved as a standard by Ecma
(ECMA-334) and ISO (ISO/IEC 23270:2006). C# is one of the programming
languages designed for the Common Language Infrastructure.
C# is intended to be a simple, modern, general-purpose, object-oriented
programming language. The most recent version is C# 5.0, which was released
on August 15, 2012.

Key Features of C#

Simple :
It simplifies C++ by eliminating irksome operators such as ->, : : and pointers.
Consistent :
It supports a unified type system which eliminates the problem of varying
ranges of integer types. All types are treated as object and developers can
extend the type system simply and easily.
Modern :
It supports, Automatic garbage collection, modern approach to debugging, rich
intrinsic model for error handling, decimal data type for financial application
and robust security model.
Object-Oriented:
It supports all the three tenets of object-oriented system, namely
Encapsulation, Inheritance and Polymorphism.
Type-Safe :
Type safety promotes robust programs, C# incorporates a number of type-safe
measures:
All dynamically allocated object and arrays are initialized to zero.
Use of any uninitialized variables produces an error message by the compilers
Access to array is range checked and warned if it goes out-of-bounds.
C# does not permit unsafe casts.

C# enforces overflow checking in arithmetics operation.
Reference parameters that are passed are type-safe.
C# supports automatic garbage collection.
Versionable:
Making new versions of software modules work with the existing applications
is known as versioning with the help of new and override keywords, with this
support, a programmer can guarantee that his new class library will maintain
binary compatibility with the existing client application.
Compatible :
C# enforces the .NET common language specification and therefore allows
interoperation with other .NET language.
Flexible :
Although C# does not support pointers we may declare certain classes and
methods as unsafe and then use pointers to manipulates them. These codes
are not type-safe.
Inter-Operability :
C# provides support for using COM objects, no matter what language was used
to author them. C# also supports a special feature that enables a program to
call out any native API.


REQUIREMENT SPECIFICATION

DOMAIN DESCRIPTION

Online banking basically allows us to be able to do everything that we can in
your regular banking institution, only with the benefit that we can do it all,
right from the convenience of your own home. Not only is this great
because we can be comfortable and have peace of mind knowing that we can
keep track ourselves of all our banking issues, but as well it allows for
more ease because we never have to worry about rushing out and making it to the bank.
The main players of this system are the Administrator and the User.

PROBLEM DEFINITION
With the problems and limitations associated with manual banking procedures
as witnessed in most parastatals today, complied with the problems associated
with the existing application programs even much more in the presence of
serious technological advances aimed at improving information system. These
are the activities aimed at throwing light upon the need for improvement in
accounting activities and means of achieving its efficiency, effectiveness,
reliability and success promising future through computer invention.
Online banking identifies a particular set of technological solutions for the
development and the distribution of financial services, which rely upon the
open architecture of the internet. With the implementation of an online
banking system, the banks maintain a direct relationship with the end users via
the web and are able to provide a personal characterization to the interface,
by offering additional customized services.


FUNCTIONAL REQUIREMENTS
Functionalities to be implemented by any user (no login required):
View Bank Profile
Learn about career opportunities associated with the bank.
Learn about support and facilities provided by the bank.
Apply for a new account with the bank.
Functionalities to be implemented by the customer (before executing any of
these activities customer must login to the system):

View personal and accounts details: Customer can see his/her account
and personal details.
View Branch Details: Customer can see the branch details.
Bill Payments: Customer can pay his/her bills.
Transfer Funds: Customer can transfer some amount from one of his
/her account to another persons account within the same branch.
Viewing transactions: Customer can view his/her transaction history.
Reset password: Customer can reset his/her password.
Request to send password to registered email ID: In case a customer
forgets his/her password he/she can request to send the current
password to the registered email ID.
.
Functionalities to be implemented by the administrator (before executing any
of these activities administrator must login to system):

View personal details: Customer can see his/her personal details.
View Branch Details: Customer can see the branch details.
Approve New Account Proposals: Administrator can approve proposals
for new accounts.
Update Customer Details: Administrator can view and update certain
details of all customers of his branch.
View Transactions: Administrator can view all transactions of his branch.


HARDWARE/SOFTWARE REQUIREMENTS:

HARDWARE REQUIREMENTS:
Client side:
Intel Processor core 2 duo CPU E7200@ 2.53 GHz. RAM 1GB and above,
Hard Disk 40GB and above, colour monitor, keyboard, mouse.
Server side:
Intel Processor core 2 duo CPU E7200@ 2.53 GHz. RAM 1GB and above,
Hard Disk 40GB and above, colour monitor, keyboard, mouse.

SOFTWARE REQUIREMENTS:
Client side:
Browser: Chrome, Firefox, Internet Explorer
Server side:
Web Server: Apache
Web Technology: ASP
Database: My SQL


SYSTEM DESIGN

DATA FLOW DIAGRAM

ENTITY RELATIONSHIP DIAGRAM


UNIFIED MODELING LANGUAGE
USE CASE DIAGRAM

CUSTOMER
ADMIN
LOG IN
VIEW CUSTOMER,
ACCOUNT, BRANCH
DETAILS
PAY BILLS
TRANSFER FUNDS
UPDATE CUSTOMER,
ACCOUNT, BRANCH
DETAILS
VIEW ADMIN DETAILS
VIEW
APPROVE NEW A/C
APPLY FOR INTERNET
BANKING
APPLY FOR NEW A/C
VISITOR

CLASS DIAGRAM


TABLE STRUCTURE

CUSTOMER TABLE
ATTRIBUTE DATA TYPE ALLOW NULLS
id Varchar(8) NO
f_name Varchar(50) NO
m_name Varchar(20) YES
l_lname Varchar(50) NO
Phone_no Varchar(50) NO
Address Varchar(MAX) YES
Dob Date NO
Email Varchar(50) NO
Branch_name Varchar(50) NO
Branch_no Varchar(3) NO
State Varchar(50) NO
Proposal date Varchar(50) YES
Ac_type Varchar(MAX) YES
pan Varchar(50) YES
intbank bit NO

ADMIN TABLE
Id Varchar(8) NO
f_name Varchar(50) YES
m_name Varchar(50) NO
Designation Varchar(10) NO
Email Varchar(50) NO
Phone Varchar(50) NO
Branch_name Varchar(50) NO
Branch_no Varchar(50) NO

BRANCH TABLE
branch_id Varchar(3) NO
branch_name Varchar(20) NO
address Varchar(50) NO
phone_no Varchar(15) NO
autoid int YES

ACCOUNT TABLE
account_no Varchar(8) NO
balance decimal(18,2) NO
type Varchar(15) NO
branch_no Varchar(3) NO
debit-no Varchar(10) YES
pin Varchar(6) YES

TRANSACTION TABLE
id int NO
account-no Varchar(8) NO
date Varchar(50) YES
time Varchar(50) YES
dest_name Varchar(20) YES
dest_no Varchar(20) NO
amount Decimal NO
status bit NO


REGISTER TABLE
id Varchar(8) NO
password Varchar(15) NO
email Varchar(40) NO

NEW PROPOSAL TABLE
id Varchar(8) NO
f_name Varchar(50) NO
l_name Varchar(50) NO
address Varchar(70) YES
phone_no Varchar(50) NO
dob Varchar(50) NO
email Varchar(50) NO
branch_name Varchar(50) NO
branch_no Varchar(3) NO
state Varchar(50) NO
proposal_date Varchar(50) YES


SNAPSHOTS


FUTURE ENHANCEMENTS AND LIMITS
Today, online banking services are quite varied. One of the best features of
online banking is putting the user in control. The user controls all bill paying,
transfers, and investments from home. There are other features, though of
online banking. One of these is increased accessibility to your account
information. Users of online banking services can access their account
information from anywhere in the world! This is particularly helpful for
businesses.
In our endeavor, we hope to further include the following features in our
system:

Loans
Account closing
Mini statement
Crash Recovery
SMS/email alerts
Global transactions
Mobile banking
Improved security

CONCLUSION
The project titled as was deeply studied and analyzed to design the code and
implement with various testing methods was done under the guidance of
experienced project guides. The solution developed is free from all bugs and
executable with all different modules to the utmost satisfaction of the client.
All the current requirements and possibilities have been taken care during this
project time .We feel that the solution provided now will suit to all the needs
of various clients in the same industry but also we dont rule the possibilities of
further upgrading of the solution with the new and advance technologies and
further additional requirements of the clients.


BIBLIOGRAPHY

BOOKS REFERRED:
Database System Concepts, Fifth Edition, Abraham Silberschatz, Henry F. Korth,
S. Sudarahan, McGraw Hill.

WEBSITES REFERRED:
Wikipedia : en.wikipedia.org/
StackOverflow : stackoverflow.com/
ASP.NET forums : forums.asp.net/

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ONLINE BANKING SYSTEM

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