A PROJECT REPORT ON LOAN FOR BUSINESS SUMMITTED TO THE UNIVERSITY OF PUNE IN PARTIAL FULFILLMENT OF THE REQUIREMENT OF BBA DEGREE

IN FINANACE BY UMESH KUMAR MISHRA ROLL NO.2126 UNDER THE GUIDANCE OF PROF. AKIL BAJAJWALA (POONA COLLEGE OF ARTS, SCIENCE &COMMERCE)

ACKNOWLEDGEMENT
We must concede that this project would never have been successfully completed without the support and Encouragement of prof akil sir. I would like to express my Special thanks of gratitude to my teacher as well as our principle who gave the golden opportunities to do wonderful project on the topic of loan which also helped me lot of practice and I came to know so many new things. i am really thankful to them secondly I would like to thanks my parents and friend who helped me for finishing this project. I am really thankful to them. Secondly i would also like to thank my parents and friends who helped me a lot in finishing this project within the limited time.

Mishra umesh kumar Rollno.2126

SELF EMPLOYMENT OPPORTUNITIES IN ANIMAL HUSBANDRY SECTOR

Animal husbandry has tremendous potential for employment generation .Dairy farming. sheep farming, goat farming, poultry farming & pig farming provide excellent opportunity of self employment for unemployed youth of our country. This sector has great role to play in poverty reduction of our country. Animal husbandry sector is growing at the rate of 4% per year double of agriculture. Besides providing superior protein through milk meat egg It also provides drought power & manure for agriculture. This sector has also very good scope for investment. Animal farming can easily give return of 30-35% per year. Animal husbandry is used as a tool by both central & state governments for poverty alleviation programme. Several financial incentives are provided by the government for employment generation in animal husbandry sector. Considering the immense potential of this sector we have included several animal farming project reports in our website. This website will guide both farmer & entrepreneurs of animal husbandry sector in achieving their goal by updating their knowledge on modern farming practices . We will also inform farmers about different subsidy schemes of government so that they can avail it. All project reports given in this site are detailed & bankable . Government subsidy is available for most of the projects.

DAIRY FARM (BUFFALO) PROJECT REPORT FOR BANK LOAN

Buffalo farming is profitable business & has good potential for employment generation India has 57% of world buffalo population. Buffalo milk contributes 57% of total milk production. Buffaloes have several advantages over crossbred cows as farm animal. 1-They are well adopted to agro-climatic condition of our country 2-They are more disease resistant in comparison to crossbred cows. (less incidence of milk fever buffaloes) 3.Buffalo milk contains more butter fat for which the price of buffalo milk is more. mastitis in

This project report is based on following assumptions:Freshly calved murrah female buffaloes in 1st or 2nd lactation will be purchased in two batches of twenty-five animals each/batch at an interval of 5 to 6 months. Availability of 10 acres of land for fodder cultivation is prerequisite for the project, Dung produced will be utilized as Manure for fodder cultivation. Cost of rearing calves not considered as it will be repealed by their sale In case of death of adult animal new buffalo will be purchased from insurance claim money. Heifers will be used as replacement stocks The scheme will be successful on the above guidelines if run by the dairy farmer on scientific lines. Housing for buffaloes:-loose housing system (open type) will be adopted for the farm as it is superior to conventional bran in terms of milk production & growth. Construction cost is lower & heat detection for buffaloes is easier in this type of housing. In loose housing system animals are kept loose except milking and at the time of treatment. Details of floor space requirement (open & covered area)is given in techno economic parameters. A photograph of loose housing buffalo dairy farm is given below.

Techno economic parameters

Bred of buffalo

Murrah

No. of Animals

20

Cost of Animal (Rs./animal) including transportation

200000

3 worker salary(4000*3)

12000

House for bufflo on rent

8000

Food for buffflo

20000

240000 Total project

Owned capital

144000

Animal husbandry in India

A large number of farmers in India depend on animal husbandry for their livelihood. In addition to supplying milk, meat, eggs, wool and hides, animals, mainly bullocks, are the major source of power for both farmers and drayers. Thus, animal husbandry plays an important role in the rural economy. Today, India has the world's largest dairy herd (composed of cows and buffaloes), at over 304 million strong and stands first in milk production, with 112.5 million tonnes of milk produced in 20092010[India is also the third largest egg-producer in the world, at over 180 million eggs being produced every day or 65.7 billion eggs for the year 2011-12,and the worlds sixth largest producer of poultry meat .While the majority of Indias animal products are consumed domestically, exports are growing. India is the top global exporter of buffalo meat, and is also the fourth largest exporter of soybean meal, an important ingredient in commercial feed for farmed animals. In addition, Indias leading poultry producers, including Suguna, Venkys, and the Amrit Group, are increasing sales to countries in other parts of Asia and the Middle East. International investment is also expanding. In 2008, U.S.-based Tyson Foods acquired a 51 percent stake in Godrej, an Indian conglomerate that is a major producer of animal feeds and poultry, and the International Finance Corporation (IFC) has an equity stake in Suguna.An estimated 200 million egg-laying hens are kept in battery cages, and more than half of the 2-billion-plus meat chickens produced each year are factory-farmed. Vertical integration and contract farming for poultry and eggs is also widespread. While the milk and cheese sectors still include many small-scale producers and cows and buffaloes in extensive systems the number of large, factory-style dairy

operations

is

increasing.