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Fundcard

Indiabulls Income Fund - Regular Plan

Not Rated

Open-ended and Debt: Income

Risk Grade Return Grade NAV Net Assets*

* Quarterly Average

Not Rated Not Rated Rs. 10.14 as on Apr 11, 2014 Rs. 61.5 crore as on Mar 31, 2014

The contents of this Value Research Fund Card (the "Fund Card") published by Value Research India Private Limited are not intended to serve as professional advice or guidance and the publisher takes no responsibility or liability, express or implied, whatsoever for any investment decisions made or taken by the readers of this Fund Card based on its contents thereof. You are strongly advised to verify the contents before taking any investment or other decision based on the contents of this Fund Card. The Fund Card is meant for general reading purposes only and is not meant to serve as a professional guide for investors. The readers of this Fund Card should exercise due caution and/or seek independent professional advice before entering into any commercial or business relationship or making any investment decision or entering into any financial obligation based on any information, statement or opinion which is contained, provided or expressed in this Fund Card. The Fund Card contains information, statements, opinions, statistics and materials that have been obtained from sources believed to be reliable and the publishers of the Fund Card have made best efforts to avoid any errors and omissions, however the publishers of this Fund Card make no guarantees and warranties whatsoever, express or implied, regarding the timeliness, completeness, accuracy, adequacy, fullness, functionality and/or reliability of the information, statistics, statements, opinions and materials contained and/or expressed in this Fund Card or of the results obtained, direct or consequential, from the use of such information, statistics, statements, opinions and materials. The publishers of this Fund Card do not certify and/or endorse any opinions contained, provided, published or expressed in this Fund Card. All disputes shall be subject to the jurisdiction of Delhi courts only.

Indiabulls Income Fund - Regular Plan

Rating: Not Rated Risk: Not Rated Return: Not Rated
Fund (Rebased to 10,000)

Fund Performance Vs

History
NAV (Rs) Total Return (%) +/- (%) Rank (Fund/Category) 52 Week High (Rs) 52 Week Low (Rs) Net Assets (Rs.Cr) Expense Ratio (%)

2004

2005

2006

2007

2008

2009

2010

2011

2012

2013

2014

9.97 10.51 9.46 71.59 1.82

10.14 1.69 147/180 -

Top Holdings
Company Sector Instruments % Assets

Quarterly Returns (%)

Q1 Q2 Q3 Q4 Year

GOI GOI GOI 8.83% 25/11/2023 HDFC Power Finance Corp. Hindalco Inds. Rural Electrification LIC Housing Fin. Petronet LNG GOI Reliance Utilities and Power Central Bank of India Corporation Bank Others

Sovereign Sovereign Sovereign Financial Financial Metals Financial Financial Energy Sovereign Engineering Financial Financial Others

Central Government Loan Central Government Loan GOI Securities Debenture Bonds Bonds/NCDs Bonds Debenture Debenture Central Government Loan Debenture Certificate of Deposit Certificate of Deposit Reverse Repo/CBLO

13.87 13.86 7.50 7.35 7.30 7.27 7.20 7.13 7.10 7.02 6.90 2.21 0.71 0.16

2014 2013 2000 2001 2002

2.10 -

3.32 -

-5.25 -

1.59 -

Trailing Returns (%)

Return Fund Category Rank Fund/Cat
NSE G-Sec Composite

Year-to-Date 147/180 0.55 1.69 2.11 1-Week 0.47 0.28 21/196 -0.69 1-Month 0.26 0.64 177/194 -1.48 3-Month 1.02 1.64 153/180 -0.83 6-Month 1.35 2.69 151/180 -0.30 1-Year 0.17 4.92 168/173 -0.05 2-Year 3-Year 5-Year Return less than 1-year are absolute and over 1 year are annualised

Credit Rating Break-up

% of Assets

Risk Analysis
Volatility Measurements

Portfolio Characteristics
Total Securities Avg Maturity (Yrs.) Avg Maturity 52 W High (Yrs.) Avg Maturity 52 W Low (Yrs.) Avg Credit Rating 13 8.62 9.46 5.97 AAA

High Medium Low High Medium Low

FUND STYLE Credit Quality

GOI Securities AAA/P1+ AA A and Below Unrated TBills CDs/STD Cash Equivalent Net Recbl/Payable Others

42.25 38.8 14.37 0.00 0.00 0.00 0.16 4.41 0.00 0.00

Standard Deviation Sharpe Ratio

% of Assets

Top Instrument Break-up

Central Government Loan Debenture Bonds GOI Securities Bonds/NCDs Net Receivables 34.75 28.48 14.50 7.50 7.27 4.41

Interest Rate Sensitivity

Returns as on April 11, 2014, Portfolio related data as on February 28, 2014

Best Performance
YEAR

Value Research Analysis

Analysis not available

Fund Objective & Strategy

The scheme aims to generate income by investing in fixed income securities.

QUARTER

MONTH

Portfolio Manager

Worst Performance
YEAR

Raju Sharma Since Feb 2013

QUARTER

MONTH

Investment Information
AMC Website Registrar Launch Benchmark Plans (NAV) : Indiabulls Asset Management Company Ltd. : www.indiabullsmf.com : Karvy Computershare Pvt Ltd. : February 2013 : Crisil Composite Bond Min Investment (Rs.) : 5000 Min SIP Investment (Rs.) : 1000 Exit Load : 0.5% for redemption within 90 days

All the graphs are rebased to 10,000

: Dividend Half Yearly (9.97) , Dividend Monthly (9.96) , Dividend Quarterly (10.10) , Growth (10.14)

NAV

Value Research
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How to Read the Fundcard - Debt

Value Research Rating, Risk and Return

Fund Rating The Value Research Fund Rating is a 1 to 5 star rating that is based on the returns that a fund has generated over the previous eighteen months, while taking into account the risks that the fund has taken. This rating is relative to other fund of the same type. Risk Grade A five-step grading of the riskiness of a fund, based on the losses it has suffered during the past eighteen months. This grade is relative to other fund of the same type. Returns Grade A five-step grading of the returns of a fund. This grade is relative to other fund of the same type.

History
Data on the funds performance since its launch. NAV (Year End) The last NAV of each year. Total Return The percentage returns that an investor would have got over the year. +/- In the given year, a comparison of the funds returns with that of a comparable index Rank The funds performance rank within its category for the year and the total number of funds out of which it has been ranked. 52-Week NAV Range The highest and the lowest NAV that the fund recorded during that year Net Assets The total amount of investors assets that the fund was managing at the end of the year. Expense Ratio The percentage of the average daily assets that the fund charged as its management expenses during the year.

Fund Performance Vs Index

HDFC Cash Management Fund - Savings Plan
Rating: Risk: Below Average Return: Above Average
Fund Ultra ST Bond (Rebased to 10,000)

Fund Performance Vs Ultra Short-term Bond Index

20000 17500 15000 12500 10000

Graph of how an investors money would have grown in the fund since its launch. A similar graph of the funds benchmark index is also given. For ease of comparison, both have been adjusted to start at 10,000.
2003 2004 2005 2006 2007 2008

History
NAV (Rs) Total Return (%) +/-NSE T Bill (%) Rank (Fund/Category) 52 Week High (Rs) 52 Week Low (Rs) Net Assets (Rs.Cr) Expense Ratio (%)

1998

1999

2000

2001

2002

10.10 -

10.59 9.53 9/17 10.59 10.03 203.94 -

11.52 8.80 -0.19 7/26 11.52 10.59 707.77 0.49

12.34 7.17 0.72 10/28 12.34 11.52 315.12 0.70

13.01 5.40 -0.04 10/39 13.01 12.34 1001.45 0.58

13.62 4.66 0.02 6/36 13.62 13.01 2195.93 0.52

14.35 5.41 -0.37 8/35 14.35 13.62 1828.07 0.45

15.32 6.71 0.57 3/36 15.32 14.36 4769.91 0.34

16.57 8.20 0.33 3/42 16.57 15.33 2789.31 0.58

18.06 8.99 1.26 9/46 18.06 16.58 2463.22 0.57

Top Holdings
Company Sector Instruments % Assets

Quarterly Returns (%)

Q1 Q2 Q3 Q4 Year

Quarterly Returns (%)

The funds returns over each quarter of the last five years, along with the entire years returns.

112

Top Holdings
A detailed report on the latest investment portfolio that the fund is holding. For each security, the issuer, the sector, and the type of instrument are given. Also stated is the percentage of the funds investments that are invested in that security. For MIP funds, data on their equity holdings, if any, is also given. For each stock, the sector, the P/E ratio and the years returns are given.

ICICI Bank Financial Canara Bank Financial Vijaya Bank Financial Axis Bank Financial Reliance Capital Financial Corporation Bank Financial State Bank of Mysore Financial IDBI Bank Financial Oriental Bank Financial Yes Bank Financial Kotak Mahindra Bank Financial ABN-Amro Bank NV Financial State Bank of Bikaner Financial Idea Cellular Communication Carol Info Services Health Care State Bank of Hyderabad Financial Sundaram Finance Financial Federal Bank Financial State Bank of Travancore Financial Gitanjali Trading & Invest. Corp. Services IDBI Bank Financial Dr. Reddy's Holdings Financial SBI Factors & Commercial Ser Financial HDFC Financial Punjab National Bank Financial

Certificate of Deposit Certificate of Deposit Certificate of Deposit Certificate of Deposit Commercial Paper Certificate of Deposit Certificate of Deposit Certificate of Deposit Certificate of Deposit Certificate of Deposit Certificate of Deposit Certificate of Deposit Certificate of Deposit Structured Obligation Debenture Certificate of Deposit Debenture Certificate of Deposit Certificate of Deposit Structured Obligation Debenture Commercial Paper Commercial Paper Debenture Certificate of Deposit
FUND STYLE Credit Quality

13.51 8.19 8.18 4.58 4.53 2.83 2.80 2.77 2.58 2.35 2.03 2.02 2.00 1.93 1.89 1.62 1.50 1.40 1.40 1.32 1.26 1.22 1.22 1.18 1.01

2008 2007 2006 2005 2004

2.04 2.03 1.47 1.26 1.13

2.09 2.05 1.61 1.33 1.12

2.33 1.85 1.67 1.35 1.12

2.24 2.03 1.81 1.36 1.22

8.99 8.20 6.71 5.41 4.66

Trailing Returns (%)

Return Fund Category Rank Fund/Cat NSE G-Sec NSE T-Bill

Year-to-Date 8.99 8.31 9/46 20.78 1-Week 0.16 0.14 22/51 2.78 1-Month 0.70 0.64 20/51 9.97 3-Month 2.24 1.98 29/51 21.78 6-Month 4.62 4.17 15/48 26.28 1-Year 8.99 8.31 9/46 20.78 2-Year 8.60 7.92 5/42 12.77 3-Year 7.96 7.40 5/35 8.61 5-Year 6.78 6.33 4/32 5.13 Return less than 1-year are absolute and over 1 year are annualised

7.73 -0.66 0.30 2.03 4.08 7.73 7.80 7.25 6.43

Trailing Returns (%)

Performance data for various standard periods. All returns are in percentage. Periods greater than a year are annualised, shorter periods are not. Fund The funds own returns. Category The average returns for all funds in the category. Rank The funds rank, out of the total number of funds in the category Index The returns of two comparable indices.

Credit Rating Break-up

% of Assets

Risk Analysis
Volatility Measurements

GOI Securities AAA/P1+ AA A and Below Unrated TBills CDs/STD Cash Equivalent Net Recbl/Payable Others

0.00 80.09 3.77 0.00 1.89 0.40 0.00 13.85 0.00 0.00

Standard Deviation Sharpe Ratio

0.13 23.87

Top Instrument Break-up

% of Assets

Portfolio Characteristics
Total Securities Avg Maturity (Yrs.) Avg Maturity 52 W High (Yrs.) Avg Maturity 52 W Low (Yrs.) Avg Credit Rating 46 0.28 0.41 0.27 AA

Interest Rate Sensitivity

High Medium Low High Medium Low

Certificate of Deposit Cash/Net Current Assets Commercial Paper Debenture Structured Obligation Treasury Bills

63.64 13.85 8.25 8.19 5.67 0.40

Returns as on 31st December 2008, Portfolio-related data as on 30th November 2008

Fund Style
A nine-cell matrix of the overall style of investment that the fund follows, based on its latest portfolio. On the vertical axis, the three steps denote the weighted average maturity of the portfolio. The horizontal axis denotes, on a weighted average basis, credit quality of the portfolio.

Credit Rating Break-up

The proportion of the portfolio that is invested in instruments of different credit quality.

Top Instrument Break-up

The proportion of the funds holdings that are held in different types if fixed-income instruments.

Portfolio Characterstics
Aggregate measures of the funds investments. The average maturity of the funds portfolio, as well as the high and the low that this average maturity has hit during the past 52 weeks are given. Also given is the average credit rating of the portfolio.

Risk Analysis
A range of statistical measures that can be used to evaluate the performance, risk, and return of a mutual fund.