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APPLICATION FORM
AP-1-2
Encl:
1. ____________
2. ____________
3. ____________
CO-APPLICANT SECTION
PURPOSE OF FACILITY
Loan Applied for (Please tick):
Purchase
Construction
Renovation
BTF
Yes
No
If Yes:
Accepted
Rejected
Day
Month
Year
CNIC No.:
NIC No.:
NTN No.:
Applicant
Co-Applicant
Resident Pakistani
Guarantor
Non Resident Pakistani
NIC No.:
NIC No.:
Male
Female
Married
Divorced
Widow/Widower
Name
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Relation
Age
Bachelors
Diploma
Intermediate
Matriculate
O/A Level
Below Matriculate
Illiterate
Professional Certication
Yes
No
No.:
No
Name of Employee
Currently Posted at
Relationship
Rented
Parents/Joint Family
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Permanent
Daily Wages
Adhoc Deputation
Semi Government
Private Ltd.
Public Ltd.
MNC
Proprietor/Partnership
Public Ltd.
Proprietorship
Partnership
Owned
Gross Income
Tax
Loans Deducted by Employer
Other Deductions
Net Monthly Income
Other Income
Total Net Monthly Income
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Rent
Utilities
Education
Transport
Kitchen
Card Payments
Loan Repayments
Insurance
Other Expenses
Rented
Value
Amount
I hereby conrm that I have no other outstanding banking facility like Personal Loan/Auto Loan/Mortgage
Loan/OD etc., other than the ones listed above.
Professional/Club/Trade Body Membership (Please tick):
Club
Yes
No
Member Since
Registration Number
LEGAL HEIRS
Name
Age
CNIC No.
Relationship
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UNDERTAKING
I/We _____________________________________ S/o, D/o, W/o _______________________________
resident of House No. ________________________________ CNIC No. ___________________________
have applied to House Building Finance Company Limited (Company) for housing nance facility of
Rs. ________________________ (Rupees __________________________________________ only) vide
application_______________________ for the construction/purchase/renovation of house/apartment
bearing No. _______________________. I/We also understand that this nancing is only oered to a
Pakistani national, and do hereby declare that I am/we are Pakistani national(s).
(a) I/We understand that in the event Company agrees to nance any amount in the aforesaid
property as admissible under its rules, regulations and procedures, I/we the undersigned do
hereby declare and undertake that decision of the Company in respect of the following shall be
binding on me/us and I/we shall not be absolved from this undertaking any time during the
currency of the nancing:
(i) The assessed cost of land and cost of construction thereon;
(ii) The assessed rental income of the property and the rate of periodic revision thereof;
(iii) The share of the Company in the rental income in consideration of its investment;
(iv) The xation of additional amounts be paid in case of default in making payments of dues by the
due date;
(v) The period of completion of the house; and
(vi) Obtaining Group Life Insurance Coverage/Life Takaful/Property Takaful on such terms and
premium, as agreed to by the Company and the Insurance Company;
(b) I/We undertake to open an account with a Bank as may be designated by the Company, if this
application is accepted and hereby undertake to furnish all required postdated cheques/
Irrevocable Direct Debit Advice/standing instructions to the bank, as per the details provided by
the Company from time to time in order to pay o charges related to the facility which may be
applicable.
(c) That I/we do hereby authorize the Company to obtain information/data regarding my/our nancial
and personal details from any credit bureau, agent, nancial institution companies for purposes of
processing my/our application and monitoring my/our facilities/account. Further I/we authorize
the Company to disclose/share information/data about my/our account/facilities to/with any
other credit bureau, agent, banks, nancial institutions or companies as the Company considers
appropriate from time to time. I/We also understand that external agency charges and all other
charges are non-refundable even if my/our application is rejected.
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(d) That I/ we do hereby declare that there is no default against me/us as a borrower or as guarantor
at any bank/nancial institution. I/We also indemnify that subsequently if any default appears in
any credit bureau after registration and processing of any investment case at the Company, the
application fee so deposited by me/us with the Company for obtaining housing nance facility will
be forfeited and not refunded to me/us.
(e) I/We declare that all the information presented above is correct and complete to the best of
my/our knowledge. I/We also hereby authorize the Company, or its duly appointed agents, to
contact my place of residence, work, and/or references to verify any of the information provided
by me in this application.
That I/we further declare that this application form and undertaking shall form part of and be deemed to
have been incorporated in the Musharka Agreement to be executed by me/us.
1. Name: __________________________________ 2. Name: __________________________________
CNIC No.:
CNIC No.:
CNIC No.:
CNIC No.:
CNIC No.:
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