Professional Documents
Culture Documents
(Rs. in '000s)
FORM NL-1-B-RA
Name of the Insurer:
Schedu
le
NL-4Premi
um
Sched
Profit/ Loss on
sale/redemption of
Investments
Others
Co-insurance Administration
income
Amortisation of Investments
Interest, Dividend & Rent
TOTAL (A)
Year Ended
March 31, 2013
Year Ended
March 31, 2012
Fire
188,547
Marine
1,642,449
Miscellaneous
12,046,360
Total
13,877,356
Fire
185,844
Marine
1,383,820
Miscellaneous
9,273,491
Total
10,843,155
2,655
11,798
75,511
89,964
1,335
5,750
50,875
57,960
56
3,204
265
361
2,011
1,894
2,332
5,459
61
1,974
393
360
2,851
1,858
3,305
4,192
(1,353)
(6,014)
(38,492)
(45,859)
(1,147)
(4,940)
(27,414)
(33,501)
82,753
174,367
1,116,029
1,373,149
57,932
100,261
897,390
1,055,583
275,862
1,823,226
13,203,313
15,302,401
245,999
1,485,644
10,199,051
11,930,694
127,587
1,142,351
8,415,851
9,685,789
110,918
1,121,940
7,462,529
8,695,387
NL-5Claims
Sched
ule
Commission
NL-6Commi
ssi on
Schedu
le
(439,227)
213,600
342,322
116,695
(258,497)
193,562
312,370
247,435
Operating Expenses
related to Insurance
Business
NL-7Operati
ng
Expens
es
173,014
299,115
4,136,406
4,608,535
143,262
291,313
3,305,428
3,740,003
2,912
2,912
(2,541)
(2,541)
6,589
124
1,210
7,923
4,123
106
626
4,855
(132,037)
407,899
1,655,190
168,036
(123)
12,898,578
304,735
(123)
14,421,731
880,670
(194)
246,193
1,606,921
(121,277)
9,611
11,088,023
(888,972)
9,611
12,694,750
(764,056)
407,899
168,036
304,735
880,670
246,193
(121,277)
(888,972)
(764,056)
407,899
168,036
304,735
880,670
246,193
(121,277)
(888,972)
(764,056)
FORM NL-1-B-RA
(Rs. in '000s)
Name of the Insurer:
Schedu
le
NL-4Premi
um
Sched
Quarter
Ended
March 31,
Marine 2013
Miscellaneous
Fire
Quarter
Ended March
31, 2012
37,709
398,341
3,309,162
Total
3,745,212
Profit/ Loss on
sale/redemption of
Investments
Others
Co-insurance Administration
income
Amortisation of Investments
1,724
7,526
48,054
17
407
61
45
(386)
Fire
38,973
Marine
353,304
Miscellaneous
2,640,659
Total
3,032,936
57,304
61
275
(1,611)
(1,275)
555
393
633
845
(2)
301
19
157
289
445
306
903
(1,575)
(9,963)
(11,924)
(350)
(1,514)
(6,772)
(8,636)
55,531
49,415
312,941
417,887
41,794
30,903
231,153
303,850
95,002
453,813
3,661,142
4,209,957
80,777
383,144
2,864,163
3,328,084
28,583
373,220
2,468,464
2,870,267
41,532
263,003
3,264,976
3,569,511
NL-5Claims
Sched
ule
Commission
NL-6Commi
ssi on
Schedu
le
(65,331)
55,326
58,665
48,660
(32,467)
48,508
52,491
68,532
Operating Expenses
related to Insurance
Business
NL-7Operati
ng
Expens
es
50,809
76,011
1,175,501
1,302,321
29,033
81,963
856,024
967,020
875
875
3,052
73
583
17,113
504,630
3,704,088
334
334
3,708
478
35
81
594
4,225,831
38,576
393,509
594
4,174,500
594
4,606,585
FORM NL-1-B-RA
Operating Profit/(Loss)
from
Fire/Marine/Miscellaneo
us
Business C= (A - B)
APPROPRIATIONS
77,889
(50,817)
(42,946)
(15,874)
42,201
(10,365)
(1,310,337)
(1,278,501)
Transfer to Shareholders
Account
77,889
(50,817)
(42,946)
(15,874)
42,201
(10,365)
(1,310,337)
(1,278,501)
77,889
(50,817)
(42,946)
(15,874)
42,201
(10,365)
(1,310,337)
(1,278,501)
(a)
(b)
Fire Insurance
Marine Insurance
Miscellaneous Insurance
OTHER INCOME
Claims Service Fees
Provision of earlier year written back
Miscellaneous
Quarter
Ended
March
31,
(Rs.000)
407,899
168,036
304,735
77,889
(50,817)
(42,946)
246,193
(121,277)
(888,972)
42,201
(10,365)
(1,310,337)
535,499
140,588
(104,356)
(18,469)
135,105
72,121
(49,578)
(4,245)
315,118
29,788
(11,714)
(15,528)
92,517
12,215
(11,714)
(4,531)
5,608
72,778
1,882
1,618
579
5,978
71,721
1,483
1,786
71,721
588
(a)
(b)
5
Year Ended
March 31, 2012
(Rs.000)
(a)
(b)
Quarter
Ended
March
31,
(Rs.000)
OPERATING PROFIT/(LOSS)
(c )
2
Year Ended
March 31,
2013
(Rs.000)
17,658
17,658
13,150
13,150
706
713
-
425
914
-
500
468
68,798
347
80
377
68,798
347
1,495,123
120,729
OTHER EXPENSES
(b)
(450,473)
(1,198,671)
(a)
(b)
(c)
Current tax
Wealth Tax
Adjustment for earlier years
170,964
115
11,624
12,448
115
(19,997)
1,053,596
108,947
74
(285,820)
(152,343)
74
(795,355)
FORM NL-1-B-RA
APPROPRIATIONS
(a)
(b)
(c)
(d)
(23,789)
920,860
262,031
771,566
1,029,807
1,029,807
(23,789)
(23,789)
FORM NL-3-B-BS
Name of the Insurer:
Schedule
As at
March 31, 2013
(Rs.000)
As at
March 31, 2012
(Rs.000)
SOURCES OF FUNDS
SHARE CAPITAL
NL-8-Share
Capital
Schedule
5,050,000
NL-10-Reserves
and Surplus
Schedule
NL-11-Borrowings
Schedule
TOTAL
4,500,000
1,181,044
127,448
(31,623)
(134,903)
6,199,421
4,492,545
24,352,076
18,868,741
APPLICATION OF FUNDS
INVESTMENTS
NL-12-Investment
Schedule
LOANS
NL-13-Loans Schedule
FIXED ASSETS
NL-14-Fixed
Assets Schedule
Sub-Total (A)
NL-15-Cash and
bank balance
Schedule
NL-16-Advances and
Other Assets Schedule
923,010
298,616
24,771
283,595
1,515,503
1,071,891
3,024,666
2,138,972
4,540,169
3,210,863
FORM NL-1-B-RA
CURRENT LIABILITIES
NL-17-Current
Liabilities Schedule
PROVISIONS
NL-18-Provisions
Schedule
15,770,714
11,447,544
7,869,891
6,721,726
Sub-Total (B)
NET CURRENT ASSETS (C) = (A - B)
NL-19Miscellaneous
Expenditure
23,640,605
18,169,270
(19,100,436)
(14,958,407)
6,199,421
4,492,545
-
CONTINGENT LIABILITIES
Particulars
1
2
3
4
6
7
As at
March 31, 2013
(Rs.000)
-
As at
March 31, 2012
(Rs.000)
-
19,021
17,678
97,619
123,506
Rs. in '000s
Particulars
FIRE
MARINE
MISCELLANEOUS
2,745,803
-
2,106,632
-
10,441,776
-
Workme
n's
Compensati
195,862
-
Person
al
Accide
1,201,608
-
Health
Insuran
ce
1,818,732
-
Liability
1,773,116
-
Engineering
510,483
-
(499,668)
2,246,135
408,922
2,859,971
294,754
(87,901)
2,018,731
393,843
1,712,789
(1,502,880)
8,938,896
104,452
1,132,149
9,414,079
(8,859)
187,003
37,825
158,037
(2,371)
1,199,237
136,486
1,065,122
(160,687)
1,658,045
613,517
1,205,215
(148,505)
1,624,611
117,818
1,184,236
706,698
(35,808)
474,675
135,796
621,404
24,875
Motor
Premium from direct business written
Service Tax
Adjustment for change in reserve
for unexpired risks
Gross Earned Premium
Add: Premium on reinsurance accepted
Less : Premium on reinsurance ceded
Net Premium
Adjustment for change in reserve
for unexpired risks
Premium Earned (Net)
Trade Credit
Aviation
85,826
-
11,000
-
459,929
-
16,498,332
-
21,350,767
-
(6,876)
78,950
30,614
55,212
(3,518)
7,482
11,000
-
(76,636)
383,293
65,107
394,822
(1,946,139)
14,552,193
358,066
3,832,338
13,024,060
(2,533,709)
18,817,058
766,988
7,086,152
15,031,603
(67,722)
(977,700)
(1,154,247)
327,100
12,046,360
13,877,356
(106,207)
(70,340)
(771,609)
(7,739)
(1,724)
(58,066)
(65,948)
(4,175)
(717)
188,547
1,642,449
8,642,470
150,298
1,063,398
1,147,149
640,750
20,700
54,495
Others
Total
Year Ended
March 31,
2013
Grand Total
Rs. in '000s
FORM NL-1-B-RA
Particulars
FIRE
MARINE
MISCELLANEOUS
1,902,606
-
1,890,058
-
7,604,390
-
Workme
n's
Compensati
166,117
-
Person
al
Accide
1,167,076
-
Health
Insuran
ce
1,376,878
-
Liability
1,526,115
-
Engineering
375,188
-
(137,158)
1,765,448
332,371
2,053,022
181,955
(196,772)
1,693,286
2,410
318,588
1,573,880
(1,604,130)
6,000,260
1,877,444
1,347,534
8,134,300
(30,449)
135,668
119
24,040
142,196
47,293
1,214,369
127,359
1,039,717
(202,763)
1,174,115
323,255
1,053,623
(121,672)
1,404,443
103,439
1,007,987
621,567
(8,137)
367,051
120,463
471,355
24,296
(11,371)
47,635
19,692
39,314
3,889
(190,060)
(1,749,213)
(27,598)
43,829
(69,743)
(122,851)
(4,736)
185,844
1,383,820
6,385,087
114,598
1,083,546
983,880
498,716
19,560
Motor
Premium from direct business written
Service Tax
Adjustment for change in reserve
for unexpired risks
Gross Earned Premium
Add: Premium on reinsurance accepted
Less : Premium on reinsurance ceded
Net Premium
Adjustment for change in reserve
for unexpired risks
Premium Earned (Net)
Trade Credit
59,006
-
Aviation
-
Others
Total
Year Ended
March 31,
2012
Grand Total
348,236
-
12,623,006
-
16,415,670
-
(147,856)
200,380
59,976
288,260
(2,079,084)
10,543,922
2,101,465
3,381,198
11,343,273
(2,413,014)
14,002,656
2,436,246
5,752,808
13,099,108
(8,154)
(131,316)
(2,069,782)
(2,255,953)
31,160
156,944
9,273,491
10,843,155
Rs. in '000s
Particulars
FIRE
MARINE
Quarter
Ended
March 31,
MISCELLANEOU
Workme
n's
Compensati
51,946
-
Person
al
Accide
269,043
-
Health
Insuran
ce587,030
-
Liability
427,309
-
Engineering
51,609
-
Trade Credit
19,383
-
Aviation
2,592
-
Others
101,552
-
Total
4,721,641
-
Grand Total
5,941,234
-
25,851
294,894
31,214
237,829
(236,030)
351,000
243,303
343,727
(2,136)
425,173
8,689
272,360
163,638
66,243
117,852
10,479
53,205
8,883
4,813
24,196
6,222
13,161
1,136
3,728
2,592
-
(5,912)
95,640
18,148
83,404
(912,777)
3,808,864
57,578
959,147
3,820,072
(1,033,183)
4,908,051
81,750
1,690,164
4,332,820
706,250
-
513,343
-
Motor
3,211,177
-
(105,103)
601,147
24,172
640,993
89,429
(15,303)
498,040
90,024
423,319
(764,563)
2,446,614
38,410
321,852
2,927,735
(2,178)
49,768
10,251
41,695
(51,720)
(24,978)
(502,740)
(2,180)
24,514
(72,648)
38,583
1,834
3,621
(1,894)
(510,910)
(587,608)
37,709
398,341
2,424,995
39,515
262,343
271,079
202,221
10,717
16,782
81,510
3,309,162
3,745,212
Rs. in '000s
Particulars
FIRE
MARINE
Quarter
Ended
March 31,
MISCELLANEOUS
365,402
-
444,961
-
Motor
2,192,137
-
Workme
n's
Compensati
50,823
-
Person
al
Accide
271,809
-
Health
Insuran
ce361,879
-
Liability
334,221
-
Engineering
58,367
-
Trade Credit
18,485
-
107,270
472,672
59,156
393,999
30,559
(6,110)
438,851
2,410
72,237
375,134
(392,640)
1,799,497
675,156
401,319
2,465,974
(11,953)
38,870
7,354
43,469
261
272,070
29,848
241,961
(75,629)
286,250
116,395
245,484
35,444
369,665
24,029
199,597
158,653
40,287
98,654
25,900
78,664
5,603
(1,280)
17,205
6,236
12,249
8,414
(21,830)
(532,656)
(10,911)
842
(31,949)
7,029
628
38,973
353,304
1,933,318
32,558
242,803
213,535
165,682
6,231
Aviation
-
Others
90,903
-
Total
3,378,624
-
Grand Total
4,188,987
-
(43,421)
47,482
21,589
69,314
(448,931)
2,929,693
725,085
861,002
3,242,707
(347,771)
3,841,216
786,651
1,327,238
3,648,400
(1,152)
(33,879)
(602,048)
(615,464)
11,097
35,435
2,640,659
3,032,936
9,685,789
Particulars
FIRE
MARINE
MISCELLANEOUS
804,868
216,337
173,622
847,583
41,603
761,599
981,979
1,057,981
779,263
1,260,697
118,346
Motor
4,592,968
2,917,356
1,641,335
5,868,989
1,445,891
606,695
Net Claims
127,587
1,142,351
6,708,185
Workmen's
Compensatio
n
32,151
Health
Insuranc
e
800,987
73,703
58,062
47,792
3,217
Personal
Accident
314,285
205,272
170,377
349,180
32,007
44,575
317,173
Engineerin
g
577,484
316,359
180,069
937,277
163,648
Liability
292,186
414,960
340,556
366,590
4,976
217,470
Aviati
on-
40,525
56,232
561,777
1,970
557,982
Trade
Credit
31,993
43,694
51,619
24,068
3,264
773,629
154,096
5,765
20,804
(Rs. in '000s)
Particulars
FIRE
MARINE
908,261
173,622
1,041,146
779,263
3,293,390
1,641,335
Workmen
's
Compensa
14,132
58,062
164,574
917,309
46,528
852,919
547,589
1,272,820
5
150,885
4,180,451
754,274
6,175,797
437,866
41,434
30,760
1,418
227,592
207,170
27,562
237,346
614,552
91,867
458,069
636,860
45,038
663,792
65,180
322,793
255
325,547
Net Claims
110,918
1,121,940
6,492,205
29,342
179,608
522,685
18,106
(2,499)
Motor
Claims paid - Direct
Add Claims Outstanding at the end of the period
Less Claims Outstanding at the beginning of the
year
Pers
onal
Acci
264,385
170,377
Health
Insurance
671,829
180,069
MISCELLANEOUS
Engineerin
Liability
g
754,373
331,741
340,556
56,232
Trade
Credit
21,788
51,619
Aviati
on
-
43,080
30,327
2,192
28,135
(Rs. in '000s)
2,870,267
Particulars
FIRE
MARINE
Workmen
's
Compensa
5,597
73,703
Pers
onal
Acci
116,270
205,272
Health
Insurance
313,162
316,359
MISCELLANEOUS
Engineerin
Liability
g
67,652
11,757
414,960
40,525
225,214
216,337
256,941
1,057,981
Motor
1,341,536
2,917,356
205,929
235,622
802
207,841
911,776
403,146
29,926
2,461,951
1,796,941
352,682
191,203
76,501
2,799
560
218,824
102,718
11,633
308,003
321,518
50,647
403,027
79,585
1,322
20,616
41,199
11,083
1,501
12,203
28,583
373,220
1,958,420
2,239
91,085
270,871
60,291
381
Trade
Credit
7,251
43,694
Aviati
on
-
48,937
2,008
728
1,280
(Rs. in '000s)
Particulars
FIRE
MARINE
MISCELLANEOUS
332,255
173,622
326,678
779,263
1,062,808
1,641,335
Workmen
's
Compensa
5,426
58,062
166,816
339,061
6,586
304,115
801,594
304,347
41,344
5,263,729
(2,559,586)
5,729,466
145,386
62,403
1,085
542
210,267
22,281
6,518
218,306
181,637
31,876
385,753
543,026
44,458
535,741
63,823
12,366
70
19,019
57,984
(5,117)
138
41,532
263,003
3,024,494
543
15,763
149,761
51,743
(6,583)
(5,255)
Motor
Claims paid - Direct
Add Claims Outstanding at the end of the quarter
Less Claims Outstanding at the beginning of the
quarter
Add :Re-insurance accepted to direct claims
Less :Re-insurance Ceded to claims paid
Net Claims
Pers
onal
Acci
62,171
170,377
Health
Insurance
219,874
180,069
Liability
588,223
340,556
Engineerin
g
19,957
56,232
Trade
Credit
1,248
51,619
Aviati
on
-
Rs. in '000s
TATA AIG GENERAL INSURANCE COMPANY LIMITED
FORM NL-6-COMMISSION SCHEDULE
Particulars
FIRE
MARINE
MISCELLANEOU
163,064
44,057
646,348
248,487
34,887
479,132
157,525
Workmen's
Compensatio
n
17,647
2,968
(439,227)
213,600
321,607
14,679
80,906
(108,952)
187,195
37,806
106,386
18,848
24
163,064
54,886
190,663
2,938
248,487
330,382
117,623
30,703
424
479,132
6,907
10,327
413
17,647
27,634
39,015
33,548
100,197
30,091
13,460
17,340
60,891
14,230
193,729
215
208,174
Motor
Commission Paid - Direct
Add: Reinsurance accepted
Less : Reinsurance ceded
Net Commission
Personal
Accident
100,197
19,291
Health
Insurance
60,891
169,843
Liability
208,174
18,783
39,762
Engineering
25,186
18,092
199,557
Trade Credit
Aviation
Others
10,289
1,530
227
(156,279)
8,759
(227)
6,506
18,015
649
16
25,186
1,886
8,403
10,289
10,96
16,33
(5,36
5,76
3,73
41
1,05
10,96
Rs. in '000s
Particulars
FIRE
MARINE
MISCELLANEOU
100,426
38,136
397,059
226,592
241
33,271
325,584
147,034
Workmen's
Compensatio
n
13,953
55
4,220
(258,497)
193,562
178,550
9,788
73,619
(28,083)
141,085
24,968
7290
1,
2,557
-
49,801
1738
86
,
2,905
-
204,292
98991
,
22,301
-
5,145
87
16
,
92
-
23,733
3032
9,
38,494
-
25,792
1523
8,
14,478
-
100,426
226,592
325,584
13,953
92,556
55,508
Motor
Commission Paid - Direct
Add: Reinsurance accepted
Less : Reinsurance ceded
Net Commission
Personal
Accident
92,556
18,937
Health
Insurance
55,508
83,591
Liability
173,554
15,866
48,335
Engineering
16,957
16,566
98,391
Trade Credit
Aviation
Others
8,089
747
7,91
12,97
(64,868)
7,342
(5,06
12,283
16098
0,
291
-
5,795
1109
8,
64
-
2,849
52
40
,
-
5,68
1
6
,
26
-
173,554
16,957
8,089
7,91
Rs. in '000s
Particulars
FIRE
MARINE
MISCELLANEOU
46,667
2,659
114,657
60,782
5,456
153,178
24,371
Workmen's
Compensatio
n
4,881
(120)
Net Commission
(65,331)
55,326
128,807
5,001
18,920
(49,283)
47,483
8,214
27,054
11,375
24
13,739
46,437
606
-
104,298
36,935
11,521
424
1,722
2,865
294
-
5,633
8,827
9,151
-
7,794
2,861
10,602
-
46,667
60,782
153,178
4,881
23,611
21,257
Motor
Personal
Accident
23,611
4,691
Health
Insurance
21,257
70,540
Liability
48,289
3,897
4,703
Engineering
5,508
2,175
101,783
Trade Credit
Aviation
Others
2,432
531
75
4,66
(94,100)
1,901
(75)
4,010
44,166
113
-
1,507
3,794
191
16
65
2,440
(73)
-
1,34
1,98
27
1,05
48,289
5,508
2,432
4,66
4,65
Rs. in '000s
Particulars
FIRE
MARINE
MISCELLANEOUS
15,065
6,659
54,191
55,971
241
7,704
95,577
42,594
Workmen's
Compensatio
n
4,211
2,134
(32,467)
48,508
52,983
2,077
14,198
(23,697)
31,405
5,579
9,044
442
-
12,144
43,221
606
-
63,350
31,275
952
-
1,701
2,476
34
-
4,337
6,938
7,280
-
5,994
2,873
(269)
-
3,723
35,562
(371)
-
15,065
55,971
95,577
4,211
Motor
Commission Paid - Direct
Add: Reinsurance accepted
Less : Reinsurance ceded
Net Commission
Personal
Accident
18,555
4,357
Health
Insurance
8,598
32,295
Liability
38,914
4,360
11,869
Engineering
4,661
3,794
34,169
Trade Credit
Aviation
Others
2,623
263
3,73
(25,714)
2,360
1,512
3,140
9
-
861
1,762
-
2,80
1,01
(85
-
18,555
8,598
38,914
4,661
TATA AIG GENERAL INSURANCE COMPANY LIMITED
2,623
3,73
4,85
(1,12
FIRE
MARINE
MISCELLANEOUS
Motor
85,185
5,628
127,146
5,278
548,732
27,374
Workmen's
Compensatio
n
15,428
506
Person
al
Accide
105,189
4,215
Health
Insurance
154,019
6,441
Liability
107,294
4,499
Engineerin
g
6,370
450
Trade
Credit
7,326
469
Aviation
28
1
Others
62,188
4,095
Total
1,006,574
48,050
1,218,905
58,956
1,499
1,591
4,602
43,643
4,727
3,837
12,167
446,931
22,589
36,670
60,175
5,614
492
585
1,251
64,636
3,264
8,545
12,725
78,507
4,183
10,596
16,046
30,360
3,783
2,675
9,205
1,612
133
136
403
2,099
205
131
478
12,296
1,440
2,783
4,705
642,063
36,089
62,121
104,990
712,105
42,315
67,549
121,759
(252)
8
2
4
28,772
43,426
696,343
11,732
174,402
201,790
20,669
1,577
98
467
975
45
548
1,115
362
10
20,353
1,126,618
1,198,816
18
361
2
33
99
50
6
35,602
3,999
549
66
361,762
2,029
1
233
56
3,434
471
56
351,056
14
2
5,574
552
64
8
5,132
134
16
218,947
75
9
42,457
153
18
48,086
50
6
2,251
2,616
311,338
6
1
3,447
252
10,546
14,586
2,026
340,932
344,100
44
515
3,096
(7,109)
6,172
1,043
8,005
173,014
166
711
2,650
(333)
17,882
11,619
15,106
299,115
41,141
5,778
3,952
(7,573)
95,344
11,027
66,978
2,599,949
27
36
330
(184)
1,879
306
1,818
43,828
23,391
343
6,735
(1,584)
15,427
(7,073)
10,165
476,710
26,090
507
7,512
(2,629)
20,434
(6,378)
13,416
599,212
130
331
1,130
(738)
13,767
1,981
12,025
213,967
4
61
95
(307)
578
91
612
12,246
6
25
(71)
674
782
663
12,786
1
3
47
4,982
112
(868)
7,978
12,398
5,439
177,661
95,771
7,193
19,754
(13,954)
156,082
13,134
111,119
4,136,406
95,981
8,419
25,500
(21,396)
180,136
25,796
134,230
4,608,535
Employees remuneration and welfare benefits Travel, conveyance and vehicle running expenses Training expenses
Rents, rates and taxes
Repairs
Printing and Stationery
Communication
Legal and Professional charges Auditors' fees, expenses etc.
a)
as auditors
b)
as advisor or in any other capacity, in respect of :
(i) Taxation matters
(ii) Insurance matters (iii) Management services
c)
in any other capacity and
d)
out of pocket expenses Advertisement and publicity Interest and Bank Charges Others:
Direct Telemarketing costs Agents Training
Business Development Expenses Foreign Exchange (Gain) / Loss Information Technology Expenses Miscellaneous Expenses
Depreciation/ Amortisation Total
Rs. in '000s
FIRE
MARINE
MISCELLANEOUS
23,125
31,133
169,214
Workme
n's
ompensao
4,288
25,214
47,872
26,213
991
12,884
288,536
1,624
697
12,514
546
757
3,191
9,534
3,380
139,186
3,934
12,192
19,992
151
82
704
73
191
364
1,148
768
7,232
294
2,347
3,719
2,183
1,599
15,074
675
3,460
5,767
1,123
542
6,962
415
549
2,316
(1)
(4)
(1)
(1)
-
9,020
12,318
240,605
3,680
38,793
57,634
6,213
97
63
128
(3)
19
80
284
1,874
151
26
516
34
26
130
44
(14)
1,426
788
5,930
212
436
1,430
(2)
958
448
2,064
30
753
15
03
,
(4,613)
15,344
6,908
171,862
5,451
19,536
3387
1,
31
4
1
3,346
191
118
12
5
1,571
721
246
25
9
50,457
135
13
5
22,386
336
36
11
26,629
2,169
4,060
82
8
3
686
509
2
108
12
5
(3)
28
32
1
3
33,760
239
850
84
32
136,405
75,224
12
1
1
2,382
74
81
314
361
406
(927)
4,774
1,526
3,617
76,011
9,784
4,487
(4,730)
30,998
(1,520)
18,854
782,255
45
15
(112)
516
(96)
489
11,877
(1,593)
235
(917)
4,136
(8,256)
2,145
103,220
432
372
(1,586)
6,834
(10,859)
3,773
168,232
286
138
(169)
3,355
(1,146)
2,769
51,154
9
38
81
68
(32)
79
2,005
13
14
(42)
176
161
160
3,313
1,549
57
(433)
1,502
1,571
1,163
53,471
10,525
5,356
(7,908)
47,585
(20,178)
29,430
1,175,501
Motor
1,582
(75)
2,061
50,809
CtiAidt
Personal
ccenInsura
nc
Health
Liability
Engineerin
g
Trade
Credit
Aviation
Others
(1)
(2)
(26)
a)
as auditors
b)
as advisor or in any other capacity, in respect of :
(i) Taxation matters
(ii) Insurance matters (iii) Management services
c)
in any other capacity and
d)
out of pocket expenses Advertisement and publicity Interest and Bank Charges Others:
Direct Telemarketing costs Agents Training
Business Development Expenses Foreign Exchange (Gain) / Loss Information Technology Expenses Miscellaneous Expenses
Depreciation/ Amortisation Total
TATA AIG GENERAL INSURANCE COMPANY LIMITED
FORM NL-7-OPERATING EXPENSES SCHEDULE
OPERATING EXPENSES RELATED TO INSURANCE BUSINESS
Employees remuneration and welfare benefits Travel, conveyance and vehicle running expenses Training expenses
Rents, rates and taxes Repairs
Printing and Stationery Communication
Legal and Professional charges Auditors' fees, expenses etc.
a)
b)
as auditors
as advisor or in any other capacity, in respect of :
Total
342,638
82,315
FIRE
MARINE
MISCELLANEOUS
18,696
30,740
110,772
Wor
' kmens
Compensa
tion
4,206
1,224
1,256
12,767
1,075
4,341
109,456
6,719
117
646
120
12,892
126,202
139
14
3,163
697
283
28
67,494
820
42
61
3,170
4,143
81,963
Motor
5,254
18
1
1,405
89
83
22
1,675
29,033
Person
al
Accide
25,445
Health
Insuranc
Liability
Engineerin
g
Trade
Credit
Aviation
Others
31,801
26,343
1,706
1,929
830
13,336
2,105
1,039
18,335
2,241
1,178
6,431
721
2,509
63,161
64,480
5,032
118
231
27
416
193
303
44
810
165
16
4,156
289
29
4,515
105
10
611
1,421
15
1
862
76
3,261
3,889
528
3
63
14
6,804
308
(1,399)
(1,027)
15,284
514,933
103
4
(36)
(67)
557
7,950
15,053
131
(601)
(480)
2,673
139,407
15,065
142
(996)
(1,417)
3,125
154,712
625
29
(878)
(393)
3,199
51,530
16
2
(123)
(11)
168
2,818
217,8
15,629
890
6,549
688
(56,517)
206,0
5
1
15
27
119
11
1,616
601
37
2
(21)
268
198
4,229
2,142
12
(444)
41
27
,
1,420
(19,555)
Rs. in '000s
a)
as auditors
b)
as advisor or in any other capacity, in respect of :
(i) Taxation matters
(ii) Insurance matters (iii) Management services
c in an other caacit and
)ypy
d) out of pocket expenses Advertisement and publicity Interest and Bank Charges Others:
Direct Telemarketing costs Agents Training
Business Development Expenses
Foreign Exchange (Gain) ! Loss
Information Technology Expenses
Miscellaneous Expenses Depreciation! Amortisation Total
Total
8,7
155,2
12,6
79,3
9,8
39,8
6
(4,49
26,6
856,0
Particulars
Authorised Capital
750,000,000 (Previous Year :
450,000,000) Equity Shares of Rs.10
each
Issued Capital
505,000,000 (Previous Year :
450,000,000) Equity Shares of Rs.10
each
Subscribed Capital
505,000,000 (Previous Year :
450,000,000) Equity Shares of Rs.10
each
Called-up
Capital
505,000,000 (Previous Year :
450,000,000) Equity Shares of Rs.10
each
Less : Calls unpaid
Add : Equity Shares forfeited (Amount
originally paid up)
Less : Par Value of Equity Shares bought back
Less : Preliminary Expenses
As at
March 31, 2013
(Rs.000).
As at
March 31, 2012
(Rs.000).
7,500,000
4,500,000
5,050,000
4,500,000
5,050,000
4,500,000
5,050,000
4,500,000
5,050,000
4,500,000
TATA AIG
GENERAL
INSURANCE
COMPANY
LIMITED
FORM NL-9PATTERN OF
SHAREHOLDI
NG
SCHEDULE
SHARE
CAPITAL
P
A
T
T
E
R
N
O
F
S
H
A
R
E
H
O
L
D
I
N
G
[
A
s
c
e
r
t
i
f
i
e
d
b
y
t
h
e
M
a
n
a
g
e
m
e
n
t
]
Shareholder
As at
March 31, 2013
Number of
Shares
Promoters
Others
TOTAL
2
3
4
Capital Reserve
Capital Redemption
R e s ePremium
rve
Share
General Reserves
As at
March 31, 2013
(Rs.000).
151,237
Nu
373,700,000
74%
131,300,000
26%
505,000,000
100%
Particulars
% of
Holding
As at
March 31, 2012
(Rs.000).
151,237
5
6
7
1,029,807
1,181,044
(23,789)
127,448
Particulars
Debentures/ Bonds
Banks
As at
March 31, 2013
(Rs.000).
-
As at
March 31, 2012
(Rs.000).
-
3
4
Financial Institutions
Others (to be specified)
TOTAL
Particulars
As at
March 31, 2013
(Rs.000).
As at
March 31, 2012
(Rs.000).
11,703,185
5,942,670
2
3
4
5
Other Approved
S e c Investments
urities
Other
(a)
Shares
(aa)
Equity
(bb)
Preference
( b)
Mutual Funds
(c) Derivative Instruments
(d) Debentures/ Bonds
(e) Other Securities
(f) Subsidiaries
(g)
Investment PropertiesReal
Estate
Investments in Infrastructure and Social
Sector
Other than Approved Investments
4,514,128
5,641,863
-
2,155,569
7,222,082
-
1
2
3
(c) Subsidiaries
120,200
1,834,587
2,243,380
1,643,864
20,048
-
4
5
(e)
Investment Properties-Real
Estate
Investments in Infrastructure and Social
Sector
Other than Approved Investments
TOTAL
129,320
49,921
24,352,076
18,868,741
Particulars
SECURITY-WISE CLASSIFICATION
Secured
(a) On mortgage of property
(aa) In India
(bb) Outside India
(a) On Shares, Bonds, Govt. Securities
(c)
Others (to be specified)
Unsecured
TOTAL
BORROWER-WISE CLASSIFICATION
(a) Central and State Governments
(b) Banks and Financial Institutions
(c) Subsidiaries
(d) Industrial Undertakings
(e)
Others (to be specified)
TOTAL
PERFORMANCE-WISE CLASSIFICATION
(a) Loans classified as standard
(aa) In India
(bb) Outside India
(b) Non-performing loans less provisions
(aa) In India
(bb) Outside India
TOTAL
As at
March 31, 2013
(Rs.000).
As at
March 31, 2012
(Rs.000).
MATURITY-WISE CLASSIFICATION
(a) Short Term
(b) Long Term
TOTAL
FIXED ASSETS
(Rs.000)
Particulars
Opening
Goodwill
Leasehold Improvements
Buildings
Furniture & Fittings
Information
Technology
Equipment
Vehicles
Office Equipment
Others
Grand Total
PREVIOUS YEAR
171,423
56,488
398,581
17,878
105,621
1,201,520
1,104,667
30,606
4,870
187,890
589,599
72,983
426,207
135,518
47,326
307,948
Depreciation
For The
On Sales!
Period Adjustment
s
28,120
29,535
1,676
6,344
40,061
4,661
7,258
21,380
724,454
126,514
745
36,221
29,661
25,136
126,256
1,889,753
1,201,520
11,306
81,053
906,149
803,050
3,468
10,491
134,229
130,863
Closing
Up to Last
Year
695
34,891
27,764
To Date
Marc
134,103
1,676
53,670
343,348
14,774
90,849
1,005,487
906,149
Particulars
As at
March 31, 2013
(Rs.000)
245,924
1,269,579
-
As at
March 31, 2012
(Rs.000)
253,668
818,223
-
TOTAL
1,515,503
1,071,891
Particulars
1
2
3
4
5
ADVANCES
Reserve deposits with ceding
companies
Application money for investments
Prepayments
Advances to Directors/Officers
Advance tax paid and taxes deducted
at source (Net of provision for taxation)
Others
Advance to Employees
Advance to Suppliers
Advances against Capital Assets
TOTAL (A)
As at
March 31, 2013
(Rs.000).
-
As at
March 31, 2012
(Rs.000).
-
35,249
194,695
49,787
231,080
4,160
33,215
28,598
295,917
4,316
12,762
876
298,821
1
2
3
4
5
6
7
8
9
10
OTHER ASSETS
Income accrued on investments
Outstanding Premiums
Agents Balances
MAT Credit Entitlement
Service tax unutilised credit
Foreign Agencies Balances
Due from other entities carrying
on insurance business (including
reinsurers)
Due from subsidiaries/ holding
Deposit with Reserve Bank of India
[Pursuant to section 7 of Insurance
Act, 1938]
Others Receivables
Salvage and Subrogation
Deposits for Office Premises
Deposits with Telecom Authorities
and Housing Deposits for employees
Earnest Money Deposit
Other Deposits
Balance due from AIG entities
Receivable from Service Providers
TOTAL (B)
664,143
524,158
12,662
56,797
72,868
1,216,761
514,415
268,101
3,072
3,202
892,128
9
112,547
26,137
95,304
7,240
2,000
16,487
20,454
3,726
2,728,749
2,000
44,225
9,002
1,462
1,840,151
TOTAL (A+B)
3,024,666
2,138,972
1
2
3
4
5
6
7
8
9
10
Agents Balances
Balances due to other
insurance companies
(including. reinsurers)
Deposits held on re-insurance
ceded
Premiums received in advance
Unallocated Premium
Sundry creditors
Due to subsidiaries/
holding company
Claims Outstanding *
Due to Officers/ Directors
Others
Unclaimed Amount of
Policyholders
Due to AIG entities
Due to Tata AIA Life
Insurance Company Limited
Deposit from Service Providers
Other Deposits Accepted
Due to Environment Relief Fund
Due to Solatium Fund
Due to Statutory Authorities
Payable on purchase of
investments
Service Tax Liability
Salvage and Subrogation
TOTAL
As at
March 31, 2013
(Rs.000).
104,438
5,809,520
As at
March 31, 2012
(Rs.000).
69,870
4,141,845
1,647,406
54,555
620,628
-
1,476,560
25,853
527,986
-
7,088,728
-
4,930,684
-
313,042
143,909
27,690
4,727
11,402
14,262
7,056
43,496
7,056
86
4,996
72,644
2,432
2,453
15,770,714
2,084
59,520
94
1,504
11,447,544
* Includes Rs. 1,696,706 (in '000) [Previous year Rs 1,429,616 (in '000)] representing additional reserves on
own commercial vehicle third party portfolio as a consequence of dismantling of Motor Pool on 31st March,
2012
1
2
3
As at
March 31, 2013
(Rs.000).
7,841,317
28,574
-
As at
March 31, 2012
(Rs.000).
6,687,070
34,656
-
4
5
6
6,721,726
MISCELLANEOUS EXPENDITURE
(To the extent not written off or adjusted)
Particulars
As at
March 31, 2013
(Rs.000).
As at
March 31, 2012
(Rs.000).
Others (to be
specified)
TOTAL
25,041,227
345
(3,206,690)
(469,040)
(8,752,113)
(1,248,951)
(4,736,202)
8,358
(205,088)
(2,206,815)
4,225,031
4,225,031
(732,531)
616
(140,265,228)
135,455,260
1,303,075
(4,238,808)
550,000
550,000
536,223
1,236,670
1,772,893
2. Cash and cash equivalents at the end of the current accounting year comprise of the following Balance Sheet amounts:
(Rs in '000's)
Cash (including cheques on hand, stamps on hand)
245,924
Bank Balances (with scheduled banks)
1,269,579
259,927
1,775,430
(2,537)
1,772,893
31-March-2013
(Rs in Lakhs)
Date:
Statement of Liabilities
Sl.No.
1
2
a
c
Note
Particular
Fire
Marine
Marine Cargo
Engineering
Aviation
Total Liabilities
Reserves for
unexpired
risks2,498
8,573
8,573
199
78,413
Total Reserves
4,661
19,153
19,153
604
149,300
Reserves
for unexpired
risks
1,436
7,869
7,869
157
66,871
As at March 31, 2
Reserve for
Outstanding
Claims 1,367
5,928
5,928
219
37,750
PERIODIC DISCLOSURES
FORM NL-22
STATES
Andhra Pradesh
Goa
Jharkhand
Manipur
Punjab
Rajasthan
Uttar Pradesh
Dadra & Nagra Haveli
Uttaranchal
Total
Fire
For
the
qtr 4
1
2
1
3
5
0
4
7
4,049
2
4
4
5
1
0
4
2
1
4
6
7,063
Upto
the
qtr
2,442
34
66
1
242
14,11
6
42
4
11
92
218
110
-
Marine (Cargo)
Marine (Hull)
For
the
qtr 2
6
2
1
2
-
For
the
qtr
15
Upto
the
qtr4
5
0
49
46
2,038
7,846
3
1
7
-
3,486
51
-
4
3
9
3
5
-
Upto
the
qtr
Motor Own
Damage
Aviation
For
t
h2
9
0
2
2
1
1
Upto
the
qtr
1,595
Engineering
Upto
the
qtr
-
For
the
qtr
1,028
Upto
the
qtr
3,249
For
the
qtr
1
237
596
92
336
37
72
1
1
-
375
1,211
17,01
4
-
13
4,486
2
6
-
208
567
1
2
1,477
3
4
4,554
35
30
1,705
5,469
18
169
1
1
1
760
2,138
3
78
125
For
th
e
Motor Third
Party
62
-
25
321
912
6
27,45
8
2
21,06
6
5
1
2
6
1
1
293
31,40
8
293
97,47
6
5,133
5,105
703
Upto
the
qtr 1
8
2
8
2
1
1
1
3
1,048
4
3
1
2
8
3
1
6
5
7
8
2
6,942
Liability
insurance
Personal
Accident
Medical
Insurance
Overseas
medical
Insurance
For
the
qtr
183
Upto
the
qtr
827
For
t
h
111
Upto
the
qtr
477
For
th
e
36
Upto
the
qtr
71
For
the
qtr
91
1
26
12
29
17
15
28
25
3
-
Upt
the
qtr
40
30
11,28
4
-
16
40
11
1,380
6,593
3,416
8,470
737
3,10
14
25
2
62
22
33
111
20
43
63
34
40
2,781
-
18
10
124
13
24
101
10
15
11
0
19,69
0
4
12,01
6
3,810
9,203
2,060
2,690
0
4,793
8,98
PERIODIC DISCLOSURES
FORM NL-23
Date:
31-March-2
(Rs in Lakhs)
S.No.
Reinsurance Placements
No. of
reinsurers
Proportional
1
2
3
4
5
6
15
68
2
85
9,635
39,768
49,403
Non-Proportional
1,524
9,106
10,631
PERIODIC DISCLOSURES
FORM NL-24
Ageing of Claims
Date:
31-March-2013
(Rs in Lakhs)
Ageing of Claims - Quarter Ended March 31, 2013
Line of Business
Total No. of
claims paid
Sl.No.
1,993
1-3
months
1,051
3-6
months
303
6 months 1
year 142
887
1,032
611
285
1 month
1
Fire
Marine Cargo
Marine Hull
Engineering
> 1 year
Total
amount
of claims
paid
78
3,567
2,272
103
2,918
2,606
13
14
16
55
133
Motor OD
33,785
23,632
2,838
859
135
61,249
11,336
Motor TP
17
89
185
221
341
853
2,099
Health
8Overseas
Travel
Personal Accident
907
636
113
40
1,699
1,023
528
822
574
187
22
2,133
1,803
690
722
266
58
10
1,746
1,158
19
28
31
23
110
746
9
1
0
1
1
1
2
1
3
Liability
Crop
Aviation
Miscellaneous
Total
4,410
5,386
1,007
516
79
11,398
1,070
43,242
33,411
5,942
2,347
786
85,728
24,245
PERIODIC DISCLOSURES
FORM NL-25
Insurer:
Date:
31-March-2013
No. of claims only
Claims Experience
Claims O/S at the beginning of the period
Claims reported during the period
Claims Settled during the period
Claims closed during the period
Claims O/S at End of the period
Less than 3 months
3 months to 6 months
1 year and above
Fire
2,299
5,173
3,567
1,458
2,154
1,169
362
300
Mari
ne
Car
3,984
3,798
2,918
1,037
3,321
1,841
617
400
Mari
ne
Hull
Engin
ee
ring
244
65
55
82
160
46
24
35
Motor
OD
14,721
64,493
61,249
6,236
11,240
8,890
1,303
411
Mo
tor
TP
7,340
1,769
853
747
7,509
1,344
1,263
3,248
Hea
lth
420
2,461
1,699
490
389
269
64
36
Over
sea s
Trave
2,001
3,485
2,133
1,086
2,084
1,587
321
26
Perso
nal
Accid
1,061
2,869
1,746
832
1,165
942
109
85
Liabil
ity
456
337
110
98
563
177
121
144
Cr
o
p
Ite
m
No 1
2
3
4
5
6
7
8
9
Description
F i r e
Marine Cargo
Marine Hull
Motor
Engineering
Aviation
Liabilities
Others
Health
Total
Gross
Premiu
m
29,084
21,066
105,606
6,455
110
20,868
5,453
30,203
218,845
Net Premium
2,948
17,128
94,387
249
0
8,647
4,500
22,703
150,562
Gross
incurred
claim 16,045
14,065
62,961
6,899
21
10,440
4,957
13,037
128,425
Net
incurred
Claim 1,382
11,424
53,523
210
2,382
4,124
10,908
83,953
RSM
-1
RSM
-2
2,908
3,426
18,87
8
646
11
3,130
900
4,541
34,44
0
RS
M
2,407
3,427
16,05
7
1,035
3
2,349
1,237
3,272
29,78
7
2,908
3,427
18,87
8
1,035
11
3,130
1,237
4,541
35,16
7
FORM NL-27
Insure
r:
Sl. No.
1
2
3
4
5
6
7
8
9
Dat
e:
Office Information
Number
31-March2013
53
0
Out of approvals of
previous year
Out of approvals of this
year
14
0
0
67
12
0
67
PERIODIC DISCLOSURES
Rs. In Lakhs
SCH
AMOUNT
Investments
Loans
Fixed Assets
10
9,230
Current Assets
a. Cash & Bank Balance
11
15,155
12
30,247
243,521
-
Current Liabilities
a.
Current Liabilities
13
157,707
b.
Provisions
14
78,699
15
61,747
SCH
Amount
10
9,230
11
15,155
12
30,247
Current Liabilities
13
157,707
Provisions
14
78,699
15
TOTAL (B)
(A-B)
(181,774)
243,521
SH
No
1
2
3
'Investment' represented as
G.
Sec
1.
1.
Approved Investments
Certification:
Certified that the
information given
herein are correct and
complete to the best
of my knowledge and
belief and nothing has
been concealed or
suppressed
Balance
(a)
Not less
than
20%
Not less
than
30%
Not less
than
15%
Not
exceedin
g
55%
Total Investment Assets
100%
Reg. %
FRSM
(b)
27,425
27,541
29,184
23,463
100%
PH
Book
Value
(c)
d = (b+c)
90,31
0
90,69
3
96,10
3
77,26
5,721
4
18,84
0
56,724
(316)
117,735
118,234
125,287
186,796
243,205
(d + e)
49%
51%
(3
16
-
0%
243,521
241,968
(e)
-
10%
24,561
Total
48%
41%
100,726
FVC
Amount
(3
16
)
-
117,735
118,234
124,971
100,726
24,245
-
PERIODIC DISCLOSURES
FORM NL-29
Insur
er:
Date:
31-Marc
(Rs in Lakhs)
Detail Regarding debt securities
As at March 31,
2013
Break down by credit rating
AAA rated
AA or better
Rated below AA but above A
Rated below A but above B
Any other
BREAKDOWN BY
RESIDUALMATURIT
Y
Up to 1 year
more than 1 year and upto
3 years
More than 3 years and up to
7 years
More than 7 years and up to
10 years
Above 10 years
MARKET VALUE
as % of total
As at March 31,
for this class
2012
Book
as % of total
for this class
As at March 31,
2013
as % of total
for this class
104,188
130,196
44%
0%
0%
0%
56%
95,689
199
82,623
54%
0%
0%
0%
46%
103,722
132,214
44%
0%
0%
0%
56%
17,341
7%
28,688
16%
17,344
7%
26,232
11%
48,725
27%
26,105
11%
42,121
18%
63,974
36%
42,027
18%
27,590
12%
3,129
2%
27,662
12%
121,099
52%
33,995
19%
122,798
52%
115,717
498
49%
0%
75,459
-
42%
0%
117,735
499
50%
0%
Breakdown by type of
the issurer
a.
b.
Central Government
State Government
1.
2.
In case of a debt instrument is rated by more than one agency, then the lowest rating will be taken for the purpose of classification.
Market value of the securities will be in accordnace with the valuation method specified by the Authority under Accounting/ Investment regulations.
Note
PERIODIC DISCLOSURES
Dat
e:
31-March-2013
Analytical Ratios
Sl.No.
Particular
Quarter
Ended March
31, 2013
42%
Quarter
Ended March
31, 2012
34%
96%
38%
73%
6%
Year Ended
March 31, 2013
30%
344%
38%
70%
6%
93%
12%
87%
6%
Year E
March 3
40%
365
12%
80%
6%
1
2
3
4
5
28%
28%
29%
29%
7
8
9
10
11
12
13
14
15
Combined Ratio
Technical Reserves to Net Premium Ratio
Underwriting Balance Ratio
Operating Profit Ratio
Liquid Assets to Liabilities Ratio
Net Earning Ratio
Return on Net Worth Ratio
Available Solvency to Required Solvency Margin Ratio
NPA Ratio
Gross NPA Ratio
Net NPA Ratio
69%
345%
-11%
3%
27%
3%
2%
1.61
69%
99%
-4%
10%
27%
7%
17%
1.61
94%
318%
-43%
-33%
40%
-22%
-18%
1.40
75%
89%
-14
-3%
40%
-2%
-6%
1.4
NA
NA
N
N
NA
NA
NA
NA
505,000,000
74%
-
505,000,000
74%
-
450,000,000
74%
-
0.22
2.14
(1.92)
0.22
2.14
(1.92)
12.34
12.34
10.28
450,0
PERIODIC DISCLOSURES
DATE:
(Rs in Lakhs)
31-MARCH-2013
RELATED PARTY TRANSACTIONS
CONSIDERATIO
SL.NO.
7
12
17
22
27
32
37
42
46
47
NATURE OF
RELATIONSHIP
WITH THE CCOMPANY
FELLOW SUBSIDIARIES
FELLOW SUBSIDIARIES
FELLOW SUBSIDIARIES
FELLOW SUBSIDIARIES
FELLOW SUBSIDIARIES
FELLOW SUBSIDIARIES
FELLOW SUBSIDIARIES
FELLOW SUBSIDIARIES
FELLOW SUBSIDIARIES
FELLOW SUBSIDIARIES
FELLOW SUBSIDIARIES
FELLOW SUBSIDIARIES
FELLOW SUBSIDIARIES
FELLOW SUBSIDIARIES
FELLOW SUBSIDIARIES
FELLOW SUBSIDIARIES
FELLOW SUBSIDIARIES
FELLOW SUBSIDIARIES
JOINT
VENTURE
PROMOTERS
JOINT
VENTURE
PROMOTERS
JOINT VENTURE
DESCRIPTION OF
TRANSACTIONS /
CATEGORIES
PREMIUM RECEIVED
SERVICES RECEIVED
CLAIMS PAID
PREMIUM RECEIVED
CLAIMS PAID
PREMIUM RECEIVED
AMOUNT DUE TO THE
PREMIUM RECEIVED
PREMIUM RECEIVED
SERVICES RECEIVED
SERVICES RECEIVED
CLAIMS PAID
PREMIUM RECEIVED
CLAIMS PAID
PREMIUM RECEIVED
SERVICES RECEIVED
CLAIMS PAID
PREMIUM RECEIVED
CLAIMS PAID
FOR
THE
QUART
ER
UP TO
THE
QUARTE
R
0
299
390
1
18
295
51
31
404
6
1
3
1
0
-
1
1
1,059
1,551
50
35
295
58
44
662
44
3
1
31
2
8
PREMIUM RECEIVED
88
SERVICES RECEIVED
PERIODIC DISCLOSURES
DATE:
(Rs in Lakhs)
31-MARCH-2013
RELATED PARTY TRANSACTIONS
CONSIDERATIO
SL.NO.
49
50
51
54
59
61
62
GAURAV D. GARG
KAUSHAL K. MISHRA
NATURE OF
RELATIONSHIP
WITH THE CCOMPANY
JOINT
VENTURE
PROMOTER
JOINT
VENTURE
PROMOTER
FELLOW SUBSIDIARIES
FELLOW SUBSIDIARIES
FELLOW SUBSIDIARIES
FELLOW SUBSIDIARIES
FELLOW SUBSIDIARIES
KEY
MANAGEMENT
PERSONNEL
KEY
MANAGEMENT
PERSONNE
FOR
THE
QUART
ER
UP TO
THE
QUARTE
R
SHARE CAPITAL
SHARE CAPITAL
5
0
4
30
-
REMUNERATIO
REMUNERATION
TOTAL
4,070
1,430
11
6
40
142
-
72
28
63
2,788
13,097
PERIODIC DISCLOSURES
Insurer:
Date:
31-March-2013
Sl. No.
1
2
3
4
5
6
7
8
9
Name of Product
IRDA Ref.no.
Class of
Business*
Category of product
None
None
IRDA/NL/PRODUCT/MOTOR/01/2012
IRDA/NL/TATA/P/MISC(P)/V ii/1702/9-10/REV
Personal Lines
Personal Lines
None
HGP0612
TG1203
AS0612
None
IRDA/NL/F&U/TAIG/MOT/ADD-ONS
IRDA/NL-HLT/TATA/MISC(H)P006/V.1/2012-13
IRDA/NL/TATAI/P/MISC(PA)/2040/V.11/12-13
IRDA/NL-HLT/TATAI/MISC/P/10/V.1/12-13
IRDA/NL/F&U/TAIG/Mot/Add-ons
Personal Lines
Accident & Health
Accident & Health
Accident & Health
Personal Lines
Motor
Internal Tariff rated prod
Internal Tariff rated prod
Internal Tariff rated prod
Internal Tariff rated prod
None
IRDA/NL/F&U/D&O-Liability/Tata-AIG
Financial Lines
Exposure Rated
None
IRDA/NL/F&U/D&O-Liability/Tata-AIG
Financial Lines
Exposure Rated
Description
(2)
Notes No.
(3)
Amount
(4)
PERIODIC DISCLOSURES
2
3
4
5
10
(4+7)
210,312
149,300
86,820
(25,808)
82,816
286
82,530
56,722
35,167
1.61
PERIODIC DISCLOSURES
FORM NL-34
Insurer:
Date:
Sl. No.
1
2
3
Name of person
Mr. Farrokh K. Kavarana
Mr. Ishaat Hussain
Mr. Michael Whitwell
Mr. B.D. Banerjee
Mr. Ashok R Soni
Mr. F.N. Subedar
Mr. Janki Ballabh
Mr. Gaurav Garg
Mr. Kaushal K. Mishra
Mr. Kurush Daruwalla
Mr. M. Ravichandran
Mr. Subramanian Suryanarayanan
Mr. Saket Singhal
Mr. Koushik Gopinath
Mr. Vijay Pandit
6
7
8
11
12
13
16
17
18
Role/designation
Chairman
Director
Director
Director
Director
Director
Director
CEO & Managing Director
CEO
COO
President Insurance
National Head - HR
Appointed Actuary
Chief Investment Officer
National Head - Internal Audit
Details of chang
No Change
No Change
No Change
No Change
No Change
No Change
No Change
Resigned. Tenure upto 11th Septe
W.e.f. 12th September, 2012
Additional Responsibility w.e.f. 12
W.e.f. 12th September, 2012
No Change
No Change
No Change
No Change
%
Company Name
Instrume
nt
Type
Interest
Rate
Total O/s
(Book
Default
Principal
Default
Interest
Principal
Due
Interest Due
from
Deferr
ed
Deferr
ed
Rolled
Over?
Board
Approval
Ref
Classifica
n
PERIODIC DISCLOSURES
NIL
CERTIFICATION
Certified that the information given herein are correct and complete to the best of my knowledge and belief and nothing has been concealed or suppressed.
Rs. Lakhs
CAT
CODE
CG
SB
CD
SS
CT
RB
CG
SL
SG
GL
HT
LN
HT
DN
HT
DA
D0
9
D1
0
D11
INFRASTRUCTURE INVESTMENTS
Taxable Bonds
Taxable - Infrastructure / Social Sector - PSU - Debentures / Bonds
Taxable - Infrastructure / Social Sector - Other Corporate Securities
(Approved Investments) - Debentures/Bonds
Taxfree Bonds
Taxfree - Infrastructure / Social Sector - PSU - Debentures / Bonds
Taxfree - Infrastructure / Social Sector - Other Corporate Securities
(Approved Investments) - Debentures/Bonds
Infrastructure - Other Corporate Securities - CPs
E
E01
E0
2
E0
3
E0
4
E0
8
E1
4
E1
9
EA
EQ
EA
CE
EE
PG
EP
BT
EC
OS
EC
DB
EC
MR
EC
CP
F
F01
F0
3
OTHER INVESTMENTS
Other than Approved Investments - Bonds - PSU - Taxable
Other than Approved Investments - Equity Shares (incl. PSUs and
Unlisted)
OB
PT
OE
SH
D0
6
D0
7
Grand Total
IPT
D
IC
TD
IPF
D
IC
FD
IC
CP
499
499
(28)
(37)
9
-8.29%
-17.13%
7.66%
-8.29%
-17.13%
7.66%
499
499
153
116
37
4.38%
3.89%
7.39%
4.38%
3.89%
7.39%
43,014
43,014
269
828
828
7
8.37%
0.00%
8.37%
7.42%
8.37%
0.00%
8.37%
7.42%
43,014
43,014
269
3,020
3,020
49
9.83%
0.00%
9.83%
6.05%
9.83%
0.00%
9.83%
6.05%
42,745
820
8.38%
8.38%
42,745
2,971
9.94%
57,712
55,158
54,163
995
2,554
2,554
1,939
1,687
1,516
171
13.63%
12.92%
15.09%
13.63%
12.92%
15.09%
57,712
55,158
54,163
7,154
4,647
4,154
10.18%
10.92%
12.00%
10.18%
10.92%
12.00%
5.67%
21.60%
21.60%
00
0
%
0.00%
995
2,554
2,554
494
2,425
2,425
6.21%
9.15%
9.15%
6.21%
9.15%
9.15%
82
0.00
6.61%
6.61%
24,561
840
145
(853)
0.73%
-61.39%
0.73%
-61.39%
4,146
2,995
2,599
(201)
(166)
244
45
57
738
-7.02
-66.24%
14.61%
11.64%
5.90%
7.53%
5.67%
21.60%
21.60%
.
000
%
0.00%
320
(79)
5.98%
-32.87%
5.98%
-32.87%
72
8. 93%
8.93%
(111)
112
29
177
-100.00%
12.30%
4.72%
0.00%
8.38%
-100.00%
12.30%
4.72%
0.00%
8.38%
26
10. 44%
10. 44%
0.00%
0.00%
0.00%
0.00%
0.00%
0. 00%
24,561
840
252
252
9.94%
.
000%
-7.02%
4 , 146
2,995
2,599
-66.24%
14.61%
11.64%
5.90%
7.53%
14.39%
44
4
4
14.39
4.92%
4.92%
4.92%
4.92%
0.00%
243,521
5,713
243,521
19,247
0.00
PERIODIC DISCLOSURES
FORM NL-37-DOWN GRADING OF INVESTMENT-2
Company Name & Code: Tata AIG General Insurance Co. Ltd. - Code 108
Statement as on: 31-March-2013
From Date : 01-Jan-2013 To Date : 31-March-2013
Statement of Down Graded Investments
Periodicity of Submission: Quarterly
Rs. Lakhs
Name of the Security
COI
Amount
Date of
Purchase
Rating Agency
Original Grade
Current Grade
Date of
Downgrad
A
During the Quarter
.
NA
N
A
N
A
N
A
NA
NA
NA
N
A
N
A
N
A
N
A
NA
NA
NA
N
A
B
As on Date
.
NA
CERTIFICATION
Certified that the information given herein are correct and
complete to the best of my knowledge and belief and
nothing has been concealed or suppressed.
D
a
t
e
:
PERIODIC DISCLOSURES
N
o
t
e
:
1 Provide details of Down Graded Investments during the Quarter.
2 Investments currently upgraded, listed as Down Graded during earlier Quarter shall be deleted from the Cumulative listing.
3 FORM-2 shall be prepared in respect of each fund.
4 Category of Investmet (COI) shall be as per INV/GLN/001/2003-04
PERIODIC DISCLOSURES
FORM NL-56
Date:
31-March-2013
(Rs in Lakhs)
Quarterly Business Returns across line of Business
Current Quarter
Sl.No.
1
2
3
4
5
8
9
10
Line of Business
Fire
Cargo & Hull
Motor TP
Motor OD
Engineering
Aviation
Personal Accident
Health
Others
Total
Premium
7,063
5,133
703
31,408
516
26
2,690
5,870
1,209
59,412
No. of Policies
24,599
9,782
13,711
550,385
473
174,861
115,337
25,542
918,312
No. of Policies
10,674
11,849
31,125
454,460
458
151,495
111,193
35,711
810,035
No. of Policies
59,843
43,245
76,286
1,923,614
1,954
7
701,793
502,017
91,418
3,413,443
PERIODIC DISCLOSURES
FORM NL-57
FORM NL-39
Insurer:
Date:
31-March-2013
(Rs in Lakhs)
Rural & Social Obligations (Quarterly Returns)
Sl.No.
Line of Business
Fir
1
2
Motor T
Motor O
Engineerin
5
6
Workmen's Compensatio
Employer's Liabilit
Aviatio
8
9
Personal Acciden
10
Health
11
Others
Particular
Rural
Social
Rural
Social
Rural
Social
Rural
Social
Rural
Social
Rural
Social
Rural
Social
Rural
Social
Rural
Social
Rural
Social
Rural
Social
CURRENT QUARTER
No. of Policies Issued
Premium Collected
4,769
1,119
418
501
Sum Assured
6,437,677
123,329
1,8
149,312
6,512
251,421
481,3
11
22
36,094
26
792
343
439
202,368
11,930
251
1,038,963
20,2
6,539
14,228
3,804
3,207
278
1,688,135
230,617
12,790
26,3
49,1
PERIODIC DISCLOSURES
FORM NL-58
Insure
r:
Da
te:
31-March-2013
(Rs in Lakhs)
Sl.No.
1
2
3
4
5
6
Channels
Individual Agents
Corporate Agents-Banks
Corporate Agents -Others
Brokers
Micro Agents
Direct Business
Total (A)
Referral (B)
Grand Total (A+B)
No.
of
Polici
196,202
90,419
52,983
97,484
Premium
17,990
3,472
1,069
16,920
No.
of
Polici
175,323
37,908
57,654
83,187
Premium
10,924
1,137
1,261
12,781
480,873
917,961
351
918,312
19,895
59,346
66
59,412
455,963
810,035
810,035
15,789
41,890
41,890
Note:
1. Premium means amount of remium
received f rom
business acuired b
the source p q y
2. No of Policies stand for no. of policies sold at coverage level
Up to the perio
No.
of
Polici
725,257
223,437
196,145
361,184
1,907,069
3,413,092
3,413,092
Premium
57,605
7,838
3,947
69,606
74,445
213,441
213,441
N
o
P
1,
3,
3,
PERIODIC DISCLOSURERS
Sl. No.
1
a
)b
c) )
h
)
Particulars
Complaints made by customers
Proposal Related
Claim
Policy Related
Cover Note Related
Product
Total Number of complaints:
Opening Balance* As
on beginning of the
quarter
23
21
1
76
Additions during
the
quarter
7
274
519
5
1,218
2,437,155
298,336
8
(a)
( d )30
26.62
Complaints made by
Customers
50
78
Complaints made
by
Intermediaries -
Total
5
-0
7
8
Compl
Pendin
the
end o
quar
31-March-2013
Insurer: Tata AIG General Insurance Co. Ltd.
Date:
298,336
382,392
20.15
26.62
8
(a)
( b )7
( c )15
2,437,155
Complaints made by
Customers
50
28
-
Complaints made
by
Intermediaries -
Total
5
0
2
-8
( d )30
(e)
- 90 Days
90 days & Beyond
Total No. of Complaints
78
7
8
* Opening balance should tally with the closing balance of the previous financial year
Note:
1 Points 1 (a) to 1 (i) and Point No.2 have been considered for the calculation of Point No. 6
2 Points 1 (b) and Point No. 5 have been considered for the calculation of Point No. 7
PERIODIC DISCLOSURERS
FORM NL-41 GRIEVANCE DISPOSAL
GRIEVANCE DISPOSAL FOR THE FINANCIAL YEAR 2012-13
Sl. No.
1
a
)b
c) )
d
)e)
f)
g
)h
) i)
Particulars
Complaints made by customers
Proposal Related
Claim
Policy Related
Premium
Refund
Coverage
Cover Note Related
Product
Others
Total Number of complaints:
Opening Balance* As
on
beginning of the year
2
3
2
86
2
1
-9
1
3
9
1
Additions during
the
period
27
1,018
2,260
78
157
1,032
6
13
865
5,456
1
231
52
5
9
29
41
368
3
235
110
14
15
167
2
78
624
Comp
Pend
th